Indexed Annuity Detail Sheet

 
 
 
State
Premium
Qual
Flex?
Rating
Company
SC yrs
Age
Comm
%


Showing 1-20 of 201    Display: Print/Save |<  <<   Page 1 of 11   >>   >|
Company / Product Issue Ages Minimum Premiums Withdrawal Provisions States Commissions
Age: Rate
Surrender Charges Last 17 Years

American Equity Investment Life Insurance Company

Bonus Gold (Index-1-05 & Index-7-05-OK)
Non-Qualified
Owner:80
Annuitant:
Qualified
Owner:80
Annuitant:
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Only
Available in:

DE OK
0-75: 8.20+
76-80: 6.15+
Withdrawal Notes: Prem Bonus: 10.00
For states DE (17 years): 20 19.5 19 18.5 18 17.5 17 16.5 15.5 14 12.5 11 9 7 5 3 2
For states OK (17 years): 20 19.5 19 18.5 18 17.5 17 16.5 15.5 14 12.5 11 9 7 5 3 2
Age 79+ in states OK (17 years): 20 19.5 19 18.5 18 17 16 15 13.5 12 10 8 6 4 2 0 0
 
Guaranteed Minimum Value: 87.5% of Premium at 3.00%
Account Name Indicie Type Reset Averaging Part Spread Cap
Traditional Fixed Value 1-Year Fixed Rate (no bonus) 3.30%
1-Year S&P 500 Monthly Point-to-Point S&P 500 Point to Point Annual Monthly Sum     2.60
1 Year S&P 500 Monthly Average Participation Rate S&P 500 Point to Point Annual Monthly 35    
1 Year S&P 500 Monthly Average with Cap S&P 500 Point to Point Annual Monthly     5.75
1 Year S&P 500 Annual Point-to-Point Participation Rate S&P 500 Point to Point Annual None 25    
1-Year S&P 500 Point-to-Point Cap S&P 500 Point to Point Annual None     5.75
10 Year U.S. Treasury Bond Value with Cap LB US Aggregate Bond Point to Point Annual None     4.00
1-Year Dow Jones Monthly Average Cap DJIA Point to Point Annual Monthly     5.75
1-Year Dow Jones Point-to-Point Cap DJIA Point to Point Annual None     5.75
Surrender Charges Last 16 Years

American Equity Investment Life Insurance Company

Bonus Gold (Index 1-07)
Non-Qualified
Owner:80
Annuitant:80
Qualified
Owner:80
Annuitant:80
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK AL CT DE MN NY OK OR PR TX UT VI WA
0-75: 6.00+
76-80: 4.50+
Withdrawal Notes: Prem Bonus: 10.00
Withdrawal Charges 16 years:
20 19.5 19 18.5 18 17.5 17 16 15 14 12 10 8 6 4 2
 
Guaranteed Minimum Value: 87.5% of Premium at 3.00%
Account Name Indicie Type Reset Averaging Part Spread Cap
Traditional Fixed Value 1-Year Fixed Rate (no bonus) 2.70%
1 Year S&P 500 Monthly Average with Cap S&P 500 Point to Point Annual Monthly     5.75
1-Year S&P 500 Point-to-Point Cap S&P 500 Point to Point Annual None     5.75
1 Year S&P 500 Annual Point-to-Point Participation Rate S&P 500 Point to Point Annual None 25    
1 Year S&P 500 Monthly Average Participation Rate S&P 500 Point to Point Annual Monthly 35    
1-Year S&P 500 Monthly Point-to-Point S&P 500 Point to Point Annual Monthly Sum     2.60
1-Year Dow Jones Point-to-Point Cap DJIA Point to Point Annual None     5.75
1-Year Dow Jones Monthly Average Cap DJIA Point to Point Annual Monthly     5.75
10 Year U.S. Treasury Bond Value with Cap Lehman Brothers U.S. Treasury Point to Point Annual None     4.00
Surrender Charges Last 15 Years

