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State
Premium
Qual
Rating
Company
Rate Gtd
Age

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AM
Best
Minimum
Premium
Premium
Bonus
Rate Change Years
Rate
Gtd
Rate Yield to
Surrender
Rate Guaranteed 10 Years
EquiTrust Life Insurance Company
Certainty Select 10 [MVA]
A- 30,000   11/11/08 1-10 6.00 6.00
   
EquiTrust Life Insurance Company
Certainty 10 [MVA]
A- 30,000   11/11/08 1-10 6.00 6.00
   
American General Life Insurance Company
AG HorizonSelect 10 [MVA]
A 5,000   12/15/08 1-10 5.45 5.45
   
Next Rate:  -0.25 DOWN   01/06/09 1-10 5.20 5.20
   
Allianz Life
Dominator 10 High-Band [MVA, LOAN]
A+ 100,000   12/02/08 1-10 5.30 5.30
   
Allianz Life
Dominator 10 Mid-Band [MVA, LOAN]
A+ 25,000   12/02/08 1-10 5.20 5.20
   
Allianz Life
Dominator 10 Low-Band [MVA, LOAN]
A+ 5,000
Q:2,000
  12/02/08 1-10 5.10 5.10
   
Midland National Life
Direct Guarantee 10
A+ 10,000   01/05/09 1-10 5.00 5.00
   
Integrity Life Insurance
Momentum Advantage 10 [MVA]
A++ 20,000   12/31/08 1 5.65 4.97
2-10 4.90
American General Life Insurance Company
AG Horizon Choice 10 [MVA]
A 5,000
Q:2,000
  12/15/08 1-10 4.95 4.95
   
Next Rate:  -0.25 DOWN   01/06/09 1-10 4.70 4.70
   
American National Insurance Company
Palladium MYG Annuity 10 High-Band [MVA]
A+ 100,000   01/01/09 1 5.80 4.90
2-10 4.80
National Integrity Life Insurance
Momentum Advantage 10 [MVA, LOAN]
A++ 20,000   12/31/08 1 5.55 4.87
2-10 4.80
American National Insurance Company
Palladium MYG Annuity 10 Low-Band [MVA]
A+ 5,000   01/01/09 1 5.70 4.80
2-10 4.70
North American Company
North American Builder [MVA, STEP RATE]
A+ 10,000
Q:2,000
  01/05/09 Step Rate: 4.74
4.15, 4.3, 4.45, 4.6, 4.75, 4.9, 5.05, 5.05, 5.05, 5.05
ING USA Annuity and Life
Guarantee Choice 10 High-Band [MVA]
A+ 75,000   01/02/09 1 4.75 3.85
2-10 3.75
ING USA Annuity and Life
Guarantee Choice 10 Low-Band [MVA]
A+ 15,000   01/02/09 1-10 3.75 3.75
   
Rate Guaranteed 9 Years
American General Life Insurance Company
AG Horizon Choice 9 [MVA]
A 5,000
Q:2,000
  12/15/08 1-9 5.35 5.35
   
Next Rate:  -0.25 DOWN   01/06/09 1-9 5.10 5.10
   
Midland National Life
MNL Guarantee Plus 9 [MVA, LOAN]
A+ 25,000   01/05/09 1-9 5.00 5.00
   
American National Insurance Company
Palladium MYG Annuity 9 High-Band [MVA]
A+ 100,000   01/01/09 1 6.55 4.77
2-9 4.55
American National Insurance Company
Palladium MYG Annuity 9 Low-Band [MVA]
A+ 5,000   01/01/09 1 6.45 4.67
2-9 4.45
Rate Guaranteed 8 Years
EquiTrust Life Insurance Company
Certainty Select 8 [MVA]
A- 30,000   11/11/08 1 9.00 5.49
2-8 5.00
Showing 1-20 of 107    Display: Page:   1 | 2 | 3 | 4 | 5 | 6

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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