| Fixed Indexed Annuities |
Company / Product / Account
|
Index
|
Product Type
|
SurenderCharges |
PremiumBonus |
Bail Out |
LastChange |
Part Rate
|
Spread
|
Cap
|
CommissionsAge: Rate |
|---|---|---|---|---|---|---|---|---|---|---|
Reset
|
Averaging
|
Min Part Rate | Max Spread | Min Cap | ||||||
| Surrender Charges Last 16 Years | ||||||||||
|
9% bonus, & 7% compound rollup. |
||||||||||
|
Bonus Gold (Index 1-07) Traditional Fixed Value |
Fixed |
16 Years |
10.00 | 10/08/11 | 1.75% 1-Yr Fixed |
0-75: 6.00+ 76-80: 4.50+ |
||||
| Min Rates: | ||||||||||
|
Bonus Gold (Index 1-07) 1 Year S&P 500 Monthly Average with Cap |
S&P 500 | Point to Point |
16 Years |
10.00 | 10/08/11 | 3.25 |
0-75: 6.00+ 76-80: 4.50+ |
|||
| Annual | Monthly | Min Rates: | 100 | 0.00 | 1.00 | |||||
|
Bonus Gold (Index 1-07) 1-Year S&P 500 Point-to-Point Cap |
S&P 500 | Point to Point |
16 Years |
10.00 | 10/08/11 | 3.25 |
0-75: 6.00+ 76-80: 4.50+ |
|||
| Annual | None | Min Rates: | 100 | 0.00 | 1.00 | |||||
|
Bonus Gold (Index 1-07) 1 Year S&P 500 Monthly Average Participation Rate |
S&P 500 | Point to Point |
16 Years |
10.00 | 10/08/11 | 20 |
0-75: 6.00+ 76-80: 4.50+ |
|||
| Annual | Monthly | Min Rates: | 10 | 0.00 | ||||||
|
Bonus Gold (Index 1-07) 1-Year S&P 500 Monthly Point-to-Point |
S&P 500 | Point to Point |
16 Years |
10.00 | 10/08/11 | 1.80 |
0-75: 6.00+ 76-80: 4.50+ |
|||
| Annual | Monthly Sum | Min Rates: | 100 | 0.00 | 1.00 | |||||
|
Bonus Gold (Index 1-07) 10 Year U.S. Treasury Bond Value with Cap |
10 Year US Treasury | Point to Point |
16 Years |
10.00 | 10/08/11 | 3.25 |
0-75: 6.00+ 76-80: 4.50+ |
|||
| Annual | None | Min Rates: | 100 | 0.00 | 1.00 | |||||
|
Bonus Gold (Index 1-07) 1-Year Dow Jones Monthly Average Cap |
DJIA | Point to Point |
16 Years |
10.00 | 10/08/11 | 3.25 |
0-75: 6.00+ 76-80: 4.50+ |
|||
| Annual | Monthly | Min Rates: | 100 | 0.00 | 1.00 | |||||
|
Bonus Gold (Index 1-07) 1-Year Dow Jones Point-to-Point Cap |
DJIA | Point to Point |
16 Years |
10.00 | 10/08/11 | 3.25 |
0-75: 6.00+ 76-80: 4.50+ |
|||
| Annual | None | Min Rates: | 100 | 0.00 | 1.00 | |||||
|
Bonus Gold (Index 1-07) 1 Year S&P 500 Annual Point-to-Point Participation Rate |
S&P 500 | Point to Point |
16 Years |
10.00 | 10/08/11 | 20 |
0-75: 6.00+ 76-80: 4.50+ |
|||
| Annual | None | Min Rates: | 10 | 0.00 | 0.00 | |||||
| Surrender Charges Last 14 Years | ||||||||||
| 9.35% annual cap on $250k+ premium--w/ 5% liquidity. | ||||||||||
|
Freedom Choice (5%) 14 - High 1-Year Fixed |
Fixed |
14 Years |
01/19/12 | 3.35% 1-Yr Fixed | 0-75: 5.50+ | |||||
| Min Rates: | ||||||||||
|
Prosperity Elite 14 Protection Fixed Account |
Fixed |
14 Years |
9.00 | 02/02/12 | 2.50% 1-Yr Fixed |
0-79: 8.00 80-85: 4.00 |
||||
| Min Rates: | ||||||||||
|
Freedom Choice (5%) 14 - Low 1-Year Fixed |
Fixed |
14 Years |
