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Company - Any - Allianz Life Amer. Equity Investment Life Ins. Co. Amer. General Life Ins. Co. Amer. National Ins. (Legacy) American National Ins. Co. Annuity Investors Life (Great Amer. Life) Aviva Life and Annuity Dearborn National EquiTrust Life Ins. Co. First Symetra Nat’l Life Ins Co of NY Forethought Financial Genworth Life Ins. Co. Great Amer. Life Ins. Co. Guaranty Income Life ING USA Annuity and Life Investors Ins. (Legacy) Lincoln Benefit Life Lincoln Financial Group National Western Life North American Company OM Financial (Legacy) OM Financial Life Ins. Co. Presidential Life RBC Insurance Reliance Standard Life Sun Life Financial Symetra Life Insurance Co. The Standard

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Company / Product	SC Years	Issue Age	Premium Bonus	Min Rate	% Premium	Return per $1000	Last Change	Commissions Age: Rate
Featured Products
Surrender Charges Last 16 Years
8% Rollup on income rider. 45 bps. Or 5% roll up free.
Amer. Equity Investment Life Ins. Co. Bonus Gold (Index 1-07)	16 yrs	80	10.00%	3.00%	84.00%		07/20/10	0-75: 6.00+ 76-80: 4.50+ see notes
	Fixed Value @ 2.70% 1-Year S&P 500 Monthly Average Cap 1-Year S&P 500 Point-to-Point Cap 1-Year S&P 500 Point-to-Point PR 1-Year S&P 500 Monthly Average PR 1-Year S&P 500 Monthly Point-to-Point 1-Year Dow Jones Point-to-Point Cap 1-Year Dow Jones Monthly Average Cap 1-Year Lehman U.S. Aggregate Point-to-Point
Surrender Charges Last 13 Years
12% Commission to age 75. 10% liquidity, cumulative to 50%.
National Western Life NWL Ultra Classic	13 yrs	80		1.50%	87.50%	$1,062	08/06/10	Qualified 0-70: 12.00+ 71-75: 10.00+ 76-80: 9.00+ Non-Qualified 0-75: 12.00+ 76-80: 10.50+ see notes
	Option B: Fixed Account @ 3.25% Option A: Monthly Averaging Annual Reset Option D: Monthly Cap Annual Reset
Surrender Charges Last 10 Years
8% Simple-interest rollup on income rider. Cost 60 bps.
Allianz Life MasterDex X Annuity	10 yrs	80	10.00%	2.50%	87.50%	$1,232	08/03/10	0-75: 7.00+ 76-80: 5.00+ see notes
	1 Year Fixed @ 2.15% 1 Year S&P 500 Monthly Cap 1 Year S&P 500 Point-to-Point Cap 1 Year Euro STOXX 50 Point-to-Point Cap 1 Year Euro STOXX 50 Monthly Cap 1 Year Nasdaq 100 Monthly Cap 1 Year Nasdaq 100 Point-to-Point Cap 1 Year Blended Point-to-Point Cap 1 Year Blended Monthly Average Spread
Surrender Charges Last 9 Years
OM Financial Life Ins. Co. OM Index-Spectrum 9	9 yrs	85	3.00%	1.00-1.10%	103.00%	$1,171	09/01/10	0-79: 9.00 80-85: 4.50 see notes
	Fixed Account @ 1.50% 1-Year S&P 500 Monthly Point-to-Point 2-Year S&P 500 Monthly Point-to-Point 3-Year S&P 500 Monthly Point-to-Point 1-Year S&P 500 Monthly Average 1-Year S&P 500 Annual Point-to-Point

Company / Product	SC Years	Issue Age	Premium Bonus	Min Rate	% Premium	Return per $1000	Last Change	Commissions Age: Rate
Surrender Charges Last 17 Years
Amer. Equity Investment Life Ins. Co. Bonus Gold (Index-1-05 & Index-7-05-OK)	17 yrs	(NQ)	10.00%	3.00%	84.00%		07/20/10	0-75: 8.20+ 76-80: 6.15+ see notes
	Fixed @ 3.30% S&P 500 Monthly Point-to-Point S&P 500 Monthly Average w/ PR S&P 500 Monthly Average w/ CAP S&P 500 Annual Point-to-Point w/ PR S&P 500 Annual Point-to-Point w/ CAP Lehman Brothers U.S. Aggregate Annual Point-to-Point Dow Jones Annual Monthly Average Dow Jones Annual Point-to-Point
Surrender Charges Last 15 Years
National Western Life Liberty Champion	15 yrs	85	5.00%				08/06/10	Qualified 0-70: 9.25+ 71-75: 7.75+ Non-Qualified 0-70: 9.25+ 71-80: 7.75+ 81-85: 5.50+ see notes
	Fixed @ 2.25% Option D: Annual Reset with Monthly Cap Option A: Annual Reset with Monthly Averaging
National Western Life NWL Ultra Future	15 yrs	80 (NQ)	10.00%	1.50%	87.50%	$1,203	08/06/10	Qualified 0-70: 7.00+ 71-75: 3.50+ 76-80: 2.00+ Non-Qualified 0-75: 7.00+ 76-80: 5.00+ see notes
	Option B: Fixed Account @ 2.90% Option A: Monthly Averaging Annual Reset Option D: Monthly Cap
Surrender Charges Last 14 Years
Amer. Equity Investment Life Ins. Co. Retirement Gold (02-09)	14 yrs	78	10.00%	2.25%	87.50%		07/20/10	0-78: 6.00+ see notes
	Fixed @ 2.50% S&P 500 Monthly Average w/ Participation S&P 500 Monthly Average w/ Cap S&P 500 Point-to-Point w/ Participation S&P 500 Point-to-Point w/ Cap S&P 500 Monthly Cap
EquiTrust Life Ins. Co. Market Power Bonus Index	14 yrs	80	10.00%	1.00%	87.50%	$1,106	09/02/10	0-80: 8.50+ see notes
	1-Year Fixed Interest Account @ 2.00% 1-Year S&P 500 Daily Average Cap 1-Year S&P 500 Point-to-Point Cap 2-Year S&P 500 Monthly Averaging Cap Account 1 Year S&P 500 Monthly Average Participation 1-Year S&P 500 Monthly Cap
EquiTrust Life Ins. Co. MarketTwelve Bonus	14 yrs	(NQ)	6.00%	1.00%	87.50%	$1,066	09/02/10	0-80: 9.00
	Fixed @ 1.50% 1-Year S&P 500 Point-to-Point w/Cap 1-Year S&P 500 Daily Average w/ Cap 1-Year S&P 500 Monthly Average w/Participation 1-Year S&P 500 Monthly Cap 2-Year Monthly Average Cap
National Western Life NWL Ultra Benefit	14 yrs	(NQ)	5.00%	1.50%	87.50%	$1,132	08/06/10	Qualified 0-70: 8.00+ 71-75: 5.50+ 76-80: 3.50+ 81-85: 1.00+ Non-Qualified 0-75: 8.00+ 76-80: 6.00+ 81-85: 3.50+ see notes
	Option B: Fixed Interest Rate @ 1.85% Option A: Monthly Average Annual Reset Option D: Monthly Cap Annual Reset
North American Company Charter 14	14 yrs	75	10.00%	1.10%	87.50%	$1,122	09/01/10	0-75: 7.50+ see notes
	1-Year Fixed @ 2.15% 1-Year S&P 500 Monthly Point-to-Point Cap 1-Year S&P 500 Annual Daily Average 1-Year S&P 500 Annual Point-to-Point 1-Year Nasdaq-100 Annual Point-to-Point 1-Year NASDAQ-100 Monthly Point-to-Point 1-Year Dow Jones Annual Daily Average 1-Year Dow Jones Annual Point-to-Point 1-Year Russell 2000 Annual Daily Average 1-Year Russell 2000 Annual Point-to-Point 1-Year Dow Jones EuroStoxx 50 Point-to-Point 1-Year Hindsight Index Strategy 1-Year S&P 400 Annual Daily Average 1-Year S&P 400 Annual Point-to-Point
North American Company Freedom Choice (5%) 14 -Low	14 yrs	75		1.10%	87.50%	$1,020	09/01/10	0-75: 5.50+ see notes
	1-Year Fixed @ 3.55% 1-Year Annual Point-to-Point S&P 500 1-Year Monthly Point-to-Point S&P 500 1-Year Annual Point-to-Point DJIA 1-Year Annual Point-to-Point DJ EuroSTOXX 50 1-Year Annual Point-to-Point NADAQ 100 1-Year Monthly Point-to-Point NASDAQ 100 1-Year Annual Point-to-Point Russell 2000 1-Year Annual Point-to-Point S&P 400
North American Company Freedom Choice (5%) 14 -High	14 yrs	75		1.10%	87.50%	$1,020	09/01/10	0-75: 5.50+ see notes
	1-Year Annual Point-to-Point S&P 500 1-Year Monthly Point-to-Point S&P 500 1-Year Fixed @ 3.90% 1-Year Annual Point-to-Point S&P 400 1-Year Annual Point-to-Point Russell 2000 1-Year Annual Point-to-Point NADAQ 100 1-Year Monthly Point-to-Point NASDAQ 100 1-Year Annual Point-to-Point DJ EuroSTOXX 50 1-Year Annual Point-to-Point DJIA
