Indexed Annuity Detail Sheet

State - AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA PR RI SC SD TN TX UT VA VI VT WA WI WV WY Premium Qual Flex? Rating - A++ A+ A A- B++ B+ B B- C++ C+ C C- D E F S NR Company - Any - Allianz Life Ins. Co. of North America American National Ins. Co. Annexus (Aviva Life & Annuity) Aviva Life & Annuity (Income Series) Aviva Life & Annuity (MultiChoice Series) EquiTrust Life Ins. Co. Great Amer. Life Ins. Co. ING Annuity and Asset Sales Integrity Life Insurance Midland National Life National Integrity Life Ins. North American Company Presidential Life Symetra Life Insurance Co. SC yrs - 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Age More Search Options Product Type - Point to Point High Water Low Water Performance Triggered Inverse Perf Triggered Monthly Crediting Other Averaging - None Daily Monthly Annual Monthly Sum Quarterly Sum Continuous Monthly Reset Period - Policy Length 1 Year 2 Years 3 Years 4 Years 5 Years 6 Years 7 Years 8 Years 9 Years 10 Years 11 Years 12 Years 13 Years 14 Years 15 Years Indicie - DJIA Nasdaq 100 S&P 400 S&P 500 FTSE 100 Russell 2000 10 Year US Treasury DJ EuroStoxx 50 Hang Seng Nikkei 225 3-Month LIBOR Barclays Capital U.S. Aggregat Gold Strategies HFRX Global Hedge Fund iShares Barclays Aggregate Bon iShares MSCI Hong Kong Index LB US Aggregate Bond London Gold PM MSCI All Country World Index S&P GSCI Excess Return Index U.S. 10-Year Swap Rate

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Company / Product	Issue Ages	Minimum Premiums	Withdrawal Provisions	States
Surrender Charges Last 14 Years
EquiTrust Life Insurance Company Market Power Bonus Index	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 20,000 Monthly: 20,000 Qualified Single: 20,000 Monthly: 20,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  No- Terminal Illness  Yes-Nursing Home  Yes-Annualization	Not Available in: CT DE MN NV NY OR PR TX UT VI WA
	Withdrawal Notes:			Prem Bonus: 10.00
	For states AL, AR, AZ, CA, CO, DC, GA, HI, IA, ID, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (14 years): 20 20 19 19 18 17 16 14 12 10 8 6 4 2 For states IL (10 years): 17 16 15 15 14 13 12 11 10 9.5 For states AK (10 years): 17 15 14 12 10 9 7 4 3 1
	Guaranteed Minimum Value:		87.5% of Premium at 2.00%  (GMR/1000 $1,270)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Fixed Interest Account 1-Year Fixed Rate (no bonus) 1.50% 1-Year S&P 500 Monthly Cap S&P 500 Point to Point Annual Monthly Sum     1.50 1-Year S&P 500 Point-to-Point Cap S&P 500 Point to Point Annual None     3.25 1 Year S&P 500 Monthly Average Participation S&P 500 Point to Point Annual Monthly 20     2-Year S&P 500 Monthly Averaging Cap Account S&P 500 Point to Point Biennial Monthly     8.00 1-Year S&P 500 Daily Average Cap S&P 500 Point to Point Annual Daily     3.50
EquiTrust Life Insurance Company MarketTwelve Bonus	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 30,000 Monthly: 30,000 Qualified Single: 30,000 Monthly: 30,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  No- Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK CT DE FL MN NV NY OR PR TX UT VI WA
	Withdrawal Notes:			Premium Bonus: 6.00
	Withdrawal Charges 14 years:		20 20 19 19 18 17 16 14 12 10 8 6 4 2
	Guaranteed Minimum Value:		87.5% of Premium at 2.00%  (GMR/1000 $1,224)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year S&P 500 Daily Average Cap S&P 500 Point to Point Annual Daily     3.00 1-Year S&P 500 Monthly Cap S&P 500 Point to Point Annual Monthly Sum     1.25 2-Year Monthly Average Cap S&P 500 Point to Point Biennial Monthly     7.00 1-Year S&P 500 Point-to-Point Cap S&P 500 Point to Point Annual None     3.00 1-Year S&P 500 Monthly Average Participation S&P 500 Point to Point Annual Monthly 20     1-Year Fixed Account 1-Year Fixed Rate (no bonus) 1.15%
Midland National Life Capstone 14	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization	Not Available in: AK AL CT DE MN NV NY OR PR TX UT VI WA
	Withdrawal Notes:			Prem Bonus: 10.00
	Withdrawal Charges 14 years:		18 18 17 15 15 15 15 14 12 10 8 6 4 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,106)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year S&P 400 Annual Daily Average S&P 400 Point to Point Annual Daily     3.35 1-Year NASDAQ-100 Monthly Point-to-Point Nasdaq 100 Point to Point Annual Monthly Sum     1.75 1-Year S&P 500 Annual Daily Average S&P 500 Point to Point Annual Daily     3.70 1-Year Optimal Index Strategy Cap Blended Indicies Point to Point Annual None     2.85 1-Year S&P 500 Monthly Point-to-Point Cap S&P 500 Point to Point Annual Daily     1.90 1-Year Russell 2000 Annual Point-to-Point Russell 2000 Point to Point Annual None     3.00 1-Year Dow Jones EuroStoxx 50 Point-to-Point DJ EuroStoxx 50 Point to Point Annual None     3.65 1-Year Fixed Account 1-Year Fixed Rate (no bonus) 1.80% 1-Year Dow Jones Annual Point-to-Point DJIA Point to Point Annual None     3.20 1-Year S&P 400 Annual Point-to-Point S&P 400 Point to Point Annual None     3.05 1-Year Russell 2000 Annual Daily Average Russell 2000 Point to Point Annual Daily     3.15 1-Year S&P 500 Annual Point-to-Point S&P 500 Point to Point Annual None     3.40 1-Year NASDAQ-100 Annual Point-to-Point Nasdaq 100 Point to Point Annual None     3.00 1-Year Dow Jones Annual Daily Average DJIA Point to Point Annual Daily     3.50
