Top MYGA

State

Premium

Qual

Rating

Company

Rate Gtd

Age

Comm
%

Company	Product	Years Gtd	1st Year Rate	Rate Thereafter	Gtd Yield to Surrender	Commission
10 Year Interest Rate Guarantees
Allianz Life of NY	Power 5 Annuity [MVA, LOAN]	10	3.25	3.25	3.76	4.00
Allianz Life of NY	Dominator Annuity 10 [MVA, LOAN]	10	3.45	3.45	3.45	3.00
American National Ins. Co.	Palladium MYG Annuity 10 High-Band [MVA]	10	4.35	3.35	3.45	4.00
American National Ins. Co.	Palladium MYG Annuity 10 Low-Band [MVA]	10	4.25	3.25	3.35	4.00
Allianz Life	Dominator Plus 10 High-Band [MVA, LOAN]	10	3.35	3.35	3.35	4.00
Allianz Life	Dominator Plus 10 Mid-Band [MVA, LOAN]	10	3.25	3.25	3.25	4.00
9 Year Interest Rate Guarantees
American National Ins. Co.	Palladium MYG Annuity 9 High-Band [MVA]	9	5.00	3.00	3.22	3.00
American National Ins. Co.	Palladium MYG Annuity 9 Low-Band [MVA]	9	4.90	2.90	3.12	3.00
8 Year Interest Rate Guarantees
American National Ins. Co.	Palladium MYG Annuity 8 High-Band [MVA]	8	3.50	3.50	3.50	2.50
American National Ins. Co.	Palladium MYG Annuity 8 Low-Band [MVA]	8	3.40	3.40	3.40	2.50
7 Year Interest Rate Guarantees
OM Financial Life Ins. Co.	OM Guarantee-Platinum 7 [MVA]	7	3.75	3.75	3.75	3.25
Amer. Equity Investment Life Ins. Co.	Guarantee 7 (SPDA-MYGA) MVA [MVA]	7	3.75	3.75	3.75	3.00
OM Financial Life Ins. Co.	OM Guarantee-Plus 7 [MVA]	7	4.60	3.60	3.74	3.25
OM Financial Life Ins. Co. (NY)	OMNY Guarantee-Plus 7 [MVA]	7	4.50	3.50	3.64	1.25
Liberty Bankers Life	Bankers 7 [MVA]	7	3.50	3.50	3.50	4.00
American National Ins. Co.	Palladium MYG Annuity 7 High-Band [MVA]	7	4.15	3.15	3.29	2.50
Amer. Equity Investment Life Ins. Co.	Guarantee 7 (SPDA-MYGA)	7	3.25	3.25	3.25	2.50
American National Ins. Co.	Palladium MYG Annuity 7 Low-Band [MVA]	7	4.05	3.05	3.19	2.50
Sun Life Ins. and Annuity of New York	Keyport Value Stepped Up 7 High-Band [MVA, STEP RATE]	7		Step Rate	2.45	5.00
Sun Life Ins. and Annuity of New York	Keyport Value Stepped Up 7 Low-Band [MVA, STEP RATE]	7		Step Rate	2.30	5.00

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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