North American Company Freedom Choice 14 -Low	14 yrs	75		1.10%	87.50%	$1,020	09/01/10	0-75: 5.50+ see notes
	1-Year Fixed @ 3.15% 1-Year Anual Point-to-Point DJIA 1-Year Anual Point-to-Point DJ EuroSTOXX 50 1-Year Anual Point-to-Point NADAQ 100 1-Year Monthly Point-to-Point NASDAQ 100 1-Year Anual Point-to-Point Russell 2000 1-Year Anual Point-to-Point S&P 400 1-Year Anual Point-to-Point S&P 500 1-Year Monthly Point-to-Point S&P 500
North American Company Freedom Choice 14 -High	14 yrs	75		1.10%	87.50%	$1,020	09/01/10	0-75: 5.50+ see notes
	1-Year Fixed @ 3.55% 1-Year Monthly Point-to-Point S&P 500 1-Year Anual Point-to-Point S&P 500 1-Year Anual Point-to-Point S&P 400 1-Year Anual Point-to-Point Russell 2000 1-Year Monthly Point-to-Point NASDAQ 100 1-Year Anual Point-to-Point NADAQ 100 1-Year Anual Point-to-Point DJ EuroSTOXX 50 1-Year Anual Point-to-Point DJIA
North American Company North American Prizm Plus 14	14 yrs	75	10.00%	1.10%	87.50%	$1,122	09/01/10	0-75: 7.50+ see notes
	1-Year Fixed @ 2.15% 1-Year S&P 400 Point-to-Point 1-Year S&P 400 Monthly Average 1-Year S&P 500 Monthly Point-to-Point 1-Year S&P 500 Point-to-Point 1-Year S&P 500 Monthly Average 1-Year Russell 2000 Point-to-Point 1-Year Russell 2000 Monthly Averaging 1-Year Nasdaq 100 Point-to-Point 1-Year Nasdaq -100 Monthly Point-to-Point 1-Year DJIA Point-to-Point 1-Year DJIA Monthly Average 1-Year DJ EuroStoxx 50 Point-to-Point
North American Company Precision 14	14 yrs	75	10.00%	1.10%	87.50%	$1,122	09/01/10	0-75: 7.50+ see notes
	Fixed @ 2.15% Dow Jones EuroStoxx 50 Point-to-Point Dow Jones Annual Daily Average Dow Jones Annual Point-to-Point Nasdaq -100 Monthly Point-to-Point Nasdaq-100 Annual Point-to-Point Russell 2000 Annual Daily Average Russell 2000 Annual Point-to-Point 1 - Year Hindsight Index Strategy S&P 500 Monthly Point-to-Point Cap S&P 500 Annual Daily Average S&P 500 Annual Point-to-Point S&P 400 Annual Daily Average S&P 400 Annual Point-to-Point
Surrender Charges Last 12 Years
Amer. Equity Investment Life Ins. Co. Bonus 5 (INDEX-3-07-WA)	12 yrs	(NQ)	5.00%				07/20/10	0-57: 6.00+ 58-80: 4.00+ see notes
	S&P 500 Monthly Average w/ PR S&P 500 Monthly Average w/ CAP S&P 500 Annual Point-to-Point w/ PR S&P 500 Annual Point-to-Point w/ CAP S&P 500 Monthly Point-to-Point Fixed @ 2.70%
Amer. Equity Investment Life Ins. Co. Income Gold (Index 3-07)	12 yrs	80	5.00%	3.00%	87.50%		07/20/10	0-75: 5.63+ 76-80: 4.22+ see notes
	Fixed Account @ 2.70% 1-Year S&P 500 Monthly Average PR 1-Year S&P 500 Monthly Average Cap 1-Year S&P 500 Point-to-Point PR 1-Year S&P 500 Monthly Point-to-Point Cap 1-Year S&P 500 Point-to-Point Cap 1-Year Lehman U.S. Aggregate Point-to-Point Cap 1-Year Dow Jones Monthly Average Cap 1-Year Dow Jones Point-to-Point Cap
Amer. General Life Ins. Co. AG HorizonIndex Annuity 12	12 yrs	85	5.00%	2.00%	90.00%	$1,198	08/27/10	0-75: 8.00+ 76-80: 4.00+ 81-85: 2.50+ see notes
	Monthly Additive Account with Cap 2-Year Point-to-Point Account with Cap Fixed Interest Account @ 2.00%
Great Amer. Life Ins. Co. American Valor II	12 yrs	85	5.00%	1.00-2.00%	100%	$1,332	08/21/10	Qualified 18-75: 6.00+ 76-80: 4.50+ 81-85: 2.50+ Non-Qualified 0-75: 6.00+ 76-80: 4.50+ 81-UP: 2.50+ see notes
	1 Year S&P 500 Annual Point-to-Point 1 Year S&P 500 Monthly Average with Cap Declared Rate Strategy @ 2.00%
Lincoln Financial Group Lincoln OptiPoint 12 -Low	12 yrs	75	4.00%	2.00%	100%	$1,319	09/01/10	0-75: 4.00 see notes
	Fixed @ 2.10% Performance Triggered 2-Year Monthly Cap 2-Year Point to Point
Lincoln Financial Group Lincoln OptiPoint 12 -High	12 yrs	75	5.00%	2.00%	100%	$1,332	09/01/10	0-75: 4.00 see notes
	Fixed @ 2.10% 2-Year Point to Point 2-Year Monthly Cap Performance Triggered
National Western Life Liberty Challenge	12 yrs	85	2.00%				08/06/10	Qualified 0-70: 9.00+ 71-75: 8.00+ Non-Qualified 0-70: 9.00+ 71-80: 8.00+ 81-85: 6.25+ see notes
	Fixed @ 2.25% Option D: Annual Reset with Monthly Cap Option A: Annual Reset with Monthly Averaging
OM Financial (Legacy) AmeriMark Freedom	12 yrs	85		1.00%	87.50%	$ 986	09/01/10	0-80: 9.00 81-85: 4.50
	Fixed @ 1.90% Annual Point-to-Point 3 Yr Highwater Annual Point-to-Point Monthly Cap Strategy 2-Year Monthly Average w/ Cap
RBC Insurance RBC Enhanced Choice 12 SPDA	12 yrs	85	5.00%	1.00%	87.50%	$1,035	09/01/10	0-75: 8.00+ 76-80: 6.00+ 81-85: 4.00+ see notes
	Fixed Account @ 1.05% 1-Year DJIA Quarterly Additive Point-to-Point Cap 1-Year DJIA Monthly Average Cap 1-Year S&P 500 Monthly Additive Point-to-Point Cap 1-Year S&P 500 Annual Point-to-Point Cap
Surrender Charges Last 10 Years
Aviva Life and Annuity Income Preferred Ultra -High	10 yrs	78		1.00%	87.50%	$ 967	08/06/10	0-75: 7.50+ 76-78: 5.50+ see notes
	Fixed Strategy @ 2.25%
Aviva Life and Annuity Income Preferred Ultra -Low	10 yrs	78		1.00%	87.50%	$ 967	08/06/10	0-75: 7.50+ 76-78: 5.50+ see notes
	Fixed Strategy @ 1.65%
American National Ins. Co. Value Lock 10	10 yrs	80		1.75%	90.00%	$1,071	09/01/10	0-75: 10.00 76-80: 8.00
	S&P 500 10 Year Point-to-Point
Allianz Life Endurance Plus	10 yrs	(NQ)		1.50%	90.00%	$1,044	08/03/10	0-75: 8.00+ 76-80: 5.00+ see notes
	Fixed Account @ 2.50% Blended Point-to-Point Blended Monthly Average S&P 500 Monthly Sum S&P 500 Point-to-Point Nasdaq 100 Point-to-Point Nasdaq 100 Monthly Sum FTSE 100 Point-to-Point FTSE 100 Monthly Sum
Allianz Life MasterDex 10	10 yrs	85	10.00%	1.50%	87.50%	$1,117	08/03/10	0-75: 9.00+ 76-85: 7.00+ see notes
	Fixed Account @ 3.00% 1-Year SP 500 Monthly Point to Point 1-Year Nasdaq-100 Monthly Point to Point
Allianz Life MasterDex 10 Plus Annuity	10 yrs	80	10.00%	1.50%	87.50%	$1,117	08/03/10	0-75: 8.00+ 76-80: 5.00+ see notes
	Fixed @ 3.00% 1 Year Nasdaq 100 Point-to-Point Cap 1 Year Nasdaq 100 Monthly Cap 1 Year FTSE 100 Point-to-Point Cap 1 Year FTSE 100 Monthly Cap 1 Year Blended Point-to-Point Cap 1 Year Blended Monthly Average Spread 1 Year S&P 500 Monthly Cap 1 Year S&P 500 Point-to-Point Cap
Allianz Life MasterDex 5 Plus Annuity	10 yrs	80	5.00%	2.00%	87.50%	$1,120	08/03/10	0-75: 8.00+ 76-80: 6.00+ see notes
	Fixed Interest Option @ 2.15% 1 Year S&P 500 Monthly Sum Cap 1 Year S&P 500 Point-to-Point Cap 1 Year Blended Point-to-Point Cap 1 Year Blended Monthly Average Spread 1 Year FTSE 100 Point-to-Point Cap 1 Year FTSE 100 Monthly Sum Cap 1 Year Nasdaq 100 Monthly Sum Cap 1 Year Nasdaq 100 Point-to-Point Cap
Amer. Equity Investment Life Ins. Co. 10/10 Gold (Index 6-05)	10 yrs	80	1.20%	3.00%	87.50%		07/20/10	0-75: 6.00+ 76-UP: 4.50+ see notes
	Fixed @ 3.00% 1-Year S&P 500 Monthly Average PR 1-Year S&P 500 Point-to-Point PR 1-Year S&P 500 Monthly Point-to-Point 1-Year Lehman Bros. US Aggregate Point-to-Point
