Fixed Annuities

www.madisonbrokerage.com
65 Madison Ave., Suite 200
Morristown, NJ 07962
(888)539-3232
 
 
 
State
 Premium
 Qual
 Rating
 Company
 Rate Gtd
 Age

Showing 1-50 of 157    Display: Print/Save |<  <<   Page 1 of 4   >>   >|
Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD
Yield to Surrender
Surrender Charges Last 15 Years
Life of the Southwest
Retire Four
A 1 09/22/11 2.00 1.00 3.00     2.07 1.13
Surrender Charges Last 14 Years
North American Company
North American Flex III [MVA, LOAN]
A+ 1 01/19/12 1.85 0.00 1.85 10.00 12.03 2.55 1.75
Surrender Charges Last 12 Years
Life of the Southwest
RetireMax FPDA 3 403(b) [TSA, LOAN]
A 1 09/22/11 1.75 0.00 1.75     1.75 1.06
Life of the Southwest
RetireThree
A 1 09/22/11 1.75 0.00 1.75     1.75 1.06
Surrender Charges Last 10 Years
American General Life Insurance Company
AG HorizonMYG (CA)
A 6 02/06/12 2.00 4.00 6.00     2.39 2.39
North American Company
North American Flex II [MVA, LOAN]
A+ 1 01/19/12 1.80 0.00 1.80 5.00 6.89 2.30 1.57
American National Insurance Company
Palladium Century 7
A 1 02/01/12 1.55 7.00 8.55     2.23 1.73
North American Company
Boomer Annuity [MVA, LOAN]
A+ 1 01/19/12 1.65 0.00 1.65 5.00 6.73 2.15 1.56
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) High-Band
A 1 01/06/12 1.55 0.00 1.55 2.00
to 5.00 		6.63 1.75
to 2.05 		1.26
to 1.55
American National Insurance Company
Palladium Century 5
A 1 02/01/12 1.55 5.00 6.55     2.04 1.54
Aviva Life & Annuity (MultiChoice Series)
Freedom Xtra (1-Year) High-Band
A 1 01/06/12 1.60 0.00 1.60 4.00 5.66 2.00 1.46
Aviva Life & Annuity (Income Series)
Income Select Spirit Bonus (1-Year) High-Band
A 1 01/06/12 1.60 0.00 1.60 4.00 5.66 2.00 1.46
Life of the Southwest
Retire Five
A 1 09/22/11 1.50 5.00 6.50     1.99 1.54
Life of the Southwest
RetireMax Millenium Flex [LOAN]
A 1 09/22/11 1.50 5.00 6.50     1.99 1.54
Life of the Southwest
RetireMax Millennium Plus [LOAN]
A 1 09/22/11 1.50 5.00 6.50     1.99 1.54
American National Insurance Company
Palladium Century 3
A 1 02/01/12 1.55 3.00 4.55     1.85 1.35
Minnesota Life
SecureOption Extra - 3 Year
A+ 3 02/04/12 1.60 2.00 3.60     1.80 1.73
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus High-Band
A 1 01/06/12 1.55 0.00 1.55 2.00 3.58 1.75 1.26
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus S High-Band
A 1 01/06/12 1.25 0.00 1.25 2.00
to 5.00 		6.31 1.45
to 1.75 		1.23
to 1.52
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) S High-Band
A 1 01/06/12 1.25 0.00 1.25 2.00
to 5.00 		6.31 1.45
to 1.75 		1.23
to 1.52
Life of the Southwest
RetireMax Income Master [TSA]
A 2 09/22/11 1.75 0.00 1.75     1.75 1.15
American General Life Insurance Company
AG HorizonMYG [MVA]
A 6 02/06/12 1.35 4.00 5.35     1.74 1.60
Life of the Southwest
RetireTwo
A 1 09/22/11 1.60 1.00 2.60     1.70 1.16
Life of the Southwest
RetireMax FPDA 2 403(b) [TSA, LOAN]
A 1 09/22/11 1.60 1.00 2.60     1.70 1.16
Life of the Southwest
RetireMax Roth Advantage
A 1 09/22/11 1.60 1.00 2.60     1.70 1.16
