Fixed Indexed Annuities

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Company - Any - Amer. Equity Investment Life Ins. Co. Amer. General Life Ins. Co. Amer. Investors Life Ins. Co., Inc, an Aviva Co American National Ins. Co. Americo Annexus (Amer. Investors Life) Annuity Investors Life (Great Amer. Life) Assurity Life Aviva Life & Annuity Genworth Life Ins. Co. Great Amer. Life Ins. Co. ING USA Annuity and Life Lincoln Benefit Life Lincoln Financial Group Loyal American Life North American Company Protective Life Corporation RBC Insurance Reliance Standard Life Sun Life Financial Symetra Life Insurance Co. United of Omaha West Coast Life

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Company / Product	SC Years	Issue Age	Premium Bonus	Min Rate	% Premium	Return per $1000	Last Change	Commissions Age: Rate
Featured Products
Surrender Charges Last 15 Years
Loyal American Life Loyal Generation -Low	15 yrs	85	7.50%	3.00%	87.50%	$1,465	04/21/09	18-75: 7.25 76-80: 4.85 81-85: 3.25
	Declared Rate Strategy @ 2.50% S&P 500 Daily Average S&P 500 Monthly Average with No Cap Purchase Payment Account @ 2.50% S&P 500 Annual Point-to-Point S&P 500 Monthly Average
Loyal American Life Loyal Generation -High	15 yrs	85	7.50%	3.00%	87.50%	$1,465	04/21/09	18-75: 7.25 76-80: 4.85 81-85: 3.25
	S&P 500 Annual Point-to-Point S&P 500 Monthly Average Declared Rate Strategy @ 2.50% S&P 500 Daily Average S&P 500 Monthly Average with No Cap Purchase Payment Account @ 2.50%
Surrender Charges Last 14 Years
North American Company Charter 14	14 yrs	75	11.00%	2.00%	100%	$1,465	03/30/09	0-75: 8.50
	1-Year NASDAQ-100 Monthly Point-to-Point 1-Year S&P 500 Annual Daily Average 1-Year S&P 400 Annual Daily Average 1-Year Russell 2000 Annual Daily Average 1-Year Hindsight Index Strategy

Company / Product	SC Years	Issue Age	Premium Bonus	Min Rate	% Premium	Return per $1000	Last Change	Commissions Age: Rate
Surrender Charges Last 17 Years
Amer. Equity Investment Life Ins. Co. Bonus Gold (Index-1-05 & Index-7-05-OK)	17 yrs	(NQ)	10.00%	3.00%	87.50%		04/01/09
	S&P 500 Annual Point-to-Point w/ CAP Dow Jones Annual Point-to-Point Lehman Brothers U.S. Aggregate Annual Point-to-Point S&P 500 Monthly Average w/ PR S&P 500 Annual Point-to-Point w/ PR Dow Jones Annual Monthly Average Fixed @ 3.35% S&P 500 Monthly Point-to-Point S&P 500 Monthly Average w/ CAP
Surrender Charges Last 16 Years
Amer. Equity Investment Life Ins. Co. Bonus Gold (Index 1-07)	16 yrs	80	10.00%	3.00%	87.50%		04/01/09
	1-Year Lehman U.S. Aggregate Point-to-Point 1-Year Dow Jones Monthly Average Cap 1-Year Dow Jones Point-to-Point Cap 1-Year S&P 500 Point-to-Point PR Fixed Value @ 3.35% 1-Year S&P 500 Monthly Average Cap 1-Year S&P 500 Point-to-Point Cap 1-Year S&P 500 Monthly Average PR 1-Year S&P 500 Monthly Point-to-Point
Surrender Charges Last 14 Years
North American Company Precision 14	14 yrs	75	10.00%	2.00%	100%	$1,451	03/30/09	0-75: 8.50
