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MYGA
Fixed Indexed Annuity
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Flex for 10+ years
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Premium Bonus
Less than
Exactly
At Least
-
2.00%
2.25%
2.50%
2.75%
3.00%
3.25%
3.50%
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
5.75%
6.00%
6.25%
6.50%
6.75%
7.00%
7.25%
7.50%
7.75%
8.00%
8.25%
8.50%
8.75%
9.00%
9.25%
9.50%
9.75%
10.00%
Surrender Charges
Less than
Exactly
At Least
-
1 year
2 years
3 years
4 years
5 years
6 years
7 years
8 years
9 years
10 years
11 years
12 years
13 years
14 years
15 years
Commission
Less than
Exactly
At Least
%
AM Best Rating
-
A++
A+
A
A-
B++
B+
B
B-
C++
C+
C
C-
D
E
F
S
NR
Company
(Hold Ctrl key to select multiple)
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Allianz Life
Amer. Equity Investment Life Ins. Co.
Aviva Life & Annuity
EquiTrust Life Ins. Co.
Great Amer. Life Ins. Co.
ING USA Annuity and Life
Life of the Southwest
Lincoln Financial Group
National Western Life
North American Company
OM Financial Life Ins. Co.
RBC Insurance
Rates
Cap
- Any -
- No Cap -
At least 1.0%
At least 1.5%
At least 2.0%
At least 2.5%
At least 3.0%
At least 3.5%
At least 4.0%
At least 4.5%
At least 5.0%
At least 5.5%
At least 6.0%
At least 6.5%
At least 7.0%
At least 7.5%
At least 8.0%
At least 8.5%
At least 9.0%
At least 9.5%
At least 10.0%
At least 10.5%
At least 11.0%
At least 11.5%
At least 12.0%
At least 12.5%
At least 13.0%
Spread
- Any -
- No Spread -
No more than 1.0%
No more than 1.5%
No more than 2.0%
No more than 2.5%
No more than 3.0%
No more than 3.5%
No more than 4.0%
No more than 4.5%
No more than 5.0%
No more than 5.5%
No more than 6.0%
No more than 6.5%
No more than 7.0%
No more than 7.5%
No more than 8.0%
No more than 8.5%
No more than 9.0%
No more than 9.5%
No more than 10.0%
No more than 10.5%
No more than 11.0%
No more than 11.5%
No more than 12.0%
No more than 12.5%
No more than 13.0%
Particpation Rate
- Any -
100%
At least 90%
At least 80%
At least 70%
At least 60%
At least 50%
At least 40%
At least 30%
At least 20%
At least 10%
Calculation Methods
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Averaging Method
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None
Daily
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Reset Period
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Length of Policy
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4-Year
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6-Year
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10-year
11-Year
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15-Year
Maximum Issue Ages
Owner's Age
Exactly
At Least
Annuitant's Age
Exactly
At Least
Annuitization Age
Exactly
At Least
Maximum and Minimum Premiums
Minimum Single Premium
Less than
Exactly
At Least
$
Minimum Monthly Premium
Less than
Exactly
At Least
$
Minimum Additional Premium
Less than
Exactly
At Least
$
Withdrawal Provisions and Limitations
Tax Sheltered
Systematic Withdrawals Allowed
Bail Out Provision Available
Loan Provision Available
Market Value Adjustment
MRD
No Front End Fee
No Annual Maintenance Fee
Return of Premium
Waiver of Withdrawal Charges
Disability Waiver
Terminal Illness Waiver
Long Term Care Waiver
Nursing Home Waiver
Hospitalization Waiver
Unemployment Waiver
Return of Premium Rider
Annualization Waiver
Market Value Adjustment
Extended Free Look Period
Death Benefit Rider
Flexible Withdrawal Rider
Flexible Annuity Option Rider
Home Health Care Waiver
Survivor Benefit Rider
Extended Care Rider
Activities Daily Living
Special Life Income Option
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