Indexed Annuity Detail Sheet

State - AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA PR RI SC SD TN TX UT VA VI VT WA WI WV WY Premium Qual Flex? Rating - A++ A+ A A- B++ B+ B B- C++ C+ C C- D E F S NR Company - Any - Allianz Life Ins. Co. of North America Amer. Equity Investment Life Ins. Co. Amer. General Life Ins. Co. Amer. National Ins. (Legacy) American National Ins. Co. Assurity Life Aviva Life & Annuity (Income Series) Aviva Life & Annuity (MultiChoice Series) F&G Life (Legacy) Forethought Financial Genworth Life and Annuity Ins. Co Genworth Life Ins. Co. Genworth Life of New York Great Amer. Life Ins. Co. Guaranty Income Life ING Annuity and Asset Sales Life of the Southwest Lincoln Financial Group Lincoln Life & Annuity of New York North American Company PHL Variable Ins. Co. (Legacy) Phoenix Life Insurance Co. Presidential Life Sentinel Security Life Ins. Co. SC yrs - 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Age Comm % More Search Options Product Type - Point to Point High Water Low Water Performance Triggered Inverse Perf Triggered Monthly Crediting Other Averaging - None Daily Monthly Annual Monthly Sum Quarterly Sum Continuous Monthly Reset Period - Policy Length 1 Year 2 Years 3 Years 4 Years 5 Years 6 Years 7 Years 8 Years 9 Years 10 Years 11 Years 12 Years 13 Years 14 Years 15 Years Indicie - DJIA Nasdaq 100 S&P 400 S&P 500 FTSE 100 Russell 2000 10 Year US Treasury DJ EuroStoxx 50 Hang Seng Nikkei 225 3-Month LIBOR Barclays Capital U.S. Aggregat Gold Strategies HFRX Global Hedge Fund iShares Barclays Aggregate Bon iShares MSCI Hong Kong Index LB US Aggregate Bond London Gold PM MSCI All Country World Index S&P GSCI Excess Return Index U.S. 10-Year Swap Rate

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Company / Product	Issue Ages	Minimum Premiums	Withdrawal Provisions	States	Commissions Age: Rate
Featured Products
Surrender Charges Last 16 Years
American Equity Investment Life Insurance Company Bonus Gold (Index 1-07)	Non-Qualified Owner: 80 Annuitant: Qualified Owner: 80 Annuitant:	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 5,000 Monthly: 5,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK AL CT DE MN NV NY OK OR PR TX UT VI WA	0-75: 6.00+ 76-80: 4.50+ see notes
	Withdrawal Notes:			Prem Bonus: 10.00
	Ages 0 to 76 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, OH, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (16 years): 20 19.5 19 18.5 18 17.5 17 16 15 14 12 10 8 6 4 2 Ages 0 to 76 in states IN (16 years): 20 19.5 19 18.5 18 17.5 17 16 15 14 12 10 8 6 4 2 Age 77+ in states IN (16 years): 17.5 16.5 15.5 15 14 13 12.5 11.5 10.5 10 9 7.5 6 4.5 3 1.5
	Guaranteed Minimum Value:		80% of Premium at 1.50%
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year S&P 500 Point-to-Point Cap S&P 500 Point to Point Annual None     3.25 1 Year S&P 500 Monthly Average Participation Rate S&P 500 Point to Point Annual Monthly 20     1-Year S&P 500 Monthly Point-to-Point S&P 500 Point to Point Annual Monthly Sum     1.80 Traditional Fixed Value 1-Year Fixed Rate (no bonus) 1.75% 1 Year S&P 500 Monthly Average with Cap S&P 500 Point to Point Annual Monthly     3.25 1 Year S&P 500 Annual Point-to-Point Participation Rate S&P 500 Point to Point Annual None 20     1-Year Dow Jones Point-to-Point Cap DJIA Point to Point Annual None     3.25 1-Year Dow Jones Monthly Average Cap DJIA Point to Point Annual Monthly     3.25 10 Year U.S. Treasury Bond Value with Cap 10 Year US Treasury Point to Point Annual None     3.25
Surrender Charges Last 14 Years
North American Company Charter 14	Non-Qualified Owner: 75 Annuitant: Qualified Owner: 75 Annuitant:	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK AL CT DE MN NV NY OR PR TX UT VI WA	0-75: 7.50+ see notes
	Withdrawal Notes:			Prem Bonus: 10.00
	For states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (14 years): 18 18 17 15 15 15 15 14 12 10 8 6 4 2 For states TX (14 years): 15 15 15 14 13 12 11 10 9 8.5 8 7 6 5
