Universal Financial Consultants
800-506-4832
www.UFC.bz

Fixed Indexed Annuities

Annuity Product Information
Marketing@UFC.bz
Market Department
800-506-4832 Option 1
 
 
 
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Showing 1-20 of 149    Display: Print/Save |<  <<   Page 1 of 8   >>   >|
Company / Product SC Years Issue
Age		 Premium
Bonus		 Min Rate % Premium Return per $1000 Last Change Riders Commissions
Age: Rate
Surrender Charges Last 10 Years
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Advantage -High
10 yrs 78 3.00
to 5.00 		1.00% 87.50% $1,015 04/06/12 2 Riders
GLWB
 		0-75: 7.50
76-79: 5.50
Fixed Strategy @ 1.45%
Aviva Life & Annuity (Income Series)
Income Preferred Ultra -High
10 yrs 78 3.00 1.00% 87.50% $ 996 04/06/12 2 Riders
GLWB
 		0-75: 7.50
76-78: 5.50
Fixed Strategy @ 1.45%
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Advantage -Low
10 yrs 78 3.00
to 5.00 		1.00% 87.50% $1,015 04/06/12 2 Riders
GLWB
 		0-75: 7.50
76-79: 5.50
Fixed Strategy @ 1.00%
Aviva Life & Annuity (Income Series)
Income Preferred Ultra -Low
10 yrs 78 3.00 1.00% 87.50% $ 996 04/06/12 2 Riders
GLWB
 		0-75: 7.50
76-78: 5.50
Fixed Strategy @ 1.00%
American National Ins. Co.
Value Lock 10
10 yrs 80   1.00-1.75% 90.00% $1,071 05/01/12 0-75: 10.00
76-80: 8.00
S&P 500 10 Year Point-to-Point
American National Ins. Co.
ANICO Strategy Indexed Annuity 10
10 yrs 85   1.00% 90.00% $ 994 05/01/12 1 Rider
GLWB
 		0-75: 8.00+
76-80: 6.50+
81-85: 5.00+
1 Year S&P 500 Point-to-Point Declared Rate Interest Account @ 1.00%
Aviva Life & Annuity (Income Series)
Income Preferred Bonus -Low
10 yrs 78 6.00 1.00% 87.50% $1,025 04/06/12 2 Riders
GLWB
 		0-75: 7.00
76-78: 5.00
Fixed Strategy @ 1.00% 1-Year Point-to-Point Index Strategy
1-Year Monthly Cap Index Strategy 1-Year Average Index Strategy
Aviva Life & Annuity (Income Series)
Income Preferred Bonus -High
10 yrs 78 6.00 1.00% 87.50% $1,025 04/06/12 2 Riders
GLWB
 		0-75: 7.00
76-78: 5.00
1-Year Point-to-Point Index Strategy 1-Year Monthly Cap Index Strategy
1-Year Average Index Strategy Fixed Strategy @ 1.55%
Aviva Life & Annuity (Income Series)
Income Preferred Bonus Pro -Low
10 yrs 78 6.00 1.00% 87.50% $1,025 04/06/12 2 Riders
GLWB
 		65-75: 6.50
76-78: 4.50
1-Year Average Index Strategy 1-Year S&P 500 Point-to-Point
Fixed Strategy @ 1.00% 1-Year S&P 500 Monthly Cap
Aviva Life & Annuity (Income Series)
Income Preferred Bonus Pro -High
10 yrs 78 6.00 1.00% 87.50% $1,025 04/06/12 2 Riders
GLWB
 		65-75: 6.50
76-78: 4.50
Fixed Strategy @ 1.55% 1-Year S&P 500 Monthly Cap
1-Year Average Index Strategy 1-Year S&P 500 Point-to-Point
Aviva Life & Annuity (Income Series)
Income Preferred Bonus S -Low
10 yrs 78 4.00 1.00% 87.50% $1,005 04/06/12 2 Riders
GLWB
 		0-75: 6.00
76-78: 4.00
Fixed Strategy @ 1.00% 1-Year Point-to-Point Index Strategy
1-Year Average Index Strategy 1-Year Monthly Cap Index Strategy
Aviva Life & Annuity (Income Series)
