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616 Easton Road, P.O. Box 499
Willow Grove, PA 19090-0499

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Fixed Annuities
Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD
Yield to Surrender
Surrender Charges Last 5 Years
Reliance Standard Life
Eleos MVA [MVA]
A 1 09/29/11 2.00 1.00 3.00     2.20 1.40

Fixed Indexed Annuities
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Bail
Out 		Last
Change 		Part Rate Spread Cap
Reset Averaging Min Part Rate Max Spread Min Cap
Surrender Charges Last 10 Years
Reliance Standard Life
Keystone 10 Index Annuity
Fixed Interest Strategy
Fixed 10
Years 		      09/29/11 1.90% 1-Yr Fixed
Min Rates:
Reliance Standard Life
Keystone 10 Index Annuity
1-Year Point-to-Point - Capped
S&P 500 Point to Point 10
Years 		      09/29/11     4.25
Annual None Min Rates:     2.00
Reliance Standard Life
Keystone 10 Index Annuity
1-Year Monthly Average - Capped
S&P 500 Point to Point 10
Years 		      09/29/11     4.75
Annual Monthly Min Rates:     2.00
Reliance Standard Life
Keystone 10 Index Annuity
1-Year Point-to-Point - Participation Rate
S&P 500 Point to Point 10
Years 		      09/29/11 20    
Annual None Min Rates: 5    
Reliance Standard Life
Keystone 10 Index Annuity
1-Year Monthly Average - Participation Rate
S&P 500 Point to Point 10
Years 		      09/29/11 25    
Annual Monthly Min Rates: 5    
Surrender Charges Last 9 Years
National Western Life
NWL Global Lookback
Option B: Fixed Interest Rate
Fixed 9
Years 		      08/18/11 2.10% 1-Yr Fixed
Min Rates:
National Western Life
NWL Global Lookback
Option D: S&P 500 Monthly Cap
S&P 500 Point to Point 9
Years 		      08/18/11     2.00
Annual Monthly Sum Min Rates:     1.00
National Western Life
NWL Global Lookback
Option J: S&P 500 Point-to-Point w Cap
S&P 500 Point to Point 9
Years 		      08/18/11     4.00
Annual None Min Rates:     4.00
National Western Life
NWL Global Lookback
Option K: Global Lookback
Blended Indicies Point to Point 9
Years 		      08/18/11 40 2.00  
Annual Monthly Min Rates: 20 2.00  
National Western Life
NWL Global Lookback
Option A: S&P 500 Monthly Average
S&P 500 Point to Point 9
Years 		      08/18/11 50 1.75  
Annual Monthly Min Rates: 50 6.00  
Surrender Charges Last 7 Years
Reliance Standard Life
Keystone 7 Index Annuity
Fixed Interest Strategy
Fixed 7
Years 		      09/29/11 1.85% 1-Yr Fixed
Min Rates:
Reliance Standard Life
Keystone 7 Index Annuity
1-Year Point-to-Point - Participation Rate
S&P 500 Point to Point 7
Years 		      09/29/11 20    
Annual None Min Rates: 5    
Reliance Standard Life
Keystone 7 Index Annuity
1-Year Monthly Average - Capped
S&P 500 Point to Point 7
Years 		      09/29/11     4.50
Annual Monthly Min Rates:     2.00
Reliance Standard Life
Keystone 7 Index Annuity
1-Year Point-to-Point - Capped
S&P 500 Point to Point 7
Years 		      09/29/11     4.00
Annual None Min Rates:     2.00
Reliance Standard Life
Keystone 7 Index Annuity
1-Year Monthly Average - Participation Rate
S&P 500 Point to Point 7
Years 		      09/29/11 25    
Annual Monthly Min Rates: 5    
Showing 1-16 of 16    Display: Page:   1

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

Any reproduction of this data or presentation of this data in print, electronically or on any other website is strictly prohibited and protected under copyright law. "Yield to Surrender", "Current Yield to Surrender" and "Guaranteed Yield to Surrender" are Trademarks of AnnuityRateWatch.com, Inc.

"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

For use by licensed insurance agents/brokers only - not authorized for use by the public.

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