MYGA

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State

Premium

Qual

Rating

Company

Rate Gtd

Age

Comm
%

Company / Product Name	AM Best	Minimum Premium	Rate Change	Years Rate Gtd	Rate	Yield to Surrender	Commissions Age: Rate
Rate Guaranteed 10 Years
North American Company NA Guarantee Choice 10 High-Band [MVA]	A+	200,000	02/23/10	1-10	3.85	3.85	0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
	A+	200,000	02/23/10			3.85	0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
North American Company NA Guarantee Choice 10 Low-Band [MVA]	A+	10,000 Q:2,000	02/23/10	1-10	3.65	3.65	0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
	A+	10,000 Q:2,000	02/23/10			3.65	0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
Lincoln Financial Group Lincoln MYGuarantee^sm Plus 10 High-Band [MVA]	A+	100,000	03/01/10	1-10	3.65	3.65	0-75: 2.50 76-80: 1.60 81-85: 1.60
	A+	100,000	03/01/10			3.65	0-75: 2.50 76-80: 1.60 81-85: 1.60
Lincoln Financial Group Lincoln MYGuarantee^sm Plus 10 Low-Band [MVA]	A+	10,000	03/01/10	1-10	3.50	3.50	0-75: 2.50 76-80: 1.60 81-85: 1.60
	A+	10,000	03/01/10			3.50	0-75: 2.50 76-80: 1.60 81-85: 1.60
Rate Guaranteed 9 Years
North American Company NA Guarantee Choice 9 High-Band [MVA]	A+	200,000	02/23/10	1-9	3.65	3.65	0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
	A+	200,000	02/23/10			3.65	0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
Lincoln Financial Group Lincoln MYGuarantee^sm Plus 9 High-Band [MVA]	A+	100,000	03/01/10	1-9	3.60	3.60	0-75: 2.50 76-80: 1.60 81-85: 1.00
	A+	100,000	03/01/10			3.60	0-75: 2.50 76-80: 1.60 81-85: 1.00
Lincoln Financial Group Lincoln MYGuarantee^sm Plus 9 Low-Band [MVA]	A+	10,000	03/01/10	1-9	3.45	3.45	0-75: 2.50 76-80: 1.60 81-85: 1.00
	A+	10,000	03/01/10			3.45	0-75: 2.50 76-80: 1.60 81-85: 1.00
North American Company NA Guarantee Choice 9 Low-Band [MVA]	A+	10,000 Q:2,000	02/23/10	1-9	3.45	3.45	0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
	A+	10,000 Q:2,000	02/23/10			3.45	0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
Rate Guaranteed 8 Years
North American Company NA Guarantee Choice 8 High-Band [MVA]	A+	200,000	02/23/10	1-8	3.65	3.65	0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
	A+	200,000	02/23/10			3.65	0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
Lincoln Financial Group Lincoln MYGuarantee^sm Plus 8 High-Band [MVA]	A+	100,000	03/01/10	1-8	3.55	3.55	0-75: 2.50 76-80: 1.60 81-85: 1.00
	A+	100,000	03/01/10			3.55	0-75: 2.50 76-80: 1.60 81-85: 1.00
North American Company NA Guarantee Choice 8 Low-Band [MVA]	A+	10,000 Q:2,000	02/23/10	1-8	3.45	3.45	0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
	A+	10,000 Q:2,000	02/23/10			3.45	0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
Lincoln Financial Group Lincoln MYGuarantee^sm Plus 8 Low-Band [MVA]	A+	10,000	03/01/10	1-8	3.40	3.40	0-75: 2.50 76-80: 1.60 81-85: 1.00
	A+	10,000	03/01/10			3.40	0-75: 2.50 76-80: 1.60 81-85: 1.00

Company / Product Name	AM Best	Minimum Premium	Rate Change	Years Rate Gtd	Rate	Yield to Surrender	Commissions Age: Rate
Rate Guaranteed 7 Years
North American Company NA Guarantee Choice 7 High-Band [MVA]	A+	200,000	02/23/10	1-7	3.65	3.65	0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
	A+	200,000	02/23/10			3.65	0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
Lincoln Financial Group Lincoln MYGuarantee^sm Plus 7 High-Band [MVA]	A+	100,000	03/01/10	1-7	3.50	3.50	0-75: 2.50 76-80: 1.60 81-85: 1.00
	A+	100,000	03/01/10			3.50	0-75: 2.50 76-80: 1.60 81-85: 1.00
Lincoln Life & Annuity of New York Lincoln MYGuarantee^sm Plus 7 High-Band [MVA]	A+	100,000	01/01/10	1-7	3.50	3.50	0-75: 2.50 76-80: 1.60 81-85: 1.00
	A+	100,000	01/01/10			3.50	0-75: 2.50 76-80: 1.60 81-85: 1.00
North American Company NA Guarantee Choice 7 Low-Band [MVA]	A+	10,000 Q:2,000	02/23/10	1-7	3.45	3.45	0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
	A+	10,000 Q:2,000	02/23/10			3.45	0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
Lincoln Financial Group Lincoln MYGuarantee^sm Plus 7 Low-Band [MVA]	A+	10,000	03/01/10	1-7	3.35	3.35	0-75: 2.50 76-80: 1.60 81-85: 1.00
	A+	10,000	03/01/10			3.35	0-75: 2.50 76-80: 1.60 81-85: 1.00
Lincoln Life & Annuity of New York Lincoln MYGuarantee^sm Plus 7 Low-Band [MVA]	A+	10,000	01/01/10	1-7	3.35	3.35	0-75: 2.50 76-80: 1.60 81-85: 1.00
	A+	10,000	01/01/10			3.35	0-75: 2.50 76-80: 1.60 81-85: 1.00
Lincoln Financial Group Lincoln ClassicSM 7 High-Band [MVA]	A+	100,000	03/01/10	1	5.75	3.17	0-75: 5.00 76-80: 3.50 81-85: 1.75
	A+	100,000	03/01/10	2-7	2.75	3.17	0-75: 5.00 76-80: 3.50 81-85: 1.75
Lincoln Life & Annuity of New York Lincoln Classic-NY 7 High-Band [MVA]	A+	100,000	01/01/10	1	5.75	3.17	0-75: 5.00 76-80: 2.75 81-85: 1.50
	A+	100,000	01/01/10	2-7	2.75	3.17	0-75: 5.00 76-80: 2.75 81-85: 1.50

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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