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Fixed Indexed Brief

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Rate Gtd

Age

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%

Company	Product	SC Years	GTD Min Rate	GTD % Premium	GTD Return on $1,000	High Comm
Surrender Charges Last 3 Years
ING USA Annuity and Life	ING Envoy Three Fixed Index Annuity Low-Band [MVA]	3	2.00	100.00	$1,061	up to 1.00%
ING USA Annuity and Life	ING Envoy Three Fixed Index Annuity High-Band [MVA]	3	2.00	100.00	$1,061	up to 1.00%
Lafayette Life	Centennial 3	3	3.00	90.00	$ 983
Surrender Charges Last 4 Years
OM Financial Life Ins. Co.	Safety Index 4 Low-Band	4	3.00	100.00	$1,126	up to 3.00%
OM Financial Life Ins. Co.	Safety Index 4 High-Band	4	3.00	100.00	$1,126	up to 3.00%
Surrender Charges Last 5 Years
Standard Life of Indiana	Strategist 5	5	3.00	100.00	$1,159	up to 2.50%
West Coast Life	Index Advantage II 5 Low-Band	5	2.55	100.00	$1,134	up to 4.50%
West Coast Life	Index Advantage II 5 High-Band	5	2.55	100.00	$1,134	up to 4.50%
West Coast Life	Index Advantage Annuity 5 Low-Band	5	2.55	100.00	$1,134	up to 4.50%
West Coast Life	Index Advantage Annuity 5 High-Band	5	2.55	100.00	$1,134	up to 4.50%
Life of the Southwest	SecurePlus Saver [TSA]	5	2.25	100.00	$1,118	up to 4.00%
Lincoln Benefit Life	Saver's Index Annuity Plus Low-Band	5	2.00	100.00	$1,104	up to 4.00%
Lincoln Benefit Life	Saver's Index Annuity Plus High-Band	5	2.00	100.00	$1,104	up to 4.00%
Lincoln Benefit Life	Saver's Index Annuity Plus (ROP) Low-Band	5	2.00	100.00	$1,104	up to 4.00%
Lincoln Benefit Life	Saver's Index Annuity Plus (ROP) High-Band	5	2.00	100.00	$1,104	up to 4.00%
RBC Insurance	Index Master Dow 5	5	3.00	94.00	$1,090	up to 3.25%
ING USA Annuity and Life	ING Secure Index Five Low-Band	5	1.50	100.00	$1,077	up to 4.00%
ING USA Annuity and Life	ING Secure Index Five High-Band	5	1.50	100.00	$1,077	up to 4.00%
The Standard	Index Growth Annuity 5 Low-Band	5	1.50	100.00	$1,077	up to 4.50%
Reliance Standard Life	Keystone 5 Index Annuity	5	1.50	100.00	$1,077	up to 4.00%

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

Any reproduction of this data or presentation of this data in print, electronically or on any other website is strictly prohibited and protected under copyright law. "Yield to Surrender", "Current Yield to Surrender" and "Guaranteed Yield to Surrender" are Trademarks of AnnuityRateWatch.com, Inc.

"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

For use by licensed insurance agents/brokers only - not authorized for use by the public.