Amer. Equity Investment Life Ins. Co. Advantage Gold	10 yrs	80	5.00%	3.00%	84.00%		07/20/10	see notes
	Traditional Fixed Value @ 2.60% 1 Year S&P 500 Monthly Point-to-Point 1 Year S&P 500 Monthly Average Participation Rate 1 Year S&P 500 Monthly Average with Cap 1 Year S&P 500 Annual Point-to-Point Participation Rate 1 Year S&P 500 Point-to-Point Cap 1 Year Lehman Brothers U.S. Aggregate Point-to-Point

Company / Product	SC Years	Issue Age	Premium Bonus	Min Rate	% Premium	Return per $1000	Last Change	Commissions Age: Rate
Amer. Equity Investment Life Ins. Co. Benefit Gold (ICC10 IDX 110*)	10 yrs	(NQ)	5.00%	2.25%	87.50%		07/20/10	0-75: 5.25+ 76-80: 3.94+ see notes
	Fixed @ 2.60% S&P 500 Monthly Point-to-Point S&P 500 Monthly Average w/Cap S&P 500 Point-to-Point w/Cap 10-Year US Treasury Bond w/ Cap
Amer. Equity Investment Life Ins. Co. Millenium Platinum (Index-6-05)	10 yrs	(NQ)		3.00%	87.50%		07/20/10
	Fixed @ 3.00% S&P 500 Monthly Average w/ PR S&P 500 Annual Point-to-Point w/ PR S&P 500 Monthly Point-to-Point Lehman Bros. U.S. Treasury Annual Point-to-Point
Amer. Equity Investment Life Ins. Co. Retirement Gold (RG-FIA-09)	10 yrs	(NQ)	6.00%	2.25%	87.50%		07/20/10	0-78: 5.25+ see notes
	Fixed @ 2.50% S&P 500 Monthly Average w/ Participation S&P500 Monthly Average w/ Cap S&P 500 Point-to-Point w/ Participation S&P500 Point-to-Point w/ Cap S&P500 Monthly Cap
Amer. General Life Ins. Co. AG Global Bonus Index Annuity	10 yrs	80	5.00%	2.00%	100%	$1,280	08/27/10	0-75: 7.00 76-80: 4.50
	Fixed Interest Account @ 2.00% Global Multiple Index Account with Cap Annual Point-to-Point Account with Participation Rate Monthly Additive Account with Cap

Company / Product	SC Years	Issue Age	Premium Bonus	Min Rate	% Premium	Return per $1000	Last Change	Commissions Age: Rate
Amer. General Life Ins. Co. Vision Maximizer	10 yrs	75	5.00%	2.00%	90.00%	$1,152	08/27/10	0-75: 8.00+ see notes
	Fixed Interest Account @ 2.00% Monthly Average Account with Index Spread Annual Point-to-Point Account with Cap Annual Point-to-Point Account with Adjustable Participation
Amer. Natl. Ins. (Legacy) BenchMark 500SM Ten -Low	10 yrs	85		1.75%	87.50%	$1,041	06/01/10	0-75: 8.00+ 76-80: 6.00+ 81-85: 4.00+ see notes
	Guaranteed One Year @ 2.30% S&P 500 One Year Point-to-Point w/ Cap S&P 500 One Year Point-to-Point w/ Participation
Amer. Natl. Ins. (Legacy) BenchMark 500SM Ten -High	10 yrs	85		1.75%	87.50%	$1,041	06/01/10	0-75: 8.00+ 76-80: 6.00+ 81-85: 4.00+ see notes
	S&P 500 One Year Point-to-Point w/ Cap S&P 500 One Year Point-to-Point w/ Participation Guaranteed One Year @ 2.65%
Amer. Natl. Ins. (Legacy) BenchMark 500SM Ten Plus -Low	10 yrs	85	6.00%	1.75%	87.50%	$1,103	06/01/10	0-75: 7.00+ 76-80: 5.25+ 81-85: 3.50+ see notes
	Guaranteed One Year @ 1.75% S&P 500 One Year Point-to-Point w/ Cap S&P 500 One Year Point-to-Point with Participation
Amer. Natl. Ins. (Legacy) BenchMark 500SM Ten Plus -High	10 yrs	85	6.00%	1.75%	87.50%	$1,103	06/01/10	0-75: 7.00+ 76-80: 5.25+ 81-85: 3.50+ see notes
	Guaranteed One Year @ 2.05% S&P 500 One Year Point-to-Point with Participation S&P 500 One Year Point-to-Point w/ Cap
Amer. Natl. Ins. (Legacy) BenchMark 500SM Ten SE -Low	10 yrs	85		1.00%	87.50%	$ 967	06/01/10	0-70: 8.00+ 71-75: 6.00+ 76-80: 4.00+ 81-85: 4.00+ see notes
	Guaranteed One-Year Fixed Interest Crediting @ 2.55% S&P 500® One-Year Point-to-Point Strategy Caped S&P 500® One-Year Point-to-Point Strategy Participation Rate S&P 500® Five-Year Point-to-Point Strategy S&P 500® Two-Year Monthly Average Strategy
Amer. Natl. Ins. (Legacy) BenchMark 500SM Ten SE -High	10 yrs	85		1.00%	87.50%	$ 967	06/01/10	0-70: 8.00+ 71-75: 6.00+ 76-80: 4.00+ 81-85: 4.00+ see notes
	S&P 500® One-Year Point-to-Point Strategy Caped S&P 500® One-Year Point-to-Point Strategy Participation Rate S&P 500® Five-Year Point-to-Point Strategy S&P 500® Two-Year Monthly Average Strategy Guaranteed One-Year Fixed Interest Crediting @ 2.80%
Amer. Natl. Ins. (Legacy) BenchMark 500SM Ten SE 5 -Low	10 yrs	85	5.00%	1.00%	87.50%	$1,015	06/01/10	0-70: 7.50+ 71-75: 5.63+ 76-80: 3.75+ 81-85: 2.00+ see notes
	Guaranteed One-Year Fixed Interest Crediting @ 2.05% S&P 500® One-Year Point-to-Point Strategy Caped S&P 500® One-Year Point-to-Point Strategy Participation Rate S&P 500® Five-Year Point-to-Point Strategy S&P 500® Two-Year Monthly Average Strategy
Amer. Natl. Ins. (Legacy) BenchMark 500SM Ten SE 5 -High	10 yrs	85	5.00%	1.00%	87.50%	$1,015	06/01/10	0-70: 7.50+ 71-75: 5.63+ 76-80: 3.75+ 81-85: 2.00+ see notes
	S&P 500® One-Year Point-to-Point Strategy Caped S&P 500® One-Year Point-to-Point Strategy Participation Rate S&P 500® Five-Year Point-to-Point Strategy S&P 500® Two-Year Monthly Average Strategy Guaranteed One-Year Fixed Interest Crediting @ 2.30%
Amer. Natl. Ins. (Legacy) BenchMark 500SM Ten SE 8 -Low	10 yrs	85	8.00%	1.00%	87.50%	$1,044	06/01/10	0-70: 7.00+ 71-75: 5.25+ 76-80: 3.50+ 81-85: 1.75+ see notes
	Guaranteed One-Year Fixed Interest Crediting @ 1.55% S&P 500® One-Year Point-to-Point Strategy Participation Rate S&P 500® Five-Year Point-to-Point Strategy S&P 500® Two-Year Monthly Average Strategy S&P 500® One-Year Point-to-Point Strategy Caped
Amer. Natl. Ins. (Legacy) BenchMark 500SM Ten SE 8 -High	10 yrs	85	8.00%	1.00%	87.50%	$1,044	06/01/10	0-70: 7.00+ 71-75: 5.25+ 76-80: 3.50+ 81-85: 1.75+ see notes
	Guaranteed One-Year Fixed Interest Crediting @ 1.80% S&P 500® One-Year Point-to-Point Strategy Caped S&P 500® Two-Year Monthly Average Strategy S&P 500® Five-Year Point-to-Point Strategy S&P 500® One-Year Point-to-Point Strategy Participation Rate
Amer. Natl. Ins. (Legacy) BenchMark Reliance Extra	10 yrs	90		1.20%	100%	$1,127	06/01/10	0-75: 7.00 76-90: 5.50
	Guaranteed One Year Guaranteed One Year Current Market Index 10 Year Treasury Index Corporate Bond
Amer. Natl. Ins. (Legacy) BenchMark Reliance Extra 2	10 yrs	90		1.20%	100%	$1,127	06/01/10	0-75: 6.30 76-90: 4.80
	Guaranteed One Year Guaranteed One Year Current Market Index 10 Year Treasury Index Corporate Bond
Amer. Natl. Ins. (Legacy) BenchMark Reliance Extra 4	10 yrs	85		1.20%	100%	$1,127	06/01/10	0-75: 5.60 76-85: 4.10
	Guaranteed One Year Guaranteed One Year Current Market Index 10 Year Treasury Index Corporate Bond
Amer. Natl. Ins. (Legacy) BenchMark Reliance Extra 6	10 yrs	85		1.20%	100%	$1,127	06/01/10	0-75: 4.90 76-85: 3.40
	Guaranteed One Year One Year Current Market Index 10 Year Treasury Index Corporate Bond
Amer. Natl. Ins. (Legacy) BenchMark Reliance Extra 8	10 yrs	80		1.20%	100%	$1,127	06/01/10	0-75: 3.70 76-80: 2.20
	Guaranteed One Year Guaranteed One Year Current Market Index 10 Year Treasury Index Corporate Bond
Performance trigger crediting: full interest rate credited in every year the index is not down.