Life of the Southwest

SecurePlus Accumulator 5
Non-Qualified
Owner:65
Annuitant:65
Qualified
Owner:65
Annuitant:65
Non-Qualified
Single:15,000
Monthly:15,000
Qualified
Single:15,000
Monthly:15,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AL CT GA IL MN NJ NY OR PA PR UT VI WA
0-70: 7.00+
71-75: 6.00+
76-80: 4.00+
Withdrawal Notes: Premium Bonus: 5.00
Withdrawal Charges 15 years:
14 14 13 12 11 10 9 8 7 6 5 4 3 2 1
 
Guaranteed Minimum Value: 87.5% of Premium at 2.45%  (GMR/1000 $1,321)
Account Name Indicie Type Reset Averaging Part Spread Cap
Declared Interest Account 1-Year Fixed Rate with Bonus 2.45% +5.00 Bonus
Ending Index Account S&P 500 Point to Point Annual None 100   5.00
Average Index Account S&P 500 Point to Point Annual Monthly 40   100.00

Life of the Southwest

SecurePlus Platinum
Non-Qualified
Owner:62
Annuitant:62
Qualified
Owner:62
Annuitant:62
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:3,000
Monthly:3,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK CT NJ NY OR PR VI WA
0-70: 10.00+
71-75: 9.00+
76-80: 8.00+
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 15 years:
14 14 13 12 11 10 9 8 7 6 5 4 3 2 1
 
Guaranteed Minimum Value: 87.5% of Premium at 2.45%  (GMR/1000 $1,258)
Account Name Indicie Type Reset Averaging Part Spread Cap
Declared Interest Account 1-Year Fixed Rate (no bonus) 2.50%
Average Index Account S&P 500 Point to Point Annual Daily 40   100.00
Ending Index Account S&P 500 Point to Point Annual None 100   5.60
Surrender Charges Last 14 Years

American Equity Investment Life Insurance Company

Retirement Gold (02-09)
Non-Qualified
Owner:78
Annuitant:78
Qualified
Owner:78
Annuitant:78
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AL CT MN NV NY PA PR SC UT VI WA
0-78: 6.00+
Withdrawal Notes: Prem Bonus: 5.00-10.00
For states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, OH, OK, RI, SD, TN, TX, VA, VT, WI, WV, WY (10 years): 12.5 12 12 11 10 9 8 7 6 4
For states OR (10 years): 10 9 8 7 6 5 3.5 2 0.75 0.5
For states AK, DE (10 years): 10 9 7.5 6.5 5 4 3 2 1.5 1
Ages 74 to 77 in states IN (10 years): 12.5 12 12 11 10 9 8 7 6 4
Age 78+ in states IN (10 years): 10 9 8 7 6 5 4 3 2 1
 
Guaranteed Minimum Value: 87.5% of Premium at 2.25-3.00%
Account Name Indicie Type Reset Averaging Part Spread Cap
Traditional Fixed Value 1-Year Fixed Rate (no bonus) 2.50%
1 Year S&P 500 Monthly Average Participation Rate S&P 500 Point to Point Annual None 30    
1 Year S&P 500 Monthly Average with Cap S&P 500 Point to Point Annual Monthly     5.25
1 Year S&P 500 Annual Point-to-Point Participation Rate S&P 500 Point to Point Annual None 25    
1 Year S&P 500 Point-to-Point Cap S&P 500 Point to Point Annual None     5.25
1 Year S&P 500 Monthly Point-to-Point S&P 500 Point to Point Annual Monthly Sum     2.40

Americo

Ultimate One Index 9 Bonus (PA)
Non-Qualified
Owner:80
Annuitant:
Qualified
Owner:80
Annuitant:
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  No- Unemployment 
Yes-Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Only
Available in:

PA
Withdrawal Notes: Premium Bonus: 4.00
Withdrawal Charges 14 years:
13 12 10.8 9.9 9 8.1 7.2 6.3 5.4 4.5 3.6 2.7 1.8 0.9
 