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,106)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Russell 2000 Annual Daily Average Russell 2000 Point to Point Annual Daily     2.60 1-Year Dow Jones Annual Daily Average DJIA Point to Point Annual Daily     3.00 1-Year Nasdaq-100 Annual Point-to-Point Nasdaq 100 Point to Point Annual None     2.50 1-Year S&P 500 Annual Daily Average S&P 500 Point to Point Annual Daily     3.00 1-Year NASDAQ-100 Monthly Point-to-Point Nasdaq 100 Point to Point Annual Monthly Sum     1.50 1-Year S&P 400 Annual Daily Average S&P 400 Point to Point Annual Monthly     2.75 1-Year Hindsight Index Strategy Blended Indicies Point to Point Annual None     2.35 1-Year S&P 500 Annual Point-to-Point S&P 500 Point to Point Annual None     2.75 1-Year S&P 500 Monthly Point-to-Point Cap S&P 500 Point to Point Annual Monthly Sum     1.60 1-Year S&P 400 Annual Point-to-Point S&P 400 Point to Point Annual None     2.55 1-Year Russell 2000 Annual Point-to-Point Russell 2000 Point to Point Annual None     2.50 1-Year Dow Jones Annual Point-to-Point DJIA Point to Point Annual None 100   2.65 1-Year Fixed 1-Year Fixed Rate (no bonus) 1.50% 1-Year Dow Jones EuroStoxx 50 Point-to-Point DJ EuroStoxx 50 Point to Point Annual None     3.05
Surrender Charges Last 10 Years
Allianz Life Insurance Company of North America Endurance Plus	Non-Qualified Owner: 80 Annuitant: 80 Qualified Owner: 80 Annuitant: 80	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 10,000 Monthly: 10,000	No- Disability  Yes-Unemployment  No- Hospitalization  Yes-Flex. Annuity Option  Yes-Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Waiver  Yes-Death Benefit Rider  No- Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: NY PR VI WA	0-75: 7.00+ 76-80: 3.50+ see notes
	Withdrawal Notes:			No Premium Bonus
	For states AK, AR, AZ, CO, DC, FL, GA, HI, ID, IL, KS, LA, MA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, RI, SC, SD, TN, VA, VT, WI, WV, WY (10 years): 10 10 10 8.75 7.5 6.25 5 3.75 2.5 1.25 For states AL, CA, DE, IA, IN, KY, MN, MS, TX (10 years): 9.1 8.19 7.28 6.37 5.46 4.55 3.64 2.73 1.82 0.91 For states CT, NJ, PA, UT (10 years): 10 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		90% of Premium at 1.50%  (GMR/1000 $1,044)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1 Year Nasdaq 100 Point-to-Point Nasdaq 100 Point to Point Annual None     3.25 1 Year Blended Monthly Average Blended Indicies Point to Point Annual Monthly   4.50   1 Year FTSE 100 Point-to-Point Cap FTSE 100 Point to Point Annual None     3.75 1 Year S&P 500 SELECT Monthly Sum Cap S&P 500 Point to Point Annual Monthly Sum     2.40 1 Year FTSE 100 Monthly Sum Cap FTSE 100 Point to Point Annual Monthly Sum     2.00 1-Year Nasdaq 100 Monthly Sum Cap Nasdaq 100 Point to Point Annual Monthly Sum     2.00 1 Year Blended Point-to-Point Cap Blended Indicies Point to Point Annual None     3.50 1-Year S&P 500 Monthly Sum Cap S&P 500 Point to Point Annual Monthly Sum     1.90 1 Year Fixed Interest Account 1-Year Fixed Rate (no bonus) 1.90% 1 Year S&P 500 Point-to-Point S&P 500 Point to Point Annual None     3.25 1 Year S&P 500 SELECT Point-to-Point Cap S&P 500 Point to Point Annual None     5.25
Allianz Life Insurance Company of North America MasterDex X Annuity	Non-Qualified Owner: 80 Annuitant: 80 Qualified Owner: 80 Annuitant: 80	Non-Qualified Single: 20,000 Monthly: 20,000 Qualified Single: 20,000 Monthly: 20,000	No- Disability  Yes-Unemployment  No- Hospitalization  Yes-Flex. Annuity Option  Yes-Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Waiver  Yes-Death Benefit Rider  No- Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: CT NY PR VI	0-75: 7.00+ 76-80: 5.00+ see notes
	Withdrawal Notes:			Premium Bonus: 6.00
	For states AK, AL, AR, AZ, CA, CO, DC, DE, FL, GA, HI, IA, ID, IL, KS, KY, LA, MA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, RI, SC, SD, TN, TX, VA, VT, WI, WV, WY (10 years): 10 10 10 8.75 7.5 6.25 5 3.75 2.5 1.25 For states PA, UT (10 years): 10 9 8 7 6 5 4 3 2 1 For states IN, MN, MS, OR (10 years): 9.1 8.19 7.28 6.37 5.46 4.55 3.64 2.73 1.82 0.91
