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Company - Any - Allianz Life Allianz Life of NY Amer. Equity Investment Life Ins. Co. Amer. General Life Ins. Co. American National Ins. Co. Americo Annuity Investors Life (Great Amer. Life) Assurity Life Aviva Life and Annuity Dearborn National EquiTrust Life Ins. Co. First SunAmerica Forethought Financial Genworth Life and Annuity Ins. Co Genworth Life Ins. Co. Genworth Life of New York Great Amer. Life Ins. Co. ING USA Annuity and Life Integrity Life Insurance Investors Ins. (Legacy) Lafayette Life Life of the Southwest Lincoln Benefit Life Lincoln Financial Group Lincoln Life & Annuity of New York National Integrity Life Ins. National Western Life North American Company OM Financial Life Ins. Co. Penn Mutual Life Presidential Life Principal Financial Group Protective Life And Annuity Protective Life Corporation RBC Insurance ReliaStar Life Ins. Co. SBLI -Savings Bank Life Ins. of MA Sun Life Financial Sun Life Ins. and Annuity of New York Symetra Life Insurance Co. The Standard Transamerica Life West Coast Life Western National Life Ins. Co.

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Company / Product Name	AM Best	Minimum Premium	Premium Bonus	Rate Change	Years Rate Gtd	Rate	Yield to Surrender		Commissions Age: Rate
Rate Guaranteed 10 Years
Allianz Life of NY Power 5 Annuity [MVA, LOAN]	A	35,000	5.00	07/06/10	1-10	3.25	3.76		0-80: 4.00
North American Company NA Guarantee Choice 10 High-Band [MVA]	A+	200,000		09/01/10	1-10	3.60	3.60		0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
Allianz Life of NY Dominator Annuity 10 [MVA, LOAN]	A	35,000		07/06/10	1-10	3.45	3.45		0-80: 3.00
North American Company NA Guarantee Choice 10 Low-Band [MVA]	A+	10,000 Q:2,000		09/01/10	1-10	3.40	3.40		0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
ReliaStar Life Insurance Company ING MVA Annuity 10 High-Band [MVA, LOAN]	A	100,000		08/01/10	1	5.50	3.25		0-75: 5.60 76-90: 2.80
					2-10	3.00
EquiTrust Life Insurance Company Certainty 10 [MVA]	B+	30,000		09/02/10	1-10	3.25	3.25		0-80: 3.00+ 81-90: 2.25+ see notes
EquiTrust Life Insurance Company Certainty Select 10 [MVA]	B+	30,000		09/02/10	1-10	3.25	3.25		0-80: 3.00+ 81-90: 2.25+ see notes
Allianz Life Dominator Plus 10 High-Band [MVA, LOAN]	A	100,000		08/03/10	1-10	3.15	3.15		0-75: 4.00 76-80: 3.00 81-85: 2.00
ReliaStar Life Insurance Company ING MVA Annuity 10 Mid-Band [MVA, LOAN]	A	35,000		08/01/10	1	5.35	3.10		0-75: 5.60 76-90: 2.80
					2-10	2.85
Allianz Life Dominator Plus 10 Mid-Band [MVA, LOAN]	A	25,000		08/03/10	1-10	3.05	3.05		0-75: 4.00 76-80: 3.00 81-85: 2.00
ReliaStar Life Insurance Company ING MVA Annuity 10 Low-Band [MVA, LOAN]	A	5,000		08/01/10	1	5.25	3.00		0-75: 5.60 76-90: 2.80
