Fixed Indexed Annuities
 
 
 
State
 Premium
 Qual
 Flex?
 Rating
 Company
 SC yrs
 Age
 Comm
%

Showing 1-87 of 87    Display: Print/Save |<  <<   Page 1 of 1   >>  >|
Company / Product SC Years Issue
Age		 Premium
Bonus		 Min Rate % Premium Return per $1000 Last Change Commissions
Age: Rate
Featured Products
Surrender Charges Last 16 Years
Amer. Equity Investment Life Ins. Co.
Bonus Gold (Index 1-07)
16 yrs (NQ) 10.00 1.50% 80.00% 10/08/11 0-75: 6.00+
76-80: 4.50+
10 Year U.S. Treasury Bond Value with Cap 1-Year Dow Jones Monthly Average Cap
1-Year Dow Jones Point-to-Point Cap 1 Year S&P 500 Annual Point-to-Point Participation Rate
Traditional Fixed Value @ 1.75% 1 Year S&P 500 Monthly Average with Cap
1-Year S&P 500 Point-to-Point Cap 1 Year S&P 500 Monthly Average Participation Rate
1-Year S&P 500 Monthly Point-to-Point
Surrender Charges Last 10 Years
Allianz Life Ins. Co. of North America
Allianz 360 Annuity
10 yrs 80   1.00-1.35% 87.50% $1,001 01/31/12 0-75: 7.00
76-80: 5.00
1-Year Blended Annual Point-to-Point Cap 1-Year Blended Monthly Average Spread
1-Year Eurostoxx 50 Annual Point-to-Point 1-Year Eurostoxx 50 Monthly Sum Cap
1-Year Nasdaq 100 Annual Point-to-Poiont 1-Year Nasdaq 100 Monthly Sum Cap
1-Year S&P 500 Annual Point-to-Point 1-Year S&P 500 Monthly Sum Cap
1-Year Fixed Interest Account @ 1.80%

Company / Product SC Years Issue
Age		 Premium
Bonus		 Min Rate % Premium Return per $1000 Last Change Commissions
Age: Rate
Surrender Charges Last 17 Years
Amer. Equity Investment Life Ins. Co.
Bonus Gold (Index 1-05) DE
17 yrs (NQ) 10.00 1.50% 80.00% 10/08/11 0-75: 6.00+
76-80: 4.50+
1-Year S&P 500 Point-to-Point Cap 1-Year Dow Jones Point-to-Point Cap
10 Year U.S. Treasury Bond Value with Cap 1 Year S&P 500 Monthly Average Participation Rate
1 Year S&P 500 Annual Point-to-Point Participation Rate 1-Year Dow Jones Monthly Average Cap
Traditional Fixed Value @ 2.25% 1-Year S&P 500 Monthly Point-to-Point
1 Year S&P 500 Monthly Average with Cap
Surrender Charges Last 15 Years
National Western Life
NWL Ultra Future
15 yrs 55 (NQ) 4.75
to 10.00 		1.00% 87.50% $1,117 08/18/11
Qualified
0-70: 5.00+
71-75: 1.50+
76-80: 0.25+
Non-Qualified
0-75: 5.00+
76-80: 3.00+
Option B: Fixed Account @ 1.90% Option D: Monthly Cap
Option A: Monthly Averaging Annual Reset
Surrender Charges Last 14 Years
Fidelity & Guaranty Life
FG AccumulatorPlus 14
14 yrs (NQ)   1.00% 87.50% $1,006 02/02/12 0-85: 7.50
1 Year S&P 500 Monthly Point-to-Point 1 Year S&P 500 Point-to-Point with Cap
1-Year Fixed Account @ 3.00% 1 Year S&P 500 Monthly Average with Cap
1 Year Index Gain Option with Declared Rate
Fidelity & Guaranty Life
Prosperity Elite 14
14 yrs (NQ)   1.00% 87.50% $1,006 02/02/12 0-79: 8.00
80-85: 4.00
1-Year S&P 500 Monthly Average with A Cap 2-Year S&P 500 Point-to-Point with a Cap
1-Year Performance Triggered Account 1-Year S&P 500 Monthly Point-to-Point with a Cap
1-Year S&P 500 Point-to-Point with a Cap 3-Year S&P 500 Point-to-Point with a Cap
Fixed Account @ 2.50%
Fidelity & Guaranty Life
Prosperity Elite 14 Enhanced
14 yrs (NQ) 6.00 1.00% 87.50% $1,066 02/02/12 0-79: 8.00
80-85: 4.00
Fixed Account @ 2.50% 1-Year S&P 500 Monthly Average with A Cap
2-Year S&P 500 Point-to-Point with a Cap 1-Year Performance Triggered Account
1-Year S&P 500 Monthly Point-to-Point with a Cap 1-Year S&P 500 Point-to-Point with a Cap
3-Year S&P 500 Point-to-Point with a Cap
Fidelity & Guaranty Life
Prosperity Elite 14 Protection
14 yrs (NQ) 9.00 1.00% 87.50% $1,096 02/02/12 0-79: 8.00
80-85: 4.00
1-Year S&P 500 Point-to-Point with a Cap 3-Year S&P 500 Point-to-Point with a Cap
Fixed Account @ 2.50% 1-Year S&P 500 Monthly Average with A Cap
2-Year S&P 500 Point-to-Point with a Cap 1-Year Performance Triggered Account
1-Year S&P 500 Monthly Point-to-Point with a Cap
National Western Life
NWL Ultra Benefit
14 yrs 85 4.00
to 5.00 		1.00% 87.50% $1,056 08/18/11
Qualified
0-70: 6.00+
71-75: 3.50+
76-81: 1.50+
Non-Qualified
0-75: 6.00+
76-80: 4.00+
81-85: 1.50+
Option B: Fixed Interest Rate @ 1.00% Option D: Monthly Cap Annual Reset
Option A: Monthly Average Annual Reset
Surrender Charges Last 13 Years
National Western Life
NWL Ultra Classic
13 yrs 80 (NQ)   1.00% 87.50% $ 996 08/18/11
Qualified
0-70: 10.00+
71-75: 8.00+
76-80: 7.00+
Non-Qualified
0-75: 10.00+
76-80: 8.50+
Option A: Monthly Averaging Annual Reset Option B: Fixed Account @ 2.40%
Option D: Monthly Cap Annual Reset
Surrender Charges Last 12 Years
Amer. Equity Investment Life Ins. Co.