Guaranteed Minimum Value: 100% of Premium at 2.00%  (GMR/1000 $1,372)
Account Name Indicie Type Reset Averaging Part Spread Cap
Fixed 1-Year Fixed Rate (no bonus) 2.50%
S&P 500 Point-to-Point w/ Participation S&P 500 Point to Point Annual None 25    
S&P 500 Point-to-Point w/ Cap S&P 500 Point to Point Annual None     4.25
S&P 500 Monthly Averaging w/ Participation S&P 500 Point to Point Annual Monthly 42    
S&P 500 Monthly Averaging w/ Cap S&P 500 Point to Point Annual Monthly     4.50

North American Company

Charter 14
Non-Qualified
Owner:75
Annuitant:75
Qualified
Owner:75
Annuitant:75
Non-Qualified
Single:10,000
Monthly:10,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  Yes-Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK AL CT DE MN NY OR PR UT VI WA
0-75: 7.50+
Withdrawal Notes: Prem Bonus: 10.00
Withdrawal Charges 14 years:
18 18 17 15 15 15 15 14 12 10 8 6 4 2
 
Guaranteed Minimum Value: 87.5% of Premium at 1.00%  (GMR/1000 $1,106)
Account Name Indicie Type Reset Averaging Part Spread Cap
1-Year Fixed 1-Year Fixed Rate (no bonus) 2.15%
1-Year S&P 500 Monthly Point-to-Point Cap S&P 500 Point to Point Annual Monthly Sum     2.20
1-Year S&P 500 Annual Daily Average S&P 500 Point to Point Annual Daily     4.50
1-Year S&P 500 Annual Point-to-Point S&P 500 Point to Point Annual None     4.15
1-Year Russell 2000 Annual Daily Average Russell 2000 Point to Point Annual Daily     3.90
1-Year Russell 2000 Annual Point-to-Point Russell 2000 Point to Point Annual None     3.80
1-Year Dow Jones Annual Daily Average DJIA Point to Point Annual Daily     4.30
1-Year Dow Jones Annual Point-to-Point DJIA Point to Point Annual None 100   4.00
1-Year Nasdaq-100 Annual Point-to-Point Nasdaq 100 Point to Point Annual None 100 0.00 3.70
1-Year NASDAQ-100 Monthly Point-to-Point Nasdaq 100 Point to Point Annual Monthly Sum     2.10
1-Year Dow Jones EuroStoxx 50 Point-to-Point DJ EuroStoxx 50 Point to Point Annual None     4.00
1-Year Hindsight Index Strategy Blended Indicies Point to Point Annual None     3.45
1-Year S&P 400 Annual Daily Average S&P 400 Point to Point Annual Monthly     3.90
1-Year S&P 400 Annual Point-to-Point S&P 400 Point to Point Annual None 100 0.00 3.85

North American Company

Freedom Choice (5%) 14

Low-Band

Non-Qualified
Owner:75
Annuitant:75
Qualified
Owner:75
Annuitant:75
Non-Qualified
Single:10,000
Monthly:10,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  Yes-Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK AL CT DE MN MT NV NY OR PA PR UT VA VI VT WA
0-75: 5.50+
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 14 years:
9 9 9 9 8 8 7 7 6 6 5 4 3 2
 
Guaranteed Minimum Value: 87.5% of Premium at 1.00%  (GMR/1000 $1,006)
Account Name Indicie Type Reset Averaging Part Spread Cap
1-Year Fixed 1-Year Fixed Rate (no bonus) 3.55%
1-Year Annual Point-to-Point S&P 500 S&P 500 Point to Point Annual None     7.15
1-Year Monthly Point-to-Point S&P 500 S&P 500 Point to Point Annual Monthly Sum     7.15
1-Year Annual Point-to-Point DJ EuroSTOXX 50 DJ EuroStoxx 50 Point to Point Annual None     7.05
1-Year Annual Point-to-Point S&P 400 S&P 400 Point to Point Annual None     6.85
1-Year Annual Point-to-Point DJIA DJIA Point to Point Annual None     7.05
1-Year Annual Point-to-Point NADAQ 100 Nasdaq 100 Point to Point Annual None     6.45
1-Year Monthly Point-to-Point NASDAQ 100 Nasdaq 100 Point to Point Annual Monthly Sum     6.45
1-Year Annual Point-to-Point Russell 2000 Russell 2000 Point to Point Annual None     6.70

