| CD Type Annuities |
Company / Product Name
|
AMBest |
YearsGtd |
LastChange |
BaseRate |
BonusRate |
CurrentRate |
PremiumBonus |
Bail Out
|
EffectiveRate |
CUR
|
GTD
|
CommissionsAge: Rate |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | ||||||||||||
| Rate Guaranteed 10 Years | ||||||||||||
| 10% free w/d & LAST 3% guarantee for A rated company! | ||||||||||||
|
ING MVA Annuity 10 Low-Band [MVA, LOAN] |
A | 10 | 02/01/12 | 3.00 | 0.00 | 3.00 | 3.00 | 3.00 |
0-75: 5.30 76-90: 2.65 |
|||
| 10% free w/d & LAST 3% guarantee for A rated company! | ||||||||||||
|
ING MVA Annuity 10 Mid-Band [MVA, LOAN] |
A | 10 | 02/01/12 | 3.00 | 0.00 | 3.00 | 3.00 | 3.00 |
0-75: 5.30 76-90: 2.65 |
|||
| 10% free w/d & LAST 3% guarantee for A rated company! | ||||||||||||
|
ING MVA Annuity 10 High-Band [MVA, LOAN] |
A | 10 | 02/01/12 | 3.00 | 0.00 | 3.00 | 3.00 | 3.00 |
0-75: 5.30 76-90: 2.65 |
|||
| Fixed Indexed Annuities |
Company / Product / Account
|
Index
|
Product Type
|
SurenderCharges |
PremiumBonus |
Bail Out |
LastChange |
Part Rate
|
Spread
|
Cap
|
CommissionsAge: Rate |
|---|---|---|---|---|---|---|---|---|---|---|
Reset
|
Averaging
|
Min Part Rate | Max Spread | Min Cap | ||||||
|
Safe Return Declared Rate Strategy |
Fixed |
10 Years |
08/22/11 | 1.10% 1-Yr Fixed |
0-75: 6.50+ 76-80: 5.50+ 81-85: 2.50+ |
|||||
| Min Rates: | ||||||||||
|
Phoenix Personal Income Annuity Fixed Account |
Fixed |
10 Years |
01/01/12 | 0.85% 1-Yr Fixed |
0-75: 7.50 76-80: 5.00 81-85: 3.00 |
|||||
| Min Rates: | ||||||||||
|
Phoenix Personal Income Annuity 1-Year S&P 500 |
S&P 500 | Point to Point |
10 Years |
01/01/12 | 1.50 |
0-75: 7.50 76-80: 5.00 81-85: 3.00 |
||||
| Annual | None | Min Rates: | 1.00 | |||||||
|
Phoenix Personal Income Annuity 1-Year DJIA |
DJIA | Point to Point |
10 Years |
01/01/12 | 1.00 |
0-75: 7.50 76-80: 5.00 81-85: 3.00 |
||||
| Annual | None | Min Rates: | 1.00 | |||||||
|
Safe Return 1 Year S&P 500 Annual Point-to-Point Cap |
S&P 500 | Point to Point |
10 Years |
3.50 | 08/22/11 | 4.00 |
0-75: 6.50+ 76-80: 5.50+ 81-85: 2.50+ |
|||
| Annual | None | Min Rates: | 1.00 | |||||||
|
Phoenix Personal Income Annuity 1-Year Balanced Allocation |
Blended Indicies | Point to Point |
10 Years |
01/01/12 | 1.00 |
0-75: 7.50 76-80: 5.00 81-85: 3.00 |
||||
| Annual | None | Min Rates: | 1.00 | |||||||
|
Phoenix Personal Income Annuity 2-Year S&P500 |
S&P 500 | Point to Point |
10 Years |
01/01/12 | 4.50 |
0-75: 7.50 76-80: 5.00 81-85: 3.00 |
||||
| Biennial | None | Min Rates: | 1.00 | |||||||
|
Phoenix Personal Income Annuity Monthly S&P 500 |
S&P 500 | Point to Point |
10 Years |
01/01/12 | 1.00 |
0-75: 7.50 76-80: 5.00 81-85: 3.00 |
||||
| Annual | Monthly Sum | Min Rates: | 1.00 | |||||||
|
Safe Return 1 Year S&P 500 Monthly Average with Cap |
S&P 500 | Point to Point |
10 Years |
3.50 | 08/22/11 | 4.00 |
0-75: 6.50+ 76-80: 5.50+ 81-85: 2.50+ |
|||
| Annual | Monthly | Min Rates: | 2.00 | |||||||
|
Phoenix Personal Income Annuity 1-Year Euro Stoxx 50 |
DJ EuroStoxx 50 | Point to Point |
10 Years |
01/01/12 | 1.00 |
0-75: 7.50 76-80: 5.00 81-85: 3.00 |
||||
| Annual | None | Min Rates: | 1.00 | |||||||
| Surrender Charges Last 9 Years | ||||||||||
| 41% return in 2009! #1 Income Rider for younger clients. | ||||||||||
|
NWL Global Lookback Option B: Fixed Interest Rate |
Fixed |
9 Years |
08/18/11 | 2.10% 1-Yr Fixed |
0-75: 6.50+ 76-80: 4.50+ |
|||||
| Min Rates: | ||||||||||
|
NWL Global Lookback Option D: S&P 500 Monthly Cap |
S&P 500 | Point to Point |
9 Years |
08/18/11 | 2.00 |
0-75: 6.50+ 76-80: 4.50+ |
||||
| Annual | Monthly Sum | Min Rates: | 1.00 | |||||||
|
NWL Global Lookback Option A: S&P 500 Monthly Average |
S&P 500 | Point to Point |
9 Years |
08/18/11 | 50 | 1.75 |
0-75: 6.50+ 76-80: 4.50+ |
|||
| Annual | Monthly | Min Rates: | 50 | 6.00 | ||||||
|
NWL Global Lookback Option K: Global Lookback |
Blended Indicies | Point to Point |
9 Years |
08/18/11 | 40 | 2.00 |
0-75: 6.50+ 76-80: 4.50+ |
|||
| Annual | Monthly | Min Rates: | 20 | 2.00 | ||||||
|
NWL Global Lookback Option J: S&P 500 Point-to-Point w Cap |
S&P 500 | Point to Point |
9 Years |
08/18/11 | 4.00 |
0-75: 6.50+ 76-80: 4.50+ |
||||
| Annual | None | Min Rates: | 4.00 | |||||||
| Surrender Charges Last 8 Years | ||||||||||
| 5% bonus & ONLY FIA with returns in down years! | ||||||||||
|
NA Performance Choice 8 Plus 1-Year Fixed |
Fixed |
8 Years |
5.00 | 01/19/12 | 1.45% 1-Yr Fixed |
0-75: 5.50+ 76-79: 4.13+ 80-85: 2.75+ |
||||
| Min Rates: | ||||||||||
|
NA Performance Choice 8 Plus 1-Year Nasdaq 100 Point-to-Point |
Nasdaq 100 | Point to Point |
8 Years |
5.00 | 01/19/12 | 2.40 |
0-75: 5.50+ 76-79: 4.13+ 80-85: 2.75+ |
|||
| Annual | None | Min Rates: | 2.00 | |||||||
Company / Product Name
Surender