Midland National Life Innovator Choice 14	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization	Not Available in: AK AL CT DE MN NY OR PR TX UT VI WA
	Withdrawal Notes:			Prem Bonus: 10.00
	Withdrawal Charges 14 years:		18 18 17 15 15 15 15 14 12 10 8 6 4 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,106)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Dow Jones Annual Daily Average IM DJIA Point to Point Annual Daily   5.85   1-Year Dow Jones EuroStoxx 50 Point-to-Point IM & Cap DJ EuroStoxx 50 Point to Point Annual None   3.75 4.25 1 -Year NASDAQ Monthly Point-to-Point Nasdaq 100 Point to Point Annual Monthly Sum     1.75 1-Year S&P 400 Annual Daily Average IM S&P 400 Point to Point Annual Daily   12.35   1-Year S&P 500 Monthly Point-to-Point S&P 500 Point to Point Annual Monthly Sum     1.90 1-Year Russell 2000 Annual Daily Average IM Russell 2000 Point to Point Annual Daily   13.45   1-Year S&P 500 Annual Point-to-Point IM & Cap S&P 500 Point to Point Annual None   4.10 4.50 1-Year Nasdaq-100 Annual Point-to-Point IM & Cap Nasdaq 100 Point to Point Annual None   7.80 4.25 1-Year Optimal Index Strategy IM & Cap Blended Indicies Point to Point Annual None   10.00 4.25 1-Year Dow Jones Annual Point-to-Point IM & Cap DJIA Point to Point Annual None   5.95 4.25 1-Year Fixed 1-Year Fixed Rate (no bonus) 1.80% 1-Year S&P 400 Annual Point-to-Point IM & Cap S&P 400 Point to Point Annual None   9.10 4.25 1-Year Russell 2000 Annual Point-to-Point IM & Cap Russell 2000 Point to Point Annual None   9.40 4.25 1-Year S&P 500 Annual Daily Average IM S&P 500 Point to Point Annual Daily   6.70
Midland National Life MNL Paragon Plus 14	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization	Not Available in: AK AL CT DE MN NV NY OR PR TX UT VI WA
	Withdrawal Notes:			Prem Bonus: 10.00
	Withdrawal Charges 14 years:		18 18 17 15 15 15 15 14 12 10 8 6 4 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,106)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Fixed 1-Year Fixed Rate (no bonus) 1.80% 1-Year Russell 2000 Annual Point-to-Point PR Russell 2000 Point to Point Annual None 15     1-Year S&P 500 Monthly Average PR S&P 500 Point to Point Annual Monthly 35     1-Year Nasdaq 100 Annual Point-to-Point PR Nasdaq 100 Point to Point Annual None 20     1-Year DJIA Monthly Average PR DJIA Point to Point Annual Monthly 40     1-Year S&P 400 Monthly Average PR S&P 400 Point to Point Annual Monthly 25     1-Year S&P 500 Annual Point-to-Point PR S&P 500 Point to Point Annual None 20     1-Year S&P 500 Monthly Point-to-Point S&P 500 Point to Point Annual Monthly Sum     1.90 1-Year Russell 2000 Monthly Average PR Russell 2000 Point to Point Annual Monthly 25     1-Year DJIA Annual Point-to-Point PR DJIA Point to Point Annual None 25     1-Year DJ EuroStoxx 50 Annual Point-to-Point PR DJ EuroStoxx 50 Point to Point Annual None 20     1-Year S&P 400 Annual Point-to-Point PR S&P 400 Point to Point Annual None 15     1-Year Nasdaq 100 Monthly Point-to-Point Nasdaq 100 Point to Point Annual Monthly Sum     1.75
Midland National Life MNL RetireVantageSM 14	Non-Qualified Owner: 7 Annuitant: Qualified Owner: 75 Annuitant:	Non-Qualified Single: 20,000 Monthly: 20,000 Qualified Single: 20,000 Monthly: 20,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  Yes-Extended Care Waiver  No- Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK CA CT DE IL MA MD MN MO MS MT NH NV NY OH OK OR PR SC TX UT VI WA
	Withdrawal Notes:			Premium Bonus: 5.00
	Withdrawal Charges 14 years:		10 10 10 10 10 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,056)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Nasdaq 100 Annual Point-to-Point Nasdaq 100 Point to Point Annual None     3.80 1-Year S&P 500 Monthly Average PR S&P 500 Point to Point Annual Monthly 45     1-Year S&P 400 Monthly Average PR S&P 400 Point to Point Annual Monthly 35     1-Year Inverse Performance Triggered S&P 500 S&P 500 Inverse Perf Triggered Annual None     4.35 1-Year S&P 500 Annual Daily Average IM S&P 500 Point to Point Annual Daily   5.30   1-Year Dow Jones Annual Point-to-Point DJIA Point to Point Annual None     4.00 1-Year S&P 400 Annual Daily Average IM S&P 400 Point to Point Annual Daily   10.35   1-Year Fiaxed Account 1-Year Fixed Rate (no bonus) 2.20% 1-Year London Gold Market Fixing Price Gold Strategies Point to Point Annual None     3.75 1-Year Dow Jones Monthly Average PR DJIA Point to Point Annual Monthly 50     1-Year S&P 500 Monthly Point-to-Point Cap S&P 500 Point to Point Annual Monthly Sum     2.30 1-Year Nasdaq 100 Monthly Point-to-Point Cap Nasdaq 100 Point to Point Annual Monthly Sum     2.10 1-Year S&P 500 Annual Point-to-Point S&P 500 Point to Point Annual None     4.15 1-Year Dow Jones Annual Daily Average IM DJIA Point to Point Annual Daily   4.60   1-Year S&P 400 Annual Point-to-Point S&P 400 Point to Point Annual None     3.85