American National Ins. Co. ANICO Strategy Indexed Annuity 10	10 yrs	85		1.00%	100%	$1,105	09/01/10	see notes
	Declared Rate Interest Account @ 2.00% 1 Year S&P 500 Point-to-Point
Annuity Investors Life (Great Amer. Life) FlexMax Plus	10 yrs	85	2.00%	1.25-2.00%	100%	$1,243	08/21/10	see notes
	Declared Rate @ 2.00% 1 Year S&P 500 Annual Point-to-Point 1 Year S&P 500 Monthly Average with Cap
Aviva Life and Annuity Income Preferred Bonus -Low	10 yrs	78	8.00%	1.00%	87.50%	$1,044	08/06/10	0-75: 7.00+ 76-78: 5.00+ see notes
	Fixed Strategy @ 1.65% 1-Year Average Index Strategy 1-Year Monthly Cap Index Strategy 1-Year Point-to-Point Index Strategy
Aviva Life and Annuity Income Preferred Bonus -High	10 yrs	78	8.00%	1.00%	87.50%	$1,044	08/06/10	0-75: 7.00+ 76-78: 5.00+ see notes
	Fixed Strategy @ 2.20% 1-Year Point-to-Point Index Strategy 1-Year Monthly Cap Index Strategy 1-Year Average Index Strategy
Aviva Life and Annuity Income Preferred Ten -Low	10 yrs	78		1.00%	87.50%	$ 967	08/06/10	0-75: 7.50+ 76-78: 5.50+ see notes
	Fixed @ 1.65% 1-Year Point-to-Point Index Strategy 1-Year Average Index Strategy 1-Year Monthly Cap Index Strategy
Aviva Life and Annuity Income Preferred Ten -High	10 yrs	78		1.00%	87.50%	$ 967	08/06/10	0-75: 7.50+ 76-78: 5.50+ see notes
	Fixed @ 2.45% 1-Year Monthly Cap Index Strategy 1-Year Average Index Strategy 1-Year Point-to-Point Index Strategy
Aviva Life and Annuity Income Select 10 -Low	10 yrs	78		2.75%	87.50%	$1,148	08/06/10	0-75: 7.50+ 76-78: 5.50+ see notes
	Fixed @ 2.00% 1-Year S&P500 Point-to-Point 1-Year S&P 500 Monthly Cap 1-Year S&P 500 Point-to-Point w/ Participation 1-Year Point-to-Point DJ EUROSTOXX 50 1-Year Point-to-Point Hang Seng
Aviva Life and Annuity Income Select 10 -High	10 yrs	78		2.75%	87.50%	$1,148	08/06/10	0-75: 7.50+ 76-78: 5.50+ see notes
	Fixed @ 2.40% 1-Year S&P500 Point-to-Point 1-Year S&P 500 Monthly Cap 1-Year S&P 500 Point-to-Point w/ Participation 1-Year Point-to-Point Hang Seng 1-Year Point-to-Point DJ EUROSTOXX 50
Aviva Life and Annuity Income Select Bonus -Low	10 yrs	78	8.00%	1.00%	100%	$1,193	08/06/10	0-75: 7.00+ 76-78: 5.00+ see notes
	Fixed Strategy @ 2.00% 1-Year Multiple Index Strategy 1-Year Average Index Strategy 1-Year Point-to-Point Index Strategy 1-Year Monthly Cap Index Strategy 1-Year Point-to-Point Participation Index Strategy 1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®) 1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Aviva Life and Annuity Income Select Bonus -High	10 yrs	78	8.00%	1.00%	100%	$1,193	08/06/10	0-75: 7.00+ 76-78: 5.00+ see notes
	Fixed Strategy @ 2.15% 1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index) 1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®) 1-Year Point-to-Point Participation Index Strategy 1-Year Monthly Cap Index Strategy 1-Year Point-to-Point Index Strategy 1-Year Average Index Strategy 1-Year Multiple Index Strategy
Aviva Life and Annuity Income Select Platinum -Low	10 yrs	78		2.75%	87.50%	$1,148	08/06/10	0-75: 5.00+ 76-78: 3.00+ see notes
	1-Year Fixed @ 2.40% 1-Year S&P 500 Point-to-Point Participation Index 1-Year Point-to-Point Index S&P 500 1-Year Point to Point Guaranteed Cap Index Strategy 1 - Year Point to Point Hang Seng Index 1-Year Point to Point Dow Jones EUROSTOXX 50
Aviva Life and Annuity Income Select Platinum -High	10 yrs	78		2.75%	87.50%	$1,148	08/06/10	0-75: 5.00+ 76-78: 3.00+ see notes
	1-Year S&P 500 Point-to-Point Participation Index 1-Year Point-to-Point Index S&P 500 1-Year Point to Point Guaranteed Cap Index Strategy 1-Year Fixed @ 3.20% 1-Year Point to Point Dow Jones EUROSTOXX 50 1 - Year Point to Point Hang Seng Index
Aviva Life and Annuity Income Select Plus -Low	10 yrs	78	5.00%	2.75%	87.50%	$1,205	08/06/10	0-75: 7.50+ 76-78: 5.50+ see notes
	Fixed @ 2.00% 1-Year S&P 500 Monthly Cap 1-Year S&P 500 Point-to-Point Cap 1-Year S&P 500 Point-to-Point w/ Participation 1 - Year Point to Point Dow Jones EUROSTOXX 50 1 - Year Point to Point Hang Seng Index
Aviva Life and Annuity Income Select Plus -High	10 yrs	78	5.00%	2.75%	87.50%	$1,205	08/06/10	0-75: 7.50+ 76-78: 5.50+ see notes
	1-Year S&P 500 Monthly Cap 1-Year S&P 500 Point-to-Point Cap 1-Year S&P 500 Point-to-Point w/ Participation Fixed @ 2.20% 1 - Year Point to Point Hang Seng Index 1 - Year Point to Point Dow Jones EUROSTOXX 50
Aviva Life and Annuity Income Select Plus S -Low	10 yrs	78	5.00%	2.75%	87.50%	$1,205	08/06/10	0-75: 6.00+ 76-78: 4.00+ see notes
	Fixed @ 2.00% 1 - Year Point to Point Dow Jones EUROSTOXX 50 1 - Year Point to Point Hang Seng Index 1-Year S&P 500 Point-to-Point w/ Participation 1-Year S&P 500 Monthly Cap 1-Year S&P 500 Point-to-Point Cap
Aviva Life and Annuity Income Select Plus S -High	10 yrs	78	5.00%	2.75%	87.50%	$1,205	08/06/10	0-75: 6.00+ 76-78: 4.00+ see notes
	Fixed @ 2.00% 1-Year S&P 500 Point-to-Point Cap 1-Year S&P 500 Monthly Cap 1-Year S&P 500 Point-to-Point w/ Participation 1 - Year Point to Point Hang Seng Index 1 - Year Point to Point Dow Jones EUROSTOXX 50
Dearborn National Index Fortifier X	10 yrs	85	5.00%	1.05%	100%	$1,166	08/01/10	0-74: 8.50 75-85: 6.00
	Fixed @ 1.75% Annual Point-to-Point Monthly Point-to-Point Monthly Average
EquiTrust Life Ins. Co. Market Value Index	10 yrs	80		1.00%	87.50%	$ 967	09/02/10	0-80: 6.50
	1-Year Fixed Interest Account @ 2.40% 2-Year Monthly Average Cap Index Account 1-Year Average Participation Index Account 1-Year Monthly Cap Index Account 1-Year Point-to-Point Cap Index Account 1-Year Monthly Average Cap Index Account
Forethought Financial Guaranteed Destinations -Low	10 yrs	85	5.00%	1.00%	87.50%	$1,015	08/06/10	0-75: 5.00+ 76-85: 3.50+ see notes
	Monthly Point-to-Point with Cap Fixed Account Strategy: @ 2.25% Short-Term Account Strategy @ 1.50%
Forethought Financial Guaranteed Destinations -Mid	10 yrs	85	5.00%	1.00%	87.50%	$1,015	08/06/10	0-75: 5.00+ 76-85: 3.50+ see notes
	Fixed Account Strategy: @ 2.25% Short-Term Account Strategy @ 1.50% Monthly Point-to-Point with Cap
Forethought Financial Guaranteed Destinations -High	10 yrs	85	5.00%	1.00%	87.50%	$1,015	08/06/10	0-75: 5.00+ 76-85: 3.50+ see notes
	Monthly Point-to-Point with Cap Fixed Account Strategy: @ 2.25% Short-Term Account Strategy @ 1.50%
Forethought Financial Guaranteed Destinations WA -Low	10 yrs	85	6.00%	1.00%	87.50%	$1,025	08/06/10	0-75: 7.00 76-85: 5.00
	Fixed Account Strategy @ 2.00% Short-Term Account Strategy @ 1.25% Annual Cap with Monthly Averaging Monthly Point-to-Point with Cap
Forethought Financial Guaranteed Destinations WA -Mid	10 yrs	85	6.00%	1.00%	87.50%	$1,025	08/06/10	0-75: 7.00 76-85: 5.00
	Monthly Point-to-Point with Cap Annual Cap with Monthly Averaging Short-Term Account Strategy @ 1.25% Fixed Account Strategy @ 2.00%
Forethought Financial Guaranteed Destinations WA -High	10 yrs	85	6.00%	1.00%	87.50%	$1,025	08/06/10	0-75: 7.00 76-85: 5.00
	Fixed Account Strategy @ 2.00% Short-Term Account Strategy @ 1.25% Annual Cap with Monthly Averaging Monthly Point-to-Point with Cap
Forethought Financial Income 125 -Low	10 yrs	(NQ)		2.00%	87.50%	$1,067	08/06/10	0-75: 7.00+ 76-85: 5.00+ see notes
	Fixed Account Strategy @ 2.00% Monthly Point-to-Point with Cap
Forethought Financial Income 125 -Mid	10 yrs	(NQ)		2.00%	87.50%	$1,067	08/06/10	0-75: 7.00+ 76-85: 5.00+ see notes
	Monthly Point-to-Point with Cap Fixed Account Strategy @ 2.00%
Forethought Financial Income 125 -High	10 yrs	(NQ)		2.00%	87.50%	$1,067	08/06/10	0-75: 7.00+ 76-85: 5.00+ see notes
	Fixed Account Strategy @ 2.00% Monthly Point-to-Point with Cap
Forethought Financial Index Bonus 115sm -Low	10 yrs	85		1.00%	87.50%	$ 967	08/06/10	0-75: 7.50+ 76-85: 5.00+ see notes
	Fixed Account Strategy @ 2.00% Annual Point-to-Point with Cap Monthly Point-to-Point with Cap
Forethought Financial Index Bonus 115sm -Mid	10 yrs	85		1.00%	87.50%	$ 967	08/06/10	0-75: 7.50+ 76-85: 5.00+ see notes
	Fixed Account Strategy @ 2.00% Monthly Point-to-Point with Cap Annual Point-to-Point with Cap
Forethought Financial Index Bonus 115sm -High	10 yrs	85		1.00%	87.50%	$ 967	08/06/10	0-75: 7.50+ 76-85: 5.00+ see notes
	Fixed Account Strategy @ 2.00% Annual Point-to-Point with Cap Monthly Point-to-Point with Cap