	Guaranteed Minimum Value:		87.5% of Premium at 1.95-2.05%  (GMR/1000 $1,136)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1 Year Euro STOXX 50 Point-to-Point Cap DJ EuroStoxx 50 Point to Point Annual None     3.25 1 Year Nasdaq 100 Point-to-Point Cap Nasdaq 100 Point to Point Annual None     3.00 1 Year S&P 500 SELECT Annual Point-to-Point Cap S&P 500 Point to Point Annual None     5.00 1 Year Blended Monthly Average Spread Blended Indicies Point to Point Annual Monthly   4.50   1 Year Nasdaq 100 Monthly Cap Nasdaq 100 Point to Point Annual Monthly Sum     1.80 1 Year Euro STOXX 50 Monthly Cap DJ EuroStoxx 50 Point to Point Annual Monthly Sum     1.90 1 Year Fixed Interest Account 1-Year Fixed Rate (no bonus) 1.60% 1 Year S&P 500 SELECT Monthly Sum Cap S&P 500 Point to Point Annual Monthly Sum     2.30 1 Year S&P 500 Point-to-Point Cap S&P 500 Point to Point Annual None     3.00 1 Year S&P 500 Monthly Cap S&P 500 Point to Point Annual Monthly Sum     1.80 1 Year Blended Point-to-Point Cap Blended Indicies Point to Point Annual None     3.25
American Equity Investment Life Insurance Company Retirement Gold (02-09)	Non-Qualified Owner: 78 Annuitant: Qualified Owner: 78 Annuitant:	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 5,000 Monthly: 5,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK AL CT DE FL MN NV NY OR PA PR SC UT VI WA	0-78: 6.00+ see notes
	Withdrawal Notes:			Prem Bonus: 5.00-8.00
	For states AR, AZ, CA, CO, DC, GA, HI, IA, ID, IL, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, OH, OK, RI, SD, TN, TX, VA, VT, WI, WV, WY (10 years): 12.5 12 12 11 10 9 8 7 6 4 Ages 0 to 73 in states IN (10 years): 12.5 12 12 11 10 9 8 7 6 4 Age 74+ in states IN (10 years): 10 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		87.5% of Premium at 1.50%
	Account Name Indicie Type Reset Averaging Part Spread Cap 1 Year S&P 500 Monthly Average Participation Rate S&P 500 Point to Point Annual None 15     1 Year S&P 500 Monthly Point-to-Point S&P 500 Point to Point Annual Monthly Sum     1.60 1 Year S&P 500 Annual Point-to-Point Participation Rate S&P 500 Point to Point Annual None 15     1 Year S&P 500 Point-to-Point Cap S&P 500 Point to Point Annual None     3.00 Traditional Fixed Value 1-Year Fixed Rate (no bonus) 1.60% 1 Year S&P 500 Monthly Average with Cap S&P 500 Point to Point Annual Monthly     3.00
Aviva Life & Annuity (Income Series) Income Preferred Bonus Low-Band	Non-Qualified Owner: 78 Annuitant: 78 Qualified Owner: 78 Annuitant: 78	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 5,000 Monthly: 5,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK CT DE MN NJ NV NY OR PA PR UT VI WA	0-75: 7.00+ 76-78: 5.00+ see notes
	Withdrawal Notes:			Prem Bonus: 6.00-8.00
	For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years): 12 12 12 11 10 9 8 7 6 4 For states SC, TX (10 years): 9.2 8.5 7.3 6.6 5.9 5.1 4.3 3.5 2.7 1.8
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,044)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Average Index Strategy S&P 500 Point to Point Annual Monthly     2.00
Aviva Life & Annuity (Income Series) Income Preferred Bonus High-Band	Non-Qualified Owner: 78 Annuitant: 78 Qualified Owner: 78 Annuitant: 78	Non-Qualified Single: 75,000 Monthly: 75,000 Qualified Single: 75,000 Monthly: 75,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK CT DE MN NJ NV NY OR PA PR UT VI WA	0-75: 7.00+ 76-78: 5.00+ see notes
	Withdrawal Notes:			Prem Bonus: 6.00-8.00
	For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years): 12 12 12 11 10 9 8 7 6 4 For states SC, TX (10 years): 9.2 8.5 7.3 6.6 5.9 5.1 4.3 3.5 2.7 1.8
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,044)
	Account Name Indicie Type Reset Averaging Part Spread Cap Fixed Strategy 1-Year Fixed Rate (no bonus) 1.55% 1-Year Average Index Strategy S&P 500 Point to Point Annual Monthly     3.25
Aviva Life & Annuity (Income Series) Income Preferred Bonus Low-Band	Non-Qualified Owner: 78 Annuitant: 78 Qualified Owner: 78 Annuitant: 78	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 5,000 Monthly: 5,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK CT DE MN NJ NV NY OR PA PR UT VI WA	0-75: 7.00+ 76-78: 5.00+ see notes