Midland National Life Prosperity Choice 14	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization	Not Available in: AK AL CT DE MN NV NY OR PR TX UT VI WA
	Withdrawal Notes:			Prem Bonus: 10.00
	Withdrawal Charges 14 years:		18 18 17 15 15 15 15 14 12 10 8 6 4 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,106)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Nasdaq 100 Monthly Point-to-Point Nasdaq 100 Point to Point Annual Monthly Sum     1.75 1-Year S&P 500 Monthly Point-to-Point S&P 500 Point to Point Annual Monthly Sum     1.90 1-Year S&P 500 Annual Point-to-Point PR & Cap S&P 500 Point to Point Annual None 30   4.50 1-Year Russell 2000 Annual Daily Average PR Russell 2000 Point to Point Annual Daily 25     1-Year Nasdaq-100 Annual Point-to-Point PR & Cap Nasdaq 100 Point to Point Annual None 25   25.00 1-Year Dow Jones Annual Point-to-Point PR & Cap DJIA Point to Point Annual None 35   4.25 1-Year Optimal Index Strategy PR & Cap Blended Indicies Point to Point Annual None 20   4.25 1-Year Fixed 1-Year Fixed Rate (no bonus) 1.80% 1-Year S&P 400 Annual Point-to-Point PR & Cap S&P 400 Point to Point Annual None 25   4.25 1-Year Russell 2000 Annual Point-to-Point PR & Cap Russell 2000 Point to Point Annual None 20   4.25 1-Year S&P 500 Annual Daily Average PR S&P 500 Point to Point Annual Daily 40     1-Year Dow Jones EuroStoxx 50 Annual Point-to-Point PR & Cap DJ EuroStoxx 50 Point to Point Annual None 50   4.25 1-Year Dow Jones Annual Daily Average PR DJIA Point to Point Annual Daily 40     1-Year S&P 400 Annual Daily Average PR S&P 400 Point to Point Annual Daily 30
Midland National Life Select Series (5%) 14 Low-Band	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK AL CT DE IL MN NV NY OR PR UT VI WA
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 14 years:		9 9 9 9 8 8 7 7 6 6 5 4 3 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,006)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year S&P 500 Monthly Point-to-Point Cap S&P 500 Point to Point Annual Monthly Sum 100   3.25 1-Year Dow Jones Annual Point-to-Point DJIA Point to Point Annual None 100   6.55 1-Year Russell 2000 Annual Point-to-Point Russell 2000 Point to Point Annual None 100   6.10 1-Year Dow Jones EuroStoxx 50 Point-to-Point DJ EuroStoxx 50 Point to Point Annual None 100   7.60 1-Year Fixed 1-Year Fixed Rate (no bonus) 3.30% 1-Year S&P 500 Annual Point-to-Point S&P 500 Point to Point Annual None 100   6.50 1-Year S&P 400 Annual Point-to-Point S&P 400 Point to Point Annual None 100   6.15 1-Year Nasdaq-100 Annual Point-to-Point Nasdaq 100 Point to Point Annual None 100   6.00 1-Year NASDAQ Monthly Point-to-Point Cap Nasdaq 100 Point to Point Annual Monthly Sum 100   3.00
Midland National Life Select Series (5%) 14 High-Band	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 250,000 Monthly: 250,000 Qualified Single: 250,000 Monthly: 250,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK AL CT DE IL MN NV NY OR PR UT VI WA
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 14 years:		9 9 9 9 8 8 7 7 6 6 5 4 3 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,006)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Fixed 1-Year Fixed Rate (no bonus) 3.65% 1-Year S&P 500 Annual Point-to-Point S&P 500 Point to Point Annual None 100   7.30 1-Year NASDAQ Monthly Point-to-Point Cap Nasdaq 100 Point to Point Annual Monthly Sum 100   3.55 1-Year S&P 400 Annual Point-to-Point S&P 400 Point to Point Annual None 100   6.90 1-Year Nasdaq-100 Annual Point-to-Point Nasdaq 100 Point to Point Annual None 100   6.75 1-Year Dow Jones Annual Point-to-Point DJIA Point to Point Annual None 100   7.35 1-Year S&P 500 Monthly Point-to-Point Cap S&P 500 Point to Point Annual Monthly Sum 100   3.55 1-Year Russell 2000 Annual Point-to-Point Russell 2000 Point to Point Annual None 100   6.85 1-Year Dow Jones EuroStoxx 50 Point-to-Point DJ EuroStoxx 50 Point to Point Annual None 100   8.55
Midland National Life Select Series 14 Low-Band	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK AL CT DE IL MN NV NY OR PR UT VI WA
