New York MYGA

State

Premium

Qual

Rating

Company

Rate Gtd

Age

Comm
%

Company / Product Name	AM Best	Minimum Premium	Rate Change	Years Rate Gtd	Rate	Yield to Surrender	Commissions Age: Rate
Rate Guaranteed 10 Years
American National Life Insurance Company of NY Palladium MYG 10 High-Band	A	100,000	05/01/12	1	3.55	2.65	0-79: 4.00 80-85: 2.00
	A	100,000	05/01/12	2-10	2.55	2.65	0-79: 4.00 80-85: 2.00
Lincoln Life & Annuity of New York Lincoln MYGuarantee^sm Plus 10 High-Band [MVA]	A+	100,000	05/01/12	1-10	2.55	2.55	0-75: 2.50 76-80: 1.60 81-85: 1.00
	A+	100,000	05/01/12			2.55	0-75: 2.50 76-80: 1.60 81-85: 1.00
American National Life Insurance Company of NY Palladium MYG 10 Low-Band	A	5,000	05/01/12	1	3.45	2.55	0-79: 4.00 80-85: 2.00
	A	5,000	05/01/12	2-10	2.45	2.55	0-79: 4.00 80-85: 2.00
Lincoln Life & Annuity of New York Lincoln MYGuarantee^sm Plus 10 Low-Band [MVA]	A+	10,000	05/01/12	1-10	2.40	2.40	0-75: 2.50 76-80: 1.60 81-85: 1.00
	A+	10,000	05/01/12			2.40	0-75: 2.50 76-80: 1.60 81-85: 1.00
Phoenix Life Insurance Company Phoenix Select Plus® 10-year [MVA]	B+	5,000 Q:2,000	05/01/12	1-10	2.35	2.35	0-80: 3.50 81-90: 2.00
	B+	5,000 Q:2,000	05/01/12			2.35	0-80: 3.50 81-90: 2.00
First SunAmerica Set Rate Annuity 10 High-Band [MVA]	A	100,000	05/07/12	1-10	2.10	2.10	0-75: 4.00 76-85: 2.00
	A	100,000	05/07/12			2.10	0-75: 4.00 76-85: 2.00
	Next Rate:		05/21/12	1-10	2.00	2.00	-0.10 DOWN
	Next Rate:		05/21/12			2.00	-0.10 DOWN
First SunAmerica Set Rate Annuity 10 Low-Band [MVA]	A	5,000 Q:2,000	05/07/12	1-10	1.90	1.90	0-75: 4.00 76-85: 2.00
	A	5,000 Q:2,000	05/07/12			1.90	0-75: 4.00 76-85: 2.00
	Next Rate:		05/21/12	1-10	1.80	1.80	-0.10 DOWN
	Next Rate:		05/21/12			1.80	-0.10 DOWN
Rate Guaranteed 9 Years
Lincoln Life & Annuity of New York Lincoln MYGuarantee^sm Plus 9 High-Band [MVA]	A+	100,000	05/01/12	1-9	2.55	2.55	0-75: 2.50 76-80: 1.60 81-85: 1.00
	A+	100,000	05/01/12			2.55	0-75: 2.50 76-80: 1.60 81-85: 1.00
Lincoln Life & Annuity of New York Lincoln MYGuarantee^sm Plus 9 Low-Band [MVA]	A+	10,000	05/01/12	1-9	2.40	2.40	0-75: 2.50 76-80: 1.60 81-85: 1.00
	A+	10,000	05/01/12			2.40	0-75: 2.50 76-80: 1.60 81-85: 1.00
First SunAmerica Set Rate Annuity 9 High-Band [MVA]	A	100,000	05/07/12	1-9	1.90	1.90	0-75: 4.00 76-85: 2.00
	A	100,000	05/07/12			1.90	0-75: 4.00 76-85: 2.00
	Next Rate:		05/21/12	1-9	1.80	1.80	-0.10 DOWN
	Next Rate:		05/21/12			1.80	-0.10 DOWN
First SunAmerica Set Rate Annuity 9 Low-Band [MVA]	A	5,000 Q:2,000	05/07/12	1-9	1.70	1.70	0-75: 4.00 76-85: 2.00
	A	5,000 Q:2,000	05/07/12			1.70	0-75: 4.00 76-85: 2.00
	Next Rate:		05/21/12	1-9	1.60	1.60	-0.10 DOWN
	Next Rate:		05/21/12			1.60	-0.10 DOWN

