Fixed Indexed Annuities

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Company - Any - Allianz Life Allianz Life of NY Amer. Equity Investment Life Ins. Co. Amer. General Life Ins. Co. Amer. National Ins. (Legacy) American National Ins. Co. Americo Annuity Investors Life (Great Amer. Life) Dearborn National EquiTrust Life Ins. Co. First SunAmerica First Symetra Nat’l Life Ins Co of NY Forethought Financial Fort Dearborn Life of New York Genworth Life Ins. Co. Genworth Life of New York Great Amer. Life Ins. Co. ING USA Annuity and Life Integrity Life Insurance Investors Ins. (Legacy) Lafayette Life Life of the Southwest Lincoln Benefit Life Lincoln Financial Group Lincoln Life & Annuity of New York Minnesota Life National Integrity Life Ins. National Western Life North American Company OM Financial (Legacy) OM Financial Life Ins. Co. OM Financial Life Ins. Co. (NY) Penn Mutual Life Presidential Life Principal Financial Group Protective Life Corporation RBC Insurance Sun Life Financial Sun Life Ins. and Annuity of New York Symetra Life Insurance Co. The Standard Transamerica Life United States Life Ins. Co. (NY) West Coast Life Western National Life Ins. Co.

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Company / Product	SC Years	Issue Age	Premium Bonus	Min Rate	% Premium	Return per $1000	Last Change	Commissions Age: Rate
Surrender Charges Last 17 Years
Amer. Equity Investment Life Ins. Co. Bonus Gold (Index-1-05 & Index-7-05-OK)	17 yrs	(NQ)	10.00%	3.00%	87.50%		07/20/10	0-75: 8.20+ 76-80: 6.15+ see notes
	Traditional Fixed Value @ 3.30% 1-Year S&P 500 Monthly Point-to-Point 1 Year S&P 500 Monthly Average Participation Rate 1 Year S&P 500 Monthly Average with Cap 1 Year S&P 500 Annual Point-to-Point Participation Rate 1-Year S&P 500 Point-to-Point Cap 10 Year U.S. Treasury Bond Value with Cap 1-Year Dow Jones Monthly Average Cap 1-Year Dow Jones Point-to-Point Cap
Surrender Charges Last 16 Years
Amer. Equity Investment Life Ins. Co. Bonus Gold (Index 1-07)	16 yrs	80	10.00%	3.00%	87.50%		07/20/10	0-75: 6.00+ 76-80: 4.50+ see notes
	Traditional Fixed Value @ 2.70% 1 Year S&P 500 Monthly Average with Cap 1-Year S&P 500 Point-to-Point Cap 1 Year S&P 500 Annual Point-to-Point Participation Rate 1 Year S&P 500 Monthly Average Participation Rate 1-Year S&P 500 Monthly Point-to-Point 1-Year Dow Jones Point-to-Point Cap 1-Year Dow Jones Monthly Average Cap 10 Year U.S. Treasury Bond Value with Cap
Surrender Charges Last 15 Years
National Western Life Liberty Champion	15 yrs	85	5.00%				08/06/10	Qualified 0-70: 9.25+ 71-75: 7.75+ Non-Qualified 0-70: 9.25+ 71-80: 7.75+ 81-85: 5.50+ see notes
	Fixed @ 2.25% Option D: Annual Reset with Monthly Cap Option A: Annual Reset with Monthly Averaging
National Western Life NWL Ultra Future	15 yrs	80 (NQ)	10.00%	1.50%	87.50%	$1,203	08/06/10	Qualified 0-70: 7.00+ 71-75: 3.50+ 76-80: 2.00+ Non-Qualified 0-75: 7.00+ 76-80: 5.00+ see notes
	Option B: Fixed Account @ 2.90% Option A: Monthly Averaging Annual Reset Option D: Monthly Cap
Surrender Charges Last 14 Years