Income Preferred Bonus S -High
10 yrs 78 4.00 1.00% 87.50% $1,005 04/06/12 2 Riders
GLWB
 		0-75: 6.00
76-78: 4.00
1-Year Monthly Cap Index Strategy Fixed Strategy @ 1.00%
1-Year Point-to-Point Index Strategy 1-Year Average Index Strategy
Aviva Life & Annuity (Income Series)
Income Select 10 -Low
10 yrs 78   2.75% 87.50% $1,148 04/06/12 0-75: 6.50
76-78: 4.50
1-Year S&P500 Point-to-Point 1-Year S&P 500 Point-to-Point w/ Participation
1-Year Point-to-Point DJ EUROSTOXX 50 1-Year S&P 500 Monthly Cap
1-Year Point-to-Point Hang Seng Fixed @ 2.00%
Aviva Life & Annuity (Income Series)
Income Select 10 -High
10 yrs 78   2.75% 87.50% $1,148 04/06/12 0-75: 6.50
76-78: 4.50
1-Year S&P 500 Monthly Cap 1-Year Point-to-Point Hang Seng
Fixed @ 2.00% 1-Year S&P500 Point-to-Point
1-Year S&P 500 Point-to-Point w/ Participation 1-Year Point-to-Point DJ EUROSTOXX 50
Aviva Life & Annuity (Income Series)
Income Select Plus S -Low
10 yrs 78 3.00
to 5.00 		2.75% 87.50% $1,205 04/06/12 0-75: 5.00
76-78: 3.00
1-Year S&P 500 Point-to-Point Cap 1 - Year Point to Point Dow Jones EUROSTOXX 50
1-Year S&P 500 Monthly Cap 1 - Year Point to Point Hang Seng Index
1-Year S&P 500 Point-to-Point w/ Participation Fixed @ 2.00%
Aviva Life & Annuity (Income Series)
Income Select Plus S -High
10 yrs 78 3.00
to 5.00 		2.75% 87.50% $1,205 04/06/12 0-75: 5.00
76-78: 3.00
Fixed @ 2.00% 1-Year S&P 500 Point-to-Point Cap
1 - Year Point to Point Dow Jones EUROSTOXX 50 1-Year S&P 500 Monthly Cap
1 - Year Point to Point Hang Seng Index 1-Year S&P 500 Point-to-Point w/ Participation
Aviva Life & Annuity (Income Series)
Lifetime Solutions Annuity -Low
10 yrs 78 3.00
to 6.00 		1.00% 87.50% $1,025 04/06/12 0-74: 7.00
75-78: 5.00
2-Year Monthly Cap Rate 1-Year Monthly Cap Rate
1-Year Fixed Crediting Rate @ 1.35% 1-Year Point-to-Point with Cap Rate
Aviva Life & Annuity (Income Series)
Lifetime Solutions Annuity -High
10 yrs 78 5.00
to 7.00 		1.00% 87.50% $1,034 04/06/12 0-74: 7.00
75-78: 5.00
1-Year Fixed Crediting Rate @ 1.35% 1-Year Point-to-Point with Cap Rate
2-Year Monthly Cap Rate 1-Year Monthly Cap Rate
Great Amer. Life Ins. Co.
American Valor® 10
10 yrs 85 2.00 1.00% 100% $1,127 04/07/12 2 Riders
GLWB
Death
Qualified
18-75: 5.40
76-80: 4.05
81-UP: 2.25
Non-Qualified
0-75: 5.40
76-80: 4.05
81-UP: 2.25
1 Year S&P 500 Monthly Average with Cap Declared Rate Strategy @ 1.40%
1 Year S&P 500 Annual Point-to-Point
Great Amer. Life Ins. Co.
Safe Return
10 yrs 85   1.00% 100% $1,105 04/07/12 2 Riders
GLWB
Death
Qualified
18-75: 5.85
76-80: 4.95
81-85: 2.25
Non-Qualified
0-75: 5.85
76-80: 4.95
81-85: 2.25
1 Year S&P 500 Annual Point-to-Point Cap Declared Rate Strategy @ 1.10%
1 Year S&P 500 Monthly Average with Cap
Showing 1-20 of 149    Display: Page:   1 | 2 | 3 | 4 | 5 | 6 .. 8

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"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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