	Withdrawal Notes:			Prem Bonus: 6.00-8.00
	For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years): 12 12 12 11 10 9 8 7 6 4 For states SC, TX (10 years): 9.2 8.5 7.3 6.6 5.9 5.1 4.3 3.5 2.7 1.8
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,044)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Point-to-Point Index Strategy S&P 500 Point to Point Annual None     2.00 1-Year Monthly Cap Index Strategy S&P 500 Point to Point Annual Monthly Sum     1.05
Aviva Life & Annuity (Income Series) Income Preferred Bonus High-Band	Non-Qualified Owner: 78 Annuitant: 78 Qualified Owner: 78 Annuitant: 78	Non-Qualified Single: 75,000 Monthly: 75,000 Qualified Single: 75,000 Monthly: 75,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK CT DE MN NJ NV NY OR PA PR UT VI WA	0-75: 7.00+ 76-78: 5.00+ see notes
	Withdrawal Notes:			Prem Bonus: 6.00-8.00
	For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years): 12 12 12 11 10 9 8 7 6 4 For states SC, TX (10 years): 9.2 8.5 7.3 6.6 5.9 5.1 4.3 3.5 2.7 1.8
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,044)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Monthly Cap Index Strategy S&P 500 Point to Point Annual Monthly Sum     1.60 1-Year Point-to-Point Index Strategy S&P 500 Point to Point Annual None     3.25
Aviva Life & Annuity (Income Series) Income Preferred Bonus Low-Band	Non-Qualified Owner: 78 Annuitant: 78 Qualified Owner: 78 Annuitant: 78	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 5,000 Monthly: 5,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK CT DE MN NJ NV NY OR PA PR UT VI WA	0-75: 7.00+ 76-78: 5.00+ see notes
	Withdrawal Notes:			Prem Bonus: 6.00-8.00
	For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years): 12 12 12 11 10 9 8 7 6 4 For states SC, TX (10 years): 9.2 8.5 7.3 6.6 5.9 5.1 4.3 3.5 2.7 1.8
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,044)
	Account Name Indicie Type Reset Averaging Part Spread Cap Fixed Strategy 1-Year Fixed Rate (no bonus) 1.00%
Aviva Life & Annuity (Income Series) Lifetime Solutions Annuity Low-Band	Non-Qualified Owner: 78 Annuitant: 78 Qualified Owner: 78 Annuitant: 78	Non-Qualified Single: 25,000 Monthly: 25,000 Qualified Single: 25,000 Monthly: 25,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: FL HI NJ NY OR PA PR VI WA	0-74: 7.00 75-78: 5.00
	Withdrawal Notes:			Prem Bonus: 3.00-6.00
	For states AL, AR, AZ, CA, CO, DC, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years): 12 12 12 11 10 9 8 7 6 4 For states CT (10 years): 10 9 8 7 6 5 4 3 2 1 For states AK, DE, MN, NV, SC, TX, UT (10 years): 9.8 9.5 8.5 7.5 6.5 5.4 4.4 3.3 2.2 1.1
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,025)
	Account Name Indicie Type Reset Averaging Part Spread Cap 2-Year Monthly Cap Rate S&P 500 Point to Point Annual Monthly Sum     1.90
Aviva Life & Annuity (Income Series) Lifetime Solutions Annuity High-Band	Non-Qualified Owner: 78 Annuitant: 78 Qualified Owner: 78 Annuitant: 78	Non-Qualified Single: 100,000 Monthly: 100,000 Qualified Single: 100,000 Monthly: 100,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: FL HI NJ NY OR PA PR VI WA	0-74: 7.00 75-78: 5.00
	Withdrawal Notes:			Prem Bonus: 5.00-7.00
	For states AL, AR, AZ, CA, CO, DC, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years): 12 12 12 11 10 9 8 7 6 4 For states CT (10 years): 10 9 8 7 6 5 4 3 2 1 For states AK, DE, MN, NV, SC, TX, UT (10 years): 9.8 9.5 8.5 7.5 6.5 5.4 4.4 3.3 2.2 1.1
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,034)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Fixed Crediting Rate 1-Year Fixed Rate (no bonus) 1.35%
Aviva Life & Annuity (Income Series) Lifetime Solutions Annuity Low-Band	Non-Qualified Owner: 78 Annuitant: 78 Qualified Owner: 78 Annuitant: 78	Non-Qualified Single: 25,000 Monthly: 25,000 Qualified Single: 25,000 Monthly: 25,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: FL HI NJ NY OR PA PR VI WA	0-74: 7.00 75-78: 5.00
	Withdrawal Notes:			Prem Bonus: 3.00-6.00