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 14 years:		9 9 9 9 8 8 7 7 6 6 5 4 3 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,006)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Dow Jones EuroStoxx 50 Point-to-Point DJ EuroStoxx 50 Point to Point Annual None     6.45 1-Year Fixed 1-Year Fixed Rate (no bonus) 2.90% 1-Year S&P 500 Annual Point-to-Point S&P 500 Point to Point Annual None     5.55 1-Year S&P 400 Annual Point-to-Point S&P 400 Point to Point Annual None     5.25 1-Year NASDAQ Monthly Point-to-Point Cap Nasdaq 100 Point to Point Annual Monthly Sum     2.65 1-Year Nasdaq-100 Annual Point-to-Point Nasdaq 100 Point to Point Annual None     5.10 1-Year Dow Jones Annual Point-to-Point DJIA Point to Point Annual None     5.50 1-Year S&P 500 Monthly Point-to-Point Cap S&P 500 Point to Point Annual Monthly Sum     2.90 1-Year Russell 2000 Annual Point-to-Point Russell 2000 Point to Point Annual None     5.20
Midland National Life Select Series 14 High-Band	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 250,000 Monthly: 250,000 Qualified Single: 250,000 Monthly: 250,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK AL CT DE IL MN NV NY OR PR UT VI WA
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 14 years:		9 9 9 9 8 8 7 7 6 6 5 4 3 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,006)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Dow Jones Annual Point-to-Point DJIA Point to Point Annual None     6.50 1-Year Russell 2000 Annual Point-to-Point Russell 2000 Point to Point Annual None     6.05 1-Year S&P 500 Monthly Point-to-Point Cap S&P 500 Point to Point Annual Monthly Sum     3.25 1-Year S&P 500 Annual Point-to-Point S&P 500 Point to Point Annual None     6.50 1-Year Dow Jones EuroStoxx 50 Point-to-Point DJ EuroStoxx 50 Point to Point Annual None     7.55 1-Year Fixed 1-Year Fixed Rate (no bonus) 3.30% 1-Year NASDAQ Monthly Point-to-Point Cap Nasdaq 100 Point to Point Annual Monthly Sum     3.00 1-Year S&P 400 Annual Point-to-Point S&P 400 Point to Point Annual None     6.10 1-Year Nasdaq-100 Annual Point-to-Point Nasdaq 100 Point to Point Annual None     6.00
North American Company Charter 14	Non-Qualified Owner: 75 Annuitant: Qualified Owner: 75 Annuitant:	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK AL CT DE MN NV NY OR PR TX UT VI WA
	Withdrawal Notes:			Prem Bonus: 10.00
	For states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (14 years): 18 18 17 15 15 15 15 14 12 10 8 6 4 2 For states TX (14 years): 15 15 15 14 13 12 11 10 9 8.5 8 7 6 5
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,106)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year S&P 400 Annual Daily Average S&P 400 Point to Point Annual Monthly     2.75 1-Year NASDAQ-100 Monthly Point-to-Point Nasdaq 100 Point to Point Annual Monthly Sum     1.50 1-Year S&P 500 Annual Daily Average S&P 500 Point to Point Annual Daily     3.00 1-Year Hindsight Index Strategy Blended Indicies Point to Point Annual None     2.35 1-Year Russell 2000 Annual Daily Average Russell 2000 Point to Point Annual Daily     2.60 1-Year Dow Jones Annual Daily Average DJIA Point to Point Annual Daily     3.00 1-Year Nasdaq-100 Annual Point-to-Point Nasdaq 100 Point to Point Annual None     2.50 1-Year S&P 500 Monthly Point-to-Point Cap S&P 500 Point to Point Annual Monthly Sum     1.60 1-Year S&P 400 Annual Point-to-Point S&P 400 Point to Point Annual None     2.55 1-Year S&P 500 Annual Point-to-Point S&P 500 Point to Point Annual None     2.75 1-Year Russell 2000 Annual Point-to-Point Russell 2000 Point to Point Annual None     2.50 1-Year Dow Jones Annual Point-to-Point DJIA Point to Point Annual None 100   2.65 1-Year Fixed 1-Year Fixed Rate (no bonus) 1.50% 1-Year Dow Jones EuroStoxx 50 Point-to-Point DJ EuroStoxx 50 Point to Point Annual None     3.05
North American Company Charter 14 (TX)	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  No- Terminal Illness  No- Nursing Home  No- Annualization	Only Available in: TX
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 14 years:
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,006)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year S&P 400 Annual Daily Average S&P 400 Point to Point Annual Monthly     4.00 1-Year S&P 500 Monthly Point-to-Point Cap S&P 500 Point to Point Annual Monthly Sum     1.60 1-Year NASDAQ-100 Monthly Point-to-Point Nasdaq 100 Point to Point Annual Monthly Sum     1.50 1-Year S&P 500 Annual Point-to-Point S&P 500 Point to Point Annual None     4.00 1-Year Russell 2000 Annual Daily Average Russell 2000 Point to Point Annual Daily     4.00 1-Year Nasdaq-100 Annual Point-to-Point Nasdaq 100 Point to Point Annual None     4.00 1-Year Dow Jones Annual Point-to-Point DJIA Point to Point Annual None     4.00 1-Year Fixed 1-Year Fixed Rate (no bonus) 2.00% 1-Year S&P 400 Annual Point-to-Point S&P 400 Point to Point Annual None     4.00 1-Year Hindsight Index Strategy Blended Indicies Point to Point Annual None     3.00 1-Year Russell 2000 Annual Point-to-Point Russell 2000 Point to Point Annual None     4.00 1-Year S&P 500 Annual Daily Average S&P 500 Point to Point Annual Daily     4.00 1-Year Dow Jones Annual Daily Average DJIA Point to Point Annual Daily     4.00 1-Year Dow Jones EuroStoxx 50 Point-to-Point DJ EuroStoxx 50 Point to Point Annual None     4.00
