Fixed Indexed Annuities

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Company - Any - Allianz Life Allianz Life of NY Amer. Equity Investment Life Ins. Co. Amer. General Life Ins. Co. Amer. National Ins. (Legacy) American National Ins. Co. Assurity Life Aviva Life and Annuity Dearborn National EquiTrust Life Ins. Co. Forethought Financial Fort Dearborn Life of New York Genworth Life Ins. Co. Genworth Life of New York Great Amer. Life Ins. Co. ING USA Annuity and Life Integrity Life Insurance Investors Ins. (Legacy) Life of the Southwest Lincoln Benefit Life Lincoln Financial Group Lincoln Life & Annuity of New York Minnesota Life National Integrity Life Ins. North American Company OM Financial (Legacy) OM Financial Life Ins. Co. OM Financial Life Ins. Co. (NY) Phoenix Life Insurance Co. Presidential Life Principal Financial Group RBC Insurance ReliaStar Life Ins. Co. of NY Royal Neighbors of America SBLI -Savings Bank Life Ins. of MA Sun Life Financial Sun Life Ins. and Annuity of New York Transamerica Life United of Omaha United States Life Ins. Co. (NY) West Coast Life

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Company / Product	SC Years	Issue Age	Premium Bonus	Min Rate	% Premium	Return per $1000	Last Change	Commissions Age: Rate
Featured Products
Surrender Charges Last 10 Years
Forethought Financial Guaranteed Destinations -Low	10 yrs	85	5.00%				03/12/10	0-75: 5.00 76-85: 3.50
	Monthly Point-to-Point with Cap Fixed Account Strategy: @ 2.25% Short-Term Account Strategy @ 1.50%
Forethought Financial Guaranteed Destinations -Mid	10 yrs	85	5.00%				03/12/10	0-75: 5.00 76-85: 3.50
	Fixed Account Strategy: @ 2.25% Short-Term Account Strategy @ 1.50% Monthly Point-to-Point with Cap
Forethought Financial Guaranteed Destinations -High	10 yrs	85	5.00%				03/12/10	0-75: 5.00 76-85: 3.50
	Monthly Point-to-Point with Cap Fixed Account Strategy: @ 2.25% Short-Term Account Strategy @ 1.50%
Forethought Financial Income 125 -Low	10 yrs	(NQ)		2.00%	87.50%	$1,067	03/12/10	0-75: 7.50+ 76-85: 5.00+ see notes
	Fixed Account Strategy @ 2.00% Monthly Point-to-Point with Cap
Forethought Financial Income 125 -Mid	10 yrs	(NQ)		2.00%	87.50%	$1,067	03/12/10	0-75: 7.50+ 76-85: 5.00+ see notes
	Monthly Point-to-Point with Cap Fixed Account Strategy @ 2.00%
Forethought Financial Income 125 -High	10 yrs	(NQ)		2.00%	87.50%	$1,067	03/12/10	0-75: 7.50+ 76-85: 5.00+ see notes
	Fixed Account Strategy @ 2.00% Monthly Point-to-Point with Cap

Company / Product	SC Years	Issue Age	Premium Bonus	Min Rate	% Premium	Return per $1000	Last Change	Commissions Age: Rate
Surrender Charges Last 17 Years
Amer. Equity Investment Life Ins. Co. Bonus Gold (Index-1-05 & Index-7-05-OK)	17 yrs	(NQ)	10.00%	3.00%	87.50%		11/04/09	0-75: 8.20+ 76-80: 6.15+ see notes