01/19/12 | 3.05% 1-Yr Fixed | 0-75: 5.50+ | |||||
| Min Rates: | ||||||||||
|
Prosperity Elite 14 Protection 1-Year S&P 500 Monthly Average with A Cap |
S&P 500 | Point to Point |
14 Years |
9.00 | 02/02/12 | 5.00 |
0-79: 8.00 80-85: 4.00 |
|||
| Annual | Monthly | Min Rates: | 3.00 | |||||||
|
Prosperity Elite 14 Protection 2-Year S&P 500 Point-to-Point with a Cap |
S&P 500 | Point to Point |
14 Years |
9.00 | 02/02/12 | 10.25 |
0-79: 8.00 80-85: 4.00 |
|||
| Biennial | None | Min Rates: | 3.00 | |||||||
|
Prosperity Elite 14 Protection 1-Year Performance Triggered Account |
S&P 500 | Performance Triggered |
14 Years |
9.00 | 02/02/12 | 4.50 |
0-79: 8.00 80-85: 4.00 |
|||
| Annual | None | Min Rates: | 1.00 | |||||||
|
Prosperity Elite 14 Protection 1-Year S&P 500 Monthly Point-to-Point with a Cap |
S&P 500 | Point to Point |
14 Years |
9.00 | 02/02/12 | 2.50 |
0-79: 8.00 80-85: 4.00 |
|||
| Annual | Monthly Sum | Min Rates: | 1.00 | |||||||
|
Prosperity Elite 14 Protection 1-Year S&P 500 Point-to-Point with a Cap |
S&P 500 | Point to Point |
14 Years |
9.00 | 02/02/12 | 4.75 |
0-79: 8.00 80-85: 4.00 |
|||
| Annual | None | Min Rates: | 3.00 | |||||||
|
Prosperity Elite 14 Protection 3-Year S&P 500 Point-to-Point with a Cap |
S&P 500 | Point to Point |
14 Years |
9.00 | 02/02/12 | 16.00 |
0-79: 8.00 80-85: 4.00 |
|||
| Triennial | None | Min Rates: | 3.00 | |||||||
|
Freedom Choice (5%) 14 - Low 1-Year Annual Point-to-Point S&P 500 |
S&P 500 | Point to Point |
14 Years |
01/19/12 | 5.80 | 0-75: 5.50+ | ||||
| Annual | None | Min Rates: | 100 | 2.00 | ||||||
|
Freedom Choice (5%) 14 - Low 1-Year S&P 400 Annual Point-to-Point |
S&P 400 | Point to Point |
14 Years |
01/19/12 | 5.55 | 0-75: 5.50+ | ||||
| Annual | None | Min Rates: | 100 | 2.00 | ||||||
Company / Product / Account
|
Index
|
Product Type
|
SurenderCharges |
PremiumBonus |
Bail Out |
LastChange |
Part Rate
|
Spread
|
Cap
|
CommissionsAge: Rate |
|---|---|---|---|---|---|---|---|---|---|---|
Reset
|
Averaging
|
Min Part Rate | Max Spread | Min Cap | ||||||
|
Freedom Choice (5%) 14 - Low 1 -Year NASDAQ Monthly Point-to-Point Cap |
Nasdaq 100 | Point to Point |
14 Years |
01/19/12 | 2.75 | 0-75: 5.50+ | ||||
| Annual | Monthly Sum | Min Rates: | 100 | 1.00 | ||||||
|
Freedom Choice (5%) 14 - Low 1-Year Nasdaq-100 Annual Point-to-Point |
Nasdaq 100 | Point to Point |
14 Years |
01/19/12 | 5.40 | 0-75: 5.50+ | ||||
| Annual | None | Min Rates: | 100 | 2.00 | ||||||
|
Freedom Choice (5%) 14 - Low 1-Year Dow Jones Annual Point-to-Point |
DJIA | Point to Point |
14 Years |
01/19/12 | 5.80 | 0-75: 5.50+ | ||||
| Annual | None | Min Rates: | 100 | 2.00 | ||||||
|
Freedom Choice (5%) 14 - Low 1-Year S&P 500 Monthly Point-to-Point Cap |
S&P 500 | Point to Point |
14 Years |
01/19/12 | 3.00 | 0-75: 5.50+ | ||||
