Fixed Indexed Annuities	Fixed Annuities	Product Search	Detailed Spreadsheets
Fixed Indexed Accounts	MYGA	Products by Company	SPIA Products
Fixed Indexed Brief	Top MYGAs	Featured Products	New Business Forms

Fixed Indexed Annuities

A Divison of Daly Insurance Brokerage, LLC

866-599-4283

Product Detail

Package your Forms Collection

State

Premium Qual

Rating

Company

Rate Gtd

Age

Comm
%

Company / Product

SC Years

Issue
Age

Premium
Bonus

Min Rate

% Premium

Return per $1000

Last Change

Commissions
Age: Rate

Featured Products

Surrender Charges Last 10 Years

Reliance Standard Life
Keystone 10 Index Annuity

10 yrs

2.00%

100%

$1,219

10/16/08

0-80: 8.50
81-85: 6.80

1-Year Point-to-Point - Capped	1-Year Monthly Average - Capped
Fixed Interest Strategy @ 4.20%

Company / Product

SC Years

Issue
Age

Premium
Bonus

Min Rate

% Premium

Return per $1000

Last Change

Commissions
Age: Rate

Surrender Charges Last 16 Years

Amer. Equity Investment Life Ins. Co.
Bonus Gold (Index 1-07)

16 yrs

10.00%

06/02/08

Qualified

0-75: 8.00
76-80: 6.75

Non-Qualified

0-75: 8.00
76-80: 6.75
81-85: 4.50

1-Year Lehman U.S. Aggregate Point-to-Point	1-Year Dow Jones Monthly Average Cap
1-Year Dow Jones Point-to-Point Cap	1-Year S&P 500 Point-to-Point PR
Fixed Value @ 3.25%	1-Year S&P 500 Monthly Average Cap
1-Year S&P 500 Point-to-Point Cap	1-Year S&P 500 Monthly Average PR
1-Year S&P 500 Monthly Point-to-Point

Surrender Charges Last 14 Years

EquiTrust Life Ins. Co.
Market Power Bonus Index

14 yrs

10.00%

3.00%

87.50%

$1,456

10/28/08

0-80: 8.50

Fixed @ 3.25%	1-Year S&P 500 Monthly Cap
1-Year S&P 500 Point-to-Point Cap	1 Year Monthly Average Participation
2-Year Monthly Averaging	1-Year S&P 500 Daily Average Cap

North American Company
Charter 14

14 yrs

11.00%

2.00%

100%

$1,465

10/10/08

0-75: 8.50

1-Year NASDAQ-100 Monthly Point-to-Point	1-Year S&P 500 Annual Daily Average
1-Year S&P 400 Annual Daily Average	1-Year Russell 2000 Annual Daily Average
1-Year Hindsight Index Strategy	1-Year Lehman Bros. US Aggregate
1-Year Nasdaq-100 Annual Point-to-Point	1-Year Dow Jones Annual Daily Average
1-Year S&P 400 Annual Point-to-Point	1-Year S&P 500 Monthly Point-to-Point Cap
1-Year S&P 500 Annual Point-to-Point	1-Year Dow Jones Annual Point-to-Point
1-Year Russell 2000 Annual Point-to-Point	1-Year Fixed @ 3.00%
1-Year Dow Jones EuroStoxx 50 Point-to-Point

North American Company
Freedom Choice (5%) 14 -Low

14 yrs

3.00%

87.50%

$1,324

10/10/08

0-75: 5.50

1-Year Annual Point-to-Point Russell 2000	1-Year Annual Point-to-Point DJ EuroSTOXX 50
1-Year Fixed @ 5.00%	1-Year Annual Point-to-Point S&P 500
1-Year Monthly Point-to-Point NASDAQ 100	1-Year Annual Point-to-Point S&P 400
1-Year Annual Point-to-Point NADAQ 100	1-Year Annual Point-to-Point LB U.S. Aggregate
1-Year Annual Point-to-Point DJIA	1-Year Monthly Point-to-Point S&P 500

