Madison Brokerage
65 Madison Ave
Morristown, NJ 07962 Suite 200

Fixed Indexed Annuities

www.madisonbrokerage.com
888-539-3232
sales@madisonbrokerage.com
 
 
 
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Showing 1-150 of 179    Display: Print/Save |<  <<   Page 1 of 2   >>   >|
Company / Product SC Years Issue
Age		 Premium
Bonus		 Min Rate % Premium Return per $1000 Last Change States
Surrender Charges Last 14 Years
North American Company
Charter 14
14 yrs 75 10.00% 1.10% 87.50% $1,122 09/01/10

Not
Available in:

AK AL CT DE MN NY OR PR UT VI WA
1-Year Fixed @ 2.15% 1-Year S&P 500 Monthly Point-to-Point Cap
1-Year S&P 500 Annual Daily Average 1-Year S&P 500 Annual Point-to-Point
1-Year Nasdaq-100 Annual Point-to-Point 1-Year NASDAQ-100 Monthly Point-to-Point
1-Year Dow Jones Annual Daily Average 1-Year Dow Jones Annual Point-to-Point
1-Year Russell 2000 Annual Daily Average 1-Year Russell 2000 Annual Point-to-Point
1-Year Dow Jones EuroStoxx 50 Point-to-Point 1-Year Hindsight Index Strategy
1-Year S&P 400 Annual Daily Average 1-Year S&P 400 Annual Point-to-Point
North American Company
Freedom Choice (5%) 14 -Low
14 yrs 75 1.10% 87.50% $1,020 09/01/10

Not
Available in:

AK AL CT DE MN MT NV NY OR PA PR UT VA VI VT WA
1-Year Fixed @ 3.55% 1-Year Annual Point-to-Point S&P 500
1-Year Monthly Point-to-Point S&P 500 1-Year Annual Point-to-Point DJIA
1-Year Annual Point-to-Point DJ EuroSTOXX 50 1-Year Annual Point-to-Point NADAQ 100
1-Year Monthly Point-to-Point NASDAQ 100 1-Year Annual Point-to-Point Russell 2000
1-Year Annual Point-to-Point S&P 400
North American Company
Freedom Choice (5%) 14 -High
14 yrs 75 1.10% 87.50% $1,020 09/01/10

Not
Available in:

AK AL CT DE MN MT NV NY OR PA PR UT VA VI VT WA
1-Year Annual Point-to-Point S&P 500 1-Year Monthly Point-to-Point S&P 500
1-Year Fixed @ 3.90% 1-Year Annual Point-to-Point S&P 400
1-Year Annual Point-to-Point Russell 2000 1-Year Annual Point-to-Point NADAQ 100
1-Year Monthly Point-to-Point NASDAQ 100 1-Year Annual Point-to-Point DJ EuroSTOXX 50
1-Year Annual Point-to-Point DJIA
North American Company
Freedom Choice 14 -Low
14 yrs 75 1.10% 87.50% $1,020 09/01/10

Not
Available in:

AK AL CT DE MN MT NV NY OR PA PR UT VA VI VT WA
1-Year Fixed @ 3.15% 1-Year Anual Point-to-Point DJIA
1-Year Anual Point-to-Point DJ EuroSTOXX 50 1-Year Anual Point-to-Point NADAQ 100
1-Year Monthly Point-to-Point NASDAQ 100 1-Year Anual Point-to-Point Russell 2000
1-Year Anual Point-to-Point S&P 400 1-Year Anual Point-to-Point S&P 500
1-Year Monthly Point-to-Point S&P 500
North American Company
Freedom Choice 14 -High
14 yrs 75 1.10% 87.50% $1,020 09/01/10

Not
Available in:

AK AL CT DE MN MT NV NY OR PA PR UT VA VI VT WA
1-Year Fixed @ 3.55% 1-Year Monthly Point-to-Point S&P 500
1-Year Anual Point-to-Point S&P 500 1-Year Anual Point-to-Point S&P 400
1-Year Anual Point-to-Point Russell 2000 1-Year Monthly Point-to-Point NASDAQ 100
1-Year Anual Point-to-Point NADAQ 100 1-Year Anual Point-to-Point DJ EuroSTOXX 50
1-Year Anual Point-to-Point DJIA
North American Company
North American Prizm Plus 14
14 yrs 75 10.00% 1.10% 87.50% $1,122 09/01/10

Not
Available in:

AK AL CT DE MN NV NY OR PR TX UT VI WA
1-Year Fixed @ 2.15% 1-Year S&P 400 Point-to-Point
1-Year S&P 400 Monthly Average 1-Year S&P 500 Monthly Point-to-Point
1-Year S&P 500 Point-to-Point 1-Year S&P 500 Monthly Average
1-Year Russell 2000 Point-to-Point 1-Year Russell 2000 Monthly Averaging
1-Year Nasdaq 100 Point-to-Point 1-Year Nasdaq -100 Monthly Point-to-Point
1-Year DJIA Point-to-Point 1-Year DJIA Monthly Average
1-Year DJ EuroStoxx 50 Point-to-Point
North American Company
Precision 14
14 yrs 75 10.00% 1.10% 87.50% $1,122 09/01/10

Not
Available in:

AK AL CT DE MN NY OR PR UT VI WA
Fixed @ 2.15% Dow Jones EuroStoxx 50 Point-to-Point
Dow Jones Annual Daily Average Dow Jones Annual Point-to-Point
Nasdaq -100 Monthly Point-to-Point Nasdaq-100 Annual Point-to-Point
Russell 2000 Annual Daily Average Russell 2000 Annual Point-to-Point
1 - Year Hindsight Index Strategy S&P 500 Monthly Point-to-Point Cap
S&P 500 Annual Daily Average S&P 500 Annual Point-to-Point
S&P 400 Annual Daily Average S&P 400 Annual Point-to-Point
Surrender Charges Last 12 Years
Jackson National Life
Elite Annual Reset 12 -Low
12 yrs 78 3.00% 08/23/10

Not
Available in:

IL MA MD MN MS MT NY OK OR PR TX UT VI
12 Years
Jackson National Life
Elite Annual Reset 12 -High
12 yrs 78 3.00% 08/23/10

Not
Available in:

IL MA MD MN MS MT NY OK OR PR TX UT VI
12 Years
Amer. General Life Ins. Co.
AG HorizonIndex Annuity 12
12 yrs 85 5.00% 2.00% 90.00% $1,198 08/27/10

Not
Available in:

AK CT MN NJ NY OK OR PR TX UT VI VT WA
Monthly Additive Account with Cap 2-Year Point-to-Point Account with Cap
Fixed Interest Account @ 2.00%
Lincoln Financial Group
Lincoln OptiPoint 12 -Low
12 yrs 75 4.00% 2.00% 100% $1,319 09/01/10

Not
Available in:

AK CT DE MN NY OR TX UT WA
Fixed @ 2.10% Performance Triggered
2-Year Monthly Cap 2-Year Point to Point
Lincoln Financial Group
Lincoln OptiPoint 12 -High
12 yrs 75 5.00% 2.00% 100% $1,332 09/01/10

Not
Available in:

AK CT DE MN NY OR TX UT WA
Fixed @ 2.10% 2-Year Point to Point
2-Year Monthly Cap Performance Triggered
Surrender Charges Last 10 Years
Aviva Life and Annuity
Income Preferred Ultra -High
10 yrs 78 1.00% 87.50% $ 967 08/06/10

Not
Available in:

AK CA CT DE IN MN MS NJ NY OR PA PR SC UT VA VI WA
Fixed Strategy @ 2.25%
Aviva Life and Annuity
Income Preferred Ultra -Low
10 yrs 78 1.00% 87.50% $ 967 08/06/10

Not
Available in:

AK CA CT DE IN MN MS NJ NY OR PA PR SC UT VA VI WA
Fixed Strategy @ 1.65%
American National Ins. Co.
Value Lock 10
10 yrs 80 1.75% 90.00% $1,071 09/01/10

Not
Available in:

MA MN ND NJ NY OR PR VI VT
S&P 500 10 Year Point-to-Point
Jackson National Life
Elite Annual Reset 10 -Low
10 yrs 80 3.00% 08/23/10

Not
Available in:

IL MA MD MN MS MT NY OK OR PR TX UT VI
10 Years
Jackson National Life
Elite Annual Reset 10 -High
10 yrs 80 3.00% 08/23/10