| Annual | Monthly Sum | Min Rates: | 100 | 1.00 | ||||||
|
Freedom Choice (5%) 14 - High 1-Year Dow Jones Annual Point-to-Point |
DJIA | Point to Point |
14 Years |
01/19/12 | 6.65 | 0-75: 5.50+ | ||||
| Annual | None | Min Rates: | 100 | 2.00 | ||||||
|
Freedom Choice (5%) 14 - High 1-Year S&P 500 Monthly Point-to-Point Cap |
S&P 500 | Point to Point |
14 Years |
01/19/12 | 3.30 | 0-75: 5.50+ | ||||
| Annual | Monthly Sum | Min Rates: | 100 | 1.00 | ||||||
|
Freedom Choice (5%) 14 - High 1-Year Russell 2000 Annual Point-to-Point |
Russell 2000 | Point to Point |
14 Years |
01/19/12 | 6.20 | 0-75: 5.50+ | ||||
| Annual | None | Min Rates: | 100 | 2.00 | ||||||
|
Freedom Choice (5%) 14 - High 1-Year Dow Jones EuroStoxx 50 Point-to-Point |
DJ EuroStoxx 50 | Point to Point |
14 Years |
01/19/12 | 7.75 | 0-75: 5.50+ | ||||
| Annual | None | Min Rates: | 100 | 2.00 | ||||||
|
Freedom Choice (5%) 14 - High 1-Year Annual Point-to-Point S&P 500 |
S&P 500 | Point to Point |
14 Years |
01/19/12 | 6.55 | 0-75: 5.50+ | ||||
| Annual | None | Min Rates: | 100 | 2.00 | ||||||
|
Freedom Choice (5%) 14 - High 1-Year S&P 400 Annual Point-to-Point |
S&P 400 | Point to Point |
14 Years |
01/19/12 | 6.25 | 0-75: 5.50+ | ||||
| Annual | None | Min Rates: | 100 | 2.00 | ||||||
|
Freedom Choice (5%) 14 - High 1 -Year NASDAQ Monthly Point-to-Point Cap |
Nasdaq 100 | Point to Point |
14 Years |
01/19/12 | 3.05 | 0-75: 5.50+ | ||||
| Annual | Monthly Sum | Min Rates: | 100 | 1.00 | ||||||
|
Freedom Choice (5%) 14 - High 1-Year Nasdaq-100 Annual Point-to-Point |
Nasdaq 100 | Point to Point |
14 Years |
01/19/12 | 6.15 | 0-75: 5.50+ | ||||
| Annual | None | Min Rates: | 100 | 2.00 | ||||||
|
Freedom Choice (5%) 14 - Low 1-Year Russell 2000 Annual Point-to-Point |
Russell 2000 | Point to Point |
14 Years |
01/19/12 | 5.45 | 0-75: 5.50+ | ||||
| Annual | None | Min Rates: | 100 | 2.00 | ||||||
|
Freedom Choice (5%) 14 - Low 1-Year Dow Jones EuroStoxx 50 Point-to-Point |
DJ EuroStoxx 50 | Point to Point |
14 Years |
01/19/12 | 6.80 | 0-75: 5.50+ | ||||
| Annual | None | Min Rates: | 100 | 2.00 | ||||||
| Surrender Charges Last 13 Years | ||||||||||
|
11% Commission to age 75. 10% liquidity, cumulative to 50% in year 5. Only writes to age 57 in TX. |
||||||||||
|
NWL Ultra Classic Option B: Fixed Account |
Fixed |
13 Years |
08/18/11 | 2.40% 1-Yr Fixed |
0-75: 10.00+ 76-80: 8.50+ |
|||||
| Min Rates: | ||||||||||
|
NWL Ultra Classic Option D: Monthly Cap Annual Reset |
S&P 500 | Point to Point |
13 Years |
08/18/11 | 1.75 |
0-75: 10.00+ 76-80: 8.50+ |
||||
| Annual | Monthly Sum | Min Rates: | 100 | 0.00 | 1.00 | |||||
|
NWL Ultra Classic Option A: Monthly Averaging Annual Reset |
S&P 500 | Point to Point |
13 Years |
08/18/11 | 50 | 1.70 |
0-75: 10.00+ 76-80: 8.50+ |
|||
| Annual | Monthly | Min Rates: | 50 | 6.00 | ||||||