					2-10	2.75
Western National Life Insurance Company Set Rate Annuity 10 High-Band [MVA]	A	100,000		08/23/10	1-10	3.00	3.00
ING USA Annuity and Life Guaranteed Choice 10 High-Band [MVA]	A	75,000		09/01/10	1	3.75	2.85		see notes
					2-10	2.75
Lincoln Financial Group Lincoln MYGuaranteesm Plus 10 High-Band [MVA]	A+	100,000		09/01/10	1-10	2.80	2.80		0-75: 2.50 76-80: 1.60 81-85: 1.00
Lincoln Life & Annuity of New York Lincoln MYGuaranteesm Plus 10 High-Band [MVA]	A+	100,000		09/01/10	1-10	2.80	2.80
Western National Life Insurance Company Set Rate Annuity 10 Low-Band [MVA]	A	5,000 Q:2,000		08/23/10	1-10	2.80	2.80
Protective Life Corporation FutureSaver II Annuity 10 High-Band [MVA]	A+	100,000	1.00	08/31/10	1-10	2.65	2.75		0-75: 2.50 76-85: 1.00
West Coast Life Sure Advantage 10 High-Band [MVA]	A+	100,000	1.00	08/31/10	1-10	2.65	2.75		0-75: 2.50 76-85: 1.00
ING USA Annuity and Life Guaranteed Choice 10 Low-Band [MVA]	A	15,000		09/01/10	1-10	2.75	2.75		see notes
Integrity Life Insurance Momentum Advantage 10 [MVA]	A+	20,000		08/31/10	1	3.40	2.72		0-79: 3.50 80-83: 1.50
					2-10	2.65
American General Life Insurance Company AG HorizonSelect 10 [MVA]	A	5,000		08/23/10	1-10	2.70	2.70		0-80: 4.00 81-85: 3.00
Protective Life Corporation FutureSaver II Annuity 10 Low-Band [MVA]	A+	10,000		08/31/10	1-10	2.65	2.65		0-75: 2.50 76-85: 1.00
West Coast Life Sure Advantage 10 Low-Band [MVA]	A+	10,000		08/31/10	1-10	2.65	2.65		0-75: 2.50 76-85: 1.00
Lincoln Life & Annuity of New York Lincoln MYGuaranteesm Plus 10 Low-Band [MVA]	A+	10,000		09/01/10	1-10	2.65	2.65
Lincoln Financial Group Lincoln MYGuaranteesm Plus 10 Low-Band [MVA]	A+	10,000		09/01/10	1-10	2.65	2.65		0-75: 2.50 76-80: 1.60 81-85: 1.00
National Integrity Life Insurance Momentum Advantage 10 [MVA, LOAN]	A+	20,000		08/31/10	1	3.30	2.62		0-79: 2.00 80-85: 1.00
					2-10	2.55
Investors Insurance (Legacy) RateMark 10 [MVA]	A-	5,000 Q:3,000		09/01/10	1-10	2.40	2.40		0-80: 4.00 81-UP: 2.00
American General Life Insurance Company AG Horizon Choice 10 [MVA]	A	5,000 Q:2,000		08/23/10	1-10	2.35	2.35		0-85: 5.00+ see notes
National Integrity Life Insurance New Momentum 10 [MVA]	A+	5,000 Q:2,000		08/31/10	1	2.85	2.17		0-79: 3.00 80-85: 2.00
					2-10	2.10
Integrity Life Insurance New Momentum 10 [MVA]	A+	5,000 Q:2,000		08/31/10	1	2.85	2.17		0-79: 5.00 80-85: 3.00
					2-10	2.10
Lincoln Benefit Life Tactician Plus 10 Low-Band [MVA]	A+	10,000 Q:3,000		08/30/10	1-10	2.05	2.05		0-75: 4.00 76-85: 3.00 86-90: 2.00 see notes
Lincoln Benefit Life Tactician Plus 10 High-Band [MVA]	A+	100,000		08/30/10	1-10	2.05	2.05		0-75: 4.00 76-85: 3.00 86-90: 2.00 see notes
Investors Insurance (Legacy) EnhanceMark 10 [MVA]	A-	50,000		09/01/10	1-10	1.50	1.50		0-80: 8.00 81-86: 4.00

