Consolidated Marketing Group, Inc.

Fixed Annuities
 
 
 
State
 Premium
 Qual
 Rating
 Company
 Rate Gtd
 Age
 Comm
%

Showing 1-20 of 177    Display: Print/Save |<  <<   Page 1 of 9   >>   >|
Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Surrender Charges Last 14 Years
North American Company
Freedom Choice (5%) 14 High-Band [TSA, MVA, LOAN]
A+ 1 09/01/10 3.90 0.00 3.90     3.90 1.30 0-75: 5.50+
North American Company
Freedom Choice 14 High-Band [TSA, MVA, LOAN]
A+ 1 09/01/10 3.55 0.00 3.55     3.55 1.27 0-75: 5.50+
North American Company
Freedom Choice (5%) 14 Low-Band [TSA, MVA, LOAN]
A+ 1 09/01/10 3.55 0.00 3.55     3.55 1.27 0-75: 5.50+
North American Company
North American Flex III [MVA, LOAN]
A+ 1 09/01/10 2.55 0.00 2.55 10.00 12.81 3.25 2.74 0-75: 4.50+
North American Company
Freedom Choice 14 Low-Band [TSA, MVA, LOAN]
A+ 1 09/01/10 3.15 0.00 3.15     3.15 1.25 0-75: 5.50+
North American Company
Precision 14 [TSA, MVA, LOAN]
A+ 1 09/01/10 2.15 0.00 2.15 10.00 12.37 2.85 1.87 0-75: 7.50+
North American Company
Charter 14 [TSA, MVA, LOAN]
A+ 1 09/01/10 2.15 0.00 2.15 10.00 12.37 2.85 1.87 0-75: 7.50+
North American Company
North American Prizm Plus 14 [TSA, MVA, LOAN]
A+ 1 09/01/10 2.15 0.00 2.15 10.00 12.37 2.85 1.87 0-75: 7.50+
Surrender Charges Last 12 Years
Lincoln Financial Group
Lincoln OptiPoint 12 High-Band [MVA]
A+ 1 09/01/10 2.10 0.00 2.10 5.00 7.20 2.52 2.42 0-75: 4.00
Lincoln Financial Group
Lincoln OptiPoint 12 Low-Band [MVA]
A+ 1 09/01/10 2.10 0.00 2.10 4.00 6.18 2.43 2.34 0-75: 4.00
American General Life Insurance Company
AG HorizonIndex Annuity 12 [MVA]
A 6 08/27/10 2.00 0.00 2.00 5.00 7.10 2.42 2.42 0-75: 8.00+
76-80: 4.00+
81-85: 2.50+
RBC Insurance
RBC Enhanced Choice 12 SPDA [MVA]
A 8 09/01/10 1.05 1.00 2.05 5.00 7.15 1.55 1.53 0-75: 8.00+
76-80: 6.00+
81-85: 4.00+
Surrender Charges Last 10 Years
Aviva Life & Annuity
MultiChoice Income Elite High-Band [MVA]
A 1 08/06/10 3.20 0.00 3.20     3.20 2.12 0-75: 5.00+
76-78: 3.00+
Next Rate: 09/03/10 2.90 0.00 2.90   2.90 2.09 -0.30 DOWN  
North American Company
Freedom Choice (5%) 10 High-Band [TSA, MVA, LOAN]
A+ 1 09/01/10 3.20 0.00 3.20     3.20 1.31 0-75: 5.50+
76-79: 4.13+
Aviva Life and Annuity
Income Select Platinum High-Band [MVA]
A 1 08/06/10 3.20 0.00 3.20     3.20 2.12 0-75: 5.00+
76-78: 3.00+
Next Rate: 09/03/10 2.90 0.00 2.90   2.90 2.09 -0.30 DOWN  
RBC Insurance
Value Master SPDA [MVA]
A 1 09/01/10 3.00 0.00 3.00     3.00 3.00 0-75: 7.00
76-80: 5.00
81-85: 4.00
North American Company
North American Flex II [MVA, LOAN]
A+ 1 09/01/10 2.50 0.00 2.50 5.00 7.62 3.00 2.55 0-75: 4.50+
76-79: 3.38+
Aviva Life & Annuity
MultiChoice Xtra High-Band [MVA]
A 1 08/06/10 2.20 0.00 2.20 8.00 10.38 2.99 1.90 0-75: 7.00+
76-78: 5.00+
Next Rate: 09/03/10 1.80 0.00 1.80 9.80 2.59 1.86 -0.40 DOWN  
Aviva Life and Annuity
Income Preferred Bonus High-Band [MVA]
A 1 08/06/10 2.20 0.00 2.20 8.00 10.38 2.99 1.90 0-75: 7.00+
76-78: 5.00+
Next Rate: 09/03/10 1.80 0.00 1.80 9.80 2.59 1.86 -0.40 DOWN  
Aviva Life & Annuity
MultiChoice Income Xtra High-Band [MVA]
A 1 08/06/10 2.15 0.00 2.15 8.00 10.32 2.94 2.80 0-75: 7.00+
76-78: 5.00+
Next Rate: 09/03/10 2.00 0.00 2.00 10.00 2.79 2.79 -0.15 DOWN  
Showing 1-20 of 177    Display: Page:   1 | 2 | 3 | 4 | 5 | 6 .. 9

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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