Fixed Indexed Brief

State - AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA PR RI SC SD TN TX UT VA VI VT WA WI WV WY Premium Qual Flex? Rating - A++ A+ A A- B++ B+ B B- C++ C+ C C- D E F S NR Company - Any - Allianz Life Ins. Co. of North America Amer. Equity Investment Life Ins. Co. Amer. General Life Ins. Co. Amer. National Ins. (Legacy) American National Ins. Co. Amer. National Life Ins. Co. of NY Assurity Life Aviva Life & Annuity (Income Series) Aviva Life & Annuity (MultiChoice Series) F&G Life (Legacy) Fidelity & Guaranty Life Fidelity & Guaranty Life Ins. Co. of New York First SunAmerica Forethought Financial Genworth Life and Annuity Ins. Co Great Amer. Life Ins. Co. ING Annuity and Asset Sales Life of the Southwest Lincoln Benefit Life Lincoln Financial Group Lincoln Life & Annuity of New York National Western Life North American Company The Standard United States Life Ins. Co. (NY) Western National Life Ins. Co. SC yrs - 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Age Comm % More Search Options Product Type - Point to Point High Water Low Water Performance Triggered Inverse Perf Triggered Monthly Crediting Other Averaging - None Daily Monthly Annual Monthly Sum Quarterly Sum Continuous Monthly Reset Period - Policy Length 1 Year 2 Years 3 Years 4 Years 5 Years 6 Years 7 Years 8 Years 9 Years 10 Years 11 Years 12 Years 13 Years 14 Years 15 Years Indicie - DJIA Nasdaq 100 S&P 400 S&P 500 FTSE 100 Russell 2000 10 Year US Treasury DJ EuroStoxx 50 Hang Seng Nikkei 225 3-Month LIBOR Barclays Capital U.S. Aggregat Gold Strategies HFRX Global Hedge Fund iShares Barclays Aggregate Bon iShares MSCI Hong Kong Index LB US Aggregate Bond London Gold PM MSCI All Country World Index S&P GSCI Excess Return Index U.S. 10-Year Swap Rate

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Company	Product	SC Years	Premium Bonus	GTD Min Rate	GTD % Premium	GTD Return on $1,000	Last Change	High Comm
Featured Products
Surrender Charges Last 5 Years
The Standard	Index Growth Annuity 5 Low-Band	5		1.00	100.00	$1,051		up to 4.00%
The Standard	Index Growth Annuity 5 High-Band	5		1.00	100.00	$1,051		up to 4.00%
Surrender Charges Last 6 Years
Aviva Life & Annuity (Income Series)	Income Preferred Six Low-Band [MVA]	6		1.00	87.50	$ 929		up to 5.00%
Aviva Life & Annuity (Income Series)	Income Preferred Six High-Band [MVA]	6		1.00	87.50	$ 929		up to 5.00%
Surrender Charges Last 9 Years
Fidelity & Guaranty Life	FG Index-Choice 9	9	3.00	1.00-1.10	103.00	$1,171		up to 9.00%
Surrender Charges Last 10 Years
Amer. Natl. Ins. (Legacy)	BenchMark Reliance Extra [MVA]	10		1.00-1.75	100.00	$1,189		up to 7.00%
Aviva Life & Annuity (Income Series)	Income Preferred Bonus Low-Band [MVA]	10	6.00-8.00	1.00	87.50	$1,044		up to 7.00%
Aviva Life & Annuity (Income Series)	Income Preferred Bonus High-Band [MVA]	10	6.00-8.00	1.00	87.50	$1,044		up to 7.00%
Life of the Southwest	SecurePlus Premier 10 [TSA, LOAN]	10		1.00	87.50	$ 967
Surrender Charges Last 12 Years
Life of the Southwest	SecurePlus Premier 8 [TSA, LOAN]	12	3.00	1.95	90.00	$1,169		up to 8.00%