North American Company

Freedom Choice (5%) 14

High-Band

Non-Qualified
Owner:75
Annuitant:75
Qualified
Owner:75
Annuitant:75
Non-Qualified
Single:250,000
Monthly:250,000
Qualified
Single:250,000
Monthly:250,000
No- Disability  Yes-Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK AL CT DE MN MT NV NY OR PA PR UT VA VI VT WA
0-75: 5.50+
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 14 years:
9 9 9 9 8 8 7 7 6 6 5 4 3 2
 
Guaranteed Minimum Value: 87.5% of Premium at 1.00%  (GMR/1000 $1,006)
Account Name Indicie Type Reset Averaging Part Spread Cap
1-Year Annual Point-to-Point S&P 500 S&P 500 Point to Point Annual None     7.90
1-Year Monthly Point-to-Point S&P 500 S&P 500 Point to Point Annual Monthly Sum     3.50
1-Year Fixed 1-Year Fixed Rate (no bonus) 3.90%
1-Year Annual Point-to-Point Russell 2000 Russell 2000 Point to Point Annual None     7.40
1-Year Annual Point-to-Point NADAQ 100 Nasdaq 100 Point to Point Annual None     7.20
1-Year Monthly Point-to-Point NASDAQ 100 Nasdaq 100 Point to Point Annual Monthly Sum     3.15
1-Year Annual Point-to-Point DJIA DJIA Point to Point Annual None     7.90
1-Year Annual Point-to-Point S&P 400 S&P 400 Point to Point Annual None     7.60
1-Year Annual Point-to-Point DJ EuroSTOXX 50 DJ EuroStoxx 50 Point to Point Annual None     7.85

North American Company

Freedom Choice 14

Low-Band

Non-Qualified
Owner:75
Annuitant:75
Qualified
Owner:75
Annuitant:75
Non-Qualified
Single:10,000
Monthly:10,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  Yes-Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK AL CT DE MN MT NV NY OR PA PR UT VA VI VT WA
0-75: 5.50+
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 14 years:
9 9 9 9 8 8 7 7 6 6 5 4 3 2
 
Guaranteed Minimum Value: 87.5% of Premium at 1.00%  (GMR/1000 $1,006)
Account Name Indicie Type Reset Averaging Part Spread Cap
1-Year Fixed 1-Year Fixed Rate (no bonus) 3.15%
1-Year Anual Point-to-Point DJ EuroSTOXX 50 DJ EuroStoxx 50 Point to Point Annual None     6.05
1-Year Anual Point-to-Point S&P 400 S&P 400 Point to Point Annual None     5.90
1-Year Anual Point-to-Point S&P 500 S&P 500 Point to Point Annual None     6.25
1-Year Monthly Point-to-Point S&P 500 S&P 500 Point to Point Annual Monthly Sum     3.00
1-Year Anual Point-to-Point DJIA DJIA Point to Point Annual None     6.05
1-Year Monthly Point-to-Point NASDAQ 100 Nasdaq 100 Point to Point Annual Monthly Sum     2.80
1-Year Anual Point-to-Point NADAQ 100 Nasdaq 100 Point to Point Annual None     5.60
1-Year Anual Point-to-Point Russell 2000 Russell 2000 Point to Point Annual None     5.80

North American Company

Freedom Choice 14

High-Band

Non-Qualified
Owner:75
Annuitant:75
Qualified
Owner:75
Annuitant:75
Non-Qualified
Single:250,000
Monthly:250,000
Qualified
Single:250,000
Monthly:250,000
No- Disability  Yes-Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK AL CT DE MN MT NV NY OR PA PR UT VA VI VT WA
0-75: 5.50+
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 14 years:
9 9 9 9 8 8 7 7 6 6 5 4 3 2
 
