Fixed Indexed Annuities

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Company / Product	SC Years	Issue Age	Premium Bonus	Min Rate	% Premium	Return per $1000	Last Change	States
Featured Products
Surrender Charges Last 10 Years
Reliance Standard Life Keystone 10 Index Annuity	10 yrs	85		1.00%	100%	$1,105	09/29/11	Not Available in: AL MN MT NY OR PR VI
	Fixed Interest Strategy @ 1.90% 1-Year Monthly Average - Capped 1-Year Point-to-Point - Capped 1-Year Point-to-Point - Participation Rate 1-Year Monthly Average - Participation Rate
Surrender Charges Last 9 Years
National Western Life NWL Global Lookback	9 yrs	80 (NQ)		1.00%	87.50%	$ 957	08/18/11	Not Available in: AL MA NY OR VA VT WA
	Option J: S&P 500 Point-to-Point w Cap Option K: Global Lookback Option A: S&P 500 Monthly Average Option B: Fixed Interest Rate @ 2.10% Option D: S&P 500 Monthly Cap
Surrender Charges Last 7 Years
Reliance Standard Life Keystone 7 Index Annuity	7 yrs	85		1.00%	100%	$1,072	09/29/11	Not Available in: AL MN MT NY OR PR VI
	1-Year Point-to-Point - Participation Rate Fixed Interest Strategy @ 1.85% 1-Year Monthly Average - Capped 1-Year Point-to-Point - Capped 1-Year Monthly Average - Participation Rate

Company / Product	SC Years	Issue Age	Premium Bonus	Min Rate	% Premium	Return per $1000	Last Change	States
Surrender Charges Last 17 Years
Amer. Equity Investment Life Ins. Co. Bonus Gold (Index 1-05) DE	17 yrs	(NQ)	10.00	1.50%	80.00%		10/08/11	Only Available in: DE
	1-Year S&P 500 Point-to-Point Cap 1-Year Dow Jones Point-to-Point Cap 10 Year U.S. Treasury Bond Value with Cap 1 Year S&P 500 Monthly Average Participation Rate 1 Year S&P 500 Annual Point-to-Point Participation Rate 1-Year Dow Jones Monthly Average Cap Traditional Fixed Value @ 2.25% 1-Year S&P 500 Monthly Point-to-Point 1 Year S&P 500 Monthly Average with Cap
Surrender Charges Last 16 Years
Amer. Equity Investment Life Ins. Co. Bonus Gold (Index 1-07)	16 yrs	(NQ)	10.00	1.50%	80.00%		10/08/11	Not Available in: AK AL CT DE MN NV NY OK OR PR TX UT VI WA
	1-Year S&P 500 Point-to-Point Cap 1 Year S&P 500 Monthly Average Participation Rate 1-Year S&P 500 Monthly Point-to-Point 1 Year S&P 500 Monthly Average with Cap Traditional Fixed Value @ 1.75% 1 Year S&P 500 Annual Point-to-Point Participation Rate 1-Year Dow Jones Monthly Average Cap 1-Year Dow Jones Point-to-Point Cap 10 Year U.S. Treasury Bond Value with Cap
Surrender Charges Last 15 Years
National Western Life NWL Ultra Future	15 yrs	55 (NQ)	4.75 to 10.00	1.00%	87.50%	$1,117	08/18/11	Not Available in: AK AL CT DE IL IN MA MN MS NJ NV NY OR PA PR UT WA
	Option B: Fixed Account @ 1.90% Option D: Monthly Cap Option A: Monthly Averaging Annual Reset
Surrender Charges Last 14 Years
EquiTrust Life Ins. Co. Market Power Bonus Index	14 yrs	75	10.00	2.00%	87.50%	$1,270	10/24/11	Not Available in: CT DE MN NV NY OR PR TX UT VI WA
	1-Year S&P 500 Daily Average Cap 1-Year Fixed Interest Account @ 1.50% 1-Year S&P 500 Monthly Cap 1 Year S&P 500 Monthly Average Participation 2-Year S&P 500 Monthly Averaging Cap Account 1-Year S&P 500 Point-to-Point Cap
EquiTrust Life Ins. Co. MarketTwelve Bonus	14 yrs	75	6.00	2.00%	87.50%	$1,224	10/24/11	Not Available in: AK CT DE FL MN NV NY OR PR TX UT VI WA
	1-Year S&P 500 Point-to-Point Cap 1-Year S&P 500 Monthly Average Participation 2-Year Monthly Average Cap 1-Year S&P 500 Monthly Cap 1-Year S&P 500 Daily Average Cap 1-Year Fixed Account @ 1.15%
Fidelity & Guaranty Life FG AccumulatorPlus 14	14 yrs	(NQ)		1.00%	87.50%	$1,006	02/02/12	Not Available in: AK AL CT MA MN MS NC NH NV NY OK OR PR TX UT VI WA
	1 Year Index Gain Option with Declared Rate 1 Year S&P 500 Monthly Average with Cap 1 Year S&P 500 Monthly Point-to-Point 1 Year S&P 500 Point-to-Point with Cap 1-Year Fixed Account @ 3.00%
Fidelity & Guaranty Life Prosperity Elite 14	14 yrs	(NQ)		1.00%	87.50%	$1,006	02/02/12	Not Available in: AK CT MA MN MS NH NV NY OK OR PR TX UT VI WA
	1-Year S&P 500 Monthly Point-to-Point with a Cap 1-Year Performance Triggered Account 2-Year S&P 500 Point-to-Point with a Cap 1-Year S&P 500 Monthly Average with A Cap 1-Year S&P 500 Point-to-Point with a Cap 3-Year S&P 500 Point-to-Point with a Cap Fixed Account @ 2.50%
Fidelity & Guaranty Life Prosperity Elite 14 Enhanced	14 yrs	(NQ)	6.00	1.00%	87.50%	$1,066	02/02/12	Not Available in: AK CT MA MN MS NH NV NY OK OR PR TX UT VI WA
	1-Year S&P 500 Point-to-Point with a Cap 3-Year S&P 500 Point-to-Point with a Cap Fixed Account @ 2.50% 2-Year S&P 500 Point-to-Point with a Cap 1-Year S&P 500 Monthly Average with A Cap 1-Year Performance Triggered Account 1-Year S&P 500 Monthly Point-to-Point with a Cap
Fidelity & Guaranty Life Prosperity Elite 14 Protection	14 yrs	(NQ)	9.00	1.00%	87.50%	$1,096	02/02/12	Not Available in: AK CT MA MN MS NH NV NY OK OR PR TX UT VI WA
	1-Year S&P 500 Monthly Average with A Cap Fixed Account @ 2.50% 3-Year S&P 500 Point-to-Point with a Cap 1-Year S&P 500 Point-to-Point with a Cap 1-Year Performance Triggered Account 2-Year S&P 500 Point-to-Point with a Cap 1-Year S&P 500 Monthly Point-to-Point with a Cap
National Western Life NWL Ultra Benefit	14 yrs	85	4.00 to 5.00	1.00%	87.50%	$1,056	08/18/11	Not Available in: AK AL CT DE FL IL IN MA MN MS NJ NV NY OR PA SC UT WA
	Option A: Monthly Average Annual Reset Option B: Fixed Interest Rate @ 1.00% Option D: Monthly Cap Annual Reset
North American Company Charter 14	14 yrs	(NQ)	10.00	1.00%	87.50%	$1,106	01/19/12	Not Available in: AK AL CT DE MN NV NY OR PR TX UT VI WA
	1-Year S&P 500 Monthly Point-to-Point Cap 1-Year S&P 400 Annual Point-to-Point 1-Year Dow Jones Annual Daily Average 1-Year Nasdaq-100 Annual Point-to-Point 1-Year S&P 400 Annual Daily Average 1-Year NASDAQ-100 Monthly Point-to-Point 1-Year S&P 500 Annual Daily Average 1-Year Russell 2000 Annual Daily Average 1-Year Hindsight Index Strategy 1-Year Fixed @ 1.50% 1-Year Dow Jones EuroStoxx 50 Point-to-Point 1-Year Dow Jones Annual Point-to-Point 1-Year Russell 2000 Annual Point-to-Point 1-Year S&P 500 Annual Point-to-Point
North American Company Charter 14 (TX)	14 yrs	75		1.00%	87.50%	$1,006	01/19/12	Only Available in: TX
	1-Year S&P 400 Annual Point-to-Point 1-Year Hindsight Index Strategy 1-Year Russell 2000 Annual Point-to-Point 1-Year S&P 500 Annual Daily Average 1-Year Dow Jones EuroStoxx 50 Point-to-Point 1-Year Dow Jones Annual Daily Average 1-Year S&P 500 Monthly Point-to-Point Cap 1-Year NASDAQ-100 Monthly Point-to-Point 1-Year S&P 400 Annual Daily Average 1-Year S&P 500 Annual Point-to-Point 1-Year Russell 2000 Annual Daily Average 1-Year Nasdaq-100 Annual Point-to-Point 1-Year Dow Jones Annual Point-to-Point 1-Year Fixed @ 2.00%
North American Company Freedom Choice (5%) 14 -High	14 yrs	75		1.00%	87.50%	$1,006	01/19/12	Not Available in: AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
	1-Year Annual Point-to-Point S&P 500
