Fixed Indexed Brief

State - AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA PR RI SC SD TN TX UT VA VI VT WA WI WV WY Premium Qual Flex? Rating - A++ A+ A A- B++ B+ B B- C++ C+ C C- D E F S NR Company - Any - Allianz Life Ins. Co. of North America Amer. General Life Ins. Co. Amer. National Ins. (Legacy) American National Ins. Co. Amer. National Life Ins. Co. of NY Aviva Life & Annuity (Income Series) Aviva Life & Annuity (MultiChoice Series) Genworth Life and Annuity Ins. Co Genworth Life Ins. Co. Genworth Life of New York ING Annuity and Asset Sales Life of the Southwest Lincoln Benefit Life Lincoln Financial Group Lincoln Life & Annuity of New York Minnesota Life North American Company Presidential Life Principal Financial Group Protective Life And Annuity (NY) Reliance Standard Life ReliaStar Life Ins. Co. SBLI -Savings Bank Life Ins. of MA United States Life Ins. Co. (NY) SC yrs - 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Age More Search Options Product Type - Point to Point High Water Low Water Performance Triggered Inverse Perf Triggered Monthly Crediting Other Averaging - None Daily Monthly Annual Monthly Sum Quarterly Sum Continuous Monthly Reset Period - Policy Length 1 Year 2 Years 3 Years 4 Years 5 Years 6 Years 7 Years 8 Years 9 Years 10 Years 11 Years 12 Years 13 Years 14 Years 15 Years Indicie - DJIA Nasdaq 100 S&P 400 S&P 500 FTSE 100 Russell 2000 10 Year US Treasury DJ EuroStoxx 50 Hang Seng Nikkei 225 3-Month LIBOR Barclays Capital U.S. Aggregat Gold Strategies HFRX Global Hedge Fund iShares Barclays Aggregate Bon iShares MSCI Hong Kong Index LB US Aggregate Bond London Gold PM MSCI All Country World Index S&P GSCI Excess Return Index U.S. 10-Year Swap Rate

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Company	Product	SC Years	Premium Bonus	GTD Min Rate	GTD % Premium	GTD Return on $1,000	Last Change
Surrender Charges Last 5 Years
Lincoln Financial Group	Lincoln OptiChoice 5 Low-Band [MVA]	5		1.00	100.00	$1,051
Lincoln Financial Group	Lincoln OptiChoice 5 High-Band [MVA]	5		1.00	100.00	$1,051
North American Company	North American Formula Choice [TSA, MVA, LOAN]	5		1.00	100.00	$1,051
Aviva Life & Annuity (MultiChoice Series)	MultiChoice Income Five Low-Band	5		1.00	100.00	$1,051
Aviva Life & Annuity (MultiChoice Series)	MultiChoice Income Five High-Band	5		1.00	100.00	$1,051
Reliance Standard Life	Keystone 5 Index Annuity	5		1.00	100.00	$1,051
North American Company	North American Formula Choice (TX) [TSA, MVA, LOAN]	5		1.00	100.00	$1,051
Aviva Life & Annuity (Income Series)	Income Select 5 Low-Band [MVA]	5		2.75	87.50	$1,002
Aviva Life & Annuity (Income Series)	Income Select 5 High-Band [MVA]	5		2.75	87.50	$1,002
ING Annuity and Asset Sales	ING Secure Index Five Low-Band	5		1.00	87.50	$ 920
ING Annuity and Asset Sales	ING Secure Index Five High-Band	5		1.00	87.50	$ 920
Allianz Life Ins. Co. of North America	Endurance Elite 5 [LOAN]	5		1.00	87.50	$ 920
Allianz Life Ins. Co. of North America	Allianz Pro V1 [LOAN]	5		1.00	87.50	$ 920
Surrender Charges Last 6 Years
Lincoln Financial Group	Lincoln New Directions 6 Low-Band [MVA]	6		1.00	100.00	$1,062
Lincoln Financial Group	Lincoln New Directions 6 High-Band [MVA]	6		1.00	100.00	$1,062
American National Ins. Co.	ANICO EIA	6		1.00	90.00	$ 955	02/01/12
North American Company	Freedom Choice 6 Low-Band [TSA, MVA, LOAN]	6		1.00	87.50	$ 929
North American Company	Freedom Choice 6 High-Band [TSA, MVA, LOAN]	6		1.00	87.50	$ 929
Aviva Life & Annuity (MultiChoice Series)	MultiChoice Six Low-Band [MVA]	6		1.00	87.50	$ 929
Aviva Life & Annuity (MultiChoice Series)	MultiChoice Six High-Band [MVA]	6		1.00	87.50	$ 929

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