	For states AL, AR, AZ, CA, CO, DC, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years): 12 12 12 11 10 9 8 7 6 4 For states CT (10 years): 10 9 8 7 6 5 4 3 2 1 For states AK, DE, MN, NV, SC, TX, UT (10 years): 9.8 9.5 8.5 7.5 6.5 5.4 4.4 3.3 2.2 1.1
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,025)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Monthly Cap Rate S&P 500 Point to Point Annual Monthly Sum     1.55 1-Year Fixed Crediting Rate 1-Year Fixed Rate (no bonus) 1.35%
Aviva Life & Annuity (Income Series) Lifetime Solutions Annuity High-Band	Non-Qualified Owner: 78 Annuitant: 78 Qualified Owner: 78 Annuitant: 78	Non-Qualified Single: 100,000 Monthly: 100,000 Qualified Single: 100,000 Monthly: 100,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: FL HI NJ NY OR PA PR VI WA	0-74: 7.00 75-78: 5.00
	Withdrawal Notes:			Prem Bonus: 5.00-7.00
	For states AL, AR, AZ, CA, CO, DC, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years): 12 12 12 11 10 9 8 7 6 4 For states CT (10 years): 10 9 8 7 6 5 4 3 2 1 For states AK, DE, MN, NV, SC, TX, UT (10 years): 9.8 9.5 8.5 7.5 6.5 5.4 4.4 3.3 2.2 1.1
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,034)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Point-to-Point with Cap Rate S&P 500 Point to Point Annual None     3.00 2-Year Monthly Cap Rate S&P 500 Point to Point Annual Monthly Sum     1.90
Aviva Life & Annuity (Income Series) Lifetime Solutions Annuity Low-Band	Non-Qualified Owner: 78 Annuitant: 78 Qualified Owner: 78 Annuitant: 78	Non-Qualified Single: 25,000 Monthly: 25,000 Qualified Single: 25,000 Monthly: 25,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: FL HI NJ NY OR PA PR VI WA	0-74: 7.00 75-78: 5.00
	Withdrawal Notes:			Prem Bonus: 3.00-6.00
	For states AL, AR, AZ, CA, CO, DC, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years): 12 12 12 11 10 9 8 7 6 4 For states CT (10 years): 10 9 8 7 6 5 4 3 2 1 For states AK, DE, MN, NV, SC, TX, UT (10 years): 9.8 9.5 8.5 7.5 6.5 5.4 4.4 3.3 2.2 1.1
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,025)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Point-to-Point with Cap Rate S&P 500 Point to Point Annual None     3.00
Aviva Life & Annuity (Income Series) Lifetime Solutions Annuity High-Band	Non-Qualified Owner: 78 Annuitant: 78 Qualified Owner: 78 Annuitant: 78	Non-Qualified Single: 100,000 Monthly: 100,000 Qualified Single: 100,000 Monthly: 100,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: FL HI NJ NY OR PA PR VI WA	0-74: 7.00 75-78: 5.00
	Withdrawal Notes:			Prem Bonus: 5.00-7.00
	For states AL, AR, AZ, CA, CO, DC, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years): 12 12 12 11 10 9 8 7 6 4 For states CT (10 years): 10 9 8 7 6 5 4 3 2 1 For states AK, DE, MN, NV, SC, TX, UT (10 years): 9.8 9.5 8.5 7.5 6.5 5.4 4.4 3.3 2.2 1.1
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,034)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Monthly Cap Rate S&P 500 Point to Point Annual Monthly Sum     1.55
Genworth Life and Annuity Insurance Co SecureLiving Index 10 Plus High-Band	Non-Qualified Owner: 80 Annuitant: Qualified Owner: 80 Annuitant:	Non-Qualified Single: 250,000 Monthly: 250,000 Qualified Single: 250,000 Monthly: 250,000	No- Disability  No- Unemployment  Yes-Hospitalization  No- Long Term Care  No- Extended Care Waiver  No- Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK CA CT DE IL MA MN MO NJ NV NY OK OR PA PR TX VI WA	0-75: 7.00+ 76-UP: 5.00+ see notes
	Withdrawal Notes:			Premium Bonus: 5.00
	Withdrawal Charges 10 years:		9 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		100% of Premium at 1.00%
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year S&P 500 Performance Trigger Strategy S&P 500 Perf Trig Annual None       1 Year Fixed Rate Strategy 1-Year Fixed Rate (no bonus) 1.35%
Genworth Life and Annuity Insurance Co SecureLiving Index 10 Plus Mid-Band	Non-Qualified Owner: 80 Annuitant: Qualified Owner: 80 Annuitant:	Non-Qualified Single: 100,000 Monthly: 100,000 Qualified Single: 100,000 Monthly: 100,000	No- Disability  No- Unemployment  Yes-Hospitalization  No- Long Term Care  No- Extended Care Waiver  No- Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK CA CT DE IL MA MN MO NJ NV NY OK OR PA PR TX VI WA	0-75: 7.00+ 76-UP: 5.00+ see notes