Company / Product Name	AM Best	Minimum Premium	Premium Bonus	Rate Change	Years Rate Gtd	Rate	Yield to Surrender		Commissions Age: Rate
Rate Guaranteed 9 Years
ReliaStar Life Insurance Company ING MVA Annuity 9 High-Band [MVA, LOAN, STEP RATE]	A	100,000		08/01/10	Step Rate:		3.72		0-75: 2.30 76-90: 1.15
			3, 3.25, 3.5, 3.75, 4, 4, 4, 4, 4
ReliaStar Life Insurance Company ING MVA Annuity 9 Mid-Band [MVA, LOAN, STEP RATE]	A	35,000		08/01/10	Step Rate:		3.57		0-75: 2.30 76-90: 1.15
			2.85, 3.1, 3.35, 3.6, 3.85, 3.85, 3.85, 3.85, 3.85
ReliaStar Life Insurance Company ING MVA Annuity 9 Low-Band [MVA, LOAN, STEP RATE]	A	5,000		08/01/10	Step Rate:		3.47		0-75: 2.30 76-90: 1.15
			2.75, 3, 3.25, 3.5, 3.75, 3.75, 3.75, 3.75, 3.75
North American Company NA Guarantee Choice 9 High-Band [MVA]	A+	200,000		09/01/10	1-9	3.40	3.40		0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
North American Company NA Guarantee Choice 9 Low-Band [MVA]	A+	10,000 Q:2,000		09/01/10	1-9	3.20	3.20		0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
Dearborn National Destination Fortifier 9 [MVA]	A+	4,000		08/01/10	1-9	3.15	3.15
Western National Life Insurance Company Set Rate Annuity 9 High-Band [MVA]	A	100,000		08/23/10	1-9	2.80	2.80
Lincoln Life & Annuity of New York Lincoln MYGuaranteesm Plus 9 High-Band [MVA]	A+	100,000		09/01/10	1-9	2.75	2.75
Lincoln Financial Group Lincoln MYGuaranteesm Plus 9 High-Band [MVA]	A+	100,000		09/01/10	1-9	2.75	2.75		0-75: 2.50 76-80: 1.60 81-85: 1.00
American General Life Insurance Company AG Horizon Choice 9 [MVA]	A	5,000 Q:2,000		08/23/10	1-9	2.70	2.70		0-85: 2.65+ see notes
Protective Life Corporation FutureSaver II Annuity 9 High-Band [MVA]	A+	100,000	1.00	08/31/10	1-9	2.50	2.61		0-75: 2.50 76-85: 1.00
West Coast Life Sure Advantage 9 High-Band [MVA]	A+	100,000	1.00	08/31/10	1-9	2.50	2.61		0-75: 2.50 76-85: 1.00
Lincoln Financial Group Lincoln MYGuaranteesm Plus 9 Low-Band [MVA]	A+	10,000		09/01/10	1-9	2.60	2.60		0-75: 2.50 76-80: 1.60 81-85: 1.00
Lincoln Life & Annuity of New York Lincoln MYGuaranteesm Plus 9 Low-Band [MVA]	A+	10,000		09/01/10	1-9	2.60	2.60
Western National Life Insurance Company Set Rate Annuity 9 Low-Band [MVA]	A	5,000 Q:2,000		08/23/10	1-9	2.60	2.60
West Coast Life Sure Advantage 9 Low-Band [MVA]	A+	10,000		08/31/10	1-9	2.50	2.50		0-75: 2.50 76-85: 1.00
Protective Life Corporation FutureSaver II Annuity 9 Low-Band [MVA]	A+	10,000		08/31/10	1-9	2.50	2.50		0-75: 2.50 76-85: 1.00
Lincoln Benefit Life Tactician Plus 9 Low-Band [MVA]	A+	10,000 Q:3,000		08/30/10	1-9	2.25	2.25		0-80: 2.00 81-85: 1.50 86-90: 1.00 see notes
Lincoln Benefit Life Tactician Plus 9 High-Band [MVA]	A+	100,000		08/30/10	1-9	2.25	2.25		0-80: 2.00 81-85: 1.50 86-90: 1.00 see notes
