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Fixed Annuities

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Showing 1-242 of 242    Print/Save
Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Surrender Charges Last 15 Years
American Equity Investment Life Insurance Company
Premier Eagle 10 (FPDA-7-08)
A- 1 10/08/11 2.00 0.00 2.00 3.00
to 10.00 		12.20 2.20
to 2.65 		1.73
to 2.18 		0-75: 5.00+
76-80: 3.75+
Life of the Southwest
Retire Four
A 1 03/22/12 2.00 1.00 3.00     2.07 1.13
Next Rate: 05/22/12 1.25 1.00 2.25   1.32 1.08 -0.75 DOWN  
National Western Life
NWL Future Assurance [LOAN]
A 1 03/23/12 1.30 0.00 1.30 2.00
to 10.00 		11.43 1.43
to 1.95 		1.15
to 1.66 		0-75: 5.00+
76-80: 3.00+
Surrender Charges Last 14 Years
Midland National Life
MNL Flex III [MVA]
A+ 1 02/24/12 1.65 0.00 1.65 10.00 11.81 2.34 1.74 0-75: 5.00+
North American Company
North American Flex III [MVA, LOAN]
A+ 1 02/24/12 1.60 0.00 1.60 10.00 11.76 2.29 1.73 0-75: 4.50+
National Western Life
NWL Benefit Assurance [LOAN]
A 1 03/23/12 1.30 0.00 1.30 4.00
to 5.00 		6.36 1.58
to 1.65 		1.30
to 1.37 		0-75: 8.00+
76-80: 6.00+
81-85: 3.50+
Surrender Charges Last 12 Years
American Equity Investment Life Insurance Company
FPDA-10 (MVA) [MVA]
A- 1 10/08/11 2.25 0.00 2.25 2.00 4.30 2.42 2.42 0-75: 6.00+
76-80: 4.50+
Life of the Southwest
RetireMax FPDA 3 Plus 403(b) [TSA, LOAN]
A 1 03/22/12 1.70 0.00 1.70 3.00 4.75 1.95 1.31
Call
Next Rate: 05/22/12 1.10 0.00 1.10 4.10 1.35 1.26 -0.60 DOWN  
Life of the Southwest
RetireThree
A 1 03/22/12 1.75 0.00 1.75     1.75 1.06
Call
Next Rate: 05/22/12 1.15 0.00 1.15   1.15 1.01 -0.60 DOWN  
Life of the Southwest
RetireMax FPDA 3 403(b) [TSA, LOAN]
A 1 03/22/12 1.75 0.00 1.75     1.75 1.06
Call
Next Rate: 05/22/12 1.15 0.00 1.15   1.15 1.01 -0.60 DOWN  
Surrender Charges Last 10 Years
National Western Life
NWL Prevail Seven [MVA, LOAN]
A 1 01/27/12 2.50 7.00 9.50     3.18 2.73 0-75: 5.25
76-85: 1.00
86-90: 0.55
Guaranty Income Life
FlexPlus 10 (3% Bonus)
B 1 03/01/12 2.75 3.00 5.75     3.05 1.47 0-74: 4.25
75-79: 1.75
National Western Life
NWL Accumulator Five [MVA, LOAN]
A 1 01/27/12 2.50 5.00 7.50     2.99 2.54 0-74: 6.50+
75-90: 2.70+
Guaranty Income Life
FlexPlus 10 (2% Bonus)
B 1 03/01/12 2.75 2.00 4.75     2.95 1.37 0-74: 5.25
75-79: 2.75
Guaranty Income Life
FlexPlus 10 (1% Bonus)
B 1 03/01/12 2.75 1.00 3.75     2.85 1.27 0-74: 6.25
75-79: 3.75
Guaranty Income Life
FlexPlus 10
B 1 03/01/12 2.75 0.00 2.75     2.75 1.17 0-74: 7.25
75-79: 4.75
National Western Life
NWL Protector One [MVA, LOAN]
A 1 01/27/12 2.50 1.00 3.50     2.60 2.15 0-75: 9.50+
76-90: 5.50+
American Equity Investment Life Insurance Company
Premier Eagle 12 (FRG-2-09)
A- 1 10/08/11 1.60 0.00 1.60 8.00 9.73 2.38 1.84 0-78: 6.00+
American National Insurance Company
Palladium Century 7 [MVA]
A 1 05/01/12 1.55 7.00 8.55     2.23 1.73 0-74: 5.00+
75-80: 3.00+
Midland National Life
MNL Flex II [MVA]
A+ 1 02/24/12 1.60 0.00 1.60 5.00 6.68 2.10 1.55 0-75: 5.00+
76-79: 3.75+


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) High-Band
A 1 04/06/12 1.55 0.00 1.55 2.00
to 5.00 		6.63 1.75
to 2.05 		1.26
to 1.55 		0-75: 6.50
76-78: 4.50
American National Insurance Company
Palladium Century 5 [MVA]
A 1 05/01/12 1.55 5.00 6.55     2.04 1.54 0-74: 6.00+
75-80: 3.50+
North American Company
North American Flex II [MVA, LOAN]
A+ 1 02/24/12 1.50 0.00 1.50 5.00 6.57 2.00 1.54 0-75: 4.50+
76-79: 3.38+
Aviva Life & Annuity (MultiChoice Series)
Freedom Xtra (1-Year) High-Band
A 1 04/06/12 1.60 0.00 1.60 4.00 5.66 2.00 1.46 0-75: 6.00
76-78: 4.00
Aviva Life & Annuity (Income Series)
Income Select Spirit Bonus (1-Year) High-Band
A 1 04/06/12 1.60 0.00 1.60 4.00 5.66 2.00 1.46 0-75: 6.00
76-78: 4.00
Life of the Southwest
Retire Five
A 1 03/22/12 1.50 5.00 6.50     1.99 1.54
Next Rate: 05/22/12 1.00 5.00 6.00   1.49 1.49 -0.50 DOWN  
Life of the Southwest
RetireMax Millenium Flex [LOAN]
A 1 03/22/12 1.50 5.00 6.50     1.99 1.54
Call
Next Rate: 05/22/12 1.00 5.00 6.00   1.49 1.49 -0.50 DOWN  
Life of the Southwest
RetireMax Millennium Plus [LOAN]
A 1 03/22/12 1.50 5.00 6.50     1.99 1.54
Next Rate: 05/22/12 1.00 5.00 6.00   1.49 1.49 -0.50 DOWN  
North American Company
Boomer Annuity [MVA, LOAN]
A+ 1 02/24/12 1.40 0.00 1.40 5.00 6.47 1.90 1.53 0-80: 7.00+