	Fixed @ 3.10% S&P 500 Monthly Average w/ PR S&P 500 Monthly Average w/ CAP S&P 500 Annual Point-to-Point w/ PR S&P 500 Annual Point-to-Point w/ CAP S&P 500 Monthly Point-to-Point Lehman Brothers U.S. Aggregate Annual Point-to-Point Dow Jones Annual Monthly Average Dow Jones Annual Point-to-Point
Surrender Charges Last 16 Years
Amer. Equity Investment Life Ins. Co. Bonus Gold (Index 1-07)	16 yrs	80	10.00%	3.00%	87.50%		11/04/09	0-75: 6.00+ 76-80: 4.50+ see notes
	Fixed Value @ 3.10% 1-Year S&P 500 Point-to-Point PR 1-Year S&P 500 Monthly Average PR 1-Year S&P 500 Monthly Average Cap 1-Year S&P 500 Point-to-Point Cap 1-Year S&P 500 Monthly Point-to-Point 1-Year Dow Jones Point-to-Point Cap 1-Year Dow Jones Monthly Average Cap 1-Year Lehman U.S. Aggregate Point-to-Point
Surrender Charges Last 15 Years
Life of the Southwest SecurePlus Accumulator 5	15 yrs	65	5.00%	2.45%	87.50%	$1,321	03/01/10	0-70: 7.00+ 71-75: 6.00+ 76-80: 4.00+ see notes
	Ending Index Account Average Index Account Declared Interest Account @ 3.15%
Life of the Southwest SecurePlus Platinum	15 yrs	62		2.45%	87.50%	$1,258	02/22/10	0-70: 10.00+ 71-75: 9.00+ 76-80: 8.00+ see notes
	Declared Interest Account @ 3.30% Average Index Account Ending Index Account
Surrender Charges Last 14 Years
EquiTrust Life Ins. Co. Market Power Bonus Index	14 yrs	80	10.00%	3.00%	87.50%	$1,456	03/12/10	0-80: 8.50+ see notes
	1-Year Interest Account @ 2.85% 1-Year S&P 500 Daily Average Cap 1-Year S&P 500 Point-to-Point Cap 2-Year S&P 500 Monthly Averaging Cap Account 1-Year S&P 500 Monthly Cap 1 Year S&P 500 Monthly Average Participation
EquiTrust Life Ins. Co. MarketTwelve Bonus	14 yrs	(NQ)	6.00%	3.00%	87.50%	$1,403	03/12/10	0-80: 9.00+ see notes
	Fixed @ 2.60% 1-Year S&P 500 Point-to-Point w/Cap 1-Year S&P 500 Daily Average w/ Cap 1-Year S&P 500 Monthly Average w/Participation 1-Year S&P 500 Monthly Cap 2-Year Monthly Average Cap
North American Company Charter 14	14 yrs	75	11.00%	1.10%	87.50%	$1,132	02/23/10	0-75: 8.50+ see notes
	1-Year Fixed @ 2.60% 1-Year S&P 500 Monthly Point-to-Point Cap 1-Year S&P 500 Annual Daily Average 1-Year S&P 500 Annual Point-to-Point 1-Year Lehman Bros. US Aggregate 1-Year Russell 2000 Annual Daily Average 1-Year Russell 2000 Annual Point-to-Point 1-Year NASDAQ-100 Monthly Point-to-Point 1-Year Nasdaq-100 Annual Point-to-Point 1-Year Hindsight Index Strategy 1-Year Dow Jones EuroStoxx 50 Point-to-Point 1-Year Dow Jones Annual Daily Average 1-Year Dow Jones Annual Point-to-Point 1-Year S&P 400 Annual Daily Average 1-Year S&P 400 Annual Point-to-Point
North American Company Freedom Choice (5%) 14 -Low	14 yrs	75		1.10%	87.50%	$1,020	02/23/10	0-75: 5.50+ see notes
	1-Year Fixed @ 4.85% 1-Year Monthly Point-to-Point S&P 500 1-Year Annual Point-to-Point S&P 500 1-Year Annual Point-to-Point DJIA 1-Year Annual Point-to-Point DJ EuroSTOXX 50 1-Year Annual Point-to-Point S&P 400 1-Year Annual Point-to-Point LB U.S. Aggregate 1-Year Annual Point-to-Point Russell 2000 1-Year Annual Point-to-Point NADAQ 100 1-Year Monthly Point-to-Point NASDAQ 100