North American Company Freedom Choice (5%) 14 -Low	14 yrs	75		1.00%	87.50%	$1,006	01/19/12	Not Available in: AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
	1-Year Nasdaq-100 Annual Point-to-Point
North American Company Freedom Choice (5%) 14 -High	14 yrs	75		1.00%	87.50%	$1,006	01/19/12	Not Available in: AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
	1-Year Dow Jones EuroStoxx 50 Point-to-Point
North American Company Freedom Choice (5%) 14 -Low	14 yrs	75		1.00%	87.50%	$1,006	01/19/12	Not Available in: AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
	1-Year S&P 400 Annual Point-to-Point 1 -Year NASDAQ Monthly Point-to-Point Cap 1-Year Fixed @ 3.05%
North American Company Freedom Choice (5%) 14 -High	14 yrs	75		1.00%	87.50%	$1,006	01/19/12	Not Available in: AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
	1-Year Russell 2000 Annual Point-to-Point
North American Company Freedom Choice (5%) 14 -Low	14 yrs	75		1.00%	87.50%	$1,006	01/19/12	Not Available in: AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
	1-Year Annual Point-to-Point S&P 500 1-Year Russell 2000 Annual Point-to-Point
North American Company Freedom Choice (5%) 14 -High	14 yrs	75		1.00%	87.50%	$1,006	01/19/12	Not Available in: AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
	1-Year Dow Jones Annual Point-to-Point 1-Year S&P 500 Monthly Point-to-Point Cap
North American Company Freedom Choice (5%) 14 -Low	14 yrs	75		1.00%	87.50%	$1,006	01/19/12	Not Available in: AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
	1-Year Dow Jones EuroStoxx 50 Point-to-Point 1-Year S&P 500 Monthly Point-to-Point Cap
North American Company Freedom Choice (5%) 14 -High	14 yrs	75		1.00%	87.50%	$1,006	01/19/12	Not Available in: AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
	1-Year S&P 400 Annual Point-to-Point 1-Year Nasdaq-100 Annual Point-to-Point
North American Company Freedom Choice (5%) 14 -Low	14 yrs	75		1.00%	87.50%	$1,006	01/19/12	Not Available in: AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
	1-Year Dow Jones Annual Point-to-Point
North American Company Freedom Choice (5%) 14 -High	14 yrs	75		1.00%	87.50%	$1,006	01/19/12	Not Available in: AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
	1 -Year NASDAQ Monthly Point-to-Point Cap 1-Year Fixed @ 3.35%
North American Company Freedom Choice 14 -Low	14 yrs	75		1.00%	87.50%	$1,006	01/19/12	Not Available in: AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
	1-Year S&P 500 Annual Point-to-Point Cap
North American Company Freedom Choice 14 -High	14 yrs	75		1.00%	87.50%	$1,006	01/19/12	Not Available in: AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
	1-Year S&P 500 Monthly Point-to-Point Cap 1-Year Dow Jones Annual Point-to-Point 1-Year Russell 2000 Annual Point-to-Point
North American Company Freedom Choice 14 -Low	14 yrs	75		1.00%	87.50%	$1,006	01/19/12	Not Available in: AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
	1-Year Fixed @ 2.70% 1-Year S&P 400 Annual Point-to-Point 1-Year Nasdaq-100 Monthly Point-to-Point Cap
North American Company Freedom Choice 14 -High	14 yrs	75		1.00%	87.50%	$1,006	01/19/12	Not Available in: AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
	1-Year S&P 500 Annual Point-to-Point Cap 1-Year S&P 400 Annual Point-to-Point
North American Company Freedom Choice 14 -Low	14 yrs	75		1.00%	87.50%	$1,006	01/19/12	Not Available in: AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
	1-Year Nasdaq-100 Annual Point-to-Point
North American Company Freedom Choice 14 -High	14 yrs	75		1.00%	87.50%	$1,006	01/19/12	Not Available in: AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
	1-Year Dow Jones EuroStoxx 50 Point-to-Point
North American Company Freedom Choice 14 -Low	14 yrs	75		1.00%	87.50%	$1,006	01/19/12	Not Available in: AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
	1-Year S&P 500 Monthly Point-to-Point Cap 1-Year Dow Jones Annual Point-to-Point
North American Company Freedom Choice 14 -High	14 yrs	75		1.00%	87.50%	$1,006	01/19/12	Not Available in: AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
	1-Year Fixed @ 3.10% 1-Year Nasdaq-100 Monthly Point-to-Point Cap
North American Company Freedom Choice 14 -Low	14 yrs	75		1.00%	87.50%	$1,006	01/19/12	Not Available in: AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
	1-Year Russell 2000 Annual Point-to-Point 1-Year Dow Jones EuroStoxx 50 Point-to-Point
North American Company Freedom Choice 14 -High	14 yrs	75		1.00%	87.50%	$1,006	01/19/12	Not Available in: AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
	1-Year Nasdaq-100 Annual Point-to-Point
North American Company North American Prizm Plus 14	14 yrs	75	10.00	1.00%	87.50%	$1,106	01/19/12	Not Available in: AK AL CT DE MN NV NY OR PR TX UT VI WA
	1-Year S&P 500 Point-to-Point 1-Year Russell 2000 Monthly Averaging 1-Year S&P 400 Monthly Average 1-Year Fixed @ 1.50% 1-Year DJIA Monthly Average 1-Year Russell 2000 Point-to-Point 1-Year Nasdaq -100 Monthly Point-to-Point 1-Year Nasdaq 100 Point-to-Point 1-Year S&P 500 Monthly Average 1-Year S&P 400 Point-to-Point 1-Year S&P 500 Monthly Point-to-Point 1-Year DJ EuroStoxx 50 Point-to-Point 1-Year DJIA Point-to-Point
North American Company Precision 14	14 yrs	75	10.00	1.00%	87.50%	$1,106	01/19/12	Not Available in: AK AL CT DE MN NV NY OR PR TX UT VI WA
	1-Year Dow Jones Annual Point-to-Point 1-Year Fixed @ 1.50% 1-Year S&P 400 Annual Point-to-Point 1-Year S&P 500 Annual Daily Average 1-Year Russell 2000 Annual Point-to-Point 1-Year S&P 400 Annual Daily Average 1-Year Russell 2000 Annual Daily Average 1-Year NASDAQ Monthly Point-to-Point Cap 1-Year Dow Jones Annual Daily Average 1-Year Dow Jones EuroStoxx 50 Point-to-Point 1-Year S&P 500 Monthly Point-to-Point Cap 1-Year Hindsight Index 1-Year S&P 500 Annual Point-to-Point 1-Year Nasdaq-100 Annual Point-to-Point
Surrender Charges Last 13 Years
National Western Life NWL Ultra Classic	13 yrs	80 (NQ)		1.00%	87.50%	$ 996	08/18/11	Not Available in: AK AL CT DE IL IN MA MN MS NJ NV NY OR PA SC UT WA
	Option B: Fixed Account @ 2.40% Option A: Monthly Averaging Annual Reset Option D: Monthly Cap Annual Reset
Surrender Charges Last 12 Years
Amer. Equity Investment Life Ins. Co. Bonus 5 (INDEX-3-07-WA)	12 yrs	(NQ)	3.00 to 5.00	1.50%	87.50%		10/08/11	Only Available in: WA
	1 Year S&P 500 Annual Point-to-Point Participation Rate 1-Year S&P 500 Monthly Point-to-Point 1 Year S&P 500 Monthly Average with Cap Traditional Fixed Value @ 1.75% 1-Year S&P 500 Point-to-Point Cap 1 Year S&P 500 Monthly Average Participation Rate
Amer. General Life Ins. Co. AG HorizonIndex Annuity 12	12 yrs	85	5.00	1.50%	90.00%	$1,130	01/30/12	Not Available in: AK CA CT DE FL MN NJ NV NY OH OR PR SC TX UT VI VT WA
	2-Year Point-to-Point Account with Cap Monthly Additive Account with Cap Fixed Interest Account @ 1.55%
