Company / Product
|
Issue Ages |
Minimum Premiums |
Withdrawal Provisions |
States |
Commissions Age: Rate
|
|
Surrender Charges Last 10 Years
|
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Advantage
High-Band
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
| Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
|
| Non-Qualified |
| Single: | 75,000 |
| Monthly: | 75,000 |
| Qualified |
| Single: | 75,000 |
| Monthly: | 75,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| No- Nursing Home |
No- Annualization |
| No- Home Health Care Waiver |
No- Guaranteed Purchase Option |
|
Not Available in:
AK CT DE MN NJ NV NY OR PA PR UT VI WA
|
0-75: 7.50 76-79: 5.50
|
| Withdrawal Notes: |
|
Prem Bonus:
3.00-5.00
|
|
For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years):
|
16 |
15 |
14 |
13 |
12 |
11 |
10 |
8 |
6 |
4 |
|
For states SC, TX (10 years):
|
12.4 |
11.9 |
10.6 |
9.3 |
8 |
6.7 |
5.4 |
4.1 |
2.7 |
1.3 |
|
Rate Changed: 04/06/12
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,015)
|
Next Change : TBD
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Fixed Strategy |
1-Year
Fixed Rate with Bonus
|
1.45% +5.00 Bonus
|
|
Aviva Life & Annuity (Income Series)
Income Preferred Ultra
High-Band
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
| Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
|
| Non-Qualified |
| Single: | 75,000 |
| Monthly: | 75,000 |
| Qualified |
| Single: | 75,000 |
| Monthly: | 75,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not Available in:
AK CT DE MN NJ NV NY OR PA PR UT VI WA
|
0-75: 7.50 76-78: 5.50
|
| Withdrawal Notes: |
|
Premium Bonus:
3.00
|
|
For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years):
|
16 |
15 |
14 |
13 |
12 |
11 |
10 |
8 |
6 |
4 |
|
For states SC, TX (10 years):
|
12.4 |
11.9 |
10.6 |
9.3 |
8 |
6.7 |
5.4 |
4.1 |
2.7 |
1.3 |
|
Rate Changed: 04/06/12
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $996)
|
Next Change : TBD
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Fixed Strategy |
1-Year
Fixed Rate with Bonus
|
1.45% +5.00 Bonus
|
|
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Advantage
Low-Band
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
| Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| No- Nursing Home |
No- Annualization |
| No- Home Health Care Waiver |
No- Guaranteed Purchase Option |
|
Not Available in:
AK CT DE MN NJ NV NY OR PA PR UT VI WA
|
0-75: 7.50 76-79: 5.50
|
| Withdrawal Notes: |
|
Prem Bonus:
3.00-5.00
|
|
For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years):
|
16 |
15 |
14 |
13 |
12 |
11 |
10 |
8 |
6 |
4 |
|
For states SC, TX (10 years):
|
12.4 |
11.9 |
10.6 |
9.3 |
8 |
6.7 |
5.4 |
4.1 |
2.7 |
1.3 |
|
Rate Changed: 04/06/12
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,015)
|
Next Change : TBD
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Fixed Strategy |
1-Year
Fixed Rate with Bonus
|
1.00% +5.00 Bonus
|
|
Aviva Life & Annuity (Income Series)
Income Preferred Ultra
Low-Band
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
| Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not Available in:
AK CT DE MN NJ NV NY OR PA PR UT VI WA
|
0-75: 7.50 76-78: 5.50
|
| Withdrawal Notes: |
|
Premium Bonus:
3.00
|
|
For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years):
|
16 |
15 |
14 |
13 |
12 |
11 |
10 |
8 |
6 |
4 |
|
For states SC, TX (10 years):
|
12.4 |
11.9 |
10.6 |
9.3 |
8 |
6.7 |
5.4 |
4.1 |
2.7 |
1.3 |
|
Rate Changed: 04/06/12
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $996)
|
Next Change : TBD
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Fixed Strategy |
1-Year
Fixed Rate with Bonus
|
1.00% +5.00 Bonus
|
|
American National Insurance Company
Value Lock 10
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
| Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 4,000 |
| Monthly: | 4,000 |
|
| Yes-Disability |
No- Unemployment |
| Yes-Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
No- Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not Available in:
