Indexed Annuity Detail Sheet

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Company / Product	Issue Ages	Minimum Premiums	Withdrawal Provisions	States
Surrender Charges Last 10 Years
American National Insurance Company Value Lock 10	Non-Qualified Owner: 80 Annuitant: 80 Qualified Owner: 80 Annuitant: 80	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 4,000 Monthly: 4,000	Yes-Disability  No- Unemployment  Yes-Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  No- Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: MA MN ND NJ NY OR PR VI VT
	Withdrawal Notes:			Premium Bonus: 3.00
	For states AK, AL, AR, AZ, CA, CO, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MO, MS, MT, NC, NE, NH, NM, NV, OH, OK, RI, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY (10 years): 12 12 11 10 9 8 7 6 5 3 For states CT, PA (10 years): 9 9 8 7 6 5 4 3 2 1			Rate Changed: 03/01/10
	Guaranteed Minimum Value:		90% of Premium at 1.75%  (GMR/1000 $1,103)	Next Change : TBD
	Account Name Indicie Type Reset Averaging Part Spread Cap S&P 500 10 Year Point-to-Point S&P 500 Point to Point 10-year Monthly 100
Allianz Life Endurance Plus	Non-Qualified Owner: 80 Annuitant: Qualified Owner: 80 Annuitant:	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 10,000 Monthly: 10,000	No- Disability  No- Unemployment  No- Hospitalization  Yes-Flex. Annuity Option  Yes-Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  Yes-Death Benefit Rider  No- Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: NY OR PR VI WA
	Withdrawal Notes:			No Premium Bonus
	For states AK, AR, AZ, CO, DC, FL, GA, HI, ID, IL, KS, LA, MA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SC, SD, TN, VA, VT, WI, WV, WY (10 years): 10 10 10 8.75 7.5 6.25 5 3.75 2.5 1.25 For states AL, CA, CT, DE, IA, IN, KY, MN, MS, NJ, PA, TX, UT (10 years): 9.1 8.19 7.28 6.37 5.46 4.55 3.64 2.73 1.82 0.91
	Guaranteed Minimum Value:		90% of Premium at 1.50%  (GMR/1000 $1,044)
	Account Name Indicie Type Reset Averaging Part Spread Cap Fixed Account 1-Year Fixed Rate (no bonus) 2.50% S&P 500 Monthly Sum S&P 500 Point to Point Annual Monthly Sum     2.30 S&P 500 Point-to-Point S&P 500 Point to Point Annual None     5.75 Blended Point-to-Point Blended Indicies Point to Point Annual None     6.00 Blended Monthly Average Blended Indicies Point to Point Annual Monthly   2.00   FTSE 100 Point-to-Point FTSE 100 Point to Point Annual None     6.00 FTSE 100 Monthly Sum FTSE 100 Point to Point Annual Monthly Sum     2.50 Nasdaq 100 Point-to-Point Nasdaq 100 Point to Point Annual None     5.25 Nasdaq 100 Monthly Sum Nasdaq 100 Point to Point Annual Monthly Sum     2.90
Allianz Life MasterDex 10 Plus Annuity	Non-Qualified Owner: 80 Annuitant: 80 Qualified Owner: 80 Annuitant: 80	Non-Qualified Single: 15,000 Monthly: 15,000 Qualified Single: 15,000 Monthly: 15,000	No- Disability  No- Unemployment  No- Hospitalization  No- Flex. Annuity Option  Yes-Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  Yes-Death Benefit Rider  No- Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: NY OR PR VI
	Withdrawal Notes:			Prem Bonus: 10.00
	Withdrawal Charges 10 years:
	Guaranteed Minimum Value:		87.5% of Premium at 1.50%  (GMR/1000 $1,117)
	Account Name Indicie Type Reset Averaging Part Spread Cap Fixed 1-Year Fixed Rate (no bonus) 3.00% 1 Year FTSE 100 Monthly Cap FTSE 100 Point to Point Annual Monthly Sum     2.90 1 Year FTSE 100 Point-to-Point Cap FTSE 100 Point to Point Annual None     7.50 1 Year Blended Point-to-Point Cap Blended Indicies Point to Point Annual None     7.75 1 Year Blended Monthly Average Spread Blended Indicies Point to Point Annual Monthly   2.00   1 Year S&P 500 Monthly Cap S&P 500 Point to Point Annual Monthly Sum     3.00 1 Year S&P 500 Point-to-Point Cap S&P 500 Point to Point Annual None     7.75 1 Year Nasdaq 100 Point-to-Point Cap Nasdaq 100 Point to Point Annual None     7.00 1 Year Nasdaq 100 Monthly Cap Nasdaq 100 Point to Point Annual Monthly Sum     2.90