Amer. General Life Ins. Co. AG HorizonIndex Annuity 12 (CA)	12 yrs	85	5.00	2.00%	90.00%	$1,198	01/30/12	Only Available in: CA
	2-Year Point-to-Point Account with Cap Monthly Additive Account with Cap Fixed Interest Account @ 2.00%
Annexus (Aviva Life & Annuity) Balance Allocation Annuity 12	12 yrs	76		1.00%	87.50%	$ 986	12/02/11	Not Available in: AK CT DE MN NJ NV NY OR PA PR SC TX UT VI WA
	Option Index Declared Declared Rate Fee Allocation Option B 40.00% 60.00% 1.00% 1.95 Allocation Option C 30.00% 70.00% 1.00% 0.95 Allocation Option A 50.00% 50.00% 1.00% 2.95
Annexus (Aviva Life & Annuity) Balance Allocation Annuity 12 - 6% Bonus	12 yrs	76	6.00	1.00%	87.50%	$1,045	12/02/11	Not Available in: AK CT DE MN NJ NV NY OR PA PR SC TX UT VI WA
	Option Index Declared Declared Rate Fee Allocation Option B 40.00% 60.00% 1.00% 1.95 Allocation Option C 30.00% 70.00% 1.00% 0.95 Allocation Option A 50.00% 50.00% 1.00% 2.95
Annexus (Aviva Life & Annuity) BPASelect 12	12 yrs	76		2.25%	100%	$1,306	12/02/11	Only Available in: SC
	Option Index Declared Declared Rate Fee Allocation Option B 38.00% 62.00% 1.50% 1.60 Allocation Option D 18.00% 82.00% 1.50% 0.00 Allocation Option A 48.00% 52.00% 1.50% 2.65 Allocation Option C 28.00% 72.00% 1.50% 0.95
Annexus (Aviva Life & Annuity) BPASelect 12 – 7% Bonus	12 yrs	76	7.00	2.25%	100%	$1,397	12/02/11	Only Available in: SC
	Option Index Declared Declared Rate Fee Allocation Option C 28.00% 72.00% 1.50% 0.95 Allocation Option A 48.00% 52.00% 1.50% 2.65 Allocation Option B 38.00% 62.00% 1.50% 1.60 Allocation Option D 18.00% 82.00% 1.50% 0.00
F&G Life (Legacy) AmeriMark Freedom	12 yrs	85		1.00%	87.50%	$ 986	02/01/12	Not Available in: AK AL CT MA MN NV NY OR PR TX UT VI VT WA
	Monthly Cap Strategy 2-Year Monthly Average w/ Cap Annual Point-to-Point 3 Yr Highwater Declared Rate on Gain Strategy Fixed @ 2.00% Annual Point-to-Point 3 Year Monthly Average w/ Spread
F&G Life (Legacy) AmeriMark Freedom SE	12 yrs	85	4.00	1.00%	87.50%	$1,025	02/01/12	Not Available in: AK AL CT MA MN NV NY OR PR TX UT VI VT WA
	Annual Point-to-Point Declared Rate on Gain Strategy Fixed @ 1.75% 2-Year Monthly Average w/ Cap Monthly Cap Strategy Annual Point-to-Point 3 Yr Highwater 3 Year Monthly Average w/ Spread
Great Amer. Life Ins. Co. American Valor II	12 yrs	85	3.00 to 5.00	1.00%	100%	$1,183	08/22/11	Only Available in: DE
	1 Year S&P 500 Monthly Average with Cap 1 Year S&P 500 Annual Point-to-Point Declared Rate Strategy @ 1.00%
Liberty Life Insurance Co. Enhanced Choice 12	12 yrs	(NQ)	5.00	1.00%	87.50%	$1,035	01/18/12	Not Available in: AK AL CT DE HI MN NJ NV NY OK OR PA PR TX UT VI WA
	1-Year S&P 500 Annual Point-to-Point Cap 8 Year Fixed Fixed @ 2.00% 1-Year DJIA Quarterly Point-to-Point Cap 1-Year DJIA Monthly Average Cap 1-Year S&P 500 Monthly Additive Point-to-Point Cap
North American Company NA Performance Choice 12	12 yrs	(NQ)		1.00%	87.50%	$ 986	01/19/12	Not Available in: AK AL CT DE MA MN MO NV NY OH OR PR UT VA VI WA
	1-Year S&P 400 Point-to-Point 1-Year Fixed @ 2.50% 1-Year Hang Seng Point-to-Point Inverse Performance Trigger 1-Year Dow Jones Point-to-Point 1-Year S&P 500 Point-to-Point 1-Year DJ EuroStoxx 50 Point-to-Point 1-Year Nasdaq 100 Point-to-Point 1-Year Nasdaq 100 Monthly Point-to-Point Cap 1-Year Russell 2000 Point-to-Point 1-Year S&P 500 Monthly Point-to-Point Cap
North American Company NA Performance Choice 12 Plus	12 yrs	(NQ)	8.00	1.00%	87.50%	$1,065	01/19/12	Not Available in: AK AL CT DE MA MN MO NV NY OH OR PR UT VA VI WA
	1-Year Fixed @ 1.75% 1-Year Hang Seng Point-to-Point 1-Year S&P 400 Point-to-Point Inverse Performance Trigger 1-Year Dow Jones Point-to-Point 1-Year Russell 2000 Point-to-Point 1-Year S&P 500 Monthly Point-to-Point Cap 1-Year Nasdaq 100 Monthly Point-to-Point Cap 1-Year Nasdaq 100 Point-to-Point 1-Year S&P 500 Point-to-Point 1-Year DJ EuroStoxx 50 Point-to-Point
Phoenix Life Insurance Co. Phoenix Reflections Gold Bonus	12 yrs	(NQ)	5.00 to 10.00	1.00%	87.50%	$1,085	01/01/12	Only Available in: AK AL AR AZ CA CO DC GA HI ID IL KS LA MI MT ND NE NM RI SC SD TN VT WI WV WY
	Point to Point Indexed Account - 1 year S&P 500 Fixed Account @ 0.85% Monthly Point to Point Indexed Account - 1 year S&P 500 Rainbow Point to Point Indexed Account - 1 year Domestic Performance Trigger Indexed Account - 1 year S&P 500 Rainbow Point to Point Indexed Account - 1 year Global
Phoenix Life Insurance Co. Phoenix Reflections Gold Bonus 5% -High	12 yrs	(NQ)		1.00%	87.50%	$ 986	01/01/12	Only Available in: AK MN MO NC NJ VA WA
	Fixed Account @ 2.50%
Phoenix Life Insurance Co. Phoenix Reflections Gold Bonus 5% -Low	12 yrs	(NQ)	5.00	1.00%	87.50%	$1,035	01/01/12	Only Available in: AK MN MO NC NJ VA WA
	Point to Point Indexed Account - 1 year S&P 500
Phoenix Life Insurance Co. Phoenix Reflections Gold Bonus 5% -High	12 yrs	(NQ)		1.00%	87.50%	$ 986	01/01/12	Only Available in: AK MN MO NC NJ VA WA
	Rainbow Point to Point Indexed Account - 1 year Global Performance Trigger Indexed Account - 1 year S&P 500
Phoenix Life Insurance Co. Phoenix Reflections Gold Bonus 5% -Low	12 yrs	(NQ)	5.00	1.00%	87.50%	$1,035	01/01/12	Only Available in: AK MN MO NC NJ VA WA
	Fixed Account @ 2.50%
Phoenix Life Insurance Co. Phoenix Reflections Gold Bonus 5% -High	12 yrs	(NQ)		1.00%	87.50%	$ 986	01/01/12	Only Available in: AK MN MO NC NJ VA WA
	Monthly Point to Point Indexed Account - 1 year S&P 500
Phoenix Life Insurance Co. Phoenix Reflections Gold Bonus 5% -Low	12 yrs	(NQ)	5.00	1.00%	87.50%	$1,035	01/01/12	Only Available in: AK MN MO NC NJ VA WA
	Rainbow Point to Point Indexed Account - 1 year Global Performance Trigger Indexed Account - 1 year S&P 500 Rainbow Point to Point Indexed Account - 1 year Domestic
Phoenix Life Insurance Co. Phoenix Reflections Gold Bonus 5% -High	12 yrs	(NQ)		1.00%	87.50%	$ 986	01/01/12	Only Available in: AK MN MO NC NJ VA WA
	Point to Point Indexed Account - 1 year S&P 500
Phoenix Life Insurance Co. Phoenix Reflections Gold Bonus 5% -Low	12 yrs	(NQ)	5.00	1.00%	87.50%	$1,035	01/01/12	Only Available in: AK MN MO NC NJ VA WA
	Monthly Point to Point Indexed Account - 1 year S&P 500
Phoenix Life Insurance Co. Phoenix Reflections Gold Bonus 5% -High	12 yrs	(NQ)		1.00%	87.50%	$ 986	01/01/12	Only Available in: AK MN MO NC NJ VA WA
	Rainbow Point to Point Indexed Account - 1 year Domestic
Phoenix Life Insurance Co. Phoenix Reflections Gold Bonus 6%	12 yrs	(NQ)	6.00	1.00%	87.50%	$1,045	01/01/12	Only Available in: FL IA IN KY MD MS NH OH OK PA TX UT
	Rainbow Point to Point Indexed Account - 1 year Domestic Point to Point Indexed Account - 1 year S&P 500 Performance Trigger Indexed Account - 1 year S&P 500 Monthly Point to Point Indexed Account - 1 year S&P 500 Rainbow Point to Point Indexed Account - 1 year Global Fixed Account @ 0.75%
Surrender Charges Last 10 Years
Aviva Life & Annuity (Income Series) Income Preferred Ultra -High	10 yrs	78	3.00 to 5.00	1.00%	87.50%	$1,015	01/06/12	Not Available in: AK CT DE MN NJ NV NY OR PA PR UT VI WA