81-80: 5.25+
American National Insurance Company
Palladium Century 3 [MVA]
A 1 05/01/12 1.55 3.00 4.55     1.85 1.35 0-74: 7.00+
75-UP: 4.50+
Life of the Southwest
RetireMax Income Master [TSA]
A 2 03/22/12 1.75 0.00 1.75     1.75 1.15
Call
Next Rate: 05/22/12 1.25 0.00 1.25   1.25 1.05 -0.50 DOWN  
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus High-Band
A 1 04/06/12 1.55 0.00 1.55 2.00 3.58 1.75 1.26 0-75: 6.50
76-78: 4.50
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus S High-Band
A 1 04/06/12 1.25 0.00 1.25 2.00
to 5.00 		6.31 1.45
to 1.75 		1.23
to 1.52 		0-75: 5.00
76-78: 3.00
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) S High-Band
A 1 04/06/12 1.25 0.00 1.25 2.00
to 5.00 		6.31 1.45
to 1.75 		1.23
to 1.52 		0-75: 5.00
76-78: 3.00
Life of the Southwest
RetireTwo
A 1 03/22/12 1.60 1.00 2.60     1.70 1.16
Call
Next Rate: 05/22/12 1.00 1.00 2.00   1.10 1.10 -0.60 DOWN  
Life of the Southwest
RetireMax Roth Advantage
A 1 03/22/12 1.60 1.00 2.60     1.70 1.16
Next Rate: 05/22/12 1.00 1.00 2.00   1.10 1.10 -0.60 DOWN  
Life of the Southwest
RetireMax FPDA 2 403(b) [TSA, LOAN]
A 1 03/22/12 1.60 1.00 2.60     1.70 1.16
Call
Next Rate: 05/22/12 1.00 1.00 2.00   1.10 1.10 -0.60 DOWN  
American National Insurance Company
Palladium Century 1 [MVA]
A 1 05/01/12 1.55 1.00 2.55     1.65 1.15 0-74: 8.00+
75-90: 5.50+
ReliaStar Life Insurance Company
ING StrataFlex (TSA/457) [LOAN]
A 1 05/01/12 1.40 1.50 2.90     1.55 1.29 0-75: 6.50+
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus S Low-Band
A 1 04/06/12 1.00 0.00 1.00 2.00
to 5.00 		6.05 1.20
to 1.49 		1.20
to 1.49 		0-75: 5.00
76-78: 3.00


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) S Low-Band
A 1 04/06/12 1.00 0.00 1.00 2.00
to 5.00 		6.05 1.20
to 1.49 		1.20
to 1.49 		0-75: 5.00
76-78: 3.00
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) Low-Band
A 1 04/06/12 1.00 0.00 1.00 2.00
to 5.00 		6.05 1.20
to 1.49 		1.20
to 1.49 		0-75: 6.50
76-78: 4.50
Aviva Life & Annuity (Income Series)
Income Select Spirit Bonus (1-Year) Low-Band
A 1 04/06/12 1.00 0.00 1.00 4.00 5.04 1.40 1.40 0-75: 6.00
76-78: 4.00
Aviva Life & Annuity (MultiChoice Series)
Freedom Xtra (1-Year) Low-Band
A 1 04/06/12 1.00 0.00 1.00 4.00 5.04 1.40 1.40 0-75: 6.00
76-78: 4.00
American General Life Insurance Company
AG HorizonMYG [MVA]
A 6 05/07/12 1.00 4.00 5.00     1.39 1.39 0-75: 7.50+
76-80: 5.00+
81-85: 3.00+
Next Rate: 05/21/12 1.00 4.00 5.00   1.39 1.39 No Change  
American General Life Insurance Company
AG HorizonMYG (CA)
A 6 05/07/12 1.00 4.00 5.00     1.39 1.79 0-75: 7.50+
76-80: 5.00+
81-85: 3.00+
Next Rate: 05/21/12 1.00 4.00 5.00   1.39 1.79 No Change  
Forethought Financial
Secure Income 125 Mid-Band
A- 1 02/27/12 1.25 0.00 1.25     1.25 1.03 0-75: 7.00+
76-85: 5.00+
Forethought Financial
Secure Income 125 High-Band
A- 1 02/27/12 1.25 0.00 1.25     1.25 1.03 0-75: 7.00+
76-85: 5.00+
Forethought Financial
Secure Income 125 Low-Band
A- 1 02/27/12 1.25 0.00 1.25     1.25 1.03 0-75: 7.00+
76-85: 5.00+
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus Low-Band
A 1 04/06/12 1.00 0.00 1.00 2.00 3.02 1.20 1.20 0-75: 6.50
76-78: 4.50
ReliaStar Life Insurance Company
ING StrataFlex (NQ)
A 1 05/01/12 1.00 1.00 2.00     1.10 1.20 0-74: 6.50+
75-80: 4.90+
Surrender Charges Last 9 Years
EquiTrust Life Insurance Company
ChoiceFour (MVA Option) [MVA]
B+ 1 10/24/11 2.50 0.00 2.50 1.50 4.04 2.67 2.22 0-80: 5.50
81-85: 4.13
American General Life Insurance Company
AG HorizonPlus (CA) [MVA]
A 6 05/07/12 2.00 6.00 8.00     2.65 2.65 0-75: 6.00
76-80: 3.20
81-85: 1.35
Next Rate: 05/21/12 2.00 6.00 8.00   2.65 2.65 No Change  
EquiTrust Life Insurance Company
ChoiceFour (Base Contract)
B+ 1 10/24/11 2.50 0.00 2.50     2.50 2.06 0-80: 5.50
81-85: 4.13
The Standard
FPDA
A 1 03/26/12 2.00 0.00 2.00     2.00 1.11 0-80: 1.00+
81-85: 0.50+
86-UP: 0.40+
North American Company
North American Director
A+ 5 02/24/12 1.55 3.00 4.55     1.88 1.63 0-80: 5.50+
81-85: 4.13+
The Standard
Principal Growth Annuity 9 High-Band [LOAN]
A 1 03/26/12 1.60 1.00 2.60     1.71 1.18 0-80: 3.00+
81-85: 1.50+
86-90: 1.35+
Presidential Life
FPDA, No Load Flex
B++ 1 05/02/12 1.65 0.00 1.65     1.65 1.16 0-75: 3.50
76-80: 2.60
81-85: 0.75
American General Life Insurance Company
AG HorizonPlus [MVA]