Company	Product	SC Years	Premium Bonus	GTD Min Rate	GTD % Premium	GTD Return on $1,000	Last Change	High Comm
Surrender Charges Last 5 Years
Lincoln Financial Group	Lincoln OptiChoice 5 Low-Band [MVA]	5		1.00	100.00	$1,051		up to 5.00%
Lincoln Financial Group	Lincoln OptiChoice 5 High-Band [MVA]	5		1.00	100.00	$1,051		up to 5.00%
North American Company	North American Formula Choice [TSA, MVA, LOAN]	5		1.00	100.00	$1,051		up to 5.00%
Aviva Life & Annuity (MultiChoice Series)	MultiChoice Income Five Low-Band	5		1.00	100.00	$1,051		up to 2.00%
Aviva Life & Annuity (MultiChoice Series)	MultiChoice Income Five High-Band	5		1.00	100.00	$1,051		up to 2.00%
North American Company	North American Formula Choice (TX) [TSA, MVA, LOAN]	5		1.00	100.00	$1,051
Aviva Life & Annuity (Income Series)	Income Select 5 Low-Band [MVA]	5		2.75	87.50	$1,002		up to 2.00%
Aviva Life & Annuity (Income Series)	Income Select 5 High-Band [MVA]	5		2.75	87.50	$1,002		up to 2.00%
Allianz Life Ins. Co. of North America	Allianz Pro V1 [LOAN]	5		1.00	87.50	$ 920		up to 3.25%
ING Annuity and Asset Sales	ING Secure Index Five Low-Band	5		1.00	87.50	$ 920		up to 3.25%
ING Annuity and Asset Sales	ING Secure Index Five High-Band	5		1.00	87.50	$ 920		up to 3.25%
Allianz Life Ins. Co. of North America	Endurance Elite 5 [LOAN]	5		1.00	87.50	$ 920		up to 4.50%
Amer. Equity Investment Life Ins. Co.	Heritage Gold (ICC11-IDX2)	5		1.00	87.50			up to 0.50%
Surrender Charges Last 6 Years
Lincoln Financial Group	Lincoln New Directions 6 Low-Band [MVA]	6		1.00	100.00	$1,062		up to 3.50%
Lincoln Financial Group	Lincoln New Directions 6 High-Band [MVA]	6		1.00	100.00	$1,062		up to 3.50%
American National Ins. Co.	ANICO EIA	6		1.00	90.00	$ 955	02/01/12	up to 5.00%
Great Amer. Life Ins. Co.	Safe Outlook Low-Band [LOAN]	6		1.00	90.00	$ 955		up to 4.00%
Great Amer. Life Ins. Co.	Safe Outlook High-Band [LOAN]	6		1.00	90.00	$ 955		up to 4.00%
Aviva Life & Annuity (MultiChoice Series)	MultiChoice Six Low-Band [MVA]	6		1.00	87.50	$ 929		up to 5.00%
Aviva Life & Annuity (MultiChoice Series)	MultiChoice Six High-Band [MVA]	6		1.00	87.50	$ 929		up to 5.00%
North American Company	Freedom Choice 6 Low-Band [TSA, MVA, LOAN]	6		1.00	87.50	$ 929		up to 5.50%
North American Company	Freedom Choice 6 High-Band [TSA, MVA, LOAN]	6		1.00	87.50	$ 929		up to 5.50%
North American Company	Freedom Choice (5%) 6 Low-Band [TSA, MVA, LOAN]	6		1.00	87.50	$ 929		up to 5.50%
North American Company	Freedom Choice (5%) 6 High-Band [TSA, MVA, LOAN]	6		1.00	87.50	$ 929		up to 5.50%
Amer. Equity Investment Life Ins. Co.	Integrity Gold (Index 5-07)	6		1.50	87.50			up to 4.13%
Surrender Charges Last 7 Years
Fidelity & Guaranty Life	FG Index-Accelerator 7	7	3.00	1.00-1.10	100.00	$1,112		up to 5.00%
Western Natl. Life Ins. Co.	WNL POWER Index Annuity 7 GROP Low-Band	7		3.00	90.00	$1,107	02/06/12
Western Natl. Life Ins. Co.	WNL POWER Index Annuity 7 GROP High-Band	7		3.00	90.00	$1,107	02/06/12
Western Natl. Life Ins. Co.	WNL POWER Index Annuity 7 Low-Band	7	0.00	3.00	90.00	$1,107	02/06/12
Western Natl. Life Ins. Co.	WNL POWER Index Annuity 7 High-Band	7	0.00	3.00	90.00	$1,107	02/06/12
Lincoln Financial Group	Lincoln OptiChoice 7 Low-Band [MVA]	7		1.00	100.00	$1,072		up to 6.00%
Lincoln Financial Group	Lincoln OptiChoice 7 High-Band [MVA]	7		1.00	100.00	$1,072		up to 6.00%
The Standard	Index Growth Annuity 7 Low-Band	7		1.00	100.00	$1,072		up to 5.00%
Aviva Life & Annuity (MultiChoice Series)	MultiChoice Income Seven Low-Band	7		1.00	100.00	$1,072		up to 3.00%
Aviva Life & Annuity (MultiChoice Series)	MultiChoice Income Seven High-Band	7		1.00	100.00	$1,072		up to 3.00%

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