| Surrender Charges Last 10 Years | ||||||||||
|
8% Simple-interest rollup on income rider. Cost 60 bps. |
||||||||||
|
MasterDex X Annuity 1 Year Fixed Interest Account |
Fixed |
10 Years |
6.00 | 02/07/12 | 1.60% 1-Yr Fixed |
0-75: 7.00+ 76-80: 5.00+ |
||||
| Min Rates: | ||||||||||
|
FG Index-Accelerator 10 Fixed Interest Option |
Fixed |
10 Years |
6.00 | 02/02/12 | 1.50% 1-Yr Fixed |
0-79: 7.50+ 80-85: 3.75+ |
||||
| Min Rates: | ||||||||||
|
MasterDex 5 Plus Annuity 1 Year Fixed Interest Account |
Fixed |
10 Years |
3.00 to 5.00 |
02/07/12 | 1.50% 1-Yr Fixed |
0-75: 7.00+ 76-80: 5.00+ |
||||
| Min Rates: | 0.50 | |||||||||
Company / Product / Account
|
Index
|
Product Type
|
SurenderCharges |
PremiumBonus |
Bail Out |
LastChange |
Part Rate
|
Spread
|
Cap
|
CommissionsAge: Rate |
|---|---|---|---|---|---|---|---|---|---|---|
Reset
|
Averaging
|
Min Part Rate | Max Spread | Min Cap | ||||||
|
Endurance Plus 1 Year Fixed Interest Account |
Fixed |
10 Years |
02/07/12 | 1.90% 1-Yr Fixed |
0-75: 7.00+ 76-80: 3.50+ |
|||||
| Min Rates: | 0.50 | |||||||||
|
North American Ten 1-Year Fixed Account |
Fixed |
10 Years |
7.00 | 01/19/12 | 1.15% 1-Yr Fixed |
0-75: 6.50+ 76-79: 4.88+ |
||||
| Min Rates: | ||||||||||
|
Market Ten Bonus Index 1-Year Interest Account |
Fixed |
10 Years |
6.00 | 10/24/11 | 1.15% 1-Yr Fixed | 0-80: 6.00+ | ||||
| Min Rates: | ||||||||||
|
North American Ten 1-Year Nasdaq 100 Annual Point-to-Point |
Nasdaq 100 | Point to Point |
10 Years |
7.00 | 01/19/12 | 2.00 |
0-75: 6.50+ 76-79: 4.88+ |
|||
| Annual | None | Min Rates: | 100 | 0.00 | 2.00 | |||||
|
North American Ten 1-Year Dow Jones Monthly Average |
DJIA | Point to Point |
10 Years |
7.00 | 01/19/12 | 2.15 |
0-75: 6.50+ 76-79: 4.88+ |
|||
| Annual | Monthly | Min Rates: | 100 | 0.00 | 2.00 | |||||
|
North American Ten 1-Year Russell 2000 Monthly Average |
Russell 2000 | Point to Point |
10 Years |
7.00 | 01/19/12 | 2.00 |
0-75: 6.50+ 76-79: 4.88+ |
|||
| Annual | Monthly | Min Rates: | 100 | 0.00 | 2.00 | |||||
|
North American Ten 1-Year Dow Jones Annual Point-to-Point |
DJIA | Point to Point |
10 Years |
7.00 | 01/19/12 | 2.00 |
0-75: 6.50+ 76-79: 4.88+ |
|||
| Annual | None | Min Rates: | 100 | 0.00 | 2.00 | |||||
|
North American Ten 1-Year Nasdaq 100 Monthly Point-to-Point |
Nasdaq 100 | Point to Point |
10 Years |
7.00 | 01/19/12 | 1.15 |
0-75: 6.50+ 76-79: 4.88+ |
|||
| Annual | Monthly Sum | Min Rates: | 1.00 | |||||||
|
North American Ten 1-Year Russell 2000 Annual Point-to-Point |
Russell 2000 | Point to Point |
10 Years |
7.00 | 01/19/12 | 2.00 |
0-75: 6.50+ 76-79: 4.88+ |
|||
| Annual | None | Min Rates: | 2.00 | |||||||
|
North American Ten 1-Year S&P 500 Monthly Average |
S&P 500 | Point to Point |
10 Years |
7.00 | 01/19/12 | 2.20 |
0-75: 6.50+ 76-79: 4.88+ |
|||
