Universal Financial Consultants
800-506-4832
www.UFC.bz

Fixed Indexed Accounts

Annuity Product Information
Marketing@UFC.bz
Market Department
800-506-4832 Option 1
 
 
 
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Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Allianz Life Insurance Company of North America
Allianz Pro V1
Allianz Pro V1
1-Year PIMCO US Advantage Index Spread
PIMCO US Aggregate Bond Index Point to Point 5
Years
      05/01/12   2.50   0-75: 3.25
76-80: 2.00
81-UP: 1.00
Annual None Min Rates:   6.00  
Allianz Pro V1
1-Year Barclay's Capital Spread
iShares Barclays Aggregate Bon Point to Point 5
Years
      05/01/12   2.50   0-75: 3.25
76-80: 2.00
81-UP: 1.00
Annual None Min Rates:   6.00  
Allianz Pro V1
1-Year Fixed Interest Account
Fixed 5
Years
      05/01/12 1.25% 1-Yr Fixed 0-75: 3.25
76-80: 2.00
81-UP: 1.00
Min Rates:
Endurance Elite 5
Endurance Elite 5
1-Year Nasdaq 100 Point-to-Point
Nasdaq 100 Point to Point 5
Years
      05/01/12     2.75 1 Rider
GLWB
0-75: 4.50+
76-80: 3.00+
Annual None Min Rates:     1.00
Endurance Elite 5
1-Year Fixed Interest Account
Fixed 5
Years
      05/01/12 1.25% 1-Yr Fixed 1 Rider
GLWB
0-75: 4.50+
76-80: 3.00+
Min Rates:
Endurance Elite 5
1-Year S&P 500 Monthly Sum Cap
S&P 500 Point to Point 5
Years
      05/01/12     1.80 1 Rider
GLWB
0-75: 4.50+
76-80: 3.00+
Annual Monthly Sum Min Rates:     0.50
Endurance Elite 5
1-Year Blended Point-to-Point
Blended Indicies Point to Point 5
Years
      05/01/12     2.75 1 Rider
GLWB
0-75: 4.50+
76-80: 3.00+
Annual None Min Rates:     1.00
Endurance Elite 5
1-Year S&P 500 Point-to-Point
S&P 500 Point to Point 5
Years
      05/01/12     2.75 1 Rider
GLWB
0-75: 4.50+
76-80: 3.00+
Annual None Min Rates:     1.00
Endurance Elite 5
1-Year Euro STOXX 50 Monthly Sum
DJ EuroStoxx 50 Point to Point 5
Years
      05/01/12     1.90 1 Rider
GLWB
0-75: 4.50+
76-80: 3.00+
Annual Monthly Sum Min Rates:     0.50
Endurance Elite 5
1-Year Euro STOXX 50 Point-to-Point
DJ EuroStoxx 50 Point to Point 5
Years
      05/01/12     3.00 1 Rider
GLWB
0-75: 4.50+
76-80: 3.00+
Annual None Min Rates:     1.00
Endurance Elite 5
1-Year Nasdaq 100 Monthly Sum Cap
Nasdaq 100 Point to Point 5
Years
      05/01/12     2.00 1 Rider
GLWB
0-75: 4.50+
76-80: 3.00+
Annual Monthly Sum Min Rates:     0.50
Endurance Elite 5
1 Year Blended Monthly Average Spread
Blended Indicies Point to Point 5
Years
      05/01/12   4.50   1 Rider
GLWB
0-75: 4.50+
76-80: 3.00+
Annual Monthly Min Rates:   12.00  
Endurance Plus
Endurance Plus
1-Year Nasdaq 100 Monthly Sum Cap
Nasdaq 100 Point to Point 10
Years
      05/01/12     1.90 1 Rider
GLWB
0-75: 7.00+
76-80: 3.50+
Annual Monthly Sum Min Rates:     0.50
Endurance Plus
1 Year Blended Monthly Average
Blended Indicies Point to Point 10
Years
      05/01/12   4.50   1 Rider
GLWB
0-75: 7.00+
76-80: 3.50+
Annual Monthly Min Rates:   12.00  
Endurance Plus