Guaranteed Minimum Value: 87.5% of Premium at 1.00%  (GMR/1000 $1,006)
Account Name Indicie Type Reset Averaging Part Spread Cap
1-Year Fixed 1-Year Fixed Rate (no bonus) 3.55%
1-Year Anual Point-to-Point Russell 2000 Russell 2000 Point to Point Annual None     6.65
1-Year Anual Point-to-Point NADAQ 100 Nasdaq 100 Point to Point Annual None     6.45
1-Year Monthly Point-to-Point NASDAQ 100 Nasdaq 100 Point to Point Annual Monthly Sum     3.00
1-Year Anual Point-to-Point DJIA DJIA Point to Point Annual None     7.00
1-Year Monthly Point-to-Point S&P 500 S&P 500 Point to Point Annual Monthly Sum     3.25
1-Year Anual Point-to-Point S&P 500 S&P 500 Point to Point Annual None     7.10
1-Year Anual Point-to-Point S&P 400 S&P 400 Point to Point Annual None     6.80
1-Year Anual Point-to-Point DJ EuroSTOXX 50 DJ EuroStoxx 50 Point to Point Annual None     7.00

North American Company

North American Prizm Plus 14
Non-Qualified
Owner:75
Annuitant:75
Qualified
Owner:75
Annuitant:75
Non-Qualified
Single:10,000
Monthly:10,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK AL CT DE MN NV NY OR PR TX UT VI WA
0-75: 7.50+
Withdrawal Notes: Prem Bonus: 10.00
Withdrawal Charges 14 years:
18 18 17 15 15 15 15 14 12 10 8 6 4 2
 
Guaranteed Minimum Value: 87.5% of Premium at 1.00%  (GMR/1000 $1,106)
Account Name Indicie Type Reset Averaging Part Spread Cap
1-Year Fixed 1-Year Fixed Rate (no bonus) 2.15%
1-Year S&P 400 Point-to-Point S&P 400 Point to Point Annual None 20    
1-Year S&P 400 Monthly Average S&P 400 Point to Point Annual Monthly 25    
1-Year S&P 500 Monthly Point-to-Point S&P 500 Point to Point Annual Monthly Sum     2.20
1-Year S&P 500 Point-to-Point S&P 500 Point to Point Annual None 25    
1-Year S&P 500 Monthly Average S&P 500 Point to Point Annual Monthly 40    
1-Year DJ EuroStoxx 50 Point-to-Point DJ EuroStoxx 50 Point to Point Annual None 25    
1-Year Russell 2000 Point-to-Point Russell 2000 Point to Point Annual None 15    
1-Year Russell 2000 Monthly Averaging Russell 2000 Point to Point Annual Monthly 30    
1-Year Nasdaq 100 Point-to-Point Nasdaq 100 Point to Point Annual None 20    
1-Year Nasdaq -100 Monthly Point-to-Point Nasdaq 100 Point to Point Annual Monthly     2.10
1-Year DJIA Point-to-Point DJIA Point to Point Annual None 25    
1-Year DJIA Monthly Average DJIA Point to Point Annual Monthly 40    

North American Company

Precision 14
Non-Qualified
Owner:75
Annuitant:75
Qualified
Owner:75
Annuitant:75
Non-Qualified
Single:10,000
Monthly:10,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  Yes-Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK AL CT DE MN NY OR PR UT VI WA
0-75: 7.50+
Withdrawal Notes: Prem Bonus: 10.00
Withdrawal Charges 14 years:
18 18 17 15 15 15 15 14 12 10 8 6 4 2
 