| Annual | Monthly | Min Rates: | 100 | 0.00 | 2.00 | |||||
|
North American Ten 1-Year S&P 400 Monthly Average |
S&P 400 | Point to Point |
10 Years |
7.00 | 01/19/12 | 2.00 |
0-75: 6.50+ 76-79: 4.88+ |
|||
| Annual | Monthly | Min Rates: | 100 | 0.00 | 2.00 | |||||
|
North American Ten 1-Year Hindsight Index Strategy |
Blended Indicies | Point to Point |
10 Years |
7.00 | 01/19/12 | 2.00 |
0-75: 6.50+ 76-79: 4.88+ |
|||
| Annual | None | Min Rates: | 10 | 2.00 | ||||||
|
North American Ten 1-Year S&P 500 Annual Point-to-Point |
S&P 500 | Point to Point |
10 Years |
7.00 | 01/19/12 | 2.05 |
0-75: 6.50+ 76-79: 4.88+ |
|||
| Annual | None | Min Rates: | 100 | 0.00 | 2.00 | |||||
|
North American Ten 1-Year Dow Jones EuroStoxx 50 Annual Point-to-Point |
DJ EuroStoxx 50 | Point to Point |
10 Years |
7.00 | 01/19/12 | 2.20 |
0-75: 6.50+ 76-79: 4.88+ |
|||
| Annual | None | Min Rates: | 100 | 0.00 | 2.00 | |||||
|
North American Ten 1-Year S&P 500 Monthly Point-to-Point |
S&P 500 | Point to Point |
10 Years |
7.00 | 01/19/12 | 1.25 |
0-75: 6.50+ 76-79: 4.88+ |
|||
| Annual | Monthly Sum | Min Rates: | 100 | 0.00 | 1.00 | |||||
|
North American Ten 1-Year S&P 400 Annual Point-to-Point |
S&P 400 | Point to Point |
10 Years |
7.00 | 01/19/12 | 2.00 |
0-75: 6.50+ 76-79: 4.88+ |
|||
| Annual | None | Min Rates: | 100 | 0.00 | 2.00 | |||||
|
FG Index-Accelerator 10 1-Year S&P 500 Point-to-Point |
S&P 500 | Point to Point |
10 Years |
6.00 | 02/02/12 | 3.00 |
0-79: 7.50+ 80-85: 3.75+ |
|||
| Annual | None | Min Rates: | 3.00 | |||||||
|
FG Index-Accelerator 10 2-Year S&P 500 Monthly Average with Cap |
S&P 500 | Point to Point |
10 Years |
6.00 | 02/02/12 | 6.75 |
0-79: 7.50+ 80-85: 3.75+ |
|||
| Biennial | Monthly | Min Rates: | 6.00 | |||||||
|
FG Index-Accelerator 10 1-Year S&P 500 Monthly Average |
S&P 500 | Point to Point |
10 Years |
6.00 | 02/02/12 | 3.25 |
0-79: 7.50+ 80-85: 3.75+ |
|||
| Annual | Monthly | Min Rates: | 3.00 | |||||||
|
FG Index-Accelerator 10 1-Year S&P 500 Monthly Cap |
S&P 500 | Point to Point |
10 Years |
6.00 | 02/02/12 | 1.75 |
0-79: 7.50+ 80-85: 3.75+ |
|||
| Annual | Monthly Sum | Min Rates: | 1.00 | |||||||
Company / Product / Account
|
Index
|
Product Type
|
SurenderCharges |
PremiumBonus |
Bail Out |
LastChange |
Part Rate
|
Spread
|
Cap
|
CommissionsAge: Rate |
|---|---|---|---|---|---|---|---|---|---|---|
Reset
|
Averaging
|
Min Part Rate | Max Spread | Min Cap | ||||||
|
MasterDex X Annuity 1 Year Euro STOXX 50 Monthly Cap |
DJ EuroStoxx 50 | Point to Point |
10 Years |
6.00 | 02/07/12 | 1.90 |
0-75: 7.00+ 76-80: 5.00+ |
|||
| Annual | Monthly Sum | Min Rates: | 100 | 0.50 | ||||||
|
MasterDex X Annuity 1 Year S&P 500 Point-to-Point Cap |
S&P 500 | Point to Point |
10 Years |
6.00 | 02/07/12 | 3.00 |
0-75: 7.00+ 76-80: 5.00+ |
|||
| Annual | None | Min Rates: | 100 | 1.00 | ||||||