	Fixed Strategy @ 1.45%
Aviva Life & Annuity (MultiChoice Series) MultiChoice Advantage -High	10 yrs	78	3.00 to 5.00	1.00%	87.50%	$1,015	01/06/12	Not Available in: AK CT DE MN NJ NV NY OR PA PR UT VI WA
	Fixed Strategy @ 1.45%
Forethought Financial Destination Income 15 -Mid	10 yrs	85		2.00%	90.00%	$1,097	02/01/12	Only Available in: OR
	Fixed Account Strategy @ 2.00%
Forethought Financial Destination Income 15 -Low	10 yrs	85		2.00%	90.00%	$1,097	02/01/12	Only Available in: OR
	Fixed Account Strategy @ 2.00%
Forethought Financial Destination Income 15 -High	10 yrs	85		2.00%	90.00%	$1,097	02/01/12	Only Available in: OR
	Fixed Account Strategy @ 2.00%
Aviva Life & Annuity (Income Series) Income Preferred Ultra -Low	10 yrs	78	3.00 to 5.00	1.00%	87.50%	$1,015	01/06/12	Not Available in: AK CT DE MN NJ NV NY OR PA PR UT VI WA
	Fixed Strategy @ 1.00%
Aviva Life & Annuity (MultiChoice Series) MultiChoice Advantage -Low	10 yrs	78	3.00 to 5.00	1.00%	87.50%	$1,015	01/06/12	Not Available in: AK CT DE MN NJ NV NY OR PA PR UT VI WA
	Fixed Strategy @ 1.00%
American National Ins. Co. Value Lock 10	10 yrs	80		1.00-1.75%	90.00%	$1,071	02/01/12	Not Available in: MA MN NY OR UT VI VT
	S&P 500 10 Year Point-to-Point
Allianz Life Ins. Co. of North America Endurance Plus	10 yrs	80		1.50%	90.00%	$1,044	01/31/12	Not Available in: NY PR VI WA
	1 Year S&P 500 SELECT Point-to-Point Cap 1 Year S&P 500 SELECT Monthly Sum Cap 1 Year Blended Monthly Average 1 Year Blended Point-to-Point Cap 1 Year FTSE 100 Monthly Sum Cap 1 Year FTSE 100 Point-to-Point Cap 1-Year Nasdaq 100 Monthly Sum Cap 1 Year Nasdaq 100 Point-to-Point 1-Year S&P 500 Monthly Sum Cap 1 Year S&P 500 Point-to-Point 1 Year Fixed Interest Account @ 1.90%
Allianz Life Ins. Co. of North America MasterDex 10 Plus Annuity	10 yrs	80	10.00	1.00%	87.50%	$1,063	01/31/12	Not Available in: CA CT FL NV NY OR PA PR UT VI WA
	1 Year Blended Monthly Average Spread 1 Year Blended Point-to-Point Cap 1 Year FTSE 100 Monthly Sum Cap 1 Year FTSE 100 Point-to-Point Cap 1 Year Nasdaq 100 Monthly Sum Cap 1 Year Nasdaq 100 Point-to-Point Cap 1 Year S&P 500 Monthly Sum Cap 1 Year S&P 500 Point-to-Point Cap Fixed Interest Account @ 2.20%
Allianz Life Ins. Co. of North America MasterDex 3 Plus	10 yrs	(NQ)	3.00	2.00%	87.50%	$1,099	01/31/12	Only Available in: FL
	1-Year S&P 500 Annual Point-to-Point 1-Year S&P 500 Monthly Sum Blended Index Annual Point-to-Point Blended Index Monthly Averaging FTSE 100 Annual Point-to-Point FTSE 100 Monthly Sum Nasdaq 100 Annual Point-to-Point Nasdaq 100 Monthly Sum 1-Year Fixed Interest Option @ 1.50%
Allianz Life Ins. Co. of North America MasterDex 5 Plus Annuity	10 yrs	80	3.00 to 5.00	2.00%	87.50%	$1,120	01/31/12	Not Available in: NY OR PR VI
	1 Year Blended Monthly Average Spread 1 Year Blended Point-to-Point Cap 1 Year FTSE 100 Monthly Sum Cap 1 Year FTSE 100 Point-to-Point Cap 1 Year Nasdaq 100 Monthly Sum Cap 1 Year Nasdaq 100 Point-to-Point Cap 1 Year S&P 500 Monthly Sum Cap 1 Year S&P 500 Point-to-Point Cap Fixed Interest Account @ 1.50%
Allianz Life Ins. Co. of North America MasterDex X Annuity	10 yrs	80	6.00	1.95-2.05%	87.50%	$1,136	01/31/12	Not Available in: CT NY PR VI
	1 Year Blended Monthly Average Spread 1 Year Blended Point-to-Point Cap 1 Year Euro STOXX 50 Monthly Cap 1 Year Euro STOXX 50 Point-to-Point Cap 1 Year Nasdaq 100 Monthly Cap 1 Year Nasdaq 100 Point-to-Point Cap 1 Year S&P 500 Monthly Cap 1 Year S&P 500 Point-to-Point Cap 1 Year S&P 500 SELECT Annual Point-to-Point Cap 1 Year S&P 500 SELECT Monthly Sum Cap 1 Year Fixed Interest Account @ 1.60%
Amer. Equity Investment Life Ins. Co. 10/10 Gold (Index 6-05)	10 yrs	(NQ)		1.50%	87.50%		10/08/11	Not Available in: AL IN MS NJ NV NY PR TX VI WA
	Traditional Fixed Value @ 1.75% 1 Year S&P 500 Annual Point-to-Point Participation Rate 1 Year S&P 500 Monthly Average Participation Rate 10 Year U.S. Treasury Bond Value with Cap 1 Year S&P 500 Monthly Point-to-Point
Amer. Equity Investment Life Ins. Co. Advantage Gold	10 yrs	(NQ)	5.00	1.50%	84.00%		10/08/11	Not Available in: AK AL CT DE FL MN NV NY OR PA PR UT VI WA
	10 Year U.S. Treasury Bond Value with Cap 1 Year S&P 500 Annual Point-to-Point Participation Rate 1 Year S&P 500 Monthly Average with Cap Traditional Fixed Value @ 1.65% 1 Year S&P 500 Monthly Point-to-Point 1 Year S&P 500 Monthly Average Participation Rate 1 Year S&P 500 Point-to-Point Cap
Amer. Equity Investment Life Ins. Co. Benefit Gold (ICC10 IDX 110*)	10 yrs	(NQ)	5.00	1.50%	87.50%		10/08/11	Only Available in: AK MN NV PA UT WA
	1 Year S&P 500 Monthly Point-to-Point 1 Year S&P 500 Monthly Average with Cap 10 Year U.S. Treasury Bond Value with Cap Traditional Fixed Value @ 1.60% 1 Year S&P 500 Point-to-Point Cap
Amer. Equity Investment Life Ins. Co. Millenium Platinum (WA)	10 yrs	(NQ)		1.50%	87.50%		10/08/11	Only Available in: WA
	1 Year S&P 500 Annual Point-to-Point Participation Rate Traditional Fixed Value @ 1.75% 10 Year U.S. Treasury Bond Value with Cap 1 Year S&P 500 Monthly Average Participation Rate 1 Year S&P 500 Monthly Point-to-Point
Amer. Equity Investment Life Ins. Co. Retirement Gold (02-09)	10 yrs	(NQ)	5.00 to 8.00	1.50%	87.50%		10/08/11	Not Available in: AK AL CT DE FL MN NV NY OR PA PR SC UT VI WA
	1 Year S&P 500 Monthly Average Participation Rate 1 Year S&P 500 Annual Point-to-Point Participation Rate 1 Year S&P 500 Point-to-Point Cap 1 Year S&P 500 Monthly Point-to-Point Traditional Fixed Value @ 1.60% 1 Year S&P 500 Monthly Average with Cap
Amer. Equity Investment Life Ins. Co. Retirement Gold (INDEX-4-10-FL)	10 yrs	(NQ)	8.00	1.50%	87.50%		10/08/11	Only Available in: FL
	Traditional Fixed Value @ 1.60% 1 Year S&P 500 Monthly Point-to-Point 1 Year S&P 500 Point-to-Point Cap 1 Year S&P 500 Annual Point-to-Point Participation Rate 1 Year S&P 500 Monthly Average Participation Rate 1 Year S&P 500 Monthly Average with Cap
Amer. Equity Investment Life Ins. Co. Retirement Gold (RG-FIA-09)	10 yrs	(NQ)	6.00	1.50%	87.50%		10/08/11	Only Available in: DE OR
	1 Year S&P 500 Monthly Average Participation Rate 1 Year S&P 500 Monthly Point-to-Point 1 Year S&P 500 Annual Point-to-Point Participation Rate 1 Year S&P 500 Point-to-Point Cap Traditional Fixed Value @ 1.60% 1 Year S&P 500 Monthly Average with Cap
Amer. General Life Ins. Co. AG Global Bonus Index Annuity	10 yrs	80	5.00	1.50%	100%	$1,219	01/30/12	Not Available in: AK CA CT DE MN MO NJ NV NY OH OR PA PR SC TX UT VI VT WA
	Annual Point-to-Point Account with Participation Rate Global Multiple Index Account with Cap Monthly Additive Account with Cap Fixed Interest Account @ 1.85%
Amer. General Life Ins. Co. AG Global Bonus Index Annuity (CA)	10 yrs	80	5.00	2.00%	100%	$1,280	01/30/12	Only Available in: CA
	Annual Point-to-Point Account with Participation Rate Global Multiple Index Account with Cap Monthly Additive Account with Cap Fixed Interest Account @ 2.00%