Amer. Equity Investment Life Ins. Co. Retirement Gold (02-09)	14 yrs	78	10.00%	2.25-3.00%	87.50%		07/20/10	0-78: 6.00+ see notes
	Traditional Fixed Value @ 2.50% 1 Year S&P 500 Monthly Average Participation Rate 1 Year S&P 500 Monthly Average with Cap 1 Year S&P 500 Annual Point-to-Point Participation Rate 1 Year S&P 500 Point-to-Point Cap 1 Year S&P 500 Monthly Point-to-Point
Americo Ultimate One Index 9 Bonus (PA)	14 yrs	(NQ)	4.00%	2.00%	100%	$1,372	08/01/10
	Fixed @ 2.50% S&P 500 Point-to-Point w/ Participation S&P 500 Point-to-Point w/ Cap S&P 500 Monthly Averaging w/ Participation S&P 500 Monthly Averaging w/ Cap
EquiTrust Life Ins. Co. Market Power Bonus Index	14 yrs	80	10.00%	1.00%	87.50%	$1,106	09/02/10	0-80: 8.50+ see notes
	1-Year Fixed Interest Account @ 2.00% 1-Year S&P 500 Daily Average Cap 1-Year S&P 500 Point-to-Point Cap 2-Year S&P 500 Monthly Averaging Cap Account 1 Year S&P 500 Monthly Average Participation 1-Year S&P 500 Monthly Cap
EquiTrust Life Ins. Co. MarketTwelve Bonus	14 yrs	(NQ)	6.00%	1.00%	87.50%	$1,066	09/02/10	0-80: 9.00
	Fixed @ 1.50% 1-Year S&P 500 Point-to-Point w/Cap 1-Year S&P 500 Daily Average w/ Cap 1-Year S&P 500 Monthly Average w/Participation 1-Year S&P 500 Monthly Cap 2-Year Monthly Average Cap
National Western Life NWL Ultra Benefit	14 yrs	(NQ)	5.00%	1.50%	87.50%	$1,132	08/06/10	Qualified 0-70: 8.00+ 71-75: 5.50+ 76-80: 3.50+ 81-85: 1.00+ Non-Qualified 0-75: 8.00+ 76-80: 6.00+ 81-85: 3.50+ see notes
	Option B: Fixed Interest Rate @ 1.85% Option A: Monthly Average Annual Reset Option D: Monthly Cap Annual Reset
North American Company Charter 14	14 yrs	75	10.00%	1.00%	87.50%	$1,106	09/01/10	0-75: 7.50+ see notes
	1-Year Fixed @ 2.15% 1-Year S&P 500 Monthly Point-to-Point Cap 1-Year S&P 500 Annual Daily Average 1-Year S&P 500 Annual Point-to-Point 1-Year Russell 2000 Annual Daily Average 1-Year Russell 2000 Annual Point-to-Point 1-Year Dow Jones Annual Daily Average 1-Year Dow Jones Annual Point-to-Point 1-Year Nasdaq-100 Annual Point-to-Point 1-Year NASDAQ-100 Monthly Point-to-Point 1-Year Dow Jones EuroStoxx 50 Point-to-Point 1-Year Hindsight Index Strategy 1-Year S&P 400 Annual Daily Average 1-Year S&P 400 Annual Point-to-Point
North American Company Freedom Choice (5%) 14 -Low	14 yrs	75		1.00%	87.50%	$1,006	09/01/10	0-75: 5.50+ see notes
	1-Year Fixed @ 3.55% 1-Year Annual Point-to-Point S&P 500 1-Year Monthly Point-to-Point S&P 500 1-Year Annual Point-to-Point DJ EuroSTOXX 50 1-Year Annual Point-to-Point S&P 400 1-Year Annual Point-to-Point DJIA 1-Year Annual Point-to-Point NADAQ 100 1-Year Monthly Point-to-Point NASDAQ 100 1-Year Annual Point-to-Point Russell 2000
North American Company Freedom Choice (5%) 14 -High	14 yrs	75		1.00%	87.50%	$1,006	09/01/10	0-75: 5.50+ see notes
	1-Year Annual Point-to-Point S&P 500 1-Year Monthly Point-to-Point S&P 500 1-Year Fixed @ 3.90% 1-Year Annual Point-to-Point Russell 2000 1-Year Annual Point-to-Point NADAQ 100 1-Year Monthly Point-to-Point NASDAQ 100 1-Year Annual Point-to-Point DJIA 1-Year Annual Point-to-Point S&P 400 1-Year Annual Point-to-Point DJ EuroSTOXX 50
