Fixed Indexed Annuities

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State

Premium

Qual

Flex?

Rating

Company

SC yrs

Age

Comm
%

More Search Options

Company / Product

SC Years

Issue
Age

Premium
Bonus

Min Rate

% Premium

Return per $1000

Last Change

Commissions
Age: Rate

Featured Products

Surrender Charges Last 9 Years

Lincoln Financial Group
Lincoln OptiChoice 9 -Low

9 yrs

1.00%

100%

$1,094

02/01/12

0-75: 7.00+
76-80: 5.25+

see notes

Fixed Account @ 1.15%	1-Year Monthly Cap
Performance Triggered	1-Year Monthly Average

Lincoln Financial Group
Lincoln OptiChoice 9 -High

9 yrs

1.00%

100%

$1,094

02/01/12

0-75: 7.00+
76-80: 5.25+

see notes

Performance Triggered	1-Year Monthly Average
Fixed Account @ 1.30%	1-Year Monthly Cap

Surrender Charges Last 8 Years

Lincoln Financial Group
Lincoln New Directions 8 -Low

8 yrs

1.00%

100%

$1,083

02/01/12

0-75: 4.50+
76-80: 3.50+
81-85: 2.25+

see notes

Performance Triggered Indexed Account	Fixed Account @ 1.70%
2-Year Point-to-Point Indexed Account

Lincoln Financial Group
Lincoln New Directions 8 -High

8 yrs

1.00%

100%

$1,083

02/01/12

0-75: 4.50+
76-80: 3.50+
81-85: 2.25+

see notes

Fixed Account @ 1.85%	2-Year Point-to-Point Indexed Account
Performance Triggered Indexed Account

Surrender Charges Last 7 Years

Lincoln Financial Group
Lincoln OptiChoice 7 -Low

7 yrs

1.00%

100%

$1,072

02/01/12

0-75: 6.00+
76-80: 4.50+
81-85: 3.00+

see notes

Fixed Account @ 1.05%	1-Year Monthly Cap
Performance Triggered	1-Year Monthly Average

Lincoln Financial Group
Lincoln OptiChoice 7 -High

7 yrs

1.00%

100%

$1,072

02/01/12

0-75: 6.00+
76-80: 4.50+
81-85: 3.00+

see notes

1-Year Monthly Average	Fixed Account @ 1.20%
1-Year Monthly Cap	Performance Triggered

Surrender Charges Last 6 Years

Lincoln Financial Group
Lincoln New Directions 6 -Low

6 yrs

1.00%

100%

$1,062

02/01/12

0-75: 3.50+
76-80: 2.75+
81-85: 1.75+

see notes

Fixed Account @ 1.40%	2-Year Point-to-Point Indexed Account
Performance Triggered Indexed Account

Lincoln Financial Group
Lincoln New Directions 6 -High

6 yrs

1.00%

100%

$1,062

02/01/12

0-75: 3.50+
76-80: 2.75+
81-85: 1.75+

see notes

Performance Triggered Indexed Account	Fixed Account @ 1.55%
2-Year Point-to-Point Indexed Account

Surrender Charges Last 5 Years

Lincoln Financial Group
Lincoln OptiChoice 5 -Low

5 yrs

1.00%

100%

$1,051

02/01/12

0-75: 5.00+
76-80: 3.75+
81-85: 2.50+

see notes

1-Year Fixed Account @ 1.00%	1-Year Monthly Cap
Performance Triggered	1-Year Monthly Average

Lincoln Financial Group
Lincoln OptiChoice 5 -High

5 yrs

1.00%

100%

$1,051

02/01/12

0-75: 5.00+
76-80: 3.75+
81-85: 2.50+

see notes

1-Year Monthly Average	1-Year Fixed Account @ 1.15%
1-Year Monthly Cap	Performance Triggered

Company / Product

SC Years

Issue
Age

Premium
Bonus

Min Rate

% Premium

Return per $1000

Last Change

Commissions
Age: Rate

Surrender Charges Last 15 Years

National Western Life
NWL Ultra Future

15 yrs

55 (NQ)

4.75
to 10.00

1.00%

87.50%

$1,117

08/18/11

Qualified

0-70: 5.00+
71-75: 1.50+
76-80: 0.25+

Non-Qualified

0-75: 5.00+
76-80: 3.00+

see notes

Option B: Fixed Account @ 1.90%	Option D: Monthly Cap
Option A: Monthly Averaging Annual Reset

Surrender Charges Last 14 Years

National Western Life
NWL Ultra Benefit

14 yrs

4.00
to 5.00

1.00%

87.50%

$1,056

08/18/11

Qualified

0-70: 6.00+
71-75: 3.50+
76-81: 1.50+

Non-Qualified

0-75: 6.00+
76-80: 4.00+
81-85: 1.50+

see notes

Option B: Fixed Interest Rate @ 1.00%	Option D: Monthly Cap Annual Reset
Option A: Monthly Average Annual Reset

North American Company
Charter 14

14 yrs

(NQ)