|
Market Ten Bonus Index 1-Year S&P 500 Monthly Average Participation Index Account |
S&P 500 | Point to Point |
10 Years |
6.00 | 10/24/11 | 20 | 0-80: 6.00+ | |||
| Annual | Monthly | Min Rates: | 10 | |||||||
|
Market Ten Bonus Index 2-Year S&P 500 Monthly Average Cap |
S&P 500 | Point to Point |
10 Years |
6.00 | 10/24/11 | 7.00 | 0-80: 6.00+ | |||
| Biennial | Monthly | Min Rates: | 6.00 | |||||||
|
Market Ten Bonus Index 1-Year S&P 500 Monthly Cap Index Account |
S&P 500 | Point to Point |
10 Years |
6.00 | 10/24/11 | 1.25 | 0-80: 6.00+ | |||
| Annual | Monthly Sum | Min Rates: | 0.50 | |||||||
|
Market Ten Bonus Index 1-Year S&P 500 Point-to-Point Cap Index Account |
S&P 500 | Point to Point |
10 Years |
6.00 | 10/24/11 | 3.00 | 0-80: 6.00+ | |||
| Annual | None | Min Rates: | 3.00 | |||||||
|
Market Ten Bonus Index 1-Year S&P 500 Daily Average Cap |
S&P 500 | Point to Point |
10 Years |
6.00 | 10/24/11 | 3.00 | 0-80: 6.00+ | |||
| Annual | Daily | Min Rates: | 3.00 | |||||||
|
MasterDex X Annuity 1 Year S&P 500 SELECT Monthly Sum Cap |
S&P 500 | Point to Point |
10 Years |
6.00 | 02/07/12 | 2.30 |
0-75: 7.00+ 76-80: 5.00+ |
|||
| Annual | Monthly Sum | Min Rates: | 0.50 | |||||||
|
MasterDex X Annuity 1 Year Blended Point-to-Point Cap |
Blended Indicies | Point to Point |
10 Years |
6.00 | 02/07/12 | 3.25 |
0-75: 7.00+ 76-80: 5.00+ |
|||
| Annual | None | Min Rates: | 100 | 1.00 | ||||||
|
MasterDex X Annuity 1 Year S&P 500 Monthly Cap |
S&P 500 | Point to Point |
10 Years |
6.00 | 02/07/12 | 1.80 |
0-75: 7.00+ 76-80: 5.00+ |
|||
| Annual | Monthly Sum | Min Rates: | 100 | 0.50 | ||||||
|
MasterDex X Annuity 1 Year Nasdaq 100 Point-to-Point Cap |
Nasdaq 100 | Point to Point |
10 Years |
6.00 | 02/07/12 | 3.00 |
0-75: 7.00+ 76-80: 5.00+ |
|||
| Annual | None | Min Rates: | 100 | 1.00 | ||||||
|
MasterDex X Annuity 1 Year S&P 500 SELECT Annual Point-to-Point Cap |
S&P 500 | Point to Point |
10 Years |
6.00 | 02/07/12 | 5.00 |
0-75: 7.00+ 76-80: 5.00+ |
|||
| Annual | None | Min Rates: | 1.00 | |||||||
|
MasterDex X Annuity 1 Year Blended Monthly Average Spread |
Blended Indicies | Point to Point |
10 Years |
6.00 | 02/07/12 | 4.50 |
0-75: 7.00+ 76-80: 5.00+ |
|||
| Annual | Monthly | Min Rates: | 100 | 12.00 | ||||||
|
MasterDex X Annuity 1 Year Euro STOXX 50 Point-to-Point Cap |
DJ EuroStoxx 50 | Point to Point |
10 Years |
6.00 | 02/07/12 | 3.25 |
0-75: 7.00+ 76-80: 5.00+ |
|||
| Annual | None | Min Rates: | 100 | 1.00 | ||||||
|
MasterDex X Annuity 1 Year Nasdaq 100 Monthly Cap |
Nasdaq 100 | Point to Point |
10 Years |
6.00 | 02/07/12 | 1.80 |
0-75: 7.00+ 76-80: 5.00+ |
|||
| Annual | Monthly Sum | Min Rates: | 100 | 0.50 | ||||||
|
MasterDex 5 Plus Annuity 1 Year S&P 500 Monthly Sum Cap |
S&P 500 | Point to Point |
10 Years |
3.00 to 5.00 |
02/07/12 | 1.70 |
