SPIA Products

www.madisonbrokerage.com
65 Madison Ave., Suite 200
Morristown, NJ 07962
(888)539-3232
 
 
 
State
 Premium
 Qual
 Rating
 Company
 Age

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AM
Best 		Impaired
Risk 		Max Issue
Age Owner 		Max Issue
Age Annuitant 		Min Premium
Qualified 		Min Premium
Non-qualified
Allianz Life Insurance Company of North America
Single Premium Immediate Elite Annuity
A   99   99   25,000  25,000 
American General Life Insurance Company
AG Platinum Income
A   0   0   10,000  10,000 
American National Insurance Company
Palladium (SPIA)
A   90   90   15,000  3,500 
Genworth Life Insurance Company
SecureLiving® Income Provider
A   95   95   5,000  5,000 
Genworth Life of New York
SecureLivingSM Income Provider NY
A   95   95   5,000  5,000 
ING Annuity and Asset Sales
ING SPIA
A   80   80   15,000  15,000 
Lincoln Benefit Life
IncomeReadySMSPIA
A+   90   90   5,000  5,000 
Lincoln Financial Group
Lincoln SmartIncome Inflation Annuity
A+   85   85   50,000  50,000 
North American Company
NA Income
A+   85   85   10,000  2,000 
Presidential Life
Single Premium Immediate Annuity
B++   0   0   2,000  2,000 
Presidential Life
Single Premium Immediate Income
B++   0   0   2,000  2,000 
Protective Life And Annuity (NY)
ProSaver Income Annuity NY
A+   99   85   10,000  10,000 
SBLI -Savings Bank Life Insurance of MA
Single Premium Immediate Annuity
A+   90   90   10,000  10,000 
Showing 1-13 of 13    Display: Page:   1

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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