Principal Financial Group Select Series 9 High-Band [MVA]	A+	100,000		09/01/10	1-9	2.15	2.15		0-79: 1.00 80-85: 0.50
Principal Financial Group Select Series 9 Low-Band [MVA]	A+	5,000		09/01/10	1-9	1.95	1.95		0-79: 1.00 80-85: 0.50

Company / Product Name	AM Best	Minimum Premium	Premium Bonus	Rate Change	Years Rate Gtd	Rate	Yield to Surrender		Commissions Age: Rate
Rate Guaranteed 8 Years
North American Company NA Guarantee Choice 8 High-Band [MVA]	A+	200,000		09/01/10	1-8	3.40	3.40		0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
North American Company NA Guarantee Choice 8 Low-Band [MVA]	A+	10,000 Q:2,000		09/01/10	1-8	3.20	3.20		0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
ReliaStar Life Insurance Company ING MVA Annuity 8 High-Band [MVA, LOAN]	A	100,000		08/01/10	1-8	3.00	3.00		0-75: 4.60 76-90: 2.30
EquiTrust Life Insurance Company Certainty Select 8 [MVA]	B+	30,000		09/02/10	1-8	3.00	3.00		0-80: 3.00 81-90: 2.25 see notes
EquiTrust Life Insurance Company Certainty 8 [MVA]	B+	30,000		09/02/10	1-8	3.00	3.00		0-80: 3.00 81-90: 2.25 see notes
ReliaStar Life Insurance Company ING MVA Annuity 8 Mid-Band [MVA, LOAN]	A	35,000		08/01/10	1-8	2.85	2.85		0-75: 4.60 76-90: 2.30
Dearborn National Destination Fortifier 8 [MVA]	A+	4,000		08/01/10	1-8	2.80	2.80
ReliaStar Life Insurance Company ING MVA Annuity 8 Low-Band [MVA, LOAN]	A	5,000		08/01/10	1-8	2.75	2.75		0-75: 4.60 76-90: 2.30
Lincoln Life & Annuity of New York Lincoln MYGuaranteesm Plus 8 High-Band [MVA]	A+	10,000		09/01/10	1-8	2.70	2.70
Lincoln Financial Group Lincoln MYGuaranteesm Plus 8 High-Band [MVA]	A+	100,000		09/01/10	1-8	2.70	2.70		0-75: 2.50 76-80: 1.60 81-85: 1.00
Western National Life Insurance Company Set Rate Annuity 8 High-Band [MVA]	A	100,000		08/23/10	1-8	2.70	2.70
Lincoln Financial Group Lincoln MYGuaranteesm Plus 8 Low-Band [MVA]	A+	10,000		09/01/10	1-8	2.55	2.55		0-75: 2.50 76-80: 1.60 81-85: 1.00
Lincoln Life & Annuity of New York Lincoln MYGuaranteesm Plus 8 [MVA]	A+	10,000		09/01/10	1-8	2.55	2.55
Western National Life Insurance Company Set Rate Annuity 8 Low-Band [MVA]	A	5,000 Q:2,000		08/23/10	1-8	2.50	2.50
West Coast Life Sure Advantage 8 High-Band [MVA]	A+	100,000	1.00	08/31/10	1-8	2.35	2.48		0-75: 2.50 76-85: 1.00
Protective Life Corporation FutureSaver II Annuity 8 High-Band [MVA]	A+	100,000	1.00	08/31/10	1-8	2.35	2.48		0-75: 2.50 76-85: 1.00
Protective Life Corporation FutureSaver II Annuity 8 Low-Band [MVA]	A+	10,000		08/31/10	1-8	2.35	2.35		0-75: 2.50 76-85: 1.00
West Coast Life Sure Advantage 8 Low-Band [MVA]	A+	10,000		08/31/10	1-8	2.35	2.35		0-75: 2.50 76-85: 1.00
Transamerica Life Transamerica Select 8 Low-Band	A+	10,000 Q:2,000		08/23/10	1-8	1.75	1.75		0-85: 3.50