North American Company Freedom Choice (5%) 14 Low-Band	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
	Withdrawal Notes:			No Premium Bonus
	For states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, NC, ND, NE, NH, NJ, NM, OH, OK, RI, SC, SD, TN, WI, WV, WY (14 years): 9 9 9 9 8 8 7 7 6 6 5 4 3 2 For states TX (14 years): 9 9 9 9 8 8 7 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,006)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Russell 2000 Annual Point-to-Point Russell 2000 Point to Point Annual None     5.45 1-Year Dow Jones EuroStoxx 50 Point-to-Point DJ EuroStoxx 50 Point to Point Annual None     6.80 1-Year Fixed 1-Year Fixed Rate (no bonus) 3.05% 1-Year Annual Point-to-Point S&P 500 S&P 500 Point to Point Annual None     5.80 1-Year S&P 400 Annual Point-to-Point S&P 400 Point to Point Annual None     5.55 1 -Year NASDAQ Monthly Point-to-Point Cap Nasdaq 100 Point to Point Annual Monthly Sum     2.75 1-Year Nasdaq-100 Annual Point-to-Point Nasdaq 100 Point to Point Annual None     5.40 1-Year Dow Jones Annual Point-to-Point DJIA Point to Point Annual None     5.80 1-Year S&P 500 Monthly Point-to-Point Cap S&P 500 Point to Point Annual Monthly Sum     3.00
North American Company Freedom Choice (5%) 14 High-Band	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 250,000 Monthly: 250,000 Qualified Single: 250,000 Monthly: 250,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
	Withdrawal Notes:			No Premium Bonus
	For states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, NC, ND, NE, NH, NJ, NM, OH, OK, RI, SC, SD, TN, WI, WV, WY (14 years): 9 9 9 9 8 8 7 7 6 6 5 4 3 2 For states TX (14 years): 9 9 9 9 8 8 7 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,006)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Dow Jones Annual Point-to-Point DJIA Point to Point Annual None     6.65 1-Year S&P 500 Monthly Point-to-Point Cap S&P 500 Point to Point Annual Monthly Sum     3.30 1-Year Russell 2000 Annual Point-to-Point Russell 2000 Point to Point Annual None     6.20 1-Year Dow Jones EuroStoxx 50 Point-to-Point DJ EuroStoxx 50 Point to Point Annual None     7.75 1-Year Annual Point-to-Point S&P 500 S&P 500 Point to Point Annual None     6.55 1-Year Fixed 1-Year Fixed Rate (no bonus) 3.35% 1-Year S&P 400 Annual Point-to-Point S&P 400 Point to Point Annual None     6.25 1 -Year NASDAQ Monthly Point-to-Point Cap Nasdaq 100 Point to Point Annual Monthly Sum     3.05 1-Year Nasdaq-100 Annual Point-to-Point Nasdaq 100 Point to Point Annual None     6.15
North American Company Freedom Choice 14 Low-Band	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
	Withdrawal Notes:			No Premium Bonus
	For states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, NC, ND, NE, NH, NJ, NM, OH, OK, RI, SC, SD, TN, WI, WV, WY (14 years): 9 9 9 9 8 8 7 7 6 6 5 4 3 2 For states TX (14 years): 9 9 9 9 8 8 7 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,006)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Nasdaq-100 Annual Point-to-Point Nasdaq 100 Point to Point Annual None     4.70 1-Year S&P 500 Monthly Point-to-Point Cap S&P 500 Point to Point Annual Monthly Sum     2.70 1-Year Dow Jones Annual Point-to-Point DJIA Point to Point Annual None     5.00 1-Year Russell 2000 Annual Point-to-Point Russell 2000 Point to Point Annual None     4.80 1-Year Dow Jones EuroStoxx 50 Point-to-Point DJ EuroStoxx 50 Point to Point Annual None     6.00 1-Year S&P 500 Annual Point-to-Point Cap S&P 500 Point to Point Annual None     5.05 1-Year Fixed 1-Year Fixed Rate (no bonus) 2.70% 1-Year S&P 400 Annual Point-to-Point S&P 400 Point to Point Annual None     4.85 1-Year Nasdaq-100 Monthly Point-to-Point Cap Nasdaq 100 Point to Point Annual Monthly Sum     2.55
North American Company Freedom Choice 14 High-Band	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 250,000 Monthly: 250,000 Qualified Single: 250,000 Monthly: 250,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
	Withdrawal Notes:			No Premium Bonus
	For states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, NC, ND, NE, NH, NJ, NM, OH, OK, RI, SC, SD, TN, WI, WV, WY (14 years): 9 9 9 9 8 8 7 7 6 6 5 4 3 2 For states TX (14 years): 9 9 9 9 8 8 7 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,006)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Dow Jones EuroStoxx 50 Point-to-Point DJ EuroStoxx 50 Point to Point Annual None     7.05 1-Year S&P 500 Annual Point-to-Point Cap S&P 500 Point to Point Annual None     6.00 1-Year S&P 400 Annual Point-to-Point S&P 400 Point to Point Annual None     5.70 1-Year Fixed 1-Year Fixed Rate (no bonus) 3.10% 1-Year Nasdaq-100 Monthly Point-to-Point Cap Nasdaq 100 Point to Point Annual Monthly Sum     2.80 1-Year Nasdaq-100 Annual Point-to-Point Nasdaq 100 Point to Point Annual None     5.55 1-Year S&P 500 Monthly Point-to-Point Cap S&P 500 Point to Point Annual Monthly Sum     3.05 1-Year Dow Jones Annual Point-to-Point DJIA Point to Point Annual None     6.00 1-Year Russell 2000 Annual Point-to-Point Russell 2000 Point to Point Annual None     5.65