Amer. General Life Ins. Co. AG Vision Maximizer	10 yrs	75	5.00	1.50%	90.00%	$1,097	01/30/12	Not Available in: AK CA DE FL IL MN MO MS NJ NV NY OH OR PA PR SC TX UT VI VT WA
	Annual Point-to-Point Account with Adjustable Participation Annual Point-to-Point Account with Cap Monthly Average Account with Index Spread Fixed Interest Account @ 1.50%
Amer. General Life Ins. Co. AG Vision Maximizer (CA)	10 yrs	75	5.00	2.00%	90.00%	$1,152	01/30/12	Only Available in: CA
	Annual Point-to-Point with Adjustable Participation Annual Point-to-Point with Cap Monthly Average Account with Index Spread Fixed Interest Account @ 2.00%
Amer. Natl. Ins. (Legacy) BenchMark 500SM Ten SE -Low	10 yrs	85		1.00%	87.50%	$ 967	02/01/12	Not Available in: AK AL CT DE IL IN KY MA MN MO NH NJ NV NY OR PA PR TX UT VA VI VT WA WY
	S&P 500® One-Year Point-to-Point Strategy Participation Rate S&P 500® Two-Year Monthly Average Strategy
Amer. Natl. Ins. (Legacy) BenchMark 500SM Ten SE -High	10 yrs	85		1.00%	87.50%	$ 967	02/01/12	Not Available in: AK AL CT DE IL IN KY MA MN MO NH NJ NV NY OR PA PR TX UT VA VI VT WA WY
	Guaranteed One-Year Fixed Interest Crediting @ 1.50%
Amer. Natl. Ins. (Legacy) BenchMark 500SM Ten SE -Low	10 yrs	85		1.00%	87.50%	$ 967	02/01/12	Not Available in: AK AL CT DE IL IN KY MA MN MO NH NJ NV NY OR PA PR TX UT VA VI VT WA WY
	S&P 500® Five-Year Point-to-Point Strategy
Amer. Natl. Ins. (Legacy) BenchMark 500SM Ten SE -High	10 yrs	85		1.00%	87.50%	$ 967	02/01/12	Not Available in: AK AL CT DE IL IN KY MA MN MO NH NJ NV NY OR PA PR TX UT VA VI VT WA WY
	S&P 500® Two-Year Monthly Average Strategy
Amer. Natl. Ins. (Legacy) BenchMark 500SM Ten SE -Low	10 yrs	85		1.00%	87.50%	$ 967	02/01/12	Not Available in: AK AL CT DE IL IN KY MA MN MO NH NJ NV NY OR PA PR TX UT VA VI VT WA WY
	S&P 500® One-Year Point-to-Point Strategy Capped
Amer. Natl. Ins. (Legacy) BenchMark 500SM Ten SE -High	10 yrs	85		1.00%	87.50%	$ 967	02/01/12	Not Available in: AK AL CT DE IL IN KY MA MN MO NH NJ NV NY OR PA PR TX UT VA VI VT WA WY
	S&P 500® One-Year Point-to-Point Strategy Participation Rate S&P 500® Five-Year Point-to-Point Strategy S&P 500® One-Year Point-to-Point Strategy Capped
Amer. Natl. Ins. (Legacy) BenchMark 500SM Ten SE -Low	10 yrs	85		1.00%	87.50%	$ 967	02/01/12	Not Available in: AK AL CT DE IL IN KY MA MN MO NH NJ NV NY OR PA PR TX UT VA VI VT WA WY
	Guaranteed One-Year Fixed Interest Crediting @ 1.50%
Amer. Natl. Ins. (Legacy) BenchMark Reliance Extra	10 yrs	90		1.00-1.75%	100%	$1,189	02/01/12	Not Available in: AK AL CT MN NC NV NY OR PR TX UT VI WA
	Index Corporate Bond @ 2.84% Guaranteed One Year @ 2.35% Guaranteed One Year Current Market @ 1.35% Index 10 Year Treasury @ 1.75%
Amer. Natl. Ins. (Legacy) BenchMark Reliance Extra 2	10 yrs	90		1.00-1.75%	100%	$1,189	02/01/12	Not Available in: AK AL CT MN NC NV NY OR PR TX UT VI WA
	Index 10 Year Treasury @ 1.67% Guaranteed One Year @ 2.30% Guaranteed One Year Current Market @ 1.30% Index Corporate Bond @ 2.79%
Amer. Natl. Ins. (Legacy) BenchMark Reliance Extra 4	10 yrs	85		1.00-1.75%	100%	$1,189	02/01/12	Not Available in: AK AL CT MN NC NV NY OR PR TX UT VI WA
	Guaranteed One Year Current Market @ 1.25% Index 10 Year Treasury @ 1.62% Index Corporate Bond @ 2.74% Guaranteed One Year @ 2.25%
American National Ins. Co. ANICO Strategy Indexed Annuity 10	10 yrs	85		1.00%	90.00%	$ 994	02/01/12	Not Available in: MA MN NY OR PA UT VI VT
	1 Year S&P 500 Point-to-Point Declared Rate Interest Account @ 1.00%
Annexus (Aviva Life & Annuity) Balance Allocation Annuity 10	10 yrs	(NQ)		1.00%	87.50%	$ 967	12/02/11	Only Available in: FL
	Option Index Declared Declared Rate Fee Allocation Option B 40.00% 60.00% 1.00% 1.95 Allocation Option C 30.00% 70.00% 1.00% 0.95 Allocation Option A 50.00% 50.00% 1.00% 2.95
Annexus (Aviva Life & Annuity) BPASelect 10	10 yrs	78		2.25%	100%	$1,249	12/02/11	Only Available in: CT PA SC TX
	Option Index Declared Declared Rate Fee Allocation Option B 34.00% 66.00% 1.50% 1.45 Allocation Option C 20.00% 80.00% 1.50% 0.45 Allocation Option A 48.00% 52.00% 1.50% 2.45
Annexus (Aviva Life & Annuity) BPASelect 10 – 4% Bonus	10 yrs	78	4.00	2.25%	100%	$1,299	12/02/11	Only Available in: SC TX
	Option Index Declared Declared Rate Fee Allocation Option B 34.00% 66.00% 1.50% 1.45 Allocation Option C 20.00% 80.00% 1.50% 0.45 Allocation Option A 48.00% 52.00% 1.50% 2.45
Aviva Life & Annuity (Income Series) Income Preferred Bonus -High	10 yrs	78	6.00 to 8.00	1.00%	87.50%	$1,044	01/06/12	Not Available in: AK CT DE MN NJ NV NY OR PA PR UT VI WA
	1-Year Point-to-Point Index Strategy
Aviva Life & Annuity (Income Series) Income Preferred Bonus -Low	10 yrs	78	6.00 to 8.00	1.00%	87.50%	$1,044	01/06/12	Not Available in: AK CT DE MN NJ NV NY OR PA PR UT VI WA
	Fixed Strategy @ 1.00%
Aviva Life & Annuity (Income Series) Income Preferred Bonus -High	10 yrs	78	6.00 to 8.00	1.00%	87.50%	$1,044	01/06/12	Not Available in: AK CT DE MN NJ NV NY OR PA PR UT VI WA
	1-Year Monthly Cap Index Strategy
Aviva Life & Annuity (Income Series) Income Preferred Bonus -Low	10 yrs	78	6.00 to 8.00	1.00%	87.50%	$1,044	01/06/12	Not Available in: AK CT DE MN NJ NV NY OR PA PR UT VI WA
	1-Year Point-to-Point Index Strategy 1-Year Monthly Cap Index Strategy
Aviva Life & Annuity (Income Series) Income Preferred Bonus -High	10 yrs	78	6.00 to 8.00	1.00%	87.50%	$1,044	01/06/12	Not Available in: AK CT DE MN NJ NV NY OR PA PR UT VI WA
	1-Year Average Index Strategy Fixed Strategy @ 1.55%
Aviva Life & Annuity (Income Series) Income Preferred Bonus -Low	10 yrs	78	6.00 to 8.00	1.00%	87.50%	$1,044	01/06/12	Not Available in: AK CT DE MN NJ NV NY OR PA PR UT VI WA
	1-Year Average Index Strategy
Aviva Life & Annuity (Income Series) Income Preferred Ten -High	10 yrs	78		1.00%	87.50%	$ 967	01/06/12	Not Available in: DE NJ NY OR PA PR VI WA
	1-Year Monthly Cap Index Strategy
Aviva Life & Annuity (Income Series) Income Preferred Ten -Low	10 yrs	78		1.00%	87.50%	$ 967	01/06/12	Not Available in: DE NJ NY OR PA PR VI WA
	1-Year Point-to-Point Index Strategy
Aviva Life & Annuity (Income Series) Income Preferred Ten -High	10 yrs	78		1.00%	87.50%	$ 967	01/06/12	Not Available in: DE NJ NY OR PA PR VI WA
	1-Year Point-to-Point Index Strategy
Aviva Life & Annuity (Income Series) Income Preferred Ten -Low	10 yrs	78		1.00%	87.50%	$ 967	01/06/12	Not Available in: DE NJ NY OR PA PR VI WA
	Fixed @ 1.00%
Aviva Life & Annuity (Income Series) Income Preferred Ten -High	10 yrs	78		1.00%	87.50%	$ 967	01/06/12	Not Available in: DE NJ NY OR PA PR VI WA
	Fixed @ 1.40%
Aviva Life & Annuity (Income Series) Income Preferred Ten -Low	10 yrs	78		1.00%	87.50%	$ 967	01/06/12	Not Available in: DE NJ NY OR PA PR VI WA
	1-Year Average Index Strategy
Aviva Life & Annuity (Income Series) Income Preferred Ten -High	10 yrs	78		1.00%	87.50%	$ 967	01/06/12	Not Available in: DE NJ NY OR PA PR VI WA
