Company / Product
|
Issue Ages |
Minimum Premiums |
Withdrawal Provisions |
States |
Commissions
Age: Rate
|
|
Surrender Charges Last 17 Years
|
American Equity Investment Life Insurance Company
Bonus Gold (Index 1-05) DE
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | |
| Qualified |
| Owner: | 80 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only
Available in:
DE
|
0-75: 6.00+
76-80: 4.50+
|
| Withdrawal Notes: |
|
Prem Bonus:
10.00
|
| Withdrawal Charges 17 years: |
|
20 |
19.5 |
19 |
18.5 |
18 |
17.5 |
17 |
16.5 |
15.5 |
14 |
12.5 |
11 |
9 |
7 |
5 |
3 |
2 |
|
|
| Guaranteed Minimum Value: |
80% of Premium
at 1.50%
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year S&P 500 Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 1-Year Dow Jones Point-to-Point Cap |
DJIA |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 1 Year S&P 500 Monthly Average Participation Rate |
S&P 500 |
Point to Point
|
Annual |
Monthly |
20
|
|
|
| 10 Year U.S. Treasury Bond Value with Cap |
10 Year US Treasury |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 1 Year S&P 500 Annual Point-to-Point Participation Rate |
S&P 500 |
Point to Point
|
Annual |
None |
20
|
|
|
| 1-Year Dow Jones Monthly Average Cap |
DJIA |
Point to Point
|
Annual |
Monthly |
|
|
3.25
|
| Traditional Fixed Value |
1-Year
Fixed Rate (no bonus)
|
2.25%
|
| 1-Year S&P 500 Monthly Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.80
|
| 1 Year S&P 500 Monthly Average with Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
3.25
|
|
|
Surrender Charges Last 15 Years
|
National Western Life
NWL Ultra Future
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | 55 |
| Qualified |
| Owner: | 85 |
| Annuitant: | 55 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 2,000 |
| Monthly: | 2,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
No- Terminal Illness |
| No- Nursing Home |
Yes-Annualization |
|
Not
Available in:
AK AL CT DE IL IN MA MN MS NJ NV NY OR PA PR UT WA
|
| Qualified |
0-70: 5.00+
71-75: 1.50+
76-80: 0.25+
|
| Non-Qual |
0-75: 5.00+
76-80: 3.00+
|
|
| Withdrawal Notes: |
|
Prem Bonus:
4.75-10.00
|
|
Ages 0 to 46
(15 years):
|
19.25 |
18.5 |
17.75 |
16.75 |
16 |
15.25 |
14.5 |
13.5 |
12.75 |
12 |
10 |
8 |
6 |
4 |
2 |
|
Ages 47 to 47
(15 years):
|
19 |
18.25 |
17.5 |
16.75 |
15.75 |
15 |
14.25 |
13.25 |
12.5 |
11.75 |
10 |
8 |
6 |
4 |
2 |
|
Ages 48 to 48
(15 years):
|
18.25 |
17.5 |
16.75 |
15.75 |
15 |
14.25 |
13.25 |
12.5 |
11.75 |
10.75 |
10 |
8 |
6 |
4 |
2 |
|
Ages 49 to 49
(15 years):
|
17.5 |
16.75 |
15.75 |
15 |
14.25 |
13.25 |
12.5 |
11.75 |
10.75 |
10 |
9 |
8 |
6 |
4 |
2 |
|
Ages 50 to 50
(15 years):
|
16.75 |
15.75 |
15 |
14.25 |
13.25 |
12.5 |
11.75 |
10.75 |
10 |
9 |
8.25 |
7.25 |
6 |
4 |
2 |
|
Ages 51 to 51
(15 years):
|
15.75 |
15 |
14.25 |
13.25 |
12.5 |
11.75 |
10.75 |
10 |
9 |
8.25 |
7.25 |
6.5 |
5.5 |
4 |
2 |
|
Ages 52 to 52
(15 years):
|
15 |
14.25 |
13.25 |
12.5 |
11.75 |
10.75 |
10 |
9 |
8.25 |
7.25 |
6.5 |
5.5 |
4.5 |
3.75 |
2 |
|
Ages 53 to 53
(15 years):
|
14.25 |
13.25 |
12.5 |
11.75 |
10.75 |
10 |
9 |
8.25 |
7.25 |
6.5 |
5.5 |
4.5 |
3.75 |
2.75 |
1.75 |
|
Ages 54 to 54
(15 years):
|
13.25 |
12.5 |
11.75 |
10.75 |
10 |
9 |
8.25 |
7.25 |
6.5 |
5.5 |
4.5 |
3.75 |
2.75 |
1.75 |
0.75 |
|
Ages 55 to 55
(15 years):
|
14.25 |
13.5 |
12.5 |
11.75 |
11 |
10 |
9.25 |
8.25 |
7.5 |
6.5 |
5.5 |
4.75 |
3.75 |
2.75 |
2 |
|
Ages 56 to 56
(15 years):
|
15.25 |
14.5 |
13.5 |
12.75 |
11.75 |
11 |
10.25 |
9.25 |
8.5 |
7.5 |
6.5 |
5.75 |
4.75 |
4 |
2 |
|
Ages 57 to 57
(15 years):
|
16.25 |
15.25 |
14.5 |
13.75 |
12.75 |
12 |
11.25 |
10.25 |
9.5 |
8.5 |
7.75 |
6.75 |
6 |
4 |
2 |
|
Ages 58 to 58