10.00

1.00%

87.50%

$1,106

01/19/12

0-75: 7.50+

see notes

1-Year S&P 400 Annual Daily Average	1-Year NASDAQ-100 Monthly Point-to-Point
1-Year S&P 500 Annual Daily Average	1-Year Hindsight Index Strategy
1-Year Russell 2000 Annual Daily Average	1-Year Dow Jones Annual Daily Average
1-Year Nasdaq-100 Annual Point-to-Point	1-Year S&P 500 Monthly Point-to-Point Cap
1-Year S&P 400 Annual Point-to-Point	1-Year S&P 500 Annual Point-to-Point
1-Year Russell 2000 Annual Point-to-Point	1-Year Dow Jones Annual Point-to-Point
1-Year Fixed @ 1.50%	1-Year Dow Jones EuroStoxx 50 Point-to-Point

North American Company
Freedom Choice (5%) 14 -Low

14 yrs

1.00%

87.50%

$1,006

01/19/12

0-75: 5.50+

see notes

1-Year Russell 2000 Annual Point-to-Point	1-Year Dow Jones EuroStoxx 50 Point-to-Point
1-Year Fixed @ 3.05%	1-Year Annual Point-to-Point S&P 500
1-Year S&P 400 Annual Point-to-Point	1 -Year NASDAQ Monthly Point-to-Point Cap
1-Year Nasdaq-100 Annual Point-to-Point	1-Year Dow Jones Annual Point-to-Point
1-Year S&P 500 Monthly Point-to-Point Cap

North American Company
Freedom Choice (5%) 14 -High

14 yrs

1.00%

87.50%

$1,006

01/19/12

0-75: 5.50+

see notes

1-Year Dow Jones Annual Point-to-Point	1-Year S&P 500 Monthly Point-to-Point Cap
1-Year Russell 2000 Annual Point-to-Point	1-Year Dow Jones EuroStoxx 50 Point-to-Point
1-Year Annual Point-to-Point S&P 500	1-Year Fixed @ 3.35%
1-Year S&P 400 Annual Point-to-Point	1 -Year NASDAQ Monthly Point-to-Point Cap
1-Year Nasdaq-100 Annual Point-to-Point

North American Company
Freedom Choice 14 -Low

14 yrs

1.00%

87.50%

$1,006

01/19/12

0-75: 5.50+

see notes

1-Year Nasdaq-100 Annual Point-to-Point	1-Year S&P 500 Monthly Point-to-Point Cap
1-Year Dow Jones Annual Point-to-Point	1-Year Russell 2000 Annual Point-to-Point
1-Year Dow Jones EuroStoxx 50 Point-to-Point	1-Year S&P 500 Annual Point-to-Point Cap
1-Year Fixed @ 2.70%	1-Year S&P 400 Annual Point-to-Point
1-Year Nasdaq-100 Monthly Point-to-Point Cap

North American Company
Freedom Choice 14 -High

14 yrs

1.00%

87.50%

$1,006

01/19/12

0-75: 5.50+

see notes

1-Year Dow Jones EuroStoxx 50 Point-to-Point	1-Year S&P 500 Annual Point-to-Point Cap
1-Year S&P 400 Annual Point-to-Point	1-Year Fixed @ 3.10%
1-Year Nasdaq-100 Monthly Point-to-Point Cap	1-Year Nasdaq-100 Annual Point-to-Point
1-Year S&P 500 Monthly Point-to-Point Cap	1-Year Dow Jones Annual Point-to-Point
1-Year Russell 2000 Annual Point-to-Point

North American Company
North American Prizm Plus 14

14 yrs

10.00

1.00%

87.50%

$1,106

01/19/12

0-75: 7.50+

see notes

1-Year Russell 2000 Point-to-Point	1-Year S&P 500 Monthly Average
1-Year Nasdaq -100 Monthly Point-to-Point	1-Year Nasdaq 100 Point-to-Point
1-Year DJIA Monthly Average	1-Year Fixed @ 1.50%
1-Year S&P 400 Monthly Average	1-Year Russell 2000 Monthly Averaging
1-Year S&P 500 Point-to-Point	1-Year DJIA Point-to-Point
1-Year DJ EuroStoxx 50 Point-to-Point	1-Year S&P 400 Point-to-Point
1-Year S&P 500 Monthly Point-to-Point

North American Company
Precision 14

14 yrs

10.00

1.00%

87.50%

$1,106

01/19/12

0-75: 7.50+

see notes

1-Year Dow Jones EuroStoxx 50 Point-to-Point	1-Year Dow Jones Annual Daily Average
1-Year S&P 400 Annual Daily Average	1-Year NASDAQ Monthly Point-to-Point Cap
1-Year Russell 2000 Annual Daily Average	1-Year S&P 500 Monthly Point-to-Point Cap
1-Year S&P 500 Annual Point-to-Point	1-Year Hindsight Index
1-Year Nasdaq-100 Annual Point-to-Point	1-Year Dow Jones Annual Point-to-Point
1-Year Fixed @ 1.50%	1-Year S&P 400 Annual Point-to-Point
1-Year S&P 500 Annual Daily Average	1-Year Russell 2000 Annual Point-to-Point

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

For use by licensed insurance agents/brokers only - not authorized for use by the public.