	1-Year Average Index Strategy
Aviva Life & Annuity (Income Series) Income Preferred Ten -Low	10 yrs	78		1.00%	87.50%	$ 967	01/06/12	Not Available in: DE NJ NY OR PA PR VI WA
	1-Year Monthly Cap Index Strategy
Aviva Life & Annuity (Income Series) Income Select 10 -High	10 yrs	78		2.75%	87.50%	$1,148	01/06/12	Only Available in: DE NJ OR PA
	1-Year S&P 500 Monthly Cap
Aviva Life & Annuity (Income Series) Income Select 10 -Low	10 yrs	78		2.75%	87.50%	$1,148	01/06/12	Only Available in: DE NJ OR PA
	1-Year S&P 500 Point-to-Point w/ Participation 1-Year Point-to-Point DJ EUROSTOXX 50
Aviva Life & Annuity (Income Series) Income Select 10 -High	10 yrs	78		2.75%	87.50%	$1,148	01/06/12	Only Available in: DE NJ OR PA
	Fixed @ 2.00%
Aviva Life & Annuity (Income Series) Income Select 10 -Low	10 yrs	78		2.75%	87.50%	$1,148	01/06/12	Only Available in: DE NJ OR PA
	1-Year S&P500 Point-to-Point
Aviva Life & Annuity (Income Series) Income Select 10 -High	10 yrs	78		2.75%	87.50%	$1,148	01/06/12	Only Available in: DE NJ OR PA
	1-Year Point-to-Point Hang Seng 1-Year S&P500 Point-to-Point 1-Year S&P 500 Point-to-Point w/ Participation 1-Year Point-to-Point DJ EUROSTOXX 50
Aviva Life & Annuity (Income Series) Income Select 10 -Low	10 yrs	78		2.75%	87.50%	$1,148	01/06/12	Only Available in: DE NJ OR PA
	1-Year S&P 500 Monthly Cap 1-Year Point-to-Point Hang Seng Fixed @ 2.00%
Aviva Life & Annuity (Income Series) Income Select Plus S -High	10 yrs	78	3.00 to 5.00	2.75%	87.50%	$1,205	01/06/12	Only Available in: DE OR PA
	1-Year S&P 500 Point-to-Point w/ Participation 1 - Year Point to Point Hang Seng Index
Aviva Life & Annuity (Income Series) Income Select Plus S -Low	10 yrs	78	3.00 to 5.00	2.75%	87.50%	$1,205	01/06/12	Only Available in: DE OR PA
	Fixed @ 2.00% 1-Year S&P 500 Point-to-Point w/ Participation
Aviva Life & Annuity (Income Series) Income Select Plus S -High	10 yrs	78	3.00 to 5.00	2.75%	87.50%	$1,205	01/06/12	Only Available in: DE OR PA
	1-Year S&P 500 Monthly Cap
Aviva Life & Annuity (Income Series) Income Select Plus S -Low	10 yrs	78	3.00 to 5.00	2.75%	87.50%	$1,205	01/06/12	Only Available in: DE OR PA
	1 - Year Point to Point Hang Seng Index
Aviva Life & Annuity (Income Series) Income Select Plus S -High	10 yrs	78	3.00 to 5.00	2.75%	87.50%	$1,205	01/06/12	Only Available in: DE OR PA
	1 - Year Point to Point Dow Jones EUROSTOXX 50
Aviva Life & Annuity (Income Series) Income Select Plus S -Low	10 yrs	78	3.00 to 5.00	2.75%	87.50%	$1,205	01/06/12	Only Available in: DE OR PA
	1-Year S&P 500 Monthly Cap
Aviva Life & Annuity (Income Series) Income Select Plus S -High	10 yrs	78	3.00 to 5.00	2.75%	87.50%	$1,205	01/06/12	Only Available in: DE OR PA
	1-Year S&P 500 Point-to-Point Cap
Aviva Life & Annuity (Income Series) Income Select Plus S -Low	10 yrs	78	3.00 to 5.00	2.75%	87.50%	$1,205	01/06/12	Only Available in: DE OR PA
	1 - Year Point to Point Dow Jones EUROSTOXX 50
Aviva Life & Annuity (Income Series) Income Select Plus S -High	10 yrs	78	3.00 to 5.00	2.75%	87.50%	$1,205	01/06/12	Only Available in: DE OR PA
	Fixed @ 2.00%
Aviva Life & Annuity (Income Series) Income Select Plus S -Low	10 yrs	78	3.00 to 5.00	2.75%	87.50%	$1,205	01/06/12	Only Available in: DE OR PA
	1-Year S&P 500 Point-to-Point Cap
Aviva Life & Annuity (Income Series) Lifetime Solutions Annuity -High	10 yrs	78	5.00 to 7.00	1.00%	87.50%	$1,034	01/06/12	Not Available in: FL HI NJ NY OR PA PR VI WA
	1-Year Fixed Crediting Rate @ 1.35%
Aviva Life & Annuity (Income Series) Lifetime Solutions Annuity -Low	10 yrs	78	3.00 to 6.00	1.00%	87.50%	$1,025	01/06/12	Not Available in: FL HI NJ NY OR PA PR VI WA
	2-Year Monthly Cap Rate
Aviva Life & Annuity (Income Series) Lifetime Solutions Annuity -High	10 yrs	78	5.00 to 7.00	1.00%	87.50%	$1,034	01/06/12	Not Available in: FL HI NJ NY OR PA PR VI WA
	2-Year Monthly Cap Rate 1-Year Point-to-Point with Cap Rate
Aviva Life & Annuity (Income Series) Lifetime Solutions Annuity -Low	10 yrs	78	3.00 to 6.00	1.00%	87.50%	$1,025	01/06/12	Not Available in: FL HI NJ NY OR PA PR VI WA
	1-Year Monthly Cap Rate 1-Year Fixed Crediting Rate @ 1.35% 1-Year Point-to-Point with Cap Rate
Aviva Life & Annuity (Income Series) Lifetime Solutions Annuity -High	10 yrs	78	5.00 to 7.00	1.00%	87.50%	$1,034	01/06/12	Not Available in: FL HI NJ NY OR PA PR VI WA
	1-Year Monthly Cap Rate
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Plus -High	10 yrs	78	3.00 to 5.00	1.00%	100%	$1,160	01/06/12	Only Available in: NJ
	1-Year Monthly Cap Index Strategy
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Plus -Low	10 yrs	78	3.00 to 5.00	1.00%	100%	$1,160	01/06/12	Only Available in: NJ
	1-Year Point-to-Point Participation Index Strategy
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Plus -High	10 yrs	78	3.00 to 5.00	1.00%	100%	$1,160	01/06/12	Only Available in: NJ
	1-Year Point-to-Point Index Strategy 1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®)
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Plus -Low	10 yrs	78	3.00 to 5.00	1.00%	100%	$1,160	01/06/12	Only Available in: NJ
	1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index) 1-Year Monthly Cap Index Strategy
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Plus -High	10 yrs	78	3.00 to 5.00	1.00%	100%	$1,160	01/06/12	Only Available in: NJ
	Fixed Strategy @ 2.00% 1-Year Point-to-Point Participation Index Strategy
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Plus -Low	10 yrs	78	3.00 to 5.00	1.00%	100%	$1,160	01/06/12	Only Available in: NJ
	1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®) 1-Year Point-to-Point Index Strategy
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Plus -High	10 yrs	78	3.00 to 5.00	1.00%	100%	$1,160	01/06/12	Only Available in: NJ
	1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Plus -Low	10 yrs	78	3.00 to 5.00	1.00%	100%	$1,160	01/06/12	Only Available in: NJ
	Fixed Strategy @ 2.00%
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Plus S -Low	10 yrs	78	3.00 to 5.00	1.00%	100%	$1,160	01/06/12	Only Available in: DE OR PA
	Fixed Strategy @ 2.00% 1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index) 1-Year Point-to-Point Index Strategy
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Plus S -High	10 yrs	78	3.00 to 5.00	1.00%	100%	$1,160	01/06/12	Only Available in: DE OR PA
	1-Year Point-to-Point Participation Index Strategy 1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index) Fixed Strategy @ 2.00%
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Plus S -Low	10 yrs	78	3.00 to 5.00	1.00%	100%	$1,160	01/06/12	Only Available in: DE OR PA
	1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®) 1-Year Monthly Cap Index Strategy
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Plus S -High	10 yrs	78	3.00 to 5.00	1.00%	100%	$1,160	01/06/12	Only Available in: DE OR PA
	1-Year Point-to-Point Index Strategy