A 6 05/07/12 1.00 6.00 7.00     1.65 1.82 0-75: 6.00
76-80: 3.20
81-85: 1.35
Next Rate: 05/21/12 1.00 6.00 7.00   1.65 1.82 No Change  
The Standard
Principal Growth Annuity 9 Low-Band [LOAN]
A 1 03/26/12 1.50 1.00 2.50     1.61 1.17 0-80: 3.00+
81-85: 1.50+
86-90: 1.35+


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
National Western Life
NWL Value Assurance [LOAN]
A 1 03/23/12 1.35 0.00 1.35 2.00 3.38 1.57 1.26 0-75: 5.00+
76-80: 3.00+
ReliaStar Life Insurance Company
ING Retirement Plus (TSA/457) [LOAN]
A 1 05/01/12 1.15 0.00 1.15     1.15 1.00 0-55: 4.50+
56-75: 4.50+
ReliaStar Life Insurance Company
ING Retirement Plus (NQ)
A 1 05/01/12 1.00 0.00 1.00     1.00 1.00 0-70: 5.00+
71-74: 5.00+
75-UP: 2.75+
Surrender Charges Last 8 Years
SBLI -Savings Bank Life Insurance of MA
SBLI Optimizer 5 MVA High-Band
A+ 5 05/15/12 1.85 1.00 2.85     2.47 2.15
Call
SBLI -Savings Bank Life Insurance of MA
SBLI Optimizer 5 MVA Mid-Band
A+ 5 05/15/12 1.85 0.75 2.60     2.32 2.00
Call
SBLI -Savings Bank Life Insurance of MA
SBLI Optimizer 5 MVA Mid-Band
A+ 5 05/15/12 1.85 0.50 2.35     2.16 1.84
Call
SBLI -Savings Bank Life Insurance of MA
SBLI Optimizer 5 MVA Low-Band
A+ 5 05/15/12 1.85 0.25 2.10     2.01 1.69
Call
American General Life Insurance Company
AG HorizonFlex
A 1 05/07/12 1.15 2.00 3.15     1.40 1.27 0-75: 5.00
76-80: 4.00
81-85: 3.00
Next Rate: 05/21/12 1.00 2.00 3.00   1.25 1.25 -0.15 DOWN  
American General Life Insurance Company
AG HorizonFlex (CA)
A 1 05/07/12 1.15 2.00 3.15     1.40 1.27 0-75: 5.00
76-80: 4.00
81-85: 3.00
Next Rate: 05/21/12 1.00 2.00 3.00   1.25 1.25 -0.15 DOWN  
Surrender Charges Last 7 Years
Guaranty Income Life
FlexPlus 7 (3% Bonus)
B 1 03/01/12 2.55 3.30 5.85     3.02 1.68 0-79: 1.50
Guaranty Income Life
FlexPlus 7 (2% Bonus)
B 1 03/01/12 2.55 2.00 4.55     2.83 1.50 0-74: 2.50
75-79: 0.50
Guaranty Income Life
FlexPlus 7 (1% Bonus)
B 1 03/01/12 2.55 1.00 3.55     2.69 1.36 0-74: 3.50
75-79: 1.50
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (3) Year High-Band
A 3 05/01/12 2.60 0.50 3.10     2.67 1.75
Call
Guaranty Income Life
FlexPlus 7
B 1 03/01/12 2.65 0.00 2.65     2.65 1.23 0-74: 4.50
75-79: 2.50
Symetra Life Insurance Company
Symetra Custom 7 (3) Year High-Band
A 3 05/15/12 2.45 0.50 2.95     2.52 1.69 0-75: 4.00
76-85: 2.25
86-90: 1.00
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (3) Year Mid-Band
A 3 05/01/12 2.35 0.50 2.85     2.42 1.65
Call
Symetra Life Insurance Company
Symetra Custom 7 (3) Year Mid-Band
A 3 05/15/12 2.20 0.50 2.70     2.27 1.58 0-75: 4.00
76-85: 2.25
86-90: 1.00
The Standard
First Rate Annuity 7
A 1 03/26/12 1.95 2.00 3.95     2.23 1.42 0-80: 1.00
81-85: 0.50
86-91: 0.40
Presidential Life
Patriot 1 Year SPDA
B++ 1 05/02/12 2.20 0.00 2.20     2.20 1.26 0-75: 3.00
76-80: 2.50
81-91: 1.67
American National Life Insurance Company of NY
WealthQuest Citadel 7 Diamond High-Band
A 2 05/01/12 1.35 2.00 3.35     2.20 2.15 0-80: 3.50+
81-85: 2.50+


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Reliance Standard Life
Apollo MVA [MVA]
A 1 03/06/12 2.05 1.00 3.05     2.19 1.29 0-75: 5.25
76-80: 4.20
81-85: 3.15
The Standard
Advantage Growth Annuity 7 High-Band [MVA]
A 1 03/26/12 1.90 2.00 3.90     2.18 1.41 0-79: 3.00
80-84: 1.50
85-90: 1.35
The Standard
First Rate Annuity 7 High-Band
A 1 03/26/12 1.85 2.00 3.85     2.13 1.40 0-80: 1.00
81-85: 0.50
86-91: 0.40
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (5) Year High-Band
A 5 05/01/12 2.05 0.50 2.55     2.12 1.82
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (3) Year Mid-Band
A 3 05/01/12 2.05 0.50 2.55     2.12 1.52
Call
Security Benefit Life
Lighthouse Select 1 High-Band
B++ 1 05/14/12 2.10 0.00 2.10     2.10 1.16
Call
Security Benefit Life
Lighthouse Select 3 High-Band
B++ 3 05/14/12 2.10 0.00 2.10     2.10 1.47
Call
American National Life Insurance Company of NY
WealthQuest Citadel 7 Diamond Low-Band
A 2 05/01/12 1.25 2.00 3.25     2.10 2.10 0-80: 3.50+
81-85: 2.50+
The Standard
Advantage Growth Annuity 7 Low-Band [MVA]
A 1 03/26/12 1.80 2.00 3.80     2.08 1.40 0-79: 3.00
80-84: 1.50
85-90: 1.35
Symetra Life Insurance Company
Symetra Custom 7 (5) Year High-Band
A 5 05/15/12 2.00 0.50 2.50     2.07 1.78 0-75: 4.00
76-85: 2.25
86-90: 1.00
Reliance Standard Life
Apollo SP [MVA]
