Fixed Indexed Brief

State - AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA PR RI SC SD TN TX UT VA VI VT WA WI WV WY Premium Qual Flex? Rating - A++ A+ A A- B++ B+ B B- C++ C+ C C- D E F S NR Company - Any - Amer. Equity Investment Life Ins. Co. Amer. General Life Ins. Co. American National Ins. Co. Assurity Life Athene Annuity Genworth Life and Annuity Ins. Co Genworth Life Ins. Co. Great Amer. Life Ins. Co. Integrity Life Insurance Liberty Bankers Life Life of the Southwest Lincoln Financial Group National Western Life North American Company Presidential Life Reliance Standard Life SC yrs - 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Age Comm % More Search Options Product Type - Point to Point High Water Low Water Performance Triggered Inverse Perf Triggered Monthly Crediting Other Averaging - None Daily Monthly Annual Monthly Sum Quarterly Sum Continuous Monthly Reset Period - Policy Length 1 Year 2 Years 3 Years 4 Years 5 Years 6 Years 7 Years 8 Years 9 Years 10 Years 11 Years 12 Years 13 Years 14 Years 15 Years Indicie - DJIA Nasdaq 100 S&P 400 S&P 500 FTSE 100 Russell 2000 10 Year US Treasury DJ EuroStoxx 50 Hang Seng Nikkei 225 3-Month LIBOR Barclays Capital U.S. Aggregat Gold Strategies HFRX Global Hedge Fund iShares Barclays Aggregate Bon iShares MSCI Hong Kong Index LB US Aggregate Bond London Gold PM MSCI All Country World Index S&P GSCI Excess Return Index U.S. 10-Year Swap Rate

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Company	Product	SC Years	Premium Bonus	GTD Min Rate	GTD % Premium	GTD Return on $1,000	Last Change	High Comm
Featured Products
Surrender Charges Last 7 Years
Reliance Standard Life	Keystone 7 Index Annuity	7		1.00	100.00	$1,072		up to 5.00%
Surrender Charges Last 10 Years
Reliance Standard Life	Keystone 10 Index Annuity	10		1.00	100.00	$1,105		up to 7.00%

Company	Product	SC Years	Premium Bonus	GTD Min Rate	GTD % Premium	GTD Return on $1,000	Last Change	High Comm
Surrender Charges Last 5 Years
Lincoln Financial Group	Lincoln OptiChoice 5 Low-Band [MVA]	5		1.00	100.00	$1,051		up to 5.00%
Lincoln Financial Group	Lincoln OptiChoice 5 High-Band [MVA]	5		1.00	100.00	$1,051		up to 5.00%
North American Company	North American Formula Choice [TSA, MVA, LOAN]	5		1.00	100.00	$1,051		up to 5.00%
Reliance Standard Life	Keystone 5 Index Annuity	5		1.00	100.00	$1,051		up to 4.00%
North American Company	North American Formula Choice (TX) [TSA, MVA, LOAN]	5		1.00	100.00	$1,051
Amer. Equity Investment Life Ins. Co.	Heritage Gold (ICC11-IDX2)	5		1.00	87.50			up to 0.50%
Surrender Charges Last 6 Years
Lincoln Financial Group	Lincoln New Directions 6 Low-Band [MVA]	6		1.00	100.00	$1,062		up to 3.50%
Lincoln Financial Group	Lincoln New Directions 6 High-Band [MVA]	6		1.00	100.00	$1,062		up to 3.50%