North American Company Freedom Choice (5%) 14 -High	14 yrs	75		1.10%	87.50%	$1,020	02/23/10	0-75: 5.50+ see notes
	1-Year Annual Point-to-Point S&P 500 1-Year Monthly Point-to-Point S&P 500 1-Year Fixed @ 5.20% 1-Year Monthly Point-to-Point NASDAQ 100 1-Year Annual Point-to-Point NADAQ 100 1-Year Annual Point-to-Point Russell 2000 1-Year Annual Point-to-Point LB U.S. Aggregate 1-Year Annual Point-to-Point S&P 400 1-Year Annual Point-to-Point DJ EuroSTOXX 50 1-Year Annual Point-to-Point DJIA
North American Company Freedom Choice 14 -Low	14 yrs	75		1.10%	87.50%	$1,020	02/23/10	0-75: 5.50+ see notes
	1-Year Fixed @ 4.40% 1-Year Monthly Point-to-Point S&P 500 1-Year Anual Point-to-Point S&P 500 1-Year Anual Point-to-Point DJ EuroSTOXX 50 1-Year Anual Point-to-Point DJIA 1-Year Anual Point-to-Point S&P 400 1-Year Anual Point-to-Point LB U.S. Aggregate 1-Year Monthly Point-to-Point NASDAQ 100 1-Year Anual Point-to-Point NADAQ 100 1-Year Anual Point-to-Point Russell 2000
North American Company Freedom Choice 14 -High	14 yrs	75		1.10%	87.50%	$1,020	02/23/10	0-75: 5.50+ see notes
	1-Year Anual Point-to-Point S&P 500 1-Year Monthly Point-to-Point S&P 500 1-Year Fixed @ 4.80% 1-Year Anual Point-to-Point Russell 2000 1-Year Anual Point-to-Point NADAQ 100 1-Year Monthly Point-to-Point NASDAQ 100 1-Year Anual Point-to-Point LB U.S. Aggregate 1-Year Anual Point-to-Point S&P 400 1-Year Anual Point-to-Point DJIA 1-Year Anual Point-to-Point DJ EuroSTOXX 50
North American Company North American Prizm Plus 14	14 yrs	75	10.00%	1.10%	87.50%	$1,122	02/23/10	0-75: 8.50+ see notes
	1-Year Fixed @ 3.00% 1-Year S&P 500 Monthly Point-to-Point 1-Year S&P 500 Point-to-Point 1-Year S&P 500 Monthly Average 1-Year DJIA Point-to-Point 1-Year DJIA Monthly Average 1-Year DJ EuroStoxx 50 Point-to-Point 1-Year S&P 400 Point-to-Point 1-Year S&P 400 Monthly Average 1-Year Russell 2000 Point-to-Point 1-Year Russell 2000 Monthly Averaging 1-Year Nasdaq -100 Monthly Point-to-Point 1-Year Nasdaq 100 Point-to-Point 1-Year Lehman Bros. U.S. Aggregate Point-to-Point
North American Company Precision 14	14 yrs	75	11.00%	1.10%	87.50%	$1,132	02/23/10	0-75: 8.50+ see notes
	Fixed @ 2.60% Dow Jones Annual Daily Average Dow Jones Annual Point-to-Point Lehman Bros. US Aggregate Nasdaq -100 Monthly Point-to-Point Nasdaq-100 Annual Point-to-Point Russell 2000 Annual Daily Average Russell 2000 Annual Point-to-Point 1 - Year Hindsight Index Strategy Dow Jones EuroStoxx 50 Point-to-Point S&P 400 Annual Daily Average S&P 400 Annual Point-to-Point S&P 500 Monthly Point-to-Point Cap S&P 500 Annual Daily Average S&P 500 Annual Point-to-Point

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