Bonus 5 (INDEX-3-07-WA)
12 yrs (NQ) 3.00
to 5.00 		1.50% 87.50% 10/08/11 0-57: 6.00+
58-80: 4.00+
Traditional Fixed Value @ 1.75% 1 Year S&P 500 Monthly Average with Cap
1-Year S&P 500 Point-to-Point Cap 1 Year S&P 500 Monthly Average Participation Rate
1 Year S&P 500 Annual Point-to-Point Participation Rate 1-Year S&P 500 Monthly Point-to-Point
Liberty Life Insurance Co.
Enhanced Choice 12
12 yrs (NQ) 5.00 1.00% 87.50% $1,035 01/18/12 0-75: 6.50+
76-UP: 3.50+
1-Year DJIA Monthly Average Cap 1-Year S&P 500 Monthly Additive Point-to-Point Cap
8 Year Fixed Fixed @ 2.00% 1-Year DJIA Quarterly Point-to-Point Cap
1-Year S&P 500 Annual Point-to-Point Cap
Phoenix Life Insurance Co.
Phoenix Reflections Gold Bonus
12 yrs (NQ) 5.00
to 10.00 		1.00% 87.50% $1,085 01/01/12 0-75: 7.50+
76-80: 5.00+
81-86: 3.00+
Fixed Account @ 0.85% Point to Point Indexed Account - 1 year S&P 500
Rainbow Point to Point Indexed Account - 1 year Domestic Monthly Point to Point Indexed Account - 1 year S&P 500
Performance Trigger Indexed Account - 1 year S&P 500 Rainbow Point to Point Indexed Account - 1 year Global
Phoenix Life Insurance Co.
Phoenix Reflections Gold Bonus 5% -Low
12 yrs (NQ) 5.00 1.00% 87.50% $1,035 01/01/12 0-75: 7.50
76-80: 5.00
81-86: 3.00
Rainbow Point to Point Indexed Account - 1 year Domestic Monthly Point to Point Indexed Account - 1 year S&P 500
Performance Trigger Indexed Account - 1 year S&P 500 Rainbow Point to Point Indexed Account - 1 year Global
Fixed Account @ 2.50% Point to Point Indexed Account - 1 year S&P 500
Phoenix Life Insurance Co.
Phoenix Reflections Gold Bonus 5% -High
12 yrs (NQ)   1.00% 87.50% $ 986 01/01/12 0-75: 7.50
76-80: 5.00
81-86: 3.00
Point to Point Indexed Account - 1 year S&P 500 Rainbow Point to Point Indexed Account - 1 year Domestic
Monthly Point to Point Indexed Account - 1 year S&P 500 Performance Trigger Indexed Account - 1 year S&P 500
Rainbow Point to Point Indexed Account - 1 year Global Fixed Account @ 2.50%
Phoenix Life Insurance Co.
Phoenix Reflections Gold Bonus 6%
12 yrs (NQ) 6.00 1.00% 87.50% $1,045 01/01/12 0-75: 7.50
76-80: 5.00
81-86: 3.00
Point to Point Indexed Account - 1 year S&P 500 Rainbow Point to Point Indexed Account - 1 year Domestic
Monthly Point to Point Indexed Account - 1 year S&P 500 Performance Trigger Indexed Account - 1 year S&P 500
Rainbow Point to Point Indexed Account - 1 year Global Fixed Account @ 0.75%
Surrender Charges Last 10 Years
Forethought Financial
Destination Income 15 -Low
10 yrs 85   2.00% 90.00% $1,097 02/01/12 0-75: 6.50
76-85: 5.00
Fixed Account Strategy @ 2.00%
Forethought Financial
Destination Income 15 -Mid
10 yrs 85   2.00% 90.00% $1,097 02/01/12 0-75: 6.50
76-85: 5.00
Fixed Account Strategy @ 2.00%
Forethought Financial
Destination Income 15 -High
10 yrs 85   2.00% 90.00% $1,097 02/01/12 0-75: 6.50
76-85: 5.00
Fixed Account Strategy @ 2.00%
American National Ins. Co.