North American Company Freedom Choice 14 -Low	14 yrs	75		1.00%	87.50%	$1,006	09/01/10	0-75: 5.50+ see notes
	1-Year Fixed @ 3.15% 1-Year Anual Point-to-Point DJ EuroSTOXX 50 1-Year Anual Point-to-Point S&P 400 1-Year Anual Point-to-Point S&P 500 1-Year Monthly Point-to-Point S&P 500 1-Year Anual Point-to-Point DJIA 1-Year Monthly Point-to-Point NASDAQ 100 1-Year Anual Point-to-Point NADAQ 100 1-Year Anual Point-to-Point Russell 2000
North American Company Freedom Choice 14 -High	14 yrs	75		1.00%	87.50%	$1,006	09/01/10	0-75: 5.50+ see notes
	1-Year Fixed @ 3.55% 1-Year Anual Point-to-Point Russell 2000 1-Year Anual Point-to-Point NADAQ 100 1-Year Monthly Point-to-Point NASDAQ 100 1-Year Anual Point-to-Point DJIA 1-Year Monthly Point-to-Point S&P 500 1-Year Anual Point-to-Point S&P 500 1-Year Anual Point-to-Point S&P 400 1-Year Anual Point-to-Point DJ EuroSTOXX 50
North American Company North American Prizm Plus 14	14 yrs	75	10.00%	1.00%	87.50%	$1,106	09/01/10	0-75: 7.50+ see notes
	1-Year Fixed @ 2.15% 1-Year S&P 400 Point-to-Point 1-Year S&P 400 Monthly Average 1-Year S&P 500 Monthly Point-to-Point 1-Year S&P 500 Point-to-Point 1-Year S&P 500 Monthly Average 1-Year DJ EuroStoxx 50 Point-to-Point 1-Year Russell 2000 Point-to-Point 1-Year Russell 2000 Monthly Averaging 1-Year Nasdaq 100 Point-to-Point 1-Year Nasdaq -100 Monthly Point-to-Point 1-Year DJIA Point-to-Point 1-Year DJIA Monthly Average
North American Company Precision 14	14 yrs	75	10.00%	1.00%	87.50%	$1,106	09/01/10	0-75: 7.50+ see notes
	Fixed @ 2.15% Russell 2000 Annual Daily Average Russell 2000 Annual Point-to-Point Dow Jones Annual Daily Average Dow Jones Annual Point-to-Point Dow Jones EuroStoxx 50 Point-to-Point Nasdaq-100 Annual Point-to-Point Nasdaq -100 Monthly Point-to-Point 1 - Year Hindsight Index Strategy S&P 400 Annual Daily Average S&P 400 Annual Point-to-Point S&P 500 Monthly Point-to-Point Cap S&P 500 Annual Daily Average S&P 500 Annual Point-to-Point
Surrender Charges Last 13 Years
National Western Life NWL Ultra Classic	13 yrs	80		1.50%	87.50%	$1,062	08/06/10	Qualified 0-70: 12.00+ 71-75: 10.00+ 76-80: 9.00+ Non-Qualified 0-75: 12.00+ 76-80: 10.50+ see notes
	Option B: Fixed Account @ 3.25% Option A: Monthly Averaging Annual Reset Option D: Monthly Cap Annual Reset
Surrender Charges Last 12 Years
Amer. General Life Ins. Co. AG HorizonIndex Annuity 12	12 yrs	85	5.00%	2.00%	90.00%	$1,198	08/27/10	0-75: 8.00+ 76-80: 4.00+ 81-85: 2.50+ see notes
	Monthly Additive Account with Cap 2-Year Point-to-Point Account with Cap Fixed Interest Account @ 2.00%
Lincoln Financial Group Lincoln OptiPoint 12 -Low	12 yrs	75	4.00%	2.00%	100%	$1,319	09/01/10	0-75: 4.00 see notes
	Fixed @ 2.10% Performance Triggered 2-Year Monthly Cap 2-Year Point to Point
Lincoln Financial Group Lincoln OptiPoint 12 -High	12 yrs	75	5.00%	2.00%	100%	$1,332	09/01/10	0-75: 4.00 see notes
	Fixed @ 2.10% 2-Year Point to Point 2-Year Monthly Cap Performance Triggered

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