North American Company North American Prizm Plus 14	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  No- Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK AL CT DE MN NV NY OR PR TX UT VI WA
	Withdrawal Notes:			Prem Bonus: 10.00
	For states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, OH, OK, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (14 years): 18 18 17 15 15 15 15 14 12 10 8 6 4 2 For states IL (14 years): 18 18 17 15 15 15 14 13 12 10 8 6 4 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,106)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Russell 2000 Point-to-Point Russell 2000 Point to Point Annual None 15     1-Year S&P 500 Monthly Average S&P 500 Point to Point Annual Monthly 30     1-Year Nasdaq -100 Monthly Point-to-Point Nasdaq 100 Point to Point Annual Monthly     1.50 1-Year Nasdaq 100 Point-to-Point Nasdaq 100 Point to Point Annual None 15     1-Year DJIA Monthly Average DJIA Point to Point Annual Monthly 35     1-Year Fixed 1-Year Fixed Rate (no bonus) 1.50% 1-Year S&P 400 Monthly Average S&P 400 Point to Point Annual Monthly 25     1-Year Russell 2000 Monthly Averaging Russell 2000 Point to Point Annual Monthly 20     1-Year S&P 500 Point-to-Point S&P 500 Point to Point Annual None 20     1-Year DJIA Point-to-Point DJIA Point to Point Annual None 20     1-Year DJ EuroStoxx 50 Point-to-Point DJ EuroStoxx 50 Point to Point Annual None 20     1-Year S&P 400 Point-to-Point S&P 400 Point to Point Annual None 15     1-Year S&P 500 Monthly Point-to-Point S&P 500 Point to Point Annual Monthly Sum     1.50
North American Company Precision 14	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK AL CT DE MN NV NY OR PR TX UT VI WA
	Withdrawal Notes:			Prem Bonus: 10.00
	For states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (14 years): 18 18 17 15 15 15 15 14 12 10 8 6 4 2 For states TX (14 years): 15 15 15 14 13 12 11 10 9 8.5 8 7 6 5
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,106)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Dow Jones EuroStoxx 50 Point-to-Point DJ EuroStoxx 50 Point to Point Annual None 65   3.25 1-Year Dow Jones Annual Daily Average DJIA Point to Point Annual Daily 35     1-Year S&P 400 Annual Daily Average S&P 400 Point to Point Annual Daily 25     1-Year NASDAQ Monthly Point-to-Point Cap Nasdaq 100 Point to Point Annual Monthly Sum     1.50 1-Year Russell 2000 Annual Daily Average Russell 2000 Point to Point Annual Daily 20     1-Year S&P 500 Monthly Point-to-Point Cap S&P 500 Point to Point Annual Monthly Sum 100   1.60 1-Year S&P 500 Annual Point-to-Point S&P 500 Point to Point Annual None 30   3.50 1-Year Hindsight Index Blended Indicies Point to Point Annual None 20   3.25 1-Year Nasdaq-100 Annual Point-to-Point Nasdaq 100 Point to Point Annual None 25   3.25 1-Year Dow Jones Annual Point-to-Point DJIA Point to Point Annual None 35   3.25 1-Year Fixed 1-Year Fixed Rate (no bonus) 1.50% 1-Year S&P 400 Annual Point-to-Point S&P 400 Point to Point Annual None 25   3.25 1-Year S&P 500 Annual Daily Average S&P 500 Point to Point Annual Daily 35     1-Year Russell 2000 Annual Point-to-Point Russell 2000 Point to Point Annual None 25   3.25
Surrender Charges Last 12 Years
Annexus (Aviva Life & Annuity) Balance Allocation Annuity 12	Non-Qualified Owner: 76 Annuitant: 76 Qualified Owner: 76 Annuitant: 76	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 5,000 Monthly: 5,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK CT DE MN NJ NV NY OR PA PR SC TX UT VI WA
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 12 years:		14.5 14 13.5 13 12 11 10 9 8 7 6 4
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $986)
	Account Name Indicie Type Reset Averaging Part Spread Cap Allocation Option B Blended Indicies Point to Point Biennial None   1.95   Allocation Option A Blended Indicies Point to Point Biennial None   2.95   Allocation Option C Blended Indicies Point to Point Biennial None   0.95
Annexus (Aviva Life & Annuity) Balance Allocation Annuity 12 - 6% Bonus	Non-Qualified Owner: 76 Annuitant: 76 Qualified Owner: 76 Annuitant: 76	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 5,000 Monthly: 5,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK CT DE MN NJ NV NY OR PA PR SC TX UT VI WA
	Withdrawal Notes:			Premium Bonus: 6.00
	Withdrawal Charges 12 years:		14.5 14 13.5 13 12 11 10 9 8 7 6 4
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,045)
	Account Name Indicie Type Reset Averaging Part Spread Cap Allocation Option A Blended Indicies Point to Point Biennial None   2.95   Allocation Option C Blended Indicies Point to Point Biennial None   0.95   Allocation Option B Blended Indicies Point to Point Biennial None   1.95
Annexus (Aviva Life & Annuity) BPASelect 12	Non-Qualified Owner: 76 Annuitant: 76 Qualified Owner: 76 Annuitant: 76	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 5,000 Monthly: 5,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Only Available in: SC
