Fixed Indexed Annuities
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Company / Product SC Years Issue
Age		 Premium
Bonus		 Min Rate % Premium Return per $1000 Last Change Commissions
Age: Rate
Featured Products
Surrender Charges Last 15 Years
Loyal American Life
Loyal Generation -Low
15 yrs 0 (NQ) 7.50% 3.00% 87.50% $1,465 07/21/08 8.50 % 
Declared Rate Strategy @ 3.25% S&P 500 Daily Average
S&P 500 Monthly Average with No Cap Purchase Payment Account @ 3.25%
S&P 500 Annual Point-to-Point S&P 500 Monthly Average
Loyal American Life
Loyal Generation -High
15 yrs 0 (NQ) 7.50% 3.00% 87.50% $1,465 07/21/08 8.50 % 
S&P 500 Annual Point-to-Point S&P 500 Monthly Average
Declared Rate Strategy @ 3.50% S&P 500 Daily Average
S&P 500 Monthly Average with No Cap Purchase Payment Account @ 3.50%
Surrender Charges Last 14 Years
North American Company
Charter 14
14 yrs 75 11.00% 2.00% 100% $1,465 08/14/08 8.50 % 
1-Year NASDAQ-100 Monthly Point-to-Point 1-Year S&P 500 Annual Daily Average
1-Year S&P 400 Annual Daily Average 1-Year Russell 2000 Annual Daily Average
1-Year Hindsight Index Strategy 1-Year Lehman Bros. US Aggregate
1-Year Nasdaq-100 Annual Point-to-Point

Company / Product SC Years Issue
Age		 Premium
Bonus		 Min Rate % Premium Return per $1000 Last Change Commissions
Age: Rate
North American Company
Precision 14
14 yrs 75 10.00% 2.00% 100% $1,451 08/14/08 8.50 % 
Dow Jones EuroStoxx 50 Point-to-Point Dow Jones Annual Daily Average
S&P 400 Annual Daily Average Nasdaq -100 Monthly Point-to-Point
Russell 2000 Annual Daily Average S&P 500 Monthly Point-to-Point Cap
Lehman Bros. US Aggregate S&P 500 Annual Point-to-Point
1 - Year Hindsight Index Strategy Nasdaq-100 Annual Point-to-Point
Dow Jones Annual Point-to-Point Fixed @ 3.15%
S&P 400 Annual Point-to-Point S&P 500 Annual Daily Average
Russell 2000 Annual Point-to-Point
Surrender Charges Last 12 Years
Annexus (Amer. Investors Life)
BalancePlus Bonus Annuity 12 (10%)
12 yrs 75 10.00% 1.50% 87.50% $1,151 08/01/08 9.00 % 
Balanced Allocation Strategy
Annexus (Amer. Investors Life)
BalancePlus Bonus Annuity 12 (6%)
12 yrs 80 6.00% 1.50% 87.50% $1,109 08/01/08 9.00 % 
Balanced Allocation Strategy
Great Amer. Life Ins. Co.
American Valor II - Platinum Series
12 yrs 85 7.50% 3.00% 100% $1,533 08/21/08 6.50 % 
Monthly Averaging with Cap Daily Averaging with Participation Rate (No Cap)
1-Year S&P 500 with Cap Monthly Averaging with Index Spread (No Cap)
Fixed @ 3.25%
Surrender Charges Last 10 Years
Americo
Future Provider
10 yrs 0 (NQ) 2.00% 100% $1,219 08/01/08 8.25 % 
Nasdaq 100 Point-to-Point No Cap S&P 500 Monthly Averaging
S&P 500 Point-to-Point No Cap S&P 500 Point-to-Point The EZ Option
S&P 500 Point-to-Point with Cap Fixed @ 3.00%
Great Amer. Life Ins. Co.