	Dow Jones EuroStoxx 50 Point-to-Point Dow Jones Annual Daily Average S&P 400 Annual Daily Average Nasdaq -100 Monthly Point-to-Point Russell 2000 Annual Daily Average S&P 500 Monthly Point-to-Point Cap Lehman Bros. US Aggregate S&P 500 Annual Point-to-Point 1 - Year Hindsight Index Strategy Nasdaq-100 Annual Point-to-Point Dow Jones Annual Point-to-Point Fixed @ 3.00% S&P 400 Annual Point-to-Point S&P 500 Annual Daily Average Russell 2000 Annual Point-to-Point
Surrender Charges Last 12 Years
Great Amer. Life Ins. Co. American Valor II	12 yrs	85	5.00%	2.00%	100%	$1,332	05/21/09	Qualified 18-75: 6.50 76-80: 5.35 81-85: 3.60 Non-Qualified 0-75: 6.50 76-80: 5.35 81-85: 3.60
	1 Year S&P 500 Annual Point-to-Point 1 Year S&P 500 Monthly Average with Cap Declared Rate Strategy @ 3.25%
Surrender Charges Last 10 Years
Americo Future Provider	10 yrs	0 (NQ)		2.00%	100%	$1,219	06/01/09	0-80: 8.25 81-85: 6.50 86-90: 3.00
	Nasdaq 100 Point-to-Point No Cap S&P 500 Point-to-Point with Cap S&P 500 Monthly Averaging S&P 500 Point-to-Point No Cap S&P 500 Point-to-Point The EZ Option Fixed @ 3.00%
Great Amer. Life Ins. Co. American Icon II	10 yrs	85	1.50%	2.00%	100%	$1,237	05/21/09	Qualified 18-75: 7.50 76-80: 6.00 81-85: 2.00 Non-Qualified 0-75: 7.50 76-80: 6.00 81-85: 2.00
	1 Year S&P 500 Annual Point-to-Point 1 Year S&P 500 Monthly Average with Cap Declared Rate Strategy @ 3.25%
North American Company Charter 10	10 yrs	79	6.00%	2.00%	100%	$1,292	03/30/09	0-75: 8.50 76-79: 6.37
	1-Year Nasdaq-100 Annual Point-to-Point 1-Year Dow Jones Annual Point-to-Point 1-Year S&P 400 Annual Point-to-Point 1-Year Russell 2000 Annual Point-to-Point 1-Year S&P 500 Annual Daily Average 1-Year Dow Jones Annual Daily Average 1-Year Lehman Bros. US Aggregate 1-Year S&P 400 Annual Daily Average 1-Year Dow Jones EuroStoxx 50 Point-to-Point 1-Year Fixed @ 2.85% 1 -Year NASDAQ Monthly Point-to-Point 1-Year S&P 500 Monthly Point-to-Point Capped 1- Year Hindsight Index 1-Year S&P 500 Annual Point-to-Point 1-Year Russell 2000 Annual Daily Average
North American Company North American Ten	10 yrs	79	10.00%	1.00%	87.50%	$1,063	03/30/09	0-75: 6.50 76-79: 4.88
	1-Year Nasdaq 100 Annual Point-to-Point 1-Year Dow Jones Monthly Average 1-Year Russell 2000 Monthly Average 1-Year Lehman Brother U.S. Annual Point-to-Point 1-Year Nasdaq 100 Monthly Point-to-Point 1-Year Dow Jones Annual Point-to-Point 1-Year S&P 500 Monthly Average 1-Year Russell 2000 Annual Point-to-Point 1-Year S&P 400 Monthly Average 1 - Year Hindsight Index Strategy 1-Year Dow Jones EuroStoxx 50 Annual Point-to-Point 1-Year S&P 500 Annual Point-to-Point 1-Year S&P 500 Monthly Point-to-Point 1-Year S&P 400 Annual Point-to-Point 1-Year Fixed Account @ 2.65%
North American Company Precision 10	10 yrs	79	6.00%	2.00%	100%	$1,292	03/30/09	0-75: 8.50 76-80: 6.37
