Fixed Indexed Brief

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SC yrs

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Company	Product	SC Years	GTD Min Rate	GTD % Premium	GTD Return on $1,000	High Comm
Featured Products
Surrender Charges Last 6 Years
Annexus (Amer. Investors Life)	BPASelect 6 [MVA]	6	2.25	100.00	$1,143	up to 4.00%
Surrender Charges Last 10 Years
Annexus (Amer. Investors Life)	BPASelect 10 [MVA]	10	2.25	100.00	$1,249	up to 7.00%
Surrender Charges Last 12 Years
Annexus (Amer. Investors Life)	BPASelect 12 [MVA]	12	2.25	100.00	$1,306	up to 7.50%

Company	Product	SC Years	GTD Min Rate	GTD % Premium	GTD Return on $1,000	High Comm
Surrender Charges Last 3 Years
Forethought Financial	Forethought Destination Indexed 3 Low-Band [MVA]	3	3.00	90.00	$ 983	up to 1.00%
Forethought Financial	Forethought Destination Indexed 3 Mid-Band [MVA]	3	3.00	90.00	$ 983	up to 1.00%
Forethought Financial	Forethought Destination Indexed 3 High-Band [MVA]	3	3.00	90.00	$ 983	up to 1.00%
Surrender Charges Last 5 Years
ING USA Annuity and Life	ING Secure Index Five Low-Band	5	1.50	100.00	$1,077	up to 4.00%
ING USA Annuity and Life	ING Secure Index Five High-Band	5	1.50	100.00	$1,077	up to 4.00%
Lincoln Benefit Life	Saver's Index Annuity Plus Low-Band	5	1.50	100.00	$1,077	up to 4.00%
Lincoln Benefit Life	Saver's Index Annuity Plus High-Band	5	1.50	100.00	$1,077	up to 4.00%
Lincoln Benefit Life	Saver's Index Annuity Plus (ROP) Low-Band	5	1.50	100.00	$1,077	up to 4.00%
Lincoln Benefit Life	Saver's Index Annuity Plus (ROP) High-Band	5	1.50	100.00	$1,077	up to 4.00%
Lincoln Financial Group	Lincoln OptiChoice 5 Low-Band [MVA]	5	1.25	100.00	$1,064	up to 5.00%
Lincoln Financial Group	Lincoln OptiChoice 5 High-Band [MVA]	5	1.25	100.00	$1,064	up to 5.00%
Aviva Life & Annuity	MultiChoice Income Five Low-Band [MVA]	5	1.00	100.00	$1,051	up to 3.00%
Aviva Life & Annuity	MultiChoice Income Five High-Band [MVA]	5	1.00	100.00	$1,051	up to 3.00%
Loyal American Life	Loyal Outlook [LOAN]	5	3.00	87.50	$1,014	up to 4.50%
Aviva Life and Annuity	Income Select 5 Low-Band [MVA]	5	2.75	87.50	$1,002	up to 3.00%
Aviva Life and Annuity	Income Select 5 High-Band [MVA]	5	2.75	87.50	$1,002	up to 3.00%

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

Any reproduction of this data or presentation of this data in print, electronically or on any other website is strictly prohibited and protected under copyright law. "Yield to Surrender", "Current Yield to Surrender" and "Guaranteed Yield to Surrender" are Trademarks of AnnuityRateWatch.com, Inc.

"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

For use by licensed insurance agents/brokers only - not authorized for use by the public.