0-75: 7.00+ 76-80: 5.00+ |
|||
| Annual | Monthly Sum | Min Rates: | 100 | 0.50 | ||||||
|
MasterDex 5 Plus Annuity 1 Year Blended Point-to-Point Cap |
Blended Indicies | Point to Point |
10 Years |
3.00 to 5.00 |
02/07/12 | 3.00 |
0-75: 7.00+ 76-80: 5.00+ |
|||
| Annual | None | Min Rates: | 100 | 1.00 | ||||||
|
MasterDex 5 Plus Annuity 1 Year Blended Monthly Average Spread |
Blended Indicies | Point to Point |
10 Years |
3.00 to 5.00 |
02/07/12 | 4.50 |
0-75: 7.00+ 76-80: 5.00+ |
|||
| Annual | Monthly | Min Rates: | 100 | 12.00 | ||||||
|
MasterDex 5 Plus Annuity 1 Year Nasdaq 100 Point-to-Point Cap |
Nasdaq 100 | Point to Point |
10 Years |
3.00 to 5.00 |
02/07/12 | 3.00 |
0-75: 7.00+ 76-80: 5.00+ |
|||
| Annual | None | Min Rates: | 100 | 1.00 | ||||||
|
MasterDex 5 Plus Annuity 1 Year FTSE 100 Point-to-Point Cap |
FTSE 100 | Point to Point |
10 Years |
3.00 to 5.00 |
02/07/12 | 3.00 |
0-75: 7.00+ 76-80: 5.00+ |
|||
| Annual | None | Min Rates: | 100 | 1.00 |
Company / Product / Account
|
Index
|
Product Type
|
SurenderCharges |
PremiumBonus |
Bail Out |
LastChange |
Part Rate
|
Spread
|
Cap
|
CommissionsAge: Rate |
|---|---|---|---|---|---|---|---|---|---|---|
Reset
|
Averaging
|
Min Part Rate | Max Spread | Min Cap | ||||||
|
MasterDex 5 Plus Annuity 1 Year Nasdaq 100 Monthly Sum Cap |
Nasdaq 100 | Point to Point |
10 Years |
3.00 to 5.00 |
02/07/12 | 1.70 |
0-75: 7.00+ 76-80: 5.00+ |
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| Annual | Monthly Sum | Min Rates: | 100 | 0.50 | ||||||
|
MasterDex 5 Plus Annuity 1 Year FTSE 100 Monthly Sum Cap |
FTSE 100 | Point to Point |
10 Years |
3.00 to 5.00 |
02/07/12 | 1.80 |
0-75: 7.00+ 76-80: 5.00+ |
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| Annual | Monthly Sum | Min Rates: | 100 | 0.50 | ||||||
|
MasterDex 5 Plus Annuity 1 Year S&P 500 Point-to-Point Cap |
S&P 500 | Point to Point |
10 Years |
3.00 to 5.00 |
02/07/12 | 3.00 |
0-75: 7.00+ 76-80: 5.00+ |
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| Annual | None | Min Rates: | 100 | 1.00 | ||||||
|
Endurance Plus 1 Year Blended Point-to-Point Cap |
Blended Indicies | Point to Point |
10 Years |
02/07/12 | 3.50 |
0-75: 7.00+ 76-80: 3.50+ |
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| Annual | None | Min Rates: | 1.00 | |||||||
|
Endurance Plus 1-Year S&P 500 Monthly Sum Cap |
S&P 500 | Point to Point |
10 Years |
02/07/12 | 1.90 |
0-75: 7.00+ 76-80: 3.50+ |
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| Annual | Monthly Sum | Min Rates: | 0.50 | |||||||
|
Endurance Plus 1 Year Nasdaq 100 Point-to-Point |
Nasdaq 100 | Point to Point |
10 Years |
02/07/12 | 3.25 |
0-75: 7.00+ 76-80: 3.50+ |
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| Annual | None | Min Rates: | 1.00 | |||||||
|
Endurance Plus 1 Year FTSE 100 Point-to-Point Cap |