Not
Available in:

IL MA MD MN MS MT NY OK OR PR TX UT VI
10 Years
Allianz Life
Endurance Plus
10 yrs (NQ) 1.50% 90.00% $1,044 08/03/10

Not
Available in:

NY OR PR VI WA
Fixed Account @ 2.50% Blended Point-to-Point
Blended Monthly Average S&P 500 Monthly Sum
S&P 500 Point-to-Point Nasdaq 100 Point-to-Point
Nasdaq 100 Monthly Sum FTSE 100 Point-to-Point
FTSE 100 Monthly Sum
Allianz Life
MasterDex 10
10 yrs 85 10.00% 1.50% 87.50% $1,117 08/03/10

Only
Available in:

CA CT PA
Fixed Account @ 3.00% 1-Year SP 500 Monthly Point to Point
1-Year Nasdaq-100 Monthly Point to Point
Allianz Life
MasterDex 10 Plus Annuity
10 yrs 80 10.00% 1.50% 87.50% $1,117 08/03/10

Not
Available in:

CA CT NY OR PA PR UT VI WA
Fixed @ 3.00% 1 Year Nasdaq 100 Point-to-Point Cap
1 Year Nasdaq 100 Monthly Cap 1 Year FTSE 100 Point-to-Point Cap
1 Year FTSE 100 Monthly Cap 1 Year Blended Point-to-Point Cap
1 Year Blended Monthly Average Spread 1 Year S&P 500 Monthly Cap
1 Year S&P 500 Point-to-Point Cap
Allianz Life
MasterDex 5 Plus Annuity
10 yrs 80 5.00% 2.00% 87.50% $1,120 08/03/10

Not
Available in:

NY OR PR VI
Fixed Interest Option @ 2.15% 1 Year S&P 500 Monthly Sum Cap
1 Year S&P 500 Point-to-Point Cap 1 Year Blended Point-to-Point Cap
1 Year Blended Monthly Average Spread 1 Year FTSE 100 Point-to-Point Cap
1 Year FTSE 100 Monthly Sum Cap 1 Year Nasdaq 100 Monthly Sum Cap
1 Year Nasdaq 100 Point-to-Point Cap
Allianz Life
MasterDex X Annuity
10 yrs 80 10.00% 2.50% 87.50% $1,232 08/03/10

Not
Available in:

CT NY OR PR VI WA
1 Year Fixed @ 2.15% 1 Year S&P 500 Monthly Cap
1 Year S&P 500 Point-to-Point Cap 1 Year Euro STOXX 50 Point-to-Point Cap
1 Year Euro STOXX 50 Monthly Cap 1 Year Nasdaq 100 Monthly Cap
1 Year Nasdaq 100 Point-to-Point Cap 1 Year Blended Point-to-Point Cap
1 Year Blended Monthly Average Spread
Allianz Life of NY
New York Bonus MasterDex
10 yrs (NQ) 3.00% 1.50% 100% $1,195 08/03/10

Only
Available in:

NY
Fixed @ 2.25% S&P 500 Monthly Point-to-Point
Nasdaq 100 Monthly Point-to-Point
Amer. General Life Ins. Co.
AG Global Bonus Index Annuity
10 yrs 80 5.00% 2.00% 100% $1,280 08/27/10

Not
Available in:

AK CT DE MN NJ NY OR PA PR TX UT VI VT WA
Fixed Interest Account @ 2.00% Global Multiple Index Account with Cap
Annual Point-to-Point Account with Participation Rate Monthly Additive Account with Cap
Amer. General Life Ins. Co.
Vision Maximizer
10 yrs 75 5.00% 2.00% 90.00% $1,152 08/27/10

Not
Available in:

AK DE IL MN MS NJ NY OR PA PR TX UT VI VT WA
Fixed Interest Account @ 2.00% Monthly Average Account with Index Spread
Annual Point-to-Point Account with Cap Annual Point-to-Point Account with Adjustable Participation
Amer. Natl. Ins. (Legacy)
BenchMark 500SM Ten -Low
10 yrs 85 1.75% 87.50% $1,041 06/01/10

Only
Available in:

DE IN KY MO NH NJ NV PA VA WY
Guaranteed One Year @ 2.30% S&P 500 One Year Point-to-Point w/ Cap
S&P 500 One Year Point-to-Point w/ Participation
Amer. Natl. Ins. (Legacy)
BenchMark 500SM Ten -High
10 yrs 85 1.75% 87.50% $1,041 06/01/10

Only
Available in:

DE IN KY MO NH NJ NV PA VA WY
S&P 500 One Year Point-to-Point w/ Cap S&P 500 One Year Point-to-Point w/ Participation
Guaranteed One Year @ 2.65%
Amer. Natl. Ins. (Legacy)
BenchMark 500SM Ten Plus -Low
10 yrs 85 6.00% 1.75% 87.50% $1,103 06/01/10

Only
Available in:

DE IN KY MO NH NJ NV PA VA WY
Guaranteed One Year @ 1.75% S&P 500 One Year Point-to-Point w/ Cap
S&P 500 One Year Point-to-Point with Participation
Amer. Natl. Ins. (Legacy)
BenchMark 500SM Ten Plus -High
10 yrs 85 6.00% 1.75% 87.50% $1,103 06/01/10

Only
Available in:

DE IN KY MO NH NJ NV PA VA WY
Guaranteed One Year @ 2.05% S&P 500 One Year Point-to-Point with Participation
S&P 500 One Year Point-to-Point w/ Cap
Amer. Natl. Ins. (Legacy)
BenchMark 500SM Ten SE -Low
10 yrs 85 1.00% 87.50% $ 967 06/01/10

Not
Available in:

AK AL CT DE IL IN KY MA MN MO NH NJ NV NY OR PA PR TX UT VA VI VT WA WY
Guaranteed One-Year Fixed Interest Crediting @ 2.55% S&P 500® One-Year Point-to-Point Strategy Caped
S&P 500® One-Year Point-to-Point Strategy Participation Rate S&P 500® Five-Year Point-to-Point Strategy
S&P 500® Two-Year Monthly Average Strategy
Amer. Natl. Ins. (Legacy)
BenchMark 500SM Ten SE -High
10 yrs 85 1.00% 87.50% $ 967 06/01/10

Not
Available in:

AK AL CT DE IL IN KY MA MN MO NH NJ NV NY OR PA PR TX UT VA VI VT WA WY
S&P 500® One-Year Point-to-Point Strategy Caped S&P 500® One-Year Point-to-Point Strategy Participation Rate
S&P 500® Five-Year Point-to-Point Strategy S&P 500® Two-Year Monthly Average Strategy
Guaranteed One-Year Fixed Interest Crediting @ 2.80%
Amer. Natl. Ins. (Legacy)
BenchMark 500SM Ten SE 5 -Low
10 yrs 85 5.00% 1.00% 87.50% $1,015 06/01/10

Not
Available in:

AK AL CT DE IL IN KY MA MN MO NH NJ NV NY OR PA PR TX UT VA VI VT WA WY
Guaranteed One-Year Fixed Interest Crediting @ 2.05% S&P 500® One-Year Point-to-Point Strategy Caped
S&P 500® One-Year Point-to-Point Strategy Participation Rate S&P 500® Five-Year Point-to-Point Strategy
S&P 500® Two-Year Monthly Average Strategy
Amer. Natl. Ins. (Legacy)
BenchMark 500SM Ten SE 5 -High
10 yrs 85 5.00% 1.00% 87.50% $1,015 06/01/10

Not
Available in:

AK AL CT DE IL IN KY MA MN MO NH NJ NV NY OR PA PR TX UT VA VI VT WA WY
S&P 500® One-Year Point-to-Point Strategy Caped S&P 500® One-Year Point-to-Point Strategy Participation Rate
S&P 500® Five-Year Point-to-Point Strategy S&P 500® Two-Year Monthly Average Strategy
Guaranteed One-Year Fixed Interest Crediting @ 2.30%
Amer. Natl. Ins. (Legacy)
BenchMark 500SM Ten SE 8 -Low
10 yrs 85 8.00% 1.00% 87.50% $1,044 06/01/10

Not
Available in:

AK AL CT DE IL IN KY MA MN MO NH NJ NV NY OR PA PR TX UT VA VI VT WA WY
Guaranteed One-Year Fixed Interest Crediting @ 1.55% S&P 500® One-Year Point-to-Point Strategy Participation Rate
S&P 500® Five-Year Point-to-Point Strategy S&P 500® Two-Year Monthly Average Strategy
S&P 500® One-Year Point-to-Point Strategy Caped
Amer. Natl. Ins. (Legacy)
BenchMark 500SM Ten SE 8 -High
10 yrs 85 8.00% 1.00% 87.50% $1,044 06/01/10

Not
Available in:

AK AL CT DE IL IN KY MA MN MO NH NJ NV NY OR PA PR TX UT VA VI VT WA WY
Guaranteed One-Year Fixed Interest Crediting @ 1.80% S&P 500® One-Year Point-to-Point Strategy Caped
S&P 500® Two-Year Monthly Average Strategy S&P 500® Five-Year Point-to-Point Strategy
S&P 500® One-Year Point-to-Point Strategy Participation Rate
Amer. Natl. Ins. (Legacy)
BenchMark Reliance Extra
10 yrs 90 1.20% 100% $1,127 06/01/10

Not
Available in:

AK AL CT MN NC NY OR PR TX UT VI WA
Guaranteed One Year Guaranteed One Year Current Market
Index 10 Year Treasury Index Corporate Bond
Amer. Natl. Ins. (Legacy)
BenchMark Reliance Extra 2
10 yrs 90 1.20% 100% $1,127 06/01/10

Not
Available in:

AK AL CT MN NC NY OR PR TX UT VI WA
Guaranteed One Year Guaranteed One Year Current Market
Index 10 Year Treasury Index Corporate Bond
Amer. Natl. Ins. (Legacy)
BenchMark Reliance Extra 4
10 yrs 85 1.20% 100% $1,127 06/01/10

Not
Available in:

AK AL CT MN NC NY OR PR TX UT VI WA
Guaranteed One Year Guaranteed One Year Current Market
Index 10 Year Treasury Index Corporate Bond
Amer. Natl. Ins. (Legacy)
BenchMark Reliance Extra 6
10 yrs 85 1.20% 100% $1,127 06/01/10

Not
Available in:

AK AL CT MN NC NY OR PR TX UT VI WA
Guaranteed One Year One Year Current Market
Index 10 Year Treasury Index Corporate Bond
Amer. Natl. Ins. (Legacy)
BenchMark Reliance Extra 8
10 yrs 80 1.20% 100% $1,127 06/01/10

Not
Available in:

AK AL CT MN NC NY OR PR TX UT VI WA
Guaranteed One Year Guaranteed One Year Current Market
Index 10 Year Treasury Index Corporate Bond
American National Ins. Co.
ANICO Strategy Indexed Annuity 10
10 yrs 85 1.00% 100% $1,105 09/01/10

Not
Available in:

MA MN NY OR PA PR UT VI VT
Declared Rate Interest Account @ 2.00% 1 Year S&P 500 Point-to-Point
Aviva Life and Annuity
Income Preferred Bonus -Low
10 yrs 78 8.00% 1.00% 87.50% $1,044 08/06/10

Not
Available in:

AK CA CT DE IN MN MS NJ NY OR PA PR SC UT VA VI WA
Fixed Strategy @ 1.65% 1-Year Average Index Strategy
1-Year Monthly Cap Index Strategy 1-Year Point-to-Point Index Strategy
Aviva Life and Annuity
Income Preferred Bonus -High
10 yrs 78 8.00% 1.00% 87.50% $1,044 08/06/10

Not
Available in:

AK CA CT DE IN MN MS NJ NY OR PA PR SC UT VA VI WA
Fixed Strategy @ 2.20% 1-Year Point-to-Point Index Strategy
1-Year Monthly Cap Index Strategy 1-Year Average Index Strategy
Aviva Life and Annuity
Income Preferred Ten -Low
10 yrs 78 1.00% 87.50% $ 967 08/06/10

Not
Available in:

AK CA CT DE IN MN MS NJ NY OR PA PR SC UT VA VI WA
Fixed @ 1.65% 1-Year Point-to-Point Index Strategy
1-Year Average Index Strategy 1-Year Monthly Cap Index Strategy
Aviva Life and Annuity
Income Preferred Ten -High
10 yrs 78 1.00% 87.50% $ 967 08/06/10

Not
Available in:

AK CA CT DE IN MN MS NJ NY OR PA PR SC UT VA VI WA
Fixed @ 2.45% 1-Year Monthly Cap Index Strategy
1-Year Average Index Strategy 1-Year Point-to-Point Index Strategy
Aviva Life and Annuity
Income Select 10 -Low
10 yrs 78 2.75% 87.50% $1,148 08/06/10

Only
Available in:

AK CA CT DE IN MN MS NJ OR PA SC TX UT VA WA
Fixed @ 2.00% 1-Year S&P500 Point-to-Point
1-Year S&P 500 Monthly Cap 1-Year S&P 500 Point-to-Point w/ Participation
1-Year Point-to-Point DJ EUROSTOXX 50 1-Year Point-to-Point Hang Seng
Aviva Life and Annuity
Income Select 10 -High
10 yrs 78 2.75% 87.50% $1,148 08/06/10

Only
Available in:

AK CA CT DE IN MN MS NJ OR PA SC TX UT VA WA
Fixed @ 2.40% 1-Year S&P500 Point-to-Point
1-Year S&P 500 Monthly Cap 1-Year S&P 500 Point-to-Point w/ Participation
1-Year Point-to-Point Hang Seng 1-Year Point-to-Point DJ EUROSTOXX 50
Aviva Life and Annuity
Income Select Bonus -Low
10 yrs 78 8.00% 1.00% 100% $1,193 08/06/10

Only
Available in:

CA IN MS NJ SC TX VA
Fixed Strategy @ 2.00% 1-Year Multiple Index Strategy
1-Year Average Index Strategy 1-Year Point-to-Point Index Strategy
1-Year Monthly Cap Index Strategy 1-Year Point-to-Point Participation Index Strategy
1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®) 1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Aviva Life and Annuity
Income Select Bonus -High
10 yrs 78 8.00% 1.00% 100% $1,193 08/06/10

Only
Available in:

CA IN MS NJ SC TX VA
Fixed Strategy @ 2.15% 1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®) 1-Year Point-to-Point Participation Index Strategy
1-Year Monthly Cap Index Strategy 1-Year Point-to-Point Index Strategy
1-Year Average Index Strategy 1-Year Multiple Index Strategy
Aviva Life and Annuity
Income Select Platinum -Low
10 yrs 78 2.75% 87.50% $1,148 08/06/10

Only
Available in:

AK CA IN MS SC VA
1-Year Fixed @ 2.40% 1-Year S&P 500 Point-to-Point Participation Index
1-Year Point-to-Point Index S&P 500 1-Year Point to Point Guaranteed Cap Index Strategy
1 - Year Point to Point Hang Seng Index 1-Year Point to Point Dow Jones EUROSTOXX 50
Aviva Life and Annuity
Income Select Platinum -High
10 yrs 78 2.75% 87.50% $1,148 08/06/10

Only
Available in:

AK CA IN MS SC VA
1-Year S&P 500 Point-to-Point Participation Index 1-Year Point-to-Point Index S&P 500
1-Year Point to Point Guaranteed Cap Index Strategy 1-Year Fixed @ 3.20%
1-Year Point to Point Dow Jones EUROSTOXX 50 1 - Year Point to Point Hang Seng Index
Aviva Life and Annuity
Income Select Plus -Low
10 yrs 78 5.00% 2.75% 87.50% $1,205 08/06/10

Only
Available in:

AK CA CT DE IN MN MS NJ OR PA SC TX UT VA WA
Fixed @ 2.00% 1-Year S&P 500 Monthly Cap
1-Year S&P 500 Point-to-Point Cap 1-Year S&P 500 Point-to-Point w/ Participation
1 - Year Point to Point Dow Jones EUROSTOXX 50 1 - Year Point to Point Hang Seng Index
Aviva Life and Annuity
Income Select Plus -High
10 yrs 78 5.00% 2.75% 87.50% $1,205 08/06/10

Only
Available in:

AK CA CT DE IN MN MS NJ OR PA SC TX UT VA WA
1-Year S&P 500 Monthly Cap 1-Year S&P 500 Point-to-Point Cap
1-Year S&P 500 Point-to-Point w/ Participation Fixed @ 2.20%
1 - Year Point to Point Hang Seng Index 1 - Year Point to Point Dow Jones EUROSTOXX 50
Aviva Life and Annuity
Income Select Plus S -Low
10 yrs 78 5.00% 2.75% 87.50% $1,205 08/06/10

Only
Available in:

AK CA CT DE IN MN MS NJ OR PA SC UT VA WA
Fixed @ 2.00% 1 - Year Point to Point Dow Jones EUROSTOXX 50
1 - Year Point to Point Hang Seng Index 1-Year S&P 500 Point-to-Point w/ Participation
1-Year S&P 500 Monthly Cap 1-Year S&P 500 Point-to-Point Cap
Aviva Life and Annuity
Income Select Plus S -High
10 yrs 78 5.00% 2.75% 87.50% $1,205 08/06/10

Only
Available in:

AK CA CT DE IN MN MS NJ OR PA SC UT VA WA
Fixed @ 2.00% 1-Year S&P 500 Point-to-Point Cap
1-Year S&P 500 Monthly Cap 1-Year S&P 500 Point-to-Point w/ Participation
1 - Year Point to Point Hang Seng Index 1 - Year Point to Point Dow Jones EUROSTOXX 50
ING USA Annuity and Life
ING Secure Index Opportunities Plus -Low
10 yrs 80 5.00% 2.00% 87.50% $1,120 09/01/10

Not
Available in:

AK CT DE MN NJ NY OR PR VI WA
Fixed Rate Strategy @ 1.50% Monthly Cap Index Strategy
Point-to-Point Cap Index Strategy
ING USA Annuity and Life
ING Secure Index Opportunities Plus -High
10 yrs 80 5.00% 2.00% 87.50% $1,120 09/01/10

Not
Available in:

AK CT DE MN NJ NY OR PR VI WA
Fixed Rate Strategy @ 1.50% Point-to-Point Cap Index Strategy
Monthly Cap Index Strategy
ING USA Annuity and Life
ING Secure Index Outlook Annuity -Low
10 yrs 80 3.00% 2.00% 87.50% $1,099 09/01/10

Only
Available in:

AK CT DE MN NJ PA UT WA
Point-to-Point Cap Index Strategy Monthly Cap Index Strategy
Fixed Rate Strategy @ 1.50%
ING USA Annuity and Life
ING Secure Index Outlook Annuity -High
10 yrs 80 3.00% 2.00% 87.50% $1,099 09/01/10

Only
Available in:

AK CT DE MN NJ PA UT WA
Fixed Rate Strategy @ 1.50% Point-to-Point Cap Index Strategy
Monthly Cap Index Strategy
Jackson National Life
AscenderPlus Select 10 -Low
10 yrs (NQ) 3.00% 90.00% $1,210 06/21/10

Not
Available in:

IL NY OR PR VI
Fixed @ 2.00% S&P 500 Monthly Average
S&P 500 Annual Point-to-Point S&P 500 Monthy Cap
Multi-Strategy Index Monthly Average Multi-Strategy Index Annual Point-to-Point
Multi-Strategy Index Monthly Cap
Jackson National Life
AscenderPlus Select 10 -High
10 yrs (NQ) 3.00% 90.00% $1,210 06/21/10

Not
Available in:

IL NY OR PR VI
S&P 500 Monthly Average S&P 500 Annual Point-to-Point
S&P 500 Monthy Cap Fixed @ 2.30%
Multi-Strategy Index Monthly Average Multi-Strategy Index Annual Point-to-Point
Multi-Strategy Index Monthly Cap
Jackson National Life
AscenderPlus Select 10 (2.5%) -Low
10 yrs (NQ) 2.50% 3.00% 90.00% $1,240 06/21/10

Not
Available in:

CT IL MN NJ NV NY OR PR VI WA
Fixed @ 1.65% S&P 500 Monthly Average
S&P 500 Annual Point-to-Point S&P 500 Monthly Cap
Multi-Strategy Index Monthly Average Multi-Strategy Index Annual Point-to-Point
Multi-Strategy Index Monthly Cap
Jackson National Life
AscenderPlus Select 10 (2.5%) -High
10 yrs (NQ) 2.50% 3.00% 90.00% $1,240 06/21/10

Not
Available in:

CT IL MN NJ NV NY OR PR VI WA
S&P 500 Monthly Average S&P 500 Annual Point-to-Point
S&P 500 Monthly Cap Fixed @ 1.95%
Multi-Strategy Index Monthly Average Multi-Strategy Index Annual Point-to-Point
Multi-Strategy Index Monthly Cap
Jackson National Life
AscenderPlus Select 10 (5.0%) -Low
10 yrs (NQ) 5.00% 3.00% 90.00% $1,270 06/21/10

Not
Available in:

CT IL MN NJ NV NY OR PR VI WA
Fixed @ 1.30% S&P 500 Monthly Average
S&P 500 Annual Point-to-Point S&P 500 Monthly Cap
Multi-Strategy Index Monthly Average Multi-Strategy Index Annual Point-to-Point
Multi-Strategy Index Monthly Cap
Jackson National Life
AscenderPlus Select 10 (5.0%) -High
10 yrs (NQ) 5.00% 3.00% 90.00% $1,270 06/14/10

Not
Available in:

CT IL MN NJ NV NY OR PR VI WA
S&P 500 Monthly Average S&P 500 Annual Point-to-Point
S&P 500 Monthly Cap Fixed @ 1.60%
Multi-Strategy Index Monthly Average Multi-Strategy Index Annual Point-to-Point
Multi-Strategy Index Monthly Cap
Lincoln Benefit Life
Saver's Index Annuity Premier -Low
10 yrs 85 3.00% 1.50% 100% $1,195 08/30/10

Not
Available in:

AK CT MN NJ NY PA PR UT VI WA
Fixed @ 1.00% 1-Year S&P 500 Point-to-Point
1-Year S&P 500 Point-to-Point Low WaterMark 1-Year S&P 500 Monthly Average w/Cap
1-Year S&P 500 Monthly Cap
Lincoln Benefit Life
Saver's Index Annuity Premier -High
10 yrs 85 3.00% 1.50% 100% $1,195 08/30/10

Not
Available in:

AK CT MN NJ NY PA PR UT VI WA
Fixed @ 1.00% 1-Year S&P 500 Monthly Cap
1-Year S&P 500 Monthly Average w/Cap 1-Year S&P 500 Point-to-Point Low WaterMark
1-Year S&P 500 Point-to-Point
Lincoln Benefit Life
Savers Index III -Low
10 yrs 85 (NQ) 3.00% 90.00% $1,210 08/30/10

Not
Available in:

NY OR PR VI
Option 1 Account B
Lincoln Benefit Life
Savers Index III -High
10 yrs 85 (NQ) 3.00% 90.00% $1,210 08/30/10

Not
Available in:

NY OR PR VI
Option 1 Account B
Lincoln Benefit Life
Savers Index III (ROP) Low-Band
Product has been withdrawn from sale effective 08/16/2010
Lincoln Benefit Life
Savers Index III (ROP) High-Band
Product has been withdrawn from sale effective 08/16/2010
Lincoln Financial Group
Lincoln OptiPoint 10 -Low
10 yrs 80 3.00% 1.80% 100% $1,231 09/01/10

Not
Available in:

AK MN NY OR UT
Fixed @ 2.10% 2-Year Monthly Cap
2-Year Point to Point Performance Triggered
Lincoln Financial Group
Lincoln OptiPoint 10 -High
10 yrs 80 4.00% 1.80% 100% $1,243 09/01/10

Not
Available in:

AK MN NY OR UT
2-Year Monthly Cap 2-Year Point to Point
Performance Triggered Fixed @ 2.10%
North American Company
Charter 10
10 yrs 79 5.00% 1.10% 87.50% $1,025 09/01/10

Not
Available in:

AK AL CT DE MN NY OR PR UT VI WA
1-Year Fixed @ 2.00% 1-Year S&P 400 Annual Daily Average
1-Year S&P 400 Annual Point-to-Point 1- Year Hindsight Index
1-Year S&P 500 Monthly Point-to-Point Capped 1-Year S&P 500 Annual Daily Average
1-Year S&P 500 Annual Point-to-Point 1-Year Nasdaq-100 Annual Point-to-Point
1 -Year NASDAQ Monthly Point-to-Point 1-Year Russell 2000 Annual Daily Average
1-Year Russell 2000 Annual Point-to-Point 1-Year Dow Jones Annual Daily Average
1-Year Dow Jones Annual Point-to-Point 1-Year Dow Jones EuroStoxx 50 Point-to-Point
North American Company
Freedom Choice (5%) 10 -Low
10 yrs 79 1.10% 87.50% $ 976 09/01/10

