Company / Product / Account
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Index
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Product Type
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SurenderCharges |
PremiumBonus |
LastChange |
Part Rate
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Spread
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Cap
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CommissionsAge: Rate |
|---|---|---|---|---|---|---|---|---|---|
Reset
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Averaging
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Min Part Rate | Max Spread | Min Cap | |||||
| Surrender Charges Last 14 Years | |||||||||
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OM Financial Life Insurance Company
OM Accelerator Bonus 14 Fixed Interest Option |
Fixed |
14 Years |
10.00 | 04/23/08 | 3.30% 1-Yr Fixed |
0-79: 9.50 80-85: 4.75 |
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| Min Rates: | 2.60-2.70 | ||||||||
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EquiTrust Life Insurance Company
MarketPower Bonus Index Fixed |
Fixed |
14 Years |
10.00 | 04/28/08 | 3.25% 1-Yr Fixed | 0-80: 8.50 | |||
| Min Rates: | 2.00 | ||||||||
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OM Financial Life Insurance Company
Spectrum Choice Fixed |
Fixed |
14 Years |
04/23/08 | 3.75% 1-Yr Fixed |
0-79: 10.00 80-85: 5.00 |
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| Min Rates: | 1.60-2.60 | ||||||||
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OM Financial Life Insurance Company
Spectrum Choice Bonus Fixed |
Fixed |
14 Years |
6.00 | 04/23/08 | 3.25% 1-Yr Fixed |
0-79: 10.00 80-85: 5.00 |
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| Min Rates: | 1.60-2.60 | ||||||||
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EquiTrust Life Insurance Company
MarketPower Bonus Index 1-Year S&P 500 Monthly Cap |
S&P 500 |
14 Years |
10.00 | 04/28/08 | 2.40 | 0-80: 8.50 | |||
| Min Rates: | 0.50 | ||||||||
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EquiTrust Life Insurance Company
MarketPower Bonus Index 1-Year S&P 500 Point-to-Point Cap |
S&P 500 | Point to Point |
14 Years |
10.00 | 04/28/08 | 7.00 | 0-80: 8.50 | ||
| Annual | None | Min Rates: | 4.00 | ||||||
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EquiTrust Life Insurance Company
MarketPower Bonus Index 1 Year Monthly Average Participation |
S&P 500 | Point to Point |
14 Years |
10.00 | 04/28/08 | 65 | 0-80: 8.50 | ||
| Annual | Monthly | Min Rates: | 40 | ||||||
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EquiTrust Life Insurance Company
MarketPower Bonus Index 2-Year Monthly Averaging |
S&P 500 | Point to Point |
14 Years |
10.00 | 04/28/08 | 100.00 | 0-80: 8.50 | ||
| Biennial | Monthly | Min Rates: | 12.00 | ||||||
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EquiTrust Life Insurance Company
MarketPower Bonus Index 1-Year S&P 500 Daily Average Cap |
S&P 500 | Point to Point |
14 Years |
10.00 | 04/28/08 | 8.00 | 0-80: 8.50 | ||
| Annual | Daily | Min Rates: | 100 | 5.00 | |||||
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OM Financial Life Insurance Company
OM Accelerator Bonus 14 1-Year S&P 500 Point-to-Point |
S&P 500 | Point to Point |
14 Years |
10.00 | 04/23/08 | 6.50 |
0-79: 9.50 80-85: 4.75 |
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| Annual | None | Min Rates: | 100 | 3.00 | |||||
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OM Financial Life Insurance Company
OM Accelerator Bonus 14 1-Year S&P 500 Monthly Cap |
S&P 500 | Point to Point |
14 Years |
10.00 | 04/23/08 | 1.55 |
0-79: 9.50 80-85: 4.75 |
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| Annual | Monthly Sum | Min Rates: | 100 | 1.00 | |||||
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OM Financial Life Insurance Company
OM Accelerator Bonus 14 2-Year S&P 500 Monthly Averaging with Cap |
S&P 500 | Point to Point |
14 Years |
10.00 | 04/23/08 | 25.00 |
0-79: 9.50 80-85: 4.75 |
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| Biennial | Monthly | Min Rates: | 100 | 6.00 | |||||
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OM Financial Life Insurance Company
OM Accelerator Bonus 14 1-Year S&P 500 Point-to-Point with Participatino Rate |
S&P 500 | Point to Point |
14 Years |
10.00 | 04/23/08 | 40 |
0-79: 9.50 80-85: 4.75 |
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| Annual | None | Min Rates: | 30 | ||||||
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OM Financial Life Insurance Company
OM Accelerator Bonus 14 1-Year S&P 500 Monthly Averaging with Cap |
S&P 500 | Point to Point |
14 Years |
10.00 | 04/23/08 | 7.00 |
0-79: 9.50 80-85: 4.75 |
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| Annual | Monthly | Min Rates: | 100 | 3.00 | |||||
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OM Financial Life Insurance Company
Spectrum Choice Bonus 1-Year S&P 500 Monthly Averaging Cap |
S&P 500 | Point to Point |
14 Years |
6.00 | 04/23/08 | 8.00 |
0-79: 10.00 80-85: 5.00 |
||
| Annual | Monthly | Min Rates: | 100 | 3.00 | |||||
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OM Financial Life Insurance Company
Spectrum Choice Bonus 2-Year S&P 500 Monthly Point-to-Point |
S&P 500 | Point to Point |
14 Years |
6.00 | 04/23/08 | 2.35 |
0-79: 10.00 80-85: 5.00 |
||
| Biennial | Monthly Sum | Min Rates: | 100 | 0.00 | 1.00 | ||||
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OM Financial Life Insurance Company
Spectrum Choice Bonus 1-Year S&P 500 Monthly Point-to-Point |
S&P 500 | Point to Point |
14 Years |
6.00 | 04/23/08 | 1.75 |
0-79: 10.00 80-85: 5.00 |
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| Annual | Monthly Sum | Min Rates: | 100 | 0.00 | 1.00 | ||||
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OM Financial Life Insurance Company
Spectrum Choice Bonus 3-Year S&P 500 Monthly Point-to-Point |
S&P 500 | Point to Point |
14 Years |
6.00 | 04/23/08 | 2.70 |
0-79: 10.00 80-85: 5.00 |
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| Triennial | Monthly Sum | Min Rates: | 100 | 0.00 | 1.00 | ||||
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OM Financial Life Insurance Company
Spectrum Choice Bonus 1-Year S&P 500 Annual Point-to-Point |
S&P 500 | Point to Point |
14 Years |
6.00 | 04/23/08 | 6.50 |
0-79: 10.00 80-85: 5.00 |
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| Annual | None | Min Rates: | 100 | 3.00 | |||||
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OM Financial Life Insurance Company
Spectrum Choice 3-Year S&P 500 Monthly Point-to-Point |
S&P 500 | Point to Point |
14 Years |
04/23/08 | 3.05 |
0-79: 10.00 80-85: 5.00 |
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| Triennial | Monthly Sum | Min Rates: | 100 | 1.00 | |||||
Company / Product / Account
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