A 1 03/06/12 1.90 1.00 2.90     2.04 1.27 0-75: 5.25
76-80: 4.20
81-85: 3.15
Security Benefit Life
Lighthouse Select 3 Low-Band
B++ 3 05/14/12 2.00 0.00 2.00     2.00 1.43
Call
Security Benefit Life
Lighthouse Select 1 Low-Band
B++ 1 05/14/12 2.00 0.00 2.00     2.00 1.14
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (3-Year ROP) High-Band
A 3 05/01/12 1.90 0.50 2.40     1.97 1.46
Call
Symetra Life Insurance Company
Symetra Custom 7 (3) Year Mid-Band
A 3 05/15/12 1.90 0.50 2.40     1.97 1.46 0-75: 4.00
76-85: 2.25
86-90: 1.00
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (5) Year Mid-Band
A 5 05/01/12 1.85 0.50 2.35     1.92 1.68
Call
Symetra Life Insurance Company
Symetra Custom 7 (5) Year Mid-Band
A 5 05/15/12 1.80 0.50 2.30     1.87 1.64 0-75: 4.00
76-85: 2.25
86-90: 1.00
Symetra Life Insurance Company
Symetra Custom 7 (3-Year ROP) High-Band
A 3 05/15/12 1.70 0.50 2.20     1.77 1.37 0-75: 4.00
76-85: 2.25
86-90: 1.00
Great American Life Insurance Company
Secure American [LOAN]
A 1 10/03/11 1.60 1.00 2.60     1.74 1.23 18-70: 5.85+
71-80: 4.72+
81-89: 4.50+
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (3-Year ROP) Mid-Band
A 3 05/01/12 1.65 0.50 2.15     1.72 1.35
Call


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
The Standard
Principal Growth Annuity 7 High-Band [LOAN]
A 1 03/26/12 1.50 1.00 2.50   1.00   1.64 1.21 0-80: 3.00+
81-85: 1.50+
86-90: 1.35+
American National Insurance Company
Citadel 7 Diamond High-Band
A 2 05/01/12 1.35 2.00 3.35     1.63 1.38 0-80: 3.50+
81-85: 2.50+
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (5-Year ROP) High-Band
A 5 05/01/12 1.55 0.50 2.05     1.62 1.46
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (5) Year Mid-Band
A 5 05/01/12 1.50 0.50 2.00     1.57 1.43
Call
Symetra Life Insurance Company
Symetra Custom 7 (5-Year ROP) High-Band
A 5 05/15/12 1.50 0.50 2.00     1.57 1.43 0-75: 4.00
76-85: 2.25
86-90: 1.00
American National Insurance Company
Palladium Century [MVA]
A 1 05/01/12 1.55 0.00 1.55     1.55 1.08
North American Company
North American Flex I
Product has been withdrawn from sale effective 02/24/2012
The Standard
Principal Growth Annuity 7 Low-Band [LOAN]
A 1 03/26/12 1.40 1.00 2.40   1.00   1.54 1.20 0-80: 3.00+
81-85: 1.50+
86-90: 1.35+
American National Insurance Company
Citadel 7 Diamond Low-Band
A 2 05/01/12 1.25 2.00 3.25     1.53 1.35 0-80: 3.50+
81-85: 2.50+
Symetra Life Insurance Company
Symetra Custom 7 (3-Year ROP) Mid-Band
A 3 05/15/12 1.45 0.50 1.95     1.52 1.26 0-75: 4.00
76-85: 2.25
86-90: 1.00
Symetra Life Insurance Company
Symetra Custom 7 (5) Year Mid-Band
A 5 05/15/12 1.45 0.50 1.95     1.52 1.39 0-75: 4.00
76-85: 2.25
86-90: 1.00
Aviva Life & Annuity (MultiChoice Series)
Freedom 7 (1-Year) High-Band
A 1 04/06/12 1.50 0.00 1.50     1.50 1.07 0-75: 3.00
76-80: 1.75
81-UP: 1.75
Aviva Life & Annuity (Income Series)
Income Select Spirit 7 (1-Year) High-Band
A 1 04/06/12 1.50 0.00 1.50     1.50 1.07 0-75: 3.00
76-80: 1.75
81-81: 1.75
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (3-Year ROP) Mid-Band
A 3 05/01/12 1.35 0.50 1.85     1.42 1.22
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (5-Year ROP) Mid-Band
A 5 05/01/12 1.35 0.50 1.85     1.42 1.32
Call
American National Insurance Company
Palladium Advisor [MVA]
A 1 05/01/12 1.25 1.00 2.25     1.39 1.18 0-80: 3.00+
81-UP: 1.00+
Genworth Life Insurance Company
SecureLiving SmartRate 5 High-Band
A 5 03/21/12 1.00 0.55 1.55     1.39 1.39 0-75: 4.50
76-80: 2.70
81-85: 1.05
Life of the Southwest
RetireMax FPDA 1 403(b) [TSA, LOAN]
A 1 03/22/12 1.25 1.00 2.25     1.39 1.18
Call
Next Rate: 05/22/12 1.00 1.00 2.00   1.14 1.14 -0.25 DOWN  
Life of the Southwest
RetireOne
A 1 03/22/12 1.25 1.00 2.25     1.39 1.18
Next Rate: 05/22/12 1.00 1.00 2.00   1.14 1.14 -0.25 DOWN  
Symetra Life Insurance Company
Symetra Custom 7 (5-Year ROP) Mid-Band
A 5 05/15/12 1.30 0.50 1.80     1.37 1.29 0-75: 4.00
76-85: 2.25
86-90: 1.00


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Genworth Life Insurance Company
SecureLiving SmartRate 3 High-Band
A 3 03/21/12 1.00 0.80 1.80     1.34 1.34 0-75: 4.50
76-80: 2.70
81-85: 1.05
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (5) Year Low-Band
A 5 05/01/12 1.20 0.50 1.70     1.27 1.21
Call
Genworth Life Insurance Company
SecureLiving SmartRate 5 Mid-Band