Value Lock 10
10 yrs 80   1.00-1.75% 90.00% $1,071 02/01/12 0-75: 10.00
76-80: 8.00
S&P 500 10 Year Point-to-Point
Allianz Life Ins. Co. of North America
Allianz 365i Annuity
10 yrs (NQ) 8.00 2.15% 87.50% $1,169 01/31/12 0-75: 7.00+
76-80: 5.00+
1 Year Blended Monthly Average Spread 1 Year Blended Point-to-Point Cap
1 Year EuroSTOXX 50 Monthly Sum Cap 1 Year EuroSTOXX 50 Point-to-Point Cap
1 Year Nasdaq 100 Point-to-Point Cap 1 Year S&P 500 Point-to-Point Cap
1 Year S&P 500 SELECT Annual Point-to-Point Cap 1 Year S&P 500 SELECT Monthly Sum Cap
1-Year Nasdaq 100 Monthly Sum Cap 1-Year S&P 500 Monthly Sum Cap
1 Year Fixed Interest Account @ 1.50%
Allianz Life Ins. Co. of North America
Endurance Plus
10 yrs 80   1.50% 90.00% $1,044 01/31/12 0-75: 7.00+
76-80: 3.50+
1 Year Blended Monthly Average 1 Year Blended Point-to-Point Cap
1 Year FTSE 100 Monthly Sum Cap 1 Year FTSE 100 Point-to-Point Cap
1-Year Nasdaq 100 Monthly Sum Cap 1 Year Nasdaq 100 Point-to-Point
1-Year S&P 500 Monthly Sum Cap 1 Year S&P 500 Point-to-Point
1 Year Fixed Interest Account @ 1.90% 1 Year S&P 500 SELECT Monthly Sum Cap
1 Year S&P 500 SELECT Point-to-Point Cap
Allianz Life Ins. Co. of North America
MasterDex 10 Plus Annuity
10 yrs 80 10.00 1.00% 87.50% $1,063 01/31/12 0-75: 7.00+
76-80: 5.00+
1 Year Blended Monthly Average Spread 1 Year Blended Point-to-Point Cap
1 Year FTSE 100 Monthly Sum Cap 1 Year FTSE 100 Point-to-Point Cap
1 Year Nasdaq 100 Monthly Sum Cap 1 Year Nasdaq 100 Point-to-Point Cap
1 Year S&P 500 Monthly Sum Cap 1 Year S&P 500 Point-to-Point Cap
Fixed Interest Account @ 2.20%
Allianz Life Ins. Co. of North America
MasterDex 3 Plus
10 yrs (NQ) 3.00 2.00% 87.50% $1,099 01/31/12 65-69: 7.00
70-80: 5.00
1-Year S&P 500 Annual Point-to-Point 1-Year S&P 500 Monthly Sum
Blended Index Annual Point-to-Point Blended Index Monthly Averaging
FTSE 100 Annual Point-to-Point FTSE 100 Monthly Sum
Nasdaq 100 Annual Point-to-Point Nasdaq 100 Monthly Sum
1-Year Fixed Interest Option @ 1.50%
Allianz Life Ins. Co. of North America
MasterDex 5 Plus Annuity
10 yrs 80 3.00
to 5.00 		2.00% 87.50% $1,120 01/31/12 0-75: 7.00+
76-80: 5.00+
1 Year Blended Monthly Average Spread 1 Year Blended Point-to-Point Cap
1 Year FTSE 100 Monthly Sum Cap 1 Year FTSE 100 Point-to-Point Cap
1 Year Nasdaq 100 Monthly Sum Cap 1 Year Nasdaq 100 Point-to-Point Cap
1 Year S&P 500 Monthly Sum Cap 1 Year S&P 500 Point-to-Point Cap
Fixed Interest Account @ 1.50%
Allianz Life Ins. Co. of North America
MasterDex X Annuity
10 yrs 80 6.00 1.95-2.05% 87.50% $1,136 01/31/12 0-75: 7.00+
76-80: 5.00+
1 Year Blended Monthly Average Spread 1 Year Blended Point-to-Point Cap
1 Year Euro STOXX 50 Monthly Cap 1 Year Euro STOXX 50 Point-to-Point Cap
1 Year Nasdaq 100 Monthly Cap 1 Year Nasdaq 100 Point-to-Point Cap
1 Year S&P 500 Monthly Cap 1 Year S&P 500 Point-to-Point Cap
1 Year S&P 500 SELECT Annual Point-to-Point Cap 1 Year S&P 500 SELECT Monthly Sum Cap
1 Year Fixed Interest Account @ 1.60%
Amer. Equity Investment Life Ins. Co.
10/10 Gold (Index 6-05)
10 yrs (NQ)   1.50% 87.50% 10/08/11 0-75: 6.00+
76-80: 4.50+
Traditional Fixed Value @ 1.75% 1 Year S&P 500 Annual Point-to-Point Participation Rate
1 Year S&P 500 Monthly Average Participation Rate 10 Year U.S. Treasury Bond Value with Cap
1 Year S&P 500 Monthly Point-to-Point
Amer. Equity Investment Life Ins. Co.
Advantage Gold
10 yrs (NQ) 5.00 1.50% 84.00% 10/08/11 0-75: 6.00+
76-80: 4.50+
Traditional Fixed Value @ 1.65% 1 Year S&P 500 Monthly Average with Cap
1 Year S&P 500 Point-to-Point Cap 1 Year S&P 500 Monthly Point-to-Point
1 Year S&P 500 Monthly Average Participation Rate 1 Year S&P 500 Annual Point-to-Point Participation Rate
10 Year U.S. Treasury Bond Value with Cap
Amer. Equity Investment Life Ins. Co.
