New York Fixed
 
 
 
State
 Premium
 Qual
 Rating
 Company
 Rate Gtd
 Age
 Comm
%

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Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Featured Products
Surrender Charges Last 9 Years
Presidential Life
FPDA, No Load Flex
B++ 1 05/02/12 1.65 0.00 1.65     1.65 1.16 0-75: 3.50
76-80: 2.60
81-85: 0.75
Surrender Charges Last 8 Years
United States Life Insurance Co. (NY)
AG HorizonFlex
A 1 05/07/12 1.15 2.00 3.15     1.40 1.27 0-75: 5.00+
76-80: 4.00+
81-85: 3.00+
Next Rate: 05/21/12 1.00 2.00 3.00   1.25 1.25 -0.15 DOWN  
Surrender Charges Last 7 Years
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (3) Year High-Band
A 3 05/01/12 2.60 0.50 3.10     2.67 1.75
Call
National Integrity Life Insurance
SPDA Series II 1
A+ 1 04/30/12 2.55 0.00 2.55     2.55 1.22 0-79: 4.00
80-85: 2.25
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (3) Year Mid-Band
A 3 05/01/12 2.35 0.50 2.85     2.42 1.65
Call
Presidential Life
Patriot 1 Year SPDA
B++ 1 05/02/12 2.20 0.00 2.20     2.20 1.26 0-75: 3.00
76-80: 2.50
81-91: 1.67
American National Life Insurance Company of NY
WealthQuest Citadel 7 Diamond High-Band
A 2 05/01/12 1.35 2.00 3.35     2.20 2.15 0-80: 3.50+
81-85: 2.50+
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (3) Year Mid-Band
A 3 05/01/12 2.05 0.50 2.55     2.12 1.52
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (5) Year High-Band
A 5 05/01/12 2.05 0.50 2.55     2.12 1.82
Call
American National Life Insurance Company of NY
WealthQuest Citadel 7 Diamond Low-Band
A 2 05/01/12 1.25 2.00 3.25     2.10 2.10 0-80: 3.50+
81-85: 2.50+
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (3-Year ROP) High-Band
A 3 05/01/12 1.90 0.50 2.40     1.97 1.46
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (5) Year Mid-Band
A 5 05/01/12 1.85 0.50 2.35     1.92 1.68
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (3-Year ROP) Mid-Band
A 3 05/01/12 1.65 0.50 2.15     1.72 1.35
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (5-Year ROP) High-Band
A 5 05/01/12 1.55 0.50 2.05     1.62 1.46
Call
National Integrity Life Insurance
SPDA Series II 3
A+ 3 04/30/12 1.45 1.00 2.45     1.59 1.33 0-79: 4.00
80-85: 2.25
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (5) Year Mid-Band
A 5 05/01/12 1.50 0.50 2.00     1.57 1.43
Call
National Integrity Life Insurance
SPDA Series II 5 [MVA]
A+ 5 04/30/12 1.30 1.00 2.30     1.44 1.36 0-79: 3.00
80-85: 1.25
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (5-Year ROP) Mid-Band
A 5 05/01/12 1.35 0.50 1.85     1.42 1.32
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (3-Year ROP) Mid-Band
A 3 05/01/12 1.35 0.50 1.85     1.42 1.22
Call
National Integrity Life Insurance
New Momentum 6 [MVA]
A+ 6 04/30/12 1.25 0.75 2.00     1.36 1.32 0-79: 5.00
80-85: 3.00
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (5) Year Low-Band
A 5 05/01/12 1.20 0.50 1.70     1.27 1.21
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (3) Year Low-Band
A 3 05/01/12 1.15 0.50 1.65     1.22 1.14
Call
Genworth Life of New York
SecureLiving SmartRate NY (1) High-Band
A 1 03/07/12 1.00 1.50 2.50     1.21 1.21 0-75: 4.50
76-80: 2.70
81-85: 1.05
National Integrity Life Insurance
New Momentum 5 [MVA]
A+ 5 04/30/12 1.05 0.75 1.80     1.16 1.14 0-79: 5.00
80-85: 3.00
National Integrity Life Insurance
New Momentum 2 [MVA]
A+ 2 04/30/12 1.00 0.75 1.75     1.11 1.11 0-79: 5.00
80-85: 3.00
Genworth Life of New York
SecureLiving SmartRate NY (3) High-Band
A 3 03/07/12 1.00 0.80 1.80     1.11 1.11 0-75: 4.50
76-80: 2.70
81-85: 1.05
National Integrity Life Insurance
New Momentum 3 [MVA]
A+ 3 04/30/12 1.00 0.75 1.75     1.11 1.11 0-79: 5.00
80-85: 3.00
Genworth Life of New York
SecureLiving SmartRate NY (1) Mid-Band
A 1 03/07/12 1.00 0.75 1.75     1.11 1.11 0-75: 4.50
76-80: 2.70
81-85: 1.05
Genworth Life of New York
SecureLiving SmartRate NY (5) High-Band
A 5 03/07/12 1.00 0.55 1.55     1.08 1.08 0-75: 4.50
76-80: 2.70
81-85: 1.05
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (3-Year ROP) Low-Band
A 3 05/01/12 1.00 0.50 1.50     1.07 1.07
Call

Showing 1-30 of 119    Display: Page:   1 | 2 | 3 | 4

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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