MA MN ND NJ NY OR VI VT
|
0-75: 10.00 76-80: 8.00
|
| Withdrawal Notes: |
|
No Premium Bonus
|
|
For states AK, AL, AR, AZ, CA, CO, DC, DE, FL, GA, HI, IA, ID, IN, KS, KY, LA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PR, RI, SC, SD, TN, TX, VA, WI, WV, WY (10 years):
|
12 |
12 |
11 |
10 |
9 |
8 |
7 |
6 |
5 |
3 |
|
For states CT, IL, PA, WA (10 years):
|
9 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
Rate Changed: 05/01/12
|
| Guaranteed Minimum Value: |
90% of Premium
at 1.00-1.75%
(GMR/1000 $1,071)
|
Next Change : TBD
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| S&P 500 10 Year Point-to-Point |
S&P 500 |
Point to Point
|
10-year |
Continuous Monthly |
100
|
|
|
|
American National Insurance Company
ANICO Strategy Indexed Annuity 10
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
| Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 4,000 |
| Monthly: | 4,000 |
|
| No- Disability |
No- Unemployment |
| Yes-Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not Available in:
MA MN NY OR PA UT VI VT
|
0-75: 8.00+ 76-80: 6.50+ 81-85: 5.00+
|
| Withdrawal Notes: |
|
No Premium Bonus
|
| Withdrawal Charges 10 years: |
|
|
| Guaranteed Minimum Value: |
90% of Premium
at 1.00%
(GMR/1000 $994)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1 Year S&P 500 Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.00
|
| Declared Rate Interest Account |
1-Year
Fixed Rate (no bonus)
|
1.00%
|
|
Aviva Life & Annuity (Income Series)
Income Preferred Bonus
Low-Band
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
| Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not Available in:
AK CT DE MN NJ NV NY OR PA PR UT VI WA
|
0-75: 7.00 76-78: 5.00
|
| Withdrawal Notes: |
|
Premium Bonus:
6.00
|
|
For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years):
|
12 |
12 |
12 |
11 |
10 |
9 |
8 |
7 |
6 |
4 |
|
For states SC, TX (10 years):
|
9.2 |
8.5 |
7.3 |
6.6 |
5.9 |
5.1 |
4.3 |
3.5 |
2.7 |
1.2 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,025)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Fixed Strategy |
1-Year
Fixed Rate (no bonus)
|
1.00%
|
| 1-Year Point-to-Point Index Strategy |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
2.00
|
| 1-Year Monthly Cap Index Strategy |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.05
|
| 1-Year Average Index Strategy |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
2.00
|
|
Aviva Life & Annuity (Income Series)
Income Preferred Bonus
High-Band
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
| Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
|
| Non-Qualified |
| Single: | 75,000 |
| Monthly: | 75,000 |
| Qualified |
| Single: | 75,000 |
| Monthly: | 75,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not Available in:
AK CT DE MN NJ NV NY OR PA PR UT VI WA
|
0-75: 7.00 76-78: 5.00
|
| Withdrawal Notes: |
|
Premium Bonus:
6.00
|
|
For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years):
|
12 |
12 |
12 |
11 |
10 |
9 |
8 |
7 |
6 |
4 |
|
For states SC, TX (10 years):
|
9.2 |
8.5 |
7.3 |
6.6 |
5.9 |
5.1 |
4.3 |
3.5 |
2.7 |
1.2 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,025)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year Point-to-Point Index Strategy |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 1-Year Monthly Cap Index Strategy |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.60
|
| 1-Year Average Index Strategy |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
3.25
|
| Fixed Strategy |
1-Year
Fixed Rate (no bonus)
|
1.55%
|
|
Aviva Life & Annuity (Income Series)
Income Preferred Bonus Pro
Low-Band
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
| Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| Yes-Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only Available in:
FL
|
65-75: 6.50 76-78: 4.50
|
| Withdrawal Notes: |
|
Premium Bonus:
6.00
|
| Withdrawal Charges 10 years: |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,025)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year Average Index Strategy |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