	Withdrawal Notes:			Premium Bonus: 5.00
	Withdrawal Charges 10 years:		9 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		100% of Premium at 1.00%
	Account Name Indicie Type Reset Averaging Part Spread Cap 10-Year Fixed Rate Strategy 1-Year Fixed Rate (no bonus) 1.50%
Genworth Life and Annuity Insurance Co SecureLiving Index 10 Plus Low-Band	Non-Qualified Owner: 80 Annuitant: Qualified Owner: 80 Annuitant:	Non-Qualified Single: 25,000 Monthly: 25,000 Qualified Single: 25,000 Monthly: 25,000	No- Disability  No- Unemployment  Yes-Hospitalization  No- Long Term Care  No- Extended Care Waiver  No- Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK CA CT DE IL MA MN MO NJ NV NY OK OR PA PR TX VI WA	0-75: 7.00+ 76-UP: 5.00+ see notes
	Withdrawal Notes:			Premium Bonus: 5.00
	Withdrawal Charges 10 years:		9 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		100% of Premium at 1.00%
	Account Name Indicie Type Reset Averaging Part Spread Cap 10-Year Fixed Rate Strategy 1-Year Fixed Rate (no bonus) 1.25%
Genworth Life and Annuity Insurance Co SecureLiving Index 10 Plus Mid-Band	Non-Qualified Owner: 80 Annuitant: Qualified Owner: 80 Annuitant:	Non-Qualified Single: 100,000 Monthly: 100,000 Qualified Single: 100,000 Monthly: 100,000	No- Disability  No- Unemployment  Yes-Hospitalization  No- Long Term Care  No- Extended Care Waiver  No- Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK CA CT DE IL MA MN MO NJ NV NY OK OR PA PR TX VI WA	0-75: 7.00+ 76-UP: 5.00+ see notes
	Withdrawal Notes:			Premium Bonus: 5.00
	Withdrawal Charges 10 years:		9 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		100% of Premium at 1.00%
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year S&P 500 Monthly Cap Strategy S&P 500 Point to Point Annual Monthly Sum     1.70
Genworth Life and Annuity Insurance Co SecureLiving Index 10 Plus Low-Band	Non-Qualified Owner: 80 Annuitant: Qualified Owner: 80 Annuitant:	Non-Qualified Single: 25,000 Monthly: 25,000 Qualified Single: 25,000 Monthly: 25,000	No- Disability  No- Unemployment  Yes-Hospitalization  No- Long Term Care  No- Extended Care Waiver  No- Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK CA CT DE IL MA MN MO NJ NV NY OK OR PA PR TX VI WA	0-75: 7.00+ 76-UP: 5.00+ see notes
	Withdrawal Notes:			Premium Bonus: 5.00
	Withdrawal Charges 10 years:		9 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		100% of Premium at 1.00%
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year S&P 500 Monthly Cap Strategy S&P 500 Point to Point Annual Monthly Sum     1.50
Genworth Life and Annuity Insurance Co SecureLiving Index 10 Plus High-Band	Non-Qualified Owner: 80 Annuitant: Qualified Owner: 80 Annuitant:	Non-Qualified Single: 250,000 Monthly: 250,000 Qualified Single: 250,000 Monthly: 250,000	No- Disability  No- Unemployment  Yes-Hospitalization  No- Long Term Care  No- Extended Care Waiver  No- Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK CA CT DE IL MA MN MO NJ NV NY OK OR PA PR TX VI WA	0-75: 7.00+ 76-UP: 5.00+ see notes
	Withdrawal Notes:			Premium Bonus: 5.00
	Withdrawal Charges 10 years:		9 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		100% of Premium at 1.00%
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year S&P 500 Annual Cap Strategy S&P 500 Point to Point Annual None     3.20
Genworth Life and Annuity Insurance Co SecureLiving Index 10 Plus Mid-Band	Non-Qualified Owner: 80 Annuitant: Qualified Owner: 80 Annuitant:	Non-Qualified Single: 100,000 Monthly: 100,000 Qualified Single: 100,000 Monthly: 100,000	No- Disability  No- Unemployment  Yes-Hospitalization  No- Long Term Care  No- Extended Care Waiver  No- Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK CA CT DE IL MA MN MO NJ NV NY OK OR PA PR TX VI WA	0-75: 7.00+ 76-UP: 5.00+ see notes
	Withdrawal Notes:			Premium Bonus: 5.00
