Company / Product Name
|
AM Best |
Years Gtd |
Last Change |
Base Rate |
Bonus Rate |
Current Rate |
Premium Bonus |
Effective Rate |
CUR
|
GTD
|
Commissions Age: Rate |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | |||||||||||
| Surrender Charges Last 15 Years | |||||||||||
|
National Western Life
Confidence Flex 85 [MVA, LOAN] |
A | 1 | 08/27/10 | 3.00 | 0.00 | 3.00 |
5.00 to 8.00 |
11.24 | 3.53 | 3.53 |
0-80: 7.00+ 81-85: 4.00+ |
|
American Equity Investment Life Insurance Company
Premier Eagle 10 (FPDA-7-08) |
A- | 1 | 07/20/10 | 2.70 | 0.00 | 2.70 |
3.00 to 10.00 |
12.97 | 3.35 | 1.76 |
0-75: 6.00+ 76-80: 4.50+ |
|
National Western Life
Confidence Flex 45 [MVA, LOAN] |
A | 1 | 08/27/10 | 3.00 | 0.00 | 3.00 |
4.00 to 5.00 |
8.15 | 3.34 | 3.34 |
0-69: 9.00+ 70-80: 8.75+ 81-85: 5.75+ |
|
National Western Life
NWL Future Assurance [LOAN] |
A | 1 | 08/27/10 | 1.50 | 0.00 | 1.50 |
2.00 to 10.00 |
11.65 | 2.15 | 2.15 |
0-75: 7.00+ 76-80: 5.00+ |
| Surrender Charges Last 14 Years | |||||||||||
|
North American Company
North American Flex III [MVA, LOAN] |
A+ | 1 | 09/01/10 | 2.55 | 0.00 | 2.55 | 10.00 | 12.81 | 3.25 | 2.74 | 0-75: 4.50+ |
|
National Western Life
NWL Benefit Assurance [LOAN] |
A | 1 | 08/27/10 | 1.50 | 0.00 | 1.50 |
4.00 to 5.00 |
6.57 | 1.85 | 1.85 |
0-75: 10.00+ 76-80: 8.00+ 81-85: 5.50+ |
| Surrender Charges Last 12 Years | |||||||||||
|
American Equity Investment Life Insurance Company
FPDA-11 (MVA) [MVA] |
A- | 1 | 07/20/10 | 3.00 | 0.00 | 3.00 | 6.00 | 9.18 | 3.50 | 3.50 |
0-75: 3.75+ 76-80: 2.81+ |
|
American Equity Investment Life Insurance Company
FPDA-10 (MVA) [MVA] |
A- | 1 | 07/20/10 | 3.00 | 0.00 | 3.00 | 2.00 | 5.06 | 3.17 | 3.17 |
0-75: 7.50+ 76-80: 5.63+ |
| Surrender Charges Last 10 Years | |||||||||||
|
American Equity Investment Life Insurance Company
Premier Eagle 12 (FRG-09) |
A- | 1 | 07/20/10 | 2.50 | 0.00 | 2.50 | 10.00 | 12.75 | 3.48 | 2.12 | 0-78: 6.00+ |
|
Guaranty Income Life
Flex 10 |
B+ | 1 | 09/01/10 | 3.20 | 1.00 | 4.20 | 3.30 | 1.32 |
0-74: 7.75 75-85: 5.75 |
||
|
American Equity Investment Life Insurance Company
FPDA 1 |
A- | 1 | 07/20/10 | 3.00 | 2.00 | 5.00 | 3.20 | 3.20 |
0-75: 5.25+ 76-80: 3.94+ |
||
|
National Western Life
NWL Prevail Seven [MVA, LOAN] |
A | 1 | 08/27/10 | 2.35 | 7.00 | 9.35 | 3.03 | 2.71 |
0-75: 5.75 76-85: 1.50 86-90: 1.20 |
||
|
RBC Insurance
Value Master SPDA [MVA] |
A | 1 | 09/01/10 | 3.00 | 0.00 | 3.00 | 3.00 | 3.00 |
0-75: 7.00 76-80: 5.00 81-85: 4.00 |
||
|
North American Company
North American Flex II [MVA, LOAN] |
A+ | 1 | 09/01/10 | 2.50 | 0.00 | 2.50 | 5.00 | 7.62 | 3.00 | 2.55 |
0-75: 4.50+ 76-79: 3.38+ |
|
North American Company
Boomer Annuity [MVA, LOAN] |
A+ | 1 | 09/01/10 | 2.35 | 0.00 | 2.35 | 5.00 | 7.47 | 2.85 | 3.44 |
0-75: 7.00+ 76-79: 5.25+ |
|
National Western Life
NWL Accumulator Five [LOAN] |
A | 1 | 08/27/10 | 2.35 | 5.00 | 7.35 | 2.84 | 2.52 |
0-75: 7.00+ 76-90: 3.20+ |
||
|
Aviva Life & Annuity
MultiChoice Freedom Xtra (1-Year) Low-Band |
A | 1 | 08/06/10 | 2.00 | 0.00 | 2.00 | 8.00 | 10.16 | 2.79 | 2.79 |
0-75: 7.00+ 76-78: 5.00+ |
| Next Rate: | 09/03/10 | 2.00 | 0.00 | 2.00 | 10.00 | 2.79 | 2.79 | No Change | |||
|
Aviva Life & Annuity
MultiChoice Freedom Xtra (1-Year) High-Band |
A | 1 | 08/06/10 | 2.00 | 0.00 | 2.00 | 8.00 | 10.16 | 2.79 | 2.79 |
0-75: 7.00+ 76-78: 5.00+ |
| Next Rate: | 09/03/10 | 2.00 | 0.00 | 2.00 | 10.00 | 2.79 | 2.79 | No Change | |||
|
Aviva Life and Annuity
Income Select Spirit Bonus (1-Year) Low-Band |
A | 1 | 08/06/10 | 2.00 | 0.00 | 2.00 | 8.00 | 10.16 | 2.79 | 2.79 |
0-75: 7.00+ 76-78: 5.00+ |
| Next Rate: | 09/03/10 | 2.00 | 0.00 | 2.00 | 10.00 | 2.79 | 2.79 | No Change | |||
|
Aviva Life and Annuity
Income Select Spirit Bonus (1-Year) High-Band |
A | 1 | 08/06/10 | 2.00 | 0.00 | 2.00 | 8.00 | 10.16 | 2.79 | 2.79 |
0-75: 7.00+ 76-78: 5.00+ |
| Next Rate: | 09/03/10 | 2.00 | 0.00 | 2.00 | 10.00 | 2.79 | 2.79 | No Change | |||
|
Fixed Annuities |
|
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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.
"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period
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