Benefit Gold (ICC10 IDX 110*)
10 yrs (NQ) 5.00 1.50% 87.50% 10/08/11 0-75: 5.25+
76-80: 3.94+
10 Year U.S. Treasury Bond Value with Cap 1 Year S&P 500 Monthly Average with Cap
1 Year S&P 500 Monthly Point-to-Point Traditional Fixed Value @ 1.60%
1 Year S&P 500 Point-to-Point Cap
Amer. Equity Investment Life Ins. Co.
Millenium Platinum (WA)
10 yrs (NQ)   1.50% 87.50% 10/08/11 0-75: 6.00+
76-80: 4.50+
10 Year U.S. Treasury Bond Value with Cap 1 Year S&P 500 Monthly Average Participation Rate
1 Year S&P 500 Monthly Point-to-Point Traditional Fixed Value @ 1.75%
1 Year S&P 500 Annual Point-to-Point Participation Rate
Amer. Equity Investment Life Ins. Co.
Retirement Gold (02-09)
10 yrs (NQ) 5.00
to 8.00 		1.50% 87.50% 10/08/11 0-78: 6.00+
1 Year S&P 500 Point-to-Point Cap 1 Year S&P 500 Monthly Average Participation Rate
1 Year S&P 500 Annual Point-to-Point Participation Rate 1 Year S&P 500 Monthly Point-to-Point
Traditional Fixed Value @ 1.60% 1 Year S&P 500 Monthly Average with Cap
Amer. Equity Investment Life Ins. Co.
Retirement Gold (INDEX-4-10-FL)
10 yrs (NQ) 8.00 1.50% 87.50% 10/08/11 0-64: 6.00+
65-75: 5.25+
76-78: 4.50+
1 Year S&P 500 Monthly Average Participation Rate 1 Year S&P 500 Annual Point-to-Point Participation Rate
1 Year S&P 500 Monthly Average with Cap 1 Year S&P 500 Point-to-Point Cap
1 Year S&P 500 Monthly Point-to-Point Traditional Fixed Value @ 1.60%
Amer. Equity Investment Life Ins. Co.
Retirement Gold (RG-FIA-09)
10 yrs (NQ) 6.00 1.50% 87.50% 10/08/11 0-78: 5.25+
1 Year S&P 500 Point-to-Point Cap 1 Year S&P 500 Monthly Average Participation Rate
1 Year S&P 500 Annual Point-to-Point Participation Rate 1 Year S&P 500 Monthly Point-to-Point
Traditional Fixed Value @ 1.60% 1 Year S&P 500 Monthly Average with Cap
American National Ins. Co.
ANICO Strategy Indexed Annuity 10
10 yrs 85   1.00% 90.00% $ 994 02/01/12 0-75: 8.00+
76-80: 6.50+
81-85: 5.00+
1 Year S&P 500 Point-to-Point Declared Rate Interest Account @ 1.00%
Fidelity & Guaranty Life
FG AccumulatorPlus 10
10 yrs (NQ)   1.00% 87.50% $ 967 02/02/12 0-79: 6.25+
80-85: 3.13+
1 Year S&P 500 Point-to-Point with Cap 1-Year Fixed Account @ 2.50%
1 Year S&P 500 Monthly Average with Cap 1 Year Index Gain Option with Declared Rate
1 Year S&P 500 Monthly Point-to-Point
Fidelity & Guaranty Life
FG Index-Accelerator 10
10 yrs 85 6.00 1.00-1.10% 87.50% $1,035 02/02/12 0-79: 7.50+
80-85: 3.75+
1-Year S&P 500 Point-to-Point 2-Year S&P 500 Monthly Average with Cap
Fixed Interest Option @ 1.50% 1-Year S&P 500 Monthly Average
1-Year S&P 500 Monthly Cap
Fidelity & Guaranty Life
Prosperity Elite 10
10 yrs (NQ)   1.00% 87.50% $ 967 02/02/12 0-79: 7.00+
80-85: 3.50+
1-Year S&P 500 Monthly Point-to-Point with a Cap 1-Year S&P 500 Point-to-Point with a Cap
3-Year S&P 500 Point-to-Point with a Cap Fixed Account @ 2.25%
1-Year S&P 500 Monthly Average with A Cap 2-Year S&P 500 Point-to-Point with a Cap
1-Year Performance Triggered Account
Fidelity & Guaranty Life
Prosperity Elite 10 Enhanced
10 yrs (NQ) 5.00 1.00% 87.50% $1,015 02/02/12 0-79: 7.00+
80-85: 3.50+
Fixed Account @ 2.25% 1-Year S&P 500 Monthly Average with A Cap
2-Year S&P 500 Point-to-Point with a Cap 1-Year Performance Triggered Account
1-Year S&P 500 Monthly Point-to-Point with a Cap 1-Year S&P 500 Point-to-Point with a Cap
3-Year S&P 500 Point-to-Point with a Cap
Fidelity & Guaranty Life
Prosperity Elite 10 Protection
10 yrs (NQ) 8.00 1.00% 87.50% $1,044 02/02/12 0-79: 7.00+
80-85: 3.50+
1-Year S&P 500 Monthly Point-to-Point with a Cap 1-Year S&P 500 Point-to-Point with a Cap
3-Year S&P 500 Point-to-Point with a Cap Fixed Account @ 2.25%