A 5 03/21/12 1.00 0.35 1.35     1.25 1.25 0-75: 4.50
76-80: 2.70
81-85: 1.05
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (3) Year Low-Band
A 3 05/01/12 1.15 0.50 1.65     1.22 1.14
Call
Symetra Life Insurance Company
Symetra Custom 7 (5) Year Low-Band
A 5 05/15/12 1.15 0.50 1.65     1.22 1.18 0-75: 4.00
76-85: 2.25
86-90: 1.00
Symetra Life Insurance Company
Symetra Custom 7 (3-Year ROP) Mid-Band
A 3 05/15/12 1.15 0.50 1.65     1.22 1.14 0-75: 4.00
76-85: 2.25
86-90: 1.00
Genworth Life Insurance Company
SecureLiving SmartRate High-Band
A 1 03/21/12 1.00 1.50 2.50     1.21 1.21 0-75: 4.50
76-80: 2.70
81-85: 1.05
Genworth Life of New York
SecureLiving SmartRate NY (1) High-Band
A 1 03/07/12 1.00 1.50 2.50     1.21 1.21 0-75: 4.50
76-80: 2.70
81-85: 1.05
Genworth Life Insurance Company
SecureLiving SmartRate 3 Mid-Band
A 3 03/21/12 1.00 0.40 1.40     1.17 1.17 0-75: 4.50
76-80: 2.70
81-85: 1.05
Principal Financial Group
FPDA Plus 5-Year Guaranty
A+ 5 05/15/12 1.15 0.00 1.15     1.15 1.11 0-80: 4.50
81-85: 3.00
86-90: 1.85
Genworth Life Insurance Company
SecureLiving SmartRate Mid-Band
A 1 03/21/12 1.00 0.75 1.75     1.11 1.11 0-75: 4.50
76-80: 2.70
81-85: 1.05
Genworth Life of New York
SecureLiving SmartRate NY (3) High-Band
A 3 03/07/12 1.00 0.80 1.80     1.11 1.11 0-75: 4.50
76-80: 2.70
81-85: 1.05
Genworth Life of New York
SecureLiving SmartRate NY (1) Mid-Band
A 1 03/07/12 1.00 0.75 1.75     1.11 1.11 0-75: 4.50
76-80: 2.70
81-85: 1.05
Genworth Life of New York
SecureLiving SmartRate NY (5) High-Band
A 5 03/07/12 1.00 0.55 1.55     1.08 1.08 0-75: 4.50
76-80: 2.70
81-85: 1.05
Symetra Life Insurance Company
Symetra Custom 7 (5-Year ROP) Mid-Band
A 5 05/15/12 1.00 0.50 1.50     1.07 1.07 0-75: 4.00
76-85: 2.25
86-90: 1.00
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (5-Year ROP) Mid-Band
A 5 05/01/12 1.00 0.50 1.50     1.07 1.07
Call
Symetra Life Insurance Company
Symetra Custom 7 (3-Year ROP) Low-Band
A 3 05/15/12 1.00 0.50 1.50     1.07 1.07 0-75: 4.00
76-85: 2.25
86-90: 1.00
Symetra Life Insurance Company
Symetra Custom 7 (5-Year ROP) Low-Band
A 5 05/15/12 1.00 0.50 1.50     1.07 1.07 0-75: 4.00
76-85: 2.25
86-90: 1.00
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (5-Year ROP) Low-Band
A 5 05/01/12 1.00 0.50 1.50     1.07 1.07
Call
Symetra Life Insurance Company
Symetra Custom 7 (3) Year Low-Band
A 3 05/15/12 1.00 0.50 1.50     1.07 1.07 0-75: 4.00
76-85: 2.25
86-90: 1.00


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (3-Year ROP) Low-Band
A 3 05/01/12 1.00 0.50 1.50     1.07 1.07
Call
Genworth Life of New York
SecureLiving SmartRate NY (3) Mid-Band
A 3 03/07/12 1.00 0.40 1.40     1.06 1.06 0-75: 4.50
76-80: 2.70
81-85: 1.05
Genworth Life of New York
SecureLiving SmartRate NY (5) Mid-Band
A 5 03/07/12 1.00 0.35 1.35     1.05 1.05 0-75: 4.50
76-80: 2.70
81-85: 1.05
Principal Financial Group
FPDA Plus 7-Year Guaranty
A+ 1 05/15/12 1.05 0.00 1.05     1.05 1.01 0-80: 4.50
81-85: 3.00
86-90: 1.85
Aviva Life & Annuity (MultiChoice Series)
Freedom 7 (1-Year) Low-Band
A 1 04/06/12 1.00 0.00 1.00     1.00 1.00 0-75: 3.00
76-80: 1.75
81-UP: 1.75
Aviva Life & Annuity (Income Series)
Income Select Spirit 7 (1-Year) Low-Band
A 1 04/06/12 1.00 0.00 1.00     1.00 1.00 0-75: 3.00
76-80: 1.75
81-81: 1.75
American National Insurance Company
Palladium Group Fixed Deferred
A 1 05/01/12 1.00 0.00 1.00     1.00 1.00 0-UP: 4.00+
Genworth Life of New York
SecureLiving SmartRate NY (3) Low-Band
A 3 03/07/12 1.00 0.00 1.00     1.00 1.00 0-75: 4.50
76-80: 2.70
81-85: 1.05
Genworth Life Insurance Company
SecureLiving SmartRate Low-Band
A 1 03/21/12 1.00 0.00 1.00     1.00 1.00 0-75: 4.50
76-80: 2.70
81-85: 1.05
Principal Financial Group
FPDA Plus 1-Year Guaranty Low-Band
A+ 1 05/15/12 1.00 0.00 1.00 0.00   1.00 1.00 0-80: 4.50
81-85: 3.00
86-90: 1.85
Genworth Life of New York
SecureLiving SmartRate NY (5) Low-Band
A 5 03/07/12 1.00 0.00 1.00     1.00 1.00 0-75: 4.50
76-80: 2.70
81-85: 1.05
Genworth Life Insurance Company
SecureLiving SmartRate 5 Low-Band
A 5 03/21/12 1.00 0.00 1.00     1.00 1.00 0-75: 4.50
76-80: 2.70
81-85: 1.05
Principal Financial Group
FPDA Plus 1-Year Guaranty High-Band
A+ 1 05/15/12 1.00 0.00 1.00 0.00   1.00 1.00 0-80: 4.50
81-85: 3.00
86-90: 1.85
Genworth Life of New York