Allianz Life MasterDex 5 Plus Annuity	Non-Qualified Owner: 80 Annuitant: 80 Qualified Owner: 80 Annuitant: 80	Non-Qualified Single: 15,000 Monthly: 15,000 Qualified Single: 15,000 Monthly: 15,000	No- Disability  No- Unemployment  No- Hospitalization  No- Flex. Annuity Option  Yes-Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  Yes-Death Benefit Rider  No- Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: NY OR PR VI
	Withdrawal Notes:			Prem Bonus: 3.00-5.00
	For states AK, AR, AZ, CA, CO, DC, FL, GA, HI, ID, IL, IN, KS, LA, MA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, OH, OK, RI, SC, SD, TN, TX, VA, VT, WI, WV, WY (10 years): 15 15 15 15 12 10 8 6 4 2 For states AL, DE, IA, KY, MS (10 years): 9.1 8.1 7.2 6.3 5.4 4.5 3.6 2.7 1.8 0.9 For states CT, MN, NJ, PA, UT, WA (10 years): 10 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		87.5% of Premium at 2.00%  (GMR/1000 $1,120)
	Account Name Indicie Type Reset Averaging Part Spread Cap Fixed Interest Option 1-Year Fixed Rate (no bonus) 2.15% 1 Year S&P 500 Monthly Sum Cap S&P 500 Point to Point Annual Monthly Sum     2.20 1 Year S&P 500 Point-to-Point Cap S&P 500 Point to Point Annual None     5.50 1 Year Nasdaq 100 Point-to-Point Cap Nasdaq 100 Point to Point Annual None     5.75 1 Year Nasdaq 100 Monthly Sum Cap Nasdaq 100 Point to Point Annual Monthly Sum     2.40 1 Year Blended Point-to-Point Cap Blended Indicies Point to Point Annual None     5.50 1 Year Blended Monthly Average Spread Blended Indicies Point to Point Annual Monthly   2.00   1 Year FTSE 100 Point-to-Point Cap FTSE 100 Point to Point Annual None     5.00 1 Year FTSE 100 Monthly Sum Cap FTSE 100 Point to Point Annual Monthly Sum     2.20
Allianz Life MasterDex X Annuity	Non-Qualified Owner: 80 Annuitant: 80 Qualified Owner: 80 Annuitant: 80	Non-Qualified Single: 20,000 Monthly: 20,000 Qualified Single: 20,000 Monthly: 20,000	No- Disability  No- Unemployment  No- Hospitalization  Yes-Flex. Annuity Option  Yes-Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  Yes-Death Benefit Rider  No- Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: CT NV NY OR PR VI WA
	Withdrawal Notes:			Prem Bonus: 10.00
	For states AK, AL, AR, AZ, CA, CO, DC, DE, FL, GA, HI, IA, ID, IL, KS, KY, LA, MA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NJ, NM, OH, OK, RI, SC, SD, TN, TX, VA, VT, WI, WV, WY (10 years): 10 10 10 8.75 7.5 6.25 5 3.75 2.5 1.25 For states PA, UT (10 years): 10 9 8 7 6 5 4 3 2 1 For states MN, MS (10 years): 9.1 8.19 7.28 6.37 5.46 4.55 3.64 2.73 1.82 0.91
	Guaranteed Minimum Value:		90% of Premium at 1.50%  (GMR/1000 $1,149)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1 Year S&P 500 Monthly Cap S&P 500 Point to Point Annual Monthly Sum     2.20 1 Year S&P 500 Point-to-Point Cap S&P 500 Point to Point Annual None     5.50 1 Year Fixed 1-Year Fixed Rate (no bonus) 2.15% 1 Year Nasdaq 100 Point-to-Point Cap Nasdaq 100 Point to Point Annual None     4.75 1 Year Nasdaq 100 Monthly Cap Nasdaq 100 Point to Point Annual Monthly Sum     2.40 1 Year Blended Point-to-Point Cap Blended Indicies Point to Point Annual None     5.50 1 Year Blended Monthly Average Spread Blended Indicies Point to Point Annual Monthly   2.00   1 Year Euro STOXX 50 Point-to-Point Cap DJ EuroStoxx 50 Point to Point Annual None     5.00 1 Year Euro STOXX 50 Monthly Cap DJ EuroStoxx 50 Point to Point Annual Monthly Sum     2.20