American National Ins. Co.	ANICO EIA	6		1.00	90.00	$ 955	02/01/12	up to 5.00%
Great Amer. Life Ins. Co.	Safe Outlook Low-Band [LOAN]	6		1.00	90.00	$ 955		up to 4.00%
Great Amer. Life Ins. Co.	Safe Outlook High-Band [LOAN]	6		1.00	90.00	$ 955		up to 4.00%
North American Company	Freedom Choice (5%) 6 Low-Band [TSA, MVA, LOAN]	6		1.00	87.50	$ 929		up to 5.50%
North American Company	Freedom Choice (5%) 6 High-Band [TSA, MVA, LOAN]	6		1.00	87.50	$ 929		up to 5.50%
North American Company	Freedom Choice 6 Low-Band [TSA, MVA, LOAN]	6		1.00	87.50	$ 929		up to 5.50%
North American Company	Freedom Choice 6 High-Band [TSA, MVA, LOAN]	6		1.00	87.50	$ 929		up to 5.50%
Amer. Equity Investment Life Ins. Co.	Integrity Gold (Index 5-07)	6		1.50	87.50			up to 4.13%
Surrender Charges Last 7 Years
Lincoln Financial Group	Lincoln OptiChoice 7 Low-Band [MVA]	7		1.00	100.00	$1,072		up to 6.00%
Lincoln Financial Group	Lincoln OptiChoice 7 High-Band [MVA]	7		1.00	100.00	$1,072		up to 6.00%
Great Amer. Life Ins. Co.	American Legend II [LOAN]	7		1.00	100.00	$1,072		up to 5.50%
Amer. General Life Ins. Co.	AG Vision Advantage 7 (CA) [MVA]	7		2.00	90.00	$1,034		up to 6.00%
American National Ins. Co.	Value Lock 7	7		1.00-1.75	88.70	$1,002	02/01/12	up to 6.00%
Amer. General Life Ins. Co.	AG Vision Advantage 7 [MVA]	7		1.50	90.00	$ 999		up to 6.00%
National Western Life	NWL IMPACT 7 [LOAN]	7	5.00	1.00	87.50	$ 985		up to 5.50%
National Western Life	NWL IMPACT 7 S [LOAN]	7	5.00	1.00	87.50	$ 985		up to 4.50%
American National Ins. Co.	ANICO Strategy Indexed Annuity 7	7		1.00	90.00	$ 965		up to 5.00%
North American Company	Precision 7 (TX) [TSA, MVA, LOAN]	7		1.00	87.50	$ 938
North American Company	Charter 7 (TX) [TSA, MVA, LOAN]	7		1.00	87.50	$ 938
North American Company	Charter 7 [TSA, MVA, LOAN]	7		1.00	87.50	$ 938		up to 7.50%
North American Company	Precision 7 [TSA, MVA, LOAN]	7		1.00	87.50	$ 938		up to 7.50%
Life of the Southwest	SecurePlus Silver [TSA, LOAN]	7		1.00	87.50	$ 938
North American Company	North American Prizm Plus 7 [TSA, MVA, LOAN]	7		1.00	87.50	$ 938		up to 7.50%
Genworth Life and Annuity Ins. Co	SecureLiving Index 7 Low-Band [MVA]	7		1.00	100.00			up to 5.00%
Genworth Life and Annuity Ins. Co	SecureLiving Index 7 Mid-Band [MVA]	7		1.00	100.00			up to 5.00%
Genworth Life and Annuity Ins. Co	SecureLiving Index 7 High-Band [MVA]	7		1.00	100.00			up to 5.00%
Surrender Charges Last 8 Years
Lincoln Financial Group	Lincoln OptiPoint 8 High-Band [MVA]	8	4.00	1.00	100.00	$1,126		up to 6.00%
Lincoln Financial Group	Lincoln OptiPoint 8 Low-Band [MVA]	8	3.00	1.00	100.00	$1,115		up to 6.00%
Lincoln Financial Group	Lincoln New Directions 8 Low-Band [MVA]	8		1.00	100.00	$1,083		up to 4.50%