Great Amer. Life Ins. Co. American Icon II	10 yrs	85	1.50%	1.00-2.00%	100%	$1,237	08/21/10	Qualified 18-75: 5.00+ 76-80: 4.00+ 81-85: 1.50+ Non-Qualified 0-75: 5.00+ 76-80: 4.00+ 81-UP: 1.50+ see notes
	Declared Rate Strategy @ 2.00% 1 Year S&P 500 Monthly Average with Cap 1 Year S&P 500 Annual Point-to-Point

Company / Product	SC Years	Issue Age	Premium Bonus	Min Rate	% Premium	Return per $1000	Last Change	Commissions Age: Rate
Great Amer. Life Ins. Co. Safe Return	10 yrs	85		1.00-2.00%	100%	$1,219	08/21/10	Qualified 18-75: 6.50+ 76-80: 5.50+ 81-85: 2.50+ Non-Qualified 0-75: 6.50+ 76-80: 5.50+ 81-85: 2.50+ see notes
	Declared Rate Strategy @ 2.00% 1 Year S&P 500 Annual Point-to-Point 1 Year S&P 500 Monthly Average with Cap
ING USA Annuity and Life ING Secure Index Opportunities Plus -Low	10 yrs	80	5.00%	2.00%	87.50%	$1,120	09/01/10	0-80: 7.00+ see notes
	Fixed Rate Strategy @ 1.50% Monthly Cap Index Strategy Point-to-Point Cap Index Strategy
ING USA Annuity and Life ING Secure Index Opportunities Plus -High	10 yrs	80	5.00%	2.00%	87.50%	$1,120	09/01/10	0-80: 7.00+ see notes
	Fixed Rate Strategy @ 1.50% Point-to-Point Cap Index Strategy Monthly Cap Index Strategy
ING USA Annuity and Life ING Secure Index Outlook Annuity -Low	10 yrs	80	3.00%	2.00%	87.50%	$1,099	09/01/10	0-80: 6.00+ see notes
	Point-to-Point Cap Index Strategy Monthly Cap Index Strategy Fixed Rate Strategy @ 1.50%
ING USA Annuity and Life ING Secure Index Outlook Annuity -High	10 yrs	80	3.00%	2.00%	87.50%	$1,099	09/01/10	0-80: 6.00+ see notes
	Fixed Rate Strategy @ 1.50% Point-to-Point Cap Index Strategy Monthly Cap Index Strategy
Investors Ins. (Legacy) MarkOneSE	10 yrs	85					09/01/10	0-75: 7.00 76-86: 3.50
	Fixed Account @ 3.00% S&P 500 Monthly Averaging S&P 500 Annual Point-to-Point S&P 500 5-Year Point-to-Point
Lincoln Benefit Life Saver's Index Annuity Premier -Low	10 yrs	85	3.00%	1.50%	100%	$1,195	08/30/10	0-75: 3.45+ 76-85: 2.40+ see notes
	Fixed @ 1.00% 1-Year S&P 500 Point-to-Point 1-Year S&P 500 Point-to-Point Low WaterMark 1-Year S&P 500 Monthly Average w/Cap 1-Year S&P 500 Monthly Cap
Lincoln Benefit Life Saver's Index Annuity Premier -High	10 yrs	85	3.00%	1.50%	100%	$1,195	08/30/10	0-75: 3.45+ 76-85: 2.40+ see notes
	Fixed @ 1.00% 1-Year S&P 500 Monthly Cap 1-Year S&P 500 Monthly Average w/Cap 1-Year S&P 500 Point-to-Point Low WaterMark 1-Year S&P 500 Point-to-Point
Lincoln Benefit Life Savers Index III -Low	10 yrs	85 (NQ)		3.00%	90.00%	$1,210	08/30/10	0-75: 3.45+ 76-90: 2.40+ see notes
	Option 1 Account B
Lincoln Benefit Life Savers Index III -High	10 yrs	85 (NQ)		3.00%	90.00%	$1,210	08/30/10	0-75: 3.45+ 76-90: 2.40+ see notes
	Option 1 Account B
Lincoln Benefit Life Savers Index III (ROP) Low-Band Product has been withdrawn from sale effective 08/16/2010
Lincoln Benefit Life Savers Index III (ROP) High-Band Product has been withdrawn from sale effective 08/16/2010
Lincoln Financial Group Lincoln OptiPoint 10 -Low	10 yrs	80	3.00%	1.80%	100%	$1,231	09/01/10	0-75: 3.50 76-80: 2.37 see notes
	Fixed @ 2.10% 2-Year Monthly Cap 2-Year Point to Point Performance Triggered
Lincoln Financial Group Lincoln OptiPoint 10 -High	10 yrs	80	4.00%	1.80%	100%	$1,243	09/01/10	0-75: 3.50 76-80: 2.37 see notes
	2-Year Monthly Cap 2-Year Point to Point Performance Triggered Fixed @ 2.10%
North American Company Charter 10	10 yrs	79	5.00%	1.10%	87.50%	$1,025	09/01/10	0-75: 7.50+ 76-79: 5.63+ see notes
	1-Year Fixed @ 2.00% 1-Year S&P 400 Annual Daily Average 1-Year S&P 400 Annual Point-to-Point 1- Year Hindsight Index 1-Year S&P 500 Monthly Point-to-Point Capped 1-Year S&P 500 Annual Daily Average 1-Year S&P 500 Annual Point-to-Point 1-Year Nasdaq-100 Annual Point-to-Point 1 -Year NASDAQ Monthly Point-to-Point 1-Year Russell 2000 Annual Daily Average 1-Year Russell 2000 Annual Point-to-Point 1-Year Dow Jones Annual Daily Average 1-Year Dow Jones Annual Point-to-Point 1-Year Dow Jones EuroStoxx 50 Point-to-Point
North American Company Freedom Choice (5%) 10 -Low	10 yrs	79		1.10%	87.50%	$ 976	09/01/10	0-75: 5.50+ 76-79: 4.13+ see notes
	1-Year Fixed @ 2.85% 1-Year Anual Point-to-Point DJIA 1-Year Anual Point-to-Point DJ EuroSTOXX 50 1-Year Anual Point-to-Point NADAQ 100 1-Year Monthly Point-to-Point NASDAQ 100 1-Year Anual Point-to-Point Russell 2000 1-Year Anual Point-to-Point S&P 400 1-Year Anual Point-to-Point S&P 500 1-Year Monthly Point-to-Point S&P 500
North American Company Freedom Choice (5%) 10 -High	10 yrs	79		1.10%	87.50%	$ 976	09/01/10	0-75: 5.50+ 76-79: 4.13+ see notes
	1-Year Fixed @ 3.20% 1-Year Monthly Point-to-Point S&P 500 1-Year Anual Point-to-Point S&P 500 1-Year Anual Point-to-Point S&P 400 1-Year Anual Point-to-Point Russell 2000 1-Year Monthly Point-to-Point NASDAQ 100 1-Year Anual Point-to-Point NADAQ 100 1-Year Anual Point-to-Point DJ EuroSTOXX 50 1-Year Anual Point-to-Point DJIA
North American Company Freedom Choice 10 -Low	10 yrs	79		1.10%	87.50%	$ 976	09/01/10	0-75: 5.50+ 76-79: 4.13+ see notes
	1-Year Fixed @ 2.45% 1-Year Anual Point-to-Point DJ EuroSTOXX 50 1-Year Anual Point-to-Point DJIA 1-Year Anual Point-to-Point NASDAQ 100 1-Year Monthly Point-to-Point NASDAQ 100 1-Year Anual Point-to-Point Russell 2000 1-Year Monthly Point-to-Point S&P 500 1-Year Anual Point-to-Point S&P 500 1-Year Anual Point-to-Point S&P 400
North American Company Freedom Choice 10 -High	10 yrs	79		1.10%	87.50%	$ 976	09/01/10	0-75: 5.50+ 76-79: 4.13+ see notes
	1-Year Fixed @ 2.90% 1-Year Anual Point-to-Point S&P 400 1-Year Anual Point-to-Point S&P 500 1-Year Monthly Point-to-Point S&P 500 1-Year Anual Point-to-Point Russell 2000 1-Year Monthly Point-to-Point NASDAQ 100 1-Year Anual Point-to-Point NASDAQ 100 1-Year Anual Point-to-Point DJIA 1-Year Anual Point-to-Point DJ EuroSTOXX 50
North American Company North American Paramount Choice Ten	10 yrs	(NQ)	10.00%	1.10%	87.50%	$1,074	09/01/10	0-75: 6.50+ 76-79: 4.88+ see notes
	Fixed @ 1.35% S&P 400 Monthly Averaging S&P 400 Annual Point-to-Point S&P 500 Monthly Point-to-Point S&P 500 Monthly Averaging S&P 500 Annual Point-to-Point Dow Jones Industrial Annual Point-to-Point Dow Jones Industrial Monthly Averaging DJ EuroSTOXX 50 Annual Point-to-Point Russell 2000 Annual Point-to-Point Russell 2000 Monthly Averaging Nasdaq100 Monthly Point-to-Point Nasdaq 100 Annual Point-to-Point
North American Company North American Prizm Plus 10	10 yrs	79	5.00%	1.10%	87.50%	$1,025	09/01/10	0-75: 7.50+ 76-79: 5.63+ see notes
	1-Year Fixed @ 2.00% 1-Year DJ EuroStoxx 50 Point-to-Point 1-Year Dow Jones Monthly Average 1-Year Dow Jones Point-to-Point 1-Year Russell 2000 Monthly Averaging 1-Year Russell 2000 Point-to-Point 1-Year Nasdaq 100 Point-to-Point 1-Year NASDAQ-100 Monthly Point-to-Point 1-Year S&P 400 Monthly Average 1-Year S&P 400 Point-to-Point 1-Year S&P 500 Monthly Average 1-Year S&P 500 Point-to-Point 1-Year S&P 500 Monthly Point-to-Point Cap
North American Company North American Ten	10 yrs	79	10.00%	3.00%	100%	$1,478	09/01/10	0-75: 6.50+ 76-79: 4.88+ see notes
	1-Year Fixed Account @ 1.30% 1-Year Dow Jones EuroStoxx 50 Annual Point-to-Point 1-Year Nasdaq 100 Annual Point-to-Point 1-Year Nasdaq 100 Monthly Point-to-Point 1-Year Dow Jones Annual Point-to-Point 1-Year Dow Jones Monthly Average 1-Year Russell 2000 Annual Point-to-Point 1-Year Russell 2000 Monthly Average 1-Year S&P 400 Annual Point-to-Point 1-Year S&P 400 Monthly Average 1-Year S&P 500 Monthly Average 1-Year S&P 500 Annual Point-to-Point 1-Year S&P 500 Monthly Point-to-Point 1 - Year Hindsight Index Strategy
North American Company Pillar	10 yrs	(NQ)	5.00%				09/01/10	0-75: 6.50+ 76-79: 4.88+ see notes
	Fixed @ 1.65% S&P 500 Daily Averaging w/ Participation S&P 500 Annual Point-to-Point w/Participation S&P 500 Annual Point-to-Point w/ Cap S&P 500 Monthly Point-to-Point

Company / Product	SC Years	Issue Age	Premium Bonus	Min Rate	% Premium	Return per $1000	Last Change	Commissions Age: Rate
North American Company Precision 10	10 yrs	79	5.00%	1.10%	87.50%	$1,025	09/01/10	0-75: 7.50+ 76-79: 5.63+ see notes
	Fixed @ 2.00% S&P 500 Monthly Point-to-Point Cap S&P 500 Annual Daily Average S&P 500 Annual Point-to-Point S&P 400 Annual Daily Average S&P 400 Annual Point-to-Point Nasdaq-100 Annual Point-to-Point 1 - Year Hindsight Index Strategy Dow Jones EuroStoxx 50 Point-to-Point Russell 2000 Annual Daily Average Russell 2000 Annual Point-to-Point Nasdaq - 100 Monthly Point-to-Point Dow Jones Annual Daily Average Dow Jones Annual Point-to-Point