2.00
|
| 1-Year S&P 500 Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
2.00
|
| Fixed Strategy |
1-Year
Fixed Rate (no bonus)
|
1.00%
|
| 1-Year S&P 500 Monthly Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.05
|
|
Aviva Life & Annuity (Income Series)
Income Preferred Bonus Pro
High-Band
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
| Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
|
| Non-Qualified |
| Single: | 75,000 |
| Monthly: | 75,000 |
| Qualified |
| Single: | 75,000 |
| Monthly: | 75,000 |
|
| No- Disability |
No- Unemployment |
| Yes-Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only Available in:
FL
|
65-75: 6.50 76-78: 4.50
|
| Withdrawal Notes: |
|
Premium Bonus:
6.00
|
| Withdrawal Charges 10 years: |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,025)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Fixed Strategy |
1-Year
Fixed Rate (no bonus)
|
1.55%
|
| 1-Year S&P 500 Monthly Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.60
|
| 1-Year Average Index Strategy |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
3.25
|
| 1-Year S&P 500 Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.25
|
|
Aviva Life & Annuity (Income Series)
Income Preferred Bonus S
Low-Band
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
| Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only Available in:
AK CT MN UT WA
|
0-75: 6.00 76-78: 4.00
|
| Withdrawal Notes: |
|
Premium Bonus:
4.00
|
|
For states CT, MN, WA (10 years):
|
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
For states AK, UT (10 years):
|
12.4 |
11.9 |
10.6 |
9.3 |
8 |
6.7 |
5.4 |
4.1 |
2.7 |
1.3 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,005)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Fixed Strategy |
1-Year
Fixed Rate (no bonus)
|
1.00%
|
| 1-Year Point-to-Point Index Strategy |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
2.00
|
| 1-Year Average Index Strategy |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
2.00
|
| 1-Year Monthly Cap Index Strategy |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.05
|
|
Aviva Life & Annuity (Income Series)
Income Preferred Bonus S
High-Band
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
| Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
|
| Non-Qualified |
| Single: | 75,000 |
| Monthly: | 75,000 |
| Qualified |
| Single: | 75,000 |
| Monthly: | 75,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only Available in:
AK CT MN UT WA
|
0-75: 6.00 76-78: 4.00
|
| Withdrawal Notes: |
|
Premium Bonus:
4.00
|
|
For states CT, MN, WA (10 years):
|
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
For states AK, UT (10 years):
|
12.4 |
11.9 |
10.6 |
9.3 |
8 |
6.7 |
5.4 |
4.1 |
2.7 |
1.3 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,005)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year Monthly Cap Index Strategy |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.60
|
| Fixed Strategy |
1-Year
Fixed Rate (no bonus)
|
1.00%
|
| 1-Year Point-to-Point Index Strategy |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
2.00
|
| 1-Year Average Index Strategy |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
3.25
|
|
Aviva Life & Annuity (Income Series)
Income Select 10
Low-Band
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
| Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only Available in:
DE NJ OR PA
|
0-75: 6.50 76-78: 4.50
|
| Withdrawal Notes: |
|
No Premium Bonus
|
| Withdrawal Charges 10 years: |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 2.75%
(GMR/1000 $1,148)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year S&P500 Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.00
|
| 1-Year S&P 500 Point-to-Point w/ Participation |
S&P 500 |
Point to Point
|
Annual |
None |
25
|
|
|
| 1-Year Point-to-Point DJ EUROSTOXX 50 |
DJ EuroStoxx 50 |
Point to Point
|
Annual |
None |
|
|
4.00
|