Company / Product Name	AM Best	Minimum Premium	Rate Change	Years Rate Gtd	Rate	Yield to Surrender	Commissions Age: Rate
Rate Guaranteed 8 Years
Lincoln Life & Annuity of New York Lincoln MYGuarantee^sm Plus 8 [MVA]	A+	10,000	05/01/12	1-8	2.45	2.45	0-75: 2.50 76-80: 1.60 81-85: 1.00
	A+	10,000	05/01/12			2.45	0-75: 2.50 76-80: 1.60 81-85: 1.00
Lincoln Life & Annuity of New York Lincoln MYGuarantee^sm Plus 8 High-Band [MVA]	A+	10,000	05/01/12	1-8	2.30	2.30	0-75: 2.50 76-80: 1.60 81-85: 1.00
	A+	10,000	05/01/12			2.30	0-75: 2.50 76-80: 1.60 81-85: 1.00
First SunAmerica Set Rate Annuity 8 High-Band [MVA]	A	100,000	05/07/12	1-8	1.70	1.70	0-75: 4.00 76-85: 2.00
	A	100,000	05/07/12			1.70	0-75: 4.00 76-85: 2.00
	Next Rate:		05/21/12	1-8	1.60	1.60	-0.10 DOWN
	Next Rate:		05/21/12			1.60	-0.10 DOWN
First SunAmerica Set Rate Annuity 8 Low-Band [MVA]	A	5,000 Q:2,000	05/07/12	1-8	1.50	1.50	0-75: 4.00 76-85: 2.00
	A	5,000 Q:2,000	05/07/12			1.50	0-75: 4.00 76-85: 2.00
	Next Rate:		05/21/12	1-8	1.40	1.40	-0.10 DOWN
	Next Rate:		05/21/12			1.40	-0.10 DOWN
Rate Guaranteed 7 Years
Lincoln Life & Annuity of New York Lincoln MYGuarantee^sm Plus 7 High-Band [MVA]	A+	100,000	05/01/12	1-7	2.40	2.40	0-75: 2.50 76-80: 1.60 81-85: 1.00
	A+	100,000	05/01/12			2.40	0-75: 2.50 76-80: 1.60 81-85: 1.00
American National Life Insurance Company of NY Palladium MYG 7 High-Band	A	100,000	05/01/12	1	3.15	2.29	0-79: 2.50 80-85: 0.50
	A	100,000	05/01/12	2-7	2.15	2.29	0-79: 2.50 80-85: 0.50
Lincoln Life & Annuity of New York Lincoln MYGuarantee^sm Plus 7 Low-Band [MVA]	A+	10,000	05/01/12	1-7	2.25	2.25	0-75: 2.50 76-80: 1.60 81-85: 1.00
	A+	10,000	05/01/12			2.25	0-75: 2.50 76-80: 1.60 81-85: 1.00
American National Life Insurance Company of NY Palladium MYG 7 Low-Band	A	5,000	05/01/12	1	3.05	2.19	0-79: 2.50 80-85: 0.50
	A	5,000	05/01/12	2-7	2.05	2.19	0-79: 2.50 80-85: 0.50
First SunAmerica Set Rate Annuity 7 High-Band [MVA]	A	100,000	05/07/12	1-7	1.70	1.70	0-75: 2.00 76-85: 1.00
	A	100,000	05/07/12			1.70	0-75: 2.00 76-85: 1.00
	Next Rate:		05/21/12	1-7	1.60	1.60	-0.10 DOWN
	Next Rate:		05/21/12			1.60	-0.10 DOWN
First SunAmerica Set Rate Annuity 7 Low-Band [MVA]	A	5,000 Q:2,000	05/07/12	1-7	1.50	1.50	0-75: 2.00 76-85: 1.00
	A	5,000 Q:2,000	05/07/12			1.50	0-75: 2.00 76-85: 1.00
	Next Rate:		05/21/12	1-7	1.40	1.40	-0.10 DOWN
	Next Rate:		05/21/12			1.40	-0.10 DOWN
United States Life Insurance Co. (NY) AG Horizon EmpireSecure 7	A	5,000	05/07/12	1-7	1.45	1.45	0-80: 3.00 81-85: 1.75
	A	5,000	05/07/12			1.45	0-80: 3.00 81-85: 1.75
	Next Rate:		05/21/12	1-7	1.35	1.35	-0.10 DOWN
	Next Rate:		05/21/12			1.35	-0.10 DOWN
First SunAmerica FSA Flex 7 High-Band	A	100,000	05/07/12	1-7	1.35	1.35	Call
	A	100,000	05/07/12			1.35	Call
	Next Rate:		05/21/12	1-7	1.35	1.35	No Change
	Next Rate:		05/21/12			1.35	No Change
Phoenix Life Insurance Company Phoenix Select Plus® 7-year [MVA]	B+	5,000 Q:2,000	05/01/12	1-7	1.30	1.30	0-80: 3.50 81-90: 2.00
	B+	5,000 Q:2,000	05/01/12			1.30	0-80: 3.50 81-90: 2.00
First SunAmerica FSA Flex 7 Low-Band	A	5,000 Q:2,000	05/07/12	1-7	1.15	1.15	Call
	A	5,000 Q:2,000	05/07/12			1.15	Call
	Next Rate:		05/21/12	1-7	1.15	1.15	No Change
	Next Rate:		05/21/12			1.15	No Change

