MYGA

State

Premium

Qual

Rating

Company

Rate Gtd

Age

Comm
%

Company / Product Name	AM Best	Minimum Premium	Rate Change	Years Rate Gtd	Rate	Yield to Surrender	Commissions Age: Rate
Featured Products
Rate Guaranteed 6 Years
American National Insurance Company Palladium MYG Annuity 6 High-Band [MVA]	A	100,000	07/01/10	1-6	3.05	3.05	0-79: 2.50 80-85: 0.50
	A	100,000	07/01/10			3.05	0-79: 2.50 80-85: 0.50
American National Insurance Company Palladium MYG Annuity 6 Low-Band [MVA]	A	5,000	07/01/10	1-6	2.95	2.95	0-79: 2.50 80-85: 0.50
	A	5,000	07/01/10			2.95	0-79: 2.50 80-85: 0.50

Company / Product Name	AM Best	Minimum Premium	Premium Bonus	Rate Change	Years Rate Gtd	Rate	Yield to Surrender	Commissions Age: Rate
Rate Guaranteed 10 Years
Allianz Life of NY Power 5 Annuity [MVA, LOAN]	A	35,000	5.00	07/06/10	1-10	3.25	3.76	0-80: 4.00
Allianz Life of NY Power 5 Annuity [MVA, LOAN]	A	35,000	5.00	07/06/10			3.76	0-80: 4.00
North American Company NA Guarantee Choice 10 High-Band [MVA]	A+	200,000		07/20/10	1-10	3.60	3.60	0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
	A+	200,000		07/20/10			3.60	0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
ING USA Annuity and Life Guaranteed Choice 10 High-Band [MVA]	A	75,000		06/23/10	1	4.50	3.60	see notes
	A	75,000		06/23/10	2-10	3.50	3.60	see notes
ING USA Annuity and Life Guaranteed Choice 10 Low-Band [MVA]	A	15,000		06/23/10	1-10	3.50	3.50	see notes
	A	15,000		06/23/10			3.50	see notes
Allianz Life of NY Dominator Annuity 10 [MVA, LOAN]	A	35,000		07/06/10	1-10	3.45	3.45	0-80: 3.00
Allianz Life of NY Dominator Annuity 10 [MVA, LOAN]	A	35,000		07/06/10			3.45	0-80: 3.00
American National Insurance Company Palladium MYG Annuity 10 High-Band [MVA]	A	100,000		07/01/10	1	4.35	3.45	0-79: 4.00 80-85: 2.00
	A	100,000		07/01/10	2-10	3.35	3.45	0-79: 4.00 80-85: 2.00
Lincoln Financial Group Lincoln MYGuarantee^sm Plus 10 High-Band [MVA]	A+	100,000		07/01/10	1-10	3.45	3.45	0-75: 2.50 76-80: 1.60 81-85: 1.60
	A+	100,000		07/01/10			3.45	0-75: 2.50 76-80: 1.60 81-85: 1.60
	Next Rate:			08/01/10	1-10	3.20	3.20	-0.25 DOWN
	Next Rate:			08/01/10			3.20	-0.25 DOWN
Lincoln Life & Annuity of New York Lincoln MYGuarantee^sm Plus 10 High-Band [MVA]	A+	100,000		07/01/10	1-10	3.45	3.45
	A+	100,000		07/01/10			3.45
	Next Rate:			08/01/10	1-10	3.20	3.20	-0.25 DOWN
	Next Rate:			08/01/10			3.20	-0.25 DOWN
North American Company NA Guarantee Choice 10 Low-Band [MVA]	A+	10,000 Q:2,000		07/20/10	1-10	3.40	3.40	0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
	A+	10,000 Q:2,000		07/20/10			3.40	0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
Allianz Life Dominator Plus 10 High-Band [MVA, LOAN]	A	100,000		07/06/10	1-10	3.35	3.35	0-75: 4.00 76-80: 3.00 81-85: 2.00
Allianz Life Dominator Plus 10 High-Band [MVA, LOAN]	A	100,000		07/06/10			3.35	0-75: 4.00 76-80: 3.00 81-85: 2.00
American National Insurance Company Palladium MYG Annuity 10 Low-Band [MVA]	A	5,000		07/01/10	1	4.25	3.35	0-79: 4.00 80-85: 2.00
	A	5,000		07/01/10	2-10	3.25	3.35	0-79: 4.00 80-85: 2.00
Lincoln Financial Group Lincoln MYGuarantee^sm Plus 10 Low-Band [MVA]	A+	10,000		07/01/10	1-10	3.30	3.30	0-75: 2.50 76-80: 1.60 81-85: 1.60
	A+	10,000		07/01/10			3.30	0-75: 2.50 76-80: 1.60 81-85: 1.60
	Next Rate:			08/01/10	1-10	3.05	3.05	-0.25 DOWN
	Next Rate:			08/01/10			3.05	-0.25 DOWN
Lincoln Life & Annuity of New York Lincoln MYGuarantee^sm Plus 10 Low-Band [MVA]	A+	10,000		07/01/10	1-10	3.30	3.30
	A+	10,000		07/01/10			3.30
	Next Rate:			08/01/10	1-10	3.05	3.05	-0.25 DOWN
	Next Rate:			08/01/10			3.05	-0.25 DOWN
West Coast Life Sure Advantage 10 High-Band [MVA]	A+	100,000	1.00	07/13/10	1-10	3.20	3.30	0-75: 2.50 76-85: 1.00
	A+	100,000	1.00	07/13/10			3.30	0-75: 2.50 76-85: 1.00
	Next Rate:			08/03/10	1-10	3.10	3.20	-0.10 DOWN
	Next Rate:			08/03/10			3.20	-0.10 DOWN
Allianz Life Dominator Plus 10 Mid-Band [MVA, LOAN]	A	25,000		07/06/10	1-10	3.25	3.25	0-75: 4.00 76-80: 3.00 81-85: 2.00
Allianz Life Dominator Plus 10 Mid-Band [MVA, LOAN]	A	25,000		07/06/10			3.25	0-75: 4.00 76-80: 3.00 81-85: 2.00
West Coast Life Sure Advantage 10 Low-Band [MVA]	A+	10,000		07/13/10	1-10	3.20	3.20	0-75: 2.50 76-85: 1.00
	A+	10,000		07/13/10			3.20	0-75: 2.50 76-85: 1.00
	Next Rate:			08/03/10	1-10	3.10	3.10	-0.10 DOWN
	Next Rate:			08/03/10			3.10	-0.10 DOWN
Western National Life Insurance Company Set Rate Annuity 10 High-Band [MVA]	A	100,000		07/26/10	1-10	3.10	3.10
	A	100,000		07/26/10			3.10

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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