OM Financial (Legacy) AdvanceMark	10 yrs	(NQ)	8.00%	1.00%	87.50%	$1,044	09/01/10	0-79: 8.00 80-85: 4.00
	Fixed @ 1.25% Step Forward Strategy S&P 500 1-Year Point-to-Point S&P 500 1-Year Monthly Point-to-Point S&P 500 1-Year Monthly Average S&P 500 2-Year Monthly Average

Company / Product	SC Years	Issue Age	Premium Bonus	Min Rate	% Premium	Return per $1000	Last Change	Commissions Age: Rate
OM Financial Life Ins. Co. OM Index-Accelerator 10	10 yrs	85	8.00%	1.00-1.10%	87.50%	$1,054	09/01/10	0-79: 8.00+ 80-85: 4.00+ see notes
	1-Year S&P 500 Monthly Cap 1-Year S&P 500 Monthly Average 1-Year S&P 500 Point-to-Point 2-Year S&P 500 Monthly Average with Cap Fixed Interest Option @ 1.10%
OM Financial Life Ins. Co. OM Index-Escalator 10	10 yrs	85	1.00%	1.00%	87.50%	$ 976	09/01/10	0-79: 6.50+ 80-85: 3.25+ see notes
	Fixed Account @ 1.25% 1-Year S&P 500 Monthly Point-to-Point 1-Year S&P 500 Monthly Averaging 1-Year S&P 500 Annual Point-to-Point
OM Financial Life Ins. Co. OM Index-Safety 10 -Low	10 yrs	85		2.50%	100%	$1,280	09/01/10	0-79: 7.00+ 80-85: 3.50+ see notes
	1 Year S&P 500 Monthly Point-to-Point Cap 1 Year S&P 500 Annual Point-to-Point Cap 1 Year S&P 500 Monthly Average Cap Fixed Account @ 1.75%
OM Financial Life Ins. Co. OM Index-Safety 10 -High	10 yrs	85		2.50%	100%	$1,280	09/01/10	0-79: 7.00+ 80-85: 3.50+ see notes
	Fixed Account @ 2.00% 1 Year S&P 500 Monthly Point-to-Point Cap 1 Year S&P 500 Annual Point-to-Point Cap 1 Year S&P 500 Monthly Average Cap
RBC Insurance RBC Choice 10 SPDA	10 yrs	85		1.00%	87.50%	$ 967	09/01/10	0-75: 10.00+ 76-80: 8.00+ 81-85: 6.00+ see notes
	1-Year Fixed Account @ 2.05% 1 Year S&P 500 Annual Point to Point Cap 1 Year S&P 500 Monthly Additive Point to Point Cap 1-Year DJIA Quarterly Additive Point-to-Point Cap 1-Year DJIA Monthly Average Cap
RBC Insurance RBC Enhanced Choice 10 SPDA	10 yrs	85	5.00%	1.00%	87.50%	$1,015	09/01/10	0-75: 7.00+ 76-79: 5.00+ 80-85: 3.00+ see notes
	Fixed Account @ 1.05% 1-Year S&P 500 Monthly Additive Point-to-Point Cap 1-Year S&P 500 Annual Point-to-Point Cap 1-Year DJIA Quarterly Additive Point-to-Point Indexed Account 1-Year DJIA Monthly Average Indexed Account
Reliance Standard Life Keystone 10 Index Annuity	10 yrs	85		1.15%	87.50%	$ 981	09/02/10	0-80: 8.00 81-85: 4.80
	Fixed Interest Strategy @ 2.95% 1-Year Point-to-Point - Capped 1-Year Point-to-Point - Participation Rate 1-Year Monthly Average - Capped 1-Year Monthly Average - Participation Rate
Surrender Charges Last 9 Years
Amer. General Life Ins. Co. AG HorizonIndex Annuity 9	9 yrs	85	4.00%	2.00%	90.00%	$1,119	08/27/10	0-75: 6.00+ 76-80: 3.50+ 81-85: 2.00+ see notes
	Fixed Interest Account @ 2.00% Monthly Additive Account with Cap 2-Year Point-to-Point Account with Cap
Amer. General Life Ins. Co. VisionAdvantage 9	9 yrs	80		2.00%	90.00%	$1,076	08/27/10	0-75: 6.00 76-80: 5.00
	Fixed Interest Account @ 2.30% Annual Point-to-Point Account with 100% Participation Rate and an Index Cap Annual Point-to-Point Account with 80% Participation Rate and an Index Cap Annual Point-to-Point Account with Adjustable Participation Rate and an Index Cap Monthly Average Account with Index Spread

Company / Product	SC Years	Issue Age	Premium Bonus	Min Rate	% Premium	Return per $1000	Last Change	Commissions Age: Rate
Dearborn National Index Fortifier IX	9 yrs	85		1.05%	100%	$1,099	08/01/10	0-75: 6.50 76-85: 3.75
	1-Year S&P 500 Point-to-Point 1-Year S&P 500 Monthly Point-to-Point 1-Year S&P 500 Monthly Average w/Cap Fixed @ 2.50%
EquiTrust Life Ins. Co. Market Booster Index	9 yrs	80	4.00%	1.00%	87.50%	$ 995	09/02/10	0-80: 6.00+ see notes
	1-Year Fixed Interest Account @ 1.50% 1-Year S&P 500 Point-to-Point Cap Index Account 1-Year S&P 500 Daily Average Cap Index Account 1-Year S&P 500 Monthly Averaging Participation Index Account 1-Year S&P 500 Monthly Cap
Forethought Financial Forethought Destination Indexed 9 -Low	9 yrs	78		3.00%	90.00%	$1,174	08/06/10	0-75: 5.50 76-78: 3.50
	Fixed Account @ 2.50% 3-Year S&P 500 Point-to-Point Cap 3-Year Monthly Point-to-Point Cap
Forethought Financial Forethought Destination Indexed 9 -Mid	9 yrs	78		3.00%	90.00%	$1,174	08/06/10	0-75: 5.50 76-78: 3.50
	Fixed Account @ 2.50% 3-Year Monthly Point-to-Point Cap 3-Year S&P 500 Point-to-Point Cap
Forethought Financial Forethought Destination Indexed 9 -High	9 yrs	78		3.00%	90.00%	$1,174	08/06/10	0-75: 5.50 76-78: 3.50
	Fixed Account @ 2.50% 3-Year S&P 500 Point-to-Point Cap 3-Year Monthly Point-to-Point Cap
ING USA Annuity and Life ING Envoy Nine Fixed Index Annuity -Low	9 yrs	80		1.00%	100%	$1,094	09/01/10	0-80: 6.50+ see notes
	Fixed Rate Strategy @ 1.80% 1-Year Point-to-Point Cap Index Strategy

Company / Product	SC Years	Issue Age	Premium Bonus	Min Rate	% Premium	Return per $1000	Last Change	Commissions Age: Rate
ING USA Annuity and Life ING Envoy Nine Fixed Index Annuity -High	9 yrs	80		1.00%	100%	$1,094	09/01/10	0-80: 6.50+ see notes
	Fixed Rate Strategy @ 1.80% 1-Year Point-to-Point Cap Index Strategy
ING USA Annuity and Life ING Envoy Six Fixed Index Annuity -Low	9 yrs	80		1.00%	100%	$1,094	09/01/10	0-80: 1.50+ see notes
	Fixed Rate Strategy @ 1.50% 1-Year Point-to-Point Cap Index Strategy
ING USA Annuity and Life ING Envoy Six Fixed Index Annuity -High	9 yrs	80		1.00%	100%	$1,094	09/01/10	0-80: 1.50+ see notes
	Fixed Rate Strategy @ 1.50% 1-Year Point-to-Point Cap Index Strategy
Investors Ins. (Legacy) PremierMark SE	9 yrs	(NQ)		1.00%	87.50%		09/01/10	0-80: 7.00 81-90: 3.50
	Guaranteed One-Year Strategy @ 1.50% 3 Year Blended Index S&P 500 Monthly Averaging Annual Reset Strategy S&P 500 Point-to-Point Annual Reset Strategy Gold Annual Point-to-Point
Investors Ins. (Legacy) PremierMark SE Plus (10%)	9 yrs	(NQ)	10.00%	1.00%	87.50%		09/01/10	0-80: 2.50
	Fixed @ 1.50% 3 Year Blended Index Monthly Avg. S&P 500 Monthly Average S&P 500 Annual Point-to-Point Gold Point-to-Point
Investors Ins. (Legacy) PremierMark SE Plus (7%)	9 yrs	(NQ)	7.00%	1.00%	87.50%		09/01/10	0-80: 4.00
	Fixed @ 1.50% S&P 500 Monthly Average S&P 500 Annual Point-to-Point Gold Annual Point-to-Point 3 Year Blended Montly Avg
Lincoln Financial Group Lincoln OptiChoice 9 -Low	9 yrs	80		1.75%	100%	$1,169	09/01/10	0-75: 7.00+ 76-80: 5.25+ see notes
	Fixed @ 1.90% 1-Year Point-to-Point 1-Year Monthly Average 1-Year Monthly Cap
Lincoln Financial Group Lincoln OptiChoice 9 -High	9 yrs	80		1.75%	100%	$1,169	09/01/10	0-75: 7.00+ 76-80: 5.25+ see notes
	1-Year Monthly Cap 1-Year Monthly Average 1-Year Point-to-Point Fixed @ 2.05%
National Western Life Liberty Classic	9 yrs	85					08/06/10	Qualified 0-70: 8.00+ 71-75: 7.50+ Non-Qualified 0-70: 8.00+ 71-80: 7.50+ 81-85: 6.25+ see notes
	Fixed @ 2.25% Option D: Annual Reset with Monthly Cap Option A: Annual Reset with Monthly Averaging
National Western Life NWL Global Lookback	9 yrs	80 (NQ)		1.50%	87.50%	$1,000	08/06/10	Qualified 0-70: 7.00+ 71-75: 4.50+ 76-80: 2.50+ Non-Qualified 0-75: 7.00+ 76-80: 5.00+ see notes
	Option B: Fixed Interest Rate @ 3.20% Option A: S&P 500 Monthly Average Option D: S&P 500 Monthly Cap Option J: S&P 500 Point-to-Point w Cap Option K: Global Lookback
National Western Life NWL Ultra Future (2% Bonus states)	9 yrs	85 (NQ)	2.00%	3.00%			08/06/10
	Fixed @ 3.30% Option A: S&P 500 Monthly Average Option D: S&P 500 Monthly Cap

Company / Product	SC Years	Issue Age	Premium Bonus	Min Rate	% Premium	Return per $1000	Last Change	Commissions Age: Rate
National Western Life NWL Ultra Value	9 yrs	80 (NQ)	2.00%	1.50%	87.50%	$1,020	08/06/10	Qualified 0-70: 6.00+ 71-75: 3.50+ 76-80: 2.50+ Non-Qualified 0-75: 6.00+ 76-80: 4.00+ see notes
	Option B: Fixed Interest Rate @ 3.30% Option A: Monthly Average Annual Reset Option D: Monthly Cap Annual Reset
Surrender Charges Last 8 Years
Amer. General Life Ins. Co. AG Global 8 Index Annuity	8 yrs	80		2.00%	90.00%	$1,054	08/27/10	0-75: 6.00 76-80: 4.75
	Fixed Interest Account @ 2.00% Annual Point-to-Point Account with Participation Rate Monthly Additive Account with Cap Global Multiple Index Account with Cap
Performance trigger crediting: full interest rate credited in every year the index is not down.