Guaranteed Minimum Value: 87.5% of Premium at 1.00%  (GMR/1000 $1,106)
Account Name Indicie Type Reset Averaging Part Spread Cap
Fixed 1-Year Fixed Rate (no bonus) 2.15%
Russell 2000 Annual Daily Average Russell 2000 Point to Point Annual Daily 25   5.00
Russell 2000 Annual Point-to-Point Russell 2000 Point to Point Annual None 25   5.00
Dow Jones Annual Daily Average DJIA Point to Point Annual Daily 45   5.00
Dow Jones Annual Point-to-Point DJIA Point to Point Annual None 40   5.00
Dow Jones EuroStoxx 50 Point-to-Point DJ EuroStoxx 50 Point to Point Annual None 35   5.00
Nasdaq-100 Annual Point-to-Point Nasdaq 100 Point to Point Annual None 30   5.00
Nasdaq -100 Monthly Point-to-Point Nasdaq 100 Point to Point Annual Monthly Sum     2.10
1 - Year Hindsight Index Strategy Blended Indicies Point to Point Annual None 25   5.00
S&P 400 Annual Daily Average S&P 400 Point to Point Annual Daily 30   5.00
S&P 400 Annual Point-to-Point S&P 400 Point to Point Annual None 30   5.00
S&P 500 Monthly Point-to-Point Cap S&P 500 Point to Point Annual Monthly Sum 100   2.20
S&P 500 Annual Daily Average S&P 500 Point to Point Annual Daily 40   5.50
S&P 500 Annual Point-to-Point S&P 500 Point to Point Annual None 35   5.50
Surrender Charges Last 12 Years

American Equity Investment Life Insurance Company

Bonus 5 (INDEX-3-07-WA)
Non-Qualified
Owner:80
Annuitant:
Qualified
Owner:80
Annuitant:
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Only
Available in:

WA
0-57: 6.00+
58-80: 4.00+
Withdrawal Notes: Prem Bonus: 3.00-5.00
Withdrawal Charges 12 years: 12 12 11 10 9 8 7 6 5 4 3 2
Age 57+ (12 years): 8.25 8.25 7.25 6.25 5.25 4.25 3 2 1 0.5 0 0
 
Guaranteed Minimum Value:
Account Name Indicie Type Reset Averaging Part Spread Cap
S&P 500 Monthly Average w/ PR S&P 500 Point to Point Annual Monthly 35    
S&P 500 Monthly Average w/ CAP S&P 500 Point to Point Annual Monthly     5.75
S&P 500 Annual Point-to-Point w/ PR S&P 500 Point to Point Annual None 25    
S&P 500 Annual Point-to-Point w/ CAP S&P 500 Point to Point Annual None     5.75
S&P 500 Monthly Point-to-Point S&P 500 Point to Point Annual Monthly Sum     2.60
Fixed 1-Year Fixed Rate (no bonus) 2.70%

American General Life Insurance Company

AG HorizonIndex Annuity 12
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
Yes-Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
No- Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK CT MN NJ NY OK OR PR TX UT VI VT WA
0-75: 8.00+
76-80: 4.00+
81-85: 2.50+
Withdrawal Notes: Premium Bonus: 5.00
Withdrawal Charges 12 years:
12 12 12 12 12 11 10 9 8 7 5 3
 
Guaranteed Minimum Value: 90% of Premium at 2.00%  (GMR/1000 $1,198)
Account Name Indicie Type Reset Averaging Part Spread Cap
Monthly Additive Account with Cap S&P 500 Point to Point Annual Monthly Sum     2.20
2-Year Point-to-Point Account with Cap S&P 500 Point to Point Biennial None     8.50
Fixed Interest Account 1-Year Fixed Rate (no bonus) 2.00%

Great American Life Insurance Company

American Valor II
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:10,000
Monthly:10,000
Qualified
Single:20,000
Monthly:20,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  Yes-Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
No- Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

CT NY PR VI
Qualified
18-75: 6.00+
76-80: 4.50+
81-85: 2.50+
Non-Qual
0-75: 6.00+
76-80: 4.50+
81-UP: 2.50+
Withdrawal Notes: Prem Bonus: 3.00-5.00
Age 58+ (10 years): 10 9 8 7 6 5 4 3 2 1
Ages 0 to 57 (12 years): 12 11 10 9 8 7 6 5 4 3 2 1
 
Guaranteed Minimum Value: 100% of Premium at 1.00-2.00%  (GMR/1000 $1,332)
Account Name Indicie Type Reset Averaging Part Spread Cap
1 Year S&P 500 Annual Point-to-Point S&P 500 Point to Point Annual None 100   5.25
1 Year S&P 500 Monthly Average with Cap S&P 500 Point to Point Annual Monthly     5.75
Declared Rate Strategy 1-Year Fixed Rate (no bonus) 2.00%

