Borden Hamman Agency, Inc.
9868 Plano Road
Dallas, TX 75238

Fixed Annuities

www.bordenhamman.com
800-492-9190 toll free
214-349-4911 local
800-664-5311 fax
 
 
 
State
 Premium
 Qual
 Rating
 Company
 Rate Gtd
 Age
 Comm
%

Showing 1-20 of 442    Display: Print/Save |<  <<   Page 1 of 23   >>   >|
Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Featured Products
Surrender Charges Last 6 Years
Effective rate with bailout is 3.88% at $100k 6/15/09. Competes with MYGA's, but more liquidity!
Genworth Life Insurance Company
SecureLiving Liberty 1-Year Guaranty High-Band
A 1 08/25/10 2.45 2.00 4.45     2.78 1.99 0-75: 3.00
76-80: 1.95
81-85: 1.05
Effective rate with bailout is 3.88% at $100k 6/15/09. Competes with MYGA's, but more liquidity!
Genworth Life Insurance Company
SecureLiving Liberty 1-Year Guaranty Mid-Band
A 1 08/25/10 2.45 1.50 3.95     2.70 1.90 0-75: 3.00
76-80: 1.95
81-85: 1.05
Effective rate with bailout is 3.88% at $100k 6/15/09. Competes with MYGA's, but more liquidity!
Genworth Life Insurance Company
SecureLiving Liberty 1-Year Guaranty Low-Band
A 1 08/25/10 2.45 1.00 3.45     2.62 1.82 0-75: 3.00
76-80: 1.95
81-85: 1.05

Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Surrender Charges Last 17 Years
American Equity Investment Life Insurance Company
Bonus Gold (Index-1-05 & Index-7-05-OK)
A- 1 07/20/10 3.30 0.00 3.30 10.00 13.63 3.88 1.70 0-75: 8.20+
76-80: 6.15+
Surrender Charges Last 16 Years
American Equity Investment Life Insurance Company
Bonus Gold (Index 1-07)
A- 1 07/20/10 2.70 0.00 2.70 10.00 12.97 3.31 1.71 0-75: 6.00+
76-80: 4.50+
Surrender Charges Last 15 Years
National Western Life
NWL Ultra Future [LOAN]
A 1 08/06/10 2.90 0.00 2.90 2.00
to 10.00 		13.19 3.56 2.24 0-75: 7.00+
76-80: 5.00+
Next Rate: 09/27/10 2.40 0.00 2.40 12.40 3.05 2.21 -0.51 DOWN  
National Western Life
Confidence Flex 85 [MVA, LOAN]
A 1 08/27/10 3.00 0.00 3.00 5.00
to 8.00 		11.24 3.53 3.53 0-80: 7.00+
81-85: 4.00+
American Equity Investment Life Insurance Company
Premier Eagle 10 (FPDA-7-08)
A- 1 07/20/10 2.70 0.00 2.70 3.00
to 10.00 		12.97 3.35 1.76 0-75: 6.00+
76-80: 4.50+
National Western Life
Confidence Flex 45 [MVA, LOAN]
A 1 08/27/10 3.00 0.00 3.00 4.00
to 5.00 		8.15 3.34 3.34 0-69: 9.00+
70-80: 8.75+
81-85: 5.75+
National Western Life
Liberty Champion [LOAN]
A 1 08/06/10 2.25 0.00 2.25 5.00 7.36 2.58 1.83 0-70: 9.25+
71-80: 7.75+
81-85: 5.50+
Next Rate: 09/27/10 1.75 0.00 1.75 6.75 2.08 1.83 -0.50 DOWN  
National Western Life
NWL Future Assurance [LOAN]
A 1 08/27/10 1.50 0.00 1.50 2.00
to 10.00 		11.65 2.15 2.15 0-75: 7.00+
76-80: 5.00+
Surrender Charges Last 14 Years
North American Company
Freedom Choice (5%) 14 High-Band [TSA, MVA, LOAN]
A+ 1 09/01/10 3.90 0.00 3.90     3.90 1.20 0-75: 5.50+
North American Company
Freedom Choice 14 High-Band [TSA, MVA, LOAN]
A+ 1 09/01/10 3.55 0.00 3.55     3.55 1.18 0-75: 5.50+
North American Company
Freedom Choice (5%) 14 Low-Band [TSA, MVA, LOAN]
A+ 1 09/01/10 3.55 0.00 3.55     3.55 1.18 0-75: 5.50+
North American Company
North American Flex III [MVA, LOAN]
A+ 1 09/01/10 2.55 0.00 2.55 10.00 12.81 3.25 1.80 0-75: 4.50+
American Equity Investment Life Insurance Company
Retirement Gold (02-09)
A- 1 07/20/10 2.50 0.00 2.50 5.00
to 10.00 		12.75 3.20 1.80 0-78: 6.00+
North American Company
Freedom Choice 14 Low-Band [TSA, MVA, LOAN]
A+ 1 09/01/10 3.15 0.00 3.15     3.15 1.15 0-75: 5.50+
North American Company
Precision 14 [TSA, MVA, LOAN]
A+ 1 09/01/10 2.15 0.00 2.15 10.00 12.37 2.85 1.77 0-75: 7.50+
North American Company
North American Prizm Plus 14 [TSA, MVA, LOAN]
A+ 1 09/01/10 2.15 0.00 2.15 10.00 12.37 2.85 1.77 0-75: 7.50+
Showing 1-20 of 442    Display: Page:   1 | 2 | 3 | 4 | 5 | 6 .. 23

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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