(15 years):
|
17.25 |
16.25 |
15.5 |
14.75 |
14 |
13 |
12.25 |
11.25 |
10.5 |
9.75 |
8.75 |
8 |
6 |
4 |
2 |
|
Ages 59 to 59
(15 years):
|
18.25 |
17.25 |
16.5 |
15.75 |
15 |
14 |
13.25 |
12.5 |
11.5 |
10.75 |
10 |
8 |
6 |
4 |
2 |
|
Age 60+
(15 years):
|
19.25 |
18.5 |
17.75 |
16.75 |
16 |
15.25 |
14.5 |
13.5 |
12.75 |
12 |
10 |
8 |
6 |
4 |
2 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,117)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Option B: Fixed Account |
1-Year
Fixed Rate (no bonus)
|
1.90%
|
| Option D: Monthly Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.75
|
| Option A: Monthly Averaging Annual Reset |
S&P 500 |
Point to Point
|
Annual |
Monthly |
50
|
1.70
|
|
|
|
Surrender Charges Last 14 Years
|
Fidelity & Guaranty Life
FG AccumulatorPlus 14
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not
Available in:
AK AL CT MA MN MS NC NH NV NY OK OR PR TX UT VI WA
|
0-85: 7.50
|
| Withdrawal Notes: |
|
No Premium Bonus
|
| Withdrawal Charges 14 years: |
|
14.75 |
13.75 |
12.75 |
11.75 |
10.75 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,006)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1 Year S&P 500 Monthly Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.90
|
| 1 Year S&P 500 Point-to-Point with Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
6.00
|
| 1-Year Fixed Account |
1-Year
Fixed Rate (no bonus)
|
3.00%
|
| 1 Year S&P 500 Monthly Average with Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
6.25
|
| 1 Year Index Gain Option with Declared Rate |
S&P 500 |
Perf Trig
|
Annual |
None |
|
|
|
|
Fidelity & Guaranty Life
Prosperity Elite 14
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
Yes-Annualization |
|
Not
Available in:
AK CT MA MN MS NH NV NY OK OR PR TX UT VI WA
|
0-79: 8.00
80-85: 4.00
|
| Withdrawal Notes: |
|
No Premium Bonus
|
| Withdrawal Charges 14 years: |
|
14.75 |
13.75 |
12.75 |
11.75 |
10.75 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,006)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year S&P 500 Monthly Average with A Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
5.00
|
| 2-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Biennial |
None |
|
|
10.25
|
| 1-Year Performance Triggered Account |
S&P 500 |
Perf Trig
|
Annual |
None |
|
|
|
| 1-Year S&P 500 Monthly Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.50
|
| 1-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.75
|
| 3-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Triennial |
None |
|
|
16.00
|
| Fixed Account |
1-Year
Fixed Rate (no bonus)
|
2.50%
|
|
Fidelity & Guaranty Life
Prosperity Elite 14 Enhanced
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
Yes-Annualization |
|
Not
Available in:
AK CT MA MN MS NH NV NY OK OR PR TX UT VI WA
|
0-79: 8.00
80-85: 4.00
|
| Withdrawal Notes: |
|
Premium Bonus:
6.00
|
| Withdrawal Charges 14 years: |
|
14.75 |
13.75 |
12.75 |
11.75 |
10.75 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,066)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Fixed Account |
1-Year
Fixed Rate (no bonus)
|
2.50%
|
| 1-Year S&P 500 Monthly Average with A Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
5.00
|
| 2-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Biennial |
None |
|
|
10.25
|
| 1-Year Performance Triggered Account |
S&P 500 |
Perf Trig
|
Annual |
None |
|
|
|
| 1-Year S&P 500 Monthly Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.50
|
| 1-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.75
|
| 3-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Triennial |
None |
|
|
16.00
|
|
Fidelity & Guaranty Life
Prosperity Elite 14 Protection