American National Insurance Company ANICO Strategy Indexed Annuity 10	Non-Qualified Owner: 85 Annuitant: 85 Qualified Owner: 85 Annuitant: 85	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 4,000 Monthly: 4,000	No- Disability  No- Unemployment  Yes-Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: MA MN NY OR PA PR UT VI VT
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 10 years:		9 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		100% of Premium at 1.10%  (GMR/1000 $1,116)
	Account Name Indicie Type Reset Averaging Part Spread Cap Declared Rate Interest Account 1-Year Fixed Rate (no bonus) 2.00% 1 Year S&P 500 Point-to-Point S&P 500 Point to Point Annual None     5.80
Aviva Life & Annuity MultiChoice Income Elite Low-Band	Non-Qualified Owner: 78 Annuitant: 78 Qualified Owner: 78 Annuitant: 78	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 5,000 Monthly: 5,000	No- Disability  No- Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  Yes-Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: CT DE MN NJ NV NY OR PA PR UT VI WA
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 10 years:		12 12 12 11 10 9 8 7 6 4
	Guaranteed Minimum Value:		100% of Premium at 1.00%  (GMR/1000 $1,105)
	Account Name Indicie Type Reset Averaging Part Spread Cap Fixed Strategy 1-Year Fixed Rate (no bonus) 3.00% 1-Year Point-to-Point Index Strategy S&P 500 Point to Point Annual None     7.00 1-Year Point-to-Point Participation Index Strategy S&P 500 Point to Point Annual None 25     1-Year Point-to-Point Guaranteed Cap Index Strategy (S&P 500®) S&P 500 Point to Point Annual None     4.50 1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®) DJ EuroStoxx 50 Point to Point Annual None     4.00 1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index) Hang Seng Point to Point Annual None     4.00
Aviva Life & Annuity MultiChoice Income Elite High-Band	Non-Qualified Owner: 78 Annuitant: 78 Qualified Owner: 78 Annuitant: 78	Non-Qualified Single: 75,000 Monthly: 75,000 Qualified Single: 75,000 Monthly: 75,000	No- Disability  No- Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  Yes-Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: CT DE MN NJ NV NY OR PA PR UT VI WA
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 10 years:		12 12 12 11 10 9 8 7 6 4
	Guaranteed Minimum Value:		100% of Premium at 1.00%  (GMR/1000 $1,105)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Point-to-Point Guaranteed Cap Index Strategy (S&P 500®) S&P 500 Point to Point Annual None     6.00 1-Year Point-to-Point Index Strategy S&P 500 Point to Point Annual None     8.50 1-Year Point-to-Point Participation Index Strategy S&P 500 Point to Point Annual None 25     Fixed Strategy 1-Year Fixed Rate (no bonus) 3.80% 1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index) Hang Seng Point to Point Annual None     5.50 1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®) DJ EuroStoxx 50 Point to Point Annual None     5.50
Aviva Life & Annuity MultiChoice Income Plus Low-Band	Non-Qualified Owner: 78 Annuitant: 78 Qualified Owner: 78 Annuitant: 78	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 5,000 Monthly: 5,000	No- Disability  No- Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization  No- Activities of Daily Living  Yes-Home Health Care Waiver  Yes-Guaranteed Purchase Option	Not Available in: CT DE MN NY OR PA PR VI WA
	Withdrawal Notes:			Premium Bonus: 5.00
	Withdrawal Charges 10 years:		16 15 14 13 12 11 10 8 6 4
	Guaranteed Minimum Value:		100% of Premium at 1.00%  (GMR/1000 $1,160)