Not
Available in:

AK AL CT DE MN MT NV NY OR PA PR UT VA VI VT WA
1-Year Fixed @ 2.85% 1-Year Anual Point-to-Point DJIA
1-Year Anual Point-to-Point DJ EuroSTOXX 50 1-Year Anual Point-to-Point NADAQ 100
1-Year Monthly Point-to-Point NASDAQ 100 1-Year Anual Point-to-Point Russell 2000
1-Year Anual Point-to-Point S&P 400 1-Year Anual Point-to-Point S&P 500
1-Year Monthly Point-to-Point S&P 500
North American Company
Freedom Choice (5%) 10 -High
10 yrs 79 1.10% 87.50% $ 976 09/01/10

Not
Available in:

AK AL CT DE MN MT NV NY OR PA PR UT VA VI VT WA
1-Year Fixed @ 3.20% 1-Year Monthly Point-to-Point S&P 500
1-Year Anual Point-to-Point S&P 500 1-Year Anual Point-to-Point S&P 400
1-Year Anual Point-to-Point Russell 2000 1-Year Monthly Point-to-Point NASDAQ 100
1-Year Anual Point-to-Point NADAQ 100 1-Year Anual Point-to-Point DJ EuroSTOXX 50
1-Year Anual Point-to-Point DJIA
North American Company
Freedom Choice 10 -Low
10 yrs 79 1.10% 87.50% $ 976 09/01/10

Not
Available in:

AK AL CT DE MN MT NV NY OR PA PR UT VA VI VT WA
1-Year Fixed @ 2.45% 1-Year Anual Point-to-Point DJ EuroSTOXX 50
1-Year Anual Point-to-Point DJIA 1-Year Anual Point-to-Point NASDAQ 100
1-Year Monthly Point-to-Point NASDAQ 100 1-Year Anual Point-to-Point Russell 2000
1-Year Monthly Point-to-Point S&P 500 1-Year Anual Point-to-Point S&P 500
1-Year Anual Point-to-Point S&P 400
North American Company
Freedom Choice 10 -High
10 yrs 79 1.10% 87.50% $ 976 09/01/10

Not
Available in:

AK AL CT DE MN MT NV NY OR PA PR UT VA VI VT WA
1-Year Fixed @ 2.90% 1-Year Anual Point-to-Point S&P 400
1-Year Anual Point-to-Point S&P 500 1-Year Monthly Point-to-Point S&P 500
1-Year Anual Point-to-Point Russell 2000 1-Year Monthly Point-to-Point NASDAQ 100
1-Year Anual Point-to-Point NASDAQ 100 1-Year Anual Point-to-Point DJIA
1-Year Anual Point-to-Point DJ EuroSTOXX 50
North American Company
North American Paramount Choice Ten
10 yrs (NQ) 10.00% 1.10% 87.50% $1,074 09/01/10

Not
Available in:

AK AL CT DE MN NV NY OR TX UT WA
Fixed @ 1.35% S&P 400 Monthly Averaging
S&P 400 Annual Point-to-Point S&P 500 Monthly Point-to-Point
S&P 500 Monthly Averaging S&P 500 Annual Point-to-Point
Dow Jones Industrial Annual Point-to-Point Dow Jones Industrial Monthly Averaging
DJ EuroSTOXX 50 Annual Point-to-Point Russell 2000 Annual Point-to-Point
Russell 2000 Monthly Averaging Nasdaq100 Monthly Point-to-Point
Nasdaq 100 Annual Point-to-Point
North American Company
North American Prizm Plus 10
10 yrs 79 5.00% 1.10% 87.50% $1,025 09/01/10

Not
Available in:

AK AL CT DE MN NV NY OR PR TX UT VI WA
1-Year Fixed @ 2.00% 1-Year DJ EuroStoxx 50 Point-to-Point
1-Year Dow Jones Monthly Average 1-Year Dow Jones Point-to-Point
1-Year Russell 2000 Monthly Averaging 1-Year Russell 2000 Point-to-Point
1-Year Nasdaq 100 Point-to-Point 1-Year NASDAQ-100 Monthly Point-to-Point
1-Year S&P 400 Monthly Average 1-Year S&P 400 Point-to-Point
1-Year S&P 500 Monthly Average 1-Year S&P 500 Point-to-Point
1-Year S&P 500 Monthly Point-to-Point Cap
North American Company
North American Ten
10 yrs 79 10.00% 3.00% 100% $1,478 09/01/10

Not
Available in:

AK AL CT DE MN NV NY OR TX UT WA
1-Year Fixed Account @ 1.30% 1-Year Dow Jones EuroStoxx 50 Annual Point-to-Point
1-Year Nasdaq 100 Annual Point-to-Point 1-Year Nasdaq 100 Monthly Point-to-Point
1-Year Dow Jones Annual Point-to-Point 1-Year Dow Jones Monthly Average
1-Year Russell 2000 Annual Point-to-Point 1-Year Russell 2000 Monthly Average
1-Year S&P 400 Annual Point-to-Point 1-Year S&P 400 Monthly Average
1-Year S&P 500 Monthly Average 1-Year S&P 500 Annual Point-to-Point
1-Year S&P 500 Monthly Point-to-Point 1 - Year Hindsight Index Strategy
North American Company
Pillar
10 yrs (NQ) 5.00% 09/01/10

Only
Available in:

TX WA
Fixed @ 1.65% S&P 500 Daily Averaging w/ Participation
S&P 500 Annual Point-to-Point w/Participation S&P 500 Annual Point-to-Point w/ Cap
S&P 500 Monthly Point-to-Point
North American Company
Precision 10
10 yrs 79 5.00% 1.10% 87.50% $1,025 09/01/10

Not
Available in:

AK AL CT DE MN NY OR PR UT VI WA
Fixed @ 2.00% S&P 500 Monthly Point-to-Point Cap
S&P 500 Annual Daily Average S&P 500 Annual Point-to-Point
S&P 400 Annual Daily Average S&P 400 Annual Point-to-Point
Nasdaq-100 Annual Point-to-Point 1 - Year Hindsight Index Strategy
Dow Jones EuroStoxx 50 Point-to-Point Russell 2000 Annual Daily Average
Russell 2000 Annual Point-to-Point Nasdaq - 100 Monthly Point-to-Point
Dow Jones Annual Daily Average Dow Jones Annual Point-to-Point
Phoenix Life Insurance Co.
Phoenix Reflections 10 -Low
10 yrs 80 1.00% 87.50% $ 967 09/01/10

Not
Available in:

CA DE ME NJ NV NY OR PR VI
Fixed Account @ 2.75% 1 Year S&P 500® Point-to-Point Indexed Account
1 Year S&P 500 Performance Trigger 1 Year Global Look Back
1 Year Domestic Look Back
Phoenix Life Insurance Co.
Phoenix Reflections 10 -High
10 yrs 80 1.00% 87.50% $ 967 09/01/10

Not
Available in:

CA DE ME NJ NV NY OR PR VI
1 Year S&P 500 Performance Trigger 1 Year S&P 500® Point-to-Point Indexed Account
Fixed Account @ 2.75% 1 Year Domestic Look Back
1 Year Global Look Back
Phoenix Life Insurance Co.
Phoenix Reflections Bonus 10 -Low
10 yrs 80 5.00% 1.00% 87.50% $1,015 09/01/10

Not
Available in:

CA CT DE ME NJ NV NY OR PR VI
Fixed Account @ 2.50% 1 Year S&P 500® Point-to-Point Indexed Account
1 Year S&P 500 Performance Trigger 1 Year Domestic Look Back
1 Year Global Look Back
Phoenix Life Insurance Co.
Phoenix Reflections Bonus 10 -High
10 yrs 80 5.00% 1.00% 87.50% $1,015 09/01/10

Not
Available in:

CA CT DE ME NJ NV NY OR PR VI
1 Year S&P 500® Point-to-Point Indexed Account 1 Year S&P 500 Performance Trigger
Fixed Account @ 2.50% 1 Year Domestic Look Back
1 Year Global Look Back
Phoenix Life Insurance Co.
Phoenix Index Select -Low
10 yrs 85 1.00% 87.50% $ 967 09/01/10