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
Yes-Annualization |
|
Not
Available in:
AK CT MA MN MS NH NV NY OK OR PR TX UT VI WA
|
0-79: 8.00
80-85: 4.00
|
| Withdrawal Notes: |
|
Premium Bonus:
9.00
|
| Withdrawal Charges 14 years: |
|
14.75 |
13.75 |
12.75 |
11.75 |
10.75 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,096)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.75
|
| 3-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Triennial |
None |
|
|
16.00
|
| Fixed Account |
1-Year
Fixed Rate (no bonus)
|
2.50%
|
| 1-Year S&P 500 Monthly Average with A Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
5.00
|
| 2-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Biennial |
None |
|
|
10.25
|
| 1-Year Performance Triggered Account |
S&P 500 |
Perf Trig
|
Annual |
None |
|
|
|
| 1-Year S&P 500 Monthly Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.50
|
|
National Western Life
NWL Ultra Benefit
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
| Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 2,000 |
| Monthly: | 2,000 |
|
| No- Disability |
No- Unemployment |
| Yes-Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
Yes-Annualization |
|
Not
Available in:
AK AL CT DE FL IL IN MA MN MS NJ NV NY OR PA SC UT WA
|
| Qualified |
0-70: 6.00+
71-75: 3.50+
76-81: 1.50+
|
| Non-Qual |
0-75: 6.00+
76-80: 4.00+
81-85: 1.50+
|
|
| Withdrawal Notes: |
|
Prem Bonus:
4.00-5.00
|
|
Ages 0 to 49 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years):
|
16 |
16 |
15.75 |
15 |
14 |
13.25 |
12.5 |
11.5 |
10.75 |
10 |
8 |
6 |
4 |
2 |
|
Ages 50 to 50 in states AR, AZ, CA, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years):
|
16 |
15.75 |
15 |
14.25 |
13.25 |
12.5 |
11.75 |
10.75 |
10 |
9 |
8 |
6 |
4 |
2 |
|
For states TX (14 years):
|
11.75 |
11 |
10 |
9.25 |
8.25 |
7.5 |
6.5 |
5.75 |
4.75 |
3.75 |
3 |
2.25 |
1.5 |
0.75 |
|
Ages 51 to 51 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years):
|
15.75 |
15 |
14.25 |
13.25 |
12.5 |
11.75 |
10.75 |
10 |
9 |
8.25 |
7.25 |
6 |
4 |
2 |
|
Ages 52 to 52 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years):
|
15 |
14.25 |
13.25 |
12.5 |
11.75 |
10.75 |
10 |
9 |
8.25 |
7.25 |
6.5 |
5.5 |
4 |
2 |
|
Ages 53 to 53 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years):
|
14.25 |
13.25 |
12.5 |
11.75 |
10.75 |
10 |
9 |
8.25 |
7.25 |
6.5 |
5.5 |
4.5 |
3.75 |
2 |
|
Ages 54 to 54 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years):
|
13.25 |
12.5 |
11.75 |
10.75 |
10 |
9 |
8.25 |
7.25 |
6.5 |
5.5 |
4.5 |
3.75 |
2.75 |
1.75 |
|
Ages 55 to 55 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years):
|
12.5 |
11.75 |
10.75 |
10 |
9 |
8.25 |
7.25 |
6.5 |
5.5 |
4.5 |
3.75 |
2.75 |
1.75 |
0.75 |
|
Ages 56 to 56 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years):
|
13.5 |
12.5 |
11.75 |
11 |
10 |
9.25 |
8.25 |
7.5 |
6.5 |
5.5 |
4.75 |
3.75 |
2.75 |
2 |
|
Ages 57 to 57 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WY (14 years):
|
14.5 |
13.5 |
12.75 |
11.75 |
11 |
10.25 |
9.25 |
8.5 |
7.5 |
6.5 |
5.75 |
4.75 |
4 |
2 |
|
Ages 58 to 58 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years):
|
15.25 |
14.5 |
13.75 |
12.75 |
12 |
11.25 |
10.25 |
9.5 |
8.5 |
7.75 |
6.75 |
6 |
4 |
2 |
|
Ages 59 to 59 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years):
|
16 |
15.5 |
14.75 |
14 |
13 |
12.25 |
11.25 |
10.5 |
9.75 |
8.75 |
8 |
6 |
4 |
2 |
|
Age 60+ in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years):
|
16 |
16 |
15.75 |
15 |
14 |
13.25 |
12.5 |
11.5 |
10.75 |
10 |
8 |
6 |
4 |
2 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,056)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Option B: Fixed Interest Rate |
