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Fixed Annuities
Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Surrender Charges Last 5 Years
Reliance Standard Life
Eleos MVA [MVA]
A 1 09/29/11 2.00 1.00 3.00     2.20 1.40 0-75: 3.25
76-80: 2.60
81-85: 1.95

Fixed Indexed Annuities
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Bail
Out 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Surrender Charges Last 10 Years
Reliance Standard Life
Keystone 10 Index Annuity
Fixed Interest Strategy
Fixed 10
Years 		      09/29/11 1.90% 1-Yr Fixed 0-80: 7.00
81-85: 4.20
Min Rates:
Reliance Standard Life
Keystone 10 Index Annuity
1-Year Point-to-Point - Capped
S&P 500 Point to Point 10
Years 		      09/29/11     4.25 0-80: 7.00
81-85: 4.20
Annual None Min Rates:     2.00
Reliance Standard Life
Keystone 10 Index Annuity
1-Year Monthly Average - Capped
S&P 500 Point to Point 10
Years 		      09/29/11     4.75 0-80: 7.00
81-85: 4.20
Annual Monthly Min Rates:     2.00
Reliance Standard Life
Keystone 10 Index Annuity
1-Year Point-to-Point - Participation Rate
S&P 500 Point to Point 10
Years 		      09/29/11 20     0-80: 7.00
81-85: 4.20
Annual None Min Rates: 5    
Reliance Standard Life
Keystone 10 Index Annuity
1-Year Monthly Average - Participation Rate
S&P 500 Point to Point 10
Years 		      09/29/11 25     0-80: 7.00
81-85: 4.20
Annual Monthly Min Rates: 5    
Surrender Charges Last 7 Years
Reliance Standard Life
Keystone 7 Index Annuity
Fixed Interest Strategy
Fixed 7
Years 		      09/29/11 1.85% 1-Yr Fixed 0-80: 5.00
81-85: 3.00
Min Rates:
Reliance Standard Life
Keystone 7 Index Annuity
1-Year Monthly Average - Capped
S&P 500 Point to Point 7
Years 		      09/29/11     4.50 0-80: 5.00
81-85: 3.00
Annual Monthly Min Rates:     2.00
Reliance Standard Life
Keystone 7 Index Annuity
1-Year Point-to-Point - Capped
S&P 500 Point to Point 7
Years 		      09/29/11     4.00 0-80: 5.00
81-85: 3.00
Annual None Min Rates:     2.00
Reliance Standard Life
Keystone 7 Index Annuity
1-Year Point-to-Point - Participation Rate
S&P 500 Point to Point 7
Years 		      09/29/11 20     0-80: 5.00
81-85: 3.00
Annual None Min Rates: 5    
Reliance Standard Life
Keystone 7 Index Annuity
1-Year Monthly Average - Participation Rate
S&P 500 Point to Point 7
Years 		      09/29/11 25     0-80: 5.00
81-85: 3.00
Annual Monthly Min Rates: 5    
Showing 1-11 of 11    Display: Page:   1

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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