Company / Product Name
|
AM Best |
Years Gtd |
Last Change |
Base Rate |
Bonus Rate |
Current Rate |
Premium Bonus |
Effective Rate |
CUR
|
GTD
|
Commissions Age: Rate |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | |||||||||||
| Surrender Charges Last 15 Years | |||||||||||
|
American Equity Investment Life Insurance Company
Premier Eagle 10 (FPDA-7-08) |
A- | 1 | 07/20/10 | 2.70 | 0.00 | 2.70 |
3.00 to 10.00 |
12.97 | 3.35 | 1.76 |
0-75: 6.00+ 76-80: 4.50+ |
|
Life of the Southwest
Retire Four |
A | 1 | 07/22/10 | 2.40 | 1.00 | 3.40 | 2.47 | 1.58 |
0-70: 11.00+ 71-75: 9.00+ |
||
| Surrender Charges Last 14 Years | |||||||||||
|
North American Company
North American Flex III [MVA, LOAN] |
A+ | 1 | 09/01/10 | 2.55 | 0.00 | 2.55 | 10.00 | 12.81 | 3.25 | 1.80 | 0-75: 4.50+ |
| Surrender Charges Last 12 Years | |||||||||||
|
American Equity Investment Life Insurance Company
FPDA-11 (MVA) [MVA] |
A- | 1 | 07/20/10 | 3.00 | 0.00 | 3.00 | 6.00 | 9.18 | 3.50 | 3.50 |
0-75: 3.75+ 76-80: 2.81+ |
|
Product will be withdrawn from sale effective 10/01/2010
|
|||||||||||
|
American Equity Investment Life Insurance Company
FPDA-10 (MVA) [MVA] |
A- | 1 | 07/20/10 | 3.00 | 0.00 | 3.00 | 2.00 | 5.06 | 3.17 | 3.17 |
0-75: 7.50+ 76-80: 5.63+ |
|
Life of the Southwest
RetireThree |
A | 1 | 07/22/10 | 2.30 | 0.00 | 2.30 | 2.30 | 1.52 |
0-70: 10.00 71-75: 9.00 76-80: 5.00 |
||
|
Life of the Southwest
RetireMax FPDA 3 403(b) High-Band [TSA, LOAN] |
A | 1 | 07/22/10 | 2.30 | 0.00 | 2.30 | 2.30 | 1.52 | |||
| Surrender Charges Last 10 Years | |||||||||||
|
American Equity Investment Life Insurance Company
Premier Eagle 12 (FRG-09) |
A- | 1 | 07/20/10 | 2.50 | 0.00 | 2.50 | 10.00 | 12.75 | 3.48 | 2.12 | 0-78: 6.00+ |
|
American Equity Investment Life Insurance Company
FPDA 1 |
A- | 1 | 07/20/10 | 3.00 | 2.00 | 5.00 | 3.20 | 3.20 |
0-75: 5.25+ 76-80: 3.94+ |
||
|
Product will be withdrawn from sale effective 10/01/2010
|
|||||||||||
|
RBC Insurance
Value Master SPDA [MVA] |
A | 1 | 09/01/10 | 3.00 | 0.00 | 3.00 | 3.00 | 3.00 |
0-75: 7.00 76-80: 5.00 81-85: 4.00 |
||
|
North American Company
North American Flex II [MVA, LOAN] |
A+ | 1 | 09/01/10 | 2.50 | 0.00 | 2.50 | 5.00 | 7.62 | 3.00 | 1.64 |
0-75: 4.50+ 76-79: 3.38+ |
|
North American Company
Boomer Annuity [MVA, LOAN] |
A+ | 1 | 09/01/10 | 2.35 | 0.00 | 2.35 | 5.00 | 7.47 | 2.85 | 1.63 |
0-75: 7.00+ 76-79: 5.25+ |
|
Aviva Life and Annuity
Income Select Spirit Bonus (1-Year) Low-Band |
A | 1 | 09/03/10 | 2.00 | 0.00 | 2.00 |
4.00 to 8.00 |
10.16 | 2.79 | 2.79 |
0-75: 6.00+ 76-78: 4.00+ |
|
Aviva Life and Annuity
Income Select Spirit Bonus (1-Year) High-Band |
A | 1 | 09/03/10 | 2.00 | 0.00 | 2.00 |
4.00 to 8.00 |
10.16 | 2.79 | 2.79 |
0-75: 6.00+ 76-78: 4.00+ |
|
American National Insurance Company
Palladium Century 7 [MVA] |
A | 1 | 09/01/10 | 2.00 | 7.00 | 9.00 | 2.68 | 2.68 | |||
|
Transamerica Life
Trans 10 Enhanced Rate Option |
A+ | 3 | 08/23/10 | 2.35 | 2.00 | 4.35 | 2.55 | 1.60 | |||
|
Forethought Financial
Secure Income 125 Low-Band |
A- | 1 | 08/06/10 | 2.50 | 0.00 | 2.50 | 2.50 | 1.15 |
0-75: 7.00+ 76-85: 5.00+ |
||
|
Forethought Financial
Secure Income 125 Mid-Band |
A- | 1 | 08/06/10 | 2.50 | 0.00 | 2.50 | 2.50 | 1.15 |
0-75: 7.00+ 76-85: 5.00+ |
||
|
Forethought Financial
Secure Income 125 High-Band |
A- | 1 | 08/06/10 | 2.50 | 0.00 | 2.50 | 2.50 | 1.15 |
0-75: 7.00+ 76-85: 5.00+ |
||
|
Forethought Financial
Secure Bonus 115sm Low-Band [MVA] |
A- | 1 | 08/06/10 | 2.50 | 0.00 | 2.50 | 2.50 | 1.15 |
0-75: 7.00+ 76-85: 4.50+ |
||
|
Fixed Annuities |
|
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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.
"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period
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