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Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Additional
Information
Yield to Surrender
Surrender Charges Last 14 Years
Midland National Life
MNL Flex III [MVA]
A+ 1 01/19/12 2.00 0.00 2.00 10.00 12.20 2.70 1.76 Learn More
North American Company
North American Flex III [MVA, LOAN]
A+ 1 01/19/12 1.85 0.00 1.85 10.00 12.03 2.55 1.75 Learn More
Surrender Charges Last 10 Years
Midland National Life
MNL Flex II [MVA]
A+ 1 01/19/12 1.90 0.00 1.90 5.00 6.99 2.40 1.58 Learn More
North American Company
North American Flex II [MVA, LOAN]
A+ 1 01/19/12 1.80 0.00 1.80 5.00 6.89 2.30 1.57 Learn More
American National Insurance Company
Palladium Century 7
A 1 02/01/12 1.55 7.00 8.55     2.23 1.73 Learn More
North American Company
Boomer Annuity [MVA, LOAN]
A+ 1 01/19/12 1.65 0.00 1.65 5.00 6.73 2.15 1.56 Learn More
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) High-Band
A 1 01/06/12 1.55 0.00 1.55 2.00
to 5.00 		6.63 1.75
to 2.05 		1.26
to 1.55 		Learn More
American National Insurance Company
Palladium Century 5
A 1 02/01/12 1.55 5.00 6.55     2.04 1.54 Learn More
Aviva Life & Annuity (MultiChoice Series)
Freedom Xtra (1-Year) High-Band
A 1 01/06/12 1.60 0.00 1.60 4.00 5.66 2.00 1.46 Learn More
Aviva Life & Annuity (Income Series)
Income Select Spirit Bonus (1-Year) High-Band
A 1 01/06/12 1.60 0.00 1.60 4.00 5.66 2.00 1.46 Learn More
American National Insurance Company
Palladium Century 3
A 1 02/01/12 1.55 3.00 4.55     1.85 1.35 Learn More
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus High-Band
A 1 01/06/12 1.55 0.00 1.55 2.00 3.58 1.75 1.26 Learn More
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus S High-Band
A 1 01/06/12 1.25 0.00 1.25 2.00
to 5.00 		6.31 1.45
to 1.75 		1.23
to 1.52 		Learn More
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) S High-Band
A 1 01/06/12 1.25 0.00 1.25 2.00
to 5.00 		6.31 1.45
to 1.75 		1.23
to 1.52 		Learn More
American National Insurance Company
Palladium Century 1
A 1 02/01/12 1.55 1.00 2.55     1.65 1.15 Learn More
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) S Low-Band
A 1 01/06/12 1.00 0.00 1.00 2.00
to 5.00 		6.05 1.20
to 1.49 		1.20
to 1.49 		Learn More
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) Low-Band
A 1 01/06/12 1.00 0.00 1.00 2.00
to 5.00 		6.05 1.20
to 1.49 		1.20
to 1.49 		Learn More
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus S Low-Band
A 1 01/06/12 1.00 0.00 1.00 2.00
to 5.00 		6.05 1.20
to 1.49 		1.20
to 1.49 		Learn More
Aviva Life & Annuity (Income Series)
Income Select Spirit Bonus (1-Year) Low-Band
A 1 01/06/12 1.00 0.00 1.00 4.00 5.04 1.40 1.40 Learn More
Aviva Life & Annuity (MultiChoice Series)
Freedom Xtra (1-Year) Low-Band
A 1 01/06/12 1.00 0.00 1.00 4.00 5.04 1.40 1.40 Learn More
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus Low-Band
A 1 01/06/12 1.00 0.00 1.00 2.00 3.02 1.20 1.20 Learn More
Surrender Charges Last 9 Years
EquiTrust Life Insurance Company
ChoiceFour (MVA Option) [MVA]
B+ 1 10/24/11 2.50 0.00 2.50 1.50 4.04 2.67 2.22 Learn More
EquiTrust Life Insurance Company
ChoiceFour (Base Contract)
B+ 1 10/24/11 2.50 0.00 2.50     2.50 2.06 Learn More