Transamerica Life Transamerica Select 8 High-Band	A+	100,000		08/23/10	1-8	1.75	1.75		0-85: 3.50
Lincoln Benefit Life Tactician Plus 8 Low-Band [MVA]	A+	10,000 Q:3,000		08/30/10	1-8	1.70	1.70		0-75: 4.00 76-85: 3.00 86-90: 2.00 see notes
Lincoln Benefit Life Tactician Plus 8 High-Band [MVA]	A+	100,000		08/30/10	1-8	1.70	1.70		0-75: 4.00 76-85: 3.00 86-90: 2.00 see notes

Company / Product Name	AM Best	Minimum Premium	Premium Bonus	Rate Change	Years Rate Gtd	Rate	Yield to Surrender		Commissions Age: Rate
Rate Guaranteed 7 Years
American Equity Investment Life Insurance Company Guarantee 7 (SPDA-MYGA) MVA [MVA]	A-	10,000		07/20/10	1-7	3.75	3.75		0-75: 3.00 76-80: 2.00
	Next Rate:			09/03/10	1-7	3.25	3.25		-0.50 DOWN
Genworth Life and Annuity Insurance Co SecureLiving Rate Saver 7 High-Band [MVA]	A	250,000		08/25/10	1-7	3.45	3.45		0-75: 2.75+ 76-80: 2.15+ 81-85: 1.50+ see notes
North American Company NA Guarantee Choice 7 High-Band [MVA]	A+	200,000		09/01/10	1-7	3.40	3.40		0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
Genworth Life and Annuity Insurance Co SecureLiving Rate Saver 7 Mid-Band [MVA]	A	100,000		08/25/10	1-7	3.35	3.35		0-75: 2.75+ 76-80: 2.15+ 81-85: 1.50+ see notes
American Equity Investment Life Insurance Company Guarantee 7 (SPDA-MYGA)	A-	10,000		07/20/10	1-7	3.25	3.25		0-75: 2.50 76-80: 1.50
	Next Rate:			09/03/10	1-7	2.75	2.75		-0.50 DOWN
North American Company NA Guarantee Choice 7 Low-Band [MVA]	A+	10,000 Q:2,000		09/01/10	1-7	3.20	3.20		0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
OM Financial Life Insurance Company OM Guarantee-Platinum 7 [MVA]	B++	5,000 Q:2,000		09/01/10	1-7	3.20	3.20		0-79: 3.25 80-90: 1.63
Genworth Life and Annuity Insurance Co SecureLiving Rate Saver 7 Low-Band [MVA]	A	25,000		08/25/10	1-7	3.15	3.15		0-75: 2.75+ 76-80: 2.15+ 81-85: 1.50+ see notes
OM Financial Life Insurance Company OM Guarantee-Plus 7 [MVA]	B++	5,000 Q:2,000		09/01/10	1	3.90	3.04		0-79: 3.25 80-90: 1.63
					2-7	2.90
ReliaStar Life Insurance Company ING MVA Annuity 7 High-Band [MVA, LOAN]	A	100,000		08/01/10	1-7	3.00	3.00		0-75: 4.10 76-90: 2.05
ReliaStar Life Insurance Company ING MVA Annuity 7 Mid-Band [MVA, LOAN]	A	35,000		08/01/10	1-7	2.85	2.85		0-75: 4.10 76-90: 2.05
Symetra Life Insurance Company Symetra Custom 7 High-Band	A	250,000		08/23/10	1	3.20	2.77
					2-7	2.70
	Next Rate:			09/07/10	1	3.15	2.72		-0.05 DOWN
					2-7	2.65
ReliaStar Life Insurance Company ING MVA Annuity 7 Low-Band [MVA, LOAN]	A	5,000		08/01/10	1-7	2.75	2.75		0-75: 4.10 76-90: 2.05
Symetra Life Insurance Company Symetra Custom 7 Mid-Band	A	100,000		08/23/10	1	3.15	2.72
					2-7	2.65
	Next Rate:			09/07/10	1	3.10	2.67		-0.05 DOWN
					2-7	2.60
Lincoln Financial Group Lincoln MYGuaranteesm Plus 7 High-Band [MVA]	A+	100,000		09/01/10	1-7	2.65	2.65		0-75: 2.50 76-80: 1.60 81-85: 1.00