SecureLiving SmartRate NY (1) Low-Band
A 1 03/07/12 1.00 0.00 1.00     1.00 1.00 0-75: 4.50
76-80: 2.70
81-85: 1.05
Genworth Life Insurance Company
SecureLiving SmartRate 3 Low-Band
A 3 03/21/12 1.00 0.00 1.00     1.00 1.00 0-75: 4.50
76-80: 2.70
81-85: 1.05
Surrender Charges Last 6 Years
Genworth Life Insurance Company
SecureLiving Liberty 1-Year Guaranty High-Band
A 1 05/16/12 1.95 2.75 4.70   1.35   2.40 1.61 0-75: 3.00
76-80: 1.95
81-85: 1.05
Genworth Life Insurance Company
SecureLiving Independence High-Band
A 2 04/18/12 2.15 1.50 3.65     2.40 1.96 0-75: 2.25
76-80: 1.31
81-85: 0.94
Genworth Life of New York
SecureLiving Independence NY High-Band
A 2 04/18/12 2.15 1.50 3.65     2.40 1.96 0-75: 2.25
76-80: 1.31
81-85: 0.94
Genworth Life of New York
Liberty NY 1-Yr Guaranty High-Band
A 1 05/16/12 1.95 2.75 4.70   1.35   2.40 1.61 0-75: 3.00
76-80: 1.95
81-UP: 1.05
Genworth Life of New York
SecureLiving Independence NY Mid-Band
A 2 04/18/12 2.15 1.00 3.15     2.32 1.88 0-75: 2.25
76-80: 1.31
81-85: 0.94


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Genworth Life Insurance Company
SecureLiving Independence Mid-Band
A 2 04/18/12 2.15 1.00 3.15     2.32 1.88 0-75: 2.25
76-80: 1.31
81-85: 0.94
Genworth Life Insurance Company
SecureLiving Liberty 1-Year Guaranty Mid-Band
A 1 05/16/12 1.95 2.00 3.95   1.35   2.28 1.49 0-75: 3.00
76-80: 1.95
81-85: 1.05
ReliaStar Life Insurance Company
ING Premier 5 High-Band [LOAN]
A 1 05/01/12 1.45 0.00 1.45 5.00 6.52 2.28 1.90 0-65: 2.00+
66-69: 1.30+
70-UP: 0.70+
ReliaStar Life Insurance Company
ING Premier 5 Low-Band [LOAN]
A 1 05/01/12 1.45 0.00 1.45 0.00
to 5.00 		6.52 1.45
to 2.28 		1.07
to 1.90 		0-65: 2.00+
66-69: 1.30+
70-UP: 0.70+
Genworth Life of New York
Liberty NY 1-Yr Guaranty Mid-Band
A 1 05/16/12 1.95 2.00 3.95   1.35   2.28 1.49 0-75: 3.00
76-80: 1.95
81-UP: 1.05
EquiTrust Life Insurance Company
Choice Four (Liquidity & MVA Option) [MVA]
B+ 1 10/24/11 2.00 0.00 2.00 1.50 3.53 2.25 2.25 0-80: 5.50
81-85: 4.13
SBLI -Savings Bank Life Insurance of MA
SBLI Optimizer 3 MVA High-Band
A+ 3 05/15/12 1.75 1.00 2.75     2.25 1.87
Call
Genworth Life Insurance Company
SecureLiving Independence Low-Band
A 2 04/18/12 2.15 0.50 2.65     2.23 1.80 0-75: 2.25
76-80: 1.31
81-85: 0.94
Genworth Life of New York
SecureLiving Independence NY Low-Band
A 2 04/18/12 2.15 0.50 2.65     2.23 1.80 0-75: 2.25
76-80: 1.31
81-85: 0.94
Genworth Life Insurance Company
SecureLiving Liberty 3-Year Guaranty High-Band
A 3 05/16/12 1.65 1.10 2.75   1.10   2.20 1.87 0-75: 3.00
76-80: 1.95
81-85: 1.05
Genworth Life of New York
Liberty NY 1-Yr Guaranty Low-Band
A 1 05/16/12 1.95 1.00 2.95   1.35   2.12 1.32 0-75: 3.00
76-80: 1.95
81-UP: 1.05
Genworth Life Insurance Company
SecureLiving Liberty 1-Year Guaranty Low-Band
A 1 05/16/12 1.95 1.00 2.95   1.35   2.12 1.32 0-75: 3.00
76-80: 1.95
81-85: 1.05
SBLI -Savings Bank Life Insurance of MA
SBLI Optimizer 3 MVA Mid-Band
A+ 3 05/15/12 1.75 0.75 2.50     2.12 1.75
Call
Genworth Life Insurance Company
SecureLiving Liberty 3-Year Guaranty Mid-Band
A 3 05/16/12 1.65 0.90 2.55   1.25   2.10 1.77 0-75: 3.00
76-80: 1.95
81-85: 1.05
Sagicor Life Insurance Company
Sage Choice [MVA]
A- 1 03/15/12 2.00 0.50 2.50   1.00   2.08 2.08
Call
Genworth Life Insurance Company
SecureLiving Liberty 5-Year Guaranty High-Band
A 5 05/16/12 1.50 0.65 2.15   1.10   2.04 1.96 0-75: 3.00
76-80: 1.95
81-UP: 1.05
EquiTrust Life Insurance Company
ChoiceFour (Liquidity Option)
B+ 1 10/24/11 2.00 0.00 2.00     2.00 2.00 0-80: 5.50
81-85: 4.13
SBLI -Savings Bank Life Insurance of MA
SBLI Optimizer 3 MVA Mid-Band
A+ 3 05/15/12 1.75 0.50 2.25     2.00 1.62
Call
ReliaStar Life Insurance Company
ING Premier 3 High-Band
A 1 05/01/12 1.45 0.00 1.45 3.00 4.49 1.95 1.57 0-65: 4.50
66-70: 3.40
71-74: 2.95
75-UP: 2.80
The Standard
Secured Rate Annuity 1 High-Band
A 1 03/26/12 1.60 1.00 2.60 0.20
to 1.00 		1.10 3.63 1.80
to 1.93 		1.30
to 1.43 		0-80: 2.00
81-85: 1.00
86-UP: 0.77


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Genworth Life Insurance Company
SecureLiving Liberty 5-Year Guaranty Mid-Band
A 5 05/16/12 1.50 0.50 2.00   1.10   1.92 1.83 0-75: 3.00
76-80: 1.95
81-UP: 1.05
SBLI -Savings Bank Life Insurance of MA
SBLI Optimizer 3 MVA Low-Band
A+ 3 05/15/12 1.75 0.25 2.00     1.87 1.50
Call
