Consolidated Marketing Group, Inc.

Fixed Indexed Annuities
 
 
 
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Company / Product SC Years Issue
Age		 Premium
Bonus		 Min Rate % Premium Return per $1000 Last Change Commissions
Age: Rate
Surrender Charges Last 14 Years
EquiTrust Life Ins. Co.
Market Power Bonus Index
14 yrs 80 10.00% 3.00% 87.50% $1,456 10/28/08 0-80: 8.50
Fixed @ 3.25% 1-Year S&P 500 Monthly Cap
1-Year S&P 500 Point-to-Point Cap 1 Year Monthly Average Participation
2-Year Monthly Averaging 1-Year S&P 500 Daily Average Cap
Surrender Charges Last 13 Years
OM Financial Life Ins. Co.
Spectrum Rewards Reserve
13 yrs 85 4.00% 1.00% 100% $1,184 01/01/09 0-79: 9.00
80-85: 4.50
1-Year S&P 500 Monthly Averaging Cap 3-Year Option Monthly Cap
2-Year Option Monthly Cap 1-Year S&P 500 Point-to-Point Cap
Fixed @ 2.50% 1-Year Option Monthly Cap
Surrender Charges Last 12 Years
Amer. General Life Ins. Co.
AG HorizonIndex Annuity 12
12 yrs 85 4.00% 3.00% 90.00% $1,335 12/08/08 0-75: 9.00
76-80: 5.00
81-85: 3.50
1-Year Term Account 2-Year Term Account
Fixed @ 4.60%
Lincoln Financial Group
Lincoln OptiPoint 12 -Low
12 yrs 75 4.00% 2.00% 88.00% $1,161 12/08/08 0-75: 8.00
Performance Triggered 2-Year Monthly Cap
Fixed @ 4.30% 2-Year Point to Point
Lincoln Financial Group
Lincoln OptiPoint 12 -High
12 yrs 75 4.00% 2.00% 88.00% $1,161 12/08/08 0-75: 8.00
Fixed @ 4.30% 2-Year Point to Point
Performance Triggered 2-Year Monthly Cap
Surrender Charges Last 10 Years
Amer. General Life Ins. Co.
AIG Global Bonus Index
10 yrs 80 5.00% 3.00% 100% $1,411 12/08/08 0-75: 7.00
76-80: 4.50
Annual Point-to-Point Account with Participatin Rate Global Multiple Index Account with Cap
Monthly Additive Account with Cap Fixed Interest Account @ 4.45%
Amer. General Life Ins. Co.
Emerging Edge Indexed Annuity
10 yrs 80 3.00% 90.00% $1,210 12/08/08 0-75: 7.00
76-80: 4.00
100% Participation w/ Annual Cap 80% Participation w/ Annual Cap
Floating Annual Participation w/ No Cap Fixed @ 5.20%
Amer. General Life Ins. Co.
Vision Maximizer
10 yrs 75 5.00% 3.00% 90.00% $1,270 12/08/08 0-75: 8.00
100% Participation Rate w/Index Cap Adjustable Participation Rate
Monthly Average Account w/Index Spread Fixed Interest Account 5-Year @ 4.35%
EquiTrust Life Ins. Co.
Market Ten Bonus Index
10 yrs 80 7.00% 3.00% 100% $1,438 10/28/08 0-80: 6.50
1-Year S&P 500 Monthly Cap 1-Year Fixed @ 3.25%
1-Year S&P 500 Monthly Average w/ Participation 2-Year S&P 500 Point-to-Point w/Cap
1-Year S&P 500 Point-to-Point w/ Participation
EquiTrust Life Ins. Co.
Market Ten Index
10 yrs 80 3.00% 100% $1,344 10/28/08 0-80: 8.50
1-Year S&P 500 Monthly Average w/ Participation 1-Year Fixed @ 4.00%
1-Year S&P 500 Monthly Cap Index 2-Year S&P 500 Point-to-Point w/ Cap
1-Year S&P 500 Point-to-Point w/ Participation
EquiTrust Life Ins. Co.
Market Value Index
10 yrs 80 3.00% 87.50% $1,176 10/28/08 0-80: 10.00
2-Year S&P 500 Monthly Average Cap 1-Year S&P 500 Monthly Average
1-Year S&P 500 Monthly Averaging w/ Participation 1-Year S&P 500 Point-to-Point
Fixed @ 3.85%
ING USA Annuity and Life
ING Secure Index Opportunities Plus -Low
10 yrs 80 5.00% 2.00% 87.50% $1,120 01/02/09 0-80: 8.00
Fixed @ 2.75% Monthly Cap Index
Point-to-Point Cap Index
ING USA Annuity and Life
ING Secure Index Opportunities Plus -High
10 yrs 80 5.00% 2.00% 87.50% $1,120 01/02/09 0-80: 8.00
Fixed @ 2.75% Monthly Cap Index
Point-to-Point Cap Index
ING USA Annuity and Life
ING Secure Index Outlook Annuity -Low
10 yrs 80 3.00% 2.00% 87.50% $1,099 01/02/09 0-80: 6.00
Point-to-Point Cap Index Monthly Cap Index
Fixed @ 2.75%
ING USA Annuity and Life
ING Secure Index Outlook Annuity -High
10 yrs 80 3.00% 2.00% 87.50% $1,099 01/02/09 0-80: 6.00
Point-to-Point Cap Index Monthly Cap Index
Fixed @ 2.75%
ING USA Annuity and Life
Selectra Multi Strategy SP
10 yrs 80 2.00% 87.50% $1,067 01/02/09 0-80: 8.00
Fixed @ 3.05% Monthly Cap Index Strategy
Lincoln Financial Group
Lincoln OptiPoint 10 -Low
10 yrs 80 3.00% 1.80% 90.00% $1,108 12/08/08 0-75: 7.00
76-80: 4.75
2-Year Monthly Cap Performance Triggered @ 7.55%
Fixed @ 4.30% 2-Year Point to Point
Lincoln Financial Group
Lincoln OptiPoint 10 -High
10 yrs 80 3.00% 1.80% 90.00% $1,108 12/08/08 0-75: 7.00
76-80: 4.75
Fixed @ 4.30% 2-Year Point to Point
2-Year Monthly Cap Performance Triggered @ 7.55%
OM Financial Life Ins. Co.
Loyalty Rewards Escalator 10
10 yrs 85 1.00% 1.00% 87.50% $ 976 01/01/09 0-79: 6.50
80-85: 3.25
1-Year S&P 500 Monthly Point-to-Point 1-Year S&P 500 Annual Point-to-Point
Fixed @ 3.20% 1-Year S&P 500 Monthly Averaging
OM Financial Life Ins. Co. (NY)
NY Spectrum Freedom 10
10 yrs 85 2.00% 01/01/09 0-80: 5.00
81-85: 2.50
Fixed @ 4.15% S&P 500 Monthly Averaging
S&P 500 Monthly Point-to-Point S&P 500 Annual Point-to-Point
Showing 1-20 of 69    Display: Page:   1 | 2 | 3 | 4

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