North American Company
Freedom Choice (5%) 14 -High

14 yrs

3.00%

87.50%

$1,324

10/10/08

0-75: 5.50

1-Year Annual Point-to-Point LB U.S. Aggregate	1-Year Annual Point-to-Point DJIA
1-Year Monthly Point-to-Point S&P 500	1-Year Annual Point-to-Point Russell 2000
1-Year Annual Point-to-Point DJ EuroSTOXX 50	1-Year Annual Point-to-Point S&P 500
1-Year Fixed @ 5.35%	1-Year Annual Point-to-Point S&P 400
1-Year Monthly Point-to-Point NASDAQ 100	1-Year Annual Point-to-Point NADAQ 100

North American Company
Freedom Choice 14 -Low

14 yrs

3.00%

87.50%

$1,324

10/10/08

0-75: 5.50

1-Year Anual Point-to-Point NADAQ 100	1-Year Anual Point-to-Point LB U.S. Aggregate
1-Year Anual Point-to-Point DJIA	1-Year Monthly Point-to-Point S&P 500
1-Year Anual Point-to-Point Russell 2000	1-Year Anual Point-to-Point DJ EuroSTOXX 50
1-Year Anual Point-to-Point S&P 500	1-Year Fixed @ 4.60%
1-Year Anual Point-to-Point S&P 400	1-Year Monthly Point-to-Point NASDAQ 100

North American Company
Freedom Choice 14 -High

14 yrs

3.00%

87.50%

$1,324

10/10/08

0-75: 5.50

1-Year Anual Point-to-Point DJ EuroSTOXX 50	1-Year Anual Point-to-Point S&P 500
1-Year Anual Point-to-Point S&P 400	1-Year Fixed @ 5.00%
1-Year Monthly Point-to-Point NASDAQ 100	1-Year Anual Point-to-Point NADAQ 100
1-Year Anual Point-to-Point LB U.S. Aggregate	1-Year Monthly Point-to-Point S&P 500
1-Year Anual Point-to-Point DJIA	1-Year Anual Point-to-Point Russell 2000

North American Company
North American Classic Plus

14 yrs

10.00%

3.00%

87.50%

$1,456

10/10/08

0-75: 7.00

1-Year Russell 2000 Point-to-Point	1-Year DJIA Daily Average
1-Year Russell 2000 Daily Average	1-Year DJIA Point-to-Point
1-Year S&P 500 Daily Average	1-Year S&P 400 Point-to-Point
1-Year S&P 400 Daily Average	1-Year S&P 500 Monthly Point-to-Point
1-Year NASDAQ 100 Monthly Point-to-Point	1-Year Fixed @ 3.60%
1-Year S&P 500 Point-to-Point	1-Year NASDAQ-100 Point-to-Point

North American Company
North American Prizm 14

14 yrs

2.00%

100%

$1,319

10/10/08

0-75: 8.50

1-Year S&P 400 Monthly Average	1-Year S&P 500 Monthly Point-to-Point
1-Year S&P 500 Point-to-Point	1-Year Russell 2000 Monthly Averaging
1-Year Nasdaq 100 Point-to-Point	1-Year Nasdaq 100 Monthly Point-to-Point
1-Year Lehman Bros. U.S. Aggregate Point-to-Point	1-Year Dow Jones Point-to-Point
1-Year S&P 400 Point-to-Point	1-Year Fixed @ 4.15%
1-Year Russell 2000 Point-to-Point	1-Year S&P 500 Monthly Average
1-Year Dow Jones Monthly Average	1-Year DJ EuroStoxx 50 Point-to-Point

North American Company
North American Prizm Plus 14

14 yrs

10.00%

2.00%

100%

$1,451

10/10/08

0-75: 8.50

1-Year Russell 2000 Point-to-Point	1-Year S&P 500 Monthly Average
1-Year Nasdaq -100 Monthly Point-to-Point	1-Year Nasdaq 100 Point-to-Point
1-Year Lehman Bros. U.S. Aggregate Point-to-Point	1-Year DJIA Monthly Average
1-Year Fixed @ 3.25%	1-Year S&P 400 Monthly Average
1-Year Russell 2000 Monthly Averaging	1-Year S&P 500 Point-to-Point
1-Year DJIA Point-to-Point	1-Year DJ EuroStoxx 50 Point-to-Point
1-Year S&P 400 Point-to-Point	1-Year S&P 500 Monthly Point-to-Point

