Company / Product Name
|
AM Best |
Years Gtd |
Last Change |
Base Rate |
Bonus Rate |
Current Rate |
Premium Bonus |
Bail Out
|
Effective Rate |
CUR
|
GTD
|
Commissions Age: Rate |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | ||||||||||||
| Surrender Charges Last 15 Years | ||||||||||||
|
American Equity Investment Life Insurance Company
Premier Eagle 10 (FPDA-7-08) |
A- | 1 | 10/08/11 | 2.00 | 0.00 | 2.00 |
3.00 to 10.00 |
12.20 |
2.20 to 2.65 |
1.73 to 2.18 |
0-75: 5.00+ 76-80: 3.75+ |
|
|
National Western Life
NWL Future Assurance [LOAN] |
A | 1 | 12/01/11 | 1.00 | 0.00 | 1.00 |
2.00 to 10.00 |
11.10 |
1.13 to 1.64 |
1.13 to 1.64 |
0-75: 5.00+ 76-80: 3.00+ |
|
| Surrender Charges Last 14 Years | ||||||||||||
|
North American Company
North American Flex III [MVA, LOAN] |
A+ | 1 | 01/19/12 | 1.85 | 0.00 | 1.85 | 10.00 | 12.03 | 2.55 | 1.75 | 0-75: 4.50+ | |
|
National Western Life
NWL Benefit Assurance [LOAN] |
A | 1 | 12/01/11 | 1.00 | 0.00 | 1.00 |
4.00 to 5.00 |
6.05 |
1.28 to 1.35 |
1.28 to 1.35 |
0-75: 8.00+ 76-80: 6.00+ 81-85: 3.50+ |
|
| Surrender Charges Last 12 Years | ||||||||||||
|
American Equity Investment Life Insurance Company
FPDA-10 (MVA) [MVA] |
A- | 1 | 10/08/11 | 2.25 | 0.00 | 2.25 | 2.00 | 4.30 | 2.42 | 2.42 |
0-75: 6.00+ 76-80: 4.50+ |
|
| Surrender Charges Last 11 Years | ||||||||||||
|
Americo
Platinum Secure [LOAN] |
A- | 1 | 01/08/12 | 2.00 | 0.00 | 2.00 | 5.00 | 7.10 | 2.45 | 1.54 |
Call
|
|
| Surrender Charges Last 10 Years | ||||||||||||
|
Guaranty Income Life
FlexPlus 10 (3% Bonus) |
B | 1 | 01/01/12 | 2.70 | 3.00 | 5.70 | 3.00 | 1.46 |
0-74: 4.25 75-79: 1.75 |
|||
|
Guaranty Income Life
FlexPlus 10 (2% Bonus) |
B | 1 | 01/01/12 | 2.70 | 2.00 | 4.70 | 2.90 | 1.36 |
0-74: 5.25 75-79: 2.75 |
|||
|
Guaranty Income Life
FlexPlus 10 (1% Bonus) |
B | 1 | 01/01/12 | 2.70 | 1.00 | 3.70 | 2.80 | 1.27 |
0-74: 6.25 75-79: 3.75 |
|||
|
Guaranty Income Life
FlexPlus 10 |
B | 1 | 01/01/12 | 2.70 | 0.00 | 2.70 | 2.70 | 1.17 |
0-74: 7.25 75-79: 4.75 |
|||
|
American Equity Investment Life Insurance Company
Premier Eagle 12 (FRG-2-09) |
A- | 1 | 10/08/11 | 1.60 | 0.00 | 1.60 | 9.00 | 10.74 | 2.48 | 1.93 | 0-78: 6.00+ | |
|
American General Life Insurance Company
AG HorizonMYG (CA) |
A | 6 | 02/06/12 | 2.00 | 4.00 | 6.00 | 2.39 | 2.39 |
0-75: 7.50+ 76-80: 5.00+ 81-85: 3.00+ |
|||
|
North American Company
North American Flex II [MVA, LOAN] |
A+ | 1 | 01/19/12 | 1.80 | 0.00 | 1.80 | 5.00 | 6.89 | 2.30 | 1.57 |
0-75: 4.50+ 76-79: 3.38+ |
|
|
American National Insurance Company
Palladium Century 7 |
A | 1 | 02/01/12 | 1.55 | 7.00 | 8.55 | 2.23 | 1.73 |
0-74: 5.00+ 75-80: 3.00+ |
|||
|
North American Company
Boomer Annuity [MVA, LOAN] |
A+ | 1 | 01/19/12 | 1.65 | 0.00 | 1.65 | 5.00 | 6.73 | 2.15 | 1.56 |
0-80: 7.00+ 81-80: 5.25+ |
|
|