Lincoln Life & Annuity of New York Lincoln MYGuaranteesm Plus 7 High-Band [MVA]	A+	100,000		09/01/10	1-7	2.65	2.65		0-75: 2.50 76-80: 1.60 81-85: 1.00
Western National Life Insurance Company Set Rate Annuity 7 High-Band [MVA]	A	100,000		08/23/10	1-7	2.60	2.60
Symetra Life Insurance Company Symetra Custom 7 Mid-Band	A	50,000		08/23/10	1	3.00	2.57
					2-7	2.50
	Next Rate:			09/07/10	1	2.95	2.52		-0.05 DOWN
					2-7	2.45
Symetra Life Insurance Company Symetra Custom 7 (ROP) High-Band	A	250,000		08/23/10	1	2.95	2.52
					2-7	2.45
	Next Rate:			09/07/10	1	2.90	2.47		-0.05 DOWN
					2-7	2.40
Lincoln Financial Group Lincoln ClassicSM 7 High-Band [MVA]	A+	100,000		09/01/10	1	5.10	2.52		0-75: 2.50 76-80: 1.75 81-85: 0.87
					2-7	2.10
Lincoln Life & Annuity of New York Lincoln Classic-NY 7 High-Band [MVA]	A+	100,000		09/01/10	1	5.10	2.52		0-75: 5.00 76-80: 2.75 81-85: 1.50
					2-7	2.10
Lincoln Life & Annuity of New York Lincoln MYGuaranteesm Plus 7 Low-Band [MVA]	A+	10,000		09/01/10	1-7	2.50	2.50		0-75: 2.50 76-80: 1.60 81-85: 1.00
Lincoln Financial Group Lincoln MYGuaranteesm Plus 7 Low-Band [MVA]	A+	10,000		09/01/10	1-7	2.50	2.50		0-75: 2.50 76-80: 1.60 81-85: 1.00
Symetra Life Insurance Company Symetra Custom 7 (ROP) Mid-Band	A	100,000		08/23/10	1	2.90	2.47
					2-7	2.40
	Next Rate:			09/07/10	1	2.85	2.42		-0.05 DOWN
					2-7	2.35
Sun Life Financial Keyport Value Stepped-Up 7 High-Band [MVA, STEP RATE]	A+	50,000		07/14/10	Step Rate:		2.45		0-75: 3.00 76-85: 0.75
			2.15, 2.25, 2.35, 2.45, 2.55, 2.65, 2.75
Sun Life Insurance and Annuity of New York Keyport Value Stepped Up 7 High-Band [MVA, STEP RATE]	A+	50,000		07/14/10	Step Rate:		2.45		0-80: 5.00 81-83: 1.75
			2.15, 2.25, 2.35, 2.45, 2.55, 2.65, 2.75
American General Life Insurance Company AG HorizonSelect 7 [MVA]	A	5,000		08/23/10	1-7	2.40	2.40		0-80: 4.00 81-85: 3.00
Western National Life Insurance Company Set Rate Annuity 7 Low-Band [MVA]	A	5,000 Q:2,000		08/23/10	1-7	2.40	2.40
Dearborn National Destination Fortifier 7 [MVA]	A+	4,000		08/01/10	1-7	2.40	2.40
Lincoln Financial Group Lincoln ClassicSM 7 Low-Band [MVA]	A+	10,000		09/01/10	1	4.10	2.38		0-75: 2.50 76-80: 1.75 81-85: 0.87
					2-7	2.10
Lincoln Life & Annuity of New York Lincoln Classic-NY 7 Low-Band [MVA]	A+	10,000		09/01/10	1	4.10	2.38		0-75: 5.00 76-80: 2.75 81-85: 1.50
					2-7	2.10
Integrity Life Insurance Momentum Advantage 7 [MVA]	A+	20,000		08/31/10	1	3.00	2.36		0-79: 3.00 80-85: 1.00
					2-7	2.25
Symetra Life Insurance Company Symetra Custom 7 (ROP) Mid-Band	A	50,000		08/23/10	1	2.75	2.32
					2-7	2.25
	Next Rate:			09/07/10	1	2.70	2.27		-0.05 DOWN
					2-7	2.20