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 12 years:		13.5 13 12.5 12 11 10 9 8 7 6 5 3
	Guaranteed Minimum Value:		100% of Premium at 2.25%  (GMR/1000 $1,306)
	Account Name Indicie Type Reset Averaging Part Spread Cap Allocation Option B Blended Indicies Point to Point 4-Year None   1.60   Allocation Option D Blended Indicies Point to Point 4-Year None   0.00   Allocation Option A Blended Indicies Point to Point 4-Year None   2.65   Allocation Option C Blended Indicies Point to Point 4-Year None   0.95
Annexus (Aviva Life & Annuity) BPASelect 12 – 7% Bonus	Non-Qualified Owner: 76 Annuitant: 76 Qualified Owner: 76 Annuitant: 76	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 5,000 Monthly: 5,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Only Available in: SC
	Withdrawal Notes:			Premium Bonus: 7.00
	Withdrawal Charges 12 years:		13.5 13 12.5 12 11 10 9 8 7 6 5 3
	Guaranteed Minimum Value:		100% of Premium at 2.25%  (GMR/1000 $1,397)
	Account Name Indicie Type Reset Averaging Part Spread Cap Allocation Option B Blended Indicies Point to Point 4-Year None   1.60   Allocation Option D Blended Indicies Point to Point 4-Year None   0.00   Allocation Option A Blended Indicies Point to Point 4-Year None   2.65   Allocation Option C Blended Indicies Point to Point 4-Year None   0.95
Great American Life Insurance Company American Valor II	Non-Qualified Owner: 85 Annuitant: 85 Qualified Owner: 85 Annuitant: 85	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 10,000 Monthly: 10,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  Yes-Extended Care Waiver  Yes-Terminal Illness  No- Nursing Home  No- Annualization	Only Available in: DE
	Withdrawal Notes:			Prem Bonus: 3.00-5.00
	Age 58+ (10 years): 10 9 8 7 6 5 4 3 2 1 Ages 0 to 57 (12 years): 12 11 10 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		100% of Premium at 1.00%  (GMR/1000 $1,183)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1 Year S&P 500 Monthly Average with Cap S&P 500 Point to Point Annual Monthly     3.50 1 Year S&P 500 Annual Point-to-Point S&P 500 Point to Point Annual None     3.25 Declared Rate Strategy 1-Year Fixed Rate (no bonus) 1.00%
Midland National Life MNL EndeavorSM 12	Non-Qualified Owner: 75 Annuitant: Qualified Owner: 75 Annuitant:	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  No- Terminal Illness  No- Nursing Home  No- Annualization	Not Available in: AK CT DE MA MN MO NV NY OH OR PR TX UT VA VI WA
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 12 years:		10 10 10 10 10 9 8 7 6 5 4 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $986)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year NASDAQ 100 Annual Point-to-Point Nasdaq 100 Point to Point Annual None     4.90 1-Year Hang Seng Annual Point-to-Point Hang Seng Point to Point Annual None     5.60 1-Year S&P 500 Inverse Performance Triggered S&P 500 Inverse Perf Triggered Annual None     5.50 1-Year S&P 400 Annual Point-to-Point S&P 400 Point to Point Annual None     5.00 1-Year NASDAQ 100 Monthly Point-to-Point Nasdaq 100 Point to Point Annual Monthly Sum     2.60 1-Year S&P 500 Monthly Point-to-Point S&P 500 Point to Point Annual Monthly Sum     2.80 1-Year DJ EuroSTOXX 50 Annual Point-to-Point DJ EuroStoxx 50 Point to Point Annual None     6.20 1-Year DJIA Annual Point-to-Point DJIA Point to Point Annual None     5.25 1-Year Fixed Account 1-Year Fixed Rate (no bonus) 2.80% 1-Year Russell 2000 Annual Point-to-Point Russell 2000 Point to Point Annual None     5.00 1-Year S&P 500 Annual Point-to-Point S&P 500 Point to Point Annual None     5.30
Midland National Life MNL EndeavorSM 12 Plus	Non-Qualified Owner: 75 Annuitant: Qualified Owner: 75 Annuitant:	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  No- Terminal Illness  No- Nursing Home  No- Annualization	Not Available in: AK CT DE MA MN MO NV NY OH OR PR TX UT VA VI WA
	Withdrawal Notes:			Premium Bonus: 8.00
	Withdrawal Charges 12 years:		10 10 10 10 10 9 8 7 6 5 4 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,065)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year S&P 400 Annual Point-to-Point S&P 400 Point to Point Annual None     3.55 1-Year NASDAQ 100 Monthly Point-to-Point Nasdaq 100 Point to Point Annual Monthly Sum     2.00 1-Year S&P 500 Monthly Point-to-Point S&P 500 Point to Point Annual Monthly Sum     2.10 1-Year DJ EuroSTOXX 50 Annual Point-to-Point DJ EuroStoxx 50 Point to Point Annual None     4.25 1-Year Fixed Account 1-Year Fixed Rate (no bonus) 2.05% 1-Year DJIA Annual Point-to-Point DJ EuroStoxx 50 Point to Point Annual None     3.70 1-Year Russell 2000 Annual Point-to-Point Russell 2000 Point to Point Annual None     3.50 1-Year NASDAQ 100 Annual Point-to-Point Nasdaq 100 Point to Point Annual None     3.45 1-Year S&P 500 Annual Point-to-Point S&P 500 Point to Point Annual None     3.80 1-Year S&P 500 Inverse Performance Triggered S&P 500 Inverse Perf Triggered Annual None     4.05 1-Year Hang Seng Annual Point-to-Point Hang Seng Point to Point Annual None     3.80