American National Insurance Company
Palladium Century 1
A 1 02/01/12 1.55 1.00 2.55     1.65 1.15
ReliaStar Life Insurance Company
ING StrataFlex (TSA/457) [LOAN]
A 1 02/01/12 1.45 1.50 2.95     1.60 1.29
Minnesota Life
SecureOption Flex
A+ 1 02/04/12 1.50 0.00 1.50     1.50 1.50
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus S Low-Band
A 1 01/06/12 1.00 0.00 1.00 2.00
to 5.00 		6.05 1.20
to 1.49 		1.20
to 1.49
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) S Low-Band
A 1 01/06/12 1.00 0.00 1.00 2.00
to 5.00 		6.05 1.20
to 1.49 		1.20
to 1.49
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) Low-Band
A 1 01/06/12 1.00 0.00 1.00 2.00
to 5.00 		6.05 1.20
to 1.49 		1.20
to 1.49
Aviva Life & Annuity (MultiChoice Series)
Freedom Xtra (1-Year) Low-Band
A 1 01/06/12 1.00 0.00 1.00 4.00 5.04 1.40 1.40
Aviva Life & Annuity (Income Series)
Income Select Spirit Bonus (1-Year) Low-Band
A 1 01/06/12 1.00 0.00 1.00 4.00 5.04 1.40 1.40
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus Low-Band
A 1 01/06/12 1.00 0.00 1.00 2.00 3.02 1.20 1.20
ReliaStar Life Insurance Company
ING StrataFlex (NQ)
A 1 02/01/12 1.00 1.00 2.00     1.10 1.20
Surrender Charges Last 9 Years
American General Life Insurance Company
AG HorizonPlus (CA) [MVA]
A 6 02/06/12 2.00 6.00 8.00     2.65 2.65
North American Company
North American Director
A+ 5 01/19/12 1.80 3.00 4.80     2.13 1.77
American General Life Insurance Company
AG HorizonPlus [MVA]
A 6 02/06/12 1.25 6.00 7.25     1.90 1.82
Presidential Life
FPDA, No Load Flex
B++ 1 08/24/11 1.65 0.00 1.65     1.65 1.16
ReliaStar Life Insurance Company
ING Retirement Plus (TSA/457) [LOAN]
A 1 02/01/12 1.20 0.00 1.20     1.20 1.00
ReliaStar Life Insurance Company
ING Retirement Plus (NQ)
A 1 02/01/12 1.00 0.00 1.00     1.00 1.00
Surrender Charges Last 8 Years
SBLI -Savings Bank Life Insurance of MA
SBLI Optimizer 5 MVA High-Band
A+ 5 02/01/12 1.85 1.00 2.85     2.47 2.15
SBLI -Savings Bank Life Insurance of MA
SBLI Optimizer 5 MVA Mid-Band
A+ 5 02/01/12 1.85 0.75 2.60     2.32 2.00
American General Life Insurance Company
AG HorizonFlex (CA)
A 1 02/06/12 2.00 2.00 4.00     2.25 2.25
SBLI -Savings Bank Life Insurance of MA
SBLI Optimizer 5 MVA Mid-Band
A+ 5 02/01/12 1.85 0.50 2.35     2.16 1.84
SBLI -Savings Bank Life Insurance of MA
SBLI Optimizer 5 MVA Low-Band
A+ 5 02/01/12 1.85 0.25 2.10     2.01 1.69
American General Life Insurance Company
AG HorizonFlex
A 1 02/06/12 1.60 2.00 3.60     1.85 1.76
United States Life Insurance Co. (NY)
AG HorizonFlex
A 1 02/06/12 1.60 2.00 3.60     1.85 1.76
Surrender Charges Last 7 Years
American National Life Insurance Company of NY
WealthQuest Citadel 7 Diamond High-Band
A 2 02/01/12 1.35 2.00 3.35     2.20 2.15
Presidential Life
Patriot 1 Year SPDA
B++ 1 08/24/11 2.20 0.00 2.20     2.20 1.26
Showing 1-50 of 157    Display: Page:   1 | 2 | 3 | 4

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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