Sun Life Financial Keyport Value Stepped-Up 7 Low-Band [MVA, STEP RATE]	A+	5,000 Q:4,000		07/14/10	Step Rate:		2.30		0-75: 3.00 76-85: 0.75
			2, 2.1, 2.2, 2.3, 2.4, 2.5, 2.6
Sun Life Insurance and Annuity of New York Keyport Value Stepped Up 7 Low-Band [MVA, STEP RATE]	A+	5,000 Q:3,000		07/14/10	Step Rate:		2.30		0-80: 5.00 81-83: 1.75
			2, 2.1, 2.2, 2.3, 2.4, 2.5, 2.6
Sun Life Insurance and Annuity of New York Keyport Value 7 High-Band [MVA]	A+	50,000		07/14/10	1	3.15	2.29		0-80: 5.00 81-83: 1.75
					2-7	2.15
Sun Life Financial Keyport Value 7 High-Band [MVA]	A+	50,000		07/14/10	1	3.15	2.29		0-75: 3.00 76-85: 0.75
					2-7	2.15
Symetra Life Insurance Company Symetra Flex Premium Plus Fixed	A	2,000 Q:30		08/23/10	1	4.00	2.28
					2-7	2.00
	Next Rate:			09/07/10	1	4.00	2.28		No Change
					2-7	2.00
National Integrity Life Insurance Momentum Advantage 7 [MVA, LOAN]	A+	20,000		08/31/10	1	2.90	2.26		0-79: 3.00 80-85: 1.50
					2-7	2.15
Investors Insurance (Legacy) RateMark 7 [MVA]	A-	5,000 Q:3,000		09/01/10	1-7	2.25	2.25		0-80: 4.00 81-85: 2.00
West Coast Life Sure Advantage 7 High-Band [MVA]	A+	100,000	1.00	08/31/10	1-7	2.05	2.20		0-75: 2.50 76-85: 1.00
American General Life Insurance Company AG HorizonSecure 7	A	5,000		08/23/10	1-7	2.20	2.20		0-80: 4.00+ 81-85: 3.00+ see notes
Protective Life Corporation FutureSaver II Annuity 7 High-Band [MVA]	A+	100,000	1.00	08/31/10	1-7	2.05	2.20		0-75: 2.50 76-85: 1.00
Symetra Life Insurance Company Symetra Custom 7 Low-Band	A	10,000		08/23/10	1	2.60	2.17
					2-7	2.10
	Next Rate:			09/07/10	1	2.55	2.12		-0.05 DOWN
					2-7	2.05
Sun Life Insurance and Annuity of New York Keyport Value 7 Low-Band [MVA]	A+	5,000 Q:3,000		07/14/10	1	3.00	2.14		0-80: 5.00 81-83: 1.75
					2-7	2.00
Sun Life Financial Keyport Value 7 Low-Band [MVA]	A+	5,000 Q:4,000		07/14/10	1	3.00	2.14		0-75: 3.00 76-85: 0.75
					2-7	2.00
Protective Life Corporation FutureSaver II Annuity 7 Low-Band [MVA]	A+	10,000		08/31/10	1-7	2.05	2.05		0-75: 2.50 76-85: 1.00
West Coast Life Sure Advantage 7 Low-Band [MVA]	A+	10,000		08/31/10	1-7	2.05	2.05		0-75: 2.50 76-85: 1.00
Symetra Life Insurance Company Symetra Custom 7 (ROP) Low-Band	A	10,000		08/23/10	1	2.35	1.92
					2-7	1.85
	Next Rate:			09/07/10	1	2.30	1.87		-0.05 DOWN
					2-7	1.80
National Integrity Life Insurance New Momentum 7 [MVA]	A+	5,000 Q:2,000		08/31/10	1	2.55	1.91		0-79: 3.00 80-85: 2.00
					2-7	1.80
ING USA Annuity and Life Guarantee Choice 7 High-Band [MVA]	A	75,000		09/01/10	1	2.75	1.89		see notes
					2-7	1.75
Integrity Life Insurance SPDA Series II 7	A+	3,000		08/31/10	1-7	1.85	1.85		0-79: 4.00 80-85: 2.00
First SunAmerica FSA Flex 7 High-Band	A	100,000		08/23/10	1-7	1.80	1.80
Western National Life Insurance Company WNL Flex 7 - 7 Year High-Band	A	100,000		08/23/10	1-7	1.80	1.80
