Fixed Indexed Accounts

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Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Last
Change
Part Rate Spread Cap Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Reliance Standard Life
Keystone 10 Index Annuity
Keystone 10 Index Annuity
1-Year Point-to-Point - Participation Rate
S&P 500 Point to Point 10
Years
  10/16/08 30     0-80: 8.50
81-85: 6.80
Annual None Min Rates: 25    
Keystone 10 Index Annuity
1-Year Monthly Average - Participation Rate
S&P 500 Point to Point 10
Years
  10/16/08 40     0-80: 8.50
81-85: 6.80
Annual Monthly Min Rates: 35    
Keystone 10 Index Annuity
1-Year Point-to-Point - Capped
S&P 500 Point to Point 10
Years
  10/16/08     9.00 0-80: 8.50
81-85: 6.80
Annual None Min Rates:     4.00
Keystone 10 Index Annuity
Fixed Interest Strategy
Fixed 10
Years
  10/16/08 4.20% 1-Yr Fixed 0-80: 8.50
81-85: 6.80
Min Rates: 2.00
Keystone 10 Index Annuity
1-Year Monthly Average - Capped
S&P 500 Point to Point 10
Years
  10/16/08     9.50 0-80: 8.50
81-85: 6.80
Annual Monthly Min Rates:     5.00
Keystone 5 Index Annuity
Keystone 5 Index Annuity
1-Year Monthly Average - Capped
S&P 500 Point to Point 5
Years
  10/16/08     9.00 0-80: 4.00
81-85: 3.20
Annual Monthly Min Rates:     5.00
Keystone 5 Index Annuity
1-Year Point-to-Point - Capped
S&P 500 Point to Point 5
Years
  10/16/08     8.50 0-80: 4.00
81-85: 3.20
Annual None Min Rates:     4.00
Keystone 5 Index Annuity
1-Year Monthly Average - Participation Rate
S&P 500 Point to Point 5
Years
  10/16/08 35     0-80: 4.00
81-85: 3.20
Annual Monthly Min Rates: 35    
Keystone 5 Index Annuity
Fixed Interest Strategy
Fixed 5
Years
  10/16/08 4.00% 1-Yr Fixed 0-80: 4.00
81-85: 3.20
Min Rates: 1.50
Keystone 5 Index Annuity
1-Year Point-to-Point - Participation Rate
S&P 500 Point to Point 5
Years
  10/16/08 25     0-80: 4.00
81-85: 3.20
Annual None Min Rates: 25    
Keystone 7 Index Annuity
Keystone 7 Index Annuity
1-Year Monthly Average - Participation Rate
S&P 500 Point to Point 7
Years
  10/16/08 40     0-80: 5.00
81-85: 4.00
Annual Monthly Min Rates: 35    
Keystone 7 Index Annuity
1-Year Point-to-Point - Participation Rate
S&P 500 Point to Point 7
Years
  10/16/08 30     0-80: 5.00
81-85: 4.00
Annual None Min Rates: 25    
Keystone 7 Index Annuity
1-Year Point-to-Point - Capped
S&P 500 Point to Point 7
Years
  10/16/08     9.00 0-80: 5.00
81-85: 4.00
Annual None Min Rates:     4.00
Keystone 7 Index Annuity
1-Year Monthly Average - Capped
S&P 500 Point to Point 7
Years
  10/16/08     9.50 0-80: 5.00
81-85: 4.00
Annual Monthly Min Rates:     5.00
Keystone 7 Index Annuity
Fixed Interest Strategy
Fixed 7
Years
  10/16/08 4.10% 1-Yr Fixed 0-80: 5.00
81-85: 4.00
Min Rates: 2.00

Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Last
Change
Part Rate Spread Cap Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
American Equity Investment Life Insurance Company
10/10 Gold (Index 6-05)
10/10 Gold (Index 6-05)
Fixed
Fixed 10
Years
  06/02/08 3.25% 1-Yr Fixed 0-75: 8.00
76-80: 6.00
81-85: 4.00
Annual Min Rates: 3.00
10/10 Gold (Index 6-05)
1-Year S&P 500 Point-to-Point PR
S&P 500 Point to Point 10
Years
  06/02/08 40     0-75: 8.00
76-80: 6.00
81-85: 4.00
Annual None Min Rates: 25 0.00 100.00
10/10 Gold (Index 6-05)
1-Year Lehman Bros. US Aggregate Point-to-Point
LB US Aggregate Bond Point to Point 10
Years
  06/02/08     4.50 0-75: 8.00
76-80: 6.00
81-85: 4.00
Annual None Min Rates: 100 0.00 4.00
10/10 Gold (Index 6-05)
1-Year S&P 500 Monthly Average PR
S&P 500 Point to Point 10
Years
  06/02/08 60     0-75: 8.00
76-80: 6.00
81-85: 4.00
Annual Monthly Min Rates: 25 0.00 100.00
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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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