Universal Financial Consultants
800-506-4832
www.UFC.bz

New York Fixed Indexed

Annuity Product Information
Marketing@UFC.bz
Market Department
800-506-4832 Option 1
 
 
 
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Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Bail
Out 		Last
Change 		Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Lincoln Life & Annuity of New York
Lincoln OptiChoice NY 5
Lincoln OptiChoice NY 5 - High
Performance Triggered Indexed Account
S&P 500 Performance Triggered 5
Years 		      05/01/12     1.00 0-75: 3.50+
76-80: 2.60+
81-85: 1.75+
Annual None Min Rates:     1.00
Lincoln OptiChoice NY 5 - Low
Fixed
Fixed 5
Years 		      05/01/12 1.45% 1-Yr Fixed 0-75: 3.50+
76-80: 2.60+
81-85: 1.75+
Min Rates:
Lincoln OptiChoice NY 5 - High
Fixed
Fixed 5
Years 		      05/01/12 1.60% 1-Yr Fixed 0-75: 3.50+
76-80: 2.60+
81-85: 1.75+
Min Rates:
Lincoln OptiChoice NY 5 - Low
Performance Triggered Indexed Account
S&P 500 Performance Triggered 5
Years 		      05/01/12     0.75 0-75: 3.50+
76-80: 2.60+
81-85: 1.75+
Annual None Min Rates:     1.00
Lincoln OptiChoice NY 7
Lincoln OptiChoice NY 7 - Low
Performance Triggered Indexed Account
S&P 500 Performance Triggered 7
Years 		      05/01/12     0.90 0-75: 4.00+
76-80: 3.00+
81-85: 2.00+
Annual None Min Rates:     1.00
Lincoln OptiChoice NY 7 - High
Fixed
Fixed 7
Years 		      05/01/12 1.70% 1-Yr Fixed 0-75: 4.00+
76-80: 3.00+
81-85: 2.00+
Min Rates:
Lincoln OptiChoice NY 7 - Low
Fixed
Fixed 7
Years 		      05/01/12 1.55% 1-Yr Fixed 0-75: 4.00+
76-80: 3.00+
81-85: 2.00+
Min Rates:
Lincoln OptiChoice NY 7 - High
Performance Triggered Indexed Account
S&P 500 Performance Triggered 7
Years 		      05/01/12     1.15 0-75: 4.00+
76-80: 3.00+
81-85: 2.00+
Annual None Min Rates:     1.00
Lincoln OptiChoice NY 9
Lincoln OptiChoice NY 9 - High
Performance Triggered Indexed Account
S&P 500 Performance Triggered 9
Years 		      05/01/12     1.25 0-75: 5.00+
76-80: 3.75+
81-85: 2.50+
Annual None Min Rates:     1.00
Lincoln OptiChoice NY 9 - Low
Fixed
Fixed 9
Years 		      05/01/12 1.60% 1-Yr Fixed 0-75: 5.00+
76-80: 3.75+
81-85: 2.50+
Min Rates:
Lincoln OptiChoice NY 9 - Low
Performance Triggered Indexed Account
S&P 500 Performance Triggered 9
Years 		      05/01/12     1.00 0-75: 5.00+
76-80: 3.75+
81-85: 2.50+
Annual None Min Rates:     1.00
Lincoln OptiChoice NY 9 - High
Fixed
Fixed 9
Years 		      05/01/12 1.75% 1-Yr Fixed 0-75: 5.00+
76-80: 3.75+
81-85: 2.50+
Min Rates:
United States Life Insurance Co. (NY)
AIG Global 8 Index
AIG Global 8 Index
1-Year Global Multiple Index Account Capped
Blended Indicies Point to Point 8
Years 		      05/07/12     2.00 0-75: 3.50+
76-80: 1.75+
Annual None Min Rates: 100   2.00
Next Rate Change:  05/21/12     2.00
AIG Global 8 Index
1-Year Monthly Additive Account Capped
S&P 500 Point to Point 8
Years 		      05/07/12     1.00 0-75: 3.50+
76-80: 1.75+
Annual Monthly Sum Min Rates: 100   1.00
Next Rate Change:  05/21/12     1.00
AIG Global 8 Index
1-Year Point-to-Point Account Participatin Rate
S&P 500 Point to Point 8
Years 		      05/07/12 15     0-75: 3.50+
76-80: 1.75+
Annual None Min Rates: 10   2.00
Next Rate Change:  05/21/12 15    
AIG Global 8 Index
1-Year Fixed Account
Fixed 8
Years 		      05/07/12 1.40% 1-Yr Fixed 0-75: 3.50+
76-80: 1.75+
Min Rates:
Next Rate Change:  05/21/12 1.30% 1-Yr Fixed
Showing 1-16 of 16    Display: Page:   1

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