1 Year FTSE 100 Monthly Sum Cap
FTSE 100 Point to Point 10
Years
      05/01/12     1.90 1 Rider
GLWB
0-75: 7.00+
76-80: 3.50+
Annual Monthly Sum Min Rates:     0.50
Endurance Plus
1 Year S&P 500 Point-to-Point
S&P 500 Point to Point 10
Years
      05/01/12     3.25 1 Rider
GLWB
0-75: 7.00+
76-80: 3.50+
Annual None Min Rates:     1.00
Endurance Plus
1 Year FTSE 100 Point-to-Point Cap
FTSE 100 Point to Point 10
Years
      05/01/12     3.75 1 Rider
GLWB
0-75: 7.00+
76-80: 3.50+
Annual None Min Rates:     1.00
Endurance Plus
1 Year S&P 500 SELECT Monthly Sum Cap
S&P 500 Point to Point 10
Years
      05/01/12     2.30 1 Rider
GLWB
0-75: 7.00+
76-80: 3.50+
Annual Monthly Sum Min Rates:     0.50
Endurance Plus
1 Year S&P 500 SELECT Point-to-Point Cap
S&P 500 Point to Point 10
Years
      05/01/12     5.25 1 Rider
GLWB
0-75: 7.00+
76-80: 3.50+
Annual None Min Rates:     1.00
Endurance Plus
1 Year Fixed Interest Account
Fixed 10
Years
      05/01/12 1.65% 1-Yr Fixed 1 Rider
GLWB
0-75: 7.00+
76-80: 3.50+
Min Rates:
Endurance Plus
1 Year Blended Point-to-Point Cap
Blended Indicies Point to Point 10
Years
      05/01/12     3.25 1 Rider
GLWB
0-75: 7.00+
76-80: 3.50+
Annual None Min Rates:     1.00
Endurance Plus
1 Year Nasdaq 100 Point-to-Point
Nasdaq 100 Point to Point 10
Years
      05/01/12     3.25 1 Rider
GLWB
0-75: 7.00+
76-80: 3.50+
Annual None Min Rates:     1.00
Endurance Plus
1-Year S&P 500 Monthly Sum Cap
S&P 500 Point to Point 10
Years
      05/01/12     1.80 1 Rider
GLWB
0-75: 7.00+
76-80: 3.50+
Annual Monthly Sum Min Rates:     0.50
MasterDex 10 Plus Annuity
MasterDex 10 Plus Annuity
1 Year S&P 500 Monthly Sum Cap
S&P 500 Point to Point 10
Years
10.00     05/01/12     2.20 0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex 10 Plus Annuity
1 Year Blended Point-to-Point Cap
Blended Indicies Point to Point 10
Years
10.00     05/01/12     4.25 0-75: 7.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex 10 Plus Annuity
Fixed Interest Account
Fixed 10
Years
10.00     05/01/12 2.05% 1-Yr Fixed 0-75: 7.00+
76-80: 5.00+
Min Rates:
MasterDex 10 Plus Annuity
1 Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 10
Years
10.00     05/01/12     4.25 0-75: 7.00+
76-80: 5.00+
Annual None Min Rates:     1.00
MasterDex 10 Plus Annuity
1 Year FTSE 100 Point-to-Point Cap
FTSE 100 Point to Point 10
Years
10.00     05/01/12     4.75 0-75: 7.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex 10 Plus Annuity
1 Year Nasdaq 100 Monthly Sum Cap
Nasdaq 100 Point to Point 10
Years
10.00     05/01/12     2.20 0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex 10 Plus Annuity
1 Year FTSE 100 Monthly Sum Cap
FTSE 100 Point to Point 10
Years
10.00     05/01/12     2.30 0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
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"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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