Company / Product Name
|
AMBest |
YearsGtd |
LastChange |
BaseRate |
BonusRate |
CurrentRate |
PremiumBonus |
EffectiveRate |
CUR
|
GTD
|
CommissionsAge: Rate |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | |||||||||||
| Featured Products | |||||||||||
| Surrender Charges Last 6 Years | |||||||||||
| Effective rate with bailout is 3.88% at $100k 6/15/09. Competes with MYGA's, but more liquidity! | |||||||||||
|
SecureLiving Liberty 1-Year Guaranty High-Band |
A | 1 | 08/25/10 | 2.45 | 2.00 | 4.45 | 2.78 | 1.99 |
0-75: 3.00 76-80: 1.95 81-85: 1.05 |
||
| Effective rate with bailout is 3.88% at $100k 6/15/09. Competes with MYGA's, but more liquidity! | |||||||||||
|
SecureLiving Liberty 1-Year Guaranty Mid-Band |
A | 1 | 08/25/10 | 2.45 | 1.50 | 3.95 | 2.70 | 1.90 |
0-75: 3.00 76-80: 1.95 81-85: 1.05 |
||
| Effective rate with bailout is 3.88% at $100k 6/15/09. Competes with MYGA's, but more liquidity! | |||||||||||
|
SecureLiving Liberty 1-Year Guaranty Low-Band |
A | 1 | 08/25/10 | 2.45 | 1.00 | 3.45 | 2.62 | 1.82 |
0-75: 3.00 76-80: 1.95 81-85: 1.05 |
||
Company / Product Name
|
AMBest |
YearsGtd |
LastChange |
BaseRate |
BonusRate |
CurrentRate |
PremiumBonus |
EffectiveRate |
CUR
|
GTD
|
CommissionsAge: Rate |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | |||||||||||
| Surrender Charges Last 17 Years | |||||||||||
|
American Equity Investment Life Insurance Company
Bonus Gold (Index-1-05 & Index-7-05-OK) |
A- | 1 | 07/20/10 | 3.30 | 0.00 | 3.30 | 10.00 | 13.63 | 3.88 | 1.70 |
0-75: 8.20+ 76-80: 6.15+ |
| Surrender Charges Last 16 Years | |||||||||||
|
American Equity Investment Life Insurance Company
Bonus Gold (Index 1-07) |
A- | 1 | 07/20/10 | 2.70 | 0.00 | 2.70 | 10.00 | 12.97 | 3.31 | 1.71 |
0-75: 6.00+ 76-80: 4.50+ |
| Surrender Charges Last 15 Years | |||||||||||
|
National Western Life
NWL Ultra Future [LOAN] |
A | 1 | 08/06/10 | 2.90 | 0.00 | 2.90 |
2.00 to 10.00 |
13.19 | 3.56 | 2.24 |
0-75: 7.00+ 76-80: 5.00+ |
| Next Rate: | 09/27/10 | 2.40 | 0.00 | 2.40 | 12.40 | 3.05 | 2.21 | -0.51 DOWN | |||
|
National Western Life
Confidence Flex 85 [MVA, LOAN] |
A | 1 | 08/27/10 | 3.00 | 0.00 | 3.00 |
5.00 to 8.00 |
11.24 | 3.53 | 3.53 |
0-80: 7.00+ 81-85: 4.00+ |
|
American Equity Investment Life Insurance Company
Premier Eagle 10 (FPDA-7-08) |
A- | 1 | 07/20/10 | 2.70 | 0.00 | 2.70 |
3.00 to 10.00 |
12.97 | 3.35 | 1.76 |
0-75: 6.00+ 76-80: 4.50+ |
|
National Western Life
Confidence Flex 45 [MVA, LOAN] |
A | 1 | 08/27/10 | 3.00 | 0.00 | 3.00 |
4.00 to 5.00 |
8.15 | 3.34 | 3.34 |
0-69: 9.00+ 70-80: 8.75+ 81-85: 5.75+ |
|
National Western Life
Liberty Champion [LOAN] |
A | 1 | 08/06/10 | 2.25 | 0.00 | 2.25 | 5.00 | 7.36 | 2.58 | 1.83 |
0-70: 9.25+ 71-80: 7.75+ 81-85: 5.50+ |
| Next Rate: | 09/27/10 | 1.75 | 0.00 | 1.75 | 6.75 | 2.08 | 1.83 | -0.50 DOWN | |||
|
National Western Life
NWL Future Assurance [LOAN] |
A | 1 | 08/27/10 | 1.50 | 0.00 | 1.50 |
2.00 to 10.00 |
11.65 | 2.15 | 2.15 |
0-75: 7.00+ 76-80: 5.00+ |
| Surrender Charges Last 14 Years | |||||||||||
|
North American Company
Freedom Choice (5%) 14 High-Band [TSA, MVA, LOAN] |
A+ | 1 | 09/01/10 | 3.90 | 0.00 | 3.90 | 3.90 | 1.20 | 0-75: 5.50+ | ||
|
North American Company
Freedom Choice 14 High-Band [TSA, MVA, LOAN] |
A+ | 1 | 09/01/10 | 3.55 | 0.00 | 3.55 | 3.55 | 1.18 | 0-75: 5.50+ | ||
|
North American Company
Freedom Choice (5%) 14 Low-Band [TSA, MVA, LOAN] |
A+ | 1 | 09/01/10 | 3.55 | 0.00 | 3.55 | 3.55 | 1.18 | 0-75: 5.50+ | ||
|
North American Company
North American Flex III [MVA, LOAN] |
A+ | 1 | 09/01/10 | 2.55 | 0.00 | 2.55 | 10.00 | 12.81 | 3.25 | 1.80 | 0-75: 4.50+ |
|
American Equity Investment Life Insurance Company
Retirement Gold (02-09) |
A- | 1 | 07/20/10 | 2.50 | 0.00 | 2.50 |
5.00 to 10.00 |
12.75 | 3.20 | 1.80 | 0-78: 6.00+ |
|
North American Company
Freedom Choice 14 Low-Band [TSA, MVA, LOAN] |
A+ | 1 | 09/01/10 | 3.15 | 0.00 | 3.15 | 3.15 | 1.15 | 0-75: 5.50+ | ||
|
North American Company
Precision 14 [TSA, MVA, LOAN] |
A+ | 1 | 09/01/10 | 2.15 | 0.00 | 2.15 | 10.00 | 12.37 | 2.85 | 1.77 | 0-75: 7.50+ |
|
North American Company
North American Prizm Plus 14 [TSA, MVA, LOAN] |
A+ | 1 | 09/01/10 | 2.15 | 0.00 | 2.15 | 10.00 | 12.37 | 2.85 | 1.77 | 0-75: 7.50+ |
Company / Product Name