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) High-Band |
A | 1 | 01/06/12 | 1.55 | 0.00 | 1.55 |
2.00 to 5.00 |
6.63 |
1.75 to 2.05 |
1.26 to 1.55 |
0-75: 6.50+ 76-78: 4.50+ |
|
|
American National Insurance Company
Palladium Century 5 |
A | 1 | 02/01/12 | 1.55 | 5.00 | 6.55 | 2.04 | 1.54 |
0-74: 6.00+ 75-80: 3.50+ |
|||
|
Aviva Life & Annuity (MultiChoice Series)
Freedom Xtra (1-Year) High-Band |
A | 1 | 01/06/12 | 1.60 | 0.00 | 1.60 | 4.00 | 5.66 | 2.00 | 1.46 |
0-75: 6.00+ 76-78: 4.00+ |
|
|
Aviva Life & Annuity (Income Series)
Income Select Spirit Bonus (1-Year) High-Band |
A | 1 | 01/06/12 | 1.60 | 0.00 | 1.60 | 4.00 | 5.66 | 2.00 | 1.46 |
0-75: 6.00+ 76-78: 4.00+ |
|
|
American National Insurance Company
Palladium Century 3 |
A | 1 | 02/01/12 | 1.55 | 3.00 | 4.55 | 1.85 | 1.35 |
0-74: 7.00+ 75-UP: 4.50+ |
|||
|
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus High-Band |
A | 1 | 01/06/12 | 1.55 | 0.00 | 1.55 | 2.00 | 3.58 | 1.75 | 1.26 |
0-75: 6.50+ 76-78: 4.50+ |
|
|
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus S High-Band |
A | 1 | 01/06/12 | 1.25 | 0.00 | 1.25 |
2.00 to 5.00 |
6.31 |
1.45 to 1.75 |
1.23 to 1.52 |
0-75: 5.00+ 76-78: 3.00+ |
|
|
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) S High-Band |
A | 1 | 01/06/12 | 1.25 | 0.00 | 1.25 |
2.00 to 5.00 |
6.31 |
1.45 to 1.75 |
1.23 to 1.52 |
0-75: 6.50 76-78: 4.50 |
|
|
American General Life Insurance Company
AG HorizonMYG [MVA] |
A | 6 | 02/06/12 | 1.35 | 4.00 | 5.35 | 1.74 | 1.60 |
0-75: 7.50+ 76-80: 5.00+ 81-85: 3.00+ |
|||
|
American National Insurance Company
Palladium Century 1 |
A | 1 | 02/01/12 | 1.55 | 1.00 | 2.55 | 1.65 | 1.15 |
0-74: 8.00+ 75-90: 5.50+ |
|||
|
Forethought Financial
Secure Bonus 115sm High-Band [MVA] |
A- | 1 | 02/01/12 | 1.50 | 0.00 | 1.50 | 1.50 | 1.05 |
0-75: 7.50+ 76-85: 5.00+ |
|||
|
Forethought Financial
Secure Bonus 115sm Low-Band [MVA] |
A- | 1 | 02/01/12 | 1.50 | 0.00 | 1.50 | 1.50 | 1.05 |
0-75: 7.50+ 76-85: 5.00+ |
|||
|
Forethought Financial
Secure Bonus 115sm Mid-Band [MVA] |
A- | 1 | 02/01/12 | 1.50 | 0.00 | 1.50 | 1.50 | 1.05 |
0-75: 7.50+ 76-85: 5.00+ |
|||
|
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) Low-Band |
A | 1 | 01/06/12 | 1.00 | 0.00 | 1.00 |
2.00 to 5.00 |
6.05 |
1.20 to 1.49 |
1.20 to 1.49 |
0-75: 6.50+ 76-78: 4.50+ |
|
|
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) S Low-Band |
A | 1 | 01/06/12 | 1.00 | 0.00 | 1.00 |
2.00 to 5.00 |
6.05 |
1.20 to 1.49 |
1.20 to 1.49 |
0-75: 6.50 76-78: 4.50 |
|
|
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus S Low-Band |
A | 1 | 01/06/12 | 1.00 | 0.00 | 1.00 |
2.00 to 5.00 |
6.05 |
1.20 to 1.49 |
1.20 to 1.49 |
0-75: 5.00+ 76-78: 3.00+ |
|
|
Aviva Life & Annuity (Income Series)
Income Select Spirit Bonus (1-Year) Low-Band |
A | 1 | 01/06/12 | 1.00 | 0.00 | 1.00 | 4.00 | 5.04 | 1.40 | 1.40 |