ReliaStar Life Insurance Company
ING Premier 3 Mid-Band
A 1 05/01/12 1.45 0.00 1.45 2.50 3.99 1.87 1.49 0-65: 4.50
66-70: 3.40
71-74: 2.95
75-UP: 2.80
ReliaStar Life Insurance Company
ING Premier 5 Mid-Band [LOAN]
A 1 05/01/12 1.45 0.00 1.45 2.50 3.99 1.87 1.49 0-65: 2.00+
66-69: 1.30+
70-UP: 0.70+
Genworth Life of New York
Liberty NY 3-Yr Guaranty High-Band
A 3 05/16/12 1.65 1.10 2.75   1.25   1.83 1.51 0-75: 3.00
76-80: 1.95
81-85: 1.05
The Standard
Secured Rate Annuity 1 Low-Band
A 1 03/26/12 1.50 1.00 2.50 0.20
to 1.00 		1.00 3.53 1.70
to 1.83 		1.28
to 1.42 		0-80: 2.00
81-85: 1.00
86-UP: 0.77
SBLI -Savings Bank Life Insurance of MA
SBLI Optimizer 2 MVA High-Band [MVA]
A+ 2 05/15/12 1.65 0.00 1.65 1.00 2.67 1.82 1.38
Call
Genworth Life of New York
Liberty NY 3-Yr Guaranty Mid-Band
A 3 05/16/12 1.65 0.90 2.55   1.25   1.80 1.47 0-75: 3.00
76-80: 1.95
81-85: 1.05
Genworth Life Insurance Company
SecureLiving Liberty 3-Year Guaranty Low-Band
A 3 05/16/12 1.65 0.30 1.95   1.25   1.80 1.47 0-75: 3.00
76-80: 1.95
81-85: 1.05
SBLI -Savings Bank Life Insurance of MA
SBLI Optimizer 2 MVA Mid-Band [MVA]
A+ 2 05/15/12 1.65 0.00 1.65 0.50 2.16 1.73 1.30
Call
ReliaStar Life Insurance Company
ING Premier Flex Annuity [LOAN]
A 1 05/01/12 1.45 0.00 1.45 1.50 2.97 1.70 1.33 0-55: 6.00+
56-70: 6.00+
71-74: 5.00+
75-UP: 3.05+
Genworth Life of New York
Liberty NY 3-Yr Guaranty Low-Band
A 3 05/16/12 1.65 0.30 1.95   1.25   1.70 1.37 0-75: 3.00
76-80: 1.95
81-85: 1.05
SBLI -Savings Bank Life Insurance of MA
SBLI Optimizer 2 MVA Low-Band [MVA]
A+ 2 05/15/12 1.65 0.00 1.65 0.25 1.90 1.69 1.26
Call
Genworth Life of New York
Liberty NY 5-Yr Guaranty High-Band
A 5 05/16/12 1.50 0.65 2.15   1.10   1.61 1.52 0-75: 3.00
76-80: 1.95
81-85: 1.05
Genworth Life of New York
Liberty NY 5-Yr Guaranty Mid-Band
A 5 05/16/12 1.50 0.50 2.00   1.10   1.58 1.50 0-75: 3.00
76-80: 1.95
81-85: 1.05
Genworth Life Insurance Company
SecureLiving Liberty 5-Year Guaranty Low-Band
A 5 05/16/12 1.50 0.10 1.60   1.10   1.58 1.50 0-75: 3.00
76-80: 1.95
81-UP: 1.05
Genworth Life of New York
Liberty NY 5-Yr Guaranty Low-Band
A 5 05/16/12 1.50 0.10 1.60   1.10   1.52 1.43 0-75: 3.00
76-80: 1.95
81-85: 1.05
ReliaStar Life Insurance Company
ING Premier 3 Low-Band
A 1 05/01/12 1.45 0.00 1.45     1.45 1.07 0-65: 4.50
66-70: 3.40
71-74: 2.95
75-UP: 2.80
Surrender Charges Last 5 Years
Guaranty Income Life
FlexPlus 5
B 1 03/01/12 2.55 0.00 2.55     2.55 1.31 0-74: 2.00
75-79: 1.00
Reliance Standard Life
Eleos MVA [MVA]
A 1 03/06/12 2.25 1.00 3.25     2.45 1.45 0-75: 3.25
76-80: 2.60
81-85: 1.95


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Reliance Standard Life
Eleos SP
A 1 03/06/12 2.10 1.00 3.10     2.30 1.42 0-75: 3.25
76-80: 2.60
81-85: 1.95
The Standard
Advantage Growth Annuity 5 High-Band [MVA]
A 1 03/26/12 1.75 2.00 3.75     2.15 1.54 0-79: 3.00
80-84: 1.50
85-90: 1.35
The Standard
Advantage Growth Annuity 5 Low-Band [MVA]
A 1 03/26/12 1.65 2.00 3.65     2.05 1.52 0-79: 3.00
80-84: 1.50
85-90: 1.35
The Standard
Principal Growth Annuity 5 High-Band
A 1 03/26/12 1.35 1.00 2.35   1.00   1.55 1.27 0-80: 2.00+
81-85: 1.00+
86-90: 0.77+
Aviva Life & Annuity (MultiChoice Series)
Freedom 5 (1-Year) High-Band
A 1 04/06/12 1.50 0.00 1.50     1.50 1.10 0-75: 2.00
76-79: 1.05
80-83: 0.95
Aviva Life & Annuity (Income Series)
Income Select Spirit 5 (1-Year) High-Band
A 1 04/06/12 1.50 0.00 1.50     1.50 1.10 0-75: 2.00
76-80: 1.05
81-83: 0.95
The Standard
Principal Growth Annuity 5 Low-Band
A 1 03/26/12 1.25 1.00 2.25   1.00   1.45 1.25 0-80: 2.00+
81-85: 1.00+
86-90: 0.77+
SBLI -Savings Bank Life Insurance of MA
SBLI Optimizer 1 Non MVA High-Band
A+ 1 05/15/12 1.25 1.00 2.25     1.45 1.25
Call
ReliaStar Life Insurance Company
ING QuintaFlex (TSA/457) [LOAN]
A 1 05/01/12 1.10 1.50 2.60     1.40 1.52 0-70: 5.00+
71-74: 4.00+
75-UP: 2.50+
American National Insurance Company
Citadel 5 Diamond High-Band
A 2 05/01/12 1.20 1.00 2.20     1.40 1.28 0-80: 3.00
81-85: 2.00
American National Life Insurance Company of NY
WealthQuest Citadel 5 Diamond High-Band
A 2 05/01/12 1.20 1.00 2.20     1.40 1.28 0-80: 3.00
81-85: 2.00
SBLI -Savings Bank Life Insurance of MA
SBLI Optimizer 1 Non MVA Mid-Band
A+ 1 05/15/12 1.25 0.50 1.75     1.35 1.15
Call
SBLI -Savings Bank Life Insurance of MA
SBLI Optimizer 1 Non MVA Mid-Band