1-Year S&P 500 Monthly Average with A Cap 2-Year S&P 500 Point-to-Point with a Cap
1-Year Performance Triggered Account
Fidelity & Guaranty Life Ins. Co. of New York
FGNY Index-Choice 10
10 yrs 85 2.00 1.00% 100% $1,127 02/02/12
Fixed @ 2.50% S&P 500 Monthly Averaging
S&P 500 Monthly Point-to-Point S&P 500 Annual Point-to-Point
Forethought Financial
Bonus Advantage
10 yrs 80 5.00 1.00% 87.50% $1,015 02/01/12 55-75: 7.00
76-80: 5.00
Monthly Point-to-Point with Monthly Cap Monthly Average with Annual Cap
Annual Point-to-Point with Cap Fixed Account @ 1.00%
Forethought Financial
Guaranteed Destinations WA -Low
10 yrs 85 5.00 1.00% 87.50% $1,015 02/01/12 0-75: 7.00
76-85: 5.00
Short-Term Account Strategy @ 1.00% Monthly Point-to-Point with Cap
Annual Cap with Monthly Averaging Fixed Account Strategy @ 2.00%
Forethought Financial
Guaranteed Destinations WA -Mid
10 yrs 85 5.00 1.00% 87.50% $1,015 02/01/12 0-75: 7.00
76-85: 5.00
Fixed Account Strategy @ 2.00% Short-Term Account Strategy @ 1.00%
Monthly Point-to-Point with Cap Annual Cap with Monthly Averaging
Forethought Financial
Guaranteed Destinations WA -High
10 yrs 85 5.00 1.00% 87.50% $1,015 02/01/12 0-75: 7.00
76-85: 5.00
Monthly Point-to-Point with Cap Annual Cap with Monthly Averaging
Fixed Account Strategy @ 2.00% Short-Term Account Strategy @ 1.00%
Forethought Financial
Income 125 -Low
10 yrs (NQ)   1.00% 87.50% $ 967 02/01/12 0-75: 7.00+
76-85: 5.00+
Fixed Account Strategy @ 1.00% Monthly Point-to-Point with Cap
Annual Point-to-Point with Cap
Forethought Financial
Income 125 -Mid
10 yrs (NQ)   1.00% 87.50% $ 967 02/01/12 0-75: 7.00+
76-85: 5.00+
Fixed Account Strategy @ 1.00% Monthly Point-to-Point with Cap
Annual Point-to-Point with Cap
Forethought Financial
Income 125 -High
10 yrs (NQ)   1.00% 87.50% $ 967 02/01/12 0-75: 7.00+
76-85: 5.00+
Annual Point-to-Point with Cap Fixed Account Strategy @ 1.00%
Monthly Point-to-Point with Cap
Forethought Financial
Index Bonus 115sm -Low
10 yrs 85   1.00% 87.50% $ 967 02/01/12 0-75: 8.00+
76-85: 5.50+
Annual Point-to-Point with Cap Monthly Point-to-Point with Cap
Fixed Account Strategy @ 1.00%
Forethought Financial
Index Bonus 115sm -Mid
10 yrs 85   1.00% 87.50% $ 967 02/01/12 0-75: 8.00+
76-85: 5.50+
Fixed Account Strategy @ 1.00% Annual Point-to-Point with Cap
Monthly Point-to-Point with Cap
Forethought Financial
Index Bonus 115sm -High
10 yrs 85   1.00% 87.50% $ 967 02/01/12 0-75: 8.00+
76-85: 5.50+
Fixed Account Strategy @ 1.00% Annual Point-to-Point with Cap
Monthly Point-to-Point with Cap
Liberty Life Insurance Co.
Choice 10
10 yrs (NQ)   1.00% 87.50% $ 967 01/18/12 0-75: 6.50+
76-UP: 3.50+
1-Year DJIA Quarterly Point-to-Point Cap 1-Year S&P 500 Annual Point-to-Point Cap
1-Year DJIA Monthly Average Cap 1-Year S&P 500 Monthly Additive Point-to-Point Cap
1-Year Fixed Account @ 3.00%
National Western Life
NWL IMPACT 10
10 yrs 80 (NQ) 7.00 1.00% 87.50% $1,034 08/18/11
Qualified
0-70: 6.50+
71-75: 5.00+
76-80: 2.50+
Non-Qualified
0-75: 6.50+
76-80: 4.50+
Option A: 1 Year Annual Point to Point with Monthly Average Option D: 1 Year Annual Point to Point with Monthly Cap
Option K: 1 Year Annual Poin to Point with Monthly Average Option B: Fixed Interest Rate @ 1.80%
Option J: 1 Year Annual Point to Point with Cap
Phoenix Life Insurance Co.
Personal Income Annuity (Low Surrender - Alternate) -Low
10 yrs (NQ)   1.00% 87.50% $ 967 01/01/12 0-75: 7.50
76-85: 5.00
1-Year DJIA 1-Year Balanced Allocation
Fixed @ 1.00% 1-Year S&P 500
1-Year Eurostoxx 50 Monthly S&P 500
5-Year S&P 500 Soft Landing
Phoenix Life Insurance Co.