North American Company
Precision 14

14 yrs

10.00%

2.00%

100%

$1,451

10/10/08

0-75: 8.50

Dow Jones EuroStoxx 50 Point-to-Point	Dow Jones Annual Daily Average
S&P 400 Annual Daily Average	Nasdaq -100 Monthly Point-to-Point
Russell 2000 Annual Daily Average	S&P 500 Monthly Point-to-Point Cap
Lehman Bros. US Aggregate	S&P 500 Annual Point-to-Point
1 - Year Hindsight Index Strategy	Nasdaq-100 Annual Point-to-Point
Dow Jones Annual Point-to-Point	Fixed @ 3.00%
S&P 400 Annual Point-to-Point	S&P 500 Annual Daily Average
Russell 2000 Annual Point-to-Point

Surrender Charges Last 12 Years

Amer. Equity Investment Life Ins. Co.
Future Gold (Index 4-05)

12 yrs

3.00%

87.50%

06/02/08

Qualified

0-75: 10.50
76-80: 5.25

Non-Qualified

0-75: 10.50
76-80: 7.87
81-UP: 5.25

Fixed @ 3.25%	1-Year Lehman U.S. Aggregate Point-to-Point
1-Year S&P 500 Monthly Average PR	1-Year S&P 500 Point-to-Point PR
1-Year S&P 500 Monthly Point-to-Point	1-Year S&P 500 Monthly Average Cap
1-Year S&P 500 Point-to-Point Cap

Amer. Equity Investment Life Ins. Co.
Income Gold (Index 3-07)

12 yrs

5.00%

06/02/08

Qualified

0-75: 7.50
76-80: 5.62

Non-Qualified

0-75: 7.50
76-80: 5.62
81-85: 3.75

1-Year S&P 500 Point-to-Point PR	1-Year S&P 500 Point-to-Point Cap
Fixed @ 3.25%	1-Year S&P 500 Monthly Average Cap
1-Year Dow Jones Point-to-Point Cap	1-Year S&P 500 Monthly Point-to-Point Cap
1-Year S&P 500 Monthly Average PR	1-Year Lehman U.S. Aggregate Point-to-Point Cap
1-Year Dow Jones Monthly Average Cap

Amer. General Life Ins. Co.
AG HorizonIndex Annuity 12

12 yrs

4.00%

3.00%

90.00%

$1,335

11/05/08

0-75: 9.00
76-80: 5.00
81-85: 3.50

2-Year Term Account	1-Year Term Account
Fixed @ 4.60%

RBC Insurance
RBC Enhanced Choice 12

12 yrs

5.00%

1.85%

87.50%

$1,145

11/01/08

0-75: 9.00
76-80: 7.00
81-85: 5.00

1-Year DJIA Quarterly Point-to-Point Annual Reset	8-Year Fixed Account @ 3.65%
1-Year DJIA Monthly Average

Surrender Charges Last 10 Years

American National Ins. Co.
Value Lock 10

10 yrs

5.00%

1.75%

88.70%

$1,108

11/01/08

0-75: 10.00
76-80: 8.00

S&P 500 10 Year Point-to-Point

Surrender Charges Last 7 Years

Reliance Standard Life
Keystone 7 Index Annuity

7 yrs

2.00%

100%

$1,149

10/16/08

0-80: 5.00
81-85: 4.00

1-Year Monthly Average - Capped	Fixed Interest Strategy @ 4.10%
1-Year Point-to-Point - Participation Rate	1-Year Monthly Average - Participation Rate
1-Year Point-to-Point - Capped

Surrender Charges Last 5 Years

Reliance Standard Life
Keystone 5 Index Annuity

5 yrs

1.50%

100%

$1,077

10/16/08

0-80: 4.00
81-85: 3.20

1-Year Monthly Average - Participation Rate	1-Year Point-to-Point - Capped
1-Year Monthly Average - Capped	Fixed Interest Strategy @ 4.00%
1-Year Point-to-Point - Participation Rate

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

Any reproduction of this data or presentation of this data in print, electronically or on any other website is strictly prohibited and protected under copyright law. "Yield to Surrender", "Current Yield to Surrender" and "Guaranteed Yield to Surrender" are Trademarks of AnnuityRateWatch.com, Inc.

"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

For use by licensed insurance agents/brokers only - not authorized for use by the public.