	Account Name Indicie Type Reset Averaging Part Spread Cap Fixed Strategy 1-Year Fixed Rate (no bonus) 2.00% 1-Year Point-to-Point Index Strategy S&P 500 Point to Point Annual None     4.50 1-Year Point-to-Point Participation Index Strategy S&P 500 Point to Point Annual None 25     1-Year Monthly Cap Index Strategy S&P 500 Point to Point Annual Monthly Sum     2.00 1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®) DJ EuroStoxx 50 Point to Point Annual None     4.00 1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index) Hang Seng Point to Point Annual None     4.00
Aviva Life & Annuity MultiChoice Income Plus High-Band	Non-Qualified Owner: 78 Annuitant: 78 Qualified Owner: 78 Annuitant: 78	Non-Qualified Single: 75,000 Monthly: 75,000 Qualified Single: 75,000 Monthly: 75,000	No- Disability  No- Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization  No- Activities of Daily Living  Yes-Home Health Care Waiver  Yes-Guaranteed Purchase Option	Not Available in: CT DE MN NY OR PA PR VI WA
	Withdrawal Notes:			Premium Bonus: 5.00
	Withdrawal Charges 10 years:		16 15 14 13 12 11 10 8 6 4
	Guaranteed Minimum Value:		100% of Premium at 1.00%  (GMR/1000 $1,160)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Point-to-Point Index Strategy S&P 500 Point to Point Annual None     6.00 1-Year Point-to-Point Participation Index Strategy S&P 500 Point to Point Annual None 25     1-Year Monthly Cap Index Strategy S&P 500 Point to Point Annual Monthly Sum     2.25 Fixed Strategy 1-Year Fixed Rate (no bonus) 2.80% 1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index) Hang Seng Point to Point Annual None     5.50 1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®) DJ EuroStoxx 50 Point to Point Annual None     5.50
Aviva Life & Annuity MultiChoice Income Ten Low-Band	Non-Qualified Owner: 78 Annuitant: 78 Qualified Owner: 78 Annuitant: 78	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 5,000 Monthly: 5,000	No- Disability  No- Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization  No- Activities of Daily Living  Yes-Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: NY PR VI
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 10 years:		10 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		100% of Premium at 1.00%  (GMR/1000 $1,105)
	Account Name Indicie Type Reset Averaging Part Spread Cap Fixed Strategy 1-Year Fixed Rate (no bonus) 2.20% 1-Year Point-to-Point Index Strategy S&P 500 Point to Point Annual None     4.75 1-Year Point-to-Point Participation Index Strategy S&P 500 Point to Point Annual None 25     1-Year Monthly Cap Index Strategy S&P 500 Point to Point Annual Monthly Sum     2.00 1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®) DJ EuroStoxx 50 Point to Point Annual None     4.00 1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index) Hang Seng Point to Point Annual None     4.00
Aviva Life & Annuity MultiChoice Income Ten High-Band	Non-Qualified Owner: 78 Annuitant: 78 Qualified Owner: 78 Annuitant: 78	Non-Qualified Single: 75,000 Monthly: 75,000 Qualified Single: 75,000 Monthly: 75,000	No- Disability  No- Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization  No- Activities of Daily Living  Yes-Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: NY PR VI