1-Year
Fixed Rate (no bonus)
|
1.00%
|
| Option D: Monthly Cap Annual Reset |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.00
|
| Option A: Monthly Average Annual Reset |
S&P 500 |
Point to Point
|
Annual |
Monthly |
50
|
3.45
|
|
|
|
Surrender Charges Last 13 Years
|
National Western Life
NWL Ultra Classic
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | 80 |
| Qualified |
| Owner: | 85 |
| Annuitant: | 80 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 2,000 |
| Monthly: | 2,000 |
|
| No- Disability |
No- Unemployment |
| Yes-Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
Yes-Annualization |
|
Not
Available in:
AK AL CT DE IL IN MA MN MS NJ NV NY OR PA SC UT WA
|
| Qualified |
0-70: 10.00+
71-75: 8.00+
76-80: 7.00+
|
| Non-Qual |
0-75: 10.00+
76-80: 8.50+
|
|
| Withdrawal Notes: |
|
No Premium Bonus
|
|
Ages 51 to 51 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (13 years):
|
15 |
14.75 |
14 |
13 |
12.25 |
11.25 |
10.5 |
9.75 |
8.75 |
8 |
6 |
4 |
2 |
|
Ages 52 to 52 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (13 years):
|
15 |
14.25 |
13.25 |
12.5 |
11.75 |
10.75 |
10 |
9 |
8.25 |
7.25 |
6 |
4 |
2 |
|
Ages 53 to 53 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (13 years):
|
14.25 |
13.25 |
12.5 |
11.75 |
10.75 |
10.75 |
9 |
8.25 |
7.25 |
6.5 |
5.5 |
4 |
2 |
|
Ages 54 to 54 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (13 years):
|
13.25 |
12.5 |
11.75 |
10.75 |
10 |
9 |
8.25 |
7.25 |
6.5 |
5.5 |
4.5 |
3.75 |
2 |
|
Ages 55 to 55 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (13 years):
|
12.5 |
11.75 |
10.75 |
10 |
9 |
8.25 |
7.25 |
6.5 |
5.5 |
4.5 |
3.75 |
2.75 |
1.75 |
|
Ages 56 to 56 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (13 years):
|
11.75 |
10.75 |
10 |
9 |
8.25 |
7.25 |
6.5 |
5.5 |
4.5 |
3.75 |
2.75 |
1.75 |
0.75 |
|
Ages 57 to 57 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (13 years):
|
12.5 |
11.75 |
11 |
10 |
9.25 |
8.25 |
7.5 |
6.5 |
5.5 |
4.75 |
3.75 |
2.75 |
2 |
|
Ages 58 to 58 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (13 years):
|
13.5 |
12.75 |
11.75 |
11 |
10.25 |
9.25 |
8.5 |
7.5 |
6.5 |
5.75 |
4.75 |
4 |
2 |
|
Ages 59 to 59 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (13 years):
|
14.5 |
13.75 |
12.75 |
12 |
11.25 |
10.25 |
9.5 |
8.5 |
7.75 |
6.75 |
6 |
4 |
2 |
|
Age 60+ in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (13 years):
|
15 |
14.75 |
14 |
13 |
12.25 |
11.25 |
10.5 |
9.75 |
8.75 |
8 |
6 |
4 |
2 |
|
Ages 0 to 50 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (13 years):
|
15 |
14.75 |
14 |
13 |
12.25 |
11.25 |
10.5 |
9.75 |
8.75 |
8 |
6 |
4 |
2 |
|
For states TX (13 years):
|
10.75 |
9.75 |
9 |
8 |
7.25 |
6.25 |
5.25 |
4.25 |
3.25 |
2.25 |
1.75 |
1 |
0.75 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $996)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Option A: Monthly Averaging Annual Reset |
S&P 500 |
Point to Point
|
Annual |
Monthly |
50
|
1.70
|
|
| Option B: Fixed Account |
1-Year
Fixed Rate (no bonus)
|
2.40%
|
| Option D: Monthly Cap Annual Reset |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.75
|
|
|
Surrender Charges Last 12 Years
|
American Equity Investment Life Insurance Company
Bonus 5 (INDEX-3-07-WA)
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | |
| Qualified |
| Owner: | 80 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only
Available in:
WA
|
0-57: 6.00+
58-80: 4.00+
|
| Withdrawal Notes: |
|
Prem Bonus:
3.00-5.00
|
|
Withdrawal Charges 12 years:
|
12 |
12 |
11 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
|
Age 57+
(10 years):
|
8.25 |
8.25 |
7.25 |
6.25 |
5.25 |
4.25 |