Lincoln Financial Group	Lincoln New Directions 8 High-Band [MVA]	8		1.00	100.00	$1,083		up to 4.50%
Amer. General Life Ins. Co.	AG Global 8 Index Annuity (CA)	8		2.00	90.00	$1,054		up to 4.75%
Amer. General Life Ins. Co.	AG Global 8 Index Annuity	8		1.50	90.00	$1,014		up to 4.75%
North American Company	NA Performance Choice 8 Plus [MVA]	8	5.00	1.00	87.50	$ 995		up to 5.50%
Athene Annuity	Enhanced Choice 8 [MVA]	8	2.00	1.00	87.50	$ 966		up to 5.00%
North American Company	NA Performance Choice 8 [MVA]	8		1.00	87.50	$ 948		up to 5.50%
North American Company	Freedom Choice (5%) 8 Low-Band [TSA, MVA, LOAN]	8		1.00	87.50	$ 948		up to 5.50%
North American Company	Freedom Choice (5%) 8 High-Band [TSA, MVA, LOAN]	8		1.00	87.50	$ 948		up to 5.50%
North American Company	Freedom Choice 8 Low-Band [TSA, MVA, LOAN]	8		1.00	87.50	$ 948		up to 5.50%
North American Company	Freedom Choice 8 High-Band [TSA, MVA, LOAN]	8		1.00	87.50	$ 948		up to 5.50%
Surrender Charges Last 9 Years
Amer. General Life Ins. Co.	AG HorizonIndex Annuity 9 (CA) [MVA]	9	3.00-4.00	2.00	90.00	$1,119		up to 6.00%
Life of the Southwest	SecurePlus Premier 3 [TSA, LOAN]	9	3.00	1.95	90.00	$1,103
Lincoln Financial Group	Lincoln OptiChoice 9 Low-Band [MVA]	9		1.00	100.00	$1,094		up to 7.00%
Lincoln Financial Group	Lincoln OptiChoice 9 High-Band [MVA]	9		1.00	100.00	$1,094		up to 7.00%
Amer. General Life Ins. Co.	AG Vision Advantage 9(CA) [MVA]	9		2.00	90.00	$1,076		up to 6.00%
Amer. General Life Ins. Co.	AG HorizonIndex Annuity 9 [MVA]	9	3.00-4.00	1.50	90.00	$1,070		up to 6.00%
Amer. General Life Ins. Co.	AG Vision Advantage 9 [MVA]	9		1.50	90.00	$1,029		up to 6.00%
National Western Life	NWL Ultra Value [LOAN]	9	2.00	1.00	87.50	$ 976		up to 5.00%
National Western Life	NWL Global Lookback [LOAN]	9		1.00	87.50	$ 957		up to 6.50%
National Western Life	NWL Ultra Future (2% Bonus states) [LOAN]	9	2.00	3.00				up to 5.00%
Surrender Charges Last 10 Years
Amer. General Life Ins. Co.	AG Global Bonus Index Annuity (CA) [MVA]	10	5.00	2.00	100.00	$1,280		up to 5.25%
Amer. General Life Ins. Co.	AG Global Bonus Index Annuity [MVA]	10	5.00	1.50	100.00	$1,219		up to 5.25%
North American Company	North American Ten [MVA, LOAN]	10	7.00	1.00	100.00	$1,182		up to 6.50%
North American Company	North American Paramount Choice Ten [MVA, LOAN]	10	7.00	1.00	100.00	$1,182		up to 6.50%
Lincoln Financial Group	Lincoln OptiPoint 10 High-Band [MVA]	10	5.00	1.00	100.00	$1,160		up to 7.00%
Amer. General Life Ins. Co.	AG Vision Maximizer (CA) [MVA]	10	5.00	2.00	90.00	$1,152		up to 8.00%
Lincoln Financial Group	Lincoln OptiPoint 10 Low-Band [MVA]	10	4.00	1.00	100.00	$1,149		up to 7.00%
Great Amer. Life Ins. Co.	American Valor® 10 [TSA, LOAN]	10	2.00	1.00	100.00	$1,127		up to 6.00%
