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Fixed Indexed Annuities
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Bail
Out 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Surrender Charges Last 10 Years
Aviva Life & Annuity (Income Series)
Income Preferred Ultra - High
Fixed Strategy
Fixed 10
Years 		3.00
to 5.00 		    01/06/12 1.45% +5.00 Bonus 0-75: 7.50+
76-78: 5.50+
Min Rates:
Aviva Life & Annuity (Income Series)
Income Preferred Bonus - High
Fixed Strategy
Fixed 10
Years 		6.00
to 8.00 		    01/06/12 1.55% 1-Yr Fixed 0-75: 7.00+
76-78: 5.00+
Min Rates:
Aviva Life & Annuity (Income Series)
Income Preferred Ultra - Low
Fixed Strategy
Fixed 10
Years 		3.00
to 5.00 		    01/06/12 1.00% +5.00 Bonus 0-75: 7.50+
76-78: 5.50+
Min Rates:
Aviva Life & Annuity (Income Series)
Income Preferred Bonus - Low
Fixed Strategy
Fixed 10
Years 		6.00
to 8.00 		    01/06/12 1.00% 1-Yr Fixed 0-75: 7.00+
76-78: 5.00+
Min Rates:
Lincoln Financial Group
Lincoln OptiPoint 10 - High
Fixed Account
Fixed 10
Years 		5.00     02/01/12 1.00% 1-Yr Fixed 0-75: 7.00+
76-80: 4.75+
Min Rates:
Lincoln Financial Group
Lincoln OptiPoint 10 - Low
Fixed Account
Fixed 10
Years 		4.00     02/01/12 1.00% 1-Yr Fixed 0-75: 7.00+
76-80: 4.75+
Min Rates:
Aviva Life & Annuity (Income Series)
Income Preferred Ten - High
Fixed
Fixed 10
Years 		      01/06/12 1.40% 1-Yr Fixed 0-75: 7.50+
76-78: 5.50+
Min Rates:
Aviva Life & Annuity (Income Series)
Income Preferred Ten - Low
Fixed
Fixed 10
Years 		      01/06/12 1.00% 1-Yr Fixed 0-75: 7.50+
76-78: 5.50+
Min Rates:
Aviva Life & Annuity (Income Series)
Income Preferred Bonus - High
1-Year Average Index Strategy
S&P 500 Point to Point 10
Years 		6.00
to 8.00 		    01/06/12     3.25 0-75: 7.00+
76-78: 5.00+
Annual Monthly Min Rates:     1.00
Aviva Life & Annuity (Income Series)
Income Preferred Bonus - High
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years 		6.00
to 8.00 		    01/06/12     1.60 0-75: 7.00+
76-78: 5.00+
Annual Monthly Sum Min Rates:     1.00
Aviva Life & Annuity (Income Series)
Income Preferred Bonus - Low
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 10
Years 		6.00
to 8.00 		    01/06/12     2.00 0-75: 7.00+
76-78: 5.00+
Annual None Min Rates:     2.00
Aviva Life & Annuity (Income Series)
Income Preferred Bonus - Low
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years 		6.00
to 8.00 		    01/06/12     1.05 0-75: 7.00+
76-78: 5.00+
Annual Monthly Sum Min Rates:     1.00
Aviva Life & Annuity (Income Series)
Income Preferred Bonus - High
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 10
Years 		6.00
to 8.00 		    01/06/12     3.25 0-75: 7.00+
76-78: 5.00+
Annual None Min Rates:     2.00
Aviva Life & Annuity (Income Series)
Income Preferred Bonus - Low
1-Year Average Index Strategy
S&P 500 Point to Point 10
Years 		6.00
to 8.00 		    01/06/12     2.00 0-75: 7.00+
76-78: 5.00+
Annual Monthly Min Rates:     1.00
Lincoln Financial Group
Lincoln OptiPoint 10 - High
Performance Triggered Indexed Account
S&P 500 Performance Triggered 10
Years 		5.00     02/01/12     2.50 0-75: 7.00+
76-80: 4.75+
Annual None Min Rates: 100   2.50
Lincoln Financial Group
Lincoln OptiPoint 10 - High
2-Year Point-to-Point Indexed Account
S&P 500 Point to Point 10
Years 		5.00     02/01/12     7.00 0-75: 7.00+
76-80: 4.75+
Biennial None Min Rates: 100 0.00 7.00
Lincoln Financial Group
Lincoln OptiPoint 10 - High
2-Year Monthly Cap Indexed Account
S&P 500 Point to Point 10
Years 		5.00     02/01/12     2.25 0-75: 7.00+
76-80: 4.75+
Biennial Monthly Sum Min Rates: 100 0.00 1.00
Lincoln Financial Group
Lincoln OptiPoint 10 - Low
2-Year Point-to-Point Indexed Account
S&P 500 Point to Point 10
Years 		4.00     02/01/12     7.00 0-75: 7.00+
76-80: 4.75+
Biennial None Min Rates: 100 0.00 7.00
Lincoln Financial Group
Lincoln OptiPoint 10 - Low
2-Year Monthly Cap Indexed Account
S&P 500 Point to Point 10
Years 		4.00     02/01/12     2.25 0-75: 7.00+
76-80: 4.75+
Biennial Monthly Sum Min Rates: 100 0.00 1.00
Lincoln Financial Group
Lincoln OptiPoint 10 - Low
Performance Triggered Indexed Account
S&P 500 Performance Triggered 10
Years 		4.00     02/01/12     2.50 0-75: 7.00+
76-80: 4.75+
Annual None Min Rates: 100   2.50
Showing 1-20 of 34    Display: Page:   1 | 2

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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