Lincoln Financial Group Lincoln New Directions 8 -Low	8 yrs	85		2.00%	100%	$1,172	09/01/10	0-75: 4.50+ 76-80: 3.50+ 81-85: 2.25+ see notes
	Fixed @ 2.35% Performance Triggered 2-Year Point to Point
Performance trigger crediting: full interest rate credited in every year the index is not down.
Lincoln Financial Group Lincoln New Directions 8 -High	8 yrs	85		2.00%	100%	$1,172	09/01/10	0-75: 4.50+ 76-80: 3.50+ 81-85: 2.25+ see notes
	Performance Triggered 2-Year Point to Point Fixed @ 2.50%
Lincoln Financial Group Lincoln OptiPoint 8 -Low	8 yrs	85	2.00%	1.60%	100%	$1,158	09/01/10	0-75: 3.00 76-80: 2.00 81-85: 1.00 see notes
	Fixed @ 2.10% 2-Year Monthly Cap 2-Year Point to Point Performance Triggered
Lincoln Financial Group Lincoln OptiPoint 8 -High	8 yrs	85	3.00%	1.60%	100%	$1,169	09/01/10	0-75: 3.00 76-80: 2.00 81-85: 1.00 see notes
	Performance Triggered 2-Year Point to Point 2-Year Monthly Cap Fixed @ 2.10%
North American Company Freedom Choice (5%) 8 -Low	8 yrs	85		1.10%	87.50%	$ 955	09/01/10	0-75: 5.50+ 76-80: 4.13+ 81-85: 2.75+ see notes
	1-Year Fixed @ 2.70% 1-Year Anual Point-to-Point DJ EuroSTOXX 50 1-Year Monthly Point-to-Point NASDAQ 100 1-Year Anual Point-to-Point DJIA 1-Year Anual Point-to-Point NADAQ 100 1-Year Anual Point-to-Point Russell 2000 1-Year Anual Point-to-Point S&P 400 1-Year Anual Point-to-Point S&P 500 1-Year Monthly Point-to-Point S&P 500
North American Company Freedom Choice (5%) 8 -High	8 yrs	85		1.10%	87.50%	$ 955	09/01/10	0-75: 5.50+ 76-80: 4.13+ 81-85: 2.75+ see notes
	1-Year Fixed @ 3.05% 1-Year Monthly Point-to-Point S&P 500 1-Year Anual Point-to-Point S&P 500 1-Year Anual Point-to-Point S&P 400 1-Year Anual Point-to-Point Russell 2000 1-Year Anual Point-to-Point NADAQ 100 1-Year Anual Point-to-Point DJIA 1-Year Monthly Point-to-Point NASDAQ 100 1-Year Anual Point-to-Point DJ EuroSTOXX 50
North American Company Freedom Choice 8 -Low	8 yrs	85		1.10%	87.50%	$ 955	09/01/10	0-75: 5.50+ 76-80: 4.13+ 81-85: 2.75+ see notes
	1-Year Fixed @ 2.35% 1-Year Monthly Point-to-Point S&P 500 1-Year Anual Point-to-Point S&P 500 1-Year Anual Point-to-Point DJ EuroSTOXX 50 1-Year Anual Point-to-Point DJIA 1-Year Anual Point-to-Point NADAQ 100 1-Year Monthly Point-to-Point NASDAQ 100 1-Year Anual Point-to-Point Russell 2000 1-Year Anual Point-to-Point S&P 400
North American Company Freedom Choice 8 -High	8 yrs	85		1.10%	87.50%	$ 955	09/01/10	0-75: 5.50+ 76-80: 4.13+ 81-85: 2.75+ see notes
	1-Year Monthly Point-to-Point S&P 500 1-Year Anual Point-to-Point S&P 500 1-Year Fixed @ 2.75% 1-Year Anual Point-to-Point S&P 400 1-Year Anual Point-to-Point Russell 2000 1-Year Anual Point-to-Point NADAQ 100 1-Year Monthly Point-to-Point NASDAQ 100 1-Year Anual Point-to-Point DJIA 1-Year Anual Point-to-Point DJ EuroSTOXX 50
OM Financial Life Ins. Co. OM Index-Escalator 8	8 yrs	85	1.00%	1.00%	87.50%	$ 957	09/01/10	0-79: 5.50+ 80-85: 2.75+ see notes
	Fixed Account @ 1.25% 1-Year S&P 500 Monthly Point-to-Point 1-Year S&P 500 Monthly Averaging 1-Year S&P 500 Annual Point-to-Point
RBC Insurance RBC Enhanced Choice 8 SPDA	8 yrs	85	2.00%	1.00%	87.50%	$ 966	09/01/10	0-75: 6.00+ 76-80: 4.50+ 81-85: 3.50+ see notes
	Fixed Account @ 1.05% 1-Year S&P 500 Annual Point-to-Point Cap 1-Year S&P 500 Monthly Additive Point-to-Point Cap 1-Year DJIA Quarterly Additive Point-to-Point Indexed Account 1-Year DJIA Monthly Average Indexed Account
Surrender Charges Last 7 Years
American National Ins. Co. Value Lock 7	7 yrs	80		1.75%	90.00%	$1,016	09/01/10	0-75: 6.00 76-80: 4.00
	S&P 500 7 Year Point-to-Point
Allianz Life Endurance 10	7 yrs	80					08/03/10	0-75: 5.00+ 76-80: 2.50+ see notes
	1 Year S&P 500 Monthly Average Spread 1-Year S&P 500 Monthly Point-to-Point 1-Year S&P 500 Point-to-Point Fixed Account @ 2.50% 1 Year Nasdaq 100 Monthly Average Spread 1-Year Nasdaq 100 Point-to-Point 1-Year Nasdaq 100 Monthly Point-to-Point 1-Year FTSE 100 Monthly Point-to-Point 1-Year FTSE 100 Point-to-Point 1 Year FTSE 100 Monthly Average Spread 1 Year Blended Monthly Average Spread 1-Year Blended Point-to-Point
Allianz Life MasterDex Plus Annuity	7 yrs	80		1.50%	87.50%	$ 971	08/03/10	0-75: 7.00+ 76-80: 6.00+ see notes
	1 Year S&P 500 Monthly Cap 1 Year S&P 500 Point-to-Point Cap Fixed Account @ 2.15% 1 Year Nasdaq 100 Monthly Cap 1 Year Nasdaq 100 Point-to-Point Cap 1 Year FTSE 100 Point-to-Point Cap 1 Year FTSE 100 Monthly Cap 1 Year Blended Point-to-Point Cap 1 Year Blended Monthly Average Spread
Amer. General Life Ins. Co. VisionAdvantage 7	7 yrs	85		2.00%	90.00%	$1,034	08/27/10	0-75: 6.00 76-85: 5.00
	Fixed Interest Account @ 2.00% Annual Point-to-Point Account with 100% Participation Rate and an Index Cap Annual Point-to-Point Account with 80% Participation Rate and an Index Cap Annual Point-to-Point Account with Adjustable Participation Rate and an Index Cap Monthly Average Account with Index Spread
Performance trigger crediting: full interest rate credited in every year the index is not down.