	Withdrawal Charges 10 years:		9 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		100% of Premium at 1.00%
	Account Name Indicie Type Reset Averaging Part Spread Cap 1 Year Fixed Rate Strategy 1-Year Fixed Rate (no bonus) 1.25% 1-Year S&P 500 Performance Trigger Strategy S&P 500 Perf Trig Annual None       1-Year S&P 500 Annual Cap Strategy S&P 500 Point to Point Annual None     3.00
Genworth Life and Annuity Insurance Co SecureLiving Index 10 Plus High-Band	Non-Qualified Owner: 80 Annuitant: Qualified Owner: 80 Annuitant:	Non-Qualified Single: 250,000 Monthly: 250,000 Qualified Single: 250,000 Monthly: 250,000	No- Disability  No- Unemployment  Yes-Hospitalization  No- Long Term Care  No- Extended Care Waiver  No- Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK CA CT DE IL MA MN MO NJ NV NY OK OR PA PR TX VI WA	0-75: 7.00+ 76-UP: 5.00+ see notes
	Withdrawal Notes:			Premium Bonus: 5.00
	Withdrawal Charges 10 years:		9 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		100% of Premium at 1.00%
	Account Name Indicie Type Reset Averaging Part Spread Cap 10-Year Fixed Rate Strategy 1-Year Fixed Rate (no bonus) 1.60%
Genworth Life and Annuity Insurance Co SecureLiving Index 10 Plus Low-Band	Non-Qualified Owner: 80 Annuitant: Qualified Owner: 80 Annuitant:	Non-Qualified Single: 25,000 Monthly: 25,000 Qualified Single: 25,000 Monthly: 25,000	No- Disability  No- Unemployment  Yes-Hospitalization  No- Long Term Care  No- Extended Care Waiver  No- Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK CA CT DE IL MA MN MO NJ NV NY OK OR PA PR TX VI WA	0-75: 7.00+ 76-UP: 5.00+ see notes
	Withdrawal Notes:			Premium Bonus: 5.00
	Withdrawal Charges 10 years:		9 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		100% of Premium at 1.00%
	Account Name Indicie Type Reset Averaging Part Spread Cap 1 Year Fixed Rate Strategy 1-Year Fixed Rate (no bonus) 1.00% 1-Year S&P 500 Annual Cap Strategy S&P 500 Point to Point Annual None     2.50
Genworth Life and Annuity Insurance Co SecureLiving Index 10 Plus High-Band	Non-Qualified Owner: 80 Annuitant: Qualified Owner: 80 Annuitant:	Non-Qualified Single: 250,000 Monthly: 250,000 Qualified Single: 250,000 Monthly: 250,000	No- Disability  No- Unemployment  Yes-Hospitalization  No- Long Term Care  No- Extended Care Waiver  No- Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK CA CT DE IL MA MN MO NJ NV NY OK OR PA PR TX VI WA	0-75: 7.00+ 76-UP: 5.00+ see notes
	Withdrawal Notes:			Premium Bonus: 5.00
	Withdrawal Charges 10 years:		9 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		100% of Premium at 1.00%
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year S&P 500 Monthly Cap Strategy S&P 500 Point to Point Annual Monthly Sum     1.80
Genworth Life and Annuity Insurance Co SecureLiving Index 10 Plus Low-Band	Non-Qualified Owner: 80 Annuitant: Qualified Owner: 80 Annuitant:	Non-Qualified Single: 25,000 Monthly: 25,000 Qualified Single: 25,000 Monthly: 25,000	No- Disability  No- Unemployment  Yes-Hospitalization  No- Long Term Care  No- Extended Care Waiver  No- Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK CA CT DE IL MA MN MO NJ NV NY OK OR PA PR TX VI WA	0-75: 7.00+ 76-UP: 5.00+ see notes
	Withdrawal Notes:			Premium Bonus: 5.00
	Withdrawal Charges 10 years:		9 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		100% of Premium at 1.00%
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year S&P 500 Performance Trigger Strategy S&P 500 Perf Trig Annual None
ING Annuity and Asset Sales ING Secure Index Opportunities Plus High-Band	Non-Qualified Owner: 80 Annuitant: 80 Qualified Owner: 80 Annuitant: 80	Non-Qualified Single: 75,000 Monthly: 75,000 Qualified Single: 75,000 Monthly: 75,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization	Not Available in: AK CT DE MN NJ NY OR PR VI WA	0-80: 7.00+ see notes
	Withdrawal Notes:			Premium Bonus: 5.00
	For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (10 years): 10 10 10 10 9 8 7 6 5 4 For states NV, TX, UT (10 years): 9.1 8.3 7.4 6.6 5.7 4.8 3.9 2.9 1.9 1
	Guaranteed Minimum Value:		87.5% of Premium at 2.00%  (GMR/1000 $1,120)