Not
Available in:

CA DE ME NJ NV NY OR PR VI
Point-to-Point Indexed Account - 1 year S&P 500® Soft Landing Indexed Account - 5 year S&P 500®
Fixed Account @ 2.75% Point-to-Point Indexed Account - 1 year DJ EURO STOXX 50®
Point-to-Point Indexed Account - 1 year DJIA® Point to Point Indexed Account - 1 Year Balanced Allocation
Phoenix Life Insurance Co.
Phoenix Index Select -High
10 yrs 85 1.00% 87.50% $ 967 09/01/10

Not
Available in:

CA DE ME NJ NV NY OR PR VI
Fixed Account @ 2.75% Soft Landing Indexed Account - 5 year S&P 500®
Point-to-Point Indexed Account - 1 year S&P 500® Point to Point Indexed Account - 1 Year Balanced Allocation
Point-to-Point Indexed Account - 1 year DJIA® Point-to-Point Indexed Account - 1 year DJ EURO STOXX 50®
Phoenix Life Insurance Co.
Phoenix Index Select Bonus -Low
10 yrs 85 5.00% 1.00% 87.50% $1,015 09/01/10

Not
Available in:

CA CT DE ME NJ NV NY OR PR VI
Soft Landing Indexed Account - 5 year S&P 500® Point-to-Point Indexed Account - 1 year S&P 500®
Fixed Account @ 2.50% Point-to-Point Indexed Account - 1 year DJ EURO STOXX 50®
Point-to-Point Indexed Account - 1 year DJIA® Point to Point Indexed Account - 1 Year Balanced Allocation
Phoenix Life Insurance Co.
Phoenix Index Select Bonus -High
10 yrs 85 5.00% 1.00% 87.50% $1,015 09/01/10

Not
Available in:

CA CT DE ME NJ NV NY OR PR VI
Fixed Account @ 2.50% Point-to-Point Indexed Account - 1 year S&P 500®
Soft Landing Indexed Account - 5 year S&P 500® Point to Point Indexed Account - 1 Year Balanced Allocation
Point-to-Point Indexed Account - 1 year DJIA® Point-to-Point Indexed Account - 1 year DJ EURO STOXX 50®
Reliance Standard Life
Keystone 10 Index Annuity
10 yrs 85 1.15% 87.50% $ 981 09/02/10

Not
Available in:

AL MN MT NY OR PR VI
Fixed Interest Strategy @ 2.95% 1-Year Point-to-Point - Capped
1-Year Point-to-Point - Participation Rate 1-Year Monthly Average - Capped
1-Year Monthly Average - Participation Rate
Surrender Charges Last 9 Years
Amer. General Life Ins. Co.
AG HorizonIndex Annuity 9
9 yrs 85 4.00% 2.00% 90.00% $1,119 08/27/10

Not
Available in:

AK MN NJ NY OK OR PR UT VI VT WA
Fixed Interest Account @ 2.00% Monthly Additive Account with Cap
2-Year Point-to-Point Account with Cap
Amer. General Life Ins. Co.
VisionAdvantage 9
9 yrs 80 2.00% 90.00% $1,076 08/27/10

Not
Available in:

AK CT DE MN NJ NY OR PA PR TX UT VI VT WA
Fixed Interest Account @ 2.30% Annual Point-to-Point Account with 100% Participation Rate and an Index Cap
Annual Point-to-Point Account with 80% Participation Rate and an Index Cap Annual Point-to-Point Account with Adjustable Participation Rate and an Index Cap
Monthly Average Account with Index Spread
ING USA Annuity and Life
ING Envoy Nine Fixed Index Annuity -Low
9 yrs 80 1.00% 100% $1,094 09/01/10

Not
Available in:

NY PR VI
Fixed Rate Strategy @ 1.80% 1-Year Point-to-Point Cap Index Strategy
ING USA Annuity and Life
ING Envoy Nine Fixed Index Annuity -High
9 yrs 80 1.00% 100% $1,094 09/01/10

Not
Available in:

NY PR VI
Fixed Rate Strategy @ 1.80% 1-Year Point-to-Point Cap Index Strategy
ING USA Annuity and Life
ING Envoy Six Fixed Index Annuity -Low
9 yrs 80 1.00% 100% $1,094 09/01/10

Not
Available in:

NY PR VI
Fixed Rate Strategy @ 1.50% 1-Year Point-to-Point Cap Index Strategy
ING USA Annuity and Life
ING Envoy Six Fixed Index Annuity -High
9 yrs 80 1.00% 100% $1,094 09/01/10

Not
Available in:

NY PR VI
Fixed Rate Strategy @ 1.50% 1-Year Point-to-Point Cap Index Strategy
Lincoln Financial Group
Lincoln OptiChoice 9 -Low
9 yrs 80 1.75% 100% $1,169 09/01/10

Not
Available in:

NY
Fixed @ 1.90% 1-Year Point-to-Point
1-Year Monthly Average 1-Year Monthly Cap
Lincoln Financial Group
Lincoln OptiChoice 9 -High
9 yrs 80 1.75% 100% $1,169 09/01/10

Not
Available in:

NY
1-Year Monthly Cap 1-Year Monthly Average
1-Year Point-to-Point Fixed @ 2.05%
Surrender Charges Last 8 Years
Amer. General Life Ins. Co.
AG Global 8 Index Annuity
8 yrs 80 2.00% 90.00% $1,054 08/27/10

Not
Available in:

NY PR VI VT
Fixed Interest Account @ 2.00% Annual Point-to-Point Account with Participation Rate
Monthly Additive Account with Cap Global Multiple Index Account with Cap
Lincoln Financial Group
Lincoln New Directions 8 -Low
8 yrs 85 2.00% 100% $1,172 09/01/10

Not
Available in:

NY
Fixed @ 2.35% Performance Triggered
2-Year Point to Point
Lincoln Financial Group
Lincoln New Directions 8 -High
8 yrs 85 2.00% 100% $1,172 09/01/10

Not
Available in:

NY
Performance Triggered 2-Year Point to Point
Fixed @ 2.50%
Lincoln Financial Group
Lincoln OptiPoint 8 -Low
8 yrs 85 2.00% 1.60% 100% $1,158 09/01/10

Not
Available in:

MN NY OR UT
Fixed @ 2.10% 2-Year Monthly Cap
2-Year Point to Point Performance Triggered
Lincoln Financial Group
Lincoln OptiPoint 8 -High
8 yrs 85 3.00% 1.60% 100% $1,169 09/01/10

Not
Available in:

MN NY OR UT
Performance Triggered 2-Year Point to Point
2-Year Monthly Cap Fixed @ 2.10%
North American Company
Freedom Choice (5%) 8 -Low
8 yrs 85 1.10% 87.50% $ 955 09/01/10

Not
Available in:

AK AL CT DE MN MT NV NY OR PA PR UT VA VI VT WA
1-Year Fixed @ 2.70% 1-Year Anual Point-to-Point DJ EuroSTOXX 50
1-Year Monthly Point-to-Point NASDAQ 100 1-Year Anual Point-to-Point DJIA
1-Year Anual Point-to-Point NADAQ 100 1-Year Anual Point-to-Point Russell 2000
1-Year Anual Point-to-Point S&P 400 1-Year Anual Point-to-Point S&P 500
1-Year Monthly Point-to-Point S&P 500
North American Company
Freedom Choice (5%) 8 -High
8 yrs 85 1.10% 87.50% $ 955 09/01/10

Not
Available in:

AK AL CT DE MN MT NV NY OR PA PR UT VA VI VT WA
1-Year Fixed @ 3.05% 1-Year Monthly Point-to-Point S&P 500
1-Year Anual Point-to-Point S&P 500 1-Year Anual Point-to-Point S&P 400
1-Year Anual Point-to-Point Russell 2000 1-Year Anual Point-to-Point NADAQ 100
1-Year Anual Point-to-Point DJIA 1-Year Monthly Point-to-Point NASDAQ 100
1-Year Anual Point-to-Point DJ EuroSTOXX 50
North American Company
Freedom Choice 8 -Low
8 yrs 85 1.10% 87.50% $ 955 09/01/10

Not
Available in:

AK AL CT DE MN MT NV NY OR PA PR UT VA VI VT WA
1-Year Fixed @ 2.35% 1-Year Monthly Point-to-Point S&P 500
1-Year Anual Point-to-Point S&P 500 1-Year Anual Point-to-Point DJ EuroSTOXX 50
1-Year Anual Point-to-Point DJIA 1-Year Anual Point-to-Point NADAQ 100
1-Year Monthly Point-to-Point NASDAQ 100 1-Year Anual Point-to-Point Russell 2000
1-Year Anual Point-to-Point S&P 400
North American Company
Freedom Choice 8 -High
8 yrs 85 1.10% 87.50% $ 955 09/01/10

Not
Available in:

AK AL CT DE MN MT NV NY OR PA PR UT VA VI VT WA
1-Year Monthly Point-to-Point S&P 500 1-Year Anual Point-to-Point S&P 500
1-Year Fixed @ 2.75% 1-Year Anual Point-to-Point S&P 400
1-Year Anual Point-to-Point Russell 2000 1-Year Anual Point-to-Point NADAQ 100
1-Year Monthly Point-to-Point NASDAQ 100 1-Year Anual Point-to-Point DJIA
1-Year Anual Point-to-Point DJ EuroSTOXX 50
United States Life Ins. Co. (NY)
AIG Global 8 Index
8 yrs 85 2.00% 90.00% $1,054 07/28/10

Only
Available in:

NY
1-Year Fixed Account @ 2.00% 1-Year Monthly Additive Account Capped
1-Year Point-to-Point Account Participatin Rate 1-Year Global Multiple Index Account Capped
Surrender Charges Last 7 Years
American National Ins. Co.
Value Lock 7
7 yrs 80 1.75% 90.00% $1,016 09/01/10

Not
Available in:

IL MD MN ND NJ NY OR PR UT VI VT
S&P 500 7 Year Point-to-Point
Jackson National Life
Elite Annual Reset 7 -Low
7 yrs 83 3.00% 08/23/10

Not
Available in:

IL MA MD MN MS MT NY OK OR PR TX UT VI
7-Year
Jackson National Life
Elite Annual Reset 7 -High
7 yrs 83 3.00% 08/23/10

Not
Available in:

IL MA MD MN MS MT NY OK OR PR TX UT VI
7-Year
Minnesota Life
SecureLink Annuity
7 yrs 80 08/14/10

Not
Available in:

IN MA MS NY OR PR TX UT VI
SecureLink Indexed Account
Allianz Life
Endurance 10
7 yrs 80 08/03/10 Check with carrier
1 Year S&P 500 Monthly Average Spread 1-Year S&P 500 Monthly Point-to-Point
1-Year S&P 500 Point-to-Point Fixed Account @ 2.50%
1 Year Nasdaq 100 Monthly Average Spread 1-Year Nasdaq 100 Point-to-Point
1-Year Nasdaq 100 Monthly Point-to-Point 1-Year FTSE 100 Monthly Point-to-Point
1-Year FTSE 100 Point-to-Point 1 Year FTSE 100 Monthly Average Spread
1 Year Blended Monthly Average Spread 1-Year Blended Point-to-Point
Allianz Life
MasterDex Plus Annuity
7 yrs 80 1.50% 87.50% $ 971 08/03/10

Not
Available in:

NY OR PR VI
1 Year S&P 500 Monthly Cap 1 Year S&P 500 Point-to-Point Cap
Fixed Account @ 2.15% 1 Year Nasdaq 100 Monthly Cap
1 Year Nasdaq 100 Point-to-Point Cap 1 Year FTSE 100 Point-to-Point Cap
1 Year FTSE 100 Monthly Cap 1 Year Blended Point-to-Point Cap
1 Year Blended Monthly Average Spread
Allianz Life of NY
New York MasterDex Annuity
7 yrs 85 1.50% 100% $1,110 08/03/10

Only
Available in:

NY
Fixed @ 2.55% S&P 500 1-Year Monthly Point-to-Point
Nasdaq-100 1-Year Monthly Point-to-Point
Amer. General Life Ins. Co.
VisionAdvantage 7
7 yrs 85 2.00% 90.00% $1,034 08/27/10

Not
Available in:

CT DE MN NJ NY OR PA PR UT VI VT WA
Fixed Interest Account @ 2.00% Annual Point-to-Point Account with 100% Participation Rate and an Index Cap
Annual Point-to-Point Account with 80% Participation Rate and an Index Cap Annual Point-to-Point Account with Adjustable Participation Rate and an Index Cap
Monthly Average Account with Index Spread
American National Ins. Co.
ANICO Strategy Indexed Annuity 7
7 yrs 85 1.00% 90.00% $ 965 09/01/10

Not
Available in:

MA MN NY OR PA PR UT VI VT
Declared Rate Interest Account @ 2.00% 1 Year S&P 500 Annual Point-to-Point
Aviva Life and Annuity
Income Select 7 -Low
7 yrs 81 2.75% 87.50% $1,058 08/06/10

Only
Available in:

AK CA CT DE IN MN MS NJ OR PA SC TX UT VA WA
Fixed @ 2.00% 1-Year DJ EUROSTOXX 50 Point-to-Point
1-Year Hang Seng Point-to-Point 1 Year S&P500 Point-to-Point
1 Year S&P500 Point-to-Point w/ Participation 1-Year S&P500 Monthly Cap
Aviva Life and Annuity
Income Select 7 -High
7 yrs 81 2.75% 87.50% $1,058 08/06/10

Only
Available in:

AK CA CT DE IN MN MS NJ OR PA SC TX UT VA WA
Fixed @ 2.40% 1-Year S&P500 Monthly Cap
1 Year S&P500 Point-to-Point w/ Participation 1 Year S&P500 Point-to-Point
1-Year Hang Seng Point-to-Point 1-Year DJ EUROSTOXX 50 Point-to-Point
ING USA Annuity and Life
ING Secure Index Seven -Low
7 yrs 80 1.00% 100% $1,072 09/01/10

Not
Available in:

NY OR PR VI
Fixed Rate Strategy @ 1.80% Monthly Cap Index Strategy
Point-to-Point Cap Index Strategy
ING USA Annuity and Life
ING Secure Index Seven -High
7 yrs 80 1.00% 100% $1,072 09/01/10

Not
Available in:

NY OR PR VI
Point-to-Point Cap Index Strategy Monthly Cap Index Strategy
Fixed Rate Strategy @ 1.80%
Jackson National Life
AscenderPlus Select 7 -Low
7 yrs (NQ) 3.00% 90.00% $1,107 06/21/10

Not
Available in:

IL NY OR PR VI
Fixed @ 1.95% S&P 500 Monthly Average
S&P 500 Annual Point-to-Point S&P 500 Monthy Cap
Multi-Strategy Index Monthly Average Multi-Strategy Index Annual Point-to-Point
Multi-Strategy Index Monthly Cap
Jackson National Life
AscenderPlus Select 7 -High
7 yrs (NQ) 3.00% 90.00% $1,107 06/21/10

Not
Available in:

IL NY OR PR VI
S&P 500 Monthly Average S&P 500 Annual Point-to-Point
S&P 500 Monthy Cap Fixed @ 2.25%
Multi-Strategy Index Monthly Average Multi-Strategy Index Annual Point-to-Point
Multi-Strategy Index Monthly Cap
Jackson National Life
AscenderPlus Select 7 (2.5%) -Low
7 yrs (NQ) 2.50% 3.00% 90.00% $1,135 06/21/10

Not
Available in:

CT DE IL MN NJ NV NY OR PA PR VI WA
Fixed @ 1.60% S&P 500 Monthly Average
S&P 500 Annual Point-to-Point S&P 500 Monthly Cap
Multi-Strategy Index Monthly Average Multi-Strategy Index Annual Point-to-Point
Multi-Strategy Index Monthly Cap
Jackson National Life
AscenderPlus Select 7 (2.5%) -High
7 yrs (NQ) 2.50% 3.00% 90.00% $1,135 06/21/10

Not
Available in:

CT DE IL MN NJ NV NY OR PA PR VI WA
S&P 500 Monthly Cap S&P 500 Annual Point-to-Point
S&P 500 Monthly Average Fixed @ 1.90%
Multi-Strategy Index Monthly Cap Multi-Strategy Index Annual Point-to-Point
Multi-Strategy Index Monthly Average
Lincoln Benefit Life
Savers Index I -Low
7 yrs 75 (NQ) 3.00% 90.00% $1,107 08/30/10