A+ 1 05/15/12 1.25 0.35 1.60     1.32 1.12
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5 (3 Year) High-Band
A 3 05/01/12 1.20 0.50 1.70     1.30 1.22
Call
ReliaStar Life Insurance Company
ING QuintaFlex (NQ)
A 1 05/01/12 1.00 1.50 2.50     1.30 1.50 0-55: 4.50+
56-60: 4.50+
61-65: 2.00+
66-70: 2.00+
71-74: 2.00+
75-UP: 1.25+
SBLI -Savings Bank Life Insurance of MA
SBLI Optimizer 1 Non MVA Low-Band
A+ 1 05/15/12 1.25 0.25 1.50     1.30 1.10
Call
American National Life Insurance Company of NY
WealthQuest Citadel 5 Diamond Low-Band
A 2 05/01/12 1.10 1.00 2.10     1.30 1.24 0-80: 3.00
81-85: 2.00
American National Insurance Company
Citadel 5 Diamond Low-Band
A 2 05/01/12 1.10 1.00 2.10     1.30 1.24 0-80: 3.00
81-85: 2.00
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5 (3 Year) Mid-Band
A 3 05/01/12 1.15 0.50 1.65     1.25 1.19
Call
Symetra Life Insurance Company
Symetra Custom 5 (3) Year High-Band
A 3 05/15/12 1.15 0.50 1.65     1.25 1.19 0-75: 2.50
76-85: 1.50
86-90: 1.00


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Symetra Life Insurance Company
Symetra Custom 5 (3) Year Mid-Band
A 3 05/15/12 1.10 0.50 1.60     1.20 1.16 0-75: 2.50
76-85: 1.50
86-90: 1.00
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5 (3 Year) Mid-Band
A 3 05/01/12 1.05 0.50 1.55     1.15 1.13
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5 3-Year (ROP) Mid-Band
A 3 05/01/12 1.00 0.50 1.50     1.10 1.10
Call
Symetra Life Insurance Company
Symetra Custom 5 (3-Year ROP) Mid-Band
A 3 05/15/12 1.00 0.50 1.50     1.10 1.10 0-75: 2.50
76-85: 1.50
86-91: 1.00
Symetra Life Insurance Company
Symetra Custom 5 (3) Year Low-Band
A 3 05/15/12 1.00 0.50 1.50     1.10 1.10 0-75: 2.50
76-85: 1.50
86-90: 1.00
Symetra Life Insurance Company
Symetra Custom 5 (3-Year ROP) High-Band
A 3 05/15/12 1.00 0.50 1.50     1.10 1.10 0-75: 2.50
76-85: 1.50
86-91: 1.00
Symetra Life Insurance Company
Symetra Custom 5 (3-Year ROP) Low-Band
A 3 05/15/12 1.00 0.50 1.50     1.10 1.10 0-75: 2.50
76-85: 1.50
86-91: 1.00
Symetra Life Insurance Company
Symetra Custom 5 (3-Year ROP) Mid-Band
A 3 05/15/12 1.00 0.50 1.50     1.10 1.10 0-75: 2.50
76-85: 1.50
86-91: 1.00
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5 3-Year (ROP) Low-Band
A 3 05/01/12 1.00 0.50 1.50     1.10 1.10
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5 (3 Year) Low-Band
A 3 05/01/12 1.00 0.50 1.50     1.10 1.10
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5 3-Year (ROP) High-Band
A 3 05/01/12 1.00 0.50 1.50     1.10 1.10
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5 3-Year (ROP) Mid-Band
A 3 05/01/12 1.00 0.50 1.50     1.10 1.10
Call
Symetra Life Insurance Company
Symetra Custom 5 (3) Year Mid-Band
A 3 05/15/12 1.00 0.50 1.50     1.10 1.10 0-75: 2.50
76-85: 1.50
86-90: 1.00
Principal Financial Group
Principal Guaranteed Annuity 1-Year Guaranty High-Band
A+ 1 05/15/12 1.05 0.00 1.05   1.01   1.05 1.01 0-80: 4.10
81-85: 2.75
86-UP: 1.45
Principal Financial Group
Principal Guaranteed Annuity 1-Year Guaranty Low-Band
A+ 1 05/15/12 1.05 0.00 1.05   1.01   1.05 1.01 0-80: 4.10
81-85: 2.75
86-UP: 1.45
Principal Financial Group
Principal Guaranteed Annuity 3-Year Guaranty
A+ 3 05/15/12 1.00 0.00 1.00     1.00 1.00 0-79: 4.10
80-85: 2.75
86-90: 1.45
Aviva Life & Annuity (MultiChoice Series)
Freedom 5 (1-Year) Low-Band
A 1 04/06/12 1.00 0.00 1.00     1.00 1.00 0-75: 2.00
76-79: 1.05
80-83: 0.95
Aviva Life & Annuity (Income Series)
Income Select Spirit 5 (1-Year) Low-Band
A 1 04/06/12 1.00 0.00 1.00     1.00 1.00 0-75: 2.00
76-80: 1.05
81-83: 0.95
Surrender Charges Last 3 Years
Aviva Life & Annuity (MultiChoice Series)
Freedom 3 (1-Year) High-Band
A 1 04/06/12 1.35 0.00 1.35     1.35 1.12 0-75: 0.25
76-80: 0.25
Aviva Life & Annuity (Income Series)
Income Select Spirit 3 (1-Year) High-Band
A 1 04/06/12 1.35 0.00 1.35     1.35 1.12 0-75: 0.25
76-80: 0.25


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Aviva Life & Annuity (Income Series)
Income Select Spirit 3 (1-Year) Low-Band
A 1 04/06/12 1.00 0.00 1.00     1.00 1.00 0-75: 0.25
76-80: 0.25
Aviva Life & Annuity (MultiChoice Series)
Freedom 3 (1-Year) Low-Band
A 1 04/06/12 1.00 0.00 1.00     1.00 1.00 0-75: 0.25
76-80: 0.25
Showing 1-242 of 242   

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