| 1-Year S&P 500 Monthly Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.05
|
| 1-Year Point-to-Point Hang Seng |
Hang Seng |
Point to Point
|
Annual |
None |
|
|
4.00
|
| Fixed |
1-Year
Fixed Rate (no bonus)
|
2.00%
|
|
Aviva Life & Annuity (Income Series)
Income Select 10
High-Band
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
| Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
|
| Non-Qualified |
| Single: | 75,000 |
| Monthly: | 75,000 |
| Qualified |
| Single: | 75,000 |
| Monthly: | 75,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only Available in:
DE NJ OR PA
|
0-75: 6.50 76-78: 4.50
|
| Withdrawal Notes: |
|
No Premium Bonus
|
| Withdrawal Charges 10 years: |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 2.75%
(GMR/1000 $1,148)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year S&P 500 Monthly Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.60
|
| 1-Year Point-to-Point Hang Seng |
Hang Seng |
Point to Point
|
Annual |
None |
|
|
4.00
|
| Fixed |
1-Year
Fixed Rate (no bonus)
|
2.00%
|
| 1-Year S&P500 Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.00
|
| 1-Year S&P 500 Point-to-Point w/ Participation |
S&P 500 |
Point to Point
|
Annual |
None |
25
|
|
|
| 1-Year Point-to-Point DJ EUROSTOXX 50 |
DJ EuroStoxx 50 |
Point to Point
|
Annual |
None |
|
|
4.00
|
|
Aviva Life & Annuity (Income Series)
Income Select Plus S
Low-Band
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
| Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only Available in:
DE OR PA
|
0-75: 5.00 76-78: 3.00
|
| Withdrawal Notes: |
|
Prem Bonus:
3.00-5.00
|
|
Withdrawal Charges 10 years:
|
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
Withdrawal Charges 10 years:
|
13.1 |
11.9 |
10.6 |
9.3 |
8 |
6.7 |
5.4 |
4.1 |
2.7 |
1.3 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 2.75%
(GMR/1000 $1,205)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year S&P 500 Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.00
|
| 1 - Year Point to Point Dow Jones EUROSTOXX 50 |
DJ EuroStoxx 50 |
Point to Point
|
Annual |
None |
|
|
4.00
|
| 1-Year S&P 500 Monthly Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.05
|
| 1 - Year Point to Point Hang Seng Index |
Hang Seng |
Point to Point
|
Annual |
None |
|
|
4.00
|
| 1-Year S&P 500 Point-to-Point w/ Participation |
S&P 500 |
Point to Point
|
Annual |
None |
25
|
|
|
| Fixed |
1-Year
Fixed Rate (no bonus)
|
2.00%
|
|
Aviva Life & Annuity (Income Series)
Income Select Plus S
High-Band
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
| Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
|
| Non-Qualified |
| Single: | 75,000 |
| Monthly: | 75,000 |
| Qualified |
| Single: | 75,000 |
| Monthly: | 75,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only Available in:
DE OR PA
|
0-75: 5.00 76-78: 3.00
|
| Withdrawal Notes: |
|
Prem Bonus:
3.00-5.00
|
|
Withdrawal Charges 10 years:
|
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
Withdrawal Charges 10 years:
|
13.1 |
11.9 |
10.6 |
9.3 |
8 |
6.7 |
5.4 |
4.1 |
2.7 |
1.3 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 2.75%
(GMR/1000 $1,205)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Fixed |
1-Year
Fixed Rate (no bonus)
|
2.00%
|
| 1-Year S&P 500 Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.00
|
| 1 - Year Point to Point Dow Jones EUROSTOXX 50 |
DJ EuroStoxx 50 |
Point to Point
|
Annual |
None |
|
|
4.00
|
| 1-Year S&P 500 Monthly Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.60
|
| 1 - Year Point to Point Hang Seng Index |
Hang Seng |
Point to Point
|
Annual |
None |
|
|
4.00
|
| 1-Year S&P 500 Point-to-Point w/ Participation |
S&P 500 |
Point to Point
|
Annual |
None |
25
|
|
|
|
Aviva Life & Annuity (Income Series)
Lifetime Solutions Annuity
Low-Band
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
| Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
|
| Non-Qualified |
| Single: | 25,000 |
| Monthly: | 25,000 |
| Qualified |
| Single: | 25,000 |
| Monthly: | 25,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not Available in:
FL HI NJ NY OR PA PR VI WA
|
0-74: 7.00 75-78: 5.00
|
| Withdrawal Notes: |
|
Prem Bonus:
3.00-6.00
|
|
For states AL, AR, AZ, CA, CO, DC, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years):
|
12 |
12 |
12 |
11 |
10 |
9 |
8 |
7 |
6 |
4 |
|
For states CT (10 years):
|
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
For states AK, DE, MN, NV, SC, TX, UT (10 years):
|
9.8 |
9.5 |
8.5 |
7.5 |
6.5 |
5.4 |
4.4 |
3.3 |
2.2 |
1.1 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,025)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 2-Year Monthly Cap Rate |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.90
|
| 1-Year Monthly Cap Rate |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.55
|
| 1-Year Fixed Crediting Rate |
1-Year
Fixed Rate (no bonus)
|
1.35%
|
| 1-Year Point-to-Point with Cap Rate |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.00
|
|
Aviva Life & Annuity (Income Series)
Lifetime Solutions Annuity
High-Band
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
| Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
|
| Non-Qualified |
| Single: | 100,000 |
| Monthly: | 100,000 |
| Qualified |
| Single: | 100,000 |
| Monthly: | 100,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not Available in:
FL HI NJ NY OR PA PR VI WA
|
0-74: 7.00 75-78: 5.00
|
| Withdrawal Notes: |
|
Prem Bonus:
5.00-7.00
|
|
For states AL, AR, AZ, CA, CO, DC, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years):
|
12 |
12 |
12 |
11 |
10 |
9 |
8 |
7 |
6 |
4 |
|
For states CT (10 years):
|
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
For states AK, DE, MN, NV, SC, TX, UT (10 years):
|
9.8 |
9.5 |
8.5 |
7.5 |
6.5 |
5.4 |
4.4 |
3.3 |
2.2 |
1.1 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,034)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year Fixed Crediting Rate |
1-Year
Fixed Rate (no bonus)
|
1.35%
|
| 1-Year Point-to-Point with Cap Rate |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.00
|
| 2-Year Monthly Cap Rate |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.90
|
| 1-Year Monthly Cap Rate |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.55
|
|
Great American Life Insurance Company
American Valor® 10
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
| Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
Yes-Long Term Care |
| Yes-Extended Care Waiver |
Yes-Terminal Illness |
| No- Nursing Home |
No- Annualization |
|
Not Available in:
DE NY PR VI
|
| Qualified |
18-75: 5.40 76-80: 4.05 81-UP: 2.25
|
| Non-Qual |
0-75: 5.40 76-80: 4.05 81-UP: 2.25
|
|
| Withdrawal Notes: |
|
Premium Bonus:
2.00
|
| Withdrawal Charges 10 years: |
|
|
| Guaranteed Minimum Value: |
100% of Premium
at 1.00%
(GMR/1000 $1,127)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1 Year S&P 500 Monthly Average with Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
3.50
|
| Declared Rate Strategy |
1-Year
Fixed Rate (no bonus)
|
1.40%
|
| 1 Year S&P 500 Annual Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.50
|
|
Great American Life Insurance Company
Safe Return
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
| Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
|
| Non-Qualified |
| Single: | 25,000 |
| Monthly: | 25,000 |
| Qualified |
| Single: | 25,000 |
| Monthly: | 25,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| Yes-Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not Available in:
DE NY PR VI
|
| Qualified |
18-75: 5.85 76-80: 4.95 81-85: 2.25
|
| Non-Qual |
0-75: 5.85 76-80: 4.95 81-85: 2.25
|
|
| Withdrawal Notes: |
|
No Premium Bonus
|
| Withdrawal Charges 10 years: |
|
|
| Guaranteed Minimum Value: |
100% of Premium
at 1.00%
(GMR/1000 $1,105)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1 Year S&P 500 Annual Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.00
|
| Declared Rate Strategy |
1-Year
Fixed Rate (no bonus)
|
1.10%
|
| 1 Year S&P 500 Monthly Average with Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
4.00
|
|