Principal Financial Group FPDA+ 7-Year Guaranty	A+	4,000 Q:5,000		09/01/10	1-7	1.80	1.80		0-75: 2.25 76-90: 1.50
ING USA Annuity and Life Guarantee Choice 7 Low-Band [MVA]	A	15,000		09/01/10	1-7	1.75	1.75		see notes
Western National Life Insurance Company WNL Flex 7 - 7 Year Low-Band	A	5,000 Q:2,000		08/23/10	1-7	1.60	1.60
First SunAmerica FSA Flex 7 Low-Band	A	5,000 Q:2,000		08/23/10	1-7	1.60	1.60
Assurity Life Secure 7	A-	2,000		09/01/10	1-7	1.50	1.50		0-75: 4.00 76-80: 3.50 81-90: 3.00
Transamerica Life Transamerica Select 7 Low-Band	A+	10,000 Q:2,000		08/23/10	1-7	1.50	1.50		0-85: 3.50
Transamerica Life Transamerica Select 7 High-Band	A+	100,000		08/23/10	1-7	1.50	1.50		0-85: 3.50
Lincoln Benefit Life Tactician Plus 7 Low-Band [MVA]	A+	10,000 Q:3,000		08/30/10	1-7	1.50	1.50		0-75: 4.00 76-85: 3.00 86-90: 2.00 see notes
Lincoln Benefit Life Tactician Plus 7 High-Band [MVA]	A+	100,000		08/30/10	1-7	1.50	1.50		0-75: 4.00 76-85: 3.00 86-90: 2.00 see notes

Company / Product Name	AM Best	Minimum Premium	Premium Bonus	Rate Change	Years Rate Gtd	Rate	Yield to Surrender		Commissions Age: Rate
Rate Guaranteed 6 Years
North American Company NA Guarantee Choice 6 High-Band [MVA]	A+	200,000		09/01/10	1-6	3.15	3.15		0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
The Standard Focused Growth Annuity 6 High-Band [MVA, LOAN]	A	100,000		08/16/10	1-6	3.10	3.10		0-80: 2.00 81-84: 1.00 85-UP: 0.77 see notes
The Standard Focused Growth Annuity 6 Low-Band [MVA, LOAN]	A	15,000		08/16/10	1-6	3.00	3.00		0-80: 2.00 81-84: 1.00 85-UP: 0.77 see notes
ReliaStar Life Insurance Company ING MVA Annuity 6 High-Band [MVA, LOAN]	A	100,000		08/01/10	1-6	3.00	3.00		0-75: 2.40 76-90: 1.20
North American Company NA Guarantee Choice 6 Low-Band [MVA]	A+	10,000 Q:2,000		09/01/10	1-6	2.90	2.90		0-80: 2.50 81-85: 1.88 86-90: 1.25 see notes
ReliaStar Life Insurance Company ING MVA Annuity 6 Mid-Band [MVA, LOAN]	A	35,000		08/01/10	1-6	2.85	2.85		0-75: 2.40 76-90: 1.20
ReliaStar Life Insurance Company ING MVA Annuity 6 Low-Band [MVA, LOAN]	A	5,000		08/01/10	1-6	2.75	2.75		0-75: 2.40 76-90: 1.20
Lincoln Financial Group Lincoln MYGuaranteesm Plus 6 High-Band [MVA]	A+	100,000		09/01/10	1-6	2.45	2.45		0-75: 2.25 76-80: 1.50 81-85: 0.75
Lincoln Life & Annuity of New York Lincoln MYGuaranteesm Plus 6 High-Band [MVA]	A+	100,000		09/01/10	1-6	2.45	2.45		0-75: 2.25 76-80: 1.50 81-85: 0.75
Lincoln Life & Annuity of New York Lincoln MYGuaranteesm Plus 6 Low-Band [MVA]	A+	10,000		09/01/10	1-6	2.30	2.30		0-75: 2.25 76-80: 1.50 81-85: 0.75
Lincoln Financial Group Lincoln MYGuaranteesm Plus 6 Low-Band [MVA]	A+	10,000		09/01/10	1-6	2.30	2.30		0-75: 2.25 76-80: 1.50 81-85: 0.75

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