American Icon II - Platinum Series
10 yrs 85 1.50% 3.00% 100% $1,364 08/21/08 8.50 % 
Annual Point-to-Point Fixed @ 3.50%
Monthly Averaging - No Cap Monthly Averaging - Capped
North American Company
Charter 10
10 yrs 79 6.00% 2.00% 100% $1,292 08/14/08 8.50 % 
1-Year Nasdaq-100 Annual Point-to-Point 1-Year Dow Jones Annual Point-to-Point
1-Year S&P 400 Annual Point-to-Point 1-Year Russell 2000 Annual Point-to-Point
1-Year S&P 500 Annual Daily Average 1-Year Dow Jones Annual Daily Average
1-Year Lehman Bros. US Aggregate 1-Year S&P 400 Annual Daily Average
1-Year Dow Jones EuroStoxx 50 Point-to-Point 1-Year Fixed @ 3.05%
1 -Year NASDAQ Monthly Point-to-Point 1-Year S&P 500 Monthly Point-to-Point Capped
1- Year Hindsight Index 1-Year S&P 500 Annual Point-to-Point
1-Year Russell 2000 Annual Daily Average
North American Company
North American Ten
10 yrs 79 10.00% 1.00% 87.50% $1,063 08/14/08 6.50 % 
1-Year Nasdaq 100 Annual Point-to-Point 1-Year Dow Jones Monthly Average
1-Year Russell 2000 Monthly Average 1-Year Lehman Brother U.S. Annual Point-to-Point
1-Year Nasdaq 100 Monthly Point-to-Point 1-Year Dow Jones Annual Point-to-Point
1-Year S&P 500 Monthly Average 1-Year Russell 2000 Annual Point-to-Point
1-Year S&P 400 Monthly Average 1 - Year Hindsight Index Strategy
1-Year Dow Jones EuroStoxx 50 Annual Point-to-Point 1-Year S&P 500 Annual Point-to-Point
1-Year S&P 500 Monthly Point-to-Point 1-Year S&P 400 Annual Point-to-Point
1-Year Fixed Account @ 2.85%
North American Company
Precision 10
10 yrs 79 5.00% 2.00% 100% $1,280 08/14/08 8.50 % 
S&P 500 Monthly Point-to-Point Cap Russell 2000 Annual Daily Average
S&P 500 Annual Point-to-Point Nasdaq-100 Annual Point-to-Point
Nasdaq - 100 Monthly Point-to-Point Lehman Bros. US Aggregate
Dow Jones Annual Point-to-Point Fixed @ 3.35%
S&P 400 Annual Point-to-Point 1 - Year Hindsight Index Strategy
S&P 500 Annual Daily Average Russell 2000 Annual Point-to-Point
Dow Jones Annual Daily Average Dow Jones EuroStoxx 50 Point-to-Point
S&P 400 Annual Daily Average
Reliance Standard Life
Keystone 10 Index Annuity
10 yrs 85 2.10% 87.50% $1,077 07/25/08 8.50 % 
1-Year Point-to-Point - Capped 1-Year Monthly Average - Capped
Fixed Interest Strategy @ 4.20% 1-Year Point-to-Point - Participation Rate
1-Year Monthly Average - Participation Rate
Surrender Charges Last 9 Years
Americo
Ultimate One Index 9
9 yrs 0 (NQ) 2.00% 100% $1,195 08/01/08 9.00 % 
Monthly Averaging with Cap Monthly Averaging with Participation Rate
Monthly Averaging with Spread Point-to-Point with Cap
Point-to-Point with Participation Rate Fixed @ 3.25%
Surrender Charges Last 7 Years
North American Company
Charter 7
7 yrs 85 2.00% 100% $1,149 08/14/08 8.50 % 
1-Year Fixed @ 3.40% 1-Year S&P 500 Annual Daily Average
1-Year Russell 2000 Annual Point-to-Point 1-Year Dow Jones Annual Daily Average
1-Year Dow Jones EuroStoxx 50 Point-to-Point 1-Year S&P 400 Annual Daily Average
1- Year Hindsight Index Strategy 1-Year Lehman Bros. US Aggregate
1-Year S&P 500 Monthly Point-to-Point Cap 1-Year Russell 2000 Annual Daily Average
1-Year S&P 500 Annual Point-to-Point 1-Year Nasdaq-100 Annual Point-to-Point
1-Year NASDAQ Monthly Point-to-Point 1-Year Dow Jones Annual Point-to-Point
1-Year S&P 400 Annual Point-to-Point
North American Company
Precision 7
7 yrs 85 2.00% 100% $1,149 08/14/08 8.50 % 
Dow Jones Annual Point-to-Point Lehman Bros. US Aggregate
Fixed @ 3.40% Nasdaq -100 Monthly Point-to-Point
S&P 400 Annual Point-to-Point Russell 2000 Annual Point-to-Point
S&P 500 Annual Daily Average Dow Jones Annual Daily Average
1 - Year Hindsight Index Strategy Dow Jones EuroStoxx 50 Point-to-Point
S&P 400 Annual Daily Average S&P 500 Monthly Point-to-Point Cap
Russell 2000 Annual Daily Average S&P 500 Annual Point-to-Point
Nasdaq-100 Annual Point-to-Point
Reliance Standard Life
Keystone 7 Index Annuity
7 yrs 85 2.10% 87.50% $1,012 07/25/08 5.00 % 
1-Year Monthly Average - Capped Fixed Interest Strategy @ 4.10%
1-Year Point-to-Point - Participation Rate 1-Year Monthly Average - Participation Rate
1-Year Point-to-Point - Capped
Surrender Charges Last 6 Years
Annexus (Amer. Investors Life)
BPA Select 6
6 yrs 85 2.25% 87.50% $ 1,000 08/01/08 5.00 % 
Optoin B Option A
Surrender Charges Last 5 Years
Reliance Standard Life
Keystone 5 Index Annuity
5 yrs 85 2.10% 87.50% $ 971 07/25/08 4.00 % 
1-Year Monthly Average - Participation Rate 1-Year Point-to-Point - Capped
1-Year Monthly Average - Capped Fixed Interest Strategy @ 4.00%
1-Year Point-to-Point - Participation Rate
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