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 10 years:		10 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		100% of Premium at 1.00%  (GMR/1000 $1,105)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Point-to-Point Index Strategy S&P 500 Point to Point Annual None     6.25 1-Year Point-to-Point Participation Index Strategy S&P 500 Point to Point Annual None 25     1-Year Monthly Cap Index Strategy S&P 500 Point to Point Annual Monthly Sum     2.25 Fixed Strategy 1-Year Fixed Rate (no bonus) 3.00% 1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index) Hang Seng Point to Point Annual None     5.50 1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®) DJ EuroStoxx 50 Point to Point Annual None     5.50
Aviva Life & Annuity MultiChoice Income Xtra Low-Band	Non-Qualified Owner: 78 Annuitant: 78 Qualified Owner: 78 Annuitant: 78	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 5,000 Monthly: 5,000	No- Disability  No- Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  Yes-Home Health Care Waiver  Yes-Guaranteed Purchase Option	Not Available in: AK CT DE MN NY OR PA PR UT VI WA
	Withdrawal Notes:			Premium Bonus: 8.00
	Withdrawal Charges 10 years:		12 12 12 11 10 9 8 7 6 4
	Guaranteed Minimum Value:		100% of Premium at 1.00%  (GMR/1000 $1,193)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Fixed Strategy 1-Year Fixed Rate (no bonus) 2.00% 1-Year Point-to-Point Index Strategy S&P 500 Point to Point Annual None     4.50 1-Year Monthly Cap Index Strategy S&P 500 Point to Point Annual Monthly Sum     2.00 1-Year Point-to-Point Participation Index Strategy (no cap) S&P 500 Point to Point Annual None 25     1-Year Average Index Strategy (no spread) S&P 500 Point to Point Annual Monthly     4.00 1-Year Multiple Index Strategy (no spread) Blended Indicies Point to Point Annual Monthly     4.00 1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®) DJ EuroStoxx 50 Point to Point Annual None     4.00 1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index) Hang Seng Point to Point Annual None     4.00
Aviva Life & Annuity MultiChoice Income Xtra High-Band	Non-Qualified Owner: 78 Annuitant: 78 Qualified Owner: 78 Annuitant: 78	Non-Qualified Single: 75,000 Monthly: 75,000 Qualified Single: 75,000 Monthly: 75,000	No- Disability  No- Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  Yes-Home Health Care Waiver  Yes-Guaranteed Purchase Option	Not Available in: AK CT DE MN NY OR PA PR UT VI WA
	Withdrawal Notes:			Premium Bonus: 8.00
	Withdrawal Charges 10 years:		12 12 12 11 10 9 8 7 6 4
	Guaranteed Minimum Value:		100% of Premium at 1.00%  (GMR/1000 $1,193)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Point-to-Point Index Strategy S&P 500 Point to Point Annual None     6.00 1-Year Monthly Cap Index Strategy S&P 500 Point to Point Annual Monthly Sum     2.25 1-Year Point-to-Point Participation Index Strategy (no cap) S&P 500 Point to Point Annual None 25     1-Year Average Index Strategy (no spread) S&P 500 Point to Point Annual Monthly     5.50 1-Year Fixed Strategy 1-Year Fixed Rate (no bonus) 2.75% 1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index) Hang Seng Point to Point Annual None     5.50 1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®) DJ EuroStoxx 50 Point to Point Annual None     5.50 1-Year Multiple Index Strategy (no spread) Blended Indicies Point to Point Annual Monthly     5.50
Midland National Life Select Series (5%) 10 Low-Band	Non-Qualified Owner: 79 Annuitant: 79 Qualified Owner: 79 Annuitant: 79	Non-Qualified Single: 25,000 Monthly: 25,000 Qualified Single: 25,000 Monthly: 25,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK AL CT DE MN NV NY OR PA PR UT VI WA
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 10 years:
	Guaranteed Minimum Value:		87.5% of Premium at 3.00%  (GMR/1000 $1,176)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Fixed 1-Year Fixed Rate (no bonus) 4.00% 1-Year Annual Point-to-Point S&P 500 S&P 500 Point to Point Annual None     9.10 1-Year Monthly Point-to-Point S&P 500 S&P 500 Point to Point Annual Monthly Sum     3.75 1-Year Annual Point-to-Point DJIA DJIA Point to Point Annual None     8.70 1-Year Annual Point-to-Point DJ EuroSTOXX 50 DJ EuroStoxx 50 Point to Point Annual None     9.00 1-Year Annual Point-to-Point S&P 400 S&P 400 Point to Point Annual None     7.95 1-Year Annual Point-to-Point Russell 2000 Russell 2000 Point to Point Annual None     7.70 1-Year Annual Point-to-Point NASDAQ 100 Nasdaq 100 Point to Point Annual None     7.75 1-Year Monthly Point-to-Point NASDAQ 100 Nasdaq 100 Point to Point Annual Monthly Sum     3.00 1-Year Annual Point-to-Point LB U.S. Aggregate LB US Aggregate Bond Point to Point Annual None     4.05
Midland National Life Select Series (5%) 10 High-Band	Non-Qualified Owner: 79 Annuitant: 79 Qualified Owner: 79 Annuitant: 79	Non-Qualified Single: 250,000 Monthly: 250,000 Qualified Single: 250,000 Monthly: 250,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK AL CT DE MN NV NY OR PA PR UT VI WA
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 10 years:
	Guaranteed Minimum Value:		87.5% of Premium at 3.00%  (GMR/1000 $1,176)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Monthly Point-to-Point S&P 500 S&P 500 Point to Point Annual Monthly Sum     4.00 1-Year Annual Point-to-Point S&P 500 S&P 500 Point to Point Annual None     10.00 1-Year Fixed 1-Year Fixed Rate (no bonus) 4.35% 1-Year Annual Point-to-Point LB U.S. Aggregate LB US Aggregate Bond Point to Point Annual None     4.50 1-Year Monthly Point-to-Point NASDAQ 100 Nasdaq 100 Point to Point Annual Monthly Sum     3.15 1-Year Annual Point-to-Point NASDAQ 100 Nasdaq 100 Point to Point Annual None     8.55 1-Year Annual Point-to-Point Russell 2000 Russell 2000 Point to Point Annual None     8.50 1-Year Annual Point-to-Point S&P 400 S&P 400 Point to Point Annual None     8.75 1-Year Annual Point-to-Point DJ EuroSTOXX 50 DJ EuroStoxx 50 Point to Point Annual None     10.00 1-Year Annual Point-to-Point DJIA DJIA Point to Point Annual None     9.65
Midland National Life Select Series 10 Low-Band	Non-Qualified Owner: 79 Annuitant: 79 Qualified Owner: 79 Annuitant: 79	Non-Qualified Single: 25,000 Monthly: 25,000 Qualified Single: 25,000 Monthly: 25,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK AL CT DE MN NV NY OR PA PR UT VI WA
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 10 years:
	Guaranteed Minimum Value:		87.5% of Premium at 3.00%  (GMR/1000 $1,176)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Fixed 1-Year Fixed Rate (no bonus) 3.60% 1-Year Annual Point-to-Point S&P 500 S&P 500 Point to Point Annual None 100   8.20 1-Year Monthly Point-to-Point S&P 500 S&P 500 Point to Point Annual Monthly Sum 100   3.55 1-Year Annual Point-to-Point DJIA DJIA Point to Point Annual None     7.75 1-Year Annual Point-to-Point DJ EuroSTOXX 50 DJ EuroStoxx 50 Point to Point Annual None 100   8.05 1-Year Annual Point-to-Point S&P 400 S&P 400 Point to Point Annual None 100   7.10 1-Year Annual Point-to-Point Russell 2000 Russell 2000 Point to Point Annual None 100   6.90 1-Year Annual Point-to-Point LB U.S. Aggregate LB US Aggregate Bond Point to Point Annual None 100   3.65 1-Year Monthly Point-to-Point NASDAQ 100 Nasdaq 100 Point to Point Annual None 100   2.75 1-Year Annual Point-to-Point NASDAQ 100 Nasdaq 100 Point to Point Annual None 100   6.90
Midland National Life Select Series 10 High-Band	Non-Qualified Owner: 79 Annuitant: 79 Qualified Owner: 79 Annuitant: 79	Non-Qualified Single: 250,000 Monthly: 250,000 Qualified Single: 250,000 Monthly: 250,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK AL CT DE MN NV NY OR PA PR UT VI WA
