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MYGAs
Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Rate Guaranteed 6 Years
American National Insurance Company
Palladium MYG Annuity 6 High-Band [MVA]
A 6 02/01/12 1.80 0.00 1.80     1.80 1.80 0-79: 2.50
80-85: 0.50
American National Insurance Company
Palladium MYG Annuity 6 Low-Band [MVA]
A 6 02/01/12 1.70 0.00 1.70     1.70 1.70 0-79: 2.50
80-85: 0.50

Fixed Indexed Annuities
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Bail
Out 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Surrender Charges Last 12 Years
Life of the Southwest
SecurePlus Premier 8
Declared Fixed Account
Fixed 12
Years 		3.00     08/29/11 1.95% 1-Yr Fixed 0-75: 8.00
76-80: 5.00
81-85: 4.00
Min Rates:
Life of the Southwest
SecurePlus Premier 8
S&P 500 Ending Index Rate Option 1
S&P 500 Point to Point 12
Years 		3.00     08/29/11 100   3.00 0-75: 8.00
76-80: 5.00
81-85: 4.00
Annual None Min Rates: 30   3.00
Life of the Southwest
SecurePlus Premier 8
1-Year S&P 500 Average
S&P 500 Point to Point 12
Years 		3.00     08/29/11 30     0-75: 8.00
76-80: 5.00
81-85: 4.00
Annual Daily Min Rates: 30   3.00
Life of the Southwest
SecurePlus Premier 8
S&P 500 Ending Index Rate Option 2
S&P 500 Point to Point 12
Years 		3.00     08/29/11 50   3.10 0-75: 8.00
76-80: 5.00
81-85: 4.00
Annual None Min Rates: 30   3.00
Life of the Southwest
SecurePlus Premier 8
Russell 2000 Ending Index Rate Option 1
Russell 2000 Point to Point 12
Years 		3.00     08/29/11 100   3.00 0-75: 8.00
76-80: 5.00
81-85: 4.00
Annual None Min Rates: 30   3.00
Life of the Southwest
SecurePlus Premier 8
Russell 2000 Ending Index Rate Option 2
Russell 2000 Point to Point 12
Years 		3.00     08/29/11 50   3.10 0-75: 8.00
76-80: 5.00
81-85: 4.00
Annual None Min Rates: 30   3.00
Surrender Charges Last 10 Years
American National Insurance (Legacy)
BenchMark Reliance Extra
Index Corporate Bond
Multi-Strategy 10
Years 		      02/01/12 2.84% 1-Yr Fixed 0-75: 7.00
76-90: 5.50
Min Rates:
Life of the Southwest
SecurePlus Premier 10
Declared Fixed Account
Fixed 10
Years 		      08/29/11 2.45% 1-Yr Fixed
Call
Min Rates:
American National Insurance (Legacy)
BenchMark Reliance Extra
Guaranteed One Year
Multi-Strategy 10
Years 		      02/01/12 2.35% 1-Yr Fixed 0-75: 7.00
76-90: 5.50
Min Rates:
Aviva Life & Annuity (Income Series)
Income Preferred Bonus - High
Fixed Strategy
Fixed 10
Years 		6.00
to 8.00 		    01/06/12 1.55% 1-Yr Fixed 0-75: 7.00+
76-78: 5.00+
Min Rates:
Aviva Life & Annuity (Income Series)
Income Preferred Bonus - Low
Fixed Strategy
Fixed 10
Years 		6.00
to 8.00 		    01/06/12 1.00% 1-Yr Fixed 0-75: 7.00+
76-78: 5.00+
Min Rates:
American National Insurance (Legacy)
BenchMark Reliance Extra
Index 10 Year Treasury
Multi-Strategy 10
Years 		      02/01/12 1.75% 1-Yr Fixed 0-75: 7.00
76-90: 5.50
Min Rates:
American National Insurance (Legacy)
BenchMark Reliance Extra
Guaranteed One Year Current Market
Multi-Strategy 10
Years 		      02/01/12 1.35% 1-Yr Fixed 0-75: 7.00
76-90: 5.50
Min Rates:
Aviva Life & Annuity (Income Series)
Income Preferred Bonus - Low
1-Year Average Index Strategy
S&P 500 Point to Point 10
Years 		6.00
to 8.00 		    01/06/12     2.00 0-75: 7.00+
76-78: 5.00+
Annual Monthly Min Rates:     1.00
Aviva Life & Annuity (Income Series)
Income Preferred Bonus - High
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 10
Years 		6.00
to 8.00 		    01/06/12     3.25 0-75: 7.00+
76-78: 5.00+
Annual None Min Rates:     2.00
Aviva Life & Annuity (Income Series)
Income Preferred Bonus - Low
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years 		6.00
to 8.00 		    01/06/12     1.05 0-75: 7.00+
76-78: 5.00+
Annual Monthly Sum Min Rates:     1.00
Aviva Life & Annuity (Income Series)
Income Preferred Bonus - High
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years 		6.00
to 8.00 		    01/06/12     1.60 0-75: 7.00+
76-78: 5.00+
Annual Monthly Sum Min Rates:     1.00
Aviva Life & Annuity (Income Series)
Income Preferred Bonus - Low
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 10
Years 		6.00
to 8.00 		    01/06/12     2.00 0-75: 7.00+
76-78: 5.00+
Annual None Min Rates:     2.00
Showing 1-20 of 44    Display: Page:   1 | 2 | 3

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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