Great Amer. Life Ins. Co.	Safe Return [TSA, LOAN]	10		1.00	100.00	$1,105		up to 6.50%
Amer. General Life Ins. Co.	AG Vision Maximizer [MVA]	10	5.00	1.50	90.00	$1,097		up to 8.00%
Life of the Southwest	SecurePlus Flex - Gold (H) [TSA, LOAN]	10		1.95	90.00	$1,092
American National Ins. Co.	Value Lock 10 [MVA]	10		1.00-1.75	90.00	$1,071	02/01/12	up to 10.00%
Life of the Southwest	SecurePlus Elite 3 403(b) & 457 [TSA, LOAN]	10		1.95	87.50	$1,061
National Western Life	NWL IMPACT 10 [LOAN]	10	7.00	1.00	87.50	$1,034		up to 6.50%
North American Company	Charter 10 [TSA, MVA, LOAN]	10	5.00	1.00	87.50	$1,015		up to 7.50%
North American Company	Precision 10 [TSA, MVA, LOAN]	10	5.00	1.00	87.50	$1,015		up to 7.50%
North American Company	North American Prizm Plus 10 [TSA, MVA, LOAN]	10	5.00	1.00	87.50	$1,015		up to 7.50%
American National Ins. Co.	ANICO Strategy Indexed Annuity 10	10		1.00	90.00	$ 994		up to 8.00%
North American Company	Freedom Choice (5%) 10 Low-Band [TSA, MVA, LOAN]	10		1.00	87.50	$ 967		up to 5.50%
North American Company	Freedom Choice (5%) 10 High-Band [TSA, MVA, LOAN]	10		1.00	87.50	$ 967		up to 5.50%
North American Company	Freedom Choice 10 Low-Band [TSA, MVA, LOAN]	10		1.00	87.50	$ 967		up to 5.50%
North American Company	Freedom Choice 10 High-Band [TSA, MVA, LOAN]	10		1.00	87.50	$ 967		up to 5.50%
Life of the Southwest	SecurePlus Gold (Issued on or after 9/14/2010) [TSA, LOAN]	10		1.00	87.50	$ 967
North American Company	Precision 10 (TX) [TSA, MVA, LOAN]	10		1.00	87.50	$ 967
Athene Annuity	Choice 10 [MVA]	10		1.00	87.50	$ 967		up to 6.50%
Life of the Southwest	SecurePlus Premier 10 [TSA, LOAN]	10		1.00	87.50	$ 967
North American Company	Charter 10 (TX) [TSA, MVA, LOAN]	10		1.00	87.50	$ 967
Life of the Southwest	SecurePlus Marquee 10 [MVA]	10
Life of the Southwest	SecurePlus Marquee 3 [MVA]	10	3.00
Genworth Life and Annuity Ins. Co	SecureLiving Index 10 Plus Low-Band [MVA]	10	5.00	1.00	100.00			up to 7.00%
Genworth Life and Annuity Ins. Co	SecureLiving Index 10 Plus Mid-Band [MVA]	10	5.00	1.00	100.00			up to 7.00%
Genworth Life and Annuity Ins. Co	SecureLiving Index 10 Plus High-Band [MVA]	10	5.00	1.00	100.00			up to 7.00%
North American Company	Pillar [LOAN]	10	5.00					up to 6.50%
Amer. Equity Investment Life Ins. Co.	Retirement Gold (02-09)	10	5.00-8.00	1.50	87.50			up to 6.00%
Amer. Equity Investment Life Ins. Co.	Millenium Platinum (WA)	10		1.50	87.50			up to 6.00%
Amer. Equity Investment Life Ins. Co.	Retirement Gold (INDEX-4-10-FL)	10	8.00	1.50	87.50			up to 6.00%
Amer. Equity Investment Life Ins. Co.	Benefit Gold (ICC10 IDX 110*)	10	5.00	1.50	87.50			up to 5.25%
Amer. Equity Investment Life Ins. Co.	10/10 Gold (Index 6-05)	10		1.50	87.50			up to 6.00%