	Account Name Indicie Type Reset Averaging Part Spread Cap Point-to-Point Cap Index Strategy S&P 500 Point to Point Annual None     3.50
ING Annuity and Asset Sales ING Secure Index Opportunities Plus Low-Band	Non-Qualified Owner: 80 Annuitant: 80 Qualified Owner: 80 Annuitant: 80	Non-Qualified Single: 15,000 Monthly: 15,000 Qualified Single: 15,000 Monthly: 15,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization	Not Available in: AK CT DE MN NJ NY OR PR VI WA	0-80: 7.00+ see notes
	Withdrawal Notes:			Premium Bonus: 5.00
	For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (10 years): 10 10 10 10 9 8 7 6 5 4 For states NV, TX, UT (10 years): 9.1 8.3 7.4 6.6 5.7 4.8 3.9 2.9 1.9 1
	Guaranteed Minimum Value:		87.5% of Premium at 2.00%  (GMR/1000 $1,120)
	Account Name Indicie Type Reset Averaging Part Spread Cap Interest Rate Benchmark Strategy 3-Month LIBOR Point to Point Annual None     10.00 Fixed Rate Strategy 1-Year Fixed Rate (no bonus) 1.50% Monthly Cap Index Strategy S&P 500 Point to Point Annual Monthly Sum     1.10
ING Annuity and Asset Sales ING Secure Index Opportunities Plus High-Band	Non-Qualified Owner: 80 Annuitant: 80 Qualified Owner: 80 Annuitant: 80	Non-Qualified Single: 75,000 Monthly: 75,000 Qualified Single: 75,000 Monthly: 75,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization	Not Available in: AK CT DE MN NJ NY OR PR VI WA	0-80: 7.00+ see notes
	Withdrawal Notes:			Premium Bonus: 5.00
	For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (10 years): 10 10 10 10 9 8 7 6 5 4 For states NV, TX, UT (10 years): 9.1 8.3 7.4 6.6 5.7 4.8 3.9 2.9 1.9 1
	Guaranteed Minimum Value:		87.5% of Premium at 2.00%  (GMR/1000 $1,120)
	Account Name Indicie Type Reset Averaging Part Spread Cap Monthly Cap Index Strategy S&P 500 Point to Point Annual Monthly Sum     1.50 Fixed Rate Strategy 1-Year Fixed Rate (no bonus) 1.50%
ING Annuity and Asset Sales ING Secure Index Opportunities Plus Low-Band	Non-Qualified Owner: 80 Annuitant: 80 Qualified Owner: 80 Annuitant: 80	Non-Qualified Single: 15,000 Monthly: 15,000 Qualified Single: 15,000 Monthly: 15,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization	Not Available in: AK CT DE MN NJ NY OR PR VI WA	0-80: 7.00+ see notes
	Withdrawal Notes:			Premium Bonus: 5.00
	For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (10 years): 10 10 10 10 9 8 7 6 5 4 For states NV, TX, UT (10 years): 9.1 8.3 7.4 6.6 5.7 4.8 3.9 2.9 1.9 1
	Guaranteed Minimum Value:		87.5% of Premium at 2.00%  (GMR/1000 $1,120)
	Account Name Indicie Type Reset Averaging Part Spread Cap Point-to-Point Cap Index Strategy S&P 500 Point to Point Annual None     2.00
ING Annuity and Asset Sales ING Secure Index Opportunities Plus High-Band	Non-Qualified Owner: 80 Annuitant: 80 Qualified Owner: 80 Annuitant: 80	Non-Qualified Single: 75,000 Monthly: 75,000 Qualified Single: 75,000 Monthly: 75,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization	Not Available in: AK CT DE MN NJ NY OR PR VI WA	0-80: 7.00+ see notes
	Withdrawal Notes:			Premium Bonus: 5.00
	For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (10 years): 10 10 10 10 9 8 7 6 5 4 For states NV, TX, UT (10 years): 9.1 8.3 7.4 6.6 5.7 4.8 3.9 2.9 1.9 1
	Guaranteed Minimum Value:		87.5% of Premium at 2.00%  (GMR/1000 $1,120)
	Account Name Indicie Type Reset Averaging Part Spread Cap Interest Rate Benchmark Strategy 3-Month LIBOR Point to Point Annual None     10.00
North American Company Charter 10	Non-Qualified Owner: 79 Annuitant: 79 Qualified Owner: 79 Annuitant: 79	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK AL CT DE MN NY OR PR TX UT VI WA	0-75: 7.50+ 76-79: 5.63+ see notes
	Withdrawal Notes:			Premium Bonus: 5.00
	For states AR, AZ, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (10 years): 15 14 13 12 11 10 8 6 4 2 For states CA (10 years): 15 14 13 9 8 7 6 6 5 4 For states TX (10 years): 12 12 10 10 8 8 6 6 5 5
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,015)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Dow Jones Annual Daily Average DJIA Point to Point Annual Daily