Fixed Indexed Brief

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Company - Any - Amer. General Life Ins. Co. American National Ins. Co. Genworth Life Ins. Co. Genworth Life of New York ING USA Annuity and Life John Hancock Lincoln Benefit Life Lincoln Financial Group Lincoln Life & Annuity of New York Minnesota Life North American Company ReliaStar Life Ins. Co. ReliaStar Life Ins. Co. of NY Sun Life Financial Transamerica Life West Coast Life

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Company	Product	SC Years	Premium Bonus	GTD Min Rate	GTD % Premium	GTD Return on $1,000	Last Change
Surrender Charges Last 5 Years
ING USA Annuity and Life	ING Secure Index Five Low-Band	5		1.50	100.00	$1,077
ING USA Annuity and Life	ING Secure Index Five High-Band	5		1.50	100.00	$1,077
Lincoln Benefit Life	Saver's Index Annuity Plus Low-Band	5		1.50	100.00	$1,077
Lincoln Benefit Life	Saver's Index Annuity Plus High-Band	5		1.50	100.00	$1,077
Lincoln Benefit Life	Saver's Index Annuity Plus (ROP) Low-Band	5		1.50	100.00	$1,077
Lincoln Benefit Life	Saver's Index Annuity Plus (ROP) High-Band	5		1.50	100.00	$1,077
Lincoln Financial Group	Lincoln OptiChoice 5 Low-Band [MVA]	5		1.25	100.00	$1,064
Lincoln Financial Group	Lincoln OptiChoice 5 High-Band [MVA]	5		1.25	100.00	$1,064
North American Company	North American Formula Choice [TSA, MVA, LOAN]	5
Surrender Charges Last 6 Years
Lincoln Financial Group	Lincoln New Directions 6 Low-Band [MVA]	6		1.75	100.00	$1,110
Lincoln Financial Group	Lincoln New Directions 6 High-Band [MVA]	6		1.75	100.00	$1,110
American National Ins. Co.	ANICO EIA	6		1.50-3.00	90.00	$1,075	09/01/10
North American Company	Freedom Choice 6 Low-Band [TSA, MVA, LOAN]	6		1.10	87.50	$ 934
North American Company	Freedom Choice 6 High-Band [TSA, MVA, LOAN]	6		1.10	87.50	$ 934
North American Company	Freedom Choice (5%) 6 Low-Band [TSA, MVA, LOAN]	6		1.10	87.50	$ 934
North American Company	Freedom Choice (5%) 6 High-Band [TSA, MVA, LOAN]	6		1.10	87.50	$ 934
Surrender Charges Last 7 Years
Lincoln Financial Group	Lincoln OptiChoice 7 Low-Band [MVA]	7		1.50	100.00	$1,110
Lincoln Financial Group	Lincoln OptiChoice 7 High-Band [MVA]	7		1.50	100.00	$1,110
Lincoln Benefit Life	Savers Index I Low-Band	7		3.00	90.00	$1,107
Lincoln Benefit Life	Savers Index I High-Band	7		3.00	90.00	$1,107
Lincoln Benefit Life	Savers Index I (ROP) Low-Band	7		3.00	90.00	$1,107
Lincoln Benefit Life	Savers Index I (ROP) High-Band	7		3.00	90.00	$1,107
ING USA Annuity and Life	ING Secure Index Seven Low-Band	7		1.00	100.00	$1,072
ING USA Annuity and Life	ING Secure Index Seven High-Band	7		1.00	100.00	$1,072
Amer. General Life Ins. Co.	VisionAdvantage 7 [MVA]	7		2.00	90.00	$1,034
American National Ins. Co.	Value Lock 7 [MVA]	7		1.75	90.00	$1,016	09/01/10
American National Ins. Co.	ANICO Strategy Indexed Annuity 7	7		1.00	90.00	$ 965
North American Company	Precision 7 [TSA, MVA, LOAN]	7		1.10	87.50	$ 945
North American Company	Charter 7 [TSA, MVA, LOAN]	7		1.10	87.50	$ 945
North American Company	North American Prizm Plus 7 [TSA, MVA, LOAN]	7		1.10	87.50	$ 945

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