FTSE 100 | Point to Point |
10 Years |
02/07/12 | 3.75 |
0-75: 7.00+ 76-80: 3.50+ |
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| Annual | None | Min Rates: | 1.00 | |||||||
|
Endurance Plus 1 Year S&P 500 SELECT Monthly Sum Cap |
S&P 500 | Point to Point |
10 Years |
01/31/12 | 2.40 |
0-75: 7.00+ 76-80: 3.50+ |
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| Annual | Monthly Sum | Min Rates: | 0.50 | |||||||
|
Endurance Plus 1 Year Blended Monthly Average |
Blended Indicies | Point to Point |
10 Years |
02/07/12 | 4.50 |
0-75: 7.00+ 76-80: 3.50+ |
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| Annual | Monthly | Min Rates: | 12.00 | |||||||
|
Endurance Plus 1-Year Nasdaq 100 Monthly Sum Cap |
Nasdaq 100 | Point to Point |
10 Years |
02/07/12 | 2.00 |
0-75: 7.00+ 76-80: 3.50+ |
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| Annual | Monthly Sum | Min Rates: | 0.50 | |||||||
|
Endurance Plus 1 Year FTSE 100 Monthly Sum Cap |
FTSE 100 | Point to Point |
10 Years |
02/07/12 | 2.00 |
0-75: 7.00+ 76-80: 3.50+ |
||||
| Annual | Monthly Sum | Min Rates: | 0.50 | |||||||
|
Endurance Plus 1 Year S&P 500 SELECT Point-to-Point Cap |
S&P 500 | Point to Point |
10 Years |
01/31/12 | 5.25 |
0-75: 7.00+ 76-80: 3.50+ |
||||
| Annual | None | Min Rates: | 1.00 | |||||||
|
Endurance Plus 1 Year S&P 500 Point-to-Point |
S&P 500 | Point to Point |
10 Years |
02/07/12 | 3.25 |
0-75: 7.00+ 76-80: 3.50+ |
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| Annual | None | Min Rates: | 1.00 | |||||||
| Surrender Charges Last 9 Years | ||||||||||
| NO CAP on global strategy! Credited 41.14% on 3/11/2010. | ||||||||||
|
NWL Global Lookback Option B: Fixed Interest Rate |
Fixed |
9 Years |
08/18/11 | 2.10% 1-Yr Fixed |
0-75: 6.50+ 76-80: 4.50+ |
|||||
| Min Rates: | ||||||||||
|
NWL Global Lookback Option D: S&P 500 Monthly Cap |
S&P 500 | Point to Point |
9 Years |
08/18/11 | 2.00 |
0-75: 6.50+ 76-80: 4.50+ |
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| Annual | Monthly Sum | Min Rates: | 1.00 | |||||||
|
NWL Global Lookback Option A: S&P 500 Monthly Average |
S&P 500 | Point to Point |
9 Years |
08/18/11 | 50 | 1.75 |
0-75: 6.50+ 76-80: 4.50+ |
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| Annual | Monthly | Min Rates: | 50 | 6.00 | ||||||
|
NWL Global Lookback Option K: Global Lookback |
Blended Indicies | Point to Point |
9 Years |
08/18/11 | 40 | 2.00 |
0-75: 6.50+ 76-80: 4.50+ |
|||
| Annual | Monthly | Min Rates: | 20 | 2.00 | ||||||
|
NWL Global Lookback Option J: S&P 500 Point-to-Point w Cap |
S&P 500 | Point to Point |
9 Years |
08/18/11 | 4.00 |
0-75: 6.50+ 76-80: 4.50+ |
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| Annual | None | Min Rates: | 4.00 | |||||||
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