Company / Product Name	AM Best	Minimum Premium	Rate Change	Years Rate Gtd	Rate	Yield to Surrender	Commissions Age: Rate
Rate Guaranteed 6 Years
Lincoln Life & Annuity of New York Lincoln MYGuarantee^sm Plus 6 High-Band [MVA]	A+	100,000	05/01/12	1-6	2.00	2.00	0-75: 2.25 76-80: 1.50 81-85: 0.75
	A+	100,000	05/01/12			2.00	0-75: 2.25 76-80: 1.50 81-85: 0.75
American National Life Insurance Company of NY Palladium MYG 6 High-Band	A	100,000	05/01/12	1-6	2.00	2.00	0-79: 2.50 80-85: 0.50
	A	100,000	05/01/12			2.00	0-79: 2.50 80-85: 0.50
American National Life Insurance Company of NY Palladium MYG 6 Low-Band	A	5,000	05/01/12	1-6	1.90	1.90	0-79: 2.50 80-85: 0.50
	A	5,000	05/01/12			1.90	0-79: 2.50 80-85: 0.50
Lincoln Life & Annuity of New York Lincoln MYGuarantee^sm Plus 6 Low-Band [MVA]	A+	10,000	05/01/12	1-6	1.85	1.85	0-75: 2.25 76-80: 1.50 81-85: 0.75
	A+	10,000	05/01/12			1.85	0-75: 2.25 76-80: 1.50 81-85: 0.75
Rate Guaranteed 5 Years
Lincoln Life & Annuity of New York Lincoln MYGuarantee^sm Plus 5 High-Band [MVA]	A+	100,000	05/01/12	1-5	1.70	1.70	0-75: 2.00 76-80: 1.30 81-85: 0.75
	A+	100,000	05/01/12			1.70	0-75: 2.00 76-80: 1.30 81-85: 0.75

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