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New York MYGA

National Brokerage
Current Interest Rates and Commissions
May Vary by State and Age
 
 
 
State
 Premium
 Qual
 Rating
 Company
 Rate Gtd
 Age
 Comm
%

Showing 1-30 of 31    Display: Print/Save |<  <<   Page 1 of 2   >>   >|
AM
Best 		Minimum
Premium 		Premium
Bonus 		Rate Change Years
Rate
Gtd 		Rate Yield to
Surrender 		Bail Out Commissions
Age: Rate
Rate Guaranteed 10 Years
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 10 High-Band [MVA]
A+ 100,000   05/01/12 1-10 2.55 2.55 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 10 Low-Band [MVA]
A+ 10,000   05/01/12 1-10 2.40 2.40 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Phoenix Life Insurance Company
Phoenix Select Plus® 10-year [MVA]
B+ 5,000
Q:2,000 		  05/01/12 1-10 2.35 2.35
Call
   
Rate Guaranteed 9 Years
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 9 High-Band [MVA]
A+ 100,000   05/01/12 1-9 2.55 2.55 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 9 Low-Band [MVA]
A+ 10,000   05/01/12 1-9 2.40 2.40 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Rate Guaranteed 8 Years
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 8 [MVA]
A+ 10,000   05/01/12 1-8 2.45 2.45 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 8 High-Band [MVA]
A+ 10,000   05/01/12 1-8 2.30 2.30 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Rate Guaranteed 7 Years
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 7 High-Band [MVA]
A+ 100,000   05/01/12 1-7 2.40 2.40 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 7 Low-Band [MVA]
A+ 10,000   05/01/12 1-7 2.25 2.25 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Phoenix Life Insurance Company
Phoenix Select Plus® 7-year [MVA]
B+ 5,000
Q:2,000 		  05/01/12 1-7 1.30 1.30
Call
   


AM
Best 		Minimum
Premium 		Premium
Bonus 		Rate Change Years
Rate
Gtd 		Rate Yield to
Surrender 		Bail Out Commissions
Age: Rate
Rate Guaranteed 6 Years
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 6 High-Band [MVA]
A+ 100,000   05/01/12 1-6 2.00 2.00 0-75: 2.25
76-80: 1.50
81-85: 0.75
   
Principal Financial Group
Select Series 6 High-Band [MVA]
A+ 100,000 1.15 05/15/12 1-6 1.70 1.89
Call
   
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 6 Low-Band [MVA]
A+ 10,000   05/01/12 1-6 1.85 1.85 0-75: 2.25
76-80: 1.50
81-85: 0.75
   
Presidential Life
Secure 6
B++ 5,000   05/02/12 1-6 1.75 1.75
Call
   
Principal Financial Group
Select Series 6 Mid-Band [MVA]
A+ 50,000 0.25 05/15/12 1-6 1.65 1.69
Call
   
Principal Financial Group
Select Series 6 Low-Band [MVA]
A+ 5,000 0.25 05/15/12 1-6 1.55 1.59
Call
   
Principal Financial Group
Principal Secure Fixed Annuity 6-Year Guarantee High-Band
A+ 100,000 1.15 05/15/12 1-6 1.30 1.49
Call
   
Principal Financial Group
Principal Secure Fixed Annuity 6-Year Guarantee Mid-Band
A+ 50,000 0.25 05/15/12 1-6 1.15 1.19
Call
   
Principal Financial Group
Principal Secure Fixed Annuity 6-Year Guarantee Low-Band
A+ 5,000 0.25 05/15/12 1-6 1.05 1.09
Call
   
Rate Guaranteed 5 Years
Presidential Life
Secure 5
B++ 5,000   05/02/12 1-5 1.85 1.85
Call
   
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 5 High-Band [MVA]
A+ 100,000   05/01/12 1-5 1.70 1.70 0-75: 2.00
76-80: 1.30
81-85: 0.75
   
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 5 Low-Band [MVA]
A+ 10,000   05/01/12 1-5 1.55 1.55 0-75: 2.00
76-80: 1.30
81-85: 0.75
   
Phoenix Life Insurance Company
Phoenix Select Plus® 5-year [MVA]
B+ 5,000
Q:2,000 		  05/01/12 1-5 1.00 1.00
Call
   
Principal Financial Group
Principal Guaranteed Annuity 5-Year Guaranty
A+ 5,000   05/15/12 1-5 1.00 1.00
Call
   


AM
Best 		Minimum
Premium 		Premium
Bonus 		Rate Change Years
Rate
Gtd 		Rate Yield to
Surrender 		Bail Out Commissions
Age: Rate
Rate Guaranteed 4 Years
Presidential Life
Secure 4
B++ 5,000   05/02/12 1-4 1.55 1.55
Call
   
Principal Financial Group
Principal Secure Fixed Annuity 4-Year Guarantee High-Band
A+ 100,000 0.50 05/15/12 1-4 1.00 1.13
Call
   
Phoenix Life Insurance Company
Phoenix Select Plus® 4-year [MVA]
B+ 5,000
Q:2,000 		  05/01/12 1-4 1.00 1.00
Call
   
Principal Financial Group
Principal Secure Fixed Annuity 4-Year Guarantee Mid-Band
A+ 50,000 0.00 05/15/12 1-4 1.00 1.00
Call
   
Principal Financial Group
Principal Secure Fixed Annuity 4-Year Guarantee Low-Band
A+ 5,000 0.00 05/15/12 1-4 1.00 1.00
Call
   
Rate Guaranteed 3 Years
Principal Financial Group
Select Series 3 Low-Band [MVA]
A+ 5,000   05/15/12 1-3 1.00 1.00
Call
   
Showing 1-30 of 31    Display: Page:   1 | 2

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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