North American Company
North American Director
A+ 5 01/19/12 1.80 3.00 4.80     2.13 1.77 Learn More
Presidential Life
FPDA, No Load Flex
B++ 1 08/24/11 1.65 0.00 1.65     1.65 1.16 Learn More
Surrender Charges Last 7 Years
Integrity Life Insurance
New Momentum QIO
A+ 1 12/31/11 4.00 0.00 4.00     4.00 1.42 Learn More
Symetra Life Insurance Company
Symetra Custom 7 (3) Year High-Band
A 3 01/23/12 3.10 0.50 3.60     3.17 1.97 Learn More
Symetra Life Insurance Company
Symetra Custom 7 (3) Year Mid-Band
A 3 01/23/12 2.85 0.50 3.35     2.92 1.86 Learn More
National Integrity Life Insurance
SPDA Series II 1
A+ 1 12/31/11 2.70 0.00 2.70     2.70 1.24 Learn More
Integrity Life Insurance
SPDA Series II 1
A+ 1 12/31/11 2.70 0.00 2.70     2.70 1.24 Learn More
Symetra Life Insurance Company
Symetra Custom 7 (3) Year Mid-Band
A 3 01/23/12 2.55 0.50 3.05     2.62 1.73 Learn More
Symetra Life Insurance Company
Symetra Custom 7 (5) Year High-Band
A 5 01/23/12 2.35 0.50 2.85     2.42 2.03 Learn More
Symetra Life Insurance Company
Symetra Custom 7 (5) Year Mid-Band
A 5 01/23/12 2.15 0.50 2.65     2.22 1.89 Learn More
Symetra Life Insurance Company
Symetra Custom 7 (3-Year ROP) High-Band
A 3 01/23/12 2.15 0.50 2.65     2.22 1.56 Learn More
Presidential Life
Patriot 1 Year SPDA
B++ 1 08/24/11 2.20 0.00 2.20     2.20 1.26 Learn More
Symetra Life Insurance Company
Symetra Custom 7 (3-Year ROP) Mid-Band
A 3 01/23/12 1.90 0.50 2.40     1.97 1.46 Learn More
National Integrity Life Insurance
SPDA Series II 5 [MVA]
A+ 5 12/31/11 1.95 0.00 1.95     1.95 1.68 Learn More
Symetra Life Insurance Company
Symetra Custom 7 (5) Year Mid-Band
A 5 01/23/12 1.80 0.50 2.30     1.87 1.64 Learn More
Symetra Life Insurance Company
Symetra Custom 7 (5-Year ROP) High-Band
A 5 01/23/12 1.80 0.50 2.30     1.87 1.64 Learn More
Integrity Life Insurance
New Momentum 7 [MVA]
A+ 7 12/31/11 1.75 0.75 2.50     1.86 1.86 Learn More
Great American Life Insurance Company
Secure American [LOAN]
A 1 10/03/11 1.60 1.00 2.60     1.74 1.23 Learn More
Integrity Life Insurance
SPDA Series II 3
A+ 3 12/31/11 1.60 1.00 2.60     1.74 1.40 Learn More
National Integrity Life Insurance
SPDA Series II 3
A+ 3 12/31/11 1.60 1.00 2.60     1.74 1.40 Learn More
Symetra Life Insurance Company
Symetra Custom 7 (3) Year Low-Band
A 3 01/23/12 1.65 0.50 2.15     1.72 1.35 Learn More
Symetra Life Insurance Company
Symetra Custom 7 (5-Year ROP) Mid-Band
A 5 01/23/12 1.60 0.50 2.10     1.67 1.50 Learn More
Symetra Life Insurance Company
Symetra Custom 7 (3-Year ROP) Mid-Band
A 3 01/23/12 1.60 0.50 2.10     1.67 1.33 Learn More
Midland National Life
MNL Flex I [MVA]
A+ 1 01/19/12 1.65 0.00 1.65     1.65 1.09 Learn More
American National Insurance Company
Citadel 7 Diamond High-Band
A 2 02/01/12 1.35 2.00 3.35     1.63 1.38 Learn More
Integrity Life Insurance
SPDA Series II 5
A+ 5 12/31/11 1.45 1.00 2.45     1.59 1.46 Learn More
Symetra Life Insurance Company
Symetra Custom 7 (5) Year Low-Band
A 5 01/23/12 1.50 0.50 2.00     1.57 1.43 Learn More
Showing 1-50 of 90    Display: Page:   1 | 2

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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