Amer. Equity Investment Life Ins. Co.	Advantage Gold	10	5.00	1.50	84.00			up to 6.00%
Amer. Equity Investment Life Ins. Co.	Retirement Gold (RG-FIA-09)	10	6.00	1.50	87.50			up to 5.25%
Surrender Charges Last 12 Years
Amer. General Life Ins. Co.	AG HorizonIndex Annuity 12 (CA) [MVA]	12	5.00	2.00	90.00	$1,198		up to 8.00%
Great Amer. Life Ins. Co.	American Valor II [LOAN]	12	3.00-5.00	1.00	100.00	$1,183		up to 6.00%
Life of the Southwest	SecurePlus Premier 8 [TSA, LOAN]	12	3.00	1.95	90.00	$1,169		up to 8.00%
Amer. General Life Ins. Co.	AG HorizonIndex Annuity 12 [MVA]	12	5.00	1.50	90.00	$1,130		up to 8.00%
Life of the Southwest	SecurePlus Elite 5 403(b) & 457 [TSA, LOAN]	12		1.95	87.50	$1,103
North American Company	NA Performance Choice 12 Plus [MVA]	12	8.00	1.00	87.50	$1,065		up to 6.50%
Athene Annuity	Enhanced Choice 12 [MVA]	12	5.00	1.00	87.50	$1,035		up to 6.50%
North American Company	NA Performance Choice 12 [MVA]	12		1.00	87.50	$ 986		up to 6.50%
Life of the Southwest	SecurePlus Elite [LOAN]	12		1.00	87.50	$ 986
Amer. Equity Investment Life Ins. Co.	Bonus 5 (INDEX-3-07-WA)	12	3.00-5.00	1.50	87.50			up to 6.00%
Surrender Charges Last 13 Years
National Western Life	NWL Ultra Classic [LOAN]	13		1.00	87.50	$ 996		up to 10.00%
Surrender Charges Last 14 Years
North American Company	Precision 14 [TSA, MVA, LOAN]	14	10.00	1.00	87.50	$1,106		up to 7.50%
North American Company	Charter 14 [TSA, MVA, LOAN]	14	10.00	1.00	87.50	$1,106		up to 7.50%
North American Company	North American Prizm Plus 14 [TSA, MVA, LOAN]	14	10.00	1.00	87.50	$1,106		up to 7.50%
National Western Life	NWL Ultra Benefit [LOAN]	14	4.00-5.00	1.00	87.50	$1,056		up to 6.00%
North American Company	Freedom Choice 14 Low-Band [TSA, MVA, LOAN]	14		1.00	87.50	$1,006		up to 5.50%
North American Company	Freedom Choice 14 High-Band [TSA, MVA, LOAN]	14		1.00	87.50	$1,006		up to 5.50%
North American Company	Freedom Choice (5%) 14 Low-Band [TSA, MVA, LOAN]	14		1.00	87.50	$1,006		up to 5.50%
North American Company	Freedom Choice (5%) 14 High-Band [TSA, MVA, LOAN]	14		1.00	87.50	$1,006		up to 5.50%
North American Company	Charter 14 (TX) [TSA, LOAN]	14		1.00	87.50	$1,006
Surrender Charges Last 15 Years
National Western Life	NWL Ultra Future [LOAN]	15	4.75-10.00	1.00	87.50	$1,117		up to 5.00%
Life of the Southwest	SecurePlus Accumulator 5	15	5.00	1.00	87.50	$1,067
Life of the Southwest	SecurePlus Platinum (after 3/21/06) [TSA, LOAN]	15		1.00	87.50	$1,016
Surrender Charges Last 16 Years
Amer. Equity Investment Life Ins. Co.	Bonus Gold (Index 1-07)	16	10.00	1.50	80.00			up to 6.00%
Surrender Charges Last 17 Years
Amer. Equity Investment Life Ins. Co.	Bonus Gold (Index 1-05) DE	17	10.00	1.50	80.00			up to 6.00%

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