Not
Available in:

AK NJ NY OR PR UT VI VT WA
Option 2 Option 1
Lincoln Benefit Life
Savers Index I -High
7 yrs 75 (NQ) 3.00% 90.00% $1,107 08/30/10

Not
Available in:

AK NJ NY OR PR UT VI VT WA
Option 1 Option 2
Lincoln Benefit Life
Savers Index I (ROP) -Low
7 yrs 75 (NQ) 3.00% 90.00% $1,107 08/30/10

Not
Available in:

AK NJ NY OR PR UT VI VT WA
Option 1 Option 2
Lincoln Benefit Life
Savers Index I (ROP) -High
7 yrs 75 (NQ) 3.00% 90.00% $1,107 08/30/10

Not
Available in:

AK NJ NY OR PR UT VI VT WA
Option 1 Option 2
Lincoln Financial Group
Lincoln OptiChoice 7 -Low
7 yrs 85 1.50% 100% $1,110 09/01/10

Not
Available in:

NY
Fixed @ 1.70% 1-Year Monthly Cap
1-Year Monthly Average 1-Year Point-to-Point
Lincoln Financial Group
Lincoln OptiChoice 7 -High
7 yrs 85 1.50% 100% $1,110 09/01/10

Not
Available in:

NY
Fixed @ 1.85% 1-Year Point-to-Point
1-Year Monthly Average 1-Year Monthly Cap
North American Company
Charter 7
7 yrs 85 1.10% 87.50% $ 945 09/01/10

Not
Available in:

AK AL DE NY OR PR UT VI
1-Year Fixed @ 1.45% 1-Year S&P 400 Annual Daily Average
1-Year S&P 400 Annual Point-to-Point 1- Year Hindsight Index Strategy
1-Year S&P 500 Monthly Point-to-Point Cap 1-Year S&P 500 Annual Daily Average
1-Year S&P 500 Annual Point-to-Point 1-Year Russell 2000 Annual Daily Average
1-Year Russell 2000 Annual Point-to-Point 1-Year Nasdaq-100 Annual Point-to-Point
1-Year NASDAQ Monthly Point-to-Point 1-Year Dow Jones Annual Daily Average
1-Year Dow Jones Annual Point-to-Point 1-Year Dow Jones EuroStoxx 50 Point-to-Point
North American Company
North American Prizm Plus 7
7 yrs 85 1.10% 87.50% $ 945 09/01/10

Not
Available in:

AK AL CT DE MN NV NY OR PR TX UT VI WA
1-Year Fixed @ 1.45% 1-Year S&P 500 Monthly Average
1-Year S&P 500 Point-to-Point 1-Year S&P 500 Monthly Point-to-Point Cap
1-Year S&P 400 Monthly Average 1-Year S&P 400 Point-to-Point
1-Year DJ EuroStoxx 50 Point-to-Point 1-Year Russell 2000 Monthly Average
1-Year Russell 2000 Point-to-Point 1-Year Nasdaq100 Monthly Point-to-Point
1-Year Nasdaq 100 Point-to-Point 1-Year Dow Jones Monthly Average
1-Year Dow Jones Point-to-Point
North American Company
Precision 7
7 yrs 85 1.10% 87.50% $ 945 09/01/10

Not
Available in:

AK AL DE NY OR PR UT VI
Fixed @ 1.45% Dow Jones Annual Daily Average
Dow Jones Annual Point-to-Point Dow Jones EuroStoxx 50 Point-to-Point
Nasdaq -100 Monthly Point-to-Point Nasdaq-100 Annual Point-to-Point
Russell 2000 Annual Daily Average Russell 2000 Annual Point-to-Point
1 - Year Hindsight Index Strategy S&P 400 Annual Daily Average
S&P 400 Annual Point-to-Point S&P 500 Monthly Point-to-Point Cap
S&P 500 Annual Daily Average S&P 500 Annual Point-to-Point
Phoenix Life Insurance Co.
Phoenix Reflections 7 -Low
7 yrs 80 1.00% 87.50% $ 938 09/01/10

Not
Available in:

CA DE ME NJ NV NY OR PR VI
Fixed Account @ 2.70% 1 Year S&P 500® Point-to-Point Indexed Account
1 Year S&P 500 Performance Trigger 1 Year Domestic Look Back
1 Year Global Look Back
Phoenix Life Insurance Co.
Phoenix Reflections 7 -High
7 yrs 80 1.00% 87.50% $ 938 09/01/10

Not
Available in:

CA DE ME NJ NV NY OR PR VI
1 Year S&P 500® Point-to-Point Indexed Account 1 Year S&P 500 Performance Trigger
Fixed Account @ 2.70% 1 Year Domestic Look Back
1 Year Global Look Back
Reliance Standard Life
Keystone 7 Index Annuity
7 yrs 85 1.15% 87.50% $ 948 09/02/10

Not
Available in:

AL MN MT NY OR PR VI
Fixed Interest Strategy @ 2.85% 1-Year Point-to-Point - Capped
1-Year Point-to-Point - Participation Rate 1-Year Monthly Average - Capped
1-Year Monthly Average - Participation Rate
The Standard
Index Growth Annuity 7 -Low
7 yrs 90 1.00% 100% $1,072 08/16/10

Not
Available in:

NY PR VI
Fixed @ 1.70% S&P 500 Annual Point-to-Point
The Standard
Index Growth Annuity 7 -High
7 yrs 90 1.00% 100% $1,072 08/16/10

Not
Available in:

NY PR VI
S&P 500 Annual Point-to-Point Fixed @ 1.70%
The Standard
Index Growth Annuity 7 w PG -Low
7 yrs 90 1.00% 100% $1,072 08/16/10

Not
Available in:

NY PR VI
Fixed @ 1.70% S&P 500 Annual Point-to-Point
The Standard
Index Growth Annuity 7 w PG -High
7 yrs 90 1.00% 100% $1,072 08/16/10

Not
Available in:

NY PR VI
S&P 500 Annual Point-to-Point Fixed @ 1.70%
Surrender Charges Last 6 Years
American National Ins. Co.
ANICO EIA
6 yrs 85 1.50-3.00% 90.00% $1,075 09/01/10

Not
Available in:

MN ND NY OK OR PR VI WA
Performance Triggered
Amer. Natl. Ins. (Legacy)
BenchMark 500 Six -Low
6 yrs 85 1.75% 87.50% $ 971 06/01/10

Only
Available in:

DE IN KY MO NH NJ NV PA VA WY
Guaranteed One Year @ 1.50% S&P 500 Six Year Point-to-Point w/ Participation
S&P 500 One Year Point-to-Point w/ Cap
Amer. Natl. Ins. (Legacy)
BenchMark 500 Six -High
6 yrs 85 1.75% 87.50% $ 971 06/01/10

Only
Available in:

DE IN KY MO NH NJ NV PA VA WY
Guaranteed One Year @ 1.50% S&P 500 One Year Point-to-Point w/ Cap
S&P 500 Six Year Point-to-Point w/ Participation
Amer. Natl. Ins. (Legacy)
BenchMark 500 Six Plus -Low
6 yrs 85 3.00% 1.75% 87.50% $1,000 06/01/10

Only
Available in:

DE IN KY MO NH NJ NV PA VA WY
Guaranteed One Year @ 1.50% S&P 500 One Year Point-to-Point
S&P 500 Six Year Point-to-Point w/ Participation
Amer. Natl. Ins. (Legacy)
BenchMark 500 Six Plus -High
6 yrs 85 3.00% 1.75% 87.50% $1,000 06/01/10

Only
Available in:

DE IN KY MO NH NJ NV PA VA WY
Guaranteed One Year @ 1.50% S&P 500 One Year Point-to-Point
S&P 500 Six Year Point-to-Point w/ Participation
Lincoln Financial Group
Lincoln New Directions 6 -Low
6 yrs 85 1.75% 100% $1,110 09/01/10

Not
Available in:

NY
Fixed @ 2.10% Performance Triggered
2-Year Point to Point
Lincoln Financial Group
Lincoln New Directions 6 -High
6 yrs 85 1.75% 100% $1,110 09/01/10

Not
Available in:

NY
Performance Triggered 2-Year Point to Point
Fixed @ 2.25%
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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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