0-75: 6.00+ 76-78: 4.00+ |
|
|
Aviva Life & Annuity (MultiChoice Series)
Freedom Xtra (1-Year) Low-Band |
A | 1 | 01/06/12 | 1.00 | 0.00 | 1.00 | 4.00 | 5.04 | 1.40 | 1.40 |
0-75: 6.00+ 76-78: 4.00+ |
|
|
Forethought Financial
Secure Bonus 115 Plussm High-Band [MVA] |
A- | 1 | 02/01/12 | 1.00 | 3.00 | 4.00 | 1.30 | 1.30 |
0-75: 7.50+ 76-85: 5.00+ |
|||
|
Forethought Financial
Secure Bonus 115 Plussm Low-Band [MVA] |
A- | 1 | 02/01/12 | 1.00 | 3.00 | 4.00 | 1.30 | 1.30 |
0-75: 7.50+ 76-85: 5.00+ |
|||
|
Forethought Financial
Secure Bonus 115 Plussm Mid-Band [MVA] |
A- | 1 | 02/01/12 | 1.00 | 3.00 | 4.00 | 1.30 | 1.30 |
0-75: 7.50+ 76-85: 5.00+ |
|||
|
Forethought Financial
Secure Income 125 Mid-Band |
A- | 1 | 02/01/12 | 1.25 | 0.00 | 1.25 | 1.25 | 1.03 |
0-75: 7.00+ 76-85: 5.00+ |
|||
|
Forethought Financial
Secure Income 125 High-Band |
A- | 1 | 02/01/12 | 1.25 | 0.00 | 1.25 | 1.25 | 1.03 |
0-75: 7.00+ 76-85: 5.00+ |
|||
|
Forethought Financial
Secure Income 125 Low-Band |
A- | 1 | 02/01/12 | 1.25 | 0.00 | 1.25 | 1.25 | 1.03 |
0-75: 7.00+ 76-85: 5.00+ |
|||
|
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus Low-Band |
A | 1 | 01/06/12 | 1.00 | 0.00 | 1.00 | 2.00 | 3.02 | 1.20 | 1.20 |
0-75: 6.50+ 76-78: 4.50+ |
|
| Surrender Charges Last 9 Years | ||||||||||||
|
Liberty Bankers Life
Liberty USA 500 High-Band [MVA] |
B- | 1 | 01/15/12 | 3.00 | 5.25 | 8.25 | 3.57 | 3.57 |
0-70: 6.25 71-79: 4.25 |
|||
|
Liberty Bankers Life
Liberty USA 500 Low-Band [MVA] |
B- | 1 | 01/15/12 | 3.00 | 5.00 | 8.00 | 3.54 | 3.54 |
0-70: 6.25 71-79: 4.25 |
|||
|
Liberty Bankers Life
Liberty USA 100 High-Band |
B- | 1 | 01/15/12 | 3.00 | 1.25 | 4.25 | 3.14 | 3.14 |
0-70: 8.25 71-79: 6.25 |
|||
|
Liberty Bankers Life
Liberty USA 100 Low-Band |
B- | 1 | 01/15/12 | 3.00 | 1.00 | 4.00 | 3.11 | 3.11 |
0-70: 8.25 71-79: 6.25 |
|||
|
EquiTrust Life Insurance Company
ChoiceFour (MVA Option) [MVA] |
B+ | 1 | 10/24/11 | 2.50 | 0.00 | 2.50 | 1.50 | 4.04 | 2.67 | 2.22 |
0-80: 5.50 81-85: 4.13 |
|
|
American General Life Insurance Company
AG HorizonPlus (CA) [MVA] |
A | 6 | 02/06/12 | 2.00 | 6.00 | 8.00 | 2.65 | 2.65 |
0-75: 6.00 76-80: 3.20 81-85: 1.35 |
|||
|
EquiTrust Life Insurance Company
ChoiceFour (Base Contract) |
B+ | 1 | 10/24/11 | 2.50 | 0.00 | 2.50 | 2.50 | 2.06 |
0-80: 5.50 81-85: 4.13 |
|||
|
North American Company
North American Director |
A+ | 5 | 01/19/12 | 1.80 | 3.00 | 4.80 | 2.13 | 1.77 |
0-80: 5.50+ 81-85: 4.13+ |
|||
|
American General Life Insurance Company
AG HorizonPlus [MVA] |
A | 6 | 02/06/12 | 1.25 | 6.00 | 7.25 | 1.90 | 1.82 |
0-75: 6.00 76-80: 3.20 81-85: 1.35 |
|||
|
Presidential Life
FPDA, No Load Flex |
B++ | 1 | 08/24/11 | 1.65 | 0.00 | 1.65 | 1.65 | 1.16 |
0-75: 3.50 76-80: 2.60 81-85: 0.75 |
|||
|
Fixed Annuities |
|
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