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 10 years:
	Guaranteed Minimum Value:		87.5% of Premium at 3.00%  (GMR/1000 $1,176)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Monthly Point-to-Point S&P 500 S&P 500 Point to Point Annual Monthly Sum 100   3.80 1-Year Annual Point-to-Point S&P 500 S&P 500 Point to Point Annual None 100   9.20 1-Year Fixed 1-Year Fixed Rate (no bonus) 4.05% 1-Year Annual Point-to-Point NASDAQ 100 Nasdaq 100 Point to Point Annual None 100   7.90 1-Year Monthly Point-to-Point NASDAQ 100 Nasdaq 100 Point to Point Annual None 100   3.05 1-Year Annual Point-to-Point LB U.S. Aggregate LB US Aggregate Bond Point to Point Annual None 100   4.15 1-Year Annual Point-to-Point Russell 2000 Russell 2000 Point to Point Annual None 100   7.85 1-Year Annual Point-to-Point S&P 400 S&P 400 Point to Point Annual None 100   8.05 1-Year Annual Point-to-Point DJ EuroSTOXX 50 DJ EuroStoxx 50 Point to Point Annual None 100   9.15 1-Year Annual Point-to-Point DJIA DJIA Point to Point Annual None     8.90
RBC Insurance RBC Choice 10 SPDA	Non-Qualified Owner: 85 Annuitant: 85 Qualified Owner: 80 Annuitant: 80	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 5,000 Monthly: 5,000	No- Disability  No- Unemployment  Yes-Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  Yes-Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  No- Nursing Home  Yes-Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK CA CT DE HI MN NJ NY OK OR PA PR UT VI
	Withdrawal Notes:			No Premium Bonus
	For states AL, AR, AZ, CO, DC, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, RI, SC, SD, TN, TX, VA, VT, WI, WV, WY (10 years): 10 10 9.5 9 8 7 6 5 4 2 For states CA, WA (10 years): 9 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $967)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Fixed Account 1-Year Fixed Rate with Bonus 2.00% +1.00 Bonus 1 Year S&P 500 Annual Point to Point Cap S&P 500 Point to Point Annual None 100 0.00 5.00 1 Year S&P 500 Monthly Additive Point to Point Cap S&P 500 Point to Point Annual Monthly Sum 100 0.00 2.50 1-Year DJIA Quarterly Additive Point-to-Point Cap DJIA Point to Point Annual None 100 0.00 2.75 1-Year DJIA Monthly Average Cap DJIA Point to Point Annual Monthly 100 0.00 5.00
RBC Insurance RBC Enhanced Choice 10 SPDA	Non-Qualified Owner: 85 Annuitant: 85 Qualified Owner: 80 Annuitant: 80	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 5,000 Monthly: 5,000	No- Disability  No- Unemployment  Yes-Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  Yes-Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  No- Nursing Home  Yes-Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK CA CT DE HI IL MN MO NJ NY OK OR PA PR UT VI VT
	Withdrawal Notes:			Premium Bonus: 5.00
	For states AL, AR, AZ, CO, DC, FL, GA, IA, ID, IN, KS, KY, LA, MA, MD, ME, MI, MS, MT, NC, ND, NE, NH, NM, NV, OH, RI, SC, SD, TN, TX, VA, WI, WV, WY (10 years): 10 10 10 9.5 9 8 7 6 4 2 For states WA (10 years): 9 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,015)
	Account Name Indicie Type Reset Averaging Part Spread Cap Fixed Account 1-Year Fixed Rate with Bonus 1.70% +1.00 Bonus 1-Year S&P 500 Monthly Additive Point-to-Point Cap S&P 500 Point to Point Annual Monthly Sum 100 0.00 2.25 1-Year S&P 500 Annual Point-to-Point Cap S&P 500 Point to Point Annual None 100 0.00 5.00 1-Year DJIA Quarterly Additive Point-to-Point Indexed Account DJIA Point to Point Annual Quarterly Sum 100 0.00 2.50 1-Year DJIA Monthly Average Indexed Account DJIA Point to Point Annual Monthly 100 0.00 5.00

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