	S&P 500 Monthly Point-to-Point Cap Russell 2000 Annual Daily Average S&P 500 Annual Point-to-Point Nasdaq-100 Annual Point-to-Point Nasdaq - 100 Monthly Point-to-Point Lehman Bros. US Aggregate Dow Jones Annual Point-to-Point Fixed @ 2.85% S&P 400 Annual Point-to-Point 1 - Year Hindsight Index Strategy S&P 500 Annual Daily Average Russell 2000 Annual Point-to-Point Dow Jones Annual Daily Average Dow Jones EuroStoxx 50 Point-to-Point S&P 400 Annual Daily Average
Reliance Standard Life Keystone 10 Index Annuity	10 yrs	85		2.00%	100%	$1,219	05/06/09	0-80: 8.50 81-85: 6.80
	1-Year Point-to-Point - Capped 1-Year Monthly Average - Capped Fixed Interest Strategy @ 3.70% 1-Year Point-to-Point - Participation Rate 1-Year Monthly Average - Participation Rate
Surrender Charges Last 9 Years
Americo Ultimate One Index 9	9 yrs	0 (NQ)		2.00%	100%	$1,195	06/01/09	0-80: 9.00 81-85: 7.00
	Monthly Averaging with Spread Point-to-Point with Participation Rate Monthly Averaging with Participation Rate Monthly Averaging with Cap Fixed @ 3.25% Point-to-Point with Cap
Surrender Charges Last 7 Years
North American Company Charter 7	7 yrs	85		2.00%	100%	$1,149	03/30/09
	1-Year Fixed @ 2.75% 1-Year S&P 500 Annual Daily Average 1-Year Russell 2000 Annual Point-to-Point 1-Year Dow Jones Annual Daily Average 1-Year Dow Jones EuroStoxx 50 Point-to-Point 1-Year S&P 400 Annual Daily Average 1- Year Hindsight Index Strategy 1-Year Lehman Bros. US Aggregate 1-Year S&P 500 Monthly Point-to-Point Cap 1-Year Russell 2000 Annual Daily Average 1-Year S&P 500 Annual Point-to-Point 1-Year Nasdaq-100 Annual Point-to-Point 1-Year NASDAQ Monthly Point-to-Point 1-Year Dow Jones Annual Point-to-Point 1-Year S&P 400 Annual Point-to-Point
North American Company Precision 7	7 yrs	85		2.00%	100%	$1,149	03/30/09	0-75: 8.50 76-80: 6.37 81-85: 4.25
	Dow Jones Annual Point-to-Point Lehman Bros. US Aggregate Fixed @ 2.75% Nasdaq -100 Monthly Point-to-Point S&P 400 Annual Point-to-Point Russell 2000 Annual Point-to-Point S&P 500 Annual Daily Average Dow Jones Annual Daily Average 1 - Year Hindsight Index Strategy Dow Jones EuroStoxx 50 Point-to-Point S&P 400 Annual Daily Average S&P 500 Monthly Point-to-Point Cap Russell 2000 Annual Daily Average S&P 500 Annual Point-to-Point Nasdaq-100 Annual Point-to-Point
Reliance Standard Life Keystone 7 Index Annuity	7 yrs	85		2.00%	100%	$1,149	05/06/09	0-80: 5.00 81-85: 4.00
	1-Year Monthly Average - Capped Fixed Interest Strategy @ 3.60% 1-Year Point-to-Point - Participation Rate 1-Year Monthly Average - Participation Rate 1-Year Point-to-Point - Capped
Surrender Charges Last 6 Years
Annexus (Amer. Investors Life) BPA Select 6	6 yrs	82		2.25%	87.50%	$ 1,000	05/04/09	0-75: 4.00 76-80: 3.00 81-82: 2.00
	Allocation Option B (50% Indexed) Allocation Option A (60% Indexed) Allocation Option C (40% Indexed)
Surrender Charges Last 5 Years
Reliance Standard Life Keystone 5 Index Annuity	5 yrs	85		1.50%	100%	$1,077	05/06/09	0-80: 4.00 81-85: 3.20
	1-Year Monthly Average - Participation Rate 1-Year Point-to-Point - Capped 1-Year Monthly Average - Capped Fixed Interest Strategy @ 3.50% 1-Year Point-to-Point - Participation Rate

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