Universal Financial Consultants
800-506-4832
www.UFC.bz

New York MYGA

Annuity Product Information
Marketing@UFC.bz
Market Department
800-506-4832 Option 1
 
 
 
State
 Premium
 Qual
 Rating
 Company
 Rate Gtd
 Age
 Comm
%

Showing 1-27 of 27    Display: Print/Save |<  <<   Page 1 of 1   >>  >|
AM
Best 		Minimum
Premium 		Premium
Bonus 		Rate Change Years
Rate
Gtd 		Rate Yield to
Surrender 		Bail Out Commissions
Age: Rate
Rate Guaranteed 10 Years
American National Life Insurance Company of NY
Palladium MYG 10 High-Band
A 100,000   05/01/12 1 3.55 2.65 0-79: 4.00
80-85: 2.00
2-10 2.55
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 10 High-Band [MVA]
A+ 100,000   05/01/12 1-10 2.55 2.55 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
American National Life Insurance Company of NY
Palladium MYG 10 Low-Band
A 5,000   05/01/12 1 3.45 2.55 0-79: 4.00
80-85: 2.00
2-10 2.45
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 10 Low-Band [MVA]
A+ 10,000   05/01/12 1-10 2.40 2.40 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
National Integrity Life Insurance
MultiVantage 10 [MVA]
A+ 20,000   04/30/12 1 3.25 2.35 0-75: 3.50
76-85: 2.70
86-UP: 2.00
2-10 2.25
National Integrity Life Insurance
New Momentum 10 [MVA]
A+ 5,000
Q:2,000 		  04/30/12 1 2.85 2.17 0-79: 5.00
80-85: 3.00
2-10 2.10
Rate Guaranteed 9 Years
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 9 High-Band [MVA]
A+ 100,000   05/01/12 1-9 2.55 2.55 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 9 Low-Band [MVA]
A+ 10,000   05/01/12 1-9 2.40 2.40 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Rate Guaranteed 8 Years
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 8 [MVA]
A+ 10,000   05/01/12 1-8 2.45 2.45 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 8 High-Band [MVA]
A+ 10,000   05/01/12 1-8 2.30 2.30 0-75: 2.50
76-80: 1.60
81-85: 1.00
   


AM
Best 		Minimum
Premium 		Premium
Bonus 		Rate Change Years
Rate
Gtd 		Rate Yield to
Surrender 		Bail Out Commissions
Age: Rate
Rate Guaranteed 7 Years
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 7 High-Band [MVA]
A+ 100,000   05/01/12 1-7 2.40 2.40 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
American National Life Insurance Company of NY
Palladium MYG 7 High-Band
A 100,000   05/01/12 1 3.15 2.29 0-79: 2.50
80-85: 0.50
2-7 2.15
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 7 Low-Band [MVA]
A+ 10,000   05/01/12 1-7 2.25 2.25 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
American National Life Insurance Company of NY
Palladium MYG 7 Low-Band
A 5,000   05/01/12 1 3.05 2.19 0-79: 2.50
80-85: 0.50
2-7 2.05
National Integrity Life Insurance
MultiVantage 7 [MVA]
A+ 20,000   04/30/12 1 2.95 2.09 0-75: 3.00
76-85: 2.20
86-UP: 1.70
2-7 1.95
National Integrity Life Insurance
New Momentum 7 [MVA]
A+ 5,000
Q:2,000 		  04/30/12 1 2.45 1.81 0-79: 5.00
80-85: 3.00
2-7 1.70
United States Life Insurance Co. (NY)
AG Horizon EmpireSecure 7
A 5,000   05/07/12 1-7 1.45 1.45 0-80: 3.00
81-85: 1.75
   
Next Rate:  05/21/12 1-7 1.35 1.35 -0.10 DOWN  
   
Rate Guaranteed 6 Years
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 6 High-Band [MVA]
A+ 100,000   05/01/12 1-6 2.00 2.00 0-75: 2.25
76-80: 1.50
81-85: 0.75
   
American National Life Insurance Company of NY
Palladium MYG 6 High-Band
A 100,000   05/01/12 1-6 2.00 2.00 0-79: 2.50
80-85: 0.50
   
American National Life Insurance Company of NY
Palladium MYG 6 Low-Band
A 5,000   05/01/12 1-6 1.90 1.90 0-79: 2.50
80-85: 0.50
   
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 6 Low-Band [MVA]
A+ 10,000   05/01/12 1-6 1.85 1.85 0-75: 2.25
76-80: 1.50
81-85: 0.75
   


AM
Best 		Minimum
Premium 		Premium
Bonus 		Rate Change Years
Rate
Gtd 		Rate Yield to
Surrender 		Bail Out Commissions
Age: Rate
Rate Guaranteed 5 Years
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 5 High-Band [MVA]
A+ 100,000   05/01/12 1-5 1.70 1.70 0-75: 2.00
76-80: 1.30
81-85: 0.75
   
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 5 Low-Band [MVA]
A+ 10,000   05/01/12 1-5 1.55 1.55 0-75: 2.00
76-80: 1.30
81-85: 0.75
   
National Integrity Life Insurance
MultiVantage 5 [MVA]
A+ 20,000   04/30/12 1 2.20 1.40 0-75: 2.50
76-85: 2.00
86-UP: 1.70
2-5 1.20
American National Life Insurance Company of NY
Palladium MYG 5 High-Band
A 100,000   05/01/12 1 2.10 1.30 0-79: 3.00
80-85: 1.00
2-5 1.10
American National Life Insurance Company of NY
Palladium MYG 5 Low-Band
A 5,000   05/01/12 1 2.00 1.20 0-79: 3.00
80-85: 1.00
2-5 1.00
Rate Guaranteed 4 Years
National Integrity Life Insurance
MultiVantage 4 [MVA]
A+ 20,000   04/30/12 1 2.00 1.25 0-75: 2.00
76-85: 1.50
86-UP: 1.20
2-4 1.00
Showing 1-27 of 27    Display: Page:   1

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

Any reproduction of this data or presentation of this data in print, electronically or on any other website is strictly prohibited and protected under copyright law. "Yield to Surrender", "Current Yield to Surrender" and "Guaranteed Yield to Surrender" are Trademarks of AnnuityRateWatch.com, Inc.

"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

For use by licensed insurance agents/brokers only - not authorized for use by the public.

Copyright 1997-2012 www.AnnuityRateWatch.com, Inc. and distributed by www.VirtualAnnuityBrokers.com