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Plus S -Low	10 yrs	78	3.00 to 5.00	1.00%	100%	$1,160	01/06/12	Only Available in: DE OR PA
	1-Year Point-to-Point Participation Index Strategy
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Plus S -High	10 yrs	78	3.00 to 5.00	1.00%	100%	$1,160	01/06/12	Only Available in: DE OR PA
	1-Year Monthly Cap Index Strategy 1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®)
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Ten -Low	10 yrs	78		1.00%	100%	$1,105	01/06/12	Only Available in: DE NJ OR PA
	1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®)
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Ten -High	10 yrs	78		1.00%	100%	$1,105	01/06/12	Only Available in: DE NJ OR PA
	Fixed Strategy @ 2.00%
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Ten -Low	10 yrs	78		1.00%	100%	$1,105	01/06/12	Only Available in: DE NJ OR PA
	1-Year Point-to-Point Participation Index Strategy
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Ten -High	10 yrs	78		1.00%	100%	$1,105	01/06/12	Only Available in: DE NJ OR PA
	1-Year Point-to-Point Index Strategy 1-Year Monthly Cap Index Strategy
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Ten -Low	10 yrs	78		1.00%	100%	$1,105	01/06/12	Only Available in: DE NJ OR PA
	Fixed Strategy @ 2.00%
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Ten -High	10 yrs	78		1.00%	100%	$1,105	01/06/12	Only Available in: DE NJ OR PA
	1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Ten -Low	10 yrs	78		1.00%	100%	$1,105	01/06/12	Only Available in: DE NJ OR PA
	1-Year Monthly Cap Index Strategy 1-Year Point-to-Point Index Strategy
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Ten -High	10 yrs	78		1.00%	100%	$1,105	01/06/12	Only Available in: DE NJ OR PA
	1-Year Point-to-Point Participation Index Strategy 1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®)
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Ten -Low	10 yrs	78		1.00%	100%	$1,105	01/06/12	Only Available in: DE NJ OR PA
	1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Xtra -High	10 yrs	78	6.00	1.00%	100%	$1,171	01/06/12	Only Available in: NJ
	1-Year Monthly Cap Index Strategy
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Xtra -Low	10 yrs	78	6.00	1.00%	100%	$1,171	01/06/12	Only Available in: NJ
	1-Year Point-to-Point Index Strategy
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Xtra -High	10 yrs	78	6.00	1.00%	100%	$1,171	01/06/12	Only Available in: NJ
	1-Year Fixed Strategy @ 2.00%
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Xtra -Low	10 yrs	78	6.00	1.00%	100%	$1,171	01/06/12	Only Available in: NJ
	1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®) 1-Year Average Index Strategy (no spread)
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Xtra -High	10 yrs	78	6.00	1.00%	100%	$1,171	01/06/12	Only Available in: NJ
	1-Year Average Index Strategy (no spread) 1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®)
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Xtra -Low	10 yrs	78	6.00	1.00%	100%	$1,171	01/06/12	Only Available in: NJ
	1-Year Multiple Index Strategy (no spread)
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Xtra -High	10 yrs	78	6.00	1.00%	100%	$1,171	01/06/12	Only Available in: NJ
	1-Year Point-to-Point Index Strategy 1-Year Point-to-Point Participation Index Strategy (no cap)
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Xtra -Low	10 yrs	78	6.00	1.00%	100%	$1,171	01/06/12	Only Available in: NJ
	1-Year Point-to-Point Participation Index Strategy (no cap) 1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index) 1-Year Monthly Cap Index Strategy
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Xtra -High	10 yrs	78	6.00	1.00%	100%	$1,171	01/06/12	Only Available in: NJ
	1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Xtra -Low	10 yrs	78	6.00	1.00%	100%	$1,171	01/06/12	Only Available in: NJ
	1-Year Fixed Strategy @ 2.00%
Aviva Life & Annuity (MultiChoice Series) MultiChoice Income Xtra -High	10 yrs	78	6.00	1.00%	100%	$1,171	01/06/12	Only Available in: NJ
	1-Year Multiple Index Strategy (no spread)
Aviva Life & Annuity (MultiChoice Series) MultiChoice Lifetime Solutions Annuity -High	10 yrs	(NQ)	5.00 to 7.00	1.00%	87.50%	$1,034	01/06/12	Not Available in: AK CT DE FL MN NJ NY OR PA PR SC TX UT VI WA
	1-Year Monthly Cap Rate
Aviva Life & Annuity (MultiChoice Series) MultiChoice Lifetime Solutions Annuity -Low	10 yrs	(NQ)	3.00 to 6.00	1.00%	87.50%	$1,025	01/06/12	Not Available in: AK CT DE FL MN NJ NY OR PA PR SC TX UT VI WA
	1-Year Point-to-Point with Cap Rate 1-Year Fixed Crediting Rate @ 1.35% 1-Year Monthly Cap Rate
Aviva Life & Annuity (MultiChoice Series) MultiChoice Lifetime Solutions Annuity -High	10 yrs	(NQ)	5.00 to 7.00	1.00%	87.50%	$1,034	01/06/12	Not Available in: AK CT DE FL MN NJ NY OR PA PR SC TX UT VI WA
	2-Year Monthly Cap Rate 1-Year Fixed Crediting Rate @ 1.35%
Aviva Life & Annuity (MultiChoice Series) MultiChoice Lifetime Solutions Annuity -Low	10 yrs	(NQ)	3.00 to 6.00	1.00%	87.50%	$1,025	01/06/12	Not Available in: AK CT DE FL MN NJ NY OR PA PR SC TX UT VI WA
	2-Year Monthly Cap Rate
Aviva Life & Annuity (MultiChoice Series) MultiChoice Lifetime Solutions Annuity -High	10 yrs	(NQ)	5.00 to 7.00	1.00%	87.50%	$1,034	01/06/12	Not Available in: AK CT DE FL MN NJ NY OR PA PR SC TX UT VI WA
	1-Year Point-to-Point with Cap Rate
Aviva Life & Annuity (MultiChoice Series) MultiChoice Ten -High	10 yrs	78		1.00%	87.50%	$ 967	01/06/12	Not Available in: DE NJ NY OR PA PR VI
	Fixed Strategy @ 1.40%
Aviva Life & Annuity (MultiChoice Series) MultiChoice Ten -Low	10 yrs	78		1.00%	87.50%	$ 967	01/06/12	Not Available in: DE NJ NY OR PA PR VI
	Fixed Strategy @ 1.00% 1-Year Monthly Cap Index
Aviva Life & Annuity (MultiChoice Series) MultiChoice Ten -High	10 yrs	78		1.00%	87.50%	$ 967	01/06/12	Not Available in: DE NJ NY OR PA PR VI
	1-Year Monthly Cap Index
Aviva Life & Annuity (MultiChoice Series) MultiChoice Ten -Low	10 yrs	78		1.00%	87.50%	$ 967	01/06/12	Not Available in: DE NJ NY OR PA PR VI
	1-Year Point-to-Point S&P 500 Index 1-Year Average Index Strategy
Aviva Life & Annuity (MultiChoice Series) MultiChoice Ten -High	10 yrs	78		1.00%	87.50%	$ 967	01/06/12	Not Available in: DE NJ NY OR PA PR VI
	1-Year Point-to-Point S&P 500 Index 1-Year Average Index Strategy
Aviva Life & Annuity (MultiChoice Series) MultiChoice Xtra -Low	10 yrs	78	6.00 to 8.00	1.00%	87.50%	$1,044	01/06/12	Not Available in: AK CT DE MN NJ NV NY OR PA PR UT VI WA
	1-Year Average Index Strategy
Aviva Life & Annuity (MultiChoice Series) MultiChoice Xtra -High	10 yrs	78	6.00 to 8.00	1.00%	87.50%	$1,044	01/06/12	Not Available in: AK CT DE MN NJ NV NY OR PA PR UT VI WA
	1-Year S&P 500 Point-to-Point 1-Year Average Index Strategy
Aviva Life & Annuity (MultiChoice Series) MultiChoice Xtra -Low	10 yrs	78	6.00 to 8.00	1.00%	87.50%	$1,044	01/06/12	Not Available in: AK CT DE MN NJ NV NY OR PA PR UT VI WA
