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.
Company / Product Name
|
AM Best |
Years Gtd |
Last Change |
Base Rate |
Bonus Rate |
Current Rate |
Premium Bonus |
Effective Rate |
CUR
|
GTD
|
Commissions Age: Rate |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | |||||||||||
| Surrender Charges Last 14 Years | |||||||||||
|
EquiTrust Life Insurance Company
Market Power Bonus Index [MVA] |
A- | 1 | 10/28/08 | 3.25 | 0.00 | 3.25 | 10.00 | 13.58 | 3.96 | 2.79 | 0-80: 8.50 |
| Surrender Charges Last 13 Years | |||||||||||
|
OM Financial Life Insurance Company
Spectrum Rewards Reserve |
A | 1 | 01/01/09 | 2.50 | 0.00 | 2.50 | 4.00 | 6.60 | 2.81 | 2.12 |
0-79: 9.00 80-85: 4.50 |
| Surrender Charges Last 12 Years | |||||||||||
|
American General Life Insurance Company
AG HorizonIndex Annuity 12 [MVA] |
A | 6 | 12/08/08 | 4.60 | 0.00 | 4.60 | 4.00 | 8.78 | 4.94 | 3.63 |
0-75: 9.00 76-80: 5.00 81-85: 3.50 |
| Next Rate: | 01/12/09 | 4.35 | 0.00 | 4.35 | 8.35 | 4.69 | 3.51 | -0.25 DOWN | |||
|
Lincoln Financial Group
Lincoln OptiPoint 12 High-Band [MVA] |
A+ | 1 | 12/08/08 | 4.30 | 0.00 | 4.30 | 4.00 | 8.47 | 4.64 | 2.52 | 0-75: 8.00 |
|
Lincoln Financial Group
Lincoln OptiPoint 12 Low-Band [MVA] |
A+ | 1 | 12/08/08 | 4.30 | 0.00 | 4.30 | 4.00 | 8.47 | 4.64 | 2.52 | 0-75: 8.00 |
|
Lincoln Financial Group
Lincoln ClassicSM Flex 12 High-Band [MVA, LOAN] |
A+ | 1 | 01/01/09 | 4.05 | 5.00 | 9.05 | 4.46 | 3.49 | 0-75: 7.00 | ||
|
Lincoln Financial Group
Lincoln ClassicSM Flex 12 Low-Band [MVA, LOAN] |
A+ | 1 | 01/01/09 | 4.05 | 4.00 | 8.05 | 4.38 | 3.41 | 0-75: 7.00 | ||
| Surrender Charges Last 10 Years | |||||||||||
|
American General Life Insurance Company
Emerging Edge Indexed Annuity [MVA] |
A | 1 | 12/08/08 | 5.20 | 0.00 | 5.20 | 5.20 | 2.32 |
0-75: 7.00 76-80: 4.00 |
||
| Next Rate: | 01/12/09 | 4.95 | 0.00 | 4.95 | 4.95 | 2.29 | -0.25 DOWN | ||||
|
American General Life Insurance Company
AIG Global Bonus Index [MVA] |
A | 1 | 12/08/08 | 4.45 | 0.00 | 4.45 | 5.00 | 9.67 | 4.96 | 2.74 |
0-75: 7.00 76-80: 4.50 |
| Next Rate: | 01/12/09 | 4.20 | 0.00 | 4.20 | 9.20 | 4.71 | 2.72 | -0.25 DOWN | |||
|
American General Life Insurance Company
AG HorizonMYG [MVA] |
A | 6 | 12/15/08 | 4.50 | 4.00 | 8.50 | 4.89 | 3.88 |
0-75: 7.50 76-80: 5.00 81-85: 3.00 |
||
| Next Rate: | 01/06/09 | 4.25 | 4.00 | 8.25 | 4.64 | 3.73 | -0.25 DOWN | ||||
|
American General Life Insurance Company
Vision Maximizer [MVA] |
A | 5 | 12/08/08 | 4.35 | 0.00 | 4.35 | 5.00 | 9.57 | 4.86 | 3.67 | 0-75: 8.00 |
| Next Rate: | 01/12/09 | 4.10 | 0.00 | 4.10 | 9.10 | 4.61 | 3.55 | -0.25 DOWN | |||
|
Lincoln Financial Group
Lincoln OptiPoint 10 High-Band [MVA] |
A+ | 1 | 12/08/08 | 4.30 | 0.00 | 4.30 | 3.00 | 7.43 | 4.61 | 2.35 |
0-75: 7.00 76-80: 4.75 |
|
Lincoln Financial Group
Lincoln OptiPoint 10 Low-Band [MVA] |
A+ | 1 | 12/08/08 | 4.30 | 0.00 | 4.30 | 3.00 | 7.43 | 4.61 | 2.35 |
0-75: 7.00 76-80: 4.75 |
|
OM Financial Life Insurance Company (NY)
NY Spectrum Freedom 10 |
A | 1 | 01/01/09 | 4.15 | 2.00 | 6.15 | 2.00 | 8.27 | 4.56 | 0.80 |
0-80: 5.00 81-85: 2.50 |
|
EquiTrust Life Insurance Company
Market Ten Index [MVA] |
A- | 1 | 10/28/08 | 4.00 | 0.00 | 4.00 | 4.00 | 2.20 | 0-80: 8.50 | ||
|
EquiTrust Life Insurance Company
Market Ten Bonus Index [MVA] |
A- | 1 | 10/28/08 | 3.25 | 0.00 | 3.25 | 7.00 | 10.48 | 3.95 | 2.82 | 0-80: 6.50 |
|
OM Financial Life Insurance Company
Safety Index 10 High-Band |
A | 7 | 01/01/09 | 3.85 | 0.00 | 3.85 | 3.85 | 3.59 |
0-79: 7.00 80-85: 3.50 |
||
|
EquiTrust Life Insurance Company
Market Value Index [MVA] |
A- | 1 | 10/28/08 | 3.85 | 0.00 | 3.85 | 3.85 | 2.18 | 0-80: 10.00 | ||
|
OM Financial Life Insurance Company
Safety Index 10 Low-Band |
A | 7 | 01/01/09 | 3.55 | 0.00 | 3.55 | 3.55 | 3.38 |
0-79: 7.00 80-85: 3.50 |
||
|
OM Financial Life Insurance Company
Loyalty Rewards Escalator 10 |
A | 1 | 01/01/09 | 3.20 | 0.00 | 3.20 | 1.00 | 4.23 | 3.30 | 2.18 |
0-79: 6.50 80-85: 3.25 |