Life of the Southwest

SecurePlus Elite
Non-Qualified
Owner:
Annuitant:
Qualified
Owner:70
Annuitant:70
Non-Qualified
Single:3,000
Monthly:3,000
Qualified
Single:3,000
Monthly:3,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
No- Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

CT IL MA ME MN NJ NY OR PA PR UT VI WA WY
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 12 years:
12 11 10 9 8 7 6 5 4 3 2 1
 
Guaranteed Minimum Value: 90% of Premium at 1.95%  (GMR/1000 $1,135)
Account Name Indicie Type Reset Averaging Part Spread Cap
Declared Interest Account 1-Year Fixed Rate (no bonus) 2.10%
Average Index Account S&P 500 Point to Point Annual Daily 35   100.00
Ending Index Account S&P 500 Point to Point Annual None 100   4.60

Life of the Southwest

SecurePlus Premier 8
Non-Qualified
Owner:80
Annuitant:80
Qualified
Owner:80
Annuitant:80
Non-Qualified
Single:10,000
Monthly:10,000
Qualified
Single:10,000
Monthly:10,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  Yes-Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

CT IN MT NJ NV NY OR PR UT VI WA
0-75: 8.00+
76-80: 5.00+
81-85: 4.00+
Withdrawal Notes: Premium Bonus: 3.00
Withdrawal Charges 12 years:
10 10 10 9 8 7 6 5 4 3 2 1
 
Guaranteed Minimum Value: 90% of Premium at 1.95%  (GMR/1000 $1,169)
Account Name Indicie Type Reset Averaging Part Spread Cap
Declared Fixed Account 1-Year Fixed Rate (no bonus) 1.95%
Russell 2000 Ending Index Rate Option 1 Russell 2000 Point to Point Annual None 100   3.75
Russell 2000 Ending Index Rate Option 2 Russell 2000 Point to Point Annual None 50   3.95
S&P 500 Ending Index Rate Option 1 S&P 500 Point to Point Annual None 100   3.75
S&P 500 Ending Index Rate Option 2 S&P 500 Point to Point Annual None 50   3.95
1-Year S&P 500 Average S&P 500 Point to Point Annual Daily 30    

Lincoln Financial Group

Lincoln OptiPoint 12

Low-Band

Non-Qualified
Owner:75
Annuitant:75
Qualified
Owner:75
Annuitant:75
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  Yes-Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK CT DE MN NY OR TX UT WA
0-75: 4.00
Withdrawal Notes: Premium Bonus: 4.00
Withdrawal Charges 12 years:
12 11 10 9 8 7 6 5 4 3 2 1
 
Guaranteed Minimum Value: 100% of Premium at 2.00%  (GMR/1000 $1,319)
Account Name Indicie Type Reset Averaging Part Spread Cap
Fixed 1-Year Fixed Rate (no bonus) 2.10%
Performance Triggered S&P 500 Perf Trig Annual None      
2-Year Monthly Cap S&P 500 Point to Point Biennial Monthly Sum     2.50
2-Year Point to Point S&P 500 Point to Point Biennial None     8.45

Lincoln Financial Group

Lincoln OptiPoint 12

High-Band

Non-Qualified
Owner:75
Annuitant:75
Qualified
Owner:75
Annuitant:75
Non-Qualified
Single:100,000
Monthly:100,000
Qualified
Single:100,000
Monthly:100,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  Yes-Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK CT DE MN NY OR TX UT WA
0-75: 4.00
Withdrawal Notes: Premium Bonus: 5.00
Withdrawal Charges 12 years:
12 11 10 9 8 7 6 5 4 3 2 1
 
Guaranteed Minimum Value: 100% of Premium at 2.00%  (GMR/1000 $1,332)
Account Name Indicie Type Reset Averaging Part Spread Cap
Fixed 1-Year Fixed Rate (no bonus) 2.10%
2-Year Point to Point S&P 500 Point to Point Biennial None     8.45
2-Year Monthly Cap S&P 500 Point to Point Biennial Monthly Sum     2.50
Performance Triggered S&P 500 Perf Trig Annual None      
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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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