3 |
2 |
1 |
0.5 |
|
|
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.50%
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Traditional Fixed Value |
1-Year
Fixed Rate (no bonus)
|
1.75%
|
| 1 Year S&P 500 Monthly Average with Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
4.00
|
| 1-Year S&P 500 Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.00
|
| 1 Year S&P 500 Monthly Average Participation Rate |
S&P 500 |
Point to Point
|
Annual |
Monthly |
25
|
|
|
| 1 Year S&P 500 Annual Point-to-Point Participation Rate |
S&P 500 |
Point to Point
|
Annual |
None |
25
|
|
|
| 1-Year S&P 500 Monthly Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.80
|
|
Athene Annuity
Enhanced Choice 12
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | |
| Qualified |
| Owner: | 80 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not
Available in:
AK AL CT DE HI MN NJ NV NY OK OR PA PR TX UT VI WA
|
0-75: 6.50+
76-UP: 3.50+
|
| Withdrawal Notes: |
|
Premium Bonus:
5.00
|
|
For states AL, AR, AZ, CO, DC, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, RI, SC, SD, TN, VA, VT, WA, WI, WV, WY (12 years):
|
14 |
13 |
12 |
11 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
|
For states CA (12 years):
|
12 |
11 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,035)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year DJIA Monthly Average Cap |
DJIA |
Point to Point
|
Annual |
Monthly |
|
|
6.00
|
| 1-Year S&P 500 Monthly Additive Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
3.00
|
| 8 Year Fixed Fixed |
1-Year
Fixed Rate with Bonus
|
2.00% +1.00 Bonus
|
| 1-Year DJIA Quarterly Point-to-Point Cap |
DJIA |
Point to Point
|
Annual |
Quarterly Sum |
|
|
3.00
|
| 1-Year S&P 500 Annual Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
5.75
|
|
Phoenix Life Insurance Company
Phoenix Reflections Gold Bonus
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
| Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
No- Terminal Illness |
| No- Nursing Home |
No- Annualization |
|
Only
Available in:
AK AL AR AZ CA CO DC GA HI ID IL KS LA MI MT ND NE NM RI SC SD TN VT WI WV WY
|
0-75: 7.50+
76-80: 5.00+
81-86: 3.00+
|
| Withdrawal Notes: |
|
Prem Bonus:
5.00-10.00
|
| Withdrawal Charges 12 years: |
|
12.5 |
12.5 |
12.5 |
11 |
10 |
9 |
8 |
6 |
5 |
4 |
3 |
2 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,085)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Fixed Account |
1-Year
Fixed Rate (no bonus)
|
0.85%
|
| Point to Point Indexed Account - 1 year S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.50
|
| Rainbow Point to Point Indexed Account - 1 year Domestic |
Blended Indicies |
Point to Point
|
Annual |
None |
|
|
1.00
|
| Monthly Point to Point Indexed Account - 1 year S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.00
|
| Performance Trigger Indexed Account - 1 year S&P 500 |
DJIA |
Perf Trig
|
Annual |
None |
|
|
|
| Rainbow Point to Point Indexed Account - 1 year Global |
Blended Indicies |
Point to Point
|
Annual |
None |
10
|
|
|
|
Phoenix Life Insurance Company
Phoenix Reflections Gold Bonus 5%
Low-Band
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
| Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only
Available in:
AK MN MO NC NJ VA WA
|
0-75: 7.50
76-80: 5.00
81-86: 3.00
|
| Withdrawal Notes: |
|
Premium Bonus:
5.00
|
| Withdrawal Charges 12 years: |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,035)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Rainbow Point to Point Indexed Account - 1 year Domestic |
Blended Indicies |
Point to Point
|
Annual |
None |
|
|
1.00
|
| Monthly Point to Point Indexed Account - 1 year S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.00
|
| Performance Trigger Indexed Account - 1 year S&P 500 |
DJIA |
Perf Trig
|
Annual |
None |
|
|
|
| Rainbow Point to Point Indexed Account - 1 year Global |
Blended Indicies |
Point to Point
|
Annual |
None |
10
|
|
|
| Fixed Account |
1-Year
Fixed Rate (no bonus)
|
2.50%
|
| Point to Point Indexed Account - 1 year S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.25
|
|
Phoenix Life Insurance Company
Phoenix Reflections Gold Bonus 5%
High-Band
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 50,000 |
| Monthly: | 50,000 |
| Qualified |
| Single: | 50,000 |
| Monthly: | 50,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only
Available in:
AK MN MO NC NJ VA WA
|
0-75: 7.50
76-80: 5.00
81-86: 3.00
|
| Withdrawal Notes: |
|
No Premium Bonus
|
| Withdrawal Charges 12 years: |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $986)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Point to Point Indexed Account - 1 year S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.25
|
| Rainbow Point to Point Indexed Account - 1 year Domestic |
Blended Indicies |
Point to Point
|
Annual |
None |
|
|
1.00
|
| Monthly Point to Point Indexed Account - 1 year S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.00
|
| Performance Trigger Indexed Account - 1 year S&P 500 |
DJIA |
Perf Trig
|
Annual |
None |
|
|
|
| Rainbow Point to Point Indexed Account - 1 year Global |
Blended Indicies |
Point to Point
|
Annual |
None |
10
|
|
|
| Fixed Account |
1-Year
Fixed Rate (no bonus)
|
2.50%
|
|
Phoenix Life Insurance Company
Phoenix Reflections Gold Bonus 6%
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
| Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
No- Terminal Illness |
| No- Nursing Home |
No- Annualization |
|
Only
Available in:
FL IA IN KY MD MS NH OH OK PA TX UT
|
0-75: 7.50
76-80: 5.00
81-86: 3.00
|
| Withdrawal Notes: |
|
Premium Bonus:
6.00
|
|
For states FL, IA, IN, MD, MS, NH, NV, OK, PA, UT (10 years):
|
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
For states KY, OH, TX (10 years):
|
8.3 |
7.2 |
6.1 |
5.4 |
4.7 |
4 |
3.3 |
2.5 |
1.7 |
0.8 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,045)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Point to Point Indexed Account - 1 year S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.25
|
| Rainbow Point to Point Indexed Account - 1 year Domestic |
Blended Indicies |
Point to Point
|
Annual |
None |
|
|
1.00
|
| Monthly Point to Point Indexed Account - 1 year S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.00
|
| Performance Trigger Indexed Account - 1 year S&P 500 |
DJIA |
Perf Trig
|
Annual |
None |
|
|
|
| Rainbow Point to Point Indexed Account - 1 year Global |
Blended Indicies |
Point to Point
|
Annual |
None |
10
|
|
|
| Fixed Account |
1-Year
Fixed Rate (no bonus)
|
0.75%
|
|
|
Surrender Charges Last 10 Years
|
Forethought Financial
Destination Income 15
Low-Band
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
| Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
|
| Non-Qualified |
| Single: | 25,000 |
| Monthly: | 25,000 |
| Qualified |
| Single: | 25,000 |
| Monthly: | 25,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only
Available in:
OR
|
0-75: 6.50
76-85: 5.00
|
| Withdrawal Notes: |
|
No Premium Bonus
|
| Withdrawal Charges 10 years: |
|
Rate Changed: 02/01/12
|
| Guaranteed Minimum Value: |
90% of Premium
at 2.00%
(GMR/1000 $1,097)
|
Next Change : TBD
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Fixed Account Strategy |
1-Year
Fixed Rate (no bonus)
|
2.00%
|
|
Forethought Financial
Destination Income 15
Mid-Band
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
| Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
|
| Non-Qualified |
| Single: | 100,000 |
| Monthly: | 100,000 |
| Qualified |
| Single: | 100,000 |
| Monthly: | 100,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only
Available in:
OR
|
0-75: 6.50
76-85: 5.00
|
| Withdrawal Notes: |
|
No Premium Bonus
|
| Withdrawal Charges 10 years: |
|
Rate Changed: 02/01/12
|
| Guaranteed Minimum Value: |
90% of Premium
at 2.00%
(GMR/1000 $1,097)
|
Next Change : TBD
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Fixed Account Strategy |
1-Year
Fixed Rate (no bonus)
|
2.00%
|
|
Forethought Financial
Destination Income 15
High-Band
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
| Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
|
| Non-Qualified |
| Single: | 250,000 |
| Monthly: | 250,000 |
| Qualified |
| Single: | 250,000 |
| Monthly: | 250,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only
Available in:
OR
|
0-75: 6.50
76-85: 5.00
|
| Withdrawal Notes: |
|
No Premium Bonus
|
| Withdrawal Charges 10 years: |
|
Rate Changed: 02/01/12
|
| Guaranteed Minimum Value: |
90% of Premium
at 2.00%
(GMR/1000 $1,097)
|
Next Change : TBD
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Fixed Account Strategy |
1-Year
Fixed Rate (no bonus)
|
2.00%
|
|
American National Insurance Company
Value Lock 10
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
| Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 4,000 |
| Monthly: | 4,000 |
|
| Yes-Disability |
No- Unemployment |
| Yes-Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
No- Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not
Available in:
MA MN NY OR UT VI VT
|
0-75: 10.00
76-80: 8.00
|
| Withdrawal Notes: |
|
No Premium Bonus
|
|
For states AK, AL, AR, AZ, CA, CO, DC, DE, FL, GA, HI, IA, ID, IN, KS, KY, LA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PR, RI, SC, SD, TN, TX, VA, WI, WV, WY (10 years):
|
12 |
12 |
11 |
10 |
9 |
8 |
7 |
6 |
5 |
3 |
|
For states CT, IL, PA, WA (10 years):
|
9 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
Rate Changed: 02/01/12
|
| Guaranteed Minimum Value: |
90% of Premium
at 1.00-1.75%
(GMR/1000 $1,071)
|
Next Change : TBD
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| S&P 500 10 Year Point-to-Point |
S&P 500 |
Point to Point
|
10-year |
Continuous Monthly |
75
|
|
|
|
Allianz Life Insurance Company of North America
Endurance Plus
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
| Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
Yes-Flex. Annuity Option |
| Yes-Flex. Wthdrl Rider |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Death Benefit Rider |
| No- Terminal Illness |
Yes-Nursing Home |
| No- Annualization |
|
Not
Available in:
NY PR VI WA
|
0-75: 7.00+
76-80: 3.50+
|
| Withdrawal Notes: |
|
No Premium Bonus
|
|
For states AK, AR, AZ, CO, DC, FL, GA, HI, ID, IL, KS, LA, MA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, RI, SC, SD, TN, VA, VT, WI, WV, WY (10 years):
|
10 |
10 |
10 |
8.75 |
7.5 |
6.25 |
5 |
3.75 |
2.5 |
1.25 |
|
For states AL, CA, DE, IA, IN, KY, MN, MS, TX (10 years):
|
9.1 |
8.19 |
7.28 |
6.37 |
5.46 |
4.55 |
3.64 |
2.73 |
1.82 |
0.91 |
|
For states CT, NJ, PA, UT (10 years):
|
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
|
| Guaranteed Minimum Value: |
90% of Premium
at 1.50%
(GMR/1000 $1,044)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1 Year FTSE 100 Point-to-Point Cap |
FTSE 100 |
Point to Point
|
Annual |
None |
|
|
3.75
|
| 1 Year S&P 500 SELECT Monthly Sum Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.40
|
| 1 Year Blended Monthly Average |
Blended Indicies |
Point to Point
|
Annual |
Monthly |
|
4.50
|
|
| 1-Year Nasdaq 100 Monthly Sum Cap |
Nasdaq 100 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.00
|
| 1 Year FTSE 100 Monthly Sum Cap |
FTSE 100 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.00
|
| 1 Year S&P 500 SELECT Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
5.25
|
| 1 Year S&P 500 Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 1 Year Fixed Interest Account |
1-Year
Fixed Rate (no bonus)
|
1.90%
|
| 1 Year Blended Point-to-Point Cap |
Blended Indicies |
Point to Point
|
Annual |
None |
|
|
3.50
|
| 1-Year S&P 500 Monthly Sum Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.90
|
| 1 Year Nasdaq 100 Point-to-Point |
Nasdaq 100 |
Point to Point
|
Annual |
None |
|
|
3.25
|
|
Allianz Life Insurance Company of North America
MasterDex 10 Plus Annuity
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
| Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
|
| Non-Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
| Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
Yes-Flex. Annuity Option |
| Yes-Flex. Wthdrl Rider |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Death Benefit Rider |
| No- Terminal Illness |
Yes-Nursing Home |
| No- Annualization |
|
Not
Available in:
CA CT FL NV NY OR PA PR UT VI WA
|
0-75: 7.00+
76-80: 5.00+
|
| Withdrawal Notes: |
|
Prem Bonus:
10.00
|
| Withdrawal Charges 10 years: |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,063)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1 Year FTSE 100 Point-to-Point Cap |
FTSE 100 |
Point to Point
|
Annual |
None |
|
|
5.00
|
| 1 Year Nasdaq 100 Monthly Sum Cap |
Nasdaq 100 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.20
|
| 1 Year FTSE 100 Monthly Sum Cap |
FTSE 100 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.30
|
| 1 Year S&P 500 Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.50
|
| 1 Year Blended Point-to-Point Cap |
Blended Indicies |
Point to Point
|
Annual |
None |
|
|
4.50
|
| Fixed Interest Account |
1-Year
Fixed Rate (no bonus)
|
2.20%
|
| 1 Year S&P 500 Monthly Sum Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.20
|
| 1 Year Nasdaq 100 Point-to-Point Cap |
Nasdaq 100 |
Point to Point
|
Annual |
None |
|
|
4.50
|
| 1 Year Blended Monthly Average Spread |
Blended Indicies |
Point to Point
|
Annual |
Monthly |
|
4.50
|
|
|
Allianz Life Insurance Company of North America
MasterDex 5 Plus Annuity
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
| Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
|
| Non-Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
| Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
Yes-Flex. Annuity Option |
| Yes-Flex. Wthdrl Rider |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Death Benefit Rider |
| No- Terminal Illness |
Yes-Nursing Home |
| No- Annualization |
|
Not
Available in:
NY OR PR VI
|
0-75: 7.00+
76-80: 5.00+
|
| Withdrawal Notes: |
|
Prem Bonus:
3.00-5.00
|
|
For states AK, AR, AZ, CA, CO, DC, FL, GA, HI, ID, IL, KS, LA, MA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SC, SD, TN, TX, VA, VT, WI, WV, WY (10 years):
|
15 |
15 |
15 |
15 |
12.86 |
10.71 |
8.57 |
6.43 |
4.29 |
2.14 |
|
For states AL, DE, IA, IN, KY, MN, MS (10 years):
|
9.1 |
8.19 |
7.28 |
6.37 |
5.46 |
4.55 |
3.64 |
2.73 |
1.82 |
0.91 |
|
For states CT, NJ, PA, UT, WA (10 years):
|
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 2.00%
(GMR/1000 $1,120)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1 Year S&P 500 Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.00
|
| 1 Year Fixed Interest Account |
1-Year
Fixed Rate (no bonus)
| |
