Company / Product Name
|
AM Best |
Years Gtd |
Last Change |
Base Rate |
Bonus Rate |
Current Rate |
Premium Bonus |
Effective Rate |
CUR
|
GTD
|
|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | ||||||||||
| Surrender Charges Last 14 Years | ||||||||||
|
North American Company
North American Flex III [MVA, LOAN] |
A+ | 1 | 09/01/10 | 2.55 | 0.00 | 2.55 | 10.00 | 12.81 | 3.25 | 2.74 |
| Surrender Charges Last 10 Years | ||||||||||
|
ReliaStar Life Insurance Company
ING StrataFlex (TSA/457) [LOAN] |
A | 1 | 08/01/10 | 3.00 | 1.50 | 4.50 | 3.15 | 1.45 | ||
|
North American Company
North American Flex II [MVA, LOAN] |
A+ | 1 | 09/01/10 | 2.50 | 0.00 | 2.50 | 5.00 | 7.62 | 3.00 | 2.55 |
|
North American Company
Boomer Annuity [MVA, LOAN] |
A+ | 1 | 09/01/10 | 2.35 | 0.00 | 2.35 | 5.00 | 7.47 | 2.85 | 3.44 |
|
Minnesota Life
SecureOption Extra - 3 Year |
A+ | 3 | 08/14/10 | 2.65 | 2.00 | 4.65 | 2.85 | 2.04 | ||
|
Aviva Life and Annuity
Income Select Spirit Bonus (1-Year) Low-Band |
A | 1 | 08/06/10 | 2.00 | 0.00 | 2.00 | 8.00 | 10.16 | 2.79 | 2.79 |
| Next Rate: | 09/03/10 | 2.00 | 0.00 | 2.00 | 10.00 | 2.79 | 2.79 | |||
|
Aviva Life and Annuity
Income Select Spirit Bonus (1-Year) High-Band |
A | 1 | 08/06/10 | 2.00 | 0.00 | 2.00 | 8.00 | 10.16 | 2.79 | 2.79 |
| Next Rate: | 09/03/10 | 2.00 | 0.00 | 2.00 | 10.00 | 2.79 | 2.79 | |||
|
American National Insurance Company
Palladium Century 7 [MVA] |
A | 1 | 09/01/10 | 2.00 | 7.00 | 9.00 | 2.68 | 2.68 | ||
|
Transamerica Life
Trans 10 Enhanced Rate Option |
A+ | 3 | 08/23/10 | 2.35 | 2.00 | 4.35 | 2.55 | 1.60 | ||
|
Aviva Life and Annuity
Income Select Spirit Plus Low-Band |
A | 1 | 08/06/10 | 2.00 | 0.00 | 2.00 | 5.00 | 7.10 | 2.50 | 2.50 |
| Next Rate: | 09/03/10 | 2.00 | 0.00 | 2.00 | 7.00 | 2.50 | 2.50 | |||
|
Aviva Life and Annuity
Income Select Spirit Plus High-Band |
A | 1 | 08/06/10 | 2.00 | 0.00 | 2.00 | 5.00 | 7.10 | 2.50 | 2.50 |
| Next Rate: | 09/03/10 | 2.00 | 0.00 | 2.00 | 7.00 | 2.50 | 2.50 | |||
|
American National Insurance Company
Palladium Century 5 [MVA] |
A | 1 | 09/01/10 | 2.00 | 5.00 | 7.00 | 2.49 | 2.49 | ||
|
American General Life Insurance Company
AG HorizonMYG [MVA] |
A | 6 | 08/23/10 | 2.00 | 4.00 | 6.00 | 2.39 | 2.39 | ||
|
American National Insurance Company
Palladium Century 3 [MVA] |
A | 1 | 09/01/10 | 2.00 | 3.00 | 5.00 | 2.30 | 2.30 | ||
|
ReliaStar Life Insurance Company
ING StrataFlex (NQ) |
A | 1 | 08/01/10 | 2.05 | 1.00 | 3.05 | 2.15 | 1.30 | ||
|
American National Insurance Company
Palladium Century 1 [MVA] |
A | 1 | 09/01/10 | 2.00 | 1.00 | 3.00 | 2.10 | 2.10 | ||
|
Minnesota Life
SecureOption Flex |
A+ | 1 | 08/14/10 | 1.85 | 0.00 | 1.85 | 1.85 | 1.53 | ||
|
Reliance Standard Life Argus 2000 MVA Product has been withdrawn from sale effective 09/01/2010
|
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|
Reliance Standard Life Argus 2000 SP Product has been withdrawn from sale effective 09/01/2010
|
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| Surrender Charges Last 9 Years | ||||||||||
|
Jackson National Life
Bonus Max One - EIA High-Band [LOAN] |
A+ | 1 | 07/29/10 | 2.45 | 3.75 | 6.20 | 2.86 | 2.46 | ||
|
Fixed Annuitieswww.madisonbrokerage.com |
|
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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.
"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period
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