North American Company NA Performance Choice 12	Non-Qualified Owner: 75 Annuitant: Qualified Owner: 75 Annuitant:	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  No- Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK AL CT DE MA MN MO NV NY OH OR PR UT VA VI WA
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 12 years:		10 10 10 10 10 9 8 7 6 5 4 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $986)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Hang Seng Point-to-Point Hang Seng Point to Point Annual None     4.85 1-Year S&P 400 Point-to-Point S&P 400 Point to Point Annual None     4.45 1-Year Fixed 1-Year Fixed Rate (no bonus) 2.50% 1-Year Nasdaq 100 Point-to-Point Nasdaq 100 Point to Point Annual None     4.35 1-Year S&P 500 Point-to-Point S&P 500 Point to Point Annual None     4.65 1-Year DJ EuroStoxx 50 Point-to-Point DJ EuroStoxx 50 Point to Point Annual None     5.40 Inverse Performance Trigger S&P 500 Inverse Perf Triggered Annual None     4.90 1-Year Dow Jones Point-to-Point DJIA Point to Point Annual None     4.60 1-Year Russell 2000 Point-to-Point Russell 2000 Point to Point Annual None     4.40 1-Year Nasdaq 100 Monthly Point-to-Point Cap Nasdaq 100 Point to Point Annual Monthly Sum     2.40 1-Year S&P 500 Monthly Point-to-Point Cap S&P 500 Point to Point Annual Monthly Sum     2.55
North American Company NA Performance Choice 12 Plus	Non-Qualified Owner: 75 Annuitant: Qualified Owner: 75 Annuitant:	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  No- Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK AL CT DE MA MN MO NV NY OH OR PR UT VA VI WA
	Withdrawal Notes:			Premium Bonus: 8.00
	Withdrawal Charges 12 years:		10 10 10 10 10 9 8 7 6 5 4 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,065)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year S&P 500 Point-to-Point S&P 500 Point to Point Annual None     3.20 1-Year Nasdaq 100 Point-to-Point Nasdaq 100 Point to Point Annual None     2.90 1-Year DJ EuroStoxx 50 Point-to-Point DJ EuroStoxx 50 Point to Point Annual None     3.55 Inverse Performance Trigger S&P 500 Inverse Perf Triggered Annual None     3.40 1-Year Dow Jones Point-to-Point DJIA Point to Point Annual None     3.10 1-Year Russell 2000 Point-to-Point Russell 2000 Point to Point Annual None     2.90 1-Year Nasdaq 100 Monthly Point-to-Point Cap Nasdaq 100 Point to Point Annual None     1.70 1-Year S&P 500 Monthly Point-to-Point Cap S&P 500 Point to Point Annual Monthly Sum     1.80 1-Year Hang Seng Point-to-Point Hang Seng Point to Point Annual None     3.15 1-Year S&P 400 Point-to-Point S&P 400 Point to Point Annual None     3.00 1-Year Fixed 1-Year Fixed Rate (no bonus) 1.75%
Surrender Charges Last 10 Years
Aviva Life & Annuity (Income Series) Income Preferred Ultra High-Band	Non-Qualified Owner: 78 Annuitant: 78 Qualified Owner: 78 Annuitant: 78	Non-Qualified Single: 75,000 Monthly: 75,000 Qualified Single: 75,000 Monthly: 75,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK CT DE MN NJ NV NY OR PA PR UT VI WA
	Withdrawal Notes:			Prem Bonus: 3.00-5.00
	For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years): 16 15 14 13 12 11 10 8 6 4 For states SC, TX (10 years): 12.4 11.9 10.6 9.3 8 6.7 5.4 4.1 2.7 1.3			Rate Changed: 01/06/12
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,015)	Next Change : TBD
	Account Name Indicie Type Reset Averaging Part Spread Cap Fixed Strategy 1-Year Fixed Rate with Bonus 1.45% +5.00 Bonus
Aviva Life & Annuity (MultiChoice Series) MultiChoice Advantage High-Band	Non-Qualified Owner: 78 Annuitant: 78 Qualified Owner: 78 Annuitant: 78	Non-Qualified Single: 75,000 Monthly: 75,000 Qualified Single: 75,000 Monthly: 75,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  No- Nursing Home  No- Annualization  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK CT DE MN NJ NV NY OR PA PR UT VI WA
	Withdrawal Notes:			Prem Bonus: 3.00-5.00
	For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years): 16 15 14 13 12 11 10 8 6 4 For states SC, TX (10 years): 12.4 11.9 10.6 9.3 8 6.7 5.4 4.1 2.7 1.3			Rate Changed: 01/06/12
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,015)	Next Change : TBD
	Account Name Indicie Type Reset Averaging Part Spread Cap Fixed Strategy 1-Year Fixed Rate with Bonus 1.45% +5.00 Bonus
Aviva Life & Annuity (Income Series) Income Preferred Ultra Low-Band	Non-Qualified Owner: 78 Annuitant: 78 Qualified Owner: 78 Annuitant: 78	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 5,000 Monthly: 5,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK CT DE MN NJ NV NY OR PA PR UT VI WA
	Withdrawal Notes:			Prem Bonus: 3.00-5.00
	For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years): 16 15 14 13 12 11 10 8