American National Ins. Co. ANICO Strategy Indexed Annuity 7	7 yrs	85		1.00%	90.00%	$ 965	09/01/10	see notes
	Declared Rate Interest Account @ 2.00% 1 Year S&P 500 Annual Point-to-Point
Annuity Investors Life (Great Amer. Life) FlexMax	7 yrs	85		1.25-2.00%	100%	$1,149	08/21/10	see notes
	Declared Rate Strategy @ 2.00% 1 Year S&P 500 Annual Point-to-Point 1 Year S&P 500 Monthly Average with Cap
Aviva Life and Annuity Income Select 7 -Low	7 yrs	81		2.75%	87.50%	$1,058	08/06/10	0-75: 4.00+ 76-80: 2.75+ 81-81: 2.75+ see notes
	Fixed @ 2.00% 1-Year DJ EUROSTOXX 50 Point-to-Point 1-Year Hang Seng Point-to-Point 1 Year S&P500 Point-to-Point 1 Year S&P500 Point-to-Point w/ Participation 1-Year S&P500 Monthly Cap
Aviva Life and Annuity Income Select 7 -High	7 yrs	81		2.75%	87.50%	$1,058	08/06/10	0-75: 4.00+ 76-80: 2.75+ 81-81: 2.75+ see notes
	Fixed @ 2.40% 1-Year S&P500 Monthly Cap 1 Year S&P500 Point-to-Point w/ Participation 1 Year S&P500 Point-to-Point 1-Year Hang Seng Point-to-Point 1-Year DJ EUROSTOXX 50 Point-to-Point
Dearborn National Index Fortifier VII	7 yrs	85		1.05%	100%	$1,076	08/01/10	0-75: 5.50 76-85: 3.00
	Fixed @ 2.30% 1-Year S&P 500 Point-to-Point 1-Year S&P 500 Monthly Point-to-Point 1-Year S&P 500 Monthly Average w/ Cap
EquiTrust Life Ins. Co. Market Seven Index	7 yrs	80		1.00%	87.50%	$ 938	09/02/10	0-80: 5.50
	1-Year Fixed Interest Account @ 1.50% 1-Year Point-to-Point Cap Index Account 1-Year S&P 500 Daily Average Cap Index Account 1-Year S&P 500 Monthly Averaging w/ Participation 1-Year Monthly Cap Index Account
Great Amer. Life Ins. Co. American Legend II	7 yrs	85		1.00-2.00%	100%	$1,149	08/21/10	Qualified 18-75: 5.50+ 76-80: 5.10+ 81-85: 3.50+ Non-Qualified 0-75: 5.50+ 76-80: 5.10+ 81-85: 3.50+ see notes
	Declared Rate Strategy @ 2.00% 1 Year S&P 500 Monthly Average with Cap 1 Year S&P 500 Annual Point-to-Point 1 Year S&P 500 Monthly Sum
ING USA Annuity and Life ING Secure Index Seven -Low	7 yrs	80		1.00%	100%	$1,072	09/01/10	0-80: 5.00+ see notes
	Fixed Rate Strategy @ 1.80% Monthly Cap Index Strategy Point-to-Point Cap Index Strategy
ING USA Annuity and Life ING Secure Index Seven -High	7 yrs	80		1.00%	100%	$1,072	09/01/10	0-80: 5.00+ see notes
	Point-to-Point Cap Index Strategy Monthly Cap Index Strategy Fixed Rate Strategy @ 1.80%
Lincoln Benefit Life Savers Index I -Low	7 yrs	75 (NQ)		3.00%	90.00%	$1,107	08/30/10	0-75: 3.45 76-90: 2.40 see notes
	Option 2 Option 1
Lincoln Benefit Life Savers Index I -High	7 yrs	75 (NQ)		3.00%	90.00%	$1,107	08/30/10	0-75: 3.45 76-90: 2.40 see notes
	Option 1 Option 2
Lincoln Benefit Life Savers Index I (ROP) -Low	7 yrs	75 (NQ)		3.00%	90.00%	$1,107	08/30/10	0-75: 3.45 76-90: 2.40 see notes
	Option 1 Option 2
Lincoln Benefit Life Savers Index I (ROP) -High	7 yrs	75 (NQ)		3.00%	90.00%	$1,107	08/30/10	0-75: 3.45 76-90: 2.40 see notes
	Option 1 Option 2
Lincoln Financial Group Lincoln OptiChoice 7 -Low	7 yrs	85		1.50%	100%	$1,110	09/01/10	0-75: 6.00+ 76-80: 4.50+ 81-85: 3.00+ see notes
	Fixed @ 1.70% 1-Year Monthly Cap 1-Year Monthly Average 1-Year Point-to-Point
Lincoln Financial Group Lincoln OptiChoice 7 -High	7 yrs	85		1.50%	100%	$1,110	09/01/10	0-75: 6.00+ 76-80: 4.50+ 81-85: 3.00+ see notes
	Fixed @ 1.85% 1-Year Point-to-Point 1-Year Monthly Average 1-Year Monthly Cap
North American Company Charter 7	7 yrs	85		1.10%	87.50%	$ 945	09/01/10	0-75: 7.50+ 76-80: 5.63+ 81-85: 3.75+ see notes
	1-Year Fixed @ 1.45% 1-Year S&P 400 Annual Daily Average 1-Year S&P 400 Annual Point-to-Point 1- Year Hindsight Index Strategy 1-Year S&P 500 Monthly Point-to-Point Cap 1-Year S&P 500 Annual Daily Average 1-Year S&P 500 Annual Point-to-Point 1-Year Russell 2000 Annual Daily Average 1-Year Russell 2000 Annual Point-to-Point 1-Year Nasdaq-100 Annual Point-to-Point 1-Year NASDAQ Monthly Point-to-Point 1-Year Dow Jones Annual Daily Average 1-Year Dow Jones Annual Point-to-Point 1-Year Dow Jones EuroStoxx 50 Point-to-Point
North American Company North American Prizm Plus 7	7 yrs	85		1.10%	87.50%	$ 945	09/01/10	0-75: 7.50+ 76-80: 0.56+ 81-85: 3.75+ see notes
	1-Year Fixed @ 1.45% 1-Year S&P 500 Monthly Average 1-Year S&P 500 Point-to-Point 1-Year S&P 500 Monthly Point-to-Point Cap 1-Year S&P 400 Monthly Average 1-Year S&P 400 Point-to-Point 1-Year DJ EuroStoxx 50 Point-to-Point 1-Year Russell 2000 Monthly Average 1-Year Russell 2000 Point-to-Point 1-Year Nasdaq100 Monthly Point-to-Point 1-Year Nasdaq 100 Point-to-Point 1-Year Dow Jones Monthly Average 1-Year Dow Jones Point-to-Point
North American Company Precision 7	7 yrs	85		1.10%	87.50%	$ 945	09/01/10	0-75: 7.50+ 76-80: 5.63+ 81-85: 3.75+ see notes
	Fixed @ 1.45% Dow Jones Annual Daily Average Dow Jones Annual Point-to-Point Dow Jones EuroStoxx 50 Point-to-Point Nasdaq -100 Monthly Point-to-Point Nasdaq-100 Annual Point-to-Point Russell 2000 Annual Daily Average Russell 2000 Annual Point-to-Point 1 - Year Hindsight Index Strategy S&P 400 Annual Daily Average S&P 400 Annual Point-to-Point S&P 500 Monthly Point-to-Point Cap S&P 500 Annual Daily Average S&P 500 Annual Point-to-Point
OM Financial (Legacy) AmeriMark Freedom 7	7 yrs	85		1.00%	87.50%	$ 938	09/01/10	0-80: 4.00 81-85: 2.00
	Fixed @ 1.75% Annual Point-to-Point 3 Yr Highwater Annual Point-to-Point Monthly Cap Strategy 2-Year Monthly Average w/ Cap
OM Financial (Legacy) AmeriMark Freedom 7 SE	7 yrs	0 (NQ)	5.00%	1.00%	87.50%	$ 985	09/01/10	0-80: 4.00 81-85: 2.00
	Fixed @ 1.25% Annual Point-to-Point 3 Yr Highwater Annual Point-to-Point Monthly Cap Strategy 2-Year Monthy Average w/ Cap
OM Financial Life Ins. Co. OM Index-Accelerator 7	7 yrs	85	3.00%	1.00-1.10%	100%	$1,112	09/01/10	0-79: 5.00+ 80-85: 2.50+ see notes
	Fixed Interest Option @ 1.75% 1-Year S&P 500 Monthly Point-to-Point 1-Year S&P 500 Monthly Average 1-Year S&P 500 Annual Point-to-Point 2-Year S&P 500 Monthly Average with Cap
OM Financial Life Ins. Co. OM Index-Safety 7 -Low	7 yrs	85		2.50%	100%	$1,189	09/01/10	0-79: 5.50 80-85: 2.75
	Fixed Account @ 1.75% 1 Year S&P 500 Monthly Point-to-Point Cap 1 Year S&P 500 Annual Point-to-Point Cap 1 Year S&P 500 Monthly Average Cap
OM Financial Life Ins. Co. OM Index-Safety 7 -High	7 yrs	85		2.50%	100%	$1,189	09/01/10	0-79: 5.50 80-85: 2.75
	1 Year S&P 500 Monthly Point-to-Point Cap 1 Year S&P 500 Annual Point-to-Point Cap 1 Year S&P 500 Monthly Average Cap Fixed Account @ 2.00%
Reliance Standard Life Keystone 7 Index Annuity	7 yrs	85		1.15%	87.50%	$ 948	09/02/10	0-80: 5.00 81-85: 3.00
	Fixed Interest Strategy @ 2.85% 1-Year Point-to-Point - Capped 1-Year Point-to-Point - Participation Rate 1-Year Monthly Average - Capped 1-Year Monthly Average - Participation Rate
The Standard Index Growth Annuity 7 -Low	7 yrs	90		1.00%	100%	$1,072	08/16/10	0-80: 5.00 81-85: 2.75 86-90: 2.25 see notes
	Fixed @ 1.70% S&P 500 Annual Point-to-Point
The Standard Index Growth Annuity 7 -High	7 yrs	90		1.00%	100%	$1,072	08/16/10	0-80: 5.00 81-85: 2.75 86-90: 2.25 see notes
	S&P 500 Annual Point-to-Point Fixed @ 1.70%
The Standard Index Growth Annuity 7 w PG -Low	7 yrs	90		1.00%	100%	$1,072	08/16/10	0-80: 5.00 81-85: 2.75 86-UP: 2.25 see notes
	Fixed @ 1.70% S&P 500 Annual Point-to-Point

Company / Product	SC Years	Issue Age	Premium Bonus	Min Rate	% Premium	Return per $1000	Last Change	Commissions Age: Rate
The Standard Index Growth Annuity 7 w PG -High	7 yrs	90		1.00%	100%	$1,072	08/16/10	0-80: 5.00 81-85: 2.75 86-UP: 2.25 see notes
	S&P 500 Annual Point-to-Point Fixed @ 1.70%
Surrender Charges Last 6 Years
American National Ins. Co. ANICO EIA	6 yrs	85		1.50-3.00%	90.00%	$1,075	09/01/10	0-79: 5.00 80-85: 3.00
	Performance Triggered
Amer. Equity Investment Life Ins. Co. Integrity Gold (Index 5-07)	6 yrs	80		3.00%	87.50%		07/20/10	0-75: 4.13+ 76-80: 3.09+ see notes
	Fixed @ 2.70% 1-Year Dow Jones Monthly Average Cap 1-Year Dow Jones Point-to-Point Cap 1-Year Lehman U.S. Aggregate Point-to-Point 1-Year S&P 500 Point-to-Point PR 1-Year S&P 500 Point-to-Point Cap 1-Year S&P 500 Monthly Average PR 1-Year S&P 500 Monthly Average Cap 1-Year S&P 500 Monthly Point-to-Point
Amer. Natl. Ins. (Legacy) BenchMark 500 Six -Low	6 yrs	85		1.75%	87.50%	$ 971	06/01/10	0-75: 6.00+ 76-80: 4.50+ 81-85: 3.00+ see notes
	Guaranteed One Year @ 1.50% S&P 500 Six Year Point-to-Point w/ Participation S&P 500 One Year Point-to-Point w/ Cap
Amer. Natl. Ins. (Legacy) BenchMark 500 Six -High	6 yrs	85		1.75%	87.50%	$ 971	06/01/10	0-75: 6.00+ 76-80: 4.50+ 81-85: 3.00+ see notes
	Guaranteed One Year @ 1.50% S&P 500 One Year Point-to-Point w/ Cap S&P 500 Six Year Point-to-Point w/ Participation
Amer. Natl. Ins. (Legacy) BenchMark 500 Six Plus -Low	6 yrs	85	3.00%	1.75%	87.50%	$1,000	06/01/10