	1-Year S&P 500 Point-to-Point 1-Year S&P 500 Monthly Cap
Aviva Life & Annuity (MultiChoice Series) MultiChoice Xtra -High	10 yrs	78	6.00 to 8.00	1.00%	87.50%	$1,044	01/06/12	Not Available in: AK CT DE MN NJ NV NY OR PA PR UT VI WA
	1-Year S&P 500 Monthly Cap Fixed Strategy @ 1.55%
Aviva Life & Annuity (MultiChoice Series) MultiChoice Xtra -Low	10 yrs	78	6.00 to 8.00	1.00%	87.50%	$1,044	01/06/12	Not Available in: AK CT DE MN NJ NV NY OR PA PR UT VI WA
	Fixed Strategy @ 1.00%
Aviva Life & Annuity (MultiChoice Series) MultiChoice Xtra (S) -High	10 yrs	78	3.00 to 4.00	1.00%	87.50%	$1,005	01/06/12	Only Available in: AK CT MN UT WA
	1-Year Point-to-Point S&P 500 Index Fixed Strategy @ 1.00%
Aviva Life & Annuity (MultiChoice Series) MultiChoice Xtra (S) -Low	10 yrs	78	3.00 to 4.00	1.00%	87.50%	$1,005	01/06/12	Only Available in: AK CT MN UT WA
	1-Year Average Index Strategy
Aviva Life & Annuity (MultiChoice Series) MultiChoice Xtra (S) -High	10 yrs	78	3.00 to 4.00	1.00%	87.50%	$1,005	01/06/12	Only Available in: AK CT MN UT WA
	1-Year Monthly Cap Index
Aviva Life & Annuity (MultiChoice Series) MultiChoice Xtra (S) -Low	10 yrs	78	3.00 to 4.00	1.00%	87.50%	$1,005	01/06/12	Only Available in: AK CT MN UT WA
	1-Year Point-to-Point S&P 500 Index 1-Year Monthly Cap Index
Aviva Life & Annuity (MultiChoice Series) MultiChoice Xtra (S) -High	10 yrs	78	3.00 to 4.00	1.00%	87.50%	$1,005	01/06/12	Only Available in: AK CT MN UT WA
	1-Year Average Index Strategy
Aviva Life & Annuity (MultiChoice Series) MultiChoice Xtra (S) -Low	10 yrs	78	3.00 to 4.00	1.00%	87.50%	$1,005	01/06/12	Only Available in: AK CT MN UT WA
	Fixed Strategy @ 1.00%
EquiTrust Life Ins. Co. Market Ten Bonus Index	10 yrs	80	6.00	1.00%	100%	$1,171	10/24/11	Not Available in: AK CT DE MN NV NY OR PR TX UT VI WA
	1-Year S&P 500 Daily Average Cap 1-Year S&P 500 Point-to-Point Cap Index Account 1-Year S&P 500 Monthly Cap Index Account 1-Year Interest Account @ 1.15% 1-Year S&P 500 Monthly Average Participation Index Account 2-Year S&P 500 Monthly Average Cap
EquiTrust Life Ins. Co. Market Value Index	10 yrs	80		2.00%	87.50%	$1,067	10/24/11	Not Available in: NY OR PR TX VI
	1-Year Monthly Average Participation Index Account 1-Year Point-to-Point Cap Index Account 2-Year Monthly Average Cap Index Account 1-Year Monthly Average Cap Index Account 1-Year Fixed Interest Account @ 2.40% 1-Year Monthly Cap Index Account
F&G Life (Legacy) AdvanceMark	10 yrs	(NQ)	8.00	1.00-1.10%	87.50%	$1,054	02/01/12	Not Available in: AL CT MN NY OR PR UT VI
	S&P 500 1-Year Monthly Point-to-Point Step Forward Strategy Declared Rate on Gain Option 3 Year Monthly Average w/Spread Fixed @ 1.25% S&P 500 2-Year Monthly Average S&P 500 1-Year Monthly Average S&P 500 1-Year Point-to-Point
Fidelity & Guaranty Life FG Index-Accelerator 10	10 yrs	85	6.00	1.00-1.10%	87.50%	$1,035	02/02/12	Not Available in: CT MN NY OR PR UT VI
	1-Year S&P 500 Monthly Average 1-Year S&P 500 Point-to-Point Fixed Interest Option @ 1.50% 2-Year S&P 500 Monthly Average with Cap 1-Year S&P 500 Monthly Cap
Fidelity & Guaranty Life Prosperity Elite 10	10 yrs	(NQ)		1.00%	87.50%	$ 967	02/02/12	Not Available in: CT MN MS NH NY OR PR VI WA
	1-Year Performance Triggered Account 1-Year S&P 500 Monthly Average with A Cap 2-Year S&P 500 Point-to-Point with a Cap 1-Year S&P 500 Point-to-Point with a Cap 1-Year S&P 500 Monthly Point-to-Point with a Cap Fixed Account @ 2.25% 3-Year S&P 500 Point-to-Point with a Cap
Fidelity & Guaranty Life Prosperity Elite 10 Enhanced	10 yrs	(NQ)	5.00	1.00%	87.50%	$1,015	02/02/12	Not Available in: CT MN MS NH NY OR PR VI WA
	2-Year S&P 500 Point-to-Point with a Cap 1-Year Performance Triggered Account 1-Year S&P 500 Monthly Average with A Cap Fixed Account @ 2.25% 1-Year S&P 500 Point-to-Point with a Cap 1-Year S&P 500 Monthly Point-to-Point with a Cap 3-Year S&P 500 Point-to-Point with a Cap
Fidelity & Guaranty Life Prosperity Elite 10 Protection	10 yrs	(NQ)	8.00	1.00%	87.50%	$1,044	02/02/12	Not Available in: CT MN MS NH NY OR PR VI WA
	2-Year S&P 500 Point-to-Point with a Cap 1-Year Performance Triggered Account 1-Year S&P 500 Monthly Average with A Cap 1-Year S&P 500 Point-to-Point with a Cap 1-Year S&P 500 Monthly Point-to-Point with a Cap 3-Year S&P 500 Point-to-Point with a Cap Fixed Account @ 2.25%
Fidelity & Guaranty Life Ins. Co. of New York FGNY Index-Choice 10	10 yrs	85	2.00	1.00%	100%	$1,127	02/02/12	Only Available in: NY
	S&P 500 Monthly Averaging Fixed @ 2.50% S&P 500 Monthly Point-to-Point S&P 500 Annual Point-to-Point
Forethought Financial Guaranteed Destinations WA -Mid	10 yrs	85	5.00	1.00%	87.50%	$1,015	02/01/12	Only Available in: WA
	Monthly Point-to-Point with Cap
Forethought Financial Guaranteed Destinations WA -High	10 yrs	85	5.00	1.00%	87.50%	$1,015	02/01/12	Only Available in: WA
	Short-Term Account Strategy @ 1.00%
Forethought Financial Guaranteed Destinations WA -Low	10 yrs	85	5.00	1.00%	87.50%	$1,015	02/01/12	Only Available in: WA
	Fixed Account Strategy @ 2.00%
Forethought Financial Guaranteed Destinations WA -Mid	10 yrs	85	5.00	1.00%	87.50%	$1,015	02/01/12	Only Available in: WA
	Annual Cap with Monthly Averaging
Forethought Financial Guaranteed Destinations WA -High	10 yrs	85	5.00	1.00%	87.50%	$1,015	02/01/12	Only Available in: WA
	Monthly Point-to-Point with Cap
Forethought Financial Guaranteed Destinations WA -Mid	10 yrs	85	5.00	1.00%	87.50%	$1,015	02/01/12	Only Available in: WA
	Fixed Account Strategy @ 2.00%
Forethought Financial Guaranteed Destinations WA -High	10 yrs	85	5.00	1.00%	87.50%	$1,015	02/01/12	Only Available in: WA
	Annual Cap with Monthly Averaging
Forethought Financial Guaranteed Destinations WA -Low	10 yrs	85	5.00	1.00%	87.50%	$1,015	02/01/12	Only Available in: WA
	Short-Term Account Strategy @ 1.00% Monthly Point-to-Point with Cap
Forethought Financial Guaranteed Destinations WA -Mid	10 yrs	85	5.00	1.00%	87.50%	$1,015	02/01/12	Only Available in: WA
	Short-Term Account Strategy @ 1.00%
Forethought Financial Guaranteed Destinations WA -Low	10 yrs	85	5.00	1.00%	87.50%	$1,015	02/01/12	Only Available in: WA
	Annual Cap with Monthly Averaging
Forethought Financial Guaranteed Destinations WA -High	10 yrs	85	5.00	1.00%	87.50%	$1,015	02/01/12	Only Available in: WA
	Fixed Account Strategy @ 2.00%
Forethought Financial Income 125 -Mid	10 yrs	(NQ)		1.00%	87.50%	$ 967	02/01/12	Not Available in: AK NV NY OR PR VI WA
	Monthly Point-to-Point with Cap
Forethought Financial Income 125 -Low	10 yrs	(NQ)		1.00%	87.50%	$ 967	02/01/12	Not Available in: AK NV NY OR PR VI WA
	Annual Point-to-Point with Cap
Forethought Financial Income 125 -Mid	10 yrs	(NQ)		1.00%	87.50%	$ 967	02/01/12	Not Available in: AK NV NY OR PR VI WA
	Fixed Account Strategy @ 1.00%
Forethought Financial Income 125 -Low	10 yrs	(NQ)		1.00%	87.50%	$ 967	02/01/12