Personal Income Annuity (Low Surrender - Alternate) -High
10 yrs (NQ)   1.00% 87.50% $ 967 01/01/12 0-75: 7.50
76-85: 5.00
1-Year Eurostoxx 50 5-Year S&P 500 Soft Landing
Monthly S&P 500 1-Year DJIA
1-Year Balanced Allocation Fixed @ 1.00%
1-Year S&P 500
Phoenix Life Insurance Co.
Personal Income Annuity (Low Surrender)
10 yrs (NQ)   1.00% 87.50% $ 967 01/01/12 0-75: 7.50
76-80: 5.00
81-85: 3.00
Fixed @ 0.75% 1-Year S&P 500
1-Year DJIA 1-Year Balanced Allocation
Monthly S&P 500 2-Year S&P 500
1-Year Eurostoxx 50
Phoenix Life Insurance Co.
Phoenix Index Select Gold Bonus
10 yrs (NQ) 7.00 1.00% 87.50% $1,034 01/01/12 0-75: 7.50+
76-80: 5.00+
81-86: 3.00+
Point-to-Point Indexed Account - 2 year S&P 500® Point-to-Point Indexed Account - 1 year S&P 500®
Fixed Account @ 0.85% Point-to-Point Indexed Account - 1 year DJ EURO STOXX 50®
Monthly Point-to-Point Indexed Account - 1 Year S&P 500® Point-to-Point Indexed Account - 1 year DJIA®
Point-to-Point Indexed Account - 1 Year Balanced Allocation
Phoenix Life Insurance Co.
Phoenix Index Select Gold Bonus AK,MN,MO,NC,NJ,VA,WA -Low
10 yrs (NQ) 5.00 1.00% 87.50% $1,015 01/01/12 0-75: 7.50
76-80: 5.00
81-86: 3.00
Monthly Point-to-Point Indexed Account - 1 Year S&P 500® Fixed Account @ 2.50%
Point-to-Point Indexed Account - 1 year DJIA® Point-to-Point Indexed Account - 1 Year Balanced Allocation
5 Year Soft Landing S&P 500 Point-to-Point Indexed Account - 1 year S&P 500®
Point-to-Point Indexed Account - 1 year DJ EURO STOXX 50®
Phoenix Life Insurance Co.
Phoenix Index Select Gold Bonus AK,MN,MO,NC,NJ,VA,WA -High
10 yrs (NQ) 5.00 1.00% 87.50% $1,015 01/01/12 0-75: 7.50
76-80: 5.00
81-86: 3.00
5 Year Soft Landing S&P 500 Point-to-Point Indexed Account - 1 year S&P 500®
Point-to-Point Indexed Account - 1 year DJ EURO STOXX 50® Monthly Point-to-Point Indexed Account - 1 Year S&P 500®
Fixed Account @ 2.50% Point-to-Point Indexed Account - 1 year DJIA®
Point-to-Point Indexed Account - 1 Year Balanced Allocation
Phoenix Life Insurance Co.
Phoenix Index Select Gold Bonus FL,IA,IN,KY,MD,MS,NV,NH,OH,OK,PA,TX,UT
10 yrs (NQ) 5.00 1.00% 87.50% $1,015 01/01/12 0-75: 7.50
76-80: 5.00
81-86: 3.00
Point-to-Point Indexed Account - 1 Year Balanced Allocation Point-to-Point Indexed Account - 2 year S&P 500®
Point-to-Point Indexed Account - 1 year S&P 500® Point-to-Point Indexed Account - 1 year DJ EURO STOXX 50®
Monthly Point-to-Point Indexed Account - 1 Year S&P 500® Point-to-Point Indexed Account - 1 year DJIA®
Fixed Account @ 0.85%
Phoenix Life Insurance Co.
Phoenix Personal Income Annuity
10 yrs (NQ)   1.00% 87.50% $ 967 01/01/12 0-75: 7.50
76-80: 5.00
81-85: 3.00
Fixed Account @ 0.85% 1-Year S&P 500
1-Year DJIA 1-Year Balanced Allocation
Monthly S&P 500 2-Year S&P500
1-Year Euro Stoxx 50
Phoenix Life Insurance Co.
Phoenix Reflections Gold -Low
10 yrs 80   1.00% 87.50% $ 967 01/01/12 0-75: 7.50+
76-80: 5.00+
81-85: 3.00+
Fixed Account @ 1.00% 1 Year S&P 500 Performance Trigger
1 Year Global Look Back 1 Year S&P 500® Point-to-Point Indexed Account
Monthly Point-to-Point 1 Year Domestic Look Back
Phoenix Life Insurance Co.
Phoenix Reflections Gold -High
10 yrs 80   1.00% 87.50% $ 967 01/01/12 0-75: 7.50+
76-80: 5.00+
81-85: 3.00+
1 Year S&P 500® Point-to-Point Indexed Account Monthly Point-to-Point
1 Year Domestic Look Back Fixed Account @ 1.00%
1 Year S&P 500 Performance Trigger 1 Year Global Look Back
Phoenix Life Insurance Co.
Phoenix Reflections Gold (AK, MN, MO, NC, NJ, VA, WA)
10 yrs 80   1.00% 87.50% $ 967 0-75: 7.50
76-80: 5.00
81-85: 3.00
1 Year Global Look Back Monthly Point-to-Point
1 Year S&P 500® Point-to-Point Indexed Account 1 Year Domestic Look Back
Fixed Account 1 Year S&P 500 Performance Trigger
Phoenix Life Insurance Co.
Phoenix Reflections Gold (State Specific)
10 yrs 80   1.00% 87.50% $ 967 01/01/12 0-75: 7.50
76-80: 5.00
81-85: 3.00
1 Year S&P 500® Point-to-Point Indexed Account Monthly Point-to-Point
1 Year Domestic Look Back Fixed Account @ 1.00%
1 Year S&P 500 Performance Trigger 1 Year Global Look Back
Surrender Charges Last 9 Years
Fidelity & Guaranty Life
FG Index-Choice 9
9 yrs 85 3.00 1.00-1.10% 103.00% $1,171 02/02/12 0-79: 9.00+
80-85: 4.50+
1-Year S&P 500 Monthly Point-to-Point 3-Year S&P 500 Monthly Point-to-Point
1-Year S&P 500 Annual Point-to-Point 2-Year S&P 500 Monthly Point-to-Point
1-Year S&P 500 Monthly Average Fixed Account @ 1.50%
National Western Life
NWL Global Lookback
9 yrs 80 (NQ)   1.00% 87.50% $ 957 08/18/11
Qualified
0-70: 6.50+
71-75: 4.00+
76-80: 2.00+
Non-Qualified
0-75: 6.50+
76-80: 4.50+
Option B: Fixed Interest Rate @ 2.10% Option D: S&P 500 Monthly Cap
Option A: S&P 500 Monthly Average Option K: Global Lookback
Option J: S&P 500 Point-to-Point w Cap
National Western Life
NWL Ultra Future (2% Bonus states)
9 yrs 85 (NQ) 2.00 3.00% 08/18/11
Qualified
0-70: 5.00+
71-75: 2.50+
76-80: 1.50+
Non-Qualified
0-75: 5.00+
76-80: 3.00+
Option A: S&P 500 Monthly Average Fixed @ 2.25%
Option D: S&P 500 Monthly Cap
National Western Life
NWL Ultra Value
9 yrs 80 (NQ) 2.00 1.00% 87.50% $ 976 08/18/11
Qualified
0-70: 5.00+
71-75: 2.50+
76-80: 1.50+
Non-Qualified
0-75: 5.00+
76-80: 3.00+
Option A: Monthly Average Annual Reset Option B: Fixed Interest Rate @ 2.25%
Option D: Monthly Cap Annual Reset
Surrender Charges Last 8 Years
Liberty Life Insurance Co.
Enhanced Choice 8
8 yrs (NQ) 2.00 1.00% 87.50% $ 966 01/18/12 0-75: 5.00+
76-UP: 2.00+
8 Year Fixed Account @ 2.25% 1-Year DJIA Quarterly Point-to-Point Cap
1-Year S&P 500 Annual Point-to-Point Cap 1-Year DJIA Monthly Average Cap
1-Year S&P 500 Monthly Additive Point-to-Point Cap
Surrender Charges Last 7 Years
American National Ins. Co.
Value Lock 7
7 yrs 80   1.00-1.75% 88.70% $1,002 02/01/12 0-75: 6.00
76-80: 4.00
S&P 500 7 Year Point-to-Point
Allianz Life Ins. Co. of North America
MasterDex Plus Annuity
7 yrs 80   1.50% 87.50% $ 971 01/31/12 0-75: 6.00+
76-80: 5.00+
1 Year Blended Monthly Average Spread 1 Year Blended Point-to-Point Cap
1 Year FTSE 100 Monthly Sum Cap 1 Year FTSE 100 Point-to-Point Cap
1 Year Nasdaq 100 Monthly Sum Cap 1 Year Nasdaq 100 Point-to-Point Cap
1 Year S&P 500 Monthly Sum Cap 1 Year S&P 500 Point-to-Point Cap
Fixed Interest Account @ 1.50%
American National Ins. Co.
ANICO Strategy Indexed Annuity 7
7 yrs 85   1.00% 90.00% $ 965 02/01/12 0-75: 5.00+
76-80: 4.00+
81-85: 3.00+
Declared Rate Interest Account @ 1.00% 1 Year S&P 500 Annual Point-to-Point
Fidelity & Guaranty Life
FG Index-Accelerator 7
7 yrs 85 3.00 1.00-1.10% 100% $1,112 02/02/12 0-79: 5.00+
80-85: 2.50+
Fixed Interest Option @ 1.75% 1-Year S&P 500 Monthly Average
2-Year S&P 500 Monthly Average with Cap 1-Year S&P 500 Monthly Point-to-Point
1-Year S&P 500 Annual Point-to-Point
Fidelity & Guaranty Life
Prosperity Elite 7
7 yrs (NQ)   1.00% 87.50% $ 938 02/02/12 0-79: 5.00
80-85: 2.50
3-Year S&P 500 Point-to-Point with Cap Fixed Account @ 2.00%
1-Year S&P 500 Monthly Average with Cap 2-Year S&P 500 Point-to-Point with Cap
1-Year Performance Triggered Account 1-Year S&P 500 Monthly Point-to-Point with Cap
1-Year S&P 500 Point-to-Point with Cap
Fidelity & Guaranty Life
Prosperity Elite 7 Enhanced
7 yrs (NQ) 3.00 1.00% 87.50% $ 966 02/02/12 0-79: 5.00
80-85: 2.50
1-Year S&P 500 Point-to-Point with Cap 3-Year S&P 500 Point-to-Point with Cap
Fixed Account @ 2.00% 1-Year S&P 500 Monthly Average with Cap
2-Year S&P 500 Point-to-Point with Cap 1-Year Performance Triggered Account
1-Year S&P 500 Monthly Point-to-Point with Cap
Fidelity & Guaranty Life
Prosperity Elite 7 Protection
7 yrs (NQ) 5.00 1.00% 87.50% $ 985 02/02/12 0-79: 5.00
80-85: 2.50
1-Year S&P 500 Monthly Average with Cap 2-Year S&P 500 Point-to-Point with Cap
1-Year Performance Triggered Account 1-Year S&P 500 Monthly Point-to-Point with Cap
1-Year S&P 500 Point-to-Point with Cap 3-Year S&P 500 Point-to-Point with Cap
Fixed Account @ 2.00%
Fidelity & Guaranty Life Ins. Co. of New York
FGNY Index-Safety 7
7 yrs 85   1.00% 100% $1,072 02/02/12
S&P 500 Monthly Point-to-Point S&P 500 Annual Point-toPoint
Fixed @ 2.25% S&P 500 Monthly Averaging
National Western Life
NWL IMPACT 7
7 yrs 80 (NQ) 5.00 1.00% 87.50% $ 985 08/18/11
Qualified
0-70: 5.50+
71-75: 4.00+
76-80: 1.50+
Non-Qualified
0-75: 5.50+
76-80: 3.50+
Option B: Fixed Interest Rate @ 2.15% Option J: 1 Year Annual Point to Point with Cap
Option A: 1 Year Annual Point to Point with Monthly Average Option D: 1 Year Annual Point to Point with Monthly Cap
Option K: 1 Year Annual Poin to Point with Monthly Average
National Western Life
NWL IMPACT 7 S
7 yrs 80 (NQ) 5.00 1.00% 87.50% $ 985 08/18/11
Qualified
0-70: 4.50+
71-75: 3.00+
76-80: 0.50+
Non-Qualified
0-75: 4.50+
76-80: 2.50+
Option B: Fixed Interest Rate @ 2.15% Option J: 1 Year Annual Point to Point with Cap
Option A: 1 Year Annual Point to Point with Monthly Average Option D: 1 Year Annual Point to Point with Monthly Cap
Option K: 1 Year Annual Point to Point with Monthly Average
Surrender Charges Last 6 Years
American National Ins. Co.
ANICO EIA
6 yrs 85   1.00% 90.00% $ 955 02/01/12 0-79: 5.00
80-85: 3.00
Performance Triggered
Amer. Equity Investment Life Ins. Co.
Integrity Gold (Index 5-07)
6 yrs (NQ)   1.50% 87.50% 10/08/11 0-75: 4.13+
76-80: 3.09+
1 Year S&P 500 Monthly Average Participation Rate 1-Year Dow Jones Monthly Average Cap
10 Year U.S. Treasury Bond Value with Cap 1-Year S&P 500 Point-to-Point Cap
1-Year S&P 500 Monthly Point-to-Point Traditional Fixed Value @ 1.00%
1 Year S&P 500 Monthly Average with Cap 1 Year S&P 500 Annual Point-to-Point Participation Rate
1-Year Dow Jones Point-to-Point Cap
Surrender Charges Last 5 Years
Allianz Life Ins. Co. of North America
Allianz Pro V1
5 yrs 85   1.00% 87.50% $ 920 01/31/12 0-75: 3.25
76-80: 2.00
81-UP: 1.00
1-Year Barclay's Capital Spread 1-Year PIMCO US Advantage Index Spread
1-Year Fixed Interest Account @ 1.75%
Allianz Life Ins. Co. of North America
Endurance Elite 5
5 yrs 80   1.00% 87.50% $ 920 01/31/12 0-75: 4.50+
76-80: 3.00+
1 Year Blended Monthly Average Spread 1-Year Blended Point-to-Point
1-Year Euro STOXX 50 Monthly Sum 1-Year Euro STOXX 50 Point-to-Point
1-Year Nasdaq 100 Monthly Sum Cap 1-Year Nasdaq 100 Point-to-Point
1-Year S&P 500 Monthly Sum Cap 1-Year S&P 500 Point-to-Point
1-Year Fixed Interest Account @ 1.50%
Amer. Equity Investment Life Ins. Co.
Heritage Gold (ICC11-IDX2)
5 yrs (NQ)   1.00% 87.50% 11/07/11 79-85: 0.50+
S&P 500 Point-to-Point Fixed @ 1.00%
Showing 1-87 of 87    Display: Page:   1

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

Any reproduction of this data or presentation of this data in print, electronically or on any other website is strictly prohibited and protected under copyright law. "Yield to Surrender", "Current Yield to Surrender" and "Guaranteed Yield to Surrender" are Trademarks of AnnuityRateWatch.com, Inc.

"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

For use by licensed insurance agents/brokers only - not authorized for use by the public.

Copyright 1997-2012